{"id":13714,"date":"2025-08-01T17:07:55","date_gmt":"2025-08-01T09:07:55","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=13714"},"modified":"2026-01-09T09:30:51","modified_gmt":"2026-01-09T01:30:51","slug":"%e9%97%9c%e7%a8%85%e6%87%b6%e4%ba%ba%e5%8c%85%ef%bc%9a2025%e5%b7%9d%e6%99%ae%e9%97%9c%e7%a8%85%e6%94%bf%e7%ad%96%e5%85%a8%e8%a7%a3%e6%9e%90%ef%bc%8c%e6%b7%b1%e5%ba%a6%e5%89%96%e6%9e%90%e9%97%9c","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=13714","title":{"rendered":"2025 \u95dc\u7a05\u61f6\u4eba\u5305\uff1a\u5ddd\u666e\u95dc\u7a05\u653f\u7b56\u5168\u89e3\u6790\uff0c\u6df1\u5ea6\u5256\u6790\u95dc\u7a05\u5c0d\u6295\u8cc7\u8207\u7d93\u6fdf\u7684\u5f37\u5927\u5f71\u97ff"},"content":{"rendered":"\n<p>\u7f8e\u570b\u7e3d\u7d71\u5ddd\u666e\u65bc 7 \u6708 31 \u65e5\u767c\u5e03\u884c\u653f\u547d\u4ee4\uff0c\u5ba3\u5e03\u5c0d\u6578\u5341\u500b\u8cbf\u6613\u5925\u4f34\u7684\u9032\u53e3\u5546\u54c1\u8ab2\u5fb5 10% \u81f3 41% \u4e0d\u7b49\u7684\u95dc\u7a05\u3002\u96d6\u7136\u5c0d\u53f0\u7063\u7684\u7a05\u7387\u5f9e 4 \u6708\u7684 32% \u4e0b\u8abf\u81f3 20%\uff0c\u4f46\u4ecd\u660e\u986f\u9ad8\u65bc\u65e5\u672c\u3001\u5357\u97d3\u53ca\u6b50\u76df\u7684 15%\uff0c\u5f15\u767c\u5916\u754c\u5c0d\u7f8e\u53f0\u8cbf\u6613\u95dc\u4fc2\u516c\u5e73\u6027\u7684\u8cea\u7591\u3002<\/p>\n\n\n\n<p>\u5c0d\u6b64\uff0c\u7e3d\u7d71\u8cf4\u6e05\u5fb7\u56de\u61c9\u8868\u793a\uff0c20% \u95dc\u7a05\u70ba\u66ab\u6642\u6027\u63aa\u65bd\uff0c\u653f\u5e9c\u5c07\u6301\u7e8c\u8207\u7f8e\u65b9\u8ac7\u5224\uff0c\u722d\u53d6\u66f4\u5177\u7af6\u722d\u529b\u7684\u512a\u60e0\u7a05\u7387\uff0c\u4ee5\u4fdd\u969c\u53f0\u7063\u51fa\u53e3\u7522\u696d\u7684\u6b0a\u76ca\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e00\u3001\u95dc\u7a05\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u95dc\u7a05\uff08Tariff\uff09\u662f\u653f\u5e9c\u5c0d\u9032\u51fa\u53e3\u5546\u54c1\u5fb5\u6536\u7684\u7a05\u8cbb\uff0c\u901a\u5e38\u4ee5\u8ca8\u7269\u50f9\u503c\u7684\u767e\u5206\u6bd4\uff08\u598210%\uff09\u6216\u56fa\u5b9a\u91d1\u984d\uff08\u5982\u6bcf\u567850\u7f8e\u5143\uff09\u8a08\u7b97\u3002\u5176\u4e3b\u8981\u76ee\u7684\u5305\u62ec\u4fdd\u8b77\u570b\u5167\u7522\u696d\u3001\u589e\u52a0\u8ca1\u653f\u6536\u5165\uff0c\u6216\u4f5c\u70ba\u8cbf\u6613\u8ac7\u5224\u5de5\u5177\u3002\u95dc\u7a05\u5206\u70ba\u5e7e\u7a2e\u985e\u578b\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li><strong>\u5f9e\u50f9\u95dc\u7a05<\/strong>\uff1a\u6309\u5546\u54c1\u50f9\u503c\u5fb5\u7a05\uff0c\u4f8b\u5982\u5c0d10\u7f8e\u5143\u5546\u54c1\u5fb5\u653625%\u95dc\u7a05\uff0c\u9700\u652f\u4ed82.5\u7f8e\u5143\u3002<\/li>\n\n\n\n<li><strong>\u5f9e\u91cf\u95dc\u7a05<\/strong>\uff1a\u4f9d\u6578\u91cf\u6216\u91cd\u91cf\u5fb5\u6536\uff0c\u4f8b\u5982\u6bcf\u5678\u92fc\u675050\u7f8e\u5143\u3002<\/li>\n\n\n\n<li><strong>\u6df7\u5408\u95dc\u7a05<\/strong>\uff1a\u7d50\u5408\u5169\u8005\uff0c\u4f8b\u59825%\u50f9\u503c\u7a05\u52a0\u6bcf\u55ae\u4f4d10\u7f8e\u5143\u3002<\/li>\n<\/ul>\n<\/blockquote>\n\n\n\n<p>\u5ddd\u666e\u63d0\u51fa\u7684\u300c\u5c0d\u7b49\u95dc\u7a05\u300d\u5247\u662f\u4e00\u7a2e\u7279\u6b8a\u5