{"id":11683,"date":"2024-10-22T17:28:38","date_gmt":"2024-10-22T09:28:38","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=11683"},"modified":"2024-10-22T17:28:38","modified_gmt":"2024-10-22T09:28:38","slug":"%e3%80%90%e5%9f%ba%e9%87%91%e6%96%b0%e6%89%8b%e3%80%91%e5%9f%ba%e9%87%91%e6%8a%95%e8%b3%87%e6%80%8e%e9%ba%bc%e9%81%b8%ef%bc%9f%e5%9f%ba%e9%87%91%e6%8c%87%e6%a8%99%e6%80%8e%e9%ba%bc%e7%9c%8b%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=11683","title":{"rendered":"\u57fa\u91d1\u600e\u9ebc\u9078\u624d\u5c0d\uff1f3 \u5206\u9418\u6559\u4f60\u770b\u61c2\u6307\u6a19\u3001\u638c\u63e1\u6838\u5fc3\u9078\u64c7\u65b9\u6cd5\uff0c\u8f15\u9b06\u958b\u59cb\u6295\u8cc7\uff01"},"content":{"rendered":"\n<p>\u96a8\u8457\u6295\u8cc7\u77e5\u8b58\u7684\u666e\u53ca\uff0c\u8d8a\u4f86\u8d8a\u591a\u73fe\u4ee3\u4eba\u9078\u64c7\u81ea\u5df1\u4e3b\u52d5\u8cfc\u8cb7\u57fa\u91d1\uff0c\u800c\u4e0d\u518d\u5b8c\u5168\u4f9d\u8cf4\u9280\u884c\u6216\u50b3\u7d71\u7406\u8ca1\u9867\u554f\u3002\u900f\u904e\u7db2\u8def\u5e73\u53f0\u548c\u6578\u64da\u5206\u6790\u5de5\u5177\u7684\u8f14\u52a9\uff0c\u6295\u8cc7\u8005\u80fd\u5920\u8f15\u9b06\u53d6\u5f97\u5404\u7a2e\u57fa\u91d1\u8cc7\u8a0a\uff0c\u81ea\u5df1\u6bd4\u8f03\u548c\u8a55\u4f30\u57fa\u91d1\u7e3e\u6548\uff0c\u505a\u51fa\u66f4\u7b26\u5408\u500b\u4eba\u9700\u6c42\u7684\u6295\u8cc7\u9078\u64c7\u3002\u9019\u6a23\u7684\u81ea\u4e3b\u6295\u8cc7\u6a21\u5f0f\u4e0d\u50c5\u9748\u6d3b\uff0c\u9084\u6709\u53ef\u80fd\u5e6b\u52a9\u6295\u8cc7\u8005\u964d\u4f4e\u984d\u5916\u7684\u624b\u7e8c\u8cbb\u7528\u3002<\/p>\n\n\n\n<p>\u800c\u5c0d\u65bc\u57fa\u91d1\u65b0\u624b\u800c\u8a00\uff0c\u5728\u6311\u9078\u57fa\u91d1\u7684\u904e\u7a0b\u4e2d\u96e3\u514d\u9047\u5230\u5e7e\u500b\u554f\u984c\u3002\u7b2c\u4e00\uff0c\u7433\u746f\u6eff\u76ee\u7684\u57fa\u91d1\u7522\u54c1\u6709\u54ea\u4e9b\u662f\u9069\u5408\u81ea\u5df2\u7684\uff1f\u7b2c\u4e8c\uff0c\u6311\u9078\u57fa\u91d1\u6642\u53ef\u4ee5\u77e5\u9053\u4ed6\u904e\u53bb\u7684\u7e3e\u6548\u55ce\uff1f\u8a72\u5982\u4f55\u5224\u65b7\uff1f\u7b2c\u4e09\uff0c\u5728\u57fa\u91d1\u7db2\u7ad9\u4e0a\u6709\u8a31\u591a\u770b\u4f3c\u8271\u6f80\u96e3\u61c2\u7684\u6307\u6a19\uff0c\u5206\u5225\u53c8\u4ee3\u8868\u4ec0\u9ebc\u610f\u601d\uff1f\u672c\u6587\u5373\u5c07\u5e36\u4f60\u9010\u4e00\u4e86\u89e3\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u57fa\u91d1\u6295\u8cc7\u600e\u9ebc\u9078\uff1f<\/h2>\n\n\n\n<p>\u65b0\u624b\u5c0f\u767d\u8a72\u600e\u9ebc\u9078\u57fa\u91d1\u5462\uff1f\u5176\u5be6\u5c31\u548c\u6295\u8cc7\u80a1\u7968\u4e00\u6a23\uff0c\u4e00\u958b\u59cb\u4e00\u5b9a\u662f\u5148\u5f9e\u98a8\u96aa\u4f4e\u7684\u6a19\u7684\u958b\u59cb\uff0c\u4ee5\u300c\u5b89\u5168\u7a69\u5065\u300d\u70ba\u4e3b\uff0c\u518d\u96a8\u8457\u81ea\u5df1\u6df1\u5165\u7684\u4e86\u89e3\u8207\u7814\u7a76\uff0c\u958b\u59cb\u914d\u7f6e\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u8ffd\u6c42\u66f4\u9ad8\u7684\u5831\u916c\u7387\u3002\u800c\u4e0b\u65b9\u5e7e\u7a2e\u985e\u578b\u7684\u57fa\u91d1\u5c31\u662f\u883b\u9069\u5408\u57fa\u91d1\u6295\u8cc7\u65b0\u624b\u7684\u5e7e\u500b\u9078\u64c7\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6307\u6578\u578b\u57fa\u91d1 (ETF)<\/strong> \uff1a\u6307\u6578\u578b\u57fa\u91d1\u901a\u5e38\u8ffd\u8e64\u67d0\u500b\u5e02\u5834\u6307\u6578\uff0c\u4f8b\u5982\u53f0\u7063\u52a0\u6b0a\u6307\u6578\u6216\u7f8e\u570b\u6a19\u666e 500\u6307\u6578\u3002\u9019\u985e\u57fa\u91d1\u98a8\u96aa\u5206\u6563\uff0c\u8cbb\u7528\u4f4e\u5ec9\uff0c\u9069\u5408\u521d\u5b78\u8005\u4f5c\u70ba\u5165\u9580\u6295\u8cc7\u3002\u7531\u65bc\u5b83\u5011\u88ab\u52d5\u7ba1\u7406\uff0c\u6295\u8cc7\u8005\u4e0d\u9700\u8981\u983b\u7e41\u8abf\u6574\u7b56\u7565\u3002<br \/><\/li>\n\n\n\n<li><strong>\u50b5\u5238\u578b\u57fa\u91d1<\/strong>\uff1a\u50b5\u5238\u578b\u57fa\u91d1\u4e3b\u8981\u6295\u8cc7\u65bc\u50b5\u5238\uff0c\u98a8\u96aa\u901a\u5e38\u4f4e\u65bc\u80a1\u7968\u578b\u57fa\u91d1\u3002\u9019\u985e\u57fa\u91d1\u53ef\u4ee5\u63d0\u4f9b\u8f03\u7a69\u5b9a\u7684\u56de\u5831\uff0c\u9069\u5408\u8ffd\u6c42\u7a69\u5b9a\u6536\u5165\u3001\u627f\u53d7\u98a8\u96aa\u8f03\u4f4e\u7684\u65b0\u624b\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5e73\u8861\u578b\u57fa\u91d1<\/strong>\uff1a\u5e73\u8861\u578b\u57fa\u91d1\u540c\u6642\u6295\u8cc7\u65bc\u80a1\u7968\u548c\u50b5\u5238\uff0c\u76ee\u7684\u662f\u5728\u98a8\u96aa\u8207\u5831\u916c\u4e4b\u9593\u627e\u5230\u5e73\u8861\u3002\u9019\u985e\u57fa\u91d1\u80fd\u5920\u964d\u4f4e\u5e02\u5834\u6ce2\u52d5\u5e36\u4f86\u7684\u98a8\u96aa\uff0c\u540c\u6642\u4e5f\u5177\u5099\u4e00\u5b9a\u7684\u589e\u9577\u6f5b\u529b\uff0c\u5c0d\u65bc\u525b\u5165\u9580\u3001\u4f46\u5e0c\u671b\u80fd\u5728\u98a8\u96aa\u4e2d\u7372\u5f97\u4e00\u5b9a\u56de\u5831\u7684\u65b0\u624b\u5c0f\u767d\u4f86\u8aaa\uff0c\u662f\u4e0d\u932f\u7684\u9078\u64c7\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=11643https:\/\/blog.roboadvisor.com.tw\/?p=8918\" target=\"_blank\" rel=\"noopener\" title=\"\">\u6211\u8cb7\u7684\u57fa\u91d1\u597d\u55ce\uff1f\u5b78\u6703\u7528\u6295\u8cc7\u7d44\u5408\u7684\u89c0\u5ff5\u66ff\u4f60\u7684\u57fa\u91d1\u5065\u6aa2\uff01<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u57fa\u91d1\u6295\u8cc7\u6307\u6a19\u600e\u9ebc\u770b\uff1f<\/h2>\n\n\n\n<p>\u5728\u5404\u5927\u57fa\u91d1\u7db2\u7ad9\u4e2d\uff08\u5982\u57fa\u5bcc\u901a\u3001\u8c9d\u840a\u5fb7\u53f0\u7063\u7b49\uff09\uff0c\u6211\u5011\u90fd\u80fd\u770b\u5230\u300c\u98a8\u96aa\u8a55\u7b49\u300d\u7684\u6307\u6a19\uff0c\u4e0b\u9762\u6211\u5011\u5c31\u4ee5\u57fa\u5bcc\u901a\u65bd\u7f85\u5fb7\u74b0\u7403\u9ec3\u91d1\uff08\u7f8e\u5143\uff09A \u7d1a\u4f86\u4f5c\u70ba\u7bc4\u4f8b\uff0c\u770b\u770b\u9019\u4e9b\u6307\u6a19\u9664\u4e86\u4ee3\u8868\u98a8\u96aa\u7684\u7a0b\u5ea6\uff0c\u662f\u4e0d\u662f\u9084\u80fd\u770b\u51fa\u7372\u5229\u80fd\u529b\u7b49\u5176\u4ed6\u7aef\u502a\uff1f<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.fundrich.com.tw\/2022OfficialWeb\/fundCenter\/fundOverview\/fundContent\/052122\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/image-1024x575.png\" alt=\"\u57fa\u91d1\u6295\u8cc7\n\" class=\"wp-image-11690\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/image-1024x575.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/image-300x168.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/image-768x431.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/image.png 1056w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption class=\"wp-element-caption\">\u5716\u7247\u4f86\u6e90\uff1a\u57fa\u5bcc\u901a\u7db2\u7ad9<\/figcaption><\/figure>\n\n\n\n<p>\u95dc\u65bc\u7e3e\u6548\u548c\u6de8\u503c\u7684\u4ecb\u7d39\u6211\u5011\u5df2\u7d93\u5728\u53e6\u4e00\u7bc7\u6587\u7ae0\u8a73\u7d30\u4ecb\u7d39\uff0c\u672c\u7bc7\u5c31\u4e0d\u518d\u591a\u52a0\u8d05\u8ff0\uff0c\u8457\u91cd\u5728\u98a8\u96aa\u8a55\u7b49\u8207\u7e3e\u6548\u4e4b\u9593\u7684\u91cd\u9ede\u6307\u6a19\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=11643\" target=\"_blank\" rel=\"noopener\" title=\"\">\u3010\u57fa\u91d1\u65b0\u624b\u5165\u9580\u6559\u5b78\u3011\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f\u57fa\u91d1\u6709\u54ea\u4e9b\u985e\u5225\uff1f\u65b0\u624b\u5fc5\u77e5\u7684\u57fa\u91d1\u6559\u5b78\uff01<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u57fa\u91d1\u6295\u8cc7\u6307\u6a19\uff0d\u6668\u661f\u8a55\u7b49<\/h3>\n\n\n\n<p>\u6668\u661f\u8a55\u7b49\uff08Morningstar