{"id":13196,"date":"2025-02-23T14:26:27","date_gmt":"2025-02-23T06:26:27","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=13196"},"modified":"2025-02-23T14:26:27","modified_gmt":"2025-02-23T06:26:27","slug":"%e5%8f%b0%e7%81%a3%e5%85%a8%e6%b0%91%e5%81%a5%e4%bf%9d%e6%87%b6%e4%ba%ba%e5%8c%85%ef%bc%9a65%e6%ad%b2%e9%80%80%e4%bc%91%e5%be%8c%e6%80%8e%e9%ba%bc%e8%be%a6%ef%bc%9f%e4%bf%9d%e8%b2%bb%e3%80%81%e8%a3%9c","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=13196","title":{"rendered":"\u5065\u4fdd\u8cbb\u600e\u9ebc\u7b97\uff1f65\u6b72\u9000\u4f11\u5f8c\u5065\u4fdd\u600e\u9ebc\u8fa6\uff1f\u4fdd\u8cbb\u3001\u88dc\u52a9\u5168\u89e3\u6790"},"content":{"rendered":"\n<p>\u5168\u6c11\u5065\u5eb7\u4fdd\u96aa\uff08\u5065\u4fdd\uff09\u662f\u53f0\u7063\u4eba\u751f\u6d3b\u4e2d\u7684\u4e00\u5927\u4fdd\u969c\uff0c\u4f46\u4f60\u662f\u4e0d\u662f\u4e5f\u6709\u9019\u4e9b\u7591\u554f\uff1a65\u6b72\u4ee5\u4e0a\u9577\u8005\u8981\u4e0d\u8981\u7e73\u5065\u4fdd\u8cbb\uff1f\u9000\u4f11\u5f8c\u4e00\u5b9a\u8981\u4f9d\u9644\u5b50\u5973\u6216\u914d\u5076\u55ce\uff1f\u5404\u7e23\u5e02\u6709\u4ec0\u9ebc\u88dc\u52a9\uff1f\u5225\u64d4\u5fc3\uff0c\u9019\u7bc7\u61f6\u4eba\u5305\u5e6b\u4f60\u4e00\u6b21\u641e\u61c2\u5065\u4fdd\u7684\u904b\u4f5c\u3001\u4fdd\u8cbb\u8a08\u7b97\u3001\u6295\u4fdd\u9078\u9805\uff0c\u9084\u9644\u4e0a\u5be6\u7528\u8868\u683c\uff0c\u8b93\u4f60\u8f15\u9b06\u61c9\u5c0d\u9000\u4f11\u5f8c\u7684\u5065\u4fdd\u554f\u984c\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5168\u6c11\u5065\u4fdd\u662f\u4ec0\u9ebc\uff1f\u4e00\u5b9a\u8981\u53c3\u52a0\u55ce\uff1f<\/h2>\n\n\n\n<p>\u5168\u6c11\u5065\u4fdd\u662f\u53f0\u7063\u5f9e1995\u5e74\u958b\u59cb\u5be6\u65bd\u7684\u793e\u6703\u4fdd\u96aa\u5236\u5ea6\uff0c\u76ee\u6a19\u662f\u8b93\u6bcf\u500b\u4eba\u90fd\u80fd\u770b\u75c5\u4e0d\u6015\u8cb4\u3002\u7c21\u55ae\u4f86\u8aaa\uff0c\u5c31\u662f\u5927\u5bb6\u7e73\u4e00\u9ede\u4fdd\u8cbb\uff0c\u96c6\u5408\u8d77\u4f86\u5e6b\u5fd9\u4ed8\u91ab\u7642\u8cbb\uff0c\u6db5\u84cb\u770b\u8a3a\u3001\u4f4f\u9662\u3001\u85e5\u54c1\u7b49\u3002\u76ee\u524d99.9%\u7684\u53f0\u7063\u4eba\u90fd\u52a0\u5165\u4e86\u5065\u4fdd\uff0c\u53ef\u8aaa\u662f\u5168\u6c11\u7684\u5065\u5eb7\u9760\u5c71\u3002<\/p>\n\n\n\n<p>\u90a3\u9ebc\uff0c\u53c3\u52a0\u5065\u4fdd\u662f\u5f37\u5236\u7684\u55ce\uff1f\u6c92\u932f\uff01\u53ea\u8981\u4f60\u5728\u53f0\u7063\u8a2d\u7c4d\u6eff6\u500b\u6708\uff08\u65b0\u751f\u5152\u51fa\u751f\u5373\u7d0d\u5165\uff09\uff0c\u5c31\u5f97\u53c3\u52a0\u3002\u4e0d\u7e73\u8cbb\u53ef\u80fd\u6703\u88ab\u7f70\u6b3e\u6216\u5f71\u97ff\u91ab\u7642\u6b0a\u76ca\uff0c\u9019\u662f\u70ba\u4e86\u78ba\u4fdd\u6bcf\u500b\u4eba\u90fd\u80fd\u88ab\u4fdd\u969c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u9000\u4f11\u5f8c\u5065\u4fdd\u8cbb\u6bcf\u500b\u6708\u8981\u7e73\u591a\u5c11\uff1f<\/h2>\n\n\n\n<p>\u5982\u679c\u4f60\u9078\u64c7\u7576\u7737\u5c6