f62\u5f0f\uff0c\u4f9d\u64da\u5176\u4ed6\u570b\u5bb6\u5c0d\u7f8e\u570b\u5546\u54c1\u5fb5\u6536\u7684\u7a05\u7387\uff0c\u5c0d\u5176\u9032\u53e3\u5546\u54c1\u65bd\u52a0\u76f8\u540c\u6216\u66f4\u9ad8\u7a05\u7387\u3002\u4f8b\u5982\uff0c\u82e5\u67d0\u570b\u5c0d\u7f8e\u570b\u5fb5\u65368%\u95dc\u7a05\uff0c\u7f8e\u570b\u5c07\u5c0d\u8a72\u570b\u5fb5\u6536\u81f3\u5c118%\u95dc\u7a05\u3002\u9019\u4e00\u4e8b\u4ef6\u6e90\u65bc\u5ddd\u666e\u9577\u671f\u4e3b\u5f35\u7684\u516c\u5e73\u8cbf\u6613\u7406\u5ff5\uff0c\u6b77\u53f2\u4e0a\u7f8e\u570b\u4e5f\u66fe\u4ee5\u9ad8\u95dc\u7a05\uff08\u598219\u4e16\u7d00\u4fdd\u8b77\u65b0\u8208\u5de5\u696d\uff09\u5be6\u73fe\u7d93\u6fdf\u76ee\u6a19\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e8c\u3001\u95dc\u7a05\u7684\u5f71\u97ff<\/h2>\n\n\n\n<p>\u95dc\u7a05\u770b\u4f3c\u7c21\u55ae\uff0c\u537b\u80fd\u5f15\u767c\u591a\u5c64\u6b21\u5f71\u97ff\uff0c\u4ee5\u4e0b\u5f9e\u4e94\u500b\u9762\u5411\u5206\u6790\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u5c0d\u570b\u5167\u7d93\u6fdf\u7684\u5f71\u97ff<\/h3>\n\n\n\n<p>\u95dc\u7a05\u7684\u6838\u5fc3\u76ee\u6a19\u662f\u4fdd\u8b77\u672c\u570b\u7522\u696d\u4e26\u4fc3\u9032\u88fd\u9020\u696d\u56de\u6d41\u3002\u4ee5\u7f8e\u570b\u70ba\u4f8b\uff0c2018\u5e74\u5c0d\u92fc\u9435\u5fb5\u653625%\u95dc\u7a05\u5f8c\uff0c\u570b\u5167\u92fc\u9435\u696d\u77ed\u671f\u5167\u65b0\u589e\u6578\u5343\u6578\u842c\u500b\u5c31\u696d\u6a5f\u6703\u3002\u7136\u800c\uff0c\u9019\u4e5f\u5e36\u4f86\u6b63\u8ca0\u5169\u7a2e\u4e0d\u540c\u6548\u61c9\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li><strong>\u6b63\u9762\u6548\u61c9<\/strong>\uff1a\u570b\u5167\u4f01\u696d\u7372\u5f97\u7af6\u722d\u512a\u52e2\u3002\u4f8b\u5982\uff0c\u5ddd\u666e\u9810\u8a08\u65b0\u95dc\u7a05\u5c07\u523a\u6fc0\u7f8e\u570b\u6c7d\u8eca\u88fd\u9020\u696d\u767c\u5c55\u3002<\/li>\n\n\n\n<li><strong>\u8ca0\u9762\u6548\u61c9<\/strong>\uff1a\u9032\u53e3\u6210\u672c\u4e0a\u5347\u63a8\u9ad8\u4e0b\u6e38\u7522\u696d\u8cbb\u7528\u3002\u4f8b\u5982\uff0c\u798f\u7279\u6c7d\u8eca2018\u5e74\u56e0\u92fc\u6750\u50f9\u683c\u589e\u52a0\u591a\u652f\u51fa\u6578\u5104\u7f8e\u5143\uff0c\u6700\u7d42\u90e8\u5206\u6210\u672c\u9084\u662f\u8f49\u5ac1\u7d66\u7d42\u7aef\u6d88\u8cbb\u8005\u3002<\/li>\n<\/ul>\n<\/blockquote>\n\n\n\n<p>\u65b0\u653f\u7b56\u4e2d\uff0c\u5c0d\u6c7d\u8eca\u5fb5\u653625%\u95dc\u7a05\u53ef\u80fd\u9032\u4e00\u6b65\u63a8\u9ad8\u751f\u7522\u6210\u672c\uff0c\u5f71\u97ff\u7f8e\u570b\u6c7d\u8eca\u696d\u7af6\u722d\u529b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u5c0d\u6d88\u8cbb\u8005\u7684\u885d\u64ca<\/h3>\n\n\n\n<p>\u95dc\u7a05\u6210\u672c\u901a\u5e38\u7531\u9032\u53e3\u5546\u627f\u64d4\uff0c\u4f46\u9019\u4e9b\u8cbb\u7528\u5f80\u5f80\u8f49\u5ac1\u81f3\u6d88\u8cbb\u8005\uff0c\u63a8\u9ad8\u65e5\u5e38\u5546\u54c1\u50f9\u683c\u3002\u4ee5\u9032\u53e3\u670d\u88dd\u70ba\u4f8b\uff0c\u82e5\u5c0d10\u7f8e\u5143\u7684T\u6064\u5fb5\u653610%\u95dc\u7a05\uff0c\u50f9\u683c\u53ef\u80fd\u5f9e10\u7f8e\u5143\u6f32\u81f311\u7f8e\u5143\u3002\u6b77\u53f2\u7d93\u9a57\u986f\u793a\uff0c2018-2019\u5e74\u4e2d\u7f8e\u8cbf\u6613\u6230\u671f\u9593\uff0c\u7f8e\u570b\u5c0d\u4e2d\u570b\u5546\u54c1\u52a0\u5fb5\u95dc\u7a05\u4f7f\u6d88\u8cbb\u8005\u627f\u64d4\u4e86\u6578\u767e\u5104\u7f8e\u5143\u7684\u984d\u5916\u652f\u51fa\uff0c\u6db5\u84cb\u8863\u7269\u3001\u96fb\u5b50\u7522\u54c1\u7b49\u985e\u5225\u3002\u8fd1\u671fiPhone 