{"id":6059,"date":"2023-02-14T12:03:12","date_gmt":"2023-02-14T04:03:12","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?page_id=6059"},"modified":"2023-02-14T12:03:12","modified_gmt":"2023-02-14T04:03:12","slug":"%e5%a6%82%e4%bd%95%e6%9f%a5%e8%a9%a2%e6%8a%95%e8%b3%87%e7%b5%84%e5%90%88%e4%b8%ad%e5%80%8b%e5%88%a5etf%e7%9a%84%e7%8b%80%e6%b3%81","status":"publish","type":"page","link":"https:\/\/blog.roboadvisor.com.tw\/?page_id=6059","title":{"rendered":"\u5982\u4f55\u67e5\u8a62\u6295\u8cc7\u7d44\u5408\u4e2d\u500b\u5225ETF\u7684\u640d\u76ca\u72c0\u6cc1"},"content":{"rendered":"\n

\u5982\u4f55\u67e5\u8a62\u6295\u8cc7\u7d44\u5408\u4e2d\u500b\u5225ETF\u7684\u6210\u672c\u3001\u640d\u76ca\u8207\u6295\u5165\u72c0\u6cc1\uff1f<\/p>\n\n\n\n

\u9019\u7bc7\u6587\u7ae0\u6703\u5206\u4eab\u5982\u4f55\u627e\u5230\u6295\u8cc7\u7d44\u5408\u4e2d\u500b\u5225ETF\u7684\u72c0\u6cc1\u3002<\/p>\n\n\n\n

\n\n\n\n

\u70ba\u4f55\u5e73\u53f0\u5c07\u500b\u5225ETF\u7684\u640d\u76ca\u96b1\u85cf\u8d77\u4f86\uff1f<\/h2>\n\n\n\n

\u6211\u5011\u8a8d\u70ba\u61c9\u8a72\u5354\u52a9\u60a8\u95dc\u6ce8\u5728\u9577\u671f\u6295\u8cc7\u8a08\u756b\uff0c\u8207\u6574\u9ad4\u7684\u300c\u6295\u8cc7\u7d44\u5408\u300d\uff0c\u56e0\u6b64\u4e26\u975e\u50cf\u4e00\u822c\u5e73\u53f0\u4e00\u6a23\u8b93\u60a8\u53ef\u4ee5\u8f15\u6613\u770b\u5230\u500b\u5225\u6295\u8cc7\u7684\u7e3e\u6548\uff0c\u4ee5\u4e0b\u662f\u6211\u5011\u7684\u7406\u7531\u3002<\/p>\n\n\n\n

\u5df2\u6545\u5148\u92d2\u9818\u822a\u96c6\u5718\u5275\u8fa6\u4eba\u7d04\u7ff0\u2027\u67cf\u683c\u8aaa\u904e\uff1a<\/p>\n\n\n\n

\n

\u77ed\u671f\u6295\u6a5f\u6d3b\u52d5\u4f54\u4e86\u9577\u671f\u6295\u8cc7\u7684\u4e3b\u5c0e\u5730\u4f4d\u662f\u5e02\u5834\u4e0a\u6b63\u5728\u767c\u751f\u7684\u4e8b\u60c5\uff0c\u4e0d\u904e\u9577\u671f\u6295\u8cc7\u8005\u5b8c\u5168\u4e0d\u53d7\u5e02\u5834\u6ce2\u52d5\u7684\u5f71\u97ff\uff0c\u80a1\u5e02\u7684\u65e5\u5e38\u5c31\u50cf\u4e00\u500b\u767d\u75f4\u5728\u8b1b\u6545\u4e8b\uff0c\u5145\u6eff\u4e86\u566a\u97f3\u3001\u61a4\u6012\uff0c\u6c92\u6709\u4efb\u4f55\u610f\u7fa9\u3002<\/p>\n\n\n\n

\u6211\u6700\u559c\u6b61\u7684\u898f\u5247\u4e4b\u4e00\u662f\u300c\u4e0d\u8981\u5077\u770b<\/strong>\u300d\uff01<\/p>\n\n\n\n

\u4e0d\u8981\u8b93\u6240\u6709\u7684\u566a\u97f3\u6df9\u6c92\u60a8\u7684\u5e38\u8b58\u548c\u667a\u6167\uff0c\u8acb\u76e1\u91cf\u4e0d\u8981\u6ce8\u610f\u80a1\u5e02\uff0c\u56e0\u70ba\u5b83\u7d55\u5c0d\u4e0d\u6703\u5f71\u97ff\u60a8\u7684\u7d42\u751f\u6295\u8cc7\u56de\u5831\u3002<\/p>\n<\/blockquote>\n\n\n\n

