{"id":1221,"date":"2019-09-23T14:40:00","date_gmt":"2019-09-23T06:40:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1221"},"modified":"2019-09-23T14:40:00","modified_gmt":"2019-09-23T06:40:00","slug":"%e8%b3%bc%e8%b2%b7%e5%96%ae%e4%b8%80%e6%b5%b7%e5%a4%96%e5%82%b5%e5%88%b8%e7%9a%84%e8%bf%b7%e6%80%9d","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1221","title":{"rendered":"\u6295\u8cc7\u50b5\u5238\u5230\u671f\u4fdd\u672c\uff1f\u6295\u8cc7\u55ae\u4e00\u516c\u53f8\u50b5\u5238\u7684 3 \u500b\u8ff7\u601d\uff01\u6d77\u5916\u50b5\u5238\u7f3a\u9ede\uff1f"},"content":{"rendered":"\n<p>\u9019\u5e7e\u5929\u8ddf\u5e7e\u4f4d\u6295\u8cc7\u4eba\u804a\u5230\u8fd1\u671f\u5728\u91d1\u878d\u6a5f\u69cb\u71b1\u8ce3\u7684\u55ae\u4e00\u6d77\u5916\u50b5\u5238\u7522\u54c1\uff0c\u8a31\u591a\u559c\u6b61\u8cfc\u8cb7\u55ae\u4e00\u6d77\u5916\u50b5\u5238\u7684\u4eba\u90fd\u6709\u4e00\u7a2e\u60f3\u6cd5\uff08\u8ff7\u601d\uff09\uff1a\u6301\u6709\u55ae\u4e00\u7684\u6d77\u5916\u50b5\u5238\uff0c\u9664\u4e86\u80fd\u5920\u4eab\u53d7\u5230\u56fa\u5b9a\u7684\u914d\u606f\u4e4b\u5916\uff0c\u5982\u679c\u77ed\u671f\u50b5\u5238\u7684\u50f9\u683c\u4e0b\u8dcc\uff0c\u53ea\u8981\u6301\u6709\u5230\u671f\uff0c\u5c31\u80fd\u5920\u62ff\u56de\u672c\u91d1\u3002<\/p>\n\n\n\n<p>\u807d\u8d77\u4f86\u5f88\u68d2\uff0c\u4e0d\u662f\u55ce\uff1f<\/p>\n\n\n\n<p>\u80fd\u5920\u56fa\u5b9a\u9818\u5230\u8f03\u9ad8\u7684\u914d\u606f\uff08\u901a\u5e38\u90fd\u6bd4\u5b58\u6b3e\u5229\u606f\u9ad8\uff09\uff0c\u6301\u6709\u5230\u671f\u9084\u80fd\u5920\u4fdd\u672c\uff0c\u771f\u662f\u592a\u5b8c\u7f8e\u4e86\uff0c\u6240\u4ee5\u96e3\u602a\u6703\u5728\u91d1\u878d\u6a5f\u69cb\u71b1\u8ce3\u3002<\/p>\n\n\n\n<p>\u5176\u5be6\u901a\u5e38\u91d1\u878d\u6a5f\u69cb\u71b1\u8ce3\u7684\u7522\u54c1\u90fd\u4e0d\u50cf\u6295\u8cc7\u4eba\u60f3\u50cf\u4e2d\u7684\u90a3\u9ebc\u7f8e\u597d\uff0c\u55ae\u4e00\u6d77\u5916\u50b5\u5238\u4e5f\u4e0d\u4f8b\u5916\uff0c\u8cfc\u8cb7\u9019\u7a2e\u5546\u54c1\u7684\u6295\u8cc7\u4eba\u5ffd\u7565\u5e7e\u500b\u91cd\u8981\u7684\u9ede\uff1a<\/p>\n\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-1\">1\u3001\u50b5\u5238\u6295\u8cc7\u98a8\u96aa\u4f9d\u7136\u662f\u5b58\u5728\u7684<\/a><\/li><li><a href=\"#aioseo-2\">2\u3001\u50b5\u5238\u6295\u8cc7\u6210\u672c\u4e0d\u900f\u660e<\/a><\/li><li><a href=\"#aioseo-3\">3\u3001\u50b5\u5238\u6295\u8cc7\u98a8\u96aa\u904e\u5ea6\u96c6\u4e2d<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-1\">1\u3001\u50b5\u5238\u6295\u8cc7\u98a8\u96aa\u4f9d\u7136\u662f\u5b58\u5728\u7684<\/h2>\n\n\n\n<p>\u6301\u6709\u55ae\u4e00\u50b5\u5238\u7684\u6295\u8cc7\u4eba\u4f9d\u7136\u8981\u9762\u5c0d\u50b5\u5238\u7684\u5404\u7a2e\u98a8\u96aa\uff0c\u5982\u5229\u7387\u98a8\u96aa\uff0c\u4fe1\u7528\u98a8\u96aa\uff0c\u9055\u7d04\u98a8\u96aa\uff0c\u901a\u8ca8\u81a8\u8139\u98a8\u96aa\u2026..