16\u5728\u7f8e\u570b\u7684\u6436\u8cfc\u71b1\u6f6e\u4e5f\u53cd\u6620\u51fa\u6c11\u773e\u5c0d\u672a\u4f86\u95dc\u7a05\u6f32\u50f9\u7684\u64d4\u6182\u3002\u82e5\u65b0\u653f\u7b56\u5c0d\u4e2d\u570b\u5546\u54c1\u52a0\u5fb5125%\u95dc\u7a05\uff0c\u4e00\u90e81000\u7f8e\u5143\u7684iPhone\u53ef\u80fd\u589e\u52a01250\u7f8e\u5143\u7e3d\u6210\u672c\uff0c\u56b4\u91cd\u5f71\u97ff\u6d88\u8cbb\u610f\u9858\u8207\u5e02\u5834\u9700\u6c42\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u5c0d\u5168\u7403\u4f9b\u61c9\u93c8\u7684\u6311\u6230<\/h3>\n\n\n\n<p>\u5728\u76ee\u524d\u9084\u662f\u5168\u7403\u5316\u7684\u6642\u4ee3\uff0c\u95dc\u7a05\u6253\u4e82\u4f9b\u61c9\u93c8\u7a69\u5b9a\u6027\u3002\u4ee5\u79d1\u6280\u696d\u70ba\u4f8b\uff0c\u904e\u53bb\u4f01\u696d\u5c07\u751f\u7522\u5f9e\u4e2d\u570b\u8f49\u81f3\u8d8a\u5357\u898f\u907f\u95dc\u7a05\uff0c\u4f46\u65b0\u653f\u7b56\u5c0d\u8d8a\u5357\u5fb5\u653646%\u95dc\u7a05\uff0c\u5c0d\u6cf0\u570b\u3001\u5370\u5c3c\u5206\u5225\u5fb5\u653636%\u300132%\uff0c\u8b93\u8f49\u5ee0\u7b56\u7565\u5931\u6548\u3002\u4f8b\u5982\uff0c\u53f0\u7a4d\u96fb\u96d6\u672a\u88ab\u91dd\u5c0d\u6676\u7247\u52a0\u7a05\uff0c\u4f46\u53f0\u706332%\u95dc\u7a05\u53ef\u80fd\u63a8\u9ad8\u4f3a\u670d\u5668\u3001\u7b46\u96fb\u7b49\u4e0b\u6e38\u7522\u54c1\u6210\u672c\uff0c\u5f71\u97ff\u5168\u7403ICT\u7522\u696d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. \u570b\u969b\u8cbf\u6613\u8207\u5831\u5fa9\u6027\u53cd\u61c9<\/h3>\n\n\n\n<p>\u95dc\u7a05\u5e38\u5f15\u767c\u5831\u5fa9\u3002\u4ee5\u4e2d\u7f8e\u8cbf\u6613\u6230\u70ba\u4f8b\uff0c\u7f8e\u570b\u5c0d\u4e2d\u570b\u52a0\u7a05\u5f8c\uff0c\u4e2d\u570b\u5c0d\u7f8e\u570b\u5927\u8c46\u5fb5\u6536\u5831\u5fa9\u6027\u95dc\u7a05\uff0c\u5c0e\u81f4\u7f8e\u570b\u8fb2\u6c11\u640d\u5931\u6578\u5341\u5104\u7f8e\u5143\u3002\u65b0\u653f\u7b56\u5ba3\u5e03\u5f8c\uff0c\u4e2d\u570b\u81ea4\u670810\u65e5\u8d77\u5c0d\u7f8e\u570b\u5546\u54c1\u52a0\u5fb584%\u95dc\u7a05\uff0c\u6b50\u76df\u3001\u52a0\u62ff\u5927\u4e5f\u5206\u5225\u5c0d\u7f8e\u570b\u7522\u54c1\u5fb5\u653625%\u95dc\u7a05\uff0c\u7f8e\u570b\u4e5f\u96a8\u5373\u5c0d\u4e2d\u570b\u4e0a\u5347\u95dc\u7a05\u81f3125%\uff0c\u96d6\u66ab\u7de9\u5c0d\u5176\u4ed6\u570b\u5bb6\u5fb5\u6536\u95dc\u7a0590\u5929\uff0c\u4f46\u4e5f\u986f\u793a\u8cbf\u6613\u6230\u98a8\u96aa\u6b63\u5728\u4e0a\u5347\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. \u5c0d\u6295\u8cc7\u5e02\u5834\u7684\u5f71\u97ff<\/h3>\n\n\n\n<p>\u95dc\u7a05\u63a8\u9ad8\u4f01\u696d\u9032\u53e3\u6210\u672c\uff0c\u58d3\u7e2e\u5229\u6f64\u7a7a\u9593\uff0c\u5f9e\u800c\u885d\u64ca\u80a1\u5e02\u8868\u73fe\u3002\u7576\u9032\u53e3\u539f\u6750\u6599\u6216\u96f6\u4ef6\u50f9\u683c\u56e0\u95dc\u7a05\u4e0a\u6f32\uff0c\u4f01\u696d\u53ef\u80fd\u9762\u81e8\u6210\u672c\u589e\u52a0\uff0c\u5c0e\u81f4\u8ca1\u5831\u9810\u4f30\u7372\u5229\u4e0b\u964d\uff0c\u