{"id":11089,"date":"2024-08-29T13:41:05","date_gmt":"2024-08-29T05:41:05","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=11089"},"modified":"2024-08-29T13:41:05","modified_gmt":"2024-08-29T05:41:05","slug":"%e7%be%8e%e5%82%b5-etf-%e6%99%82%e4%bb%a3%e4%be%86%e8%87%a8%ef%bc%9f%ef%bc%99%e6%9c%88%e9%99%8d%e6%81%af%e5%89%8d%e8%a6%81%e9%96%8b%e5%a7%8b%e8%b2%b7%e7%be%8e%e5%82%b5%e5%97%8e%ef%bc%9f%e7%be%8e","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=11089","title":{"rendered":"\u7f8e\u50b5\u662f\u4ec0\u9ebc\uff1f\u964d\u606f\u524d\u8981\u958b\u59cb\u8cb7\u7f8e\u50b5\u55ce\uff1f\u7f8e\u50b5\u548c\u7f8e\u50b5 ETF \u5dee\u7570\u5927\u63ed\u5bc6\uff01"},"content":{"rendered":"\n<p>\u81ea 2024 \u5e74\u4e0a\u534a\u5e74\u4ee5\u4f86\uff0c\u7f8e\u570b\u591a\u6b21\u91cb\u51fa\u964d\u606f\u7684\u8a0a\u606f\uff0c\u4f46\u76f4\u81f3\u5e74\u4e2d\u4ecd\u672a\u898b\u5be6\u969b\u884c\u52d5\uff0c\u8b93\u6295\u8cc7\u8005\u4e0d\u514d\u611f\u5230\u6709\u4e9b\u843d\u7a7a\u3002\u7136\u800c\uff0c\u5728\u4e0a\u9031\u4e94\uff082024\u5e748\u670823\u65e5\uff09\u7684\u5168\u7403\u592e\u884c\u5e74\u6703\u4e0a\uff0c\u7f8e\u570b\u806f\u6e96\u6703\u4e3b\u5e2d\u9b91\u723e\u50b3\u905e\u4e86\u7a4d\u6975\u7684\u4fe1\u865f\uff0c\u8a8d\u70ba\u73fe\u5728\u662f\u8abf\u6574\u8ca8\u5e63\u653f\u7b56\u7684\u9069\u7576\u6642\u6a5f\u3002<\/p>\n\n\n\n<p>\u9b91\u723e\u5f37\u8abf\uff0c\u5c31\u696d\u5e02\u5834\u5df2\u7d93\u660e\u986f\u964d\u6eab\uff0c\u8868\u660e\u806f\u6e96\u6703\u7684\u901a\u81a8\u63a7\u5236\u63aa\u65bd\u6b63\u5728\u594f\u6548\uff0c\u9019\u4f7f\u5f97\u7d93\u6fdf\u6709\u671b\u5728\u907f\u514d\u8870\u9000\u7684\u60c5\u6cc1\u4e0b\u9032\u884c\u9810\u9632\u6027\u964d\u606f\u3002\u6d88\u606f\u4e00\u50b3\u51fa\uff0c\u53f0\u7063\u5e02\u5834\u4e0a 92 \u6a94\u7f8e\u50b5 ETF \u7684\u53d7\u76ca\u4eba\u6578\u5171\u589e\u52a0\u4e86\u8fd1 6 \u842c\u4eba\uff0c\u986f\u793a\u6295\u8cc7\u8005\u5c0d\u7f8e\u50b5\u7684\u671f\u5f85\u8207\u4fe1\u5fc3\u986f\u8457\u63d0\u5347\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\u70ba\u4ec0\u9ebc\u964d\u606f\u6703\u5c0d\u50b5\u5e02\u6709\u5229\uff1f\u7f8e\u50b5\u548c\u7f8e\u50b5 ETF \u8a72\u5982\u4f55\u9078\u64c7\uff1f\u8d95\u5feb\u8ddf\u8457\u7b46\u8005\u4e00\u63a2\u7a76\u7adf\u5427\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u964d\u606f\u548c\u50b5\u5e02\u7684\u95dc\u806f<\/h2>\n\n\n\n<p>\u5728\u8b1b\u5230\u964d\u606f\u8207\u50b5\u5e02\u7684\u95dc\u806f\u4e4b\u524d\uff0c\u5148\u8b93\u6211\u5011\u95b1\u8b80\u4ee5\u4e0b\u6587\u7ae0\u521d\u6b65\u4e86\u89e3\u4ec0\u9ebc\u662f\u50b5\u5238\u8207\u964d\u606f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8313\" target=\"_blank\" rel=\"noopener\" title=\"\">\u964d\u606f\u662f\u4ec0\u9ebc\uff1f\u7f8e\u570b\u806f\u6e96\u6703\u964d\u606f\u6642\u9593\u9ede\uff1f\u964d\u606f\u61f6\u4eba\u5305\uff01<\/a><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=6933\" target=\"_blank\" rel=\"noopener\" title=\"\">\u50b5\u5238\u662f\u4ec0\u9ebc\uff1f\u50b5\u5238\u8a72\u600e\u9ebc\u8cb7\uff1f\u6295\u8cc7\u50b5\u5238\u7684 6 \u5927\u98a8\u96aa\u4e00\u6b21\u770b\uff01<\/a><\/li>\n<\/ul>\n\n\n\n<p>\u8a66\u60f3\u4e00\u4e0b\uff0c\u5047\u8a2d\u76ee\u524d\u5e02\u5834\u5229\u7387\u662f5%\uff0c\u4f60\u8cfc\u8cb7\u4e86\u4e00\u5f35\u6b96\u5229\u7387\u70ba 