c\u8ddf\u8457\u6295\u4fdd\uff0c\u5047\u8a2d\u7737\u5c6c\u662f\u7528\u6700\u4f4e\u85aa\u8cc7\u4f86\u7b97\u4fdd\u8cbb\uff0c\u90a3\u6bcf\u500b\u6708\u53ea\u8981392\u5143\u3002\u5982\u679c\u4f60\u662f\u81ea\u5df1\u53bb\u5340\u516c\u6240\u7528\u300c\u5730\u5340\u4eba\u53e3\u300d\u8eab\u4efd\u6295\u4fdd\uff0c\u6bcf\u500b\u6708\u5c31\u8981826\u5143\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u53bb\u5340\u516c\u6240\u6295\u4fdd\u5065\u4fdd\u8981\u5e36\u4ec0\u9ebc\u6771\u897f\uff1f<\/h2>\n\n\n\n<p>\u5f88\u7c21\u55ae\uff0c\u6e96\u5099\u9019\u4e09\u6a23\u5c31\u597d\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u6236\u53e3\u540d\u7c3f\u3001\u6236\u7c4d\u8b04\u672c\u6216\u8eab\u5206\u8b49\uff1b<\/li>\n\n\n\n<li>\u5370\u7ae0\u6216\u7c3d\u540d\uff1b<\/li>\n\n\n\n<li>\u539f\u4f86\u6295\u4fdd\u55ae\u4f4d\u7d66\u7684\u8f49\u51fa\u55ae\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u5982\u679c\u6709\u4ec0\u9ebc\u7279\u5225\u8eab\u4efd\uff08\u50cf\u69ae\u6c11\u3001\u5916\u570b\u4eba\u6216\u8eab\u5fc3\u969c\u7919\u8005\uff09\uff0c\u8a18\u5f97\u5e36\u76f8\u95dc\u8b49\u660e\uff0c\u6bd4\u5982\u69ae\u6c11\u8b49\u3001\u5916\u50d1\u5c45\u7559\u8b49\u6216\u8eab\u5fc3\u969c\u7919\u624b\u518a\u3002\u4e0d\u78ba\u5b9a\u7684\u8bdd\uff0c\u53ef\u4ee5\u5148\u6253\u96fb\u8a71\u53bb\u5340\u516c\u6240\u554f\u6e05\u695a\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9000\u4f11\u5f8c\u4ec0\u9ebc\u6642\u5019\u8981\u958b\u59cb\u81ea\u5df1\u6295\u4fdd\u5065\u4fdd\uff1f<\/h2>\n\n\n\n<p>\u4f60\u9000\u4f11\u624b\u7e8c\u8fa6\u5b8c\u5f8c\uff0c\u516c\u53f8\u6703\u57283\u5929\u5167\u5e6b\u4f60\u628a\u5065\u4fdd\u8f49\u51fa\u4f86\u3002\u8981\u662f\u6c92\u99ac\u4e0a\u6295\u4fdd\u4e5f\u6c92\u95dc\u4fc2\uff0c\u4e2d\u9593\u6c92\u4fdd\u5230\u7684\u6642\u9593\u6703\u7528\u300c\u5730\u5340\u4eba\u53e3\u300d\u7684\u8cbb\u7528\u7b97\uff0c\u76ee\u524d\u662f\u6bcf\u6708826\u5143\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9000\u4f11\u5065\u4fdd\u600e\u9ebc\u300c\u8fa6\u300d?<\/h3>\n\n\n\n<p>\u5065\u4fdd\u662f\u5f37\u5236\u4fdd\u96aa\uff0c\u5206\u516d\u985e\u8eab\u4efd\uff0c\u5f97\u6309\u9806\u5e8f\u6295\u4fdd\u3002<\/p>\n\n\n\n<p>\u9000\u4f11\u5f8c\uff0c\u5982\u679c\u6709\u5c0f\u5b69\u6216\u914d\u5076\u80fd\u4f9d\u9644\uff0c\u5c31\u4ee5\u7737\u5c6c\u8eab\u4efd\u8ddf\u8457\u4fdd\uff1b\u6c92\u6709\u7684\u8a71\uff0c\u53ef\u4ee5\u627e\u5176\u4ed6\u76f4\u7cfb\u665a\u8f29\uff08\u50cf\u5b6b\u5b50\uff09\uff1b\u8981\u662f\u90fd\u6c92\u4eba\uff0c\u5c31\u53bb\u6236\u7c4d\u5730\u7684\u5340\u516c\u6240\u7528\u300c\u5730\u5340\u4eba\u53e3\u300d\u8eab\u4efd\u6295\u4fdd\u3002<\/p>\n\n\n\n<p>\u516c\u53f8\u6703\u5728\u4f60\u9000\u4f11\u5f8c3\u5929\u5167\u5e6b\u4f60\u9000\u4fdd\uff0c\u5efa\u8b70\u53c3\u8003\u300c\u6295\u4fdd\u8eab\u5206\u9078\u5b9a\u5168\u653b\u7565\u300d\u9078\u8eab\u4efd\uff0c\u7136\u5f8c\u53bb\u65b0\u55ae\u4f4d\u8fa6\u6295\u4