80a1\u50f9\u96a8\u4e4b\u627f\u58d3\u3002\u4f8b\u5982\uff0c\u82e5\u5c0d\u4e2d\u570b\u96fb\u5b50\u96f6\u4ef6\u52a0\u5fb5125%\u95dc\u7a05\uff0c\u860b\u679c\u4f9b\u61c9\u93c8\u6210\u672c\u53ef\u80fd\u6fc0\u589e\uff0c\u5206\u6790\u5e2b\u5c31\u6703\u4e0b\u8abf\u5176\u672a\u4f86\u76c8\u9918\u9810\u671f\uff0c\u9032\u800c\u62d6\u7d2f\u80a1\u50f9\u3002<\/p>\n\n\n\n<p>\u7e3d\u7d50\u4f86\u8aaa\uff0c\u95dc\u7a05\u5f15\u767c\u7684\u4e0d\u78ba\u5b9a\u6027\u4fc3\u4f7f\u6295\u8cc7\u8005\u91cd\u65b0\u8a55\u4f30\u80a1\u5e02\u4f30\u503c\uff0c\u7279\u5225\u662f\u4f9d\u8cf4\u9032\u53e3\u7684\u79d1\u6280\u8207\u6d88\u8cbb\u54c1\u677f\u584a\uff0c\u53ef\u80fd\u9762\u81e8\u66f4\u5927\u8ce3\u58d3\u30022018\u5e74\u4e2d\u7f8e\u8cbf\u6613\u6230\u671f\u9593\uff0c\u9053\u74ca\u6307\u6578\u591a\u6b21\u56e0\u95dc\u7a05\u6d88\u606f\u4e0b\u8dcc\u6578\u767e\u9ede\uff0c\u986f\u793a\u5e02\u5834\u5c0d\u653f\u7b56\u654f\u611f\u5ea6\u6975\u9ad8\u3002\u65b0\u653f\u7b56\u82e5\u6b63\u5f0f\u5168\u9762\u5be6\u65bd\uff0c\u5168\u7403\u80a1\u5e02\u53ef\u80fd\u56e0\u4f30\u503c\u8abf\u6574\u800c\u9032\u4e00\u6b65\u9707\u76ea\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e09\u3001\u5ddd\u666e\u5c0d\u7b49\u95dc\u7a05\u653f\u7b56\u7684\u80cc\u666f\u8207\u76ee\u6a19<\/h2>\n\n\n\n<p>\u5ddd\u666e\u5c07\u95dc\u7a05\u8996\u70ba\u5be6\u73fe\u300c\u7f8e\u570b\u512a\u5148\u300d\u7684\u6838\u5fc3\u624b\u6bb5\uff0c\u5c0d\u7b49\u95dc\u7a05\u653f\u7b56\u6709\u4e09\u5927\u76ee\u6a19\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<ol class=\"wp-block-list\">\n<li><strong>\u632f\u8208\u88fd\u9020\u696d<\/strong>\uff1a\u63d0\u9ad8\u9032\u53e3\u6210\u672c\uff0c\u5438\u5f15\u4f01\u696d\u56de\u6d41\u3002\u4f8b\u5982\uff0c\u53f0\u7a4d\u96fb\u56e0\u653f\u7b56\u58d3\u529b\u52a0\u78bc\u7f8e\u570b\u6295\u8cc71000\u5104\u7f8e\u5143\u3002<\/li>\n\n\n\n<li><strong>\u7e2e\u6e1b\u8cbf\u6613\u9006\u5dee<\/strong>\uff1a2024\u5e74\u7f8e\u570b\u8cbf\u6613\u9006\u5dee\u9054\u6578\u5343\u5104\u7f8e\u5143\uff0c\u5c0d\u4e2d\u570b\u3001\u8d8a\u5357\u3001\u53f0\u7063\u5c24\u70ba\u986f\u8457\u3002\u5c0d\u7b49\u95dc\u7a05\u76ee\u7684\u70ba\u6e1b\u5c11\u9032\u53e3\u4f9d\u8cf4\u3002<\/li>\n\n\n\n<li><strong>\u5730\u7de3\u653f\u6cbb\u69d3\u687f<\/strong>\uff1a\u4ee5\u95dc\u7a05\u903c\u8feb\u8ac7\u5224\uff0c\u5982\u5c0d\u4e2d\u570b\u52a0\u5fb5125%\u95dc\u7a05\uff0c\u610f\u5728\u904f\u5236\u5176\u79d1\u6280\u8207\u7d93\u6fdf\u767c\u5c55\u3002<\/li>\n<\/ol>\n<\/blockquote>\n\n\n\n<p>\u5177\u9ad4\u63aa\u65bd\u5305\u62ec\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-style-plain is-layout-flow wp-block-quote-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li><strong>4\u67085\u65e5\u8d77<\/strong>\uff1a\u5c0d\u6240\u6709\u9032\u53e3\u5546\u54c1\u5fb5\u653610%\u57fa\u6e96\u95dc\u7a05\u3002<\/li>\n\n\n\n<li><strong>4\u67089\u65e5\u8d77<\/strong>\uff1a\u5c0d\u300c\u9aaf\u9ad215\u570b\u300d\u7b49\u5be6\u65bd\u66f4\u9ad8\u7a05\u7387\uff0c\u5982\u4e2d\u570b54%\uff08\u5f8c\u589e\u81f3125%\uff09\u3001\u8d8a\u535746%\u3001\u53f0\u706332%\u3001\u65e5\u672c24%\u3001\u6b50\u76df20%\u3002<\/li>\n\n\n\n<li><strong>\u7279\u