{"id":1093,"date":"2018-07-13T11:39:00","date_gmt":"2018-07-13T03:39:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1093"},"modified":"2018-07-13T11:39:00","modified_gmt":"2018-07-13T03:39:00","slug":"%e6%8a%95%e8%b3%87%e4%bf%9d%e8%ad%b7%e5%82%98%ef%bc%8c%e8%82%a1%e7%a5%a8%e4%b8%8b%e8%b7%8c%e4%b8%8d%e7%94%a8%e6%80%95%ef%bc%81%e3%80%90bnd%e7%be%8e%e5%9c%8b%e5%82%b5%e5%88%b8%e5%9e%8betf%e4%bb%8b","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1093","title":{"rendered":"\u6295\u8cc7\u4fdd\u8b77\u5098\uff0c\u80a1\u7968\u4e0b\u8dcc\u4e0d\u7528\u6015\uff01\u3010BND\u7f8e\u570b\u50b5\u5238\u578bETF\u4ecb\u7d39\u3011"},"content":{"rendered":"\n<p>\u60f3\u9760\u6295\u8cc7\u958b\u95e2\u9322\u9014\uff0c\u6216\u70ba\u4e86\u4eba\u751f\u91cd\u8981\u76ee\u6a19\uff08\u5982\uff1a\u6e96\u5099\u9000\u4f11\u91d1\uff09\u505a\u9577\u671f\u6295\u8cc7\u7684\u670b\u53cb\u5011\uff0c\u5728\u4f60\u7684\u6295\u8cc7\u898f\u5283\u4e2d\uff0c\u9664\u4e86\u80a1\u7968\u578b\u8cc7\u7522\u4e4b\u5916\uff0c\u7d55\u4e0d\u80fd\u5c11\u300c\u50b5\u5238\u578b\u5546\u54c1\u300d\uff0c\u56e0\u70ba\u5b83\u662f\u906d\u9047\u5371\u96aa\u6642\u7684\u524e\u8eca\u7cfb\u7d71\uff0c\u80fd\u5e6b\u52a9\u4f60\u964d\u4f4e\u6295\u8cc7\u4e2d\u7684\u98a8\u96aa\uff0c\u6bcf\u5929\u5b89\u5fc3\u7761\u89ba\u4e0d\u53ef\u6216\u7f3a\u7684\u5229\u5668\u3002<\/p>\n\n\n\n<p>\u4e0a\u6b21\u6211\u5011\u4ecb\u7d39\u904e\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=3849\">\u5168\u7403\u6700\u77e5\u540d\u7684 ETF\u2500\u2500VTI<\/a>\uff08Vanguard \u5168\u7f8e\u570b\u80a1\u5e02<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\"> ETF<\/a>\uff09\u3002\u4eca\u5929\u5c31\u4f86\u4ecb\u7d39\uff0c\u8207\u5b83\u4e26\u8e1e Vanguard \u4e0d\u540c\u5546\u54c1\u985e\u5225\u8cc7\u7522\u898f\u6a21\u7b2c\u4e00\u7684 BND\uff08Vanguard \u5168\u7f8e\u570b\u50b5\u5e02 ETF\uff09\uff0cBND \u7684\u8cc7\u7522\u7e3d\u503c 366.5 \u5104\u7f8e\u5143\uff0c\u662f Vanguard \u50b5\u5238\u578b ETF \u8cc7\u7522\u898f\u6a21\u7b2c\u4e00\uff08VTI \u5247\u70ba Vanguard \u80a1\u7968\u578b ETF \u8cc7\u7522\u898f\u6a21\u7b2c\u4e00\uff0c\u5176\u8cc7\u7522\u7e3d\u503c 995.8 \u5104\u7f8e\u5143\uff09\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u90fd\u77e5\u9053\u5728\u5408\u7406\u7684\u8cc7\u7522\u914d\u7f6e\u4e2d\uff0c\u5c11\u4e0d\u4e86\u50b5\u5238\u578b\u5546\u54c1\u4f86\u8abf\u6574\u6295\u8cc7\u98a8\u96aa\uff0c\u800c BND \u4e4b\u6240\u4ee5\u6703\u6709\u9019\u9ebc\u9ad8\u7684\u8cc7\u7522\u7e3d\u503c\uff0c\u662f<mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff0000\" class=\"has-inline-color\">\u56e0\u70ba\u5b83\u5728\u66b4\u98a8\u96e8\u4f86\u81e8\u6642\uff0c\u53ef\u5b8c\u5168\u767c\u63ee\u4fdd\u8b77\u5098\u7684\u529f\u80fd\uff0c\u6709\u6548\u5206\u6563\u98a8\u96aa\uff0c\u4e14\u5b83\u7684\u6295\u8cc7\u6210\u672c\u4f4e\uff0c\u4e5f\u70ba\u6295\u8cc7\u4eba\u5e36\u4f86\u76f8\u5c0d\u9ad8\u7684\u6536\u76ca<\/mark>\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2018\/07\/yns-plt-rARTISrHYfs-unsplash-1.