fdd\u3002\u8981\u662f\u4e2d\u65b7\u6c92\u4fdd\uff0c\u5065\u4fdd\u5361\u6703\u4e0d\u80fd\u7528\uff0c\u9084\u5f97\u88dc\u7e73\u8cbb\u7528\u3002\u6709\u554f\u984c\u5c31\u6253\u5065\u4fdd\u7f72\u5c08\u7dda\uff1a\u5e02\u8a71\u64a50800-030-598\u62164128-678\uff0c\u624b\u6a5f\u64a5(02)4128-678\u3002<\/p>\n\n\n\n<p>\u63d0\u9192\uff0c\u6295\u4fdd\u9806\u5e8f\u4e0d\u80fd\u4e82\uff0c\u4e2d\u65b7\u6703\u5f71\u97ff\u7528\u5361\uff0c\u9084\u5f97\u88dc\u9322\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u5f35\u5148\u751f\u5feb\u9000\u4f11\u4e86\uff0c\u4ed6\u8ddf\u592a\u592a\u7684\u5065\u4fdd\u8cbb\u539f\u672c\u662f\u516c\u53f8\u6263\u7684\uff0c\u73fe\u5728\u64d4\u5fc3\u9000\u4f11\u5f8c\u5065\u4fdd\u600e\u9ebc\u63a5\u8457\u4fdd\uff0c\u624d\u80fd\u7e7c\u7e8c\u9818\u6162\u6027\u75c5\u85e5\u3002\u4ed6\u67e5\u4e86\u5065\u4fdd\u7f72\u7db2\u7ad9\uff0c\u77e5\u9053\u6295\u4fdd\u6709\u9806\u5e8f\u898f\u5b9a\uff0c\u6015\u5f04\u932f\u9084\u6253\u96fb\u8a71\u554f\u5065\u4fdd\u7f72\u5357\u5340\u696d\u52d9\u7d44\u3002\u670d\u52d9\u4eba\u54e1\u8aaa\uff0c\u5148\u770b\u6709\u6c92\u6709\u5c0f\u5b69\u80fd\u4f9d\u9644\uff0c\u6c92\u6709\u7684\u8a71\u627e\u5176\u4ed6\u665a\u8f29\uff0c\u90fd\u4e0d\u884c\u5c31\u53bb\u5340\u516c\u6240\u6295\u4fdd\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9000\u4f11\u5f8c\u53c8\u53bb\u4e0a\u73ed\uff0c\u5065\u4fdd\u600e\u9ebc\u7e73\uff1f<\/h2>\n\n\n\n<p>\u5982\u679c\u9000\u4f11\u5f8c\u53c8\u627e\u5230\u5de5\u4f5c\uff0c\u65b0\u516c\u53f8\u6703\u5e6b\u4f60\u8fa6\u5065\u4fdd\u3002\u8981\u662f\u4e4b\u524d\u5df2\u7ecf\u5728\u5340\u516c\u6240\u6295\u4fdd\uff0c\u5c31\u5f97\u628a\u5065\u4fdd\u8f49\u5230\u65b0\u516c\u53f8\u3002\u5982\u679c\u4f60\u662f\u81ea\u5df1\u505a\u751f\u610f\uff0c\u52a0\u5165\u8077\u696d\u5de5\u6703\u7576\u81ea\u71df\u5de5\u4f5c\u8005\uff0c\u6216\u672c\u4f86\u5c31\u662f\u5de5\u6703\u6703\u54e1\uff0c\u90a3\u5c31\u7531\u5de5\u6703\u5e6b\u4f60\u8655\u7406\u5065\u4fdd\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5065\u4fdd\u8cbb\u600e\u9ebc\u7b97\uff1f2025\u5e74\u5065\u4fdd\u8cbb\u8981\u591a\u5c11\uff1f<\/h2>\n\n\n\n<p>\u5065\u4fdd\u8cbb\u6839\u64da\u4f60\u7684\u6295\u4fdd\u985e\u5225\u3001\u6536\u5165\u548c\u7737\u5c6c\u4eba\u6578\u8a08\u7b97\u30022025\u5e74\u7684\u8cbb\u7387\u9810\u8a08\u7dad\u63015.17%\uff08\u88dc\u5145\u4fdd\u8cbb2.11%\uff09\uff0c\u4ee5\u4e0b\u662f\u5e7e\u500b\u5e38\u898b\u4f8b\u5b50\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4e0a\u73ed\u65cf\uff08\u7b2c1\u985e\uff09<\/strong>\uff1a\u4ee5\u6708\u85aa3\u842c\u4f86\u8aaa\uff0c\u500b\u4eba\u8ca0\u64d4\u7d04465\u5143\uff0830%\uff09\uff0c\u96c7\u4e3b\u548c\u653f\u5e9c\u5e6b\u5fd9\u51fa\u5269\u4e0b\u768470%\u3002<\/li>\n\n\n\n<li><strong>\u7121\u8077\u696d\u8005\uff08\u7b2c6\u985e\uff09<\/strong>\uff1a\u6309\u6700\u4f4e\u6295\u4fdd\u91d1\u984d\uff08\u9810\u4f301.6\u842c\u591a\uff09\uff0c\u6bcf\u4eba\