\u5f9e S&P 500 \u6307\u6578 1926 – 2020 \u5e74\u7684\u6b77\u53f2\u8cc7\u6599\u4f86\u770b\uff0c\u6211\u5011\u6301\u6709\u4ee3\u8868\u5927\u76e4\u80a1\u7968\u7684\u6642\u9593\u8d8a\u9577\uff0c\u770b\u5230\u6b63\u5831\u916c\u7684\u6a5f\u7387\u5c31\u8d8a\u5927\u3002<\/p>\n\n\n\n

\u6642\u9593\u67b6\u69cb<\/td>\u6b63\u5831\u916c\u6a5f\u7387<\/td>\u8ca0\u5831\u916c\u6a5f\u7387<\/td><\/tr>
\u6bcf\u65e5<\/td>56%<\/td>44%<\/td><\/tr>
1\u5e74<\/td>75%<\/td>25%<\/td><\/tr>
5\u5e74<\/td>88%<\/td>12%<\/td><\/tr>
10\u5e74<\/td>95%<\/td>5%<\/td><\/tr>
20\u5e74<\/td>100%<\/td>0%<\/td><\/tr><\/tbody><\/table>
S&P 500 \u6307\u6578 1926 – 2020 \u5e74\u7684\u6b77\u53f2\u8cc7\u6599
Source\uff1aDimensional Fund Advisors<\/figcaption><\/figure>\n\n\n\n

\u5982\u679c\u6211\u5011\u628a\u4e0d\u540c\u6301\u6709\u6642\u9593\u8cfa\u9322\u8ce0\u9322\u7684\u6a5f\u7387\u63db\u500b\u89d2\u5ea6\u4f86\u770b\uff0c\u8b8a\u6210\u770b\u5230\u8667\u640d\u7684\u6a5f\u7387\u3002<\/p>\n\n\n\n

\u6211\u5011\u6703\u767c\u73fe\u7576\u6bcf\u5929\u767b\u5165\u5e33\u6236\u770b\u4e00\u4e0b\u5831\u916c\u7387\uff0c44%\u7684\u6a5f\u7387\u6703\u770b\u5230\u8667\u640d\uff1b\u5982\u679c\u6211\u5011\u4e00\u5e74\u770b\u4e00\u6b21\uff0c\u6a5f\u7387\u99ac\u4e0a\u964d\u4f4e\u5230 25%\uff1b\u6301\u6709\u4e94\u5e74\u624d\u770b\u4e00\u6b21\uff0c\u770b\u5230\u8667\u640d\u8b8a\u6210 12%\uff1b<\/p>\n\n\n\n

\u63a5\u4e0b\u4f86\u5c31\u5341\u5206\u4ee4\u4eba\u4f69\u670d\u5982\u679c\u6709\u4eba\u80fd\u505a\u5230\u5341\u5e74\u624d\u770b\u4e00\u6b21\uff0c\u770b\u5230\u8667\u640d\u7684\u6a5f\u7387\u53ea\u5269 5%\uff1b\u4e8c\u5341\u5e74\u66f4\u597d\u4e86\uff0c\u904e\u53bb\u7684\u6578\u64da\u986f\u793a\u662f 100% \u6b63\u5831\u916c\u3002<\/p>\n\n\n\n

\u4e0d\u904e\u5728\u73fe\u4ee3\u8cc7\u8a0a\u50b3\u64ad\u767c\u9054\u7684\u6642\u4ee3\uff0c\u8981\u80fd\u9577\u9054\u4e8c\u5341\u5e74\u4e0d\u770b\u3001\u4e0d\u52d5\uff0c\u5be6\u5728\u662f\u4ee4\u4eba\u4f69\u670d\u3002<\/p>\n\n\n\n

\u6240\u4ee5\u6211\u5e38\u5e38\u8ddf\u6211\u7684\u5ba2\u6236\u8b1b\uff0c\u4e0d\u8981\u983b\u7e41\u770b\u76e4\uff0c\u6700\u597d\u522a\u6389\u4f60\u7684\u770b\u76e4\u8edf\u9ad4<\/strong>\uff0c\u57f9\u990a\u8ca1\u7d93\u4ee5\u5916\u7684\u55dc\u597d\u3002<\/p>\n\n\n\n