4% \u7684 5 \u5e74\u671f\u50b5\u5238\u3002\u4e00\u5e74\u5f8c\uff0c\u592e\u884c\u958b\u59cb\u964d\u606f\uff0c\u5e02\u5834\u5229\u7387\u964d\u5230\u4e86 3%\u3002\u6b64\u6642\uff0c\u4f60\u4ecd\u7136\u53ef\u4ee5\u7e7c\u7e8c\u4eab\u6709 4% \u7684\u50b5\u5238\u914d\u606f\uff0c\u76f4\u5230\u9019 5 \u5e74\u671f\u7d50\u675f\u3002\u5c0d\u6bd4\u65b0\u7684\u5e02\u5834\u5229\u7387\uff0c\u9019\u5f35\u50b5\u5238\u986f\u5f97\u7279\u5225\u6709\u5438\u5f15\u529b\u3002<\/p>\n\n\n\n<p>\u56e0\u70ba\u4f60\u624b\u4e0a\u7684\u50b5\u5238\u63d0\u4f9b\u7684\u5229\u7387\u6bd4\u5e02\u5834\u4e0a\u65b0\u7684\u50b5\u5238\u8981\u9ad8\uff0c\u6240\u4ee5\u5f88\u591a\u6295\u8cc7\u8005\u90fd\u6703\u5e0c\u671b\u8cfc\u8cb7\u4f60\u9019\u5f35\u50b5\u5238\u3002\u800c\u6839\u64da\u4f9b\u9700\u6cd5\u5247\uff0c\u7576\u9700\u6c42\u4e0a\u5347\u6642\uff0c\u9019\u7a2e\u50b5\u5238\u7684\u50f9\u683c\u81ea\u7136\u4e5f\u6703\u96a8\u4e4b\u4e0a\u5347\u3002<\/p>\n\n\n\n<p>\u63db\u53e5\u8a71\u8aaa\uff0c\u964d\u606f\u5f8c\uff0c\u4f60\u624b\u4e0a\u7684\u9ad8\u5229\u7387\u50b5\u5238\u8b8a\u5f97\u66f4\u6436\u624b\u4e86\uff0c\u56e0\u70ba\u5b83\u63d0\u4f9b\u7684\u6536\u76ca\u6bd4\u5e02\u5834\u4e0a\u5176\u4ed6\u50b5\u5238\u66f4\u597d\u3002\u9019\u5c31\u662f\u70ba\u4ec0\u9ebc\u50b5\u5238\u50f9\u683c\u6703\u5728\u964d\u606f\u5f8c\u4e0a\u6f32\u7684\u539f\u56e0\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7f8e\u50b5\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u7f8e\u50b5\u5c31\u662f\u7f8e\u570b\u570b\u50b5\uff08U.S. Treasury Securities\uff09\uff0c\u662f\u7531\u7f8e\u570b\u8ca1\u653f\u90e8\u767c\u884c\u7684\u50b5\u52d9\u5de5\u5177\uff0c\u7528\u65bc\u7c4c\u96c6\u8cc7\u91d1\u4ee5\u652f\u6301\u653f\u5e9c\u958b\u652f\u3002\u800c\u56e0\u70ba\u7f8e\u50b5\u662f\u7531\u7f8e\u570b\u653f\u5e9c\u7684\u4fe1\u7528\u80cc\u66f8\uff0c\u56e0\u6b64\u80fd\u7b97\u662f\u4e16\u754c\u4e0a\u6700\u5b89\u5168\u7684\u50b5\u52d9\u5de5\u5177\u4e4b\u4e00\u3002<\/p>\n\n\n\n<p>\u7f8e\u50b5\u4e3b\u8981\u6709\u4ee5\u4e0b\u5e7e\u7a2e\u985e\u578b\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u77ed\u671f\u570b\u50b5\uff08Treasury Bills, T-Bills\uff09<\/strong>\uff1a\u901a\u5e38\u767c\u884c\u671f\u9650\u70ba\u5e7e\u5929\u5230\u4e00\u5e74\u3002\u5b83\u5011\u4ee5\u6298\u50f9\u65b9\u5f0f\u51fa\u552e\uff0c\u5230\u671f\u6642\u652f\u4ed8\u9762\u503c\uff0c\u5dee\u984d\u5373\u70ba\u5229\u606f\u6536\u5165\u3002<\/li>\n\n\n\n<li><strong>\u4e2d\u671f\u570b\u50b5\uff08Treasury Notes, T-Notes\uff09<\/strong>\uff1a\u901a\u5e38\u767c\u884c\u671f\u9650\u70ba 2\u30013\u30015\u30017 \u6216 10 \u5e74\u3002\u5b83\u5011\u652f\u4ed8\u56fa\u5b9a\u5229\u606f\uff08\u7968\u606f\uff09\uff0c\u6bcf\u534a\u5e74\u652f\u4ed8\u4e00\u6b21\uff0c\u5230\u671f\u6642\u652f\u4ed8\u9762\u503c\u3002<\/li>\n\n\n\n<li><strong>\u9577\u671f\u570b\u50b5\uff08Treasury Bonds, T-Bonds\uff09<\/strong>\uff1a\u901a\u5e38\u767c\u884c\u671f\u9650\u70ba 20 \u6216 30 \u5e74\u3002\u5b83\u5011\u4e5f\u652f\u4ed8\u56fa\u5b9a\u5229\u606f\uff0c\u6bcf\u534a\u5e74\u652f\u4ed8\u4e00\u6b21\uff0c\u5230\u671f\u6642\u652f\u4ed8\u9762\u503c\u3002<\/li>\n\n\n\n<li><strong>\u901a\u8139\u4fdd\u503c\u570b\u50b5\uff08Treasury Inflation-Protected