u6bcf\u6708\u7d04829\u5143\uff0c\u6709\u7737\u5c6c\u518d\u52a0\u500d\u3002<\/li>\n\n\n\n<li><strong>\u8077\u696d\u5de5\u6703\uff08\u7b2c2\u985e\uff09<\/strong>\uff1a\u500b\u4eba\u8ca0\u64d440%\uff0c\u82e5\u6295\u4fdd\u91d1\u984d1.6\u842c\uff0c\u7d04663\u5143\/\u6708\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5be6\u969b\u91d1\u984d\u53ef\u80fd\u56e0\u653f\u7b56\u5fae\u8abf\uff0c\u5efa\u8b70\u4e0a\u5065\u4fdd\u7f72\u7db2\u7ad9\u8a66\u7b97\u6216\u554f\u6236\u7c4d\u5730\u516c\u6240\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">65\u6b72\u4ee5\u4e0a\u5065\u4fdd\u514d\u8cbb\uff1f\u9084\u662f\u7d42\u8eab\u90fd\u8981\u7e73\u5065\u4fdd\uff1f<\/h2>\n\n\n\n<p>\u5f88\u591a\u4eba\u8aa4\u4ee5\u70ba\u300c65\u6b72\u4ee5\u4e0a\u5c31\u4e0d\u7528\u7e73\u5065\u4fdd\u8cbb\u300d\uff0c\u4f46\u5176\u5be6\u6c92\u6709\u9019\u56de\u4e8b\u3002\u5065\u4fdd\u6c92\u6709\u5e74\u9f61\u514d\u7e73\u898f\u5b9a\uff0c\u4e0d\u7ba1\u5e7e\u6b72\u90fd\u5f97\u7e73\u8cbb\uff0c\u9664\u975e\u4f60\u7b26\u5408\u88dc\u52a9\u689d\u4ef6\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4e2d\u592e\u88dc\u52a9<\/strong>\uff1a\u4f4e\u6536\u5165\u6236\u300170\u6b72\u4ee5\u4e0a\u4e2d\u4f4e\u6536\u5165\u8001\u4eba\u7b49\u53ef\u5168\u984d\u514d\u8cbb\u3002<\/li>\n\n\n\n<li><strong>\u5730\u65b9\u88dc\u52a9<\/strong>\uff1a\u5404\u7e23\u5e02\u91dd\u5c0d65\u6b72\u4ee5\u4e0a\u5f31\u52e2\u9577\u8005\u63d0\u4f9b\u88dc\u52a9\uff0c\u91d1\u984d\u5f9e\u5e7e\u767e\u5143\u5230\u5168\u984d829\u5143\u4e0d\u7b49\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u7c21\u55ae\u8aaa\uff0c\u9664\u975e\u6709\u653f\u5e9c\u5e6b\u5fd9\uff0c\u4e0d\u7136\u5065\u4fdd\u8cbb\u662f\u7d42\u8eab\u5236\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u9000\u4f11\u5f8c\u5065\u4fdd\u600e\u9ebc\u8655\u7406\uff1f\u5065\u4fdd\u4e00\u5b9a\u8981\u4f9d\u9644\u5b50\u5973\u6216\u914d\u5076\u55ce\uff1f<\/h2>\n\n\n\n<p>\u9000\u4f11\u5f8c\u5065\u4fdd\u4e0d\u6703\u81ea\u52d5\u53d6\u6d88\uff0c\u4f46\u6295\u4fdd\u65b9\u5f0f\u6703\u8b8a\u3002\u5f88\u591a\u4eba\u554f\uff1a\u300c\u7236\u6bcd65\u6b72\u4e00\u5b9a\u8981\u4f9d\u9644\u5b50\u5973\u55ce\uff1f\u300d\u300c\u9000\u4f11\u5f8c\u4e00\u5b9a\u8981\u8ddf\u914d\u5076\uff1f\u300d\u7b54\u6848\u662f\u4e0d\u4e00\u5b9a\uff0c\u5065\u4fdd\u6709\u512a\u5148\u9806\u5e8f\uff1a<\/p>\n\n\n\n<p>\u6295\u4fdd\u9078\u9805\u4e00\u89bd<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u4f9d\u9644\u5728\u8077\u914d\u5076<\/strong>\uff1a\u5982\u679c\u914d\u5076\u9084\u5728\u5de5\u4f5c\uff0c\u53ef\u4ee5\u8ddf\u914d\u5076\u7684\u5065\u4fdd\uff0c\u6700\u7701\u9322\u3002<\/li>\n\n\n\n<li><strong>\u4f9d\u9644\u5b50\u5973<\/strong>\uff1a\u5982\u679c\u914d\u5076\u9000\u4f11\u6216\u4e0d\u5728\u4e16\uff0c\u53ef\u4ee5\u4f9d\u9644\u5728\u8077\u5b50\u5973\uff08\u6216\u5176\u4ed6\u76f4\u7cfb\u8840\u89aa\u5351\u89aa\u5c6c\uff0c\u5982\u5b6b\u5b50\u5973\uff09\u3002