Rating\uff09\u662f\u7531\u5168\u7403\u77e5\u540d\u7684\u6295\u8cc7\u7814\u7a76\u516c\u53f8\u6668\u661f\uff08Morningstar\uff09\u6240\u63d0\u4f9b\u7684\u4e00\u7a2e\u8a55\u50f9\u7cfb\u7d71\uff0c\u4e3b\u8981\u7528\u4f86\u8a55\u4f30\u548c\u6bd4\u8f03\u5404\u985e\u57fa\u91d1\u7684\u7e3e\u6548\u3002\u6668\u661f\u8a55\u7b49\u6703\u7d66\u57fa\u91d1<strong>\u4e00\u5230\u4e94\u9846\u661f<\/strong>\u7684\u8a55\u50f9\uff0c\u8b93\u6295\u8cc7\u8005\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u57fa\u91d1\u7684\u8868\u73fe\u8207\u98a8\u96aa\uff01<\/p>\n\n\n\n<p>\u6668\u661f\u8a55\u7b49\u901a\u5e38\u57fa\u65bc\u57fa\u91d1\u7684\u4e09\u5e74\u3001\u4e94\u5e74\u548c\u5341\u5e74\u7e3e\u6548\uff0c\u4e26\u4e14\u662f<strong>\u98a8\u96aa\u8abf\u6574\u5f8c\u7684\u7e3e\u6548<\/strong>\uff0c\u4ee3\u8868\u5373\u4f7f\u57fa\u91d1\u7684\u56de\u5831\u7387\u9ad8\uff0c\u4f46\u5982\u679c\u4f34\u96a8\u8457\u8f03\u5927\u7684\u98a8\u96aa\uff0c\u4e5f\u4e0d\u4e00\u5b9a\u53ef\u4ee5\u62ff\u5230\u5f88\u597d\u7684\u8a55\u5206\u3002\u6b64\u5916\uff0c\u6668\u661f\u4e5f\u6703<strong>\u5c07\u540c\u985e\u578b\u57fa\u91d1\u9032\u884c\u6bd4\u8f03<\/strong>\uff0c\u4ee5\u78ba\u4fdd\u8a55\u50f9\u7684\u516c\u5e73\u6027\u3002<\/p>\n\n\n\n<p><strong>\u8a55\u7b49\u7bc4\u570d\uff1a\u4e00\u5230\u4e94\u9846\u661f<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e94\u9846\u661f\uff1a\u8a72\u57fa\u91d1\u7684\u6b77\u53f2\u7e3e\u6548\u512a\u65bc\u540c\u985e\u578b\u57fa\u91d1\u4e2d\u7684\u5927\u90e8\u5206\uff0c\u8868\u73fe\u975e\u5e38\u7a81\u51fa\u3002<\/li>\n\n\n\n<li>\u56db\u9846\u661f\uff1a\u57fa\u91d1\u8868\u73fe\u512a\u65bc\u5927\u591a\u6578\u540c\u985e\u578b\u57fa\u91d1\uff0c\u5c6c\u65bc\u4e0d\u932f\u7684\u9078\u64c7\u3002<\/li>\n\n\n\n<li>\u4e09\u9846\u661f\uff1a\u8a72\u57fa\u91d1\u7684\u8868\u73fe\u5927\u81f4\u8207\u540c\u985e\u578b\u57fa\u91d1\u5e73\u5747\u6301\u5e73\u3002<\/li>\n\n\n\n<li>\u5169\u9846\u661f\uff1a\u57fa\u91d1\u7684\u7e3e\u6548\u4f4e\u65bc\u5e73\u5747\u6c34\u5e73\u3002<\/li>\n\n\n\n<li>\u4e00\u9846\u661f\uff1a\u57fa\u91d1\u7684\u8868\u73fe\u4e0d\u4f73\uff0c\u8655\u65bc\u540c\u985e\u578b\u57fa\u91d1\u4e2d\u7684\u672b\u4f4d\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u2705\u9019\u908a\u8981\u6ce8\u610f\uff0c\u6240\u6307\u7684\u6b77\u53f2\u8868\u73fe\u4e00\u6a23\u90fd\u662f\u8003\u616e\u904e\u98a8\u96aa\u5f8c\u7684\u8868\u73fe\u5594\uff01\u53e6\u5916\uff0c\u6668\u661f\u8a55\u7b49\u4e0d\u6703\u662f\u7d55\u5c0d\u7684\u8cb7\u8ce3\u5efa\u8b70\uff0c\u7562\u7adf\u4ed6\u662f\u4f9d\u7167\u904e\u53bb\u7684\u6b77\u53f2\u7e3e\u6548\u505a\u5224\u65b7\uff0c\u4e0d\u4ee3\u8868\u4e94\u9846\u661f\u7684\u57fa\u91d1\u5728\u672a\u4f86\u7684\u8868\u73fe\u90fd\u80fd\u4e00\u76f4\u9019\u9ebc\u512a\u79c0\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u57fa\u91d1\u6295\u8cc7\u6307\u6a19\uff0d\u98a8\u96aa\u5c6c\u6027<\/h2>\n\n\n\n<p>\u5728\u4e0a\u5716\u6668\u661f\u8a55\u7b49\u7684\u53f3\u908a\uff0c\u6709\u98a8\u96aa\u5c6c\u6027 RR5 \u7684\u6a19\u793a\u3002\u800c\u9019\u4e9b\u98a8\u96aa\u5c6c\u6027\u5206\u70ba RR1~RR5\uff0c\u662f\u7531\u6295\u4fe1\u6295\u9867\u516c\u6703\u8a02\u5b9a\uff0cRR \u7684\u610f\u601d\u4ee3\u8868 Risk Rating\uff0c\u4e5f\u5c31\u662f\u98a8\u96aa\u8a55\u5206\u7684\u610f\u601d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">RR1 \u6975\u4f4e\u98a8\u96aa<\/td><td>\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\u3001\u77ed\u671f\u653f\u5e9c\u50b5\u5238\u57fa\u91d1\u3002\u9019\u4e9b\u57fa\u91d1\u4e3b\u8981\u6295\u8cc7\u65bc\u5b89\u5168\u6027\u9ad8\u3001\u6d41\u52d5\u6027\u5f37\u7684\u77ed\u671f\u8cc7\u7522\u3002<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">RR2 \u4f4e\u98a8\u96aa<\/td><td>\u50b5\u5238\u578b\u57fa\u91d1\uff0c\u7279\u5225\u662f\u6295\u8cc7\u65bc\u9ad8\u4fe1\u7528\u8a55\u7d1a\u7684\u653f\u5e9c\u50b5\u5238\u6216\u4f01\u696d\u50b5\u5238\u7684\u57fa\u91d1\uff0c\u98a8\u96aa\u8f03\u5c0f\u4e14\u56de\u5831\u7a69\u5b9a\u3002<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">RR3 \u4e2d\u4f4e\u98a8\u96aa<\/td><td>\u5e73\u8861\u578b\u57fa\u91d1\u3001\u591a\u5143\u8cc7\u7522\u57fa\u91d1\uff0c\u9019\u985e\u57fa\u91d1\u540c\u6642\u6295\u8cc7\u65bc\u80a1\u7968\u8207\u50b5\u5238\uff0c\u900f\u904e\u8cc7\u7522\u914d\u7f6e\u4f86\u964d\u4f4e\u98a8\u96aa\u3002<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">RR4 \u4e2d\u9ad8\u98a8\u96aa<\/td><td>\u80a1\u7968\u578b\u57fa\u91d1\uff0c\u7279\u5225\u662f\u6295\u8cc7\u65bc\u6210\u719f\u5e02\u5834\u6216\u7279\u5b9a\u884c\u696d\uff08\u5982\u79d1\u6280\u3001\u91ab\u7642\u7b49\uff09\u7684\u57fa\u91d1\uff0c\u56de\u5831\u6f5b\u529b\u8f03\u5927\uff0c\u98a8\u96aa\u76f8\u5c0d\u8f03\u9ad8\u3002<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">RR5 \u9ad8\u98a8\u96aa<\/td><td>\u65b0\u8208\u5e02\u5834\u57fa\u91d1\u3001\u9ad8\u6536\u76ca\u50b5\u5238\u57fa\u91d1\u3001\u6760\u6746\u578b\u6216\u884d\u751f\u6027\u5546\u54c1\u57fa\u91d1\uff0c\u9019\u4e9b\u57fa\u91d1\u5177\u6709\u8f03\u9ad8\u7684\u6ce2\u52d5\u6027\u548c\u56de\u5831\u6f5b\u529b\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u57fa\u91d1\u6295\u8cc7\u6307\u6a19\uff0d\u6a19\u6e96\u5dee<\/h3>\n\n\n\n<p>\u57fa\u91d1\u7684\u6a19\u6e96\u5dee\u5176\u5be6\u5c31\u662f\u4e00\u500b\u7528\u4f86\u770b\u300c<strong>\u9019\u6a94\u57fa\u91d1\u7684\u8868\u73fe\u5230\u5e95\u7a69\u4e0d\u7a69\u5b9a<\/strong>\u300d\u7684\u6307\u6a19\u3002\u6a19\u6e96\u5dee\u8d8a\u9ad8\uff0c\u8868\u793a\u57fa\u91d1\u7684\u6f32\u8dcc\u5e45\u5ea6\u8d8a\u5927\uff0c\u9019\u4ee3\u8868\u4f60\u6709\u53ef\u80fd\u8cfa\u5f88\u591a\uff0c\u4e5f\u53ef\u80fd\u8ce0\u5f88\u591a\uff1b\u53cd\u4e4b\uff0c\u6a19\u6e96\u5dee\u8d8a\u4f4e\uff0c\u57fa\u91d1\u7684\u8868\u73fe\u5c31\u6bd4\u8f03\u5e73\u7a69\uff0c\u6ce2\u52d5\u8f03\u5c0f\uff0c\u6295\u8cc7\u6642\u7684\u5fc3\u60c5\u4e5f\u6703\u6bd4\u8f03\u5b89\u5b9a\u3002<\/p>\n\n\n\n<p>\u8209\u500b\u7c21\u55ae\u7684\u4f8b\u5b50\uff0c\u5047\u8a2d\u67d0\u6a94\u57fa\u91d1\u904e\u53bb\u4e00\u5e74\u7684\u5e73\u5747\u56de\u5831\u662f 5%\uff0c\u4f46\u6709\u6642\u5019\u8cfa 10%\uff0c\u6709\u6642\u5019\u53ea\u8cfa 2%\uff0c\u751a\u81f3\u9084\u6703\u8ce0\u9322\uff0c\u9019\u7a2e\u6ce2\u52d5\u5e45\u5ea6\u5f88\u5927\uff0c\u6a19\u6e96\u5dee\u5c31\u6703\u9ad8\u3002\u53e6\u4e00\u6a94\u57fa\u91d1\u7684\u5e73\u5747\u56de\u5831\u4e5f\u662f 5%\uff0c\u4f46\u5b83\u6bcf\u500b\u6708\u7684\u6ce2\u52d5\u90fd\u5f88\u5c0f\uff0c\u57fa\u672c\u4e0a\u7a69\u5b9a\u5728 4% \u5230 6% \u4e4b\u9593\uff0c\u9019\u6a23\u7684\u57fa\u91d1\u6a19\u6e96\u5dee\u5c31\u4f4e\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u5716\u4f86\u770b\uff0c\u96d6\u7136\u85cd\u7dda\u770b\u8d77\u4f86\u6f32\u8dcc\u975e\u5e38\u5287\u70c8\uff08\u6a19\u6e96\u5dee\u9ad8\uff09\uff0c\u7da0\u7dda\u5247\u76f8\u5c0d\u5e73\u7a69\uff08\u6a19\u6e96\u5dee\u4f4e\uff09\uff0c\u4f46\u5169\u500b\u6a19\u7684\u7684\u5e74\u5316\u5831\u916c\u7387\u5176\u5be6\u662f\u76f8\u540c\u7684\uff01\u82e5\u4ee5\u57fa\u91d1\u9019\u7a2e\u6bd4\u8f03\u4e2d\u9577\u671f\u7684\u6295\u8cc7\u800c\u8a00\uff0c\u9078\u64c7\u7da0\u7dda\u6a19\u5c31\u6703\u662f\u500b\u6bd4\u8f03\u9069\u5408\u7684\u9078\u64c7\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"568\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-1024x568.png\" alt=\"\u57fa\u91d1\u6ce2\u52d5\u5ea6\n\" class=\"wp-image-11700\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-1024x568.