{"id":1011,"date":"2018-05-21T09:53:00","date_gmt":"2018-05-21T01:53:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1011"},"modified":"2026-10-27T17:35:24","modified_gmt":"2026-10-27T09:35:24","slug":"%e6%95%99%e5%ae%97%e4%b9%9f%e7%99%bc%e6%80%92%ef%bc%9a%e7%90%86%e8%b2%a1%e9%a1%a7%e5%95%8f%ef%bc%8c%e8%ab%8b%e6%8a%8a%e6%8a%95%e8%b3%87%e4%ba%ba%e7%9a%84%e5%88%a9%e7%9b%8a%e6%93%ba%e5%9c%a8%e7%ac%ac","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1011","title":{"rendered":"\u6559\u5b97\u4e5f\u767c\u6012\uff1a\u7406\u8ca1\u9867\u554f\uff0c\u8acb\u628a\u6295\u8cc7\u4eba\u7684\u5229\u76ca\u64fa\u5728\u7b2c\u4e00\u4f4d\uff01"},"content":{"rendered":"\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u70ba\u4ec0\u9ebc\u4f60\u6703\u9700\u8981\u9019\u7bc7\u6587\u7ae0\uff1f<\/strong>\u91d1\u878d\u696d\u8207\u6295\u8cc7\u4eba\u5229\u76ca\u885d\u7a81\u7684\u554f\u984c\uff0c\u7531\u4f86\u5df2\u4e45\uff0c\u70ba\u7dad\u8b77\u81ea\u8eab\u7684\u5229\u76ca\uff0c\u4f60\u9700\u8981\u807d\u807d\u89e3\u6c7a\u4e4b\u9053\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u4eca\u5e74\u56db\u6708\u4efd\uff0c\u7f8e\u570b\u806f\u90a6\u52de\u5de5\u90e8\u516c\u5e03\u6700\u65b0\u9000\u4f11\u91d1\u5e33\u6236\u7ba1\u7406\u898f\u5247\uff0c\u898f\u5b9a\u7406\u8ca1\u9867\u554f\u5728\u63a8\u85a6\u7522\u54c1\u6642\uff0c\u5fc5\u9808\u5c07\u6295\u8cc7\u4eba\u7684\u6700\u4f73\u5229\u76ca\u653e\u5728\u7b2c\u4e00\u4f4d\u3002\u9019\u500b\u898f\u5b9a\u662f\u70ba\u4e86\u4fdd\u8b77\u6295\u8cc7\u4eba\u514d\u65bc\u88ab\u6536\u53d6\u9ad8\u984d\u8cbb\u7528\u53ca\u4ea4\u6613\u4f63\u91d1\u3002\u800c\u4e0a\u9031\u56db\uff085\/18\uff09\u5929\u4e3b\u6559\u6559\u5b97\u65b9\u6fdf\u5404\u767c\u5e03\u4e00\u842c\u591a\u5b57\u7684\u8072\u660e\uff0c \u9664\u4e86\u5927\u8086\u62a8\u64ca\u91d1\u878d\u884c\u696d\u5916\uff0c\u4e5f\u7279\u5225\u9ede\u51fa<strong>\u7406\u8ca1\u9867\u554f\u8207\u9000\u4f11\u898f\u5283\u7684\u6295\u8cc7\u4eba\u4e4b\u9593\u7684\u5229\u76ca\u885d\u7a81<\/strong>\u3002\u6559\u5b97\u547c\u7c72\uff0c\u61c9\u63d0\u9ad8\u6295\u8cc7\u8cc7\u8a0a\u7684\u900f\u660e\u5ea6\uff0c\u8b93\u6d88\u8cbb\u8005\u80fd\u5920\u505a\u51fa\u66f4\u660e\u667a\u7684\u6c7a\u5b9a\uff0c\u66f4\u6279\u8a55\u90a3\u4e9b\u4ee5\u4f63\u91d1\u70ba\u4e3b\u8981\u8003\u91cf\u7684\u7406\u8ca1\u9867\u554f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u70ba\u4ec0\u9ebc\u6559\u5b97\u6703\u6709\u9019\u6a23\u7684\u75be\u547c\u5462\uff1f\u6709\u5169\u500b\u7406\u7531\uff1a\u4e00\u500b\u662f\u6295\u8cc7\u8cc7\u8a0a\u7684\u4e0d\u900f\u660e\uff0c\u7531\u4f86\u5df2\u4e45\uff0c\u53e6\u4e00\u5247\u662f\uff0c\u7406\u8ca1\u9867\u554f\u7684\u4f63\u91d1\u5236\u5ea6\u8207\u6295\u8cc7\u4eba\u5229\u76ca\u76f8\u7274\u89f8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u3001\u8cc7\u8a0a\u7684\u4e0d\u900f\u660e\uff1a\u904e\u53bb\u5e7e\u5e74\u4e00\u76f4\u662f\u4e3b\u52d5\u578b\u57fa\u91d1\u64c5\u5834\u7684\u6642\u4ee3\uff0c\u4eba\u5011\u76f8\u4fe1\uff0c\u900f\u904e\u53b2\u5bb3\u7684\u57fa\u91d1\u7d93\u7406\u4eba\u4f7f\u7528\u7279\u5b9a\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u5c31\u53ef\u4ee5\u70ba\u81ea\u5df1\u8cfa\u53d6\u8d85\u984d\u5831\u916c\u3002\u5176\u4e2d\u537b\u5ffd\u7565\u4e86\u6295\u8cc7\u6210\u672c\uff0c\u5c31\u7b97\u80fd\u7372\u53d6\u9ad8\u984d\u5831\u916c\uff0c\u4e00\u65e6\u6263\u6389\u5404\u7a2e\u6295\u8cc7\u8cbb\u7528\uff08\u7533\u8cfc\u624b\u7e8c\u8cbb\u3001\u57fa\u91d1\u7ba1\u7406\u8cbb\u3001\u4fe1\u8a17\u7ba1\u7406\u8cbb\u8207\u57fa\u91d1\u8f49\u63db\u8cbb\u3001\u8d16\u56de\u624b\u7e8c\u8cbb\u548c\u7d93\u92b7\u8cbb\u7b49\uff09\uff0c\u539f\u672c\u6240\u671f\u5f85\u7684\u9ad8\u984d\u5831\u916c\u5c31\u6240\u5269\u7121\u5e7e\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9019\u7a2e\u6158\u75db\u7684\u6559\u8a13\uff0c\u77e5\u540d\u8ca1\u7d93\u4f5c\u5bb6\u5927\u885b\u6885\u80af\uff08David Meckin\uff09\u66fe\u5728\u4ed6\u7684\u8457\u4f5c\u300a\u9760\u81ea\u5df1\u7ffb\u500d\u7372\u5229\u300b\uff08how to grow your money\uff09\u88e1\u63d0\u904e\u3002\u4ed6\u5728\u81ea\u5e8f\u8aaa\u5230\uff0c\u81ea\u5df1\u539f\u672c\u50c5\u662f\u4e00\u500b\u55ae\u7d14\u7684\u4e0a\u73ed\u65cf\uff0c\u4ed6\u8ddf\u4e00\u822c\u4eba\u4e00\u6a23\uff0c\u90fd\u5c07\u6295\u8cc7\u4ea4\u7d66\u5c08\u696d\u7d93\u7406\u4eba\u5168\u6b0a\u8655\u7406\u3002\u6709\u4e00\u5929\uff0c\u4ed6\u56e0\u70ba\u60f3\u5275\u696d\uff0c\u4fbf\u5411\u57fa\u91d1\u7d93\u7406\u8868\u793a\uff0c\u60f3\u8981\u89e3\u9664\u4e00\u9805\u9577\u905410\u5e74\u7684\u6295\u8cc7\uff0c\u8ab0\u77e5\u9019\u7b4610\u842c\u7f8e\u5143\u7684\u6295\u8cc7\u7adf\u7136\u8b8a\u62109\u842c\u7f8e\u5143\u3002\u4e0d\u589e\u53cd\u6e1b\uff01\u539f\u56e0\u662f\u4ed6\u652f\u4ed8\u8ca1\u52d9\u9867\u554f\u3001\u57fa\u91d1\u7d93\u7406\u548c\u5176\u4ed6\u4e00\u4e9b\u4eba\u7684\u8cbb\u7528\uff0c\u5c31\u82b1\u4e863 \u842c\u7f8e\u5143\uff0c\u9019\u4e9b\u8cbb\u7528\u5b8c\u5168\u5403\u6389\u4ed6\u7684\u7372\u5229\u3002\u7531\u6b64\u53ef\u898b\uff0c\u6709\u591a\u5c11\u96b1\u85cf\u8cbb\u7528\u662f\u6295\u8cc7\u4eba\u672a\u77e5\u7684\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e8c\u3001\u7406\u8ca1\u9867\u554f\u7684\u4f63\u91d1\u5236\u5ea6\uff1a\u4f63\u91d1\u5236\u5ea6\u662f\u91d1\u878d\u696d\u7528\u4f86\u9f13\u52f5\u7406\u8ca1\u9867\u554f\u552e\u51fa\u5546\u54c1\u53ef\u7372\u5f97\u7684\u734e\u52f5\u3002\u5be6\u52d9\u4e0a\uff0c\u9019\u500b\u5236\u5ea6\u8207\u6295\u8cc7\u4eba\u7684\u5229\u76ca\u76f8\u9055\u80cc\u3002\u56e0\u70ba\u9019\u5e7e\u4e4e\u7b49\u540c\u9f13\u52f5\u4e86\u7406\u8ca1\u9867\u554f\u505a\u92b7\u552e\uff0c\u800c\u4e0d\u662f\u5229\u7528\u81ea\u5df1\u7684\u5c08\u696d\uff0c\u4e86\u89e3\u5ba2\u6236\u9700\u6c42\uff0c\u63a8\u85a6\u9069\u7576\u7684\u6295\u8cc7\u5546\u54c1\u3002\u751a\u81f3\uff0c\u7406\u8ca1\u9867\u554f\u4e5f\u53ef\u80fd\u6703\u6642\u5e38\u5e0c\u671b\u5ba2\u6236\u983b\u7e41\u8f49\u63db\u6295\u8cc7\u5546\u54c1\u3002\u6b64\u8209\u4e0d\u4f46\u7121\u6cd5\u70ba\u6295\u8cc7\u4eba\u898f\u5283\u826f\u597d\u7684\u8ca