\u4e0d\u8981\u770b\u76e4\uff0c\u8aaa\u5f97\u5bb9\u6613\u4f46\u662f\u505a\u8d77\u4f86\u7279\u5225\u96e3\uff0c\u5c24\u5176\u662f\u5728\u76ee\u524d\u6f14\u7b97\u6cd5\u6a5f\u5236\u904b\u4f5c\u4e0b\uff0c\u5982\u679c\u4f60\u559c\u6b61\uff0c\u9019\u4e9b\u300c\u8cc7\u8a0a\u300d\u6839\u672c\u5982\u72c2\u6f6e\u822c\u5782\u624b\u53ef\u5f97\u3002\u5f88\u591a\u6a5f\u69cb\u3001\u7ba1\u9053\u6703\u523a\u6fc0\u4f60\u7684\u611f\u5b98\uff0c\u6697\u793a\u4f60\u8abf\u6574\u3001\u983b\u7e41\u4ea4\u6613\uff0c\u4f46\u5982\u540c\u300a\u4e0d\u770b\u76e4 \uff0c\u6211\u624d\u8cfa\u5230\u5927\u9322 ( The New Coffeehouse Investor\uff1aHow To Build Wealth, Ignore Wall Street, And Get On With Your Life ) \u300b\u9019\u672c\u66f8\u7684\u5b97\u65e8\uff1a<\/p>\n\n\n\n

\n

\u8981\u80fd\u4e0d\u770b\u76e4\uff0c\u6700\u597d\u662f\u76e1\u65e9\u8cb7\u9032\u4e00\u6a94\u80fd\u5920\u53cd\u6620\u5927\u76e4\u7684\u6307\u6578\u578b\u57fa\u91d1\u4e26\u653e\u8457\u4e0d\u7ba1\uff0c\u63a5\u8457\u6bcf\u6708\u5132\u84c4\uff0c\u5c31\u80fd\u5728\u9000\u4f11\u5f8c\u904e\u8457\u5929\u5929\u6ce1\u5496\u5561\u9928\u3001\u653e\u5047\u722c\u5c71\u7684\u512a\u9592\u6563\u6236\u751f\u6d3b\u3002<\/em><\/p>\n<\/blockquote>\n\n\n\n

\u6e1b\u5c11\u4ea4\u6613\uff0c\u9577\u671f\u6301\u6709\u6574\u500b\u5927\u76e4\uff0c\u624d\u662f\u4f60\u6210\u529f\u6295\u8cc7\u7684\u95dc\u9375\u3002<\/p>\n\n\n\n

\u5ef6\u4f38\u95b1\u8b80\uff1a\u70ba\u4ec0\u9ebc\u61c9\u8a72\u6e1b\u5c11\u95dc\u6ce8\u6295\u8cc7\u7684\u5831\u916c\u7387\uff1f\u4e0d\u770b\u76e4\u6295\u8cc7\u7684\u91cd\u8981\u6027<\/a><\/p>\n\n\n\n

\u524d\u7f6e\u4f5c\u696d<\/h2>\n\n\n\n

\u9996\u5148\uff0c\u767b\u5165\u963f\u723e\u767c\uff08 <\/a>https:\/\/roboadvisor.com.tw\/Overview.html<\/a> \uff09<\/p>\n\n\n\n

\u9032\u5165\u8a08\u756b<\/h2>\n\n\n\n

\u5f9e\ufe5d\u6211\u7684\u8a08\u756b\ufe5e\u4e2d\u9032\u5165\u500b\u5225\u8a08\u756b\uff0c\u518d\u9ede\ufe5d\u6295\u8cc7\u7d44\u5408\ufe5e<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u5c55\u958b\u6295\u8cc7\u7d44\u5408<\/h2>\n\n\n\n

\u9032\u5165\ufe5d\u76ee\u524d\u6295\u8cc7\u7d44\u5408\u6301\u6709\u6a19\u7684\ufe5e\u6709\u5404\u5225ETF\u9805\u76ee\uff0c\u9ede\u4e00\u4e0b\u500b\u5225ETF\u6703\u5c55\u958b\u3002<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u67e5\u8a62\u6295\u8cc7\u7d44\u5408\u4e2d\u500b\u5225ETF\u7684\u72c0\u6cc1<\/h2>\n\n\n\n