\u7b49\u7b49\uff0c\u9019\u4e9b\u98a8\u96aa\u4e26\u4e0d\u6703\u56e0\u70ba\u6301\u6709\u55ae\u4e00\u6d77\u5916\u50b5\u5238\u800c\u6d88\u5931\uff0c\u751a\u81f3\u98a8\u96aa\u66f4\u9ad8\u3002<\/p>\n\n\n\n<p>\u81f3\u65bc\u5230\u671f\u62ff\u56de\u672c\u91d1\uff0c\u5982\u679c\u4f60\u8cb7\u7684\u662f\u9577\u5e74\u671f\u7684\u50b5\u5238\uff0c\u7576\u4f60\u5728\u591a\u5e74\u5f8c\u62ff\u56de\u672c\u91d1\u6642\uff08\u5047\u8a2d\u6c92\u6709\u9055\u7d04\u7684\u60c5\u6cc1\uff09\uff0c\u4f60\u7684\u672c\u91d1\u4e5f\u6703\u88ab\u901a\u8ca8\u81a8\u8139\u4fb5\u8755\u6389\u3002<\/p>\n\n\n\n<p>\u7f8e\u570b\u77e5\u540d\u8ca1\u7d93\u5c08\u5bb6 Cliff Asness \u5728\u8ca1\u52d9\u5206\u6790\u671f\u520a\uff08Financial Analysts Journal\uff09\u88e1\u9762\u4e00\u7bc7\u6587\u7ae0\u2014<strong>\u6211\uff08\u5c0d\u6295\u8cc7\u7522\u696d\uff09\u7684\u5341\u5927\u773c\u4e2d\u91d8<\/strong>\uff08My Top Ten Peeves\uff09\uff0c\u7576\u4e2d\u7684\u7b2c\u5341\u9ede\u4ed6\u5c31\u6279\u8a55\u5f88\u591a\u7406\u8ca1\u9867\u554f\u932f\u8aa4\u7684\u544a\u8a34\u5ba2\u6236\uff1a\u6295\u8cc7\u55ae\u4e00\u50b5\u5238\u6bd4\u6295\u8cc7\u50b5\u5238\u57fa\u91d1\u66f4\u597d\u3002<\/p>\n\n\n\n<p>\u4ed6\u5728\u6587\u7ae0\u4e2d\u8aaa\u5230\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\u50b5\u5238\u57fa\u91d1\u662f\u5f88\u591a\u50b5\u5238\u6240\u7d44\u6210\u7684\uff0c\u6bcf\u5929\u6839\u64da\u7576\u5929\u6240\u6301\u6709\u7684\u50b5\u5238\u50f9\u683c\u5831\u50f9\uff0c\u4e00\u500b\u50b5\u5238\u7684\u7d44\u5408\u600e\u9ebc\u53ef\u80fd\u6bd4\u5176\u6240\u6301\u6709\u7684\u55ae\u4e00\u50b5\u5238\u66f4\u7cdf\u5462\uff1f<\/p>\n\n\n\n<p>\u9019\u5728\u908f\u8f2f\u4e0a\u662f\u4e0d\u901a\u7684\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\uff0c\u6301\u6709\u55ae\u4e00\u50b5\u5238\u5230\u671f\u4e26\u62ff\u56de\u672c\u91d1\uff0c\u9019\u4e00\u9ede\u96d6\u7136\u8868\u73fe\u4e0a\u770b\u8d77\u4f86\u5f88\u6709\u50f9\u503c\uff0c\u4f46\u662f\u5be6\u969b\u4e0a\u537b\u4e0d\u662f\u5982\u6b64\u201d<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-2\">2\u3001\u50b5\u5238\u6295\u8cc7\u6210\u672c\u4e0d\u900f\u660e<\/h2>\n\n\n\n<p>\u5c0d\u6295\u8cc7\u4eba\u800c\u8a00\uff0c\u50b5\u5238\u7684\u8cb7\u8ce3\u5c31\u50cf\u662f\u5728\u9ed1\u7bb1\u4e2d\u64cd\u4f5c\uff0c\u5916\u754c\u7121\u6cd5\u6e05\u695a\u7684\u770b\u51fa\u8cb7\u8ce3\u7684\u771f\u5be6\u50f9\u683c\uff0c\u9019\u4e00\u9ede\u5c0d\u65bc\u6295\u8cc7\u4eba\u662f\u5f88\u4e0d\u5229\u7684\u3002<\/p>\n\n\n\n<p>\u6709\u4e9b\u91d1\u878d\u6a5f\u69cb\u6703\u5ba3\u7a31\u8cfc\u8cb7\u55ae\u4e00\u6d77\u5916\u50b5\u5238\u4e0d\u9700\u8981\u53e6\u5916\u624b\u7e8c\u8cbb\uff0c\u4f46\u6211\u5011\u90fd\u77e5\u9053\uff0c\u91d1\u878d\u6a5f\u69cb\u4e0d\u53ef\u80fd\u505a\u8ce0\u672c\u7684\u751f\u610f\uff0c\u90a3\u9ebc\u5229\u6f64\u5f9e\u4f55\u800c\u4f86\u5462\uff1f<\/p>\n\n\n\n<p>\u7b54\u6848\u5c31\u662f<strong>\u50b5\u5238\u8cb7\u8ce3\u4e4b\u9