6b8a\u6848\u4f8b<\/strong>\uff1a\u52a0\u62ff\u5927\u3001\u58a8\u897f\u54e5\u56e0\u79fb\u6c11\u8207\u6bd2\u54c1\u554f\u984c\u9762\u81e825%\u95dc\u7a05\uff1b\u6c7d\u8eca\u95dc\u7a05\u7d71\u4e0025%\u3002<\/li>\n\n\n\n<li><strong>4\/10\u65e5\u8d77<\/strong>\uff1a\u51cc\u6668\u5ddd\u666e\u767c\u6587\u5ba3\u5e03\u9664\u4e86\u4e2d\u570b\u4e4b\u5916\uff0c\u6240\u6709\u570b\u5bb6\u90fd\u66ab\u7de9\u5fb5\u6536\u95dc\u7a0590\u65e5\u3002<\/li>\n<\/ul>\n<\/blockquote>\n\n\n\n<p>\u9019\u4e00\u300c\u4e03\u50b7\u62f3\u300d\u7b56\u7565\u4ee3\u50f9\u9ad8\u6602\uff0c\u53ef\u80fd\u63a8\u9ad8\u7f8e\u570b\u901a\u81a8\u4e26\u5f15\u767c\u8870\u9000\u98a8\u96aa\uff0c\u570b\u969b\u8ca8\u5e63\u57fa\u91d1\u524d\u9996\u5e2d\u7d93\u6fdf\u5b78\u5bb6\u4f30\u8a08\u8870\u9000\u6a5f\u7387\u905450%\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u56db\u3001\u95dc\u7a05\u7684\u77ed\u671f\u8207\u9577\u671f\u6548\u61c9<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u77ed\u671f\u5f71\u97ff<\/h3>\n\n\n\n<p>\u77ed\u671f\u5167\uff0c\u95dc\u7a05\u5f15\u767c\u5e02\u5834\u52d5\u76ea\u30024\u6708\u653f\u7b56\u516c\u5e03\u5f8c\uff0c\u5168\u7403\u80a1\u5e02\u5287\u70c8\u6ce2\u52d5\uff0c\u7f8e\u80a1\u5404\u5927\u6307\u6578\u56e0\u52a0\u7a05\u6d88\u606f\u4e0b\u8dcc\u6578\u767e\u81f3\u6578\u5343\u9ede\u3002\u4f01\u696d\u6295\u8cc7\u610f\u9858\u53d7\u6291\uff0c\u4f8b\u5982\u6377\u8c79\u8def\u864e\u66ab\u505c\u5c0d\u7f8e\u51fa\u8ca8\u3002\u6d88\u8cbb\u8005\u4fe1\u5fc3\u4e5f\u56e0\u7269\u50f9\u4e0a\u6f32\uff08\u5982\u6c7d\u8eca\u50f9\u683c\u53ef\u80fd\u589e\u52a04000-10000\u7f8e\u5143\uff09\u800c\u4e0b\u6ed1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u4e2d\u9577\u671f\u8b8a\u9769<\/h3>\n\n\n\n<p>\u4e2d\u9577\u671f\u4f86\u770b\uff0c\u95dc\u7a05\u91cd\u5851\u8cbf\u6613\u683c\u5c40\u3002\u4f9b\u61c9\u93c8\u53ef\u80fd\u5f9e\u4e2d\u570b\u3001\u6771\u5357\u4e9e\u8f49\u5411\u4f4e\u95dc\u7a05\u5730\u5340\uff0c\u4f46\u76ee\u524d\u6700\u4f4e\u7a05\u7387\uff0810%\uff09\u4ecd\u96e3\u4fdd\u8b49\u5229\u6f64\u3002\u4f01\u696d\u53ef\u80fd\u8f49\u5411\u7f8e\u570b\u570b\u5167\u751f\u7522\uff0c\u4f46\u9700\u6578\u5e74\u8abf\u6574\uff0c\u671f\u9593\u6210\u672c\u4e0a\u5347\u5c07\u885d\u64ca\u4f01\u696d\u71df\u5229\u8207\u5546\u54c1\u50f9\u683c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u516d\u3001\u6295\u8cc7\u8005\u5982\u4f55\u61c9\u5c0d\uff1f<\/h2>\n\n\n\n<p>\u9762\u5c0d\u95dc\u7a05\u5e36\u4f86\u7684\u4e0d\u78ba\u5b9a\u6027\uff0c\u6295\u8cc7\u8005\u9700\u8b39\u614e\u5e03\u5c40\uff0c\u4ee5\u4e0b\u56db\u9805\u5efa\u8b70\u52a9\u60a8\u61c9\u5c0d\u5e02\u5834\u6ce2\u52d5\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li><strong>\u5805\u6301\u8cc7\u7522\u914d\u7f6e<\/strong>\uff1a\u8cc7\u7522\u914d\u7f6e\u61c9\u57fa\u65bc\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u800c\u975e\u5e02\u5834\u72c0\u6cc1\uff0c\u5728\u5e02\u5834\u6ce2\u52d5\u6642\uff0c\u61c9\u6839\u64da\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u505a\u597d\u8cc7\u7522\u914d\u7f6e\u3002\u82e5\u5df2\u6709\u8a08\u756b\uff0c\u5efa\u8b70\u5805\u6301\uff0c\u6b77\u53f2\u8b49\u660e\u5e02\u5834\u9577\u671