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-300x167.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-768x426.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-1536x853.png 1536w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output.png 2023w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u5716\u7247\u4f86\u6e90\uff1a\u963f\u723e\u767c\u6295\u9867\u88fd\u4f5c<\/figcaption><\/figure>\n\n\n\n<p>\u6a19\u6e96\u5dee\u80fd\u5e6b\u52a9\u6295\u8cc7\u8005\u5224\u65b7\uff0c\u9019\u6a94\u57fa\u91d1\u662f\u5426\u7b26\u5408\u4ed6\u5011\u5c0d\u7a69\u5b9a\u6027\u7684\u671f\u5f85\u3002\u5982\u679c\u4f60\u4e0d\u60f3\u627f\u53d7\u592a\u5927\u98a8\u96aa\uff0c\u53ef\u80fd\u6703\u504f\u597d\u6a19\u6e96\u5dee\u6bd4\u8f03\u4f4e\u7684\u57fa\u91d1\uff0c\u56e0\u70ba\u5b83\u7684\u6ce2\u52d5\u8f03\u5c11\uff0c\u4e0d\u6703\u6709\u592a\u5287\u70c8\u7684\u50f9\u503c\u8b8a\u52d5\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u57fa\u91d1\u6295\u8cc7\u6307\u6a19\uff0d\u590f\u666e\u503c<\/h3>\n\n\n\n<p>\u590f\u666e\u503c\uff08Sharpe Ratio\uff09\u662f\u4e00\u500b\u8861\u91cf\u57fa\u91d1\u300c\u98a8\u96aa\u8abf\u6574\u5f8c\u7e3e\u6548\u300d\u7684\u6307\u6a19\uff0c\u590f\u666e\u503c\u8a08\u7b97\u7684\u662f\u6bcf\u627f\u53d7\u4e00\u55ae\u4f4d\u98a8\u96aa\uff0c\u57fa\u91d1\u6240\u7372\u5f97\u7684\u8d85\u984d\u5831\u916c\uff08\u4e5f\u5c31\u662f<strong>\u6263\u9664\u7121\u98a8\u96aa\u5229\u7387\u5f8c\u7684\u56de\u5831<\/strong>\uff09\u3002<\/p>\n\n\n\n<p>\u2705 \u7121\u98a8\u96aa\u5229\u7387\u662f\u6307\u5728\u4e0d\u627f\u64d4\u4efb\u4f55\u98a8\u96aa\u7684\u60c5\u6cc1\u4e0b\uff0c\u6295\u8cc7\u8005\u80fd\u5920\u7372\u5f97\u7684\u56de\u5831\u7387\uff0c\u901a\u5e38\u4ee5\u77ed\u671f\u653f\u5e9c\u570b\u5eab\u5238\u7684\u5229\u7387\u4f5c\u70ba\u57fa\u6e96\u3002\u800c\u5831\u916c\u7387\u6263\u6389\u7121\u98a8\u96aa\u5229\u7387\u5f8c\uff0c\u5c31\u662f\u4f60\u53ef\u4ee5\u8cfa\u5230\u7684\u8d85\u984d\u5831\u916c\uff01<\/p>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c<strong>\u590f\u666e\u503c\u9ad8\uff0c\u4ee3\u8868\u57fa\u91d1\u5728\u7d93\u6b77\u6ce2\u52d5\u7684\u540c\u6642\uff0c\u9084\u80fd\u63d0\u4f9b\u66f4\u9ad8\u7684\u56de\u5831\uff0c\u98a8\u96aa\u548c\u6536\u76ca\u7684\u6bd4\u503c\u66f4\u5212\u7b97<\/strong>\uff1b\u53cd\u4e4b\uff0c\u590f\u666e\u503c\u4f4e\uff0c\u4ee3\u8868\u57fa\u91d1\u96d6\u7136\u53ef\u80fd\u6709\u56de\u5831\uff0c\u4f46\u627f\u53d7\u7684\u98a8\u96aa\u8f03\u5927\uff0c\u6536\u76ca\u4e26\u4e0d\u503c\u5f97\u5192\u9019\u9ebc\u9ad8\u7684\u98a8\u96aa\u3002\uff08\u53ef\u4ee5\u60f3\u6210\u57fa\u91d1\u627f\u53d7\u98a8\u96aa\u7684 CP \u503c\uff09<\/p>\n\n\n\n<p>\u5047\u8a2d\u6709\u5169\u6a94\u57fa\u91d1\uff0cA \u57fa\u91d1\u548c B \u57fa\u91d1\uff0c<strong>\u5169\u8005\u7684\u6a19\u6e96\u5dee\u76f8\u540c\uff0c<\/strong>\u627f\u53d7\u4e86\u76f8\u540c\u6c34\u5e73\u7684\u98a8\u96aa\u3002A \u57fa\u91d1\u7684\u56de\u5831\u7387\u70ba 8%\uff0c\u800c B \u57fa\u91d1\u7684\u56de\u5831\u7387\u70ba 5%\u3002<strong>\u7531\u65bc A \u57fa\u91d1\u5728\u76f8\u540c\u7684\u98a8\u96aa\u4e0b\u63d0\u4f9b\u4e86\u66f4\u9ad8\u7684\u56de\u5831\uff0cA \u57fa\u91d1\u7684\u590f\u666e\u503c\u6703\u66f4\u9ad8<\/strong>\uff0c\u4e5f\u8868\u793a\u5176\u98a8\u96aa\u8abf\u6574\u5f8c\u7684\u8868\u73fe\u6703\u512a\u65bc B \u57fa\u91d1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u57fa\u91d1\u6295\u8cc7\u6307\u6a19\uff0dBeta \u503c\uff08\u8c9d\u4ed6\u503c\uff09<\/h3>\n\n\n\n<p>Beta \u503c\u662f\u8861\u91cf\u4e00\u6a94\u80a1\u7968\u6216\u57fa\u91d1<strong>\u76f8\u5c0d\u65bc\u6574\u9ad4\u5e02\u5834\u6ce2\u52d5\u6027<\/strong>\u7684\u6307\u6a19\u3002<strong>Beta \u503c\u8868\u793a\u8a72\u8cc7\u7522\u7684\u50f9\u683c\u8b8a\u52d5\u8207\u5e02\u5834\u6307\u6578\uff08\u901a\u5e38\u4ee5\u5927\u76e4\u6307\u6578\u5982\u53f0\u7063\u52a0\u6b0a\u6307\u6578\u6216\u6a19\u666e 500 \u6307\u6578\u4f86\u8861\u91cf\uff09\u7684\u8b8a\u52d5\u4e4b\u9593\u7684\u95dc\u4fc2\u3002<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Beta \u503c\u7684\u610f\u7fa9\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Beta &gt; 1<\/strong>\uff1a\u8868\u793a<strong>\u8a72\u8cc7\u7522\u7684\u6ce2\u52d5\u6027\u9ad8\u65bc\u5e02\u5834<\/strong>\uff0c\u7576\u5e02\u5834\u4e0a\u6f32\u6642\uff0c\u8a72\u8cc7\u7522\u7684\u6f32\u5e45\u901a\u5e38\u6703\u66f4\u5927\uff1b\u53cd\u4e4b\uff0c\u7576\u5e02\u5834\u4e0b\u8dcc\u6642\uff0c\u8a72\u8cc7\u7522\u7684\u8dcc\u5e45\u4e5f\u6703\u66f4\u5927\u3002<\/li>\n\n\n\n<li><strong>Beta = 1<\/strong>\uff1a\u8868\u793a<strong>\u8a72\u8cc7\u7522\u7684\u6ce2\u52d5\u6027\u8207\u5e02\u5834\u4e00\u81f4<\/strong>\uff0c\u7576\u5e02\u5834\u4e0a\u6f32\u6216\u4e0b\u8dcc\u6642\uff0c\u8a72\u8cc7\u7522\u7684\u8868\u73fe\u901a\u5e38\u8207\u5e02\u5834\u76f8\u4f3c\u3002<\/li>\n\n\n\n<li><strong>Beta &lt; 1<\/strong>\uff1a\u8868\u793a<strong>\u8a72\u8cc7\u7522\u7684\u6ce2\u52d5\u6027\u4f4e\u65bc\u5e02\u5834<\/strong>\uff0c\u901a\u5e38\u5728\u5e02\u5834\u6ce2\u52d5\u6642\uff0c\u8a72\u8cc7\u7522\u7684\u50f9\u683c\u8b8a\u5316\u5e45\u5ea6\u6703\u8f03\u5c0f\uff0c\u98a8\u96aa\u8f03\u4f4e\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u57fa\u91d1\u6295\u8cc7\u6307\u6a19\uff0dAlpha \u503c<\/h3>\n\n\n\n<p>Alpha \u503c\u5c31\u662f\u8861\u91cf\u4e00\u6a94\u57fa\u91d1\u6216\u6295\u8cc7\u7684\u300c<strong>\u984d\u5916\u8868\u73fe<\/strong>\u300d\uff0c\u544a\u8a34\u4f60\u9019\u6a94\u57fa\u91d1\u662f\u5426\u6bd4\u5e02\u5834\u57fa\u6e96\uff08\u6bd4\u5982\u5927\u76e4\uff09\u8868\u73fe\u5f97\u66f4\u597d\u6216\u66f4\u5dee\u3002Alpha \u5c31\u50cf\u662f\u4e00\u500b\u300c\u52a0\u5206\u300d\u6216\u300c\u6263\u5206\u300d\u7684\u6307\u6a19\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Alpha \u503c\u7684\u610f\u7fa9\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Alpha &gt; 0<\/strong>\uff1a\u57fa\u91d1\u8868\u73fe\u6bd4\u5e02\u5834\u66f4\u597d\u3002\u4f8b\u5982\uff0c\u5982\u679c Alpha \u503c\u662f 2%\uff0c\u8868\u793a\u9019\u6a94\u57fa\u91d1\u7684\u56de\u5831\u6bd4\u5e02\u5834\u591a\u8cfa\u4e86 2%\u3002<\/li>\n\n\n\n<li><strong>Alpha = 0<\/strong>\uff1a\u57fa\u91d1\u8868\u73fe\u548c\u5e02\u5834\u5dee\u4e0d\u591a\uff0c\u4e26\u6c92\u6709\u7279\u5225\u597d\u6216\u5dee\u3002<\/li>\n\n\n\n<li><strong>Alpha &lt; 0<\/strong>\uff1a\u57fa\u91d1\u8868\u73fe\u4e0d\u5982\u5e02\u5834\u3002\u4f8b\u5982\uff0c\u5982\u679c Alpha \u503c\u662f -1%\uff0c\u4ee3\u8868\u57fa\u91d1\u6bd4\u5e02\u5834\u5c11\u8cfa\u4e86 1%\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5047\u8a2d\u5e02\u5834\u7684\u56de\u5831\u662f 5%\uff0c\u800c\u4f60\u7684\u57fa\u91d1\u56de\u5831\u662f 7%\u3002\u5982\u679c\u57fa\u91d1\u7684 Alpha \u503c\u662f 2%\uff0c\u90a3\u5c31\u662f\u9019 7% \u4e2d\uff0c\u6709 2% \u662f\u9760\u57fa\u91d1\u7d93\u7406\u64cd\u4f5c\u5f97\u7576\u3001\u7b56\u7565\u512a\u79c0\u5e36\u4f86\u7684\u984d\u5916\u56de\u5831\uff0c\u800c\u4e0d\u662f\u9760\u5e02\u5834\u884c\u60c5\u81ea\u7136\u4e0a\u6f32\u8cfa\u5230\u7684\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"703\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-3-1024x703.png\" alt=\"\u57fa\u91d1\u6307\u6a19\" class=\"wp-image-11749\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-3-1024x703.