<\/li>\n\n\n\n<li><strong>\u516c\u6240\u6295\u4fdd\uff08\u7b2c6\u985e\uff09<\/strong>\uff1a\u5982\u679c\u90fd\u6c92\u4eba\u53ef\u4f9d\u9644\uff0c\u5c31\u53bb\u6236\u7c4d\u5730\u516c\u6240\u81ea\u5df1\u6295\u4fdd\u3002<\/li>\n\n\n\n<li><strong>\u8077\u696d\u5de5\u6703\uff08\u7b2c2\u985e\uff09<\/strong>\uff1a\u9000\u4f11\u5f8c\u82e5\u9084\u6709\u517c\u8077\u6216\u81ea\u7531\u696d\uff0c\u53ef\u4ee5\u52a0\u5165\u76f8\u95dc\u5de5\u6703\u6295\u4fdd\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u6240\u4ee5\uff0c\u7236\u6bcd\u5065\u4fdd\u4e0d\u4e00\u5b9a\u8981\u8ddf\u5c0f\u5b69\u6216\u914d\u5076\uff0c\u91cd\u9ede\u662f\u6709\u6c92\u6709\u5728\u8077\u89aa\u5c6c\u3002\u5982\u679c\u4e0d\u60f3\u4f9d\u9644\u5b50\u5973\uff0c\u4e5f\u53ef\u4ee5\u7368\u7acb\u6295\u4fdd\uff0c\u4e0b\u9762\u6703\u544a\u8a34\u4f60\u600e\u9ebc\u505a\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5065\u4fdd\u4f9d\u9644\u7737\u5c6c\u5212\u7b97\u55ce\uff1f\u4e0d\u60f3\u4f9d\u9644\u600e\u9ebc\u8fa6\uff1f<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u5065\u4fdd\u4f9d\u9644\u7737\u5c6c\u6bd4\u8f03\u4fbf\u5b9c\u55ce\uff1f<\/h3>\n\n\n\n<p>\u901a\u5e38\u662f\u7684\uff01\u4f9d\u9644\u5728\u8077\u89aa\u5c6c\u6bd4\u81ea\u5df1\u6295\u4fdd\u7701\u9322\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4f9d\u9644\u5b50\u5973<\/strong>\uff1a\u4ee5\u5b50\u5973\u6708\u85aa3\u842c\u70ba\u4f8b\uff0c\u6bcf\u500b\u7737\u5c6c\u52a0\u7d04465\u5143\uff08\u6709\u96c7\u4e3b\u548c\u653f\u5e9c\u5206\u64d4\uff09\u3002<\/li>\n\n\n\n<li><strong>\u516c\u6240\u7b2c6\u985e<\/strong>\uff1a\u6bcf\u4eba829\u5143\uff0c\u6c92\u4eba\u5e6b\u5fd9\u88dc\u8cbc\u3002<\/li>\n\n\n\n<li><strong>\u8077\u696d\u5de5\u6703<\/strong>\uff1a\u6bcf\u4eba663\u5143\uff08\u653f\u5e9c\u88dc\u52a960%\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u4f9d\u9644\u7737\u5c6c\u7684\u4fdd\u8cbb\u5206\u6524\u5728\u89aa\u5c6c\u85aa\u8cc7\u88e1\uff0c\u8ca0\u64d4\u8f03\u8f15\uff0c\u9069\u5408\u4e0d\u60f3\u81ea\u5df1\u638f\u9322\u7684\u9577\u8005\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5065\u4fdd\u4e0d\u60f3\u4f9d\u9644\u5b50\u5973\u600e\u9ebc\u505a\uff1f<\/h2>\n\n\n\n<p>\u4e0d\u60f3\u9760\u5b50\u5973\u5f88\u7c21\u55ae\uff0c\u6709\u5e7e\u500b\u9078\u64c7\uff1a<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u52a0\u5165\u8077\u696d\u5de5\u6703<\/strong>\uff1a\u5982\u679c\u80fd\u517c\u8077\uff08\u5982\u5beb\u4f5c\u3001\u8a2d\u8a08\uff09\u6216\u6709\u8cc7\u683c\uff08\u8fb2\u6703\u3001\u6f01\u6703\uff09\uff0c\u53ef\u4ee5\u6295\u4fdd\u7b2c2\u985e\uff0c\u8cbb\u7528\u6bd4\u7b2c6\u985e\u4f4e\u3002<\/li>\n\n\n\n<li><strong>\u516c\u6240\u6295\u4fdd<\/strong>\uff1a\u76f4\u63a5\u5728\u6236\u7c4d\u5730\u516c\u6240\u8fa6\u7b2c6\u985e\uff0c\u96d6\u7136\u5168\u984d\u81ea\u4ed8\uff0c\u4f46\u624b\u7e8c\u7c21\u55ae\u3002<\/li>\n\n\n\n<li><strong>\u5176\u4ed6\u89aa\u5c6c<\/strong>\uff