f\u56de\u5831\u53ef\u89c0\uff0c\u653f\u7b56\u652f\u6301\u4e5f\u63d0\u4f9b\u5b89\u6170\u3002<\/li>\n\n\n\n<li><strong>\u6e96\u5099\u8cc7\u91d1\uff1a<\/strong>\u6e96\u5099\u597d\u6d41\u52d5\u8cc7\u91d1\uff0c\u78ba\u4fdd\u5728\u5e02\u5834\u56de\u7a69\u6642\u80fd\u5f9e\u5bb9\u628a\u63e1\u52a0\u78bc\u6a5f\u6703\uff0c\u70ba\u672a\u4f86\u7684\u6295\u8cc7\u6210\u9577\u6253\u4e0b\u7a69\u56fa\u57fa\u790e\u3002<\/li>\n\n\n\n<li><strong>\u53c3\u8207\u518d\u5e73\u8861\uff1a<\/strong>\u7576\u524d\u80a1\u5e02\u56de\u6a94\u63d0\u4f9b\u4e86\u96e3\u5f97\u7684\u50f9\u503c\u6a5f\u6703\uff0c\u4e0d\u59a8\u8d81\u52e2\u9032\u884c\u6295\u8cc7\u7d44\u5408\u518d\u5e73\u8861\uff0c\u52a0\u78bc\u6301\u6709\u88ab\u4f4e\u4f30\u7684\u8cc7\u7522\uff0c\u70ba\u9577\u671f\u5831\u916c\u589e\u6dfb\u66f4\u591a\u53ef\u80fd\u6027\u3002<\/li>\n\n\n\n<li><strong>\u6301\u7e8c\u8cb7\u9032\uff1a<\/strong>\u5728\u5e02\u5834\u4e0b\u8dcc\u6642\u5805\u6301\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\uff0c\u80fd\u6709\u6548\u5229\u7528\u6210\u672c\u5e73\u5747\u6548\u61c9\uff0c\u4e0d\u9700\u8981\u9810\u6e2c\u4f4e\u9ede\uff0c\u5c31\u80fd\u4ee5\u66f4\u4f4e\u7684\u50f9\u683c\u5e03\u5c40\u512a\u8cea\u6a19\u7684\uff0c\u975c\u5f85\u5e02\u5834\u56de\u6696\u6642\u7684\u8c50\u78a9\u6210\u679c\u3002<\/li>\n<\/ul>\n<\/blockquote>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5ddd\u666e\u7684\u5c0d\u7b49\u95dc\u7a05\u653f\u7b56\u65e2\u662f\u7d93\u6fdf\u6760\u6746\uff0c\u4e5f\u662f<a href=\"https:\/\/wealth-vane.com\/global-economy\/usa-global\/\">\u653f\u6cbb\u5229\u5203<\/a>\uff0c\u8a66\u5716\u91cd\u5851\u5168\u7403\u8cbf\u6613\u7248\u5716\u3002\u7136\u800c\uff0c\u9019\u67c4\u300c\u95dc\u7a05\u5927\u68d2\u300d\u53ef\u80fd\u559a\u9192\u4f9b\u61c9\u93c8\u5371\u6a5f\u7684\u6c89\u7761\u5de8\u7378\uff0c\u77ed\u671f\u5167\u63a8\u9ad8\u7269\u50f9\u3001\u652a\u52d5\u5e02\u5834\uff0c\u9577\u671f\u5247\u6311\u6230\u4f01\u696d\u7684\u751f\u5b58\u667a\u6167\u3002\u5c0d\u6295\u8cc7\u8005\u800c\u8a00\uff0c\u6d1e\u6089\u95dc\u7a05\u7684\u591a\u9762\u885d\u64ca\u4e26\u9748\u6d3b\u61c9\u5c0d\uff0c\u4e0d\u50c5\u662f\u6e21\u904e\u8b8a\u5c40\u7684\u95dc\u9375\uff0c\u66f4\u662f\u5316\u5371\u6a5f\u70ba\u8f49\u6a5f\u7684\u5951\u6a5f\u3002\u7121\u8ad6\u7d50\u5c40\u662f\u6df7\u4e82\u6291\u6216\u65b0\u751f\uff0c2025\u5e74\u7684\u7d93\u6fdf\u821e\u53f0\u5df2\u56e0\u9019\u4e00\u653f\u7b56\u8a3b\u5b9a\u6380\u8d77\u5168\u65b0\u7bc7\u7ae0\uff0c\u552f\u6709\u6e96\u5099\u5145\u5206\u8005\uff0c\u624d\u80fd\u5728\u98a8\u6d6a\u4e2d\u5c79\u7acb\u4e0d\u6416\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-text-align-center\"><strong>\u3010\u91cd\u8981\u8072\u660e\u3011<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\uff5c100\u53f0\u5317\u5e02\u4e2d\u6b63\u5340\u7f85\u65af\u798f\u8def\u4e8c\u6bb5102\u865f8\u6a13\u4e4b1 \uff5c\u5ba2\u670d\u5c08\u7dda\uff1a02-25028622 \uff5c 