1\u52d9\u8a08\u756b\uff0c\u4e5f\u7121\u6cd5\u70ba\u5ba2\u6236\u5e36\u4f86\u7372\u5229\u3002\u800c\u4e14\uff0c\u5047\u82e5\u9019\u662f\u5ba2\u6236\u7684\u9000\u4f11\u91d1\u898f\u5283\uff0c\u9019\u7a2e\u6295\u8cc7\u65b9\u5f0f\uff0c\u65e2\u4e0d\u6309\u6295\u8cc7\u4eba\u9700\u6c42\uff0c\u9577\u671f\u4e0b\u4f86\uff0c\u6295\u8cc7\u8cbb\u7528\uff08\u4f63\u91d1\u4e5f\u662f\u6295\u8cc7\u8cbb\u7528\u7684\u4e00\u7a2e\uff09\u7684\u6d88\u8017\uff0c\u4e5f\u7121\u52a9\u9000\u4f11\u91d1\u7684\u589e\u9577\u3002\u9019\u4e5f\u662f\u6559\u5b97\u7279\u5225\u9ede\u540d\uff0c\u9000\u4f11\u898f\u5283\u7684\u539f\u56e0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u77e5\u540d\u8ca1\u7d93\u90e8\u843d\u5ba2\u5b89\u6771\u5c3c\u00b7\u4f0a\u7d22\u62c9(Anthony Isola)\u66fe\u5beb\u904e\u4e00\u7bc7\u6587\u7ae0\uff0c\u53eb\u505a<a href=\"http:\/\/tonyisola.com\/2017\/11\/rage-against-the-fee-machine\/\" target=\"_blank\" rel=\"noopener\">\u300a\u4ee4\u4eba\u61a4\u6012\u7684\u6536\u8cbb\u6a5f\u5668\uff01\u300b<\/a>\uff0c\u4fbf\u91dd\u5c0d\u9019\u6a23\u7684\u73fe\u8c61\u63d0\u51fa\u5be6\u4f8b\uff1a\u4ed6\u7684\u4e00\u4f4d\u8b80\u8005\u662f\u516c\u7acb\u5b78\u6821\u6559\u5e2b\uff0c\u6709\u5929\uff0c\u5979\u62ff\u8457\u81ea\u5df1\u7684\u6295\u8cc7\u7d44\u5408\u4f86\u627e\u5b89\u6771\u5c3c\uff0c\u5e0c\u671b\u80fd\u7372\u5f97\u4e00\u4e9b\u8ca1\u52d9\u5efa\u8b70\uff0c\u7d50\u679c\u5b89\u6771\u5c3c\u4e00\u770b\uff0c\u767c\u73fe\u6295\u8cc7\u7d44\u5408\u88e1\u5145\u6eff\u9ad8\u6210\u672c\u7684\u53ef\u8b8a\u5e74\u91d1\uff0c\u6bcf\u5e74\u8cbb\u7528\u7e3d\u8a08\u8d85\u904e2%\u3002\u4e0d\u4f46\u5982\u6b64\uff0c\u5b89\u6771\u5c3c\u66f4\u8207\u5979\u4e00\u540c\u6aa2\u8996\u4e86\u5979\u4e08\u592b\u7684\u500b\u4eba\u9000\u4f11\u5e33\u6236\uff0c\u60c5\u6cc1\u4e5f\u540c\u6a23\u7cdf\u7cd5\uff1a\u7570\u5e38\u8907\u96dc\u4e14\u6602\u8cb4\u7684\u7522\u54c1\u88ab\u8ce3\u7d66\u4e0d\u77e5\u60c5\u7684\u6295\u8cc7\u4eba\uff0c\u5305\u88dd\u70ba\u300c\u6c92\u6709\u98a8\u96aa\u7684\u80a1\u5e02\u5831\u916c\u300d\u3002\u6700\u5f8c\uff0c\u7576\u9019\u540d\u8b80\u8005\u767c\u73fe\uff0c\u9019\u4e9b\u7522\u54c1\u9ad8\u984d\u7684\u89e3\u7d04\u8cbb\u7528\u8207\u4f63\u91d1\u5f8c\uff0c\u611f\u5230\u61a4\u6012\u4e0d\u5df2\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u662f\u7684\uff0c\u9019\u5c31\u662f\u91d1\u878d\u696d\u76ee\u524d\u7684\u73fe\u5be6\uff0c\u4e5f\u662f\u6559\u5b97\u8eab\u70ba\u4e00\u500b\u5b97\u6559\u7cbe\u795e\u9818\u8896\uff0c\u537b\u7ad9\u51fa\u4f86\u75be\u547c\u7684\u91cd\u8981\u95dc\u9375\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u8cc7\u4eba\u8981\u614e\u9078\u91d1\u878d\u5546\u54c1\u8207\u7406\u8ca1\u9867\u554f\uff01\u82e5\u8981\u6709\u6548\u89e3\u6c7a\u4e0a\u8ff0\u5169\u9ede\uff0c\u53ef\u9078\u64c7\u4f4e\u6210\u672c\u7684\u6307\u6578\u578b\u57fa\u91d1\uff0c\u8207\u5c0b\u6c42\u80fd\u6309\u7167\u500b\u4eba\u9700\u6c42\u8207\u98a8\u96aa\u5c6c\u6027\uff0c\u91cf\u8eab\u6253\u9020\u6295\u8cc7\u7d44\u5408\u7684\u7406\u8ca1\u9867\u554f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u95b1\u8b80\u6642\u9593\uff1a5\u5206\u9418<\/p>\n\n\n\n<div