593\u7684\u50f9\u5dee<\/strong>\u3002<\/p>\n\n\n\n<p>\u9019\u5c31\u597d\u50cf\u6211\u5011\u53bb\u9280\u884c\u8cb7\u8ce3\u5916\u532f\u4e00\u6a23\uff0c\u8cb7\u9032\u8207\u8ce3\u51fa\u4e4b\u9593\u6703\u6709\u500b\u50f9\u5dee\uff0c\u4f46\u66f4\u7cdf\u7684\u662f\uff0c\u5916\u532f\u7684\u50f9\u5dee\u662f\u639b\u724c\u51fa\u4f86\u7684\uff0c\u81f3\u5c11\u4f60\u6703\u6e05\u695a\u88ab\u6536\u5230\u591a\u5c11\u7684\u50f9\u5dee\uff0c\u4f46\u662f\u50b5\u5238\u4ea4\u6613\u5b8c\u5168\u662f\u4e0d\u900f\u660e\u7684\uff0c\u4f60\u6839\u672c\u4e0d\u6703\u77e5\u9053\u50f9\u5dee\u662f\u591a\u5c11\uff0c\u800c\u4e14\u9019\u500b<strong>\u50f9\u5dee\u5f80\u5f80\u6bd4\u4f60\u60f3\u50cf\u7684\u9ad8\u51fa\u8a31\u591a<\/strong>\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-3\">3\u3001\u50b5\u5238\u6295\u8cc7\u98a8\u96aa\u904e\u5ea6\u96c6\u4e2d<\/h2>\n\n\n\n<p>\u9019\u9ede\u662f\u6211\u500b\u4eba\u8a8d\u70ba\u8cfc\u8cb7\u55ae\u4e00\u6d77\u5916\u50b5\u5238\u6700\u5927\u7684\u98a8\u96aa\u6240\u5728\uff0c\u300c\u96de\u86cb\u4e0d\u8981\u653e\u5728\u4e00\u500b\u7c43\u5b50\u88e1\u300d\u9019\u53e5\u8a71\u662f\u5927\u5bb6\u8033\u719f\u80fd\u8a73\u7684\u98a8\u96aa\u63a7\u7ba1\u65b9\u5f0f\uff0c\u4f46\u662f\u6295\u8cc7\u55ae\u4e00\u6d77\u5916\u50b5\u5238\u5c31\u9055\u80cc\u9019\u500b\u63a7\u7ba1\u98a8\u96aa\u7684\u6700\u57fa\u672c\u539f\u5247\u3002<\/p>\n\n\n\n<p>\u6709\u4e9b\u4eba\u6703\u8aaa\uff0c\u6211\u8cfc\u8cb7\u7684\u662f XXX \u570b\u969b\u91d1\u878d\u6a5f\u69cb\uff0cxxx \u570b\u969b\u77e5\u540d\u516c\u53f8\uff0c\u9019\u4e9b\u77e5\u540d\u5927\u516c\u53f8\u662f\u4e0d\u53ef\u80fd\u6703\u9055\u7d04\uff08\u6216\u5012\u9589\uff09\u7684\u3002<\/p>\n\n\n\n<p>\u771f\u7684\u55ce\uff1f<\/p>\n\n\n\n<p>2008 \u5e74\u524d\u53f0\u7063\u71b1\u8ce3\u6d77\u5916\u7d50\u69cb\u50b5\u7684\u6642\u5019\uff0c\u7576\u6642\u7406\u5c08\u4e5f\u662f\u8aaa\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u96f7\u66fc\u5144\u5f1f\u9019\u7a2e\u767e\u5e74\u5927\u91d1\u878d\u6a5f\u69cb\u600e\u9ebc\u53ef\u80fd\u9055\u7d04\uff0c<strong>\u653e\u5fc3\u8cfc\u8cb7\u5427\uff01<\/strong><\/p>\n\n\n\n<p><strong>\u6301\u6709\u5230\u671f\u4f60\u5c31\u53ef\u4ee5\u4fdd\u672c\u4e86\uff0c\u591a\u597d\u7684\u6295\u8cc7\uff01&nbsp;&nbsp;<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>\u7d50\u679c\u2026\u2026\u96f7\u66fc\u5144\u5f1f\u771f\u7684\u5c31\u5012\u9589\u4e86\uff01<\/p>\n\n\n\n<p>\u91d1\u878d\u5e02\u5834\u4e0a\u4ec0\u9ebc\u4e8b\u60c5\u90fd\u662f\u53ef\u80fd\u767c\u751f\u7684\uff0c\u6c38\u9060\u4e0d\u8981\u5047\u8a2d\u54ea\u4e00\u5bb6\u516c\u53f8\u4e0d\u6703\u5012\u9589\u3002<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u66fe\u8aaa\u904e\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u6295\u8cc7\u7684\u9996\u8981\u539f\u5247\u5c31\u662f\u4e0d\u8981\uff08\u6c38\u4e45\uff09\u7684\u5931\u53bb\u8cc7\u91d1\uff0c\u7b2c\u4e8c\u500b\u539f\u5247\u5c31\u662f\u8a18\u4f4f\u7b2c\u4e00\u500b\u539f\u5247\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u7576\u4f60\u6295\u8cc7\u55ae\u4e00\u80a1\u7968\u6216\u55ae\u4e00\uff08\u516c\u53f8\uff09\u50b5\u5238\u6642\uff0c<strong>\u5176\u5be6\u5c31\u958b\u59cb\u627f\u64d4\u4e86\u53ef\u80fd\u6c38\u4e45\u5931\u53bb\u8cc7\u91d1\u7684\u98a8\u96aa\uff0c\u9019\u9ede\u5343\u842c\u4e0d\u8981\u5ffd\u7565\u4e86!