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p><strong>Vanguard \u7e3d\u9ad4\u50b5\u5238\u5e02\u5834 ETF\uff08\u4ee3\u865f\uff1aBND\uff09<\/strong><\/p>\n\n\n\n<p>\u4e2d\u6587\u5168\u540d\uff1aVanguard \u7e3d\u9ad4\u50b5\u5238\u5e02\u5834ETF<\/p>\n\n\n\n<p>\u82f1\u6587\u5168\u540d\uff1aVanguard Total Bond Market ETF<\/p>\n\n\n\n<p>\u6210\u7acb\u671f\u9593\uff1a2007 \u5e74 04 \u6708 03 \u65e5\u81f3\u4eca<\/p>\n\n\n\n<p>\u8ffd\u8e64\u6307\u6578\uff1a\u5df4\u514b\u840a\u7f8e\u570b\u7d9c\u5408\u50b5\u5238\u6307\u6578 &#8211; \u7d93\u6d41\u52d5\u6027\u8abf\u6574\u904e\uff08Bloomberg Barclays U.S. Aggregate Float Adjusted Index\uff09<\/p>\n\n\n\n<p>\u5167\u542b\u7ba1\u7406\u8cbb\uff1a0.05%<\/p>\n\n\n\n<p>\u6301\u6709\u8b49\u5238\u6578\u91cf\uff1a8,645<\/p>\n\n\n\n<p><strong>\u633a\u904e 2008 \u5927\u8dcc\uff0c\u7de9\u4f4f\u80a1\u7968\u640d\u5931\uff0c\u9084\u53ef\u9818\u6708\u914d\u606f<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8207\u80a1\u7968\u4e92\u88dc<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u5728\u6295\u8cc7\u7d44\u5408\u4e2d\uff0c\u80a1\u7968\u5c31\u50cf\u662f\u9032\u653b\u8005\uff0c\u800c<strong>\u300c\u50b5\u5238\u300d\u5247\u50cf\u662f\u4fdd\u8b77\u8005\u7684\u89d2\u8272<\/strong>\u5728\u80cc\u5f8c\u63a9\u8b77\uff0c\u4f7f\u640d\u5931\u98a8\u96aa\u964d\u4f4e\u30022007 \u5e74 4 \u6708\u6210\u7acb\u7684 BND\uff0c\u6b77\u7d93 2008 \u5e74\u91d1\u878d\u6d77\u562f\u80a1\u5e02\u5927\u8dcc\uff0c\u7576\u6642\u4fdd\u6301\u6b63\u5831\u916c\uff0c\u52a9\u7de9\u4e86\u7531\u80a1\u5e02\u6240\u9020\u6210\u7684\u50b7\u5bb3\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u63d0\u4f9b\u6708\u914d\u606f<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u53e6\u5916\uff0c\u5b83\u8ffd\u8e64\u5df4\u514b\u840a\u7f8e\u570b\u6574\u9ad4\u50b5\u5e02\u6307\u6578\uff08\u7d93\u904e\u6d41\u52d5\u6027\u8abf\u6574\uff09\uff0c\u5176\u4e2d\u7d04 70% \u7684\u50b5\u5238\u4f86\u81ea\u7f8e\u570b\u653f\u5e9c\uff0c\u50f9\u683c\u901a\u5e38\u8b8a\u5316\u4e0d\u5927\uff0c\u800c\u4e14\u63d0\u4f9b\u6708\u914d\u606f\uff0c\u5e73\u5747\u6bcf\u6708\u914d\u606f 0.1699\uff08USD\/\u80a1\uff09\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6d41\u52d5\u6027\u4f73<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u76ee\u524d\u80a1\u50f9 79.2 \u8a08\u7b97\uff0c\uff08\u7a05\u524d\uff09\u6b96\u5229\u7387 2.574%\uff0c\u6bcf\u65e5\u6210\u4ea4\u5e73\u5747\u91cf 180 \u842c\u80a1\uff0c\u6d41\u52d5\u6027\u4f73\u3002\u9069\u5408\u671f\u671b\u4e2d\u9577\u671f\u76ee\u6a19\uff0c\u7372\u53d6\u53ef\u9760\u6536\u5165\u4f86\u6e90\u7684\u6295\u8cc7\u4eba\uff0c\u4e5f\u662f\u7528\u4f86\u5e73\u8861\u6295\u8cc7\u7d44\u5408\u4e2d\u80a1\u7968\u98a8\u96aa\u7684\u597d\u9078\u64c7\uff0c\u6240\u4ee5\u5e38\u662f\u8a31\u591a\u4eba\u6295\u8cc7\u7d44\u5408\u4e2d\u50b5\u5238\u578b\u57fa\u91d1\u7684\u9078\u9805\u3002<\/p>\n\n\n\n<p><strong>\u6295\u8cc7\u6210\u672c\u4f4e\uff0c\u6536\u76ca\u588a\u9ad8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4f4e\u6210\u672c<\/strong><\/li>\n<\/ul>\n\n\n\n<p>BND \u63d0\u4f9b\u6295\u8cc7\u4eba\u53ef\u4ee5\u4f7f\u7528\u4f4e\u6210\u672c\u3001\u5ee3\u6cdb\u6295\u8cc7\u7f8e\u570b\u50b5\u5238\u5e02\u5834\u7684\u6a5f\u6703\u3002\u7531\u65bc\u5b83\u5c6c\u65bc\u88ab\u52d5\u578b\u57fa\u91d1\uff0c\u6295\u8cc7\u6210\u672c\uff08\u5373\u5167\u542b\u7ba1\u7406\u8cbb\uff09\u70ba 0.05%\uff0c\u81fa\u7063\u5176\u4ed6\u76f8\u4f3c\u7522\u54c1\u5e73\u5747\u8cbb\u7528\u81f3\u5c11\u70ba 