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-3-300x206.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-3-768x527.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-3-1536x1054.png 1536w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/10\/output-3-2048x1405.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u57fa\u91d1\u6295\u7d44 Alpha \u8207 Beta \u503c\u793a\u610f\u5716<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u57fa\u91d1\u6295\u8cc7\u6307\u6a19\uff0d\u7d22\u63d0\u8afe\u6bd4\u7387<\/h3>\n\n\n\n<p><strong>\u7d22\u63d0\u8afe\u6bd4\u7387<\/strong>\u662f\u7528\u4f86\u8861\u91cf\u6295\u8cc7\u8868\u73fe\u7684\u6307\u6a19\uff0c\u548c<strong>\u590f\u666e\u503c<\/strong>\u6709\u9ede\u50cf\uff0c\u4f46\u5b83\u53ea\u95dc\u6ce8\u201c\u4e0b\u8dcc\u7684\u98a8\u96aa\u201d\u3002\u7c21\u55ae\u4f86\u8aaa\uff0c\u7d22\u63d0\u8afe\u6bd4\u7387<strong>\u53ea\u8a08\u7b97\u8cc7\u7522\u8868\u73fe\u4e0d\u597d<\/strong>\u7684\u6642\u5019\uff0c\u4f86\u770b\u6295\u8cc7\u7684\u98a8\u96aa\uff0c\u800c\u4e0d\u662f\u50cf\u590f\u666e\u503c\u90a3\u6a23\u8a08\u7b97\u6574\u9ad4\u7684\u6ce2\u52d5\u3002<\/p>\n\n\n\n<p>\u7528\u516c\u5f0f\u4f86\u770b\u7d22\u63d0\u8afe\u6bd4\u7387\uff0c\u6bcf\u627f\u64d4\u4e00\u55ae\u4f4d\u7684\u4e0b\u884c\u98a8\u96aa\uff0c\u6295\u8cc7\u80fd\u5e36\u4f86\u591a\u5c11\u984d\u5916\u56de\u5831\u3002<strong>\u4e0b\u884c\u98a8\u96aa\u5c31\u662f\u5c08\u9580\u91dd\u5c0d\u8cc7\u7522\u8868\u73fe\u4e0d\u597d\u7684\u90a3\u90e8\u5206<\/strong>\uff0c\u4e5f\u5c31\u662f\u8aaa\u6211\u5011\u53ea\u8a08\u7b97\u300c\u8667\u640d\u6216\u4e0b\u8dcc\u300d\u7684\u98a8\u96aa\uff0c\u800c\u4e0d\u53bb\u8003\u616e\u6574\u9ad4\u6ce2\u52d5\u3002<\/p>\n\n\n\n<p>\u8209\u500b\u4f8b\u5b50\uff0c\u5982\u679c\u4e00\u500b\u57fa\u91d1\u7684\u7d22\u63d0\u8afe\u6bd4\u7387\u662f 2\uff0c\u9019\u4ee3\u8868\u6bcf\u627f\u64d4\u4e00\u55ae\u4f4d\u7684\u4e0b\u884c\u98a8\u96aa\uff0c\u57fa\u91d1\u5c31\u80fd\u5e36\u4f86 2 \u500d\u7684\u984d\u5916\u56de\u5831\u3002\u56e0\u6b64\uff0c<strong>\u7d22\u63d0\u8afe\u6bd4\u7387\u8d8a\u9ad8\uff0c\u8868\u793a\u57fa\u91d1\u5728\u907f\u514d\u4e0b\u8dcc\u98a8\u96aa\u7684\u540c\u6642\u8cfa\u7684\u9322\u8d8a\u591a<\/strong>\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u57fa\u91d1\u6295\u8cc7\u4eba\u5fc5\u5099\u7684\u5be6\u7528\u5de5\u5177<\/h2>\n\n\n\n<p>\u5728\u73fe\u4eca\u7684\u6295\u8cc7\u74b0\u5883\u4e2d\uff0c\u8a31\u591a\u6295\u8cc7\u8005\u9762\u81e8\u4e00\u500b\u5171\u540c\u7684\u554f\u984c\uff1a<strong>\u6295\u8cc7\u4e0d\u50c5\u9700\u8981\u6642\u9593\u548c\u8010\u5fc3\uff0c\u9084\u9700\u8981\u5c0d\u5404\u7a2e\u8907\u96dc\u7684\u6307\u6a19\u548c\u6578\u64da\u6709\u57fa\u672c\u7684\u4e86\u89e3\u3002<\/strong><\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u5c0d\u65bc\u8a31\u591a\u4eba\u4f86\u8aaa\uff0c\u7e41\u5fd9\u7684\u751f\u6d3b\u8b93\u4ed6\u5011\u7121\u6cd5\u4ed4\u7d30\u7814\u7a76\u9019\u4e9b\u6578\u64da\uff0c\u751a\u81f3\u6709\u4e9b\u6295\u8cc7\u8005\u4e5f\u6c92\u6709\u90a3\u9ebc\u591a\u6642\u9593\u548c\u5fc3\u529b\u53bb\u4e00\u4e00\u4e86\u89e3\u4e0a\u8ff0\u7684\u6307\u6a19\uff0c\u4ee5\u53ca\u5176\u4ed6\u66f4\u9032\u968e\u7684\u8ca1\u52d9\u7406\u8ad6\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u4e5f\u6709\u985e\u4f3c\u7684\u56f0\u64fe\uff0c\u6c92\u6642\u9593\u6216\u4e0d\u61c2\u5f97\u9019\u4e9b\u6307\u6a19\u7684\u904b\u4f5c\uff0c\u4e5f\u7121\u6cd5\u78ba\u8a8d\u81ea\u5df1\u7684\u57fa\u91d1\u7d44\u5408\u662f\u5426\u5177\u5099\u826f\u597d\u7684\u98a8\u96aa\u5206\u6563\u53ca\u6297\u8dcc\u80fd\u529b\uff0c<a