114\u91d1\u7ba1\u6295\u9867\u65b0\u5b57\u7b2c0017\u865f<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>\u963f\u723e\u767c\u6295\u9867\u81ea\u7576\u76e1\u529b\u63d0\u4f9b\u6b63\u78ba\u8cc7\u8a0a\uff0c\u6240\u8f09\u8cc7\u6599\u5747\u4f86\u81ea\u6216\u672c\u8af8\u6211\u5011\u76f8\u4fe1\u53ef\u9760\u4e4b\u4f86\u6e90\uff0c\u4f46\u5c0d\u5176\u5b8c\u6574\u6027\u3001\u5373\u6642\u6027\u548c\u6b63\u78ba\u6027\u4e0d\u505a\u4efb\u4f55\u64d4\u4fdd\uff0c\u5982\u6709\u932f\u6f0f\u6216\u758f\u5ffd\uff0c\u672c\u516c\u53f8\u6216\u95dc\u4fc2\u4f01\u696d\u8207\u5176\u4efb\u4f55\u8463\u4e8b\u6216\u53d7\u50f1\u4eba\u7b49\uff0c\u5c0d\u6b64\u4e0d\u8ca0\u4efb\u4f55\u6cd5\u5f8b\u8cac\u4efb\u3002<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>\u672c\u6587\u50c5\u70ba\u963f\u723e\u767c\u6295\u9867\u63d0\u4f9b\u5ba2\u6236\u4e4b\u4e00\u822c\u53c3\u8003\u8cc7\u6599\uff0c\u4e26\u975e\u91dd\u5c0d\u5ba2\u6236\u4e4b\u7279\u5b9a\u9700\u6c42\u6240\u505a\u4e4b\u6295\u8cc7\u5efa\u8b70\uff0c\u672a\u8003\u91cf\u500b\u5225\u6295\u8cc7\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u8207\u9700\u6c42\uff0c\u6545\u672c\u6587\u6240\u63d0\u4f9b\u7684\u8cc7\u8a0a\u7121\u6cd5\u9069\u7528\u65bc\u6240\u6709\u6295\u8cc7\u4eba\uff0c\u6295\u8cc7\u4eba\u61c9\u81ea\u884c\u5224\u65b7\u6295\u8cc7\u98a8\u96aa\uff0c\u4e0d\u61c9\u5c07\u672c\u8cc7\u6599\u8996\u70ba\u6295\u8cc7\u4e4b\u552f\u4e00\u4f9d\u64da\uff0c\u82e5\u6709\u6295\u8cc7\u640d\u76ca\u6216\u56e0\u4f7f\u7528\u672c\u8cc7\u6599\u6240\u751f\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6295\u8cc7\u7d50\u679c\u61c9\u7531\u6295\u8cc7\u4eba\u81ea\u884c\u8ca0\u8cac\u3002\u672c\u6587\u4ef6\u4e4b\u88fd\u4f5c\uff0c\u4fc2\u4ee5\u672c\u516c\u53f8\u8a8d\u70ba\u53ef\u9760\u4e4b\u8cc7\u8a0a\u70ba\u4f9d\u64da\uff0c\u672c\u516c\u53f8\u96d6\u76e1\u529b\u4f7f\u7528\u53ef\u9760\u4e14\u5ee3\u6cdb\u7684\u8cc7\u8a0a\uff0c\u4f46\u672c\u516c\u53f8\u4e26\u4e0d\u4fdd\u8b49\u5404\u9805\u8cc7\u8a0a\u4e4b\u5b8c\u6574\u6027\u53ca\u6b63\u78ba\u6027\u3002\u672c\u6587\u4ef6\u4e2d\u6240\u63d0\u51fa\u4e4b\u610f\u898b\u4fc2\u70ba\u672c\u6587\u4ef6\u51fa\u7248\u7576\u6642\u7684\u610f\u898b\uff0c\u76f8\u95dc\u8cc7\u8a0a\u6216\u610f\u898b\u82e5\u6709\u8b8a\u66f4\uff0c\u672c\u516c\u53f8\u5c07\u4e0d\u6703\u53e6\u884c\u901a\u77e5\u3002\u672c\u516c\u53f8\u4ea6\u7121\u7fa9\u52d9\u66f4\u65b0\u672c\u6587\u4ef6\u4e4b\u5167\u5bb9\u6216\u8ffd\u8e64\u7814\u7a76\u672c\u6587\u4ef6\u6240\u6db5\u84cb\u4e4b\u4e3b\u984c\u3002\u672c\u6587\u4ef6\u4e0d\u5f97\u8996\u70ba\u8cb7\u8ce3\u6709\u50f9\u8b49\u5238\u6216\u5176\u4ed6\u91d1\u878d\u5546\u54c1\u7684\u8981\u7d04\u6216\u8981\u7d04\u4e4b\u5f15\u8a98\u3002\u672c\u6587\u5167\u5bb9\u975e\u7d93\u963f\u723e\u767c\u6295\u9867\u540c\u610f\uff0c\u8acb\u52ff\u4efb\u610f\u7bc0\u9304\u3001\u4fee\u6539\u6216\u8f49\u8f09\u3002<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">\u963f\u723e\u767c\u966a\u60a8\u4e00\u8d77\u5b89\u5fc3\u9054\u6210\u8ca1\u52d9\u76ee\u6a19<\/h2>\n\n\n\n<p>\u60f3<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4878\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u671f\u5b9a\u984d<\/a>\u6295\u8cc7\u7f8e\u80a1 <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\" target=\"_blank\" rel=\"noreferrer