\u65bc\ufe5d\u8cb7\u9032\u6210\u672c\uff08USD\uff09\ufe5e\u53ef\u67e5\u770b\u5404ETF\u6295\u5165\u7684\u6210\u672c\uff0c\u5728\u6b64\u5340\u584a\u4e5f\u80fd\u67e5\u5230\u76ee\u524d\u5404\u6a94\u7684\u5831\u916c\u7387\u3001ETF\u5167\u542b\u7ba1\u7406\u8cbb\u8207\u53c3\u8003\u50f9\u683c\u8cc7\u6599\u3002<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n
\n\n\n\n

\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\uff08114\u91d1\u7ba1\u6295\u9867\u65b0\u5b57\u7b2c0017\u865f\uff09\u662f\u5168\u53f0\u552f\u4e00\u7372\u91d1\u693d\u734e\u3001\u91d1\u5f5d\u734e\u7684\u6a5f\u5668\u4eba\u7406\u8ca1\u6295\u9867\u516c\u53f8\uff0c\u80fd\u5e6b\u4f60\u8ffd\u8e64\u8ca1\u52d9\u76ee\u6a19\u9054\u6210\u7387\uff0c\u6839\u64da\u4f60\u7684\u72c0\u6cc1\u5e6b\u4f60\u5ba2\u88fd\u5316\u9078\u64c7ETF<\/a>\uff0c\u8b93\u4f60\u4e00\u7ad9\u5f0f\u505a\u597d\u898f\u5283\uff0c\u6295\u8cc7\u4e4b\u5f8c24\u5c0f\u6642\u8ffd\u8e64\u8207\u81ea\u52d5\u518d\u5e73\u8861<\/a>\u3002<\/p>\n\n\n\n

\u5982\u679c\u4f60\u6709\u5176\u4ed6\u7406\u8ca1\u554f\u984c\uff0c\u9084\u80fd\u9810\u7d04\u4f60\u5c08\u5c6c\u7684\u8ca1\u52d9\u9867\u554f\u8aee\u8a62\u3002<\/p>\n\n\n\n

\u5fc3\u52d5\u4e0d\u5982\u884c\u52d5\uff0c\u9ede\u64ca\u4e0b\u65b9\u9023\u7d50\uff0c\u8b93\u4eca\u5929\u7684\u6295\u8cc7\u66f4\u8f15\u9b06\uff0c\u660e\u5929\u7684\u751f\u6d3b\u66f4\u7f8e\u597d\uff01<\/p>\n\n\n\n

\n
\u7acb\u5373\u4e86\u89e3\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a><\/div>\n<\/div>\n\n\n\n

\ud83d\udca1\u8fd4\u56de\uff3b\u4f7f\u7528\u8005\u6559\u5b78\u4e2d\u5fc3<\/a>\uff3d<\/p>\n\n\n\n

\ud83d\udca1\u5982\u679c\u904e\u7a0b\u4e2d\u6709\u9700\u8981\u5354\u52a9\uff0c\u8acb\u52a0\u5165\u5b98\u65b9LINE@\uff08ID\u641c\u5c0b\uff1a@robo\uff09<\/a>\u6216\u96fb\u6d3d\u260e\ufe0f02-2502-8622\uff08\u5206\u6a5f39\uff09\u806f\u7e6b\u6211\u5011\u7684\u5ba2\u6236\u670d\u52d9\u5718\u968a\uff0c\u6211\u5011\u5c07\u7aed\u8aa0\u70ba\u60a8\u670d\u52d9\uff01<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5982\u4f55\u67e5\u8a62\u6295\u8cc7\u7d44\u5408\u4e2d\u500b\u5225ETF\u7684\u6210\u672c\u3001\u640d\u76ca\u8207\u6295\u5165\u72c0\u6cc1\uff1f \u9019\u7bc7\u6587\u7ae0\u6703\u5206\u4eab\u5982\u4f55\u627e\u5230\u6295\u8cc7\u7d44\u5408\u4e2d\u500b\u5225ETF\u7684\u72c0\u6cc1\u3002 \u70ba\u4f55 […]<\/p>\n","protected":false},"author":3,"featured_media":5606,"parent":5669,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6059","page","type-page","status-publish","has-post-thumbnail","hentry"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/pages\/6059","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6059"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/pages\/6059\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/pages\/5669"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/5606"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}