{"id":12589,"date":"2025-01-15T13:58:46","date_gmt":"2025-01-15T05:58:46","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=12589"},"modified":"2026-06-02T10:19:38","modified_gmt":"2026-06-02T02:19:38","slug":"%e9%98%bf%e7%88%be%e7%99%bc%e6%8a%95%e8%b3%87%e7%b5%84%e5%90%88%e7%b8%be%e6%95%88%e8%88%87%e5%85%a8%e7%90%83%e9%87%91%e8%9e%8d%e5%b8%82%e5%a0%b4%e5%9b%9e%e9%a1%a7-2024%e5%b9%b412%e6%9c%88","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=12589","title":{"rendered":"\u963f\u723e\u767c\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u8207\u5168\u7403\u91d1\u878d\u5e02\u5834\u56de\u9867 \u2014 2024\u5e7412\u6708"},"content":{"rendered":"\n

2024\u5e7412\u6708\uff0c\u53f0\u80a1\u5728\u7f8e\u570b\u806f\u6e96\u6703\u300c\u9df9\u5f0f\u964d\u606f<\/a>\u300d\u5f71\u97ff\u4e0b\u9707\u76ea\u8d70\u9ad8\uff0c\u5e02\u5834\u60c5\u7dd2\u9010\u6b65\u56de\u6696\u3002AI\u7522\u696d<\/a>\u9700\u6c42\u6301\u7e8c\u5f37\u52c1\uff0c\u52a0\u4e0a\u5e74\u5e95\u8cc7\u91d1\u56de\u88dc\u6548\u61c9\uff0c\u63a8\u52d5\u6307\u6578\u7ad9\u7a6923,000\u9ede\uff0c\u55ae\u6708\u4e0a\u6f323.26%\uff0c\u6536\u65bc23041\u9ede\u3002\u7136\u800c\uff0c\u5168\u7403\u7d93\u6fdf\u8207\u653f\u7b56\u7684\u4e0d\u78ba\u5b9a\u6027\u4ecd\u4ee4\u6295\u8cc7\u4eba\u8b39\u614e\u64cd\u4f5c\uff0c\u77ed\u671f\u5167\u677f\u584a\u8f2a\u52d5\u52a0\u901f\uff0c\u6295\u8cc7\u4ecd\u9700\u805a\u7126\u9ad8\u6210\u9577\u8207\u7a69\u5065\u6a19\u7684\u3002<\/p>\n\n\n\n

\"\"
\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2024\/01\/01~2024\/12\/31\u3002<\/figcaption><\/figure>\n\n\n\n

<\/p>\n\n\n\n

2024\u5e7412\u6708\u91d1\u878d\u5e02\u5834\u5256\u6790<\/strong><\/h2>\n\n\n\n

\u7f8e\u570b<\/strong><\/h3>\n\n\n\n

\u7f8e\u570b12\u6708\u4efd\u6a19\u666e500\u6307\u6578\u4e0b\u8dcc2.38%\uff0c\u9053\u74ca\u5de5\u696d\u6307\u6578\u4e0b\u8dcc5.13%\uff0c\u90a3\u65af\u9054\u514b\u6307\u6578\u4e0a\u6f320.55%\uff0c\u7f85\u7d202000\u6307\u6578\u4e0b\u8dcc8.40%\u3002\u806f\u6e96\u6703\u7684\u300c\u9df9\u5f0f\u964d\u606f\u300d\u8207\u653f\u7b56\u4e0d\u78ba\u5b9a\u6027\u52a0\u5287\u5e02\u5834\u6ce2\u52d5\uff0c\u540c\u6642\uff0c\u7d93\u6fdf\u6578\u64da<\/a>\u986f\u793a\u88fd\u9020\u696d\u4f4e\u8ff7\uff0c\u4f46\u670d\u52d9\u696d\u4ecd\u7a69\u5065\uff0c\u79d1\u6280\u677f\u584a\u6210\u70ba\u5e02\u5834\u8cc7\u91d1\u907f\u98a8\u6e2f\u3002\u6295\u8cc7\u8005\u9700\u95dc\u6ce8\u653f\u7b56\u65b9\u5411\u53ca\u7d93\u6fdf\u5fa9\u7526\u8de1\u8c61\uff0c\u5be9\u614e\u8abf\u6574\u8cc7\u7522\u914d\u7f6e<\/a>\u4ee5\u61c9\u5c0d\u6ce2\u52d5\u3002<\/p>\n\n\n\n