noopener\">ETF<\/a> \u589e\u52a0\u88ab\u52d5\u6536\u5165\uff0c\u963f\u723e\u767c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" target=\"_blank\" rel=\"noopener\" title=\"\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u80fd\u8b93\u4f60\u4e00\u7ad9\u5f0f\u505a\u597d\u898f\u5283\uff0c\u5e6b\u4f60\u8ffd\u8e64<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=825\" title=\"\u8ca1\u52d9\u76ee\u6a19\u662f\u4ec0\u9ebc\uff1f\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\">\u8ca1\u52d9\u76ee\u6a19<\/a>\u9054\u6210\u7387\uff0c\u5e6b\u4f60\u6311\u9078\u4f4e\u6210\u672c\u7684 ETF <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8918\" title=\"\u6295\u8cc7\u7d44\u5408\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u627e\u5230\u6700\u4f73\u7684\u6295\u8cc7\u7d44\u5408\uff1f\">\u6295\u8cc7\u7d44\u5408<\/a>\uff0c\u6295\u8cc7\u4e4b\u5f8c 24 \u5c0f\u6642\u8ffd\u8e64\u8207<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\" target=\"_blank\" rel=\"noopener\" title=\"\">\u81ea\u52d5\u518d\u5e73\u8861<\/a>\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6709\u5176\u4ed6\u7406\u8ca1\u554f\u984c\uff0c\u8a3b\u518a\u6703\u54e1\u5f8c\u9084\u80fd\u514d\u8cbb\u9810\u7d04\u4f60\u5c08\u5c6c\u7684\u8ca1\u52d9\u9867\u554f\u9032\u884c\u8aee\u8a62\u3002<\/p>\n\n\n\n<p>\u5fc3\u52d5\u4e0d\u5982\u884c\u52d5\uff0c\u9ede\u64ca\u4e0b\u65b9\u9023\u7d50\uff0c\u8b93\u4eca\u5929\u7684\u6295\u8cc7\u66f4\u8f15\u9b06\uff0c\u660e\u5929\u7684\u751f\u6d3b\u66f4\u7f8e\u597d\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter is-style-fill\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog&amp;utm_source=blog&amp;utm_medium=article&amp;utm_campaign=addline\" style=\"border-radius:33px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u52a0\u5165\u963f\u723e\u767c\u5b98\u65b9 Line \u514d\u8cbb\u9810\u7d04\u6295\u8cc7\u9867\u554f\uff01<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\uff5c\u4e94\u5927\u7279\u8272\" width=\"1290\" height=\"726\" src=\"https:\/\/www.youtube.com\/embed\/uolAIt0a2Bk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u7f8e\u570b\u7e3d\u7d71\u5ddd\u666e\u65bc 7 \u6708 31 \u65e5\u767c\u5e03\u884c\u653f\u547d\u4ee4\uff0c\u5ba3\u5e03\u5c0d\u6578\u5341\u500b\u8cbf\u6613\u5925\u4f34\u7684\u9032\u53e3\u5546\u54c1\u8ab2\u5fb5 10% \u81f3 41% \u4e0d\u7b49\u7684\u95dc [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":13727,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28,10],"tags":[],"class_list":["post-13714","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-28","category-10"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/13714","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13714"}],"version-history":[{"count":19,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/13714\/revisions"}],"predecessor-version":[{"id":14940,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/13714\/revisions\/14940"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/13727"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13714"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13714"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13714"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}