Securities, TIPS\uff09<\/strong>\uff1a\u9019\u4e9b\u570b\u50b5\u7684\u672c\u91d1\u6703\u96a8\u8457\u901a\u8139\u8b8a\u5316\u800c\u8abf\u6574\uff0c\u63d0\u4f9b\u5c0d\u6297\u901a\u8139\u7684\u4fdd\u8b77\u3002\u5b83\u5011\u6bcf\u534a\u5e74\u652f\u4ed8\u56fa\u5b9a\u5229\u606f\uff0c\u4f46\u5229\u606f\u6703\u6839\u64da\u8abf\u6574\u5f8c\u7684\u672c\u91d1\u8a08\u7b97\u3002<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7f8e\u50b5\u5229\u7387<\/h2>\n\n\n\n<p>\u76ee\u524d\u7f8e\u50b5\u5229\u7387\u70ba 5.5%\uff0c\u800c\u4e0b\u4e00\u6b21\u6709\u6a5f\u6703\u8abf\u6574\u7684\u6642\u6a5f\u9ede\u70ba 9 \u6708\uff0c\u975e\u5e38\u6709\u6a5f\u6703\u8abf\u964d\u5229\u7387\u3002\u4e0b\u8868\u5247\u70ba\u7576\u4e0b\uff082024\/8\/28\uff09\u5404\u5929\u671f\u7684\u7f8e\u50b5\u5229\u7387\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table alignwide\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e00\u500b\u6708<\/td><td class=\"has-text-align-center\" data-align=\"center\"> 5.49&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e8c\u500b\u6708<\/td><td class=\"has-text-align-center\" data-align=\"center\">5.33<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e09\u500b\u6708<\/td><td class=\"has-text-align-center\" data-align=\"center\">5.23<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u516d\u500b\u6708<\/td><td class=\"has-text-align-center\" data-align=\"center\">4.89<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e00\u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">4.34<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e8c\u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.83&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e09\u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.72<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e94\u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.66<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e03\u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.73<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u5341\u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.83<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e8c\u5341\u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">4.21<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e09\u5341\u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">4.13<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7f8e\u50b5\u70ba\u4ec0\u9ebc\u9019\u9ebc\u53d7\u6b61\u8fce\uff1f<\/h2>\n\n\n\n<p>\u7f8e\u50b5\u53d7\u6b61\u8fce\u7684\u539f\u56e0\u4e3b\u8981\u6709\u5e7e\u500b\u3002\u9996\u5148\uff0c\u5b89\u5168\u6027\u662f\u7f8e\u50b5\u53d7\u5230\u9752\u775e\u7684\u4e3b\u8981\u539f\u56e0\u4e4b\u4e00\u3002\u7f8e\u50b5\u88ab\u8a8d\u70ba\u662f\u4e16\u754c\u4e0a\u6700\u5b89\u5168\u7684\u6295\u8cc7\u5de5\u5177\u4e4b\u4e00\uff0c\u56e0\u70ba\u5b83\u5011\u7531\u7f8e\u570b\u653f\u5e9c\u7684\u4fe1\u7528\u80cc\u66f8\u3002\u7f8e\u570b\u653f\u5e9c\u64c1\u6709\u901a\u904e\u7a05\u6536\u548c\u767c\u884c\u8ca8\u5e63\u4f86\u511f\u9084\u50b5\u52d9\u7684\u80fd\u529b\uff0c\u9019\u4f7f\u5f97\u7f8e\u50b5\u9055\u7d04\u7684\u98a8\u96aa\u975e\u5e38\u4f4e\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u7f8e\u50b5\u7684\u6d