\u7f8e\u570b11\u6708\u4efd\u6d88\u8cbb\u8005\u7269\u50f9\u6307\u6578\uff08CPI<\/a>\uff09\u5e74\u589e\u7387\u5728\u4f4f\u623f\u6210\u672c\u6500\u5347\u5e36\u52d5\u4e0b\u7565\u53472.7%\uff0c\u7b26\u5408\u5e02\u5834\u9810\u671f\uff0c\u7565\u9ad8\u65bc\u524d\u503c 2.6%\uff1b\u6838\u5fc3\u901a\u81a8\u7387\u70ba3.3%\uff0c\u8207\u524d\u503c\u76f8\u540c\uff0c\u5118\u7ba1\u806f\u6e96\u6703\u63a1\u53d6\u4e86\u964d\u606f\u63aa\u65bd\uff0c\u6291\u5236\u901a\u81a8\u4ecd\u9762\u81e8\u6311\u6230\u3002\u901a\u81a8<\/a>\u7684\u6301\u7e8c\u58d3\u529b\u53ef\u80fd\u4f7f\u806f\u6e96\u6703\u5728\u672a\u4f86\u964d\u606f\u7684\u6b65\u4f10\u66f4\u52a0\u8b39\u614e\u3002\u500b\u4eba\u6d88\u8cbb\u652f\u51fa\u6307\u6578\uff08PCE\uff09\u5e74\u589e\u7387\u7531\u4e0a\u6708\u7565\u53470.1\u500b\u767e\u5206\u9ede\u81f32.4%\uff0c\u4e9b\u5fae\u4e0a\u5347\u4f46\u7b26\u5408\u5e02\u5834\u9810\u671f\u3002\u6838\u5fc3PCE\u5e74\u589e\u7387\u8207\u4e0a\u6708\u6301\u5e73\u70ba2.8%\uff0c\u7dad\u6301\u5728\u4e03\u500b\u6708\u4f86\u65b0\u9ad8\uff0c\u53ef\u80fd\u5f71\u97ff\u806f\u6e96\u6703\u7684\u5f8c\u7e8c\u964d\u606f\u653f\u7b56\u300211\u6708\u88fd\u9020\u696d\u6307\u6578\uff08ISM\uff09\u5347\u81f348.4\uff0c\u4ecd\u4e0d\u53ca50\u69ae\u67af\u7dda\uff0c\u4f46\u662f\u4e94\u500b\u6708\u4f86\u7684\u65b0\u9ad8\uff0c\u4e5f\u662f\u4e09\u6708\u4f86\u9996\u5ea6\u9032\u5165\u64f4\u5f35\u5340\u9593\uff0c\u986f\u793a\u88fd\u9020\u696d\u7684\u4fe1\u5fc3\u5728\u9010\u6f38\u6539\u5584\u3002<\/p>\n\n\n\n

\u6b50\u5143\u5340\u8207\u82f1\u570b<\/h3>\n\n\n\n

12\u6708\u5728\u6b50\u6d32\uff0cSTOXX\u6b50\u6d32600\u6307\u6578\u4e0b\u8dcc2.41%\uff0c\u82f1\u570b\u5bcc\u6642100\u6307\u6578\u50f9\u4e0b\u8dcc2.73%\uff0c\u6cd5\u570bCAC40\u6307\u6578\u4e0a\u6f320.11%\uff0c\u5fb7\u570bDAX\u6307\u6578\u4e0a\u6f321.44%\u3002<\/p>\n\n\n\n

\u82f1\u570b11\u6708\u4efd\u901a\u81a8\u7387\u5347\u81f32.6%\uff0c10\u6708\u6578\u64da\u70ba2.3%\uff0c\u4ea4\u901a\u3001\u71c3\u6599\u548c\u670d\u88dd\u50f9\u683c\uff0c\u5305\u62ec\u6f14\u5531\u6703\u548c\u6232\u5287\u7968\u50f9\u8abf\u6f32\u4e0a\u6f32\u662f\u63a8\u5347\u901a\u81a8\u7684\u4e3b\u8981\u56e0\u7d20\u3002\u670d\u52d9\u696d\u901a\u81a8\u7387\u6301\u5e73\u70ba5%\u3002\u82f1\u570b\u8ca1\u653f\u5927\u81e3\u8868\u793a\u7d93\u6fdf\u9577\u671f\u4ee5\u4f86\u672a\u80fd\u771f\u6b63\u670d\u52d9\u65bc\u52de\u52d5\u968e\u5c64<\/a>\u7684\u9700\u6c42\u3002<\/p>\n\n\n\n

