{"id":11170,"date":"2024-09-03T16:23:37","date_gmt":"2024-09-03T08:23:37","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=11170"},"modified":"2024-09-03T16:23:37","modified_gmt":"2024-09-03T08:23:37","slug":"%e5%85%a7%e8%8f%af%e9%81%94%e5%b7%9e%e7%ae%a1%e7%90%86-350-%e5%84%84%e7%be%8e%e5%85%83%e7%9a%84%e5%9f%ba%e9%87%91%e7%b6%93%e7%90%86%e4%ba%ba%e6%95%b4%e5%a4%a9%e9%83%bd%e5%9c%a8%e5%81%9a%e4%bb%80","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=11170","title":{"rendered":"\u5167\u83ef\u9054\u5dde\u7ba1\u7406 350 \u5104\u7f8e\u5143\u7684\u57fa\u91d1\u7d93\u7406\u4eba\u6574\u5929\u90fd\u5728\u505a\u4ec0\u9ebc\uff1f"},"content":{"rendered":"\n<p>\u4f60\u662f\u5426\u6703\u597d\u5947\u7ba1\u7406 350 \u5104\u7f8e\u5143\u7684\u57fa\u91d1\u7d93\u7406\u4eba\u5728\u505a\u4ec0\u9ebc\uff1f<\/p>\n\n\n\n<p>2016 \u5e74 10 \u6708\u83ef\u723e\u8857\u65e5\u5831\u300aWhat Does Nevada\u2019s $35 Billion Fund Manager Do All Day? Nothing\u300b\u5831\u5c0e\u4e86\u5167\u83ef\u9054\u5dde\u7ba1\u7406 350 \u5104\u7f8e\u5143\u7684\u57fa\u91d1\u7d93\u7406\u4eba\u6574\u5929\u7684\u884c\u7a0b\uff0c\u4ee5\u4e0b\u662f\u9019\u7bc7\u5831\u5c0e\u7684\u7bc0\u9304\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/pgfinnote.com\/wp-content\/uploads\/image-1022.png\" alt=\"\" class=\"wp-image-32998\"\/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u53f2\u8482\u592b\u00b7\u57c3\u5fb7\u8499\u68ee\u6c92\u6709\u540c\u4e8b\uff0c\u5f88\u5c11\u53c3\u52a0\u6703\u8b70\uff0c\u7d93\u5e38\u5728\u8fa6\u516c\u684c\u4e0a\u5403\u5269\u83dc\u3002<\/p>\n\n\n\n<p>\u5728\u9019\u500b\u5145\u6eff\u6d3b\u529b\u7684\u5de5\u4f5c\u65e5\uff0c\u5167\u83ef\u9054\u5dde\u516c\u5171\u50f1\u54e1\u9000\u4f11\u7cfb\u7d71\u7684\u6295\u8cc7\u8ca0\u8cac\u4eba\u7684\u6536\u5165\u8d85\u904e\u4e86\u64c1\u6709\u6578\u767e\u540d\u54e1\u5de5\u7684\u9000\u4f11\u57fa\u91d1\u3002<\/p>\n\n\n\n<p>\u4ed6\u7684\u65e5\u5e38\u4ea4\u6613\u7b56\u7565\u662f\uff1a<strong>\u76e1\u91cf\u5c11\u505a\uff0c\u901a\u5e38\u4ed6\u4ec0\u9ebc\u90fd\u4e0d\u505a<\/strong>\u3002<\/p>\n\n\n\n<p>\u5167\u83ef\u9054\u7cfb\u7d71\u7684\u80a1\u7968\u548c\u50b5\u5238\u90fd\u662f\u6a21\u4eff\u6307\u6578\u7684\u4f4e\u6210\u672c\u57fa\u91d1\uff0c\u57c3\u5fb7\u8499\u68ee\u9802\u591a\u6bcf\u5e74\u5c0d\u6295\u8cc7\u7d44\u5408\u9032\u884c\u4e00\u6b21\u66f4\u6539\u3002<\/p>\n\n\n\n<p>\u65b0\u805e\u4e26\u4e0d\u91cd\u8981\u3002<\/p>\n\n\n\n<p>2016\u5e74\u5927\u9078\u6703\u5f71\u97ff\u4ed6\u7684\u6295\u8cc7\u7d44\u5408\u55ce\uff1f \u4e0d\u3002<\/p>\n\n\n\n<p>\u77f3\u6cb9\u50f9\u683c\uff1f \u4e0d\u3002<\/p>\n\n\n\n<p>\u4ed6\u8ffd\u96a8\u806f\u6e96\u6703\u4e3b\u5e2d\u73cd\u59ae\u7279\u00b7\u8036\u502b\uff0c\u4f46\u300c<strong>\u89c0\u5bdf\u548c\u884c\u52d5\u662f\u6709\u5340\u5225\u7684<\/strong>\u300d\u3002<\/p>\n\n\n\n<p>44 \u6b72\u7684\u57c3\u5fb7\u8499\u68ee\u76f4\u5230\u6700\u8fd1\u624d\u6210\u70ba\u9000\u4f11\u91d1\u9818\u57df\u7684\u7570\u985e\uff0c\u5176\u4ed6\u570b\u5bb6\u9000\u4f11\u5236\u5ea6\u8f49\u5411\u8907\u96dc\u7684\u6295\u8cc7\u548c\u6210\u672c\u9ad8\u6602\u7684\u57fa\u91d1\u7d93\u7406\uff0c\u8a66\u5716\u900f\u904e\u6f14\u7b97\u6cd5\u548c\u667a\u6167\u8dd1\u8d0f\u5927\u76e4\u3002<\/p>\n\n\n\n<p>\u57c3\u5fb7\u8499\u68ee\u8aaa\u4ed6\u7684\u7b56\u7565\u662f<strong>\u4fdd\u6301\u4f4e\u6210\u672c\uff0c\u800c\u4e0d\u662f\u8a66\u5716\u6253\u6557\u5e02\u5834<\/strong>\u3002 <\/p>\n\n\n\n<p>\u4ed6\u7c21\u964b\u7684\u8fa6\u516c\u684c\u4e0a\u6709\u4e00\u500b\u6536\u4ef6\u5323\u3001\u4e00\u500b\u8a02\u66f8\u6a5f\u548c\u4e00\u500b\u88dd\u8457\u8ff4\u7d0b\u91dd\u548c\u540d\u7247\u7684\u932b\u676f\uff0c\u4ed6\u8f49\u6905\u5f8c\u9762\u7684\u684c\u5b50\u4e0a\u64fa\u8457\u4ed6\u7684\u5370\u8868\u6a5f\u548c\u5bb6\u5ead\u7167\u7247\uff0c\u4ed6<strong>\u6c92\u6709\u5c08\u7528\u7684\u5f6d\u535a\u7d42\u7aef\uff0c\u4e5f\u4e0d\u770b CNBC<\/strong>\u3002<\/p>\n\n\n\n<p>\u57c3\u5fb7\u8499\u68ee\u5728\u4ed6\u4f4d\u65bc\u5361\u68ee\u57ce\u7684\u4e00\u5c64\u8fa6\u516c\u5927\u6a13\u4e2d\u6307\u63ee\u8457\u4e00\u4e9b\u57fa\u91d1\uff0c\u9019\u4e9b\u57fa\u91d1\u622a\u81f36 \u670830 \u65e5\u7684\u4e00\u5e74\u3001\u4e09\u5e74\u3001\u4e94\u5e74\u548c\u5341\u5e74\u671f\u9593\u7684\u56de\u5831\u7387\u8d85\u904e\u4e86\u5168\u570b\u6700\u5927\u7684\u516c\u5171\u9000\u4f11\u91d1\uff0d\u52a0\u5dde\u516c\u5171\u50f1\u54e1\u9000\u4f11\u7cfb\u7d71\u6216 Calpers\uff0c\u4ee5\u53ca\u8a31\u591a\u5176\u4ed6\u5dde\u7684\u4eba\u54e1\u5bc6\u96c6\u7684\u8a08\u5283\u3002<\/p>\n\n\n\n<p>Calpers \u767c\u8a00\u4eba\u6885\u6839\u61f7\u7279 (Megan White) \u6307\u51fa\uff1a\u300c\u5167\u83ef\u9054\u5dde 350 \u5104\u7f8e\u5143\u7684\u8a08\u5283\u6bd4\u52a0\u5dde\u5927\u7d04 3000 \u5104\u7f8e\u5143\u7684\u8a08\u5283\u5c0f\u5f97\u591a\uff0c\u8a71\u96d6\u5982\u6b64\uff0c\u5167\u83ef\u9054\u5dde\u5c55\u793a\u4e86\u964d\u4f4e\u6295\u8cc7\u7d44\u5408\u8907\u96dc\u6027\u3001\u98a8\u96aa\u548c\u6210\u672c\u7684\u597d\u8655\u3002\u300d<\/p>\n\n\n\n<p>\u827e\u5fb7\u8499\u68ee\u7684\u524d\u4efb\u3001\u552f\u4e00\u7684\u5916\u90e8\u6295\u8cc7\u7b56\u7565\u9867\u554f\u80af\u00b7\u862d\u4f2f\u7279\u8aaa\uff1a\u300c<strong>\u4ec0\u9ebc\u90fd\u4e0d\u505a\u6bd4\u770b\u8d77\u4f86\u66f4\u96e3\uff0c\u66f4\u96e3\u7684\u662f\u56e0\u70ba\u7df4\u7fd2\u7121\u6240\u4f5c\u70ba\u9700\u8981\u514b\u5236<\/strong>\u300d\u3002<\/p>\n\n\n\n<p>\u73fe\u5728\uff0c\u8a31\u591a\u516c\u5171\u9000\u4f11\u57fa\u91d1\u6b63\u5728\u63a5\u53d7\u5167\u83ef\u9054\u5dde\u7684\u7121\u6240\u4f5c\u70ba\u7684\u505a\u6cd5\uff0c\u56e0\u70ba\u5b83\u5011\u6b63\u5728\u8207\u73fe\u91d1\u6e1b\u5c11\u548c\u4f4e\u5229\u7387\u4f5c\u9b25\u722d\u3002 Calpers \u6b63\u5728\u8207\u5927\u7d04\u4e00\u534a\u8655\u7406\u5176\u8cc7\u91d1\u7684\u516c\u53f8\u65b7\u7d55\u95dc\u4fc2\u3002\u7d10\u7d04\u5e02\u4eca\u5e74\u5927\u5e45\u524a\u6e1b\u4e86\u5c0d\u6c96\u57fa\u91d1\u7684\u627f\u8afe\u3002<\/p>\n\n\n\n<p>\u7522\u696d\u9867\u554f\u8868\u793a\uff0c\u7f8e\u570b\u516c\u5171\u9000\u4f11\u91d1\u4e2d\u7d04\u6709\u4e00\u534a\u7684\u50b3\u7d71\u80a1\u7968\u6295\u8cc7\u65bc\u4f4e\u6210\u672c\u6307\u6578\u57fa\u91d1\uff0c\u9019\u4e00\u6578\u5b57\u662f\u5341\u5e74\u524d\u7684\u5169\u500d\u591a\u3002<\/p>\n\n\n\n<p>\u9000\u4f11\u91d1\u6295\u8cc7\u8aee\u8a62\u516c\u53f8 Meketa Investment Group \u806f\u5408\u9996\u5e2d\u57f7\u884c\u5b98 Stephen McCourt \u8868\u793a\uff1a\u300c\u9000\u4f11\u91d1\u9818\u57df\u80af\u5b9a\u6b63\u5728\u5411\u5167\u83ef\u9054\u5dde\u7684\u65b9\u5f0f\u8f49\u79fb\u3002\u300d<\/p>\n\n\n\n<p>\u590f\u5a01\u5937\u9000\u4f11\u91d1\u9996\u5e2d\u6295\u8cc7\u5b98\u3001\u57c3\u5fb7\u8499\u68ee\u7684\u670b\u53cb\u7dad\u55ac\u4f0a\u00b7\u4fdd\u7f85\u00b7\u67e5\u7279\u5409 (Vijoy Paul Chattergy) \u8868\u793a\uff0c\u5b83\u4e26\u6c92\u6709\u4e00\u8def\u8f49\u79fb\u3002<\/p>\n\n\n\n<p>\u67e5\u7279\u5409\u8aaa\uff1a\u300c\u5982\u679c\u6211\u80fd\u5750\u5728\u6bdb\u4f0a\u5cf6\u7684\u6d77\u7058\u4e0a\uff0c\u6bcf\u5929\u6253\u96fb\u8a71\uff0c\u6211\u5c31\u6703\u9019\u9ebc\u505a\u3002\u6211\u4e0d\u8a8d\u70ba\u4e16\u754c\u5c31\u662f\u9019\u6a23\u904b\u4f5c\u7684\uff0c\u9019\u5c31\u662f\u6211\u5011\u63a1\u53d6\u9019\u7a2e\u65b9\u6cd5\u7684\u539f\u56e0\u3002\u300d\u4ed6\u7684\u8a08\u756b\u63a1\u7528\u4e86\u591a\u7a2e\u7b56\u7565\uff0c\u4f46\u56de\u5831\u7387\u843d\u5f8c\u65bc\u5167\u83ef\u9054\u5dde\u3002 <\/p>\n\n\n\n<p>\u5176\u5be6\u9023\u57c3\u5fb7\u8499\u68ee\u4e5f\u5fcd\u4e0d\u4f4f\u7814\u7a76\u6295\u8cc7\u7b56\u7565\u3002<\/p>\n\n\n\n<p>\u57c3\u5fb7\u8499\u68ee\u8aaa\uff1a\u300c<strong>\u6211\u82b1\u4e86\u5f88\u591a\u6642\u9593\u7814\u7a76\u6211\u5011\u6700\u7d42\u4e0d\u6703\u505a\u7684\u4e8b\u60c5<\/strong>\u3002\u300d<\/p>\n\n\n\n<p>\u4e0d\u904e\uff0c\u5728\u5e02\u5834\u6ce2\u52d5\u7684\u65e5\u5b50\u88e1\uff0c\u4ed6\u53ef\u4ee5\u6e96\u6642\u56de\u5bb6\u653e\u9b06\u3002\u82f1\u570b\u4eba\u65bc 6 \u6708\u6295\u7968\u6c7a\u5b9a\u96e2\u958b\u6b50\u76df\uff0c\u5c0e\u81f4\u5168\u7403\u5e02\u5834\u9677\u5165\u52d5\u76ea\uff0c\u4e4b\u5f8c\u4ed6\u6309\u7167\u6163\u4f8b\u65bc 5:00 \u96e2\u958b\u3002\u82f1\u570b\u812b\u6b50\u7576\u665a\uff0c\u4ed6\u4ecd\u5728\u6b63\u5e38\u6642\u9593\u5165\u7761\u3002<\/p>\n\n\n\n<p>\u57c3\u5fb7\u8499\u68ee\u8aaa\uff1a\u300c<strong>\u80a1\u5e02\u4e0b\u8dcc\u5e7e\u500b\u767e\u5206\u9ede\u751a\u81f3\u4e0d\u6703\u8b93\u6211\u7684\u5fc3\u7387\u52a0\u5feb\u3002<\/strong>\u300d<\/p>\n\n\n\n<p>\u57c3\u5fb7\u8499\u68ee\u5728\u5167\u83ef\u9054\u5927\u5b78\u88e1\u8afe\u5206\u6821\u64b0\u5beb\u6709\u95dc\u8ca8\u5e63\u653f\u7b56\u7684\u7814\u7a76\u751f\u8ad6\u6587\u6642\u63a5\u89f8\u4e86\u91d1\u878d\u3002<\/p>\n\n\n\n<p>\u4ed6\u5c07\u81ea\u5df1\u7684\u54f2\u5b78\u8ffd\u6eaf\u5230\u4ed6\u5728\u8499\u5927\u62ff\u5dde\u535a\u8332\u66fc\u7684\u4e00\u5bb6\u8461\u8404\u9152\u7d93\u92b7\u5546\u5de5\u4f5c\u4e2d\u5b78\u5230\u7684\u6771\u897f\u3002\u4ed6\u63a8\u92b7\u6700\u66a2\u92b7\u7684\u8461\u8404\u9152\u6642\u6c92\u6709\u5f37\u8abf\u8461\u8404\u7684\u8d77\u6e90\u6216\u54c1\u9152\u7b46\u8a18\u3002<\/p>\n\n\n\n<p>\u57c3\u5fb7\u8499\u68ee\u8aaa\uff1a\u300c<strong>\u8461\u8404\u9152\u884c\u696d\u5f80\u5f80\u88ab\u63cf\u8ff0\u70ba\u4e00\u500b\u8907\u96dc\u800c\u56f0\u96e3\u7684\u884c\u696d\uff0c\u4e26\u4f7f\u7528\u82b1\u54e8\u7684\u8853\u8a9e\uff0c\u5728\u6295\u8cc7\u65b9\u9762\uff0c\u78ba\u5be6\u5f88\u76f8\u4f3c\uff0c\u4f60\u4e5f\u53ef\u4ee5\u5c08\u6ce8\u65bc\u5c0f\u7d30\u7bc0\u800c\u5ffd\u7565\u5927\u5c40\u3002<\/strong>\u300d<\/p>\n\n\n\n<p>\u7576\u57c3\u5fb7\u8499\u68ee\u5728 2005 \u5e74\u4ee5\u5206\u6790\u5e2b\u8eab\u4efd\u52a0\u5165\u5167\u83ef\u9054\u8a08\u756b\u6642\uff0c\u8a72\u8a08\u756b\u5927\u7d04 60% \u7684\u80a1\u7968\u5c6c\u65bc\u6307\u6578\u3002 2012\u5e74\u6210\u70ba\u9996\u5e2d\u6295\u8cc7\u5b98\u5f8c\uff0c\u4ed6\u7684\u6295\u8cc7\u8b8a\u5f97\u66f4\u52a0\u88ab\u52d5\u3002<\/p>\n\n\n\n<p>\u6839\u64da\u5167\u83ef\u9054\u5dde\u8a08\u756b\u6587\u4ef6\u548c\u8ffd\u8e64\u9000\u4f11\u8a08\u756b\u652f\u51fa\u7684 Callan Associates \u7684\u6578\u64da\uff0c\u5176\u5916\u90e8\u7ba1\u7406\u8cbb\u7528\u7d04\u70ba\u5e73\u5747\u516c\u5171\u9000\u4f11\u91d1\u7684\u4e03\u5206\u4e4b\u4e00\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u5167\u83ef\u9054\u5dde\u63a1\u7528\u5178\u578b\u7684\u83ef\u723e\u8857\u98f2\u98df\u65b9\u5f0f\uff0c\u6bcf\u5e74\u5c07\u652f\u4ed8\u7d04 1.2 \u5104\u7f8e\u5143\u7684\u8cbb\u7528\u3002 2016\u5e74\uff0c\u5167\u83ef\u9054\u5dde\u652f\u4ed8\u4e861,800\u842c\u7f8e\u5143\u3002<\/p>\n\n\n\n<p>\u5118\u7ba1\u57c3\u5fb7\u8499\u68ee\u907f\u958b\u4e86\u83ef\u723e\u8857\u7684\u5e6b\u52a9\uff0c\u4f46\u4ed6\u9084\u662f\u56de\u8986\u4e86\u57fa\u91d1\u7d93\u7406\u4eba\u5411\u4ed6\u63a8\u92b7\u7522\u54c1\u7684\u96fb\u5b50\u90f5\u4ef6\u548c\u96fb\u8a71\u3002<\/p>\n\n\n\n<p>\u5178\u578b\u7684\u901a\u8a71\u6301\u7e8c\u7d04\u4e94\u5206\u9418\u3002\u4ed6\u6eab\u548c\u5730\u8b93\u4f86\u96fb\u8005\u5931\u671b\uff0c\u900f\u904e\u5f97\u51fa\u7d50\u8ad6\u8a8d\u70ba\u8a72\u7522\u54c1\u4e0d\u5408\u9069\u4e26\u611f\u8b1d\u4ed6\u5011\u63d0\u4f9b\u7684\u8cc7\u8a0a\u4f86\u8f49\u79fb\u9810\u4ed8\u6b3e\u3002<\/p>\n\n\n\n<p>\u57c3\u5fb7\u8499\u68ee\u8aaa\uff1a\u300c\u6211\u8b8a\u5f97\u975e\u5e38\u5584\u65bc\u8aaa\u4e0d\uff0c\u6211\u4e0d\u6703\u8a66\u5716\u5f15\u5c0e\u4ed6\u5011\uff0c\u9019\u6a23\u4ed6\u5011\u5c31\u4e0d\u6703\u62b1\u6301\u865b\u5047\u7684\u5e0c\u671b\u3002\u300d<\/p>\n\n\n\n<p>\u57c3\u5fb7\u8499\u68ee\u5927\u90e8\u5206\u6642\u9593\u90fd\u82b1\u5728\u6e96\u5099\u8463\u4e8b\u6703\u6703\u8b70\u6750\u6599\u548c\u8655\u7406\u884c\u653f\u4efb\u52d9\u3002\u5118\u7ba1\u6295\u8cc7\u53d6\u5f97\u4e86\u6210\u529f\uff0c\u5167\u83ef\u9054\u5dde\u50c5\u64c1\u6709\u7d04 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350 \u5104\u7f8e\u5143\u7684\u57fa\u91d1\u7d93\u7406\u4eba\u5728\u505a\u4ec0\u9ebc\uff1f 2016 \u5e74 10 \u6708\u83ef\u723e\u8857\u65e5\u5831\u300aWhat Does  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