41\u52d5\u6027\u4e5f\u975e\u5e38\u5f37\u3002\u7f8e\u50b5\u5e02\u5834\u975e\u5e38\u6d3b\u8e8d\uff0c\u4ea4\u6613\u91cf\u5927\uff0c\u56e0\u6b64\u5b83\u5011\u5177\u6709\u5f88\u9ad8\u7684\u6d41\u52d5\u6027\u3002\u9019\u610f\u5473\u8457\u6295\u8cc7\u8005\u53ef\u4ee5\u8f15\u9b06\u5730\u8cb7\u5165\u548c\u8ce3\u51fa\u7f8e\u50b5\uff0c\u800c\u4e0d\u5fc5\u64d4\u5fc3\u6d41\u52d5\u6027\u554f\u984c\u3002<\/p>\n\n\n\n<p>\u7a69\u5b9a\u7684\u56de\u5831\u662f\u53e6\u4e00\u500b\u5438\u5f15\u6295\u8cc7\u8005\u7684\u56e0\u7d20\u3002\u7f8e\u50b5\u63d0\u4f9b\u7a69\u5b9a\u7684\u5229\u606f\u6536\u5165\uff0c\u5c24\u5176\u5c0d\u65bc\u5c0b\u6c42\u7a69\u5b9a\u6295\u8cc7\u56de\u5831\u7684\u6295\u8cc7\u8005\u4f86\u8aaa\uff0c\u7f8e\u50b5\u662f\u4e00\u500b\u53d7\u9752\u775e\u7684\u9078\u64c7\uff0c<strong>\u4e5f\u56e0\u6b64\u6210\u70ba\u7f8e\u570b\u8a31\u591a\u898f\u756b\u9000\u4f11\u91d1\u6295\u8cc7\u4eba\u7684\u6a19\u7684\u4e4b\u4e00\u3002\u5118\u7ba1\u56de\u5831\u7387\u53ef\u80fd\u4e0d\u662f\u6700\u9ad8\u7684\uff0c\u4f46\u5176\u7a69\u5b9a\u6027\u4f7f\u5f97\u7f8e\u50b5\u6210\u70ba\u9577\u671f\u6295\u8cc7\u7684\u7406\u60f3\u9078\u64c7\u3002<\/strong><\/p>\n\n\n\n<p>\u5728\u5168\u7403\u91d1\u878d\u5e02\u5834\u4e2d\uff0c\u7f8e\u50b5\u88ab\u8996\u70ba\u91cd\u8981\u7684\u907f\u96aa\u8cc7\u7522\u3002\u5728\u7d93\u6fdf\u4e0d\u7a69\u5b9a\u6216\u5e02\u5834\u6ce2\u52d5\u6642\uff0c\u7f8e\u50b5\u901a\u5e38\u6703\u5438\u5f15\u8cc7\u91d1\u6d41\u5165\uff0c\u56e0\u5176\u88ab\u5ee3\u6cdb\u8996\u70ba\u907f\u96aa\u5de5\u5177\u3002\u9019\u4f7f\u5f97\u7f8e\u50b5\u5728\u5168\u7403\u91d1\u878d\u5e02\u5834\u4e2d\u64c1\u6709\u91cd\u8981\u5730\u4f4d\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h3 class=\"wp-block-heading\">\u907f\u96aa\u5de5\u5177\u662f\u4ec0\u9ebc\uff1f<\/h3>\n\n\n\n<p>\u907f\u96aa\u5de5\u5177\u662f\u4e00\u7a2e\u6295\u8cc7\u65b9\u5f0f\uff0c\u4e3b\u8981\u76ee\u7684\u662f\u4fdd\u8b77\u8cc7\u91d1\u4e0d\u53d7\u5e02\u5834\u6ce2\u52d5\u6216\u7d93\u6fdf\u4e0d\u7a69\u5b9a\u7684\u5f71\u97ff\u3002\u7c21\u55ae\u4f86\u8aaa\uff0c\u907f\u96aa\u5de5\u5177\u5c31\u50cf\u662f\u4f60\u5728\u96e8\u5929\u5e36\u7684\u96e8\u5098\uff0c\u5b83\u5e6b\u52a9\u4f60\u5728\u4e0d\u78ba\u5b9a\u7684\u60c5\u6cc1\u4e0b\u6e1b\u5c11\u640d\u5931\u3002\u907f\u96aa\u5de5\u5177\u901a\u5e38\u5305\u62ec\u90a3\u4e9b\u5728\u7d93\u6fdf\u6ce2\u52d5\u6642\u4ecd\u7136\u6bd4\u8f03\u7a69\u5b9a\u7684\u8cc7\u7522\uff0c\u4f8b\u5982\uff1a\u570b\u50b5\u3001\u9ec3\u91d1\u7b49\u7b49\u3002<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">9 \u6708\u964d\u606f\u5f8c\u7f8e\u50b5\u50f9\u683c\u6703\u98c6\u5347\u55ce\uff1f<\/h2>\n\n\n\n<p>\u964d\u606f\u901a\u5e38\u6703\u5c0d\u7f8e\u50b5\u50f9\u683c\u7522\u751f\u7a4d\u6975\u5f71\u97ff\u3002\u7576\u5229\u7387\u964d\u4f4e\u6642\uff0c\u65b0\u767c\u884c\u7684\u50b5\u5238\u5229\u606f\u6703\u4e0b\u964d\uff0c\u4f7f\u5f97\u73fe\u6709\u7684\u9ad8\u606f\u7f8e\u50b5\u8b8a\u5f97\u66f4\u52a0\u5438\u5f15\u4eba\u3002\u56e0\u6b64\u53ef\u4ee5\u9810\u671f 9 \u6708\u964d\u606f\u5f8c\uff0c\u7f8e\u50b5\u7684\u50f9\u683c\u975e\u5e38\u6709\u6a5f\u6703\u4e0a\u5347\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\uff0c\u5be6\u969b\u60c5\u6cc1\u53ef\u80fd\u6703\u53d7\u5230\u591a\u7a2e\u56e0\u7d20\u7684\u5f71\u97ff\u3002\u4f8b\u5982\uff0c\u5982\u679c\u5e02\u5834\u5df2\u7d93\u5ee3\u6cdb\u9810\u671f\u4e86\u964d\u606f\uff0c\u90a3\u9ebc\u964d\u606f\u7684\u6d88\u606f\u53ef\u80fd\u4e0d\u6703\u5c0d\u7f8e\u50b5\u50f9\u683c\u7522\u751f\u5927\u7684\u6ce2\u52d5\uff0c\u56e0\u70ba\u50f9\u683c\u53ef\u80fd\u5df2\u7d93\u63d0\u524d\u8abf\u6574\u4e86\u3002\u5f9e\u4e0b\u5716\u53ef\u4ee5\u770b\u51fa\uff0c\u81ea 2024 \u5e74 7 \u6708\u8d77\uff0c\u7f8e\u50b5\u7684\u6b96\u5229\u7387\u5c31\u5df2\u9010\u6f38\u8d70\u4f4e\uff0c\u90e8\u5206\u539f\u56e0\u5373\u662f\u56e0\u70ba\u5e02\u5834\u9810\u8a08\u964d\u606f\u7684\u98a8\u8072\u65e9\u5df2\u50b3\u5165\u5404\u754c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1360\" height=\"531\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/08\/messageImage_1724831429961.jpg\" alt=\"\" class=\"wp-image-11117\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/08\/messageImage_1724831429961.jpg 1360w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/08\/messageImage_1724831429961-300x117.jpg 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/08\/messageImage_1724831429961-1024x400.jpg 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/08\/messageImage_1724831429961-768x300.jpg 768w\" sizes=\"auto, (max-width: 1360px) 100vw, 1360px\" \/><figcaption class=\"wp-element-caption\">\u3000\u3000\u3000\u3000\u3000\u8fd1\u4e00\u5e74\u7f8e\u50b5\u6b96\u5229\u7387\u8d70\u52e2\uff08\u5716\u7247\u4f86\u6e90\uff1a<a href=\"https:\/\/www.oanda.com\/bvi-ft\/lab-education\/lab\/us_bond_yield\/\" target=\"_blank\" rel=\"noopener\" title=\"\">OANDA<\/a>\uff09<\/figcaption><\/figure>\n\n\n\n<p>\u6240\u4ee5\u8aaa 9 \u6708\u5982\u679c\u771f\u7684\u555f\u52d5\u964d\u606f\uff0c\u5e02\u5834\u7684\u53cd\u61c9\u5230\u5e95\u6703\u5982\u4f55\uff0c\u4e5f\u662f\u8981\u7b49\u5230\u771f\u6b63\u5ba3\u5e03\u964d\u606f\u78bc\u6578\u7684\u591a\u5be1\uff0c\u624d\u80fd\u771f\u6b63\u5224\u65b7\u7f8e\u50b5\u771f\u6b63\u80fd\u5e36\u4f86\u7684\u8cc7\u672c\u5229\u5f97\u3002\u4f9d\u7167\u5e02\u5834\u8fd1\u671f\u9810\u6e2c\uff0c\u7f8e\u570b\u5927\u6a5f\u7387\u5c07\u65bc 9 \u6708\u5ba3\u5e03\u964d\u606f\u4e00\u78bc\uff0c\u4e26\u53ef\u80fd\u65bc\u5e74\u5e95\u524d\u7d2f\u7a4d\u964d\u606f\u7d04 4 \u78bc\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7f8e\u50b5\u8207\u7f8e\u50b5 ETF \u7684\u5dee\u7570<\/h2>\n\n\n\n<p>\u7f8e\u50b5\u548c\u7f8e\u50b5 ETF \u90fd\u662f\u8207\u7f8e\u570b\u570b\u50b5\u76f8\u95dc\u7684\u6295\u8cc7\u5de5\u5177\uff0c\u4f46\u5b83\u5011\u5728\u7d50\u69cb\u548c\u7279\u6027\u4e0a\u6709\u660e\u986f\u7684\u5dee\u7570\u3002\u7f8e\u50b5\u662f\u7531\u7f8e\u570b\u653f\u5e9c\u76f4\u63a5\u767c\u884c\u7684\u50b5\u52d9\u5de5\u5177\uff0c\u800c\u7f8e\u50b5 ETF \u5247\u548c\u4e00\u822c\u7684 ETF \u4e00\u6a23\uff0c\u662f\u4e00\u7a2e\u57fa\u91d1\uff0c\u5c08\u9580\u6295\u8cc7\u65bc\u5404\u985e\u7f8e\u570b\u570b\u50b5\uff0c\u4e26\u5728\u4ea4\u6613\u6240\u4e0a\u5e02\u4ea4\u6613\u3002<\/p>\n\n\n\n<p>\u524d\u9762\u5df2\u7d93\u6709\u4ecb\u7d39\u904e\u7f8e\u50b5\uff0c\u9019\u908a\u6211\u5011\u5feb\u901f\u4ecb\u7d39\u7f8e\u50b5 ETF \u7684\u6982\u5ff5\u3002<\/p>\n\n\n\n<p>\u7f8e\u50b5 ETF \u662f\u4e00\u7a2e\u5728\u4ea4\u6613\u6240\u4e0a\u5e02\u4ea4\u6613\u7684\u57fa\u91d1\uff0c\u5c08\u9580\u6295\u8cc7\u65bc\u5404\u985e\u7f8e\u570b\u570b\u50b5\u3002\u6295\u8cc7\u8005\u53ef\u4ee5\u901a\u904e\u8cfc\u8cb7\u7f8e\u50b5 ETF\uff0c<strong>\u9593\u63a5\u6301\u6709\u4e00\u7c43\u5b50\u7f8e\u50b5<\/strong>\u3002\u8207\u76f4\u63a5\u6301\u6709\u55ae\u4e00\u7f8e\u50b5\u76f8\u6bd4\uff0c\u7f8e\u50b5 ETF \u63d0\u4f9b\u4e86\u66f4\u5927\u7684\u9748\u6d3b\u6027\u548c\u6d41\u52d5\u6027\uff0c\u56e0\u70ba\u6295\u8cc7\u8005\u53ef\u4ee5\u96a8\u6642\u5728\u4ea4\u6613\u5e02\u5834\u4e0a\u8cb7\u8ce3\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\uff0cETF \u7684\u50f9\u683c\u6703\u96a8\u8457\u5e02\u5834\u6ce2\u52d5\u800c\u8b8a\u5316\uff0c\u56e0\u6b64\u6295\u8cc7\u8005\u7684\u6536\u76ca\u53ef\u80fd\u6703\u53d7\u5230\u5e02\u5834\u689d\u4ef6\u7684\u5f71\u97ff\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\u7279\u9ede<\/td><td>\u7f8e\u50b5<\/td><td>\u7f8e\u50b5 ETF<\/td><\/tr><tr><td>\u767c\u884c\u8005<\/td><td>\u7f8e\u570b\u653f\u5e9c<\/td><td>\u57fa\u91d1\u516c\u53f8<\/td><\/tr><tr><td>\u6295\u8cc7\u65b9\u5f0f<\/td><td>\u76f4\u63a5\u8cfc\u8cb7\u55ae\u4e00\u50b5\u5238<\/td><td>\u8cfc\u8cb7\u5305\u542b\u591a\u7a2e\u7f8e\u570b\u570b\u50b5\u7684\u57fa\u91d1\u4efd\u984d<\/td><\/tr><tr><td>\u6536\u76ca\u7a69\u5b9a\u6027<\/td><td>\u7a69\u5b9a\uff0c\u56fa\u5b9a\u5229\u606f\u652f\u4ed8<\/td><td>\u53d7\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u6536\u76ca\u8b8a\u52d5\u8f03\u5927<\/td><\/tr><tr><td>\u6d41\u52d5\u6027<\/td><td>\u6d41\u52d5\u6027\u4f4e\uff0c\u9700\u8981\u7b49\u5f85\u50b5\u5238\u5230\u671f\u6216\u63d0\u524d\u51fa\u552e<\/td><td>\u9ad8\u6d41\u52d5\u6027\uff0c\u53ef\u4ee5\u96a8\u6642\u5728\u4ea4\u6613\u6240\u8cb7\u8ce3<\/td><\/tr><tr><td>\u98a8\u96aa<\/td><td>\u98a8\u96aa\u6975\u4f4e\uff0c\u53d7\u7f8e\u570b\u653f\u5e9c\u4fe1\u7528\u652f\u6301<\/td><td>\u5e02\u5834\u98a8\u96aa\u8f03\u9ad8\uff0c\u53d7\u50f9\u683c\u6ce2\u52d5\u5f71\u97ff<\/td><\/tr><tr><td>\u9069\u5408\u6295\u8cc7\u4eba<\/td><td>\u5c0b\u6c42\u9577\u671f\u7a69\u5b9a\u6536\u5165\u4e14\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u4f4e\u7684\u6295\u8cc7\u8005<\/td><td>\u8ffd\u6c42\u9748\u6d3b\u6027\u548c\u5e02\u5834\u6a5f\u6703\uff0c\u4e26\u80fd\u627f\u53d7\u4e00\u5b9a\u5e02\u5834\u98a8\u96aa\u7684\u6295\u8cc7\u8005<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u7f8e\u50b5\u8207\u7f8e\u50b5 ETF \u5dee\u7570<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u570b\u4eba\u8d85\u611b\u8cb7\u7f8e\u50b5 ETF<\/h2>\n\n\n\n<p>\u8ad6\u570b\u4eba\u5230\u5e95\u6709\u591a\u611b\u8cb7\u7f8e\u50b5\uff0c\u770b\u770b\u9019\u500b\u6578\u64da\u5c31\u77e5\u9053\u4e86\uff1a<strong>\u300c\u6839\u64da\u7f8e\u570b\u8ca1\u653f\u90e8\u516c\u5e03\u5916\u570b\u6301\u6709\u7f8e\u50b5\u91d1\u984d\uff0c\u53f0\u7063\u4ee5\u6301\u6709 2,590 \u5104\u7f8e\u5143\u6210\u70ba\u7f8e\u570b\u7b2c 11 \u5927\u50b5\u4e3b\u300d<\/strong>\u3002<\/p>\n\n\n\n<p>\u76ee\u524d\u4f9d\u7167\u53f0\u7063\u7f8e\u50b5 ETF \u898f\u6a21\u6392\u884c\u4f86\u770b\uff0c\u4ee5\u5143\u5927\u7f8e\u50b5 20 \u5e74 00679B \u70ba\u9996\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td class=\"has-text-align-center\" data-align=\"center\">00679B<br \/>\u5143\u5927<br \/>\u7f8e\u50b5 20 \u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">00687B<br \/>\u570b\u6cf0<br \/>20 \u5e74\u7f8e\u50b5<\/td><td class=\"has-text-align-center\" data-align=\"center\">00795B<br \/>\u4e2d\u4fe1<br \/>\u7f8e\u50b5 20 \u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">00931B<br \/>\u7d71\u4e00<br \/>\u7f8e\u50b5 20 \u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\">00857B<br \/>\u6c38\u8c50<br \/> 20 \u5e74\u7f8e\u516c\u50b5<\/td><\/tr><tr><td>\u8cc7\u7522\u898f\u6a21\uff08\u5104\uff09<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,774<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,051<\/td><td class=\"has-text-align-center\" data-align=\"center\">565<\/td><td class=\"has-text-align-center\" data-align=\"center\">311<\/td><td class=\"has-text-align-center\" data-align=\"center\">190<\/td><\/tr><tr><td>\u53d7\u76ca\u4eba\u6578<\/td><td class=\"has-text-align-center\" data-align=\"center\">367,192<\/td><td class=\"has-text-align-center\" data-align=\"center\">250,752<\/td><td class=\"has-text-align-center\" data-align=\"center\">60,397<\/td><td class=\"has-text-align-center\" data-align=\"center\">69,016<\/td><td class=\"has-text-align-center\" data-align=\"center\">31,181<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u8cc7\u6599\u4f86\u6e90\uff1a\u5404\u6295\u4fe1\u5b98\u7db2\uff082024\/8\/28\uff09<\/figcaption><\/figure>\n\n\n\n<p>\u7531\u6b64\u770b\u4f86\uff0c\u5118\u7ba1\u7f8e\u50b5 ETF \u98a8\u96aa\u8f03\u9ad8\uff0c\u4f46\u5176\u9ad8\u6d41\u52d5\u6027\u3001\u4f4e\u6295\u8cc7\u9580\u6abb\uff0c\u4ee5\u53ca\u5206\u6563\u98a8\u96aa\u7684\u512a\u52e2\uff0c\u4ecd\u7136\u5438\u5f15\u4e86\u8a31\u591a\u570b\u5167\u6295\u8cc7\u8005\u3002\u7f8e\u50b5 ETF \u63d0\u4f9b\u6295\u8cc7\u8005\u66f4\u5927\u7684\u9748\u6d3b\u6027\uff0c\u4e14\u900f\u904e\u6301\u6709\u591a\u7a2e\u4e0d\u540c\u671f\u9650\u548c\u985e\u578b\u7684\u7f8e\u50b5\uff0c<strong>\u964d\u4f4e\u4e86\u55ae\u4e00\u50b5\u5238\u6ce2\u52d5\u5e36\u4f86\u7684\u98a8\u96aa<\/strong>\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u7f8e\u50b5 ETF \u7684\u56de\u5831\u6f5b\u529b\u8f03\u9ad8\uff0c\u6295\u8cc7\u8005\u6709\u6a5f\u6703\u5728\u5e02\u5834\u6ce2\u52d5\u4e2d\u7372\u53d6\u984d\u5916\u6536\u76ca\u3002\u518d\u52a0\u4e0a\u91d1\u878d\u6a5f\u69cb\u548c\u5a92\u9ad4\u7684\u5927\u529b\u63a8\u5ee3\uff0c\u9019\u4e9b\u56e0\u7d20\u90fd\u9032\u4e00\u6b65\u4fc3\u4f7f\u7f8e\u50b5 ETF \u5728\u53f0\u7063\u5e02\u5834\u4e2d\u53d7\u5230\u5ee3\u6cdb\u9752\u775e\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u964d\u606f\u8ff7\u601d\uff1a\u8981\u628a\u80a1\u7968\u51fa\u6389\u5168\u529b\u8cb7\u5165\u7f8e\u50b5\u55ce\uff1f<\/h2>\n\n\n\n<p>\u8fd1\u671f\u807d\u5230\u8a31\u591a\u6295\u8cc7\u4eba\u8072\u7a31\uff0c\u662f\u5426\u8a72\u5c07\u624b\u4e2d\u7684\u80a1\u7968\u51fa\u6389\uff0c\u958b\u59cb\u4f48\u5c40\u50b5\u5e02\uff0c\u5176\u5be6\u9019\u53c8\u8981\u56de\u6b78\u5230\u6295\u8cc7\u7684\u57fa\u672c\u539f\u5247\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u7684\u57fa\u672c\u539f\u5247\u662f\u4fdd\u6301\u8cc7\u7522\u914d\u7f6e\u7684\u591a\u5143\u5316\uff0c\u4ee5\u5206\u6563\u98a8\u96aa\u4e26\u7a69\u5b9a\u56de\u5831\u3002\u56e0\u6b64\u5373\u4f7f\u8fd1\u671f\u964d\u606