1a\u5982\u679c\u6709\u5728\u8077\u7684\u914d\u5076\u6216\u5144\u5f1f\u59ca\u59b9\uff0c\u4e5f\u53ef\u4ee5\u4f9d\u9644\u4ed6\u5011\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u4f8b\u5982\uff0c\u4f6065\u6b72\u9000\u4f11\uff0c\u60f3\u7d93\u6fdf\u7368\u7acb\uff0c\u53c8\u4e0d\u60f3\u9ebb\u7169\u5c0f\u5b69\uff0c\u53ef\u4ee5\u627e\u500b\u9069\u5408\u7684\u8077\u696d\u5de5\u6703\uff0c\u6216\u76f4\u63a5\u53bb\u516c\u6240\u6295\u4fdd\uff0c\u6708\u8cbb\u7d04663-829\u5143\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">65\u6b72\u9000\u4f11\u5f8c\u5065\u4fdd\u8cbb\u591a\u5c11\uff1f<\/h2>\n\n\n\n<p>\u9000\u4f11\u5f8c\u7684\u5065\u4fdd\u8cbb\u53d6\u6c7a\u65bc\u6295\u4fdd\u65b9\u5f0f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4f9d\u9644\u5b50\u5973<\/strong>\uff1a\u6bcf\u4eba\u7d04465\u5143\uff08\u96a8\u5b50\u5973\u85aa\u8cc7\u6d6e\u52d5\uff09\u3002<\/li>\n\n\n\n<li><strong>\u516c\u6240\u7b2c6\u985e<\/strong>\uff1a\u6bcf\u4eba829\u5143\uff0c\u6709\u7737\u5c6c\u52a0\u500d\u3002<\/li>\n\n\n\n<li><strong>\u8077\u696d\u5de5\u6703<\/strong>\uff1a\u6bcf\u4eba\u7d04663\u5143\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u7e73\u8cbb\u65b9\u5f0f\u5f88\u65b9\u4fbf\uff0c\u53ef\u4ee5\u7528\u9280\u884c\u8f49\u5e33\u3001\u8d85\u5546\u7e73\u8cbb\u6216\u4fe1\u7528\u5361\u6263\u6b3e\u3002\u9000\u4f11\u524d\u8a18\u5f97\u806f\u7e6b\u5065\u4fdd\u7f72\u6216\u516c\u6240\uff0c\u78ba\u8a8d\u8f49\u63db\u7d30\u7bc0\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5065\u4fdd\u5404\u7e23\u5e02\u88dc\u52a9\u4e00\u89bd\uff1a65\u6b72\u9577\u8005\u6709\u4ec0\u9ebc\u798f\u5229\uff1f<\/h2>\n\n\n\n<p>\u53f0\u7063\u8a31\u591a\u7e23\u5e02\u91dd\u5c0d65\u6b72\u4ee5\u4e0a\u9577\u8005\u63d0\u4f9b\u5065\u4fdd\u88dc\u52a9\uff0c\u5c24\u5176\u662f\u4f4e\u6536\u5165\u6216\u4e2d\u4f4e\u6536\u5165\u6236\u3002\u4ee5\u4e0b\u662f\u91cd\u9ede\u7e23\u5e02\u7684\u6bd4\u8f03\uff082025\u5e74\u91d1\u984d\u4ee5\u73fe\u884c\u63a8\u4f30\uff09\uff1a<\/p>\n\n\n\n<p>\u7e23\u5e02\u88dc\u52a9\u6bd4\u8f03\u8868<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>\u7e23\u5e02<\/th><th>\u88dc\u52a9\u5c0d\u8c61<\/th><th>\u689d\u4ef6<\/th><th>\u88dc\u52a9\u91d1\u984d\uff08\u6bcf\u6708\uff09<\/th><th>\u7533\u8acb\u65b9\u5f0f<\/th><\/tr><tr><td>\u53f0\u5317\u5e02<\/td><td>65\u6b72\u4ee5\u4e0a\u4e2d\u4f4e\u6536\u5165\u8001\u4eba<\/td><td>\u8a2d\u7c4d1\u5e74\uff0c\u6536\u5165\u4f4e\u65bc1.5\u500d\u6700\u4f4e\u751f\u6d3b\u8cbb<\/td><td>\u6700\u9ad8749\u5143<\/td><td>\u793e\u6703\u5c40\uff0c\u5e36\u6536\u5165\u8b49\u660e<\/td><\/tr><tr><td>\u65b0\u5317\u5e02<\/td><td>65\u6b72\u4ee5\u4e0a\u4f4e\/\u4e2d\u4f4e\u6536\u5165\u8001\u4eba<\/td><td>\u8a2d\u7c4d1\u5e74\uff0c\u6536\u5165\u4f4e\u65bc2.5\u842c\/\u4eba<\/td><td>\u7d04829\u5143\uff08\u5168\u984d\uff09<\/td><td>\u5340\u516c\u6240\uff0c\u6aa2\u9644\u8ca1\u7a05\u8cc7\u6599<\/td><\/tr><tr><td>\u6843\u5712\