{"id":13891,"date":"2025-04-23T16:59:59","date_gmt":"2025-04-23T08:59:59","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=13891"},"modified":"2025-04-23T17:00:52","modified_gmt":"2025-04-23T09:00:52","slug":"betterment-%e7%9a%84%e5%b4%9b%e8%b5%b7%ef%bc%9a%e8%8e%8e%e6%8b%89%c2%b7%e5%88%a9%e7%b6%ad%ef%bc%88sarah-levy%ef%bc%89%e5%a6%82%e4%bd%95%e5%bc%95%e9%a0%98%e6%95%b8%e4%bd%8d%e8%b2%a1%e5%af%8c%e7%ae%a1","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=13891","title":{"rendered":"Betterment \u7684\u5d1b\u8d77\uff1a\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09\u5982\u4f55\u5f15\u9818\u6578\u4f4d\u8ca1\u5bcc\u7ba1\u7406\u65b0\u6642\u4ee3"},"content":{"rendered":"\n<p>\u5728\u66fc\u54c8\u9813 Betterment \u8fa6\u516c\u5ba4\u7684\u4e00\u9593\u5c0f\u578b\u6703\u8b70\u5ba4\u5167\uff0c\u9996\u5e2d\u57f7\u884c\u5b98 <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u8eab\u8457\u9023\u5e3d\u886b\u8207\u904b\u52d5\u978b\uff0c\u986f\u5f97\u8f15\u9b06\u800c\u81ea\u4fe1\uff0c\u6703\u8b70\u5ba4\u5916\uff0c\u7246\u4e0a\u7684\u96fb\u8996\u6b63\u64ad\u653e\u65b0\u805e\uff0c\u5831\u5c0e\u56e0\u5ddd\u666e\u7e3d\u7d71\u65b0\u95dc\u7a05\u653f\u7b56\u5f15\u767c\u7684\u5e02\u5834\u5287\u70c8\u6ce2\u52d5\uff0c\u7136\u800c\uff0c\u9019\u4f4d\u9818\u5c0e\u8005\u5c0d\u5916\u754c\u7684\u7d1b\u64fe\u4f3c\u4e4e\u6beb\u4e0d\u5728\u610f\uff0c\u5979\u7684\u773c\u5149\u65e9\u5df2\u805a\u7126\u65bc\u66f4\u9577\u9060\u7684\u76ee\u6a19\u2014\u2014\u5c07 Betterment \u6253\u9020\u70ba\u6578\u4f4d\u8ca1\u5bcc\u7ba1\u7406\u9818\u57df\u7684\u9818\u8ecd\u54c1\u724c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7a4d\u6975\u64f4\u5f35\u7684\u7b56\u7565<\/h2>\n\n\n\n<p>\u5c31\u5728\u5169\u500b\u6708\u524d\uff0cBetterment \u5b8c\u6210\u4e86\u4e00\u9805\u91cd\u8981\u7684\u6536\u8cfc\uff0c\u4f75\u8cfc\u4e86\u5c08\u6ce8\u65bc\u5973\u6027\u8ca1\u5bcc\u7ba1\u7406\u7684\u6578\u4f4d\u7406\u8ca1\u5e73\u53f0 Ellevest \u7684\u81ea\u52d5\u5316\u696d\u52d9\uff0c\u9019\u662f <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u81ea 2020 \u5e74\u63a5\u4efb\u9996\u5e2d\u57f7\u884c\u5b98\u4ee5\u4f86\uff0c\u5e36\u9818\u516c\u53f8\u5b8c\u6210\u7684\u7b2c\u56db\u6b21\u6536\u8cfc\u3002\u6b64\u6b21\u4ea4\u6613\u70ba Betterment \u5e36\u4f86\u8fd1 8 \u842c\u540d\u65b0\u5ba2\u6236\uff0c\u4e26\u5c07\u5176\u7ba1\u7406\u8cc7\u7522\u7e3d\u984d\uff08AUM\uff09\u589e\u52a0\u8d85\u904e 20 \u5104\u7f8e\u5143\uff0c\u7136\u800c\uff0c\u6536\u8cfc\u7684\u559c\u6085\u5c1a\u672a\u5b8c\u5168\u6d88\u6563\uff0c\u5e02\u5834\u4fbf\u8fce\u4f86\u4e86\u6311\u6230\u2014\u2014\u56db\u6708\u7b2c\u4e00\u9031\uff0c\u5168\u7403\u80a1\u5e02\u84b8\u767c\u8d85\u904e 6 \u5146\u7f8e\u5143\u7684\u5e02\u503c\u3002<\/p>\n\n\n\n<p>\u5118\u7ba1\u5e02\u5834\u52d5\u76ea\uff0c<strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u5c0d\u516c\u53f8\u672a\u4f86\u7684\u898f\u5283\u4f9d\u7136\u5805\u5b9a\uff0c\u300c\u6211\u975e\u5e38\u6a02\u610f\u7e7c\u7e8c\u63a8\u52d5\u884c\u696d\u6574\u5408\uff0c\u300d\u5979\u8868\u793a\uff0c\u773c\u4e2d\u9583\u720d\u8457\u5c0d\u672a\u4f86\u7684\u4fe1\u5fc3\u3002<\/p>\n\n\n\n<p>\u6578\u4f4d\u7406\u8ca1\u5e02\u5834\u898f\u6a21\u9810\u4f30\u9ad8\u9054 6430 \u5104\u7f8e\u5143\uff0cBetterment \u6b63\u7a4d\u6975\u5c0b\u6c42\u6536\u8cfc\u80fd\u589e\u5f37\u5176\u7af6\u722d\u529b\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u4ee5\u6311\u6230 Vanguard\u3001Schwab \u548c Fidelity \u7b49\u83ef\u723e\u8857\u5de8\u982d\u3002<\/p>\n\n\n\n<p>\u5728 <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u7684\u9818\u5c0e\u4e0b\uff0cBetterment \u7684\u6210\u9577\u4ee4\u4eba\u77da\u76ee\u3002\u81ea\u5979\u4e0a\u4efb\u4ee5\u4f86\uff0c\u516c\u53f8\u7ba1\u7406\u8cc7\u7522\u5f9e 220 \u5104\u7f8e\u5143\u7ffb\u500d\u589e\u9577\u81f3 560 \u5104\u7f8e\u5143\uff0c\u54e1\u5de5\u6578\u5f9e 300 \u4eba\u64f4\u589e\u81f3\u8fd1 550 \u4eba\uff0c\u66f4\u91cd\u8981\u7684\u662f\uff0c\u9019\u5bb6\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5df2\u9023\u7e8c\u5169\u5e74\u5be6\u73fe\u76c8\u5229\uff0c2024 \u5e74\u6536\u5165\u7a81\u7834 2 \u5104\u7f8e\u5143\uff0c\u5728\u6578\u4f4d\u539f\u751f\u7406\u8ca1\u516c\u53f8\u4e2d\uff0cBetterment \u4f4d\u5c45\u524d\u5217\uff0c\u50c5\u6b21\u65bc\u50b3\u7d71\u5de8\u982d\uff0c\u76f8\u8f03\u4e4b\u4e0b\uff0c\u5176\u7af6\u722d\u5c0d\u624b Wealthfront \u7ba1\u7406\u8cc7\u7522\u8d85\u904e 350 \u5104\u7f8e\u5143\uff08\u52a0\u4e0a\u5176\u4ed6\u5e33\u6236\u7d04 450 \u5104\u7f8e\u5143\uff09\uff0c2022 \u5e74\u5be6\u73fe\u76c8\u5229\uff0c\u6536\u5165\u63a5\u8fd1 2.9 \u5104\u7f8e\u5143\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u975e\u5178\u578b\u7684\u9818\u5c0e\u8005<\/h2>\n\n\n\n<p>\u56de\u9867\u4e94\u5e74\u524d\uff0c\u7576 Betterment \u5275\u59cb\u4eba <strong>\u55ac\u6069\u00b7\u53f2\u5766\uff08Jon Stein\uff09<\/strong> \u4efb\u547d <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u70ba\u9996\u5e2d\u57f7\u884c\u5b98\u6642\uff0c\u5916\u754c\u5c0d\u9019\u4f4d\u65b0\u9818\u5c0e\u8005\u9817\u6709\u7591\u616e\u3002<\/p>\n\n\n\n<p><strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u5728\u52a0\u5165 Betterment \u524d\uff0c\u66fe\u5728\u5a92\u9ad4\u5de8\u982d Paramount Global\uff08\u7576\u6642\u70ba Viacom\uff09\u5de5\u4f5c\u8d85\u904e 20 \u5e74\uff0c\u64d4\u4efb Nickelodeon \u71df\u904b\u9577\u8d85\u904e\u5341\u5e74\uff0c\u4e26\u5728 Viacom \u5a92\u9ad4\u7db2\u7d61\u64d4\u4efb\u540c\u6a23\u8077\u52d9\uff0c\u5979\u7684\u8077\u696d\u751f\u6daf\u5c08\u6ce8\u65bc\u6574\u5408\u6709\u7dda\u96fb\u8996\u54c1\u724c\uff0c\u6253\u9020\u7d71\u4e00\u7684\u5a92\u9ad4\u5e73\u53f0\u3002\u7136\u800c\uff0c2019 \u5e74 Viacom \u8207 CBS \u5408\u4f75\u5f8c\uff0c\u5979\u611f\u5230\u5de5\u4f5c\u50cf\u662f\u300c\u820a\u8abf\u91cd\u5f48\u300d\uff0c\u65bc\u662f\u6c7a\u5b9a\u5c0b\u6c42\u65b0\u7684\u6311\u6230\u3002<\/p>\n\n\n\n<p><strong>\u55ac\u6069\u00b7\u53f2\u5766\uff08Jon Stein\uff09<\/strong> \u7576\u6642\u6b63\u5c0b\u627e\u4e00\u4f4d\u80fd\u5e36\u9818 Betterment \u9032\u4e00\u6b65\u6210\u9577\u7684\u9ad8\u7ba1\uff0c\u53ef\u80fd\u662f\u9996\u5e2d\u71df\u6536\u5b98\u6216\u9996\u5e2d\u71df\u904b\u5b98\u3002\u7d93\u904e\u54c8\u4f5b\u5546\u5b78\u9662\u8b1b\u5e2b <strong>\u827e\u8389\u68ee\u00b7\u59c6\u52aa\u91d1\uff08Allison Mnookin\uff09<\/strong> \u7684\u5f15\u85a6\u2014\u2014\u5979\u662f <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u5927\u5b78\u6642\u671f\u7684\u597d\u53cb\u2014\u2014\u5169\u4eba\u5f97\u4ee5\u76f8\u8b58\u3002<\/p>\n\n\n\n<p><strong>\u827e\u8389\u68ee\u00b7\u59c6\u52aa\u91d1\uff08Allison Mnookin\uff09<\/strong> \u56de\u61b6\uff0c\u5979\u5c0d <strong>\u55ac\u6069\u00b7\u53f2\u5766\uff08Jon Stein\uff09<\/strong> \u7684\u8463\u4e8b\u6703\u6210\u54e1\u8aaa\uff1a\u300c\u6211\u6709\u4e00\u500b\u5927\u81bd\u7684\u60f3\u6cd5\uff0c\u4f60\u53ef\u80fd\u89ba\u5f97\u6211\u760b\u4e86\uff0c\u56e0\u70ba <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u4e0d\u662f\u91d1\u878d\u884c\u696d\u51fa\u8eab\uff0c\u4f46\u5979\u64c1\u6709\u5353\u8d8a\u7684\u7b56\u7565\u601d\u7dad\u548c\u5b78\u7fd2\u65b0\u4e8b\u7269\u7684\u597d\u5947\u5fc3\u3002\u300d<\/p>\n\n\n\n<p>\u5728\u8207 <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u7684\u521d\u6b21\u6703\u9762\u4e2d\uff0c<strong>\u55ac\u6069\u00b7\u53f2\u5766\uff08Jon