0.31%\uff0c\u8cbb\u7528\u5dee\u8ddd\u5e7e\u4e4e\u9054 6 \u500d\u4e4b\u591a\u3002\u6cc1\u4e14\u50b5\u5238\u5546\u54c1\u7684\u5831\u916c\u7387\u901a\u5e38\u4e0d\u9ad8\uff0c\u6b64\u6642\uff0c\u5982\u679c\u80fd\u9078\u64c7\u6210\u672c\u8f03\u4f4e\u7684\u5546\u54c1\uff0c\u5c07\u8d8a\u591a\u7372\u5229\u62ff\u5230\u624b\uff0c\u8c48\u4e0d\u662f\u66f4\u597d\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5e02\u5834\u8986\u84cb\u6027\u9ad8<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u53e6\u5916\uff0c\u81fa\u7063\u5e02\u9762\u4e0a\u6240\u770b\u5230\u7684\u7f8e\u570b\u50b5\u5e02\u7522\u54c1\u5176\u6db5\u84cb\u7684\u50b5\u5238\u6578\u91cf\uff0c\u76f8\u5c0d\u65bc BND \u4f86\u8aaa\uff0c\u6839\u672c\u4e5d\u725b\u4e00\u6bdb\uff0c\u7576<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\"> ETF <\/a>\u7684\u7d44\u6210\u5206\u6578\u91cf\u8d8a\u591a\u6642\uff0c\u5176\u8868\u73fe\u8207\u5e02\u5834\u5be6\u969b\u60c5\u5f62\u5c31\u8d8a\u76f8\u8fd1\uff0c\u6295\u8cc7\u4eba\u66f4\u80fd\u5b89\u5fc3\u6301\u6709\u3002<\/p>\n\n\n\n<p>\u6216\u8a31\u6703\u6709\u4eba\u8aaa\uff0c\u73fe\u5728\u5229\u7387\u8abf\u5347\uff0c\u6301\u6709\u50b5\u5238\u8cc7\u7522\u53cd\u800c\u6703\u964d\u4f4e\u6295\u8cc7\u5831\u916c\u3002\u4f46\u6c92\u6709\u4efb\u4f55\u4eba\u6709\u80fd\u529b\u77e5\u9053\uff0c\u5404\u570b\u653f\u5e9c\u672a\u4f86\u4f55\u6642\u6c7a\u5b9a\u8abf\u5347\u6216\u8abf\u964d\u5229\u7387\uff0c\u4e5f\u6c92\u6709\u4eba\u80fd\u9810\u6e2c\u6295\u8cc7\u5e02\u5834\u7684\u72c0\u6cc1\uff0c\u56e0\u6b64\uff0c\u5728\u6295\u8cc7\u4e2d\u52a0\u5165\u9069\u7576\u6bd4\u4f8b\u7684\u50b5\u5238\u5546\u54c1\u662f\u5fc5\u8981\u7684\uff0c\u53ef\u8b93\u4f60\u5728\u53ef\u627f\u53d7\u7684\u523a\u6fc0\uff08\u98a8\u96aa\uff09\u4e4b\u4e0b\uff0c\u7372\u5f97\u6eff\u610f\u4e14\u5408\u7406\u7684\u56de\u5831\u3002<\/p>\n\n\n\n<p>\u5716\u3001Vanguard \u7e3d\u9ad4\u50b5\u5238\u5e02\u5834 ETF\uff08BND\uff09\u7e3d\u6574\u7406\u8868\u683c<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2018\/07\/BND-1024x848.png\" alt=\"\"\/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u60f3\u9760\u6295\u8cc7\u958b\u95e2\u9322\u9014\uff0c\u6216\u70ba\u4e86\u4eba\u751f\u91cd\u8981\u76ee\u6a19\uff08\u5982\uff1a\u6e96\u5099\u9000\u4f11\u91d1\uff09\u505a\u9577\u671f\u6295\u8cc7\u7684\u670b\u53cb\u5011\uff0c\u5728\u4f60\u7684\u6295\u8cc7\u898f\u5283\u4e2d\uff0c\u9664\u4e86\u80a1\u7968\u578b\u8cc7\u7522\u4e4b\u5916 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1094,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24,12],"tags":[48,55,65,103],"class_list":["post-1093","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-etf","category-12","tag-bnd","tag-etf","tag-vanguard","tag-103"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1093","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1093"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1093\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/1094"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1093"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1093"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1093"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}