u5e02<\/td><td>65\u6b72\u4ee5\u4e0a\u4e2d\u4f4e\u6536\u5165\u8001\u4eba<\/td><td>\u8a2d\u7c4d1\u5e74\uff0c\u6536\u5165\u4f4e\u65bc2\u842c\/\u4eba<\/td><td>\u7d04829\u5143<\/td><td>\u516c\u6240\uff0c\u9700\u7d93\u6fdf\u8b49\u660e<\/td><\/tr><tr><td>\u57fa\u9686\u5e02<\/td><td>65\u6b72\u4ee5\u4e0a\u4f4e\/\u4e2d\u4f4e\u6536\u5165\u8001\u4eba<\/td><td>\u8a2d\u7c4d1\u5e74\uff0c\u6536\u5165\u4f4e\u65bc1.2\u842c-2\u842c\/\u4eba<\/td><td>\u6700\u9ad8829\u5143<\/td><td>\u793e\u6703\u8655\uff0c\u5e36\u8eab\u5206\u8b49\u660e<\/td><\/tr><tr><td>\u65b0\u7af9\u7e23\uff08\u7af9\u5317\u5e02\uff09<\/td><td>65\u6b72\u4ee5\u4e0a\u4e2d\u4f4e\u6536\u5165\u8001\u4eba<\/td><td>\u8a2d\u7c4d1\u5e74\uff0c\u6536\u5165\u4f4e\u65bc2\u842c\/\u4eba<\/td><td>400-829\u5143<\/td><td>\u9109\u93ae\u516c\u6240\uff0c\u5e36\u8ca1\u7522\u6e05\u55ae<\/td><\/tr><tr><td>\u6f8e\u6e56\u7e23<\/td><td>65\u6b72\u4ee5\u4e0a\u4f4e\/\u4e2d\u4f4e\u6536\u5165\u8001\u4eba<\/td><td>\u8a2d\u7c4d1\u5e74\uff0c\u6536\u5165\u4f4e\u65bc1.5\u842c\/\u4eba<\/td><td>\u7d04829\u5143<\/td><td>\u793e\u6703\u5c40\uff0c\u9700\u4f4e\u6536\u8b49\u660e<\/td><\/tr><tr><td>\u91d1\u9580\u7e23<\/td><td>65\u6b72\u4ee5\u4e0a\u7d93\u6fdf\u5f31\u52e2\u9577\u8005<\/td><td>\u8a2d\u7c4d1\u5e74\uff0c\u6536\u5165\u4f4e\u65bc1.5\u842c\/\u4eba<\/td><td>\u7d04829\u5143<\/td><td>\u793e\u6703\u798f\u5229\u79d1\uff0c\u5e36\u8b49\u660e<\/td><\/tr><tr><td>\u9023\u6c5f\u7e23\uff08\u99ac\u7956\uff09<\/td><td>65\u6b72\u4ee5\u4e0a\u4e2d\u4f4e\u6536\u5165\u8001\u4eba<\/td><td>\u8a2d\u7c4d1\u5e74\uff0c\u6536\u5165\u4f4e\u65bc1.2\u842c-2\u842c\/\u4eba<\/td><td>\u7d04829\u5143<\/td><td>\u7e23\u5e9c\u793e\u6703\u798f\u5229\u55ae\u4f4d\uff0c\u8b49\u660e<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>\u5c0f\u63d0\u9192<\/strong>\uff1a\u88dc\u52a9\u8981\u8a2d\u7c4d\u6eff\u4e00\u5e74\u3001\u5728\u53f0\u4f4f\u6eff183\u5929\uff0c\u7533\u8acb\u6642\u5e36\u8eab\u5206\u8b49\u3001\u6236\u7c4d\u8cc7\u6599\u548c\u6536\u5165\u8b49\u660e\uff0c\u53bb\u516c\u6240\u6216\u793e\u6703\u5c40\u8fa6\u7406\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5065\u4fdd\u7236\u6bcd\u4f9d\u9644\u5b50\u5973\u600e\u9ebc\u7533\u8acb\uff1f<\/h2>\n\n\n\n<p>\u5982\u679c\u7236\u6bcd\u6c7a\u5b9a\u4f9d\u9644\u5b50\u5973\uff0c\u9700\u8981\u6e96\u5099\uff1a<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u7236\u6bcd\u8eab\u5206\u8b49\u6b63\u672c\u53ca\u5f71\u672c<\/strong>\u3002<\/li>\n\n\n\n<li><strong>\u5b50\u5973\u8eab\u5206\u8b49\u6216\u5065\u4fdd\u5361\u5f71\u672c<\/strong>\u3002<\/li>\n\n\n\n<li><strong>\u6236\u53e3\u540d\u7c3f\u6216\u6236\u7c4d\u8b04\u672c<\/strong>\uff08\u8b49\u660e\u89aa\u5c6c\u95dc\u4fc2\uff09\u3002<\/li>\n\n\n\n<li><strong>\u52a0\u4fdd\u7533\u8acb\u8868<\/strong>\uff08\u5b50\u5973\u6295\u4fdd\u55ae\u4f4d\u6216\u5065\u4fdd\u7f72\u7db2\u7ad9\u4e0b\u8f09\uff09\u3002<\/li>\n\n\n\n<li><strong>\u5176\u4ed