<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>\u201c\u9996\u8981\u539f\u5247\uff0c\u4e0d\u8981\u9020\u6210\u50b7\u5bb3<\/strong>\uff08<strong>First, do no harm\uff09\u201d\u00a0<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-right\"><strong>\u2014\u5e0c\u6ce2\u514b\u62c9\u5e95\u8a93\u8a00\uff08Hippocratic\uff09<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1179\" height=\"427\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/71-2.jpg\" alt=\"\" class=\"wp-image-1223\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/71-2.jpg 1179w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/71-2-300x109.jpg 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/71-2-1024x371.jpg 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/71-2-768x278.jpg 768w\" sizes=\"auto, (max-width: 1179px) 100vw, 1179px\" \/><figcaption class=\"wp-element-caption\">\u5716\u7247\u4f86\u6e90\uff1a<strong><a href=\"https:\/\/www.visualcapitalist.com\/the-25-best-warren-buffett-quotes-in-one-infographic\/\" target=\"_blank\" rel=\"noreferrer noopener\">Visual Capitalist<\/a><\/strong><\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6295\u8cc7\u6700\u4f73\u9078\u64c7\uff1a\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/strong><\/h3>\n\n\n\n<p>\u5229\u7528 AI \u6a5f\u5668\u4eba\u76e3\u63a7\u5e02\u5834\uff0c\u4e26\u7528\u5927\u6578\u64da\u6253\u9020\u5ba2\u88fd\u5316\u7684\u6295\u8cc7\u65b9\u6848\u3002\u6295\u8cc7\u4eba\u53ea\u8981\u82b1\u5c11\u5c11\u7684\u6210\u672c\uff0c\u5c31\u80fd\u4eab\u6709 VIP \u7b49\u7d1a\u7684\u5c08\u696d\u7406\u8ca1\u670d\u52d9\uff01<\/p>\n\n\n\n<p><strong>\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/strong>\u70ba\u5168\u53f0\u552f\u4e00\u7372\u734e\u7684\u6a5f\u5668\u4eba\u7406\u8ca1\u6295\u9867\u516c\u53f8\uff0c\u4f7f\u7528\u5927\u6578\u64da\u6253\u9020\u5ba2\u88fd\u5316\u7684\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\u65b9\u6848\u3002\u4e26\u4e14\u64c1\u6709\u5168\u7403\u591a\u5143\u5316\u6295\u8cc7\u7d44\u5408\uff0c\u6295\u8cc7\u6210\u672c\u4f4e\u4e14\u9054\u6a19\u7387\u9ad8\u5916\uff0c\u9084\u6709\u826f\u597d\u7684\u98a8\u96aa\u7ba1\u63a7\u80fd\u529b\u3001\u6e05\u695a\u7684\u4ecb\u9762\uff0c\u65b0\u624b\u4e5f\u80fd\u8f15\u9b06\u6295\u5165\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/08\/\u963f\u723e\u767c-2.\u5b9a\u671f\u5b9a\u984d-3.png\" 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