{"id":1296,"date":"2019-09-23T21:47:00","date_gmt":"2019-09-23T13:47:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1296"},"modified":"2019-09-23T21:47:00","modified_gmt":"2019-09-23T13:47:00","slug":"%e4%ba%ba%e5%80%91%e4%b8%80%e7%94%9f%e7%95%b6%e4%b8%ad%e5%93%aa%e5%80%8b%e5%b9%b4%e7%b4%80%e6%98%af%e9%87%91%e9%8c%a2%e8%b2%a1%e5%8b%99%e5%88%a4%e6%96%b7%e8%83%bd%e5%8a%9b%e6%9c%80%e5%a5%bd%e7%9a%84","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1296","title":{"rendered":"\u4eba\u5011\u4e00\u751f\u7576\u4e2d\u54ea\u500b\u5e74\u7d00\u662f\u91d1\u9322\u8ca1\u52d9\u5224\u65b7\u80fd\u529b\u6700\u597d\u7684\u6642\u5019\uff1f"},"content":{"rendered":"\n<p class=\"has-text-align-center\">\u201c\u4eba\u5011\u5c0d\u65bc\u81ea\u5df1\u7684\u5224\u65b7\u6240\u7522\u751f\u7684\u4fe1\u5fc3\u4e26\u4e0d\u662f\u4f9d\u64da\u5ba2\u89c0\u7684\u8b49\u64da\u4f86\u7522\u751f\u7684\uff0c\u800c\u662f\u6839\u64da\u5927\u8166\u6240\u5efa\u69cb\u7684\u6545\u4e8b\u201d<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u00a0\u2014\u8afe\u8c9d\u723e\u7d93\u6fdf\u5b78\u734e\u5f97\u4e3b\u5eb7\u5948\u66fc\u6559\u6388(Daniel Kahneman)<\/p>\n\n\n\n<p><br \/>\u6211\u5011\u90fd\u77e5\u9053\uff0c<strong>\u7576\u4eba\u5011\u4e0a\u4e86\u5e74\u7d00\u4ee5\u5f8c\uff0c\u5f88\u591a\u8eab\u9ad4\u4e0a\u7684\u9ad4\u529b\uff0c\u53cd\u61c9\u529f\u80fd\u90fd\u6703\u6f38\u6f38\u9000\u5316\uff0c\u4e0d\u6bd4\u5e74\u8f15\u7684\u6642\u5019\uff0c\u9664\u4e86\u8eab\u9ad4\u7684\u529f\u80fd\u4e4b\u5916\uff0c\u6211\u5011\u5c0d\u65bc\u91d1\u9322\u8ca1\u52d9\u7684\u5224\u65b7\u80fd\u529b\u5462\uff1f\u6703\u96a8\u8457\u5e74\u7d00\u589e\u9577\u800c\u964d\u4f4e\u55ce\uff1f<\/strong><\/p>\n\n\n\n<p>\u7f8e\u570b<a href=\"https:\/\/www.marketwatch.com\/story\/our-financial-smarts-erode-quickly-after-age-60-2011-10-27?link=MW_home_latest_news\"><strong>\u5fb7\u5dde\u79d1\u6280\u5927\u5b78<\/strong><\/a>\u7684\u4e00\u7bc7\u7814\u7a76\u5831\u544a\u5c31\u63a2\u8a0e\u4e86\u9019\u500b\u554f\u984c\uff1a\u4eba\u5011\u7684\u5e74\u7d00\u5982\u4f55\u5f71\u97ff\u5c0d\u91d1\u9322\u8ca1\u52d9\u7684\u5224\u65b7\uff1f\u7814\u7a76\u7684\u7d50\u679c\u5f88\u6709\u8da3\u4e5f\u53ef\u80fd\u51fa\u4e4e\u5f88\u591a\u4eba\u7684\u610f\u6599\uff0c\u4eba\u5011\u7684\u91d1\u9322\u8ca1\u52d9\u5224\u65b7\u7684\u80fd\u529b\u5927\u7d04\u662f\u572845-49\u6b72\u9054\u5230\u9802\u5cf0\uff0c\u4e4b\u5f8c\u5c31\u958b\u59cb\u4e0b\u964d(\u61ca\u60f1\uff0c\u6211\u5df2\u7d93\u9032\u5165\u4e86\u4e0b\u964d\u7684\u968e\u6bb5\u2026..)\uff0c\u7279\u5225\u662f\u572860\u6b72\u4e4b\u5f8c\uff0c\u96d6\u7136\u9019\u7fa4\u4eba\u7684\u8ca1\u5bcc\u8cc7\u7522\u5360\u7f8e\u570b\u4eba\u7684\u7e3d\u8ca1\u5bcc\u5c07\u8fd1\u4e00\u534a\u7684\u91d1\u984d\uff0c\u4f46\u4eba\u5011\u572860\u6b72\u4e4b\u5f8c\u5c0d\u65bc\u91d1\u9322\u8ca1\u52d9\u7684\u5224\u65b7\u80fd\u529b\u4ee5\u6bcf\u5e742%\u7684\u6bd4\u4f8b\u4e0b\u964d\uff0c\u5230\u4e8670-74\u6b72\u7684\u6642\u5019\u5176\u5224\u65b7\u80fd\u529b\u5927\u7d04\u8ddf25-29\u6b72\u7684\u5e74\u8f15\u4eba\u662f\u985e\u4f3c\u7684\uff01\u66f4\u7cdf\u7cd5\u7684\u4e8b\u60c5\u662f\uff0c\u4eba\u5011\u5e74\u7d00\u8d8a\u5927\u5c0d\u65bc\u81ea\u5df1\u5224\u65b7\u80fd\u529b\u7684\u81ea\u4fe1\u5fc3\u537b\u662f\u8d8a\u9ad8\u7684\uff0c\u9019\u500b\u7814\u7a76\u5831\u544a\u544a\u8a34\u6211\u5011\uff0c\u6211\u5011\u4e26\u4e0d\u662f\u8d8a\u8001\u8d8a\u8070\u660e\uff0c\u800c\u662f\u8d8a\u8001\u8d8a\u4e0d\u8070\u660e\u4f46\u537b\u8d8a\u9ad8\u4f30\u4e86\u81ea\u5df1\u7684\u80fd\u529b\uff01<\/p>\n\n\n\n<p><br 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