f\u5c0e\u81f4\u50b5\u5e02\u770b\u597d\uff0c\u6295\u8cc7\u8005\u4ecd\u4e0d\u61c9\u8f15\u6613\u62cb\u552e\u80a1\u7968\uff0c\u5168\u9762\u8f49\u5411\u50b5\u5238\u3002<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4754\" target=\"_blank\" rel=\"noopener\" title=\"\">\u80a1\u50b5\u914d\u7f6e\u7b56\u7565<\/a>\u5247\u662f\u4e00\u500b\u4f60\u53ef\u4ee5\u8003\u616e\u7684\u7b56\u7565\uff0c\u5b83\u80fd\u5728\u5e02\u5834\u8b8a\u52d5\u4e2d\u63d0\u4f9b\u66f4\u5927\u7684\u7a69\u5b9a\u6027\uff0c\u78ba\u4fdd\u6295\u8cc7\u7d44\u5408\u5728\u5404\u7a2e\u7d93\u6fdf\u74b0\u5883\u4e2d\u90fd\u80fd\u8868\u73fe\u826f\u597d\u3002<\/p>\n\n\n\n<p>\u80a1\u50b5\u914d\u7f6e\u7684\u53e6\u4e00\u500b\u95dc\u9375\u5728\u65bc\u5b83\u80fd\u6839\u64da\u500b\u4eba\u7684\u6295\u8cc7\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u9032\u884c\u8abf\u6574\u3002\u96d6\u7136\u50b5\u5238\u5728\u964d\u606f\u74b0\u5883\u4e0b\u80fd\u9810\u671f\u7684\u6703\u8868\u73fe\u5f97\u4e0d\u932f\uff0c\u4f46\u5f9e\u53e6\u4e00\u500b\u89d2\u5ea6\u4f86\u770b\uff0c<strong>\u80a1\u7968\u5e02\u5834\u4e5f\u53ef\u80fd\u53d7\u76ca\u65bc\u66f4\u4f4e\u7684\u501f\u8cb8\u6210\u672c\u548c\u66f4\u9ad8\u7684\u4f01\u696d\u76c8\u5229\u80fd\u529b\uff0c\u9032\u800c\u5e36\u4f86\u66f4\u9ad8\u7684\u56de\u5831\u3002<\/strong><\/p>\n\n\n\n<p>\u800c\u80a1\u50b5\u914d\u7f6e\u6709\u52a9\u65bc\u4f60\u5728\u9019\u5169\u7a2e\u8cc7\u7522\u985e\u5225\u4e2d\u540c\u6642\u7372\u76ca\uff0c\u7121\u8ad6\u5e02\u5834\u689d\u4ef6\u5982\u4f55\u8b8a\u5316\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/roboadvisor.com.tw\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u900f\u904e\u514d\u8cbb\u7684\u98a8\u96aa\u5c6c\u6027\u8a55\u4f30\uff0c\u70ba\u60a8\u91cf\u8eab\u63a8\u85a6\u6700\u9069\u5408\u7684\u80a1\u50b5\u914d\u7f6e\uff0c\u5305\u62ec\u7f8e\u50b5\u548c\u5168\u7403\u77e5\u540d\u4f01\u696d\u80a1\u7968\u7684 ETF \u7d44\u5408\u3002\u9078\u64c7\u963f\u723e\u767c\uff0c\u60a8\u53ef\u4ee5\u5728\u5404\u7a2e\u5e02\u5834\u74b0\u5883\u4e0b\uff0c\u4f9d\u7136\u4eab\u6709\u7a69\u5b9a\u7684\u6295\u8cc7\u56de\u5831\uff0c\u8b93\u60a8\u7684\u8ca1\u5bcc\u7a69\u6b65\u589e\u9577\u3002<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u81ea 2024 \u5e74\u4e0a\u534a\u5e74\u4ee5\u4f86\uff0c\u7f8e\u570b\u591a\u6b21\u91cb\u51fa\u964d\u606f\u7684\u8a0a\u606f\uff0c\u4f46\u76f4\u81f3\u5e74\u4e2d\u4ecd\u672a\u898b\u5be6\u969b\u884c\u52d5\uff0c\u8b93\u6295\u8cc7\u8005\u4e0d\u514d\u611f\u5230\u6709\u4e9b\u843d\u7a7a\u3002\u7136\u800c\uff0c [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":11139,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24,28,10],"tags":[],"class_list":["post-11089","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-etf","category-28","category-10"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/11089","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11089"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/11089\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/11139"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11089"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11089"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11089"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}