Stein\uff09<\/strong> \u611f\u53d7\u5230\u4e00\u7a2e\u300c\u5373\u6642\u7684\u9ed8\u5951\u300d\u3002<\/p>\n\n\n\n<p>\u300c\u8a8d\u8b58\u5979\u5f8c\uff0c\u6211\u78ba\u4fe1\u5979\u4e0d\u50c5\u80fd\u52dd\u4efb\u4efb\u4f55\u8077\u4f4d\uff0c\u751a\u81f3\u80fd\u63a5\u66ff\u6211\u7684\u89d2\u8272\uff0c\u300d<strong>\u55ac\u6069\u00b7\u53f2\u5766\uff08Jon Stein\uff09<\/strong> \u5728\u7d66\u300a\u798f\u5e03\u65af\u300b\u7684\u90f5\u4ef6\u4e2d\u5beb\u9053\u3002<\/p>\n\n\n\n<p>\u7576\u6642\uff0c\u4ed6\u6b63\u9762\u81e8\u500b\u4eba\u8207\u8077\u696d\u7684\u6289\u64c7\uff1a\u5e74\u5e7c\u7684\u5bb6\u5ead\u8b93\u4ed6\u91cd\u65b0\u601d\u8003\u662f\u5426\u8981\u9577\u671f\u64d4\u4efb\u9996\u5e2d\u57f7\u884c\u5b98\uff0c\u800c\u4ed6\u4e5f\u5766\u8a00\u81ea\u5df1\u300c\u5df2\u7d93\u6c92\u6709\u66f4\u591a\u65b0\u9ede\u5b50\u300d\u3002\u5c0d <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u800c\u8a00\uff0c\u96d6\u7136\u5979\u6b64\u524d\u5f9e\u672a\u807d\u805e Betterment\uff0c\u4e5f\u7f3a\u4e4f\u6295\u8cc7\u884c\u696d\u7d93\u9a57\uff0c\u4f46\u5c07\u4e00\u5bb6\u96f6\u552e\u696d\u52d9\u8f49\u578b\u70ba\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\u7684\u6a5f\u6703\u8b93\u5979\u7121\u6cd5\u6297\u62d2\u3002<\/p>\n\n\n\n<p>\u300c\u6211\u8a8d\u70ba\u64f4\u5927\u512a\u8cea\u91d1\u878d\u5efa\u8b70\u7684\u53ef\u53ca\u6027\u662f\u4e00\u500b\u6fc0\u52d5\u4eba\u5fc3\u7684\u4f7f\u547d\uff0c\u300d<strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u8aaa<\/p>\n\n\n\n<p>\u300cBetterment \u7576\u6642\u662f\u4e00\u500b\u9bae\u70ba\u4eba\u77e5\u7684\u54c1\u724c\uff0c\u9019\u6b63\u662f\u6253\u9020\u4e00\u500b\u5177\u6709\u5049\u5927\u50f9\u503c\u89c0\u8207\u4f7f\u547d\u7684\u54c1\u724c\u7684\u7d55\u4f73\u6a5f\u6703\u3002\u300d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6253\u7834\u8cea\u7591\uff0c\u958b\u5275\u8f49\u578b<\/h2>\n\n\n\n<p><strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u7684\u4efb\u547d\u66fe\u8b93\u6295\u8cc7\u884c\u696d\u6709\u4e9b\u610f\u5916\u3002<\/p>\n\n\n\n<p>Morningstar \u5206\u6790\u5e2b <strong>\u5fb7\u9b6f\u00b7\u5361\u7279\uff08Drew Carter\uff09<\/strong> \u6307\u51fa\uff0c\u6295\u8cc7\u662f\u4e00\u500b\u9ad8\u5ea6\u4f9d\u8cf4\u4fe1\u4efb\u7684\u884c\u696d\uff0c\u800c <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u7f3a\u4e4f\u91d1\u878d\u80cc\u666f\u7684\u7d93\u6b77\u8b93\u5916\u754c\u5c0d\u5979\u7684\u80fd\u529b\u6709\u6240\u4fdd\u7559\u3002<\/p>\n\n\n\n<p>\u300cBetterment \u5728\u5438\u5f15\u7d14\u6578\u4f4d\u9867\u554f\u4ee5\u5916\u7684\u5ba2\u6236\u6642\uff0c\u9762\u81e8\u8f03\u9577\u7684\u8def\u8981\u8d70\uff0c\u300d\u4ed6\u8aaa\u3002\u7136\u800c\uff0c\u5728 <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u7684\u9818\u5c0e\u4e0b\uff0cBetterment \u7a4d\u6975\u63d0\u5347\u6295\u8cc7\u7b56\u7565\u7684\u900f\u660e\u5ea6\uff0c\u9010\u6b65\u8d0f\u5f97\u4e86\u66f4\u591a\u5ba2\u6236\u7684\u4fe1\u4efb\u3002<\/p>\n\n\n\n<p><strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u4e0d\u50c5\u6253\u7834\u4e86\u8cea\u7591\uff0c\u9084\u5e36\u9818 Betterment \u5f9e\u55ae\u7d14\u7684\u6578\u4f4d\u7406\u8ca1\u5e73\u53f0\u8f49\u578b\u70ba\u591a\u9762\u5411\u7684\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\u3002\u5979\u5766\u8a00\u81ea\u5df1\u300c\u4e0d\u559c\u6b61\u300e\u6578\u4f4d\u7406\u8ca1\u300f\u9019\u500b\u8a5e\u300d\uff0c\u56e0\u70ba\u5b83\u5bb9\u6613\u8b93\u4eba\u8aa4\u89e3\u516c\u53f8\u7684\u670d\u52d9\u7bc4\u7587\u3002\u81ea 2020 \u5e74\u4ee5\u4f86\uff0c\u5979\u63a8\u52d5\u4e86\u591a\u9805\u7522\u54c1\u5275\u65b0\uff0c\u5305\u62ec\u65b0\u589e\u6309\u9700\u4eba\u529b\u8aee\u8a62\u670d\u52d9\u3001\u64f4\u5c55 B2B \u696d\u52d9\uff08\u5982\u500b\u4eba 401(k) \u8a08\u5283\u548c\u5171\u540c\u57fa\u91d1\uff09\uff0c\u4e26\u5728\u53bb\u5e74\u5c07\u8907\u96dc\u4e14\u9ad8\u6210\u672c\u7684\u52a0\u5bc6\u8ca8\u5e63\u7522\u54c1\u66ff\u63db\u70ba\u66f4\u7c21\u6f54\u3001\u8cbb\u7528\u66f4\u4f4e\u7684\u52a0\u5bc6 ETF\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7a69\u5065\u61c9\u5c0d\u5e02\u5834\u98a8\u66b4<\/h2>\n\n\n\n<p>\u9762\u5c0d\u95dc\u7a05\u5f15\u767c\u7684\u5e02\u5834\u6ce2\u52d5\uff0c\u83ef\u723e\u8857\u7684\u540c\u884c\u5728\u56db\u6708\u8ca1\u5831\u96fb\u8a71\u6703\u8b70\u4e2d\u983b\u7e41\u4f7f\u7528\u300c\u4e0d\u78ba\u5b9a\u6027\u300d\u4e00\u8a5e\uff0c\u8b39\u614e\u61c9\u5c0d\u5e02\u5834\u8b8a\u5316\u3002<strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u540c\u6a23\u611f\u53d7\u5230\u5ba2\u6236\u56e0\u5e02\u5834\u5287\u70c8\u6ce2\u52d5\u5e36\u4f86\u7684\u58d3\u529b\uff0c\u4f46\u5979\u5f37\u8abf\uff0c\u7121\u8ad6\u662f\u5c0d\u516c\u53f8\u7b56\u7565\u9084\u662f\u5c0d\u5ba2\u6236\u7684\u5efa\u8b70\uff0c\u5979\u7684\u539f\u5247\u59cb\u7d42\u5982\u4e00\uff1a\u300c\u901a\u904e\u6301\u6709\u5e73\u8861\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4f60\u53ef\u4ee5\u5b89\u7136\u5ea6\u904e\u98a8\u66b4\u3002\u300d<\/p>\n\n\n\n<p>Betterment \u7684\u591a\u5143\u5316\u7522\u54c1\u7b56\u7565\u4f7f\u5176\u5728\u52d5\u76ea\u5e02\u5834\u4e2d\u4f9d\u7136\u7a69\u5065\u3002\u516c\u53f8\u5f9e\u96f6\u552e\u3001B2B \u53ca\u7bc0\u7a05\u5de5\u5177\u7b49\u591a\u500b\u9818\u57df\u7372\u5f97\u6536\u5165\u3002<\/p>\n\n\n\n<p>\u5176\u4e2d\uff0c\u81ea\u52d5\u5316\u7a05\u640d\u6536\u5272\u2014\u2014\u5728\u5e02\u5834\u4e0b\u8dcc\u6642\u8ce3\u51fa\u8667\u640d\u8cc7\u7522\u4ee5\u62b5\u6d88\u5176\u4ed6\u6295\u8cc7\u6536\u76ca\uff0c\u5f9e\u800c\u964d\u4f4e\u7a05\u8ca0\u2014\u2014\u6210\u70ba\u4e0d\u7a69\u5b9a\u5e02\u5834\u4e2d\u7684\u91cd\u8981\u5de5\u5177\u3002<strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u900f\u9732\uff0c\u56db\u6708\u5e73\u53f0\u7684\u4ea4\u6613\u984d\u5df2\u9054 30 \u5104\u7f8e\u5143\uff0c\u662f\u5e73\u6642\u6708\u4ea4\u6613\u91cf\u7684\u4e09\u500d\uff0c\u9019\u4e3b\u8981\u5f97\u76ca\u65bc\u7a05\u640d\u6536\u5272\u7684\u81ea\u52d5\u5316\u64cd\u4f5c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5c55\u671b\u672a\u4f86\uff0c\u6301\u7e8c\u5275\u65b0<\/h2>\n\n\n\n<p>\u5c55\u671b\u672a\u4f86\uff0cBetterment \u6b63\u6e96\u5099\u63a8\u51fa\u66f4\u591a\u5275\u65b0\u7522\u54c1\u8207\u529f\u80fd\u3002\u5176\u4e2d\u4e00\u9805\u91cd\u8981\u8a08\u5283\u662f\u63a8\u51fa\u81ea\u9078\u6295\u8cc7\u7522\u54c1\uff0c\u5141\u8a31\u5ba2\u6236\u81ea\u884c\u8cfc\u8cb7\u55ae\u4e00\u80a1\u7968\u3002\u9019\u4e00\u8209\u63aa\u5c07\u63d0\u5347 Betterment \u8207 Vanguard \u548c Robinhood \u7b49\u5238\u5546\u53ca\u4ea4\u6613\u5e73\u53f0\u7684\u7af6\u722d\u529b\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u66f4\u591a\u5143\u7684\u6295\u8cc7\u9078\u64c7\u3002<\/p>\n\n\n\n<p><strong>\u827e\u8389\u68ee\u00b7\u59c6\u52aa\u91d1\uff08Allison Mnookin\uff09<\/strong> \u96d6\u7136\u5f9e\u672a\u8207 <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u76f4\u63a5\u5171\u4e8b\uff0c\u4f46\u5979\u5c07\u5f8c\u8005\u5728\u5feb\u901f\u8b8a\u5316\u7684\u5e02\u5834\u4e2d\u7684\u6210\u529f\u6b78\u529f\u65bc\u5176\u7368\u7279\u7684\u597d\u5947\u5fc3\u3002<\/p>\n\n\n\n<p><strong>\u827e\u8389\u68ee\u00b7\u59c6\u52aa\u91d1\uff08Allison Mnookin\uff09<\/strong> \u5c0d\u300a\u798f\u5e03\u65af\u300b\u8aaa\uff0c\u300c\u6709\u4e9b\u670b\u53cb\u4f60\u5f88\u559c\u6b61\uff0c\u4f46\u4f60\u4e0d\u6703\u60f3\u8207\u4ed6\u5011\u5171\u4e8b\uff0c\u4f46 <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u662f\u90a3\u7a2e\u6211\u6703\u6beb\u4e0d\u7336\u8c6b\u5c07\u91cd\u8981\u4e8b\u696d\u8a17\u4ed8\u7d66\u5979\u7684\u4eba\u3002\u300d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7d50\u8a9e<\/h2>\n\n\n\n<p>\u5728 <strong>\u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09<\/strong> \u7684\u5e36\u9818\u4e0b\uff0cBetterment \u4ee5\u7a4d\u6975\u7684\u6536\u8cfc\u7b56\u7565\u3001\u5275\u65b0\u7684\u7522\u54c1\u7dda\u4ee5\u53ca\u5c0d\u5e02\u5834\u6ce2\u52d5\u7684\u7a69\u5065\u61c9\u5c0d\uff0c\u5728\u6578\u4f4d\u8ca1\u5bcc\u7ba1\u7406\u9818\u57df\u8fc5\u901f\u5d1b\u8d77\u3002<\/p>\n\n\n\n<p>\u5979\u7684\u597d\u5947\u5fc3\u8207\u7b56\u7565\u773c\u5149\u4e0d\u50c5\u8b93 Betterment \u6210\u70ba\u6311\u6230\u50b3\u7d71\u91d1\u878d\u5de8\u982d\u7684\u5f37\u5927\u529b\u91cf\uff0c\u4e5f\u70ba\u6578\u4f4d\u7406\u8ca1\u7684\u672a\u4f86\u958b\u95e2\u4e86\u65b0\u7684\u53ef\u80fd\u6027\u3002\u96a8\u8457\u65b0\u7522\u54c1\u7684\u63a8\u51fa\u8207\u5e02\u5834\u7684\u4e0d\u65b7\u64f4\u5f35\uff0cBetterment \u7684\u6545\u4e8b\u624d\u525b\u525b\u958b\u59cb\u3002<\/p>\n\n\n\n<p>\u8cc7\u6599\u4f86\u6e90\uff1aLindsey choo. (n.d.). Why Betterment CEO Sarah Levy Isn\u2019t Afraid Of Market Volatility. Forbes. https:\/\/www.forbes.com\/sites\/lindseychoo\/2025\/04\/18\/why-betterment-ceo-sarah-levy-isnt-afraid-of-market-volatility\/<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u66fc\u54c8\u9813 Betterment \u8fa6\u516c\u5ba4\u7684\u4e00\u9593\u5c0f\u578b\u6703\u8b70\u5ba4\u5167\uff0c\u9996\u5e2d\u57f7\u884c\u5b98 \u838e\u62c9\u00b7\u5229\u7dad\uff08Sarah Levy\uff09 \u8eab\u8457 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":13893,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-13891","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wealthtech-frontier"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/13891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13891"}],"version-history":[{"count":1,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/13891\/revisions"}],"predecessor-version":[{"id":13892,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/13891\/revisions\/13892"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/13893"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13891"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13891"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}