\u65e5\u672c<\/h3>\n\n\n\n

12\u6708\u65e5\u7d93\u6307\u6578\u5fae\u8dcc0.10%\uff0c\u800c\u6771\u4eac\u6838\u5fc3\u901a\u81a8\u5e74\u589e\u7387\u52a0\u901f\u81f32.4%\uff0c\u52758\u6708\u4ee5\u4f86\u65b0\u9ad8\uff0c\u4e3b\u56e0\u662f\u80fd\u6e90\u50f9\u683c\u4e0a\u6f32\uff0c\u53cd\u6620\u51fa\u5929\u7136\u6c23\u548c\u96fb\u8cbb\u88dc\u8cbc\u53d6\u6d88\u7684\u5f71\u97ff\u3002\u6263\u9664\u9bae\u98df\u548c\u71c3\u6599\u7684\u6838\u5fc3\u6838\u5fc3\u901a\u81a8\u589e\u5e45\u70ba1.8%\uff0c\u5df2\u9023\u7e8c\u8fd1\u4e00\u5e74\u4f4e\u65bc2%\uff0c\u986f\u793a\u5167\u9700\u9a45\u52d5\u7684\u50f9\u683c\u58d3\u529b\u4ecd\u6eab\u548c\u3002\u9019\u70ba\u65e5\u672c\u592e\u884c\u5728\u5e73\u8861\u901a\u81a8\u7ba1\u7406\u8207\u7d93\u6fdf\u7a69\u5b9a\u9593\uff0c\u63d0\u4f9b\u4e86\u66f4\u5927\u7684\u653f\u7b56\u8abf\u6574\u9748\u6d3b\u6027\u3002<\/p>\n\n\n\n

\u81fa\u7063<\/h3>\n\n\n\n

\u57282024\u5e7412\u6708\uff0c\u53f0\u80a1\u52a0\u6b0a\u6307\u6578\u6536\u65bc23041\u9ede\uff0c\u55ae\u6708\u4e0a\u6f323.26%\u3002\u53d7\u7f8e\u570b\u806f\u6e96\u6703\u300c\u9df9\u5f0f\u964d\u606f\u300d\u5f71\u97ff\u6709\u8f03\u5927\u6ce2\u52d5\u7522\u751f\uff0c\u4f46\u4ecd\u5448\u5340\u9593\u9707\u76ea\u8d70\u9ad8\u8da8\u52e2\u3002<\/p>\n\n\n\n

2024\u5e7412\u6708\uff0c\u53f0\u7063\u6d88\u8cbb\u8005\u4fe1\u5fc3\u6307\u6578\uff08CCI\uff09\u4e0a\u5347\u81f370.06\u9ede\uff0c\u6708\u589e0.66\u9ede\u3002\u300c\u6295\u8cc7\u80a1\u7968\u6642\u6a5f\u300d\u6307\u6a19\u589e\u5e45\u6700\u5927\uff0c\u986f\u793a\u5e02\u5834\u6a02\u89c0\u60c5\u7dd2\u63d0\u5347\uff1b\u300c\u7269\u50f9\u6c34\u6e96\u300d\u6307\u6a19\u5fae\u5347\uff0c\u901a\u81a8\u9810\u671f\u7de9\u89e3\uff1b\u4f46\u300c\u570b\u5167\u7d93\u6fdf\u666f\u6c23\u300d\u6307\u6a19\u4e0b\u6ed1\uff0c\u53cd\u6620\u7d93\u6fdf\u4fe1\u5fc3\u4ecd\u53d7\u58d3\u529b\u3002<\/p>\n\n\n\n

2024\u5e7412\u6708\uff0c\u53f0\u7063CPI\u5e74\u589e\u7387\u70ba2.62%\uff0c\u8f0311\u6708\u76842.85%\u4e0b\u964d\uff0c\u901a\u81a8\u58d3\u529b\u6e1b\u8f15\u3002\u4e3b\u56e0\u6c7d\u67f4\u6cb9\u8ca8\u7269\u7a05\u8abf\u964d\u3001\u852c\u83dc\u50f9\u683c\u56de\u843d\u53ca\u670d\u98fe\u4fc3\u92b7\u5f71\u97ff\uff0c\u90e8\u5206\u88ab\u6c34\u679c\u3001\u5916\u98df\u8cbb\u8207\u80fd\u6e90\u50f9\u683c\u4e0a\u6f32\u62b5\u92b7\u3002\u6838\u5fc3CPI\u5e74\u589e\u7387\u964d\u81f31.84%\uff0c\u986f\u793a\u5167\u9700\u7269\u50f9\u58d3\u529b\u9032\u4e00\u6b65\u7de9\u548c\uff0c\u70ba\u653f\u7b56\u8abf\u63a7\u63d0\u4f9b\u66f4\u591a\u7a7a\u9593\u3002<\/p>\n\n\n\n