href=\"https:\/\/roboadvisor.com.tw\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u963f\u723e\u767c<\/a>\u7684<strong>\u57fa\u91d1\u5065\u6aa2\u529f\u80fd<\/strong>\u5c31\u662f\u70ba\u4f60\u91cf\u8eab\u6253\u9020\u7684\u514d\u8cbb\u5de5\u5177\u3002<\/p>\n\n\n\n<p>\u963f\u723e\u767c\u63d0\u4f9b\u7c21\u55ae\u6613\u61c2\u7684\u5206\u6790\u5831\u544a\uff0c\u6703\u91dd\u5c0d\u4f60\u7684\u57fa\u91d1\u9032\u884c\u5168\u9762\u6aa2\u8996\uff0c\u5f9e\u591a\u65b9\u9762\u8a55\u4f30\u57fa\u91d1\u7684\u7e3e\u6548\u3001\u6297\u8dcc\u6027\u3001\u4ee5\u53ca\u98a8\u96aa\u5206\u6563\u7a0b\u5ea6\u3002\u7121\u9700\u8907\u96dc\u7684\u64cd\u4f5c\u6216\u5c08\u696d\u77e5\u8b58\uff0c\u4efb\u4f55\u6295\u8cc7\u8005\u90fd\u80fd\u8f15\u9b06\u4f7f\u7528\uff0c\u7372\u5f97\u5c08\u696d\u7684\u5efa\u8b70\uff0c\u5e6b\u52a9\u4f60\u512a\u5316\u6295\u8cc7\u7d44\u5408\u3002<\/p>\n\n\n\n<p>\u900f\u904e\u9019\u9805\u529f\u80fd\uff0c\u4f60\u4e0d\u9700\u8981\u518d\u64d4\u5fc3\u81ea\u5df1\u7684\u6295\u8cc7\u7d44\u5408\u662f\u5426\u6f5b\u85cf\u904e\u9ad8\u98a8\u96aa\uff0c\u6216\u662f\u5426\u771f\u7684\u9054\u5230\u98a8\u96aa\u5206\u6563\u3002\u8b93<a href=\"https:\/\/roboadvisor.com.tw\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u7684\u667a\u80fd\u7cfb\u7d71\u5e6b\u52a9\u4f60\uff0c\u8f15\u9b06\u638c\u63e1\u81ea\u5df1\u7684\u6295\u8cc7\u72c0\u6cc1\uff0c\u70ba\u672a\u4f86\u7684\u8ca1\u5bcc\u589e\u9577\u5960\u5b9a\u7a69\u56fa\u57fa\u790e\uff01<\/p>\n\n\n\n<p class=\"has-text-align-center\">\u514d\u8cbb\u8a3b\u518a\u963f\u723e\u767c\u6703\u54e1\uff0c\u5c31\u80fd\u958b\u59cb\u4f7f\u7528\u57fa\u91d1\u5065\u6aa2\u529f\u80fd\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide has-custom-font-size has-medium-font-size is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-efae00c2 wp-block-buttons-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-luminous-vivid-orange-background-color has-background has-text-align-center wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/AlphaWithFRS.html\" style=\"border-radius:33px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u7acb\u5373\u4f7f\u7528\u3010\u597d\u4eabCheck\u57fa\u91d1\u5065\u6aa2\u3011\u529f\u80fd<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u96a8\u8457\u6295\u8cc7\u77e5\u8b58\u7684\u666e\u53ca\uff0c\u8d8a\u4f86\u8d8a\u591a\u73fe\u4ee3\u4eba\u9078\u64c7\u81ea\u5df1\u4e3b\u52d5\u8cfc\u8cb7\u57fa\u91d1\uff0c\u800c\u4e0d\u518d\u5b8c\u5168\u4f9d\u8cf4\u9280\u884c\u6216\u50b3\u7d71\u7406\u8ca1\u9867\u554f\u3002\u900f\u904e\u7db2\u8def\u5e73\u53f0\u548c\u6578\u64da\u5206 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":11762,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[],"class_list":["post-11683","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-28"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/11683","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11683"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/11683\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/11762"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11683"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11683"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}