class=\"wp-block-group alpha-cta alpha-cta-end alpha-cta-mind has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"background-color:#f3f7fb;padding:32px 20px\">\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:clamp(16.834px, 1.052rem + ((1vw - 3.2px) * 0.716), 26px);font-weight:700\">\u591a\u5e74\u5f8c\u91cd\u8b80\uff0c\u4f9d\u7136\u53d7\u7528\u7684\u6295\u8cc7\u6d1e\u5bdf<\/p>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u300a\u963f\u723e\u767c\u89c0\u9ede\u300b\u6bcf\u4e00\u5c01\u6709\u4e00\u7bc7\u5c08\u5bb6\u89c0\u9ede\u3001\u4e00\u500b\u7406\u8ca1\u6848\u4f8b\u3001\u4e00\u53e5\u7406\u8ca1\u91d1\u53e5\uff0c\u514d\u8cbb\u8a02\u95b1\uff0c\u96a8\u6642\u53ef\u9000\u8a02<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe0a7de2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/blog.roboadvisor.com.tw\/?page_id=18852#sib-form\" style=\"border-radius:50px;color:#ffffff;background-color:#006ece;border:2px solid #006ece;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noopener\"><strong>\u8a02\u95b1\u963f\u723e\u767c\u89c0\u9ede\u96fb\u5b50\u5831<\/strong><\/a><\/div>\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/XpZpxkKi\" style=\"border-radius:50px;color:#00b900;background-color:#ffffff;border:2px solid #00b900;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u52a0 LINE \u554f\u9867\u554f<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u70ba\u4ec0\u9ebc\u4f60\u6703\u9700\u8981\u9019\u7bc7\u6587\u7ae0\uff1f\u91d1\u878d\u696d\u8207\u6295\u8cc7\u4eba\u5229\u76ca\u885d\u7a81\u7684\u554f\u984c\uff0c\u7531\u4f86\u5df2\u4e45\uff0c\u70ba\u7dad\u8b77\u81ea\u8eab\u7684\u5229\u76ca\uff0c\u4f60\u9700\u8981\u807d\u807d\u89e3\u6c7a\u4e4b\u9053\u3002 \u4eca\u5e74\u56db<\/p>\n","protected":false},"author":2,"featured_media":1012,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_llm_markdown_disabled":false},"categories":[566],"tags":[92,94,221,236,321],"class_list":["post-1011","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-566","tag-92","tag-94","tag-221","tag-236","tag-321"],"jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_featured_media_url":"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/pexels-andrea-piacquadio-3799830.jpg","_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1011","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1011"}],"version-history":[{"count":3,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1011\/revisions"}],"predecessor-version":[{"id":19084,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1011\/revisions\/19084"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/1012"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1011"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1011"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1011"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}