6\u8b49\u660e<\/strong>\uff08\u5982\u9000\u4f11\u8b49\u660e\uff0c\u8996\u60c5\u6cc1\u63d0\u4f9b\uff09\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u624b\u7e8c\u901a\u5e38\u7531\u5b50\u5973\u7684\u516c\u53f8\u6216\u5de5\u6703\u4ee3\u8fa6\uff0c\u7236\u6bcd\u628a\u8cc7\u6599\u4ea4\u7d66\u5b50\u5973\u5373\u53ef\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u80a1\u606f\u8207\u5065\u4fdd\u88dc\u5145\u4fdd\u8cbb\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u9664\u4e86\u57fa\u672c\u4fdd\u8cbb\uff0c\u9084\u6709\u300c\u88dc\u5145\u4fdd\u8cbb\u300d\uff0c\u91dd\u5c0d\u975e\u85aa\u8cc7\u6536\u5165\uff08\u80a1\u606f\u3001\u5229\u606f\u3001\u79df\u91d1\u7b49\uff09\u6536\u8cbb\uff0c\u8cbb\u73872.11%\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6536\u523010\u842c\u80a1\u606f\uff0c\u88dc\u5145\u4fdd\u8cbb\u662f10\u842c \u00d7 2.11% = 2,110\u5143\u3002<\/li>\n\n\n\n<li>\u6bcf\u6708\u514d\u7a05\u984d2\u842c\uff0c\u55ae\u6b21\u4f4e\u65bc5,000\u5143\u514d\u5fb5\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u9019\u7b46\u8cbb\u7528\u7531\u9280\u884c\u6216\u516c\u53f8\u4ee3\u6263\uff0c\u5e6b\u5065\u4fdd\u591a\u6522\u9ede\u7d93\u8cbb\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7d50\u8a9e\uff1a\u9000\u4f11\u5f8c\u5065\u4fdd\u4e0d\u614c\u5f35<\/h2>\n\n\n\n<p>\u5065\u4fdd\u96d6\u7136\u8907\u96dc\uff0c\u4f46\u9078\u9805\u4e0d\u5c11\u300265\u6b72\u9000\u4f11\u5f8c\uff0c\u4f60\u53ef\u4ee5\u4f9d\u9644\u5b50\u5973\u7701\u9322\uff0c\u4e5f\u53ef\u4ee5\u52a0\u5165\u8077\u696d\u5de5\u6703\u6216\u516c\u6240\u6295\u4fdd\u4fdd\u6301\u7368\u7acb\u3002\u5982\u679c\u7d93\u6fdf\u6709\u58d3\u529b\uff0c\u5225\u5fd8\u4e86\u7533\u8acb\u5730\u65b9\u88dc\u52a9\uff0c\u80fd\u7701\u5247\u7701\uff01\u6709\u4ec0\u9ebc\u7591\u554f\uff0c\u7559\u8a00\u544a\u8a34\u6211\uff0c\u6211\u5e6b\u4f60\u67e5\u66f4\u591a\u7d30\u7bc0\u3002\u5e0c\u671b\u9019\u7bc7\u61f6\u4eba\u5305\u8b93\u4f60\u5c0d\u5065\u4fdd\u66f4\u6709\u4fe1\u5fc3\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u5168\u6c11\u5065\u5eb7\u4fdd\u96aa\uff08\u5065\u4fdd\uff09\u662f\u53f0\u7063\u4eba\u751f\u6d3b\u4e2d\u7684\u4e00\u5927\u4fdd\u969c\uff0c\u4f46\u4f60\u662f\u4e0d\u662f\u4e5f\u6709\u9019\u4e9b\u7591\u554f\uff1a65\u6b72\u4ee5\u4e0a\u9577\u8005\u8981\u4e0d\u8981\u7e73\u5065\u4fdd\u8cbb\uff1f\u9000\u4f11\u5f8c\u4e00\u5b9a [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":13076,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13196","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/13196","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13196"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/13196\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/13076"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13196"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13196"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}