2024\u5e7412\u6708\uff0c\u65b0\u53f0\u5e63\u532f\u7387\u4ee532.781\u5143\u5c01\u95dc\uff0c\u52759\u5e74\u4f86\u6700\u4f4e\u50f9\uff0c\u5168\u5e74\u8cb6\u503c6.24%\u3002\u53d7\u5f37\u52e2\u7f8e\u5143\u8207\u5ddd\u666e\u6548\u61c9\u5f71\u97ff\uff0c\u660e\u5e74\u4e0a\u534a\u5e74\u6050\u5ef6\u7e8c\u8cb6\u52e2\uff0c\u4e0b\u534a\u5e74\u6709\u671b\u56de\u7a69<\/a>\u3002<\/p>\n\n\n\n

\u5168\u7403\u50b5\u5e02<\/h3>\n\n\n\n

2024\u5e7412\u6708\uff0c\u5168\u7403\u50b5\u5e02\u53d7\u7f8e\u806f\u5132\u300c\u9df9\u6d3e\u964d\u606f\u300d\u5f71\u97ff\u6574\u9ad4\u8d70\u5f31\uff0c\u7f8e\u570b10\u5e74\u671f\u516c\u50b5\u6b96\u5229\u7387\u6500\u5347\u81f34.5%\u4ee5\u4e0a\uff0c\u5e02\u5834\u5c0d\u964d\u606f\u5e45\u5ea6\u653e\u7de9\u7684\u9810\u671f\u63a8\u9ad8\u77ed\u671f\u5229\u7387\uff0c\u6b96\u5229\u7387\u66f2\u7dda\u9661\u5ced\u5316\u3002\u975e\u6295\u8cc7\u7d1a\u50b5\u8dcc\u5e45\u76f8\u5c0d\u6297\u8dcc\uff0c\u4f46\u5229\u5dee\u64f4\u5927\u81f3291\u9ede\u3002\u6b50\u6d32\u50b5\u5e02\u53d7\u7d93\u6fdf\u75b2\u5f31\u652f\u6490\uff0c\u6b50\u6d32\u4fe1\u7528\u50b5\u76f8\u5c0d\u7a69\u5065\u3002\u96a8\u8457\u901a\u81a8\u9010\u6b65\u964d\u6eab\uff0c\u5e02\u5834\u9810\u671f\u8cc7\u91d1\u5c07\u52a0\u901f\u5f9e\u8ca8\u5e63\u57fa\u91d1\u6d41\u51fa\uff0c\u52a9\u529b\u56fa\u5b9a\u6536\u76ca\u5e02\u5834\u8868\u73fe\uff0c\u4e2d\u77ed\u5929\u671f\u50b5\u5238<\/a>\u8207\u9ad8\u4fe1\u7528\u8a55\u7d1a\u50b5\u5238<\/a>\u4ecd\u5177\u5438\u5f15\u529b\uff0c\u70ba2025\u5e74\u6295\u8cc7\u8005\u63d0\u4f9b\u4f48\u5c40\u6a5f\u6703\u3002<\/p>\n\n\n\n

<\/p>\n\n\n\n

\u963f\u723e\u767c\u6838\u5fc3\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/h2>\n\n\n\n
 <\/td>\u672c\u6708\u6295\u7d44\u5831\u916c(%)<\/strong><\/td>\u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/strong><\/td>\u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/strong><\/td>\u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/strong><\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc330<\/td>-1.83<\/td>-1.30<\/td>-0.53<\/td>4.89<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc335<\/td>-1.93<\/td>-1.28<\/td>-0.65<\/td>5.13<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc340<\/td>-2.03<\/td>-1.30<\/td>-0.73<\/td>5.58<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc345<\/td>-2.30<\/td>-1.52<\/td>-0.78<\/td>5.98<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc350<\/td>-2.48<\/td>-1.59<\/td>-0.89<\/td>6.22<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc355<\/td>-2.63<\/td>-1.83<\/td>-0.80<\/td>6.78<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc360<\/td>-2.80<\/td>-1.91<\/td>-0.89<\/td>7.33<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc365<\/td>-2.94<\/td>-2.01<\/td>-0.93<\/td>7.47<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc370<\/td>-3.03<\/td>-2.08<\/td>-0.95<\/td>7.88<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc375<\/td>-3.07<\/td>-2.15<\/td>-0.92<\/td>8.18<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc380<\/td>-3.17<\/td>-2.24<\/td>-0.93<\/td>8.65<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc385<\/td>-3.32<\/td>-2.38<\/td>-0.94<\/td>8.81<\/td><\/tr>
\u963f\u723e\u767c\u6838\u5fc390<\/td>-3.44<\/td>-2.48<\/td>-0.96<\/td>9.00<\/td><\/tr><\/tbody><\/table>
\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2024\/01\/01~2024\/12\/31\u3002\u5e63\u5225 : \u7f8e\u5143
\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n