{"id":14069,"date":"2025-06-19T16:55:40","date_gmt":"2025-06-19T08:55:40","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=14069"},"modified":"2026-03-24T14:48:39","modified_gmt":"2026-03-24T06:48:39","slug":"%e3%80%902025-%e6%9c%80%e6%96%b0%e3%80%91tisa-%e5%9f%ba%e9%87%91%e6%9c%89%e5%93%aa%e4%ba%9b%e5%84%aa%e5%8b%a2%ef%bc%9f%e9%80%99%e4%ba%9b%e5%84%aa%e5%8b%a2%e5%8f%88%e6%9c%83%e5%b0%8d%e6%88%91%e6%9c%89","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=14069","title":{"rendered":"\u81fa\u7063\u500b\u4eba\u6295\u8cc7\u5132\u84c4\u5e33\u6236 TISA \u662f\u4ec0\u9ebc\uff1fTISA \u57fa\u91d1 5 \u5927\u512a\u52e2\u4e00\u6b21\u770b"},"content":{"rendered":"\n<p>\u70ba\u4e86\u5e6b\u52a9\u570b\u4eba\u5efa\u7acb\u9577\u671f\u6295\u8cc7\u7406\u8ca1\u89c0\u5ff5\uff0c<a href=\"https:\/\/www.fsc.gov.tw\/ch\/index.jsp\">\u91d1\u7ba1\u6703<\/a>\u5373\u5c07\u5728 2025 \u5e74 7 \u6708\u63a8\u51fa<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1087\">\u81fa\u7063\u500b\u4eba\u6295\u8cc7\u5132\u84c4\u5e33\u6236\uff08TISA\uff09<\/a>\u6a5f\u5236\uff0c\u5354\u52a9\u6c11\u773e\u53ca\u65e9\u5132\u84c4\u4e26\u5f37\u5316\u7406\u8ca1\u898f\u5283\uff0c\u9996\u6279\u5c07\u4ee5\u570b\u5167\u57fa\u91d1\u5546\u54c1\u70ba\u4e3b\uff0c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14158\">TISA \u57fa\u91d1\u7279\u8272<\/a>\u70ba\u7d93\u7406\u8cbb\u8f03\u4f4e\u4e14\u514d\u7533\u8cfc\u624b\u7e8c\u8cbb\uff0c\u8b93\u6295\u8cc7\u9580\u6abb\u66f4\u89aa\u6c11\uff0c\u9664\u6b64\u4e4b\u5916\uff0c\u5de5\u5546\u6642\u5831\u8209\u8fa6\u4e86&nbsp;<a href=\"https:\/\/urli.ai\/line\/blog-to-game\">TISA \u7406\u8ca1\u6311\u6230\u8cfd<\/a>\uff0c\u734e\u9805\u5341\u5206\u8c50\u5bcc\uff0c\u6db5\u84cb\u6a5f\u7968\u3001Macbook \u7b49\uff0c\u6709\u8208\u8da3\u7684\u6c11\u773e\u5343\u842c\u4e0d\u8981\u932f\u904e\u4e86\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">TISA \u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u81fa\u7063\u500b\u4eba\u6295\u8cc7\u5132\u84c4\u5e33\u6236\uff08TISA\uff09\u662f\u91d1\u7ba1\u6703\u53c3\u8003\u570b\u969b\u6210\u529f\u7d93\u9a57\uff0c\u5982<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14109\">\u65e5\u672c NISA \u8207\u82f1\u570bISA<\/a>\uff0c\u6839\u64da\u53f0\u7063\u5e02\u5834\u7279\u6027\u91cf\u8eab\u6253\u9020\u7684\u9577\u671f\u6295\u8cc7\u6a5f\u5236\uff0cTISA \u76ee\u7684\u70ba\u63d0\u5347\u9577\u671f\u6295\u8cc7\u610f\u9858\uff0c\u964d\u4f4e\u6295\u8cc7\u6210\u672c\uff0c\u4fc3\u9032\u570b\u5167\u8cc7\u672c\u5e02\u5834\u767c\u5c55\u3002<\/p>\n\n\n\n<p>\u81fa\u7063\u500b\u4eba\u6295\u8cc7\u5132\u84c4\u5e33\u6236\uff08TISA\uff09\u5c07\u900f\u904e\u96c6\u4fdd\u7d50\u7b97\u6240\u7d71\u4e00\u7ba1\u7406\uff0c\u9f13\u52f5\u6c11\u773e\u4ee5\u4f4e\u9580\u6abb\u53c3\u8207\u57fa\u91d1\u6295\u8cc7\uff0c\u7d50\u5408\u73fe\u6709\u514d\u7a05\u653f\u7b56\u8207\u512a\u60e0\u7d93\u7406\u8cbb\uff0c\u9010\u6b65\u57f9\u990a\u7a69\u5065\u7684\u6295\u8cc7\u6587\u5316<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=12175\">TISA \u662f\u4ec0\u9ebc\uff1f\u53f0\u7063\u500b\u4eba\u6295\u8cc7\u5132\u84c4\u5e33\u6236\u6700\u65b0\u653f\u7b56\u89e3\u6790<\/a><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">TISA \u57fa\u91d1\u6709\u54ea\u4e9b\u512a\u52e2\uff1f<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">TISA \u57fa\u91d1\u512a\u52e2\u4e00\uff1a\u6975\u4f4e\u7d93\u7406\u8cbb<\/mark><\/h3>\n\n\n\n<p>TISA \u7d1a\u5225\u57fa\u91d1\u5177\u5099\u591a\u9805\u5c0d\u6295\u8cc7\u4eba\u76f8\u7576\u6709\u5229\u7684\u512a\u52e2\u3002\u9996\u5148\uff0c<strong>\u7d93\u7406\u8cbb\u7387\u6975\u4f4e\uff0c\u7686\u9808\u63a7\u5236\u5728 1% \u4ee5\u4e0b\uff0c\u4e14\u76ee\u524d\u5df2\u516c\u5e03\u7684\u57fa\u91d1\u7d93\u7406\u8cbb\u591a\u843d\u5728 0.6% \u4ee5\u4e0b<\/strong>\uff0c\u76f8\u8f03\u65bc\u4e00\u822c\u4e3b\u52d5\u578b\u57fa\u91d1\u52d5\u8f12 1.5%\uff5e2% \u7684\u8cbb\u7387\uff0cTISA \u57fa\u91d1\u5728\u6210\u672c\u63a7\u5236\u4e0a\u6709\u660e\u986f\u512a\u52e2\uff0c\u6709\u52a9\u65bc\u6295\u8cc7\u4eba\u9577\u671f\u7d2f\u7a4d\u5831\u916c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">TISA \u57fa\u91d1\u512a\u52e2\u4e8c\uff1a\u4f4e\u9580\u6abb\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7<\/mark><\/h3>\n\n\n\n<p>TISA \u57fa\u91d1\u6295\u8cc7\u9580\u6abb\u76f8\u5c0d\u53cb\u5584\uff0c\u9069\u5408\u5c0f\u8cc7\u65cf\uff0c\u76ee\u524d\u958b\u653e\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\uff0c1,000 \u5143\u5c31\u80fd\u7533\u8cfc\uff01\u8b93\u66f4\u591a\u5c0f\u8cc7\u65cf\u3001\u65b0\u624b\u6295\u8cc7\u4eba\u4e5f\u80fd\u8f15\u9b06\u53c3\u8207\uff0c\u4e0d\u9700\u8981\u82b1\u8cbb\u9ad8\u984d\u672c\u91d1\u8207\u624b\u7e8c\u8cbb\u5c31\u80fd\u64c1\u6709\u5c08\u696d\u57fa\u91d1\u7d93\u7406\u4eba\u64cd\u76e4\u7684\u6295\u8cc7\u7d44\u5408\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">TISA \u57fa\u91d1\u512a\u52e2\u4e09\uff1a\u65b0\u53f0\u5e63\u8a08\u50f9\u4e26\u63a1\u80a1\u606f\u518d\u6295\u5165\u5236<\/mark><\/h3>\n\n\n\n<p>TISA \u57fa\u91d1\u4ee5<strong>\u65b0\u53f0\u5e63\u8a08\u50f9<\/strong>\uff0c\u7701\u53bb\u4e86\u5916\u5e63\u8f49\u63db\u7684\u9ebb\u7169\uff0c\u4e5f\u80fd\u907f\u514d\u56e0\u70ba\u532f\u7387\u6ce2\u52d5\u5c0d\u6295\u8cc7\u6210\u679c\u6240\u9020\u6210\u7684\u5f71\u97ff\uff0c\u64cd\u4f5c\u4e0a\u66f4\u52a0\u76f4\u89ba\u3001\u7c21\u55ae\uff0c\u4e0d\u9700\u8981\u64d4\u5fc3\u63db\u532f\u624b\u7e8c\u8cbb\u6216\u662f\u7d50\u532f\u7a05\u8ca0\uff0c\u5c0d\u65bc\u7fd2\u6163\u4ee5\u53f0\u5e63\u9032\u884c\u7406\u8ca1\u898f\u5283\u7684\u6295\u8cc7\u4eba\u4f86\u8aaa\uff0c\u66f4\u8cbc\u8fd1\u65e5\u5e38\u9700\u6c42\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u591a\u6578 TISA \u57fa\u91d1\u63a1\u53d6<strong>\u80a1\u606f\u518d\u6295\u5165\u5236\u5ea6<\/strong>\uff0c\u7d2f\u7a4d\u578b\u57fa\u91d1\uff0c\u4e5f\u5c31\u662f\u4e0d\u914d\u606f\uff0c\u800c\u662f\u5c07\u7372\u5229\u81ea\u52d5\u518d\u6295\u5165\u57fa\u91d1\uff0c\u9019\u6a23\u7684\u6a5f\u5236\u6709\u52a9\u65bc\u8b93\u5831\u916c\u7522\u751f\u300c\u8907\u5229\u6548\u679c\u300d\uff0c\u8b93\u6bcf\u4e00\u7b46\u80a1\u606f\u90fd\u7e7c\u7e8c\u70ba\u4f60\u5275\u9020\u672a\u4f86\u6536\u76ca\uff0c\u5728\u9577\u671f\u6295\u8cc7\u4e0b\uff0c\u80a1\u606f\u518d\u6295\u5165\u80fd\u5927\u5e45\u63d0\u9ad8\u8cc7\u7522\u6210\u9577\u7684\u901f\u5ea6\uff0c\u9032\u4e00\u6b65\u63d0\u5347\u6574\u9ad4\u6295\u8cc7\u6548\u76ca\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">TISA \u57fa\u91d1\u512a\u52e2\u56db\uff1a0 \u624b\u7e8c\u8cbb<\/mark><\/h3>\n\n\n\n<p>TISA \u57fa\u91d1\u7684\u4e00\u5927\u4eae\u9ede\uff0c\u5c31\u662f<strong>\u5b8c\u5168\u514d\u6536\u7533\u8cfc\u8207\u8d16\u56de\u624b\u7e8c\u8cbb<\/strong>\uff0c\u4e5f\u5c31\u662f\u4fd7\u7a31\u7684\u300c0 \u624b\u7e8c\u8cbb\u300d\u3002\u5728\u50b3\u7d71\u57fa\u91d1\u6295\u8cc7\u4e2d\uff0c\u7533\u8cfc\u624b\u7e8c\u8cbb\u5f80\u5f80\u70ba 1%\uff5e3%\uff0c\u4e00\u9032\u5834\u5c31\u53ef\u80fd\u88ab\u6263\u6389\u4e00\u7b46\u8cbb\u7528\uff1b\u800c\u8d16\u56de\u6642\u9084\u53ef\u80fd\u6709\u984d\u5916\u8cbb\u7528\uff0c\u5c0d\u77ed\u4e2d\u671f\u6295\u8cc7\u4eba\u7279\u5225\u4e0d\u5229\u3002<\/p>\n\n\n\n<p>\u800c TISA \u57fa\u91d1\u6253\u7834\u9019\u6a23\u7684\u9580\u6abb\uff0c<strong>\u8b93\u6295\u8cc7\u4eba\u53ef\u4ee5\u7121\u8ca0\u64d4\u5730\u9032\u51fa\u5e02\u5834<\/strong>\uff0c\u4e0d\u8ad6\u662f\u5206\u6279\u9032\u5834\u3001\u5b9a\u671f\u5b9a\u984d\uff0c\u6216\u662f\u6839\u64da\u5e02\u5834\u72c0\u6cc1\u8abf\u6574\u90e8\u4f4d\uff0c\u90fd\u4e0d\u5fc5\u64d4\u5fc3\u88ab\u9ad8\u6602\u7684\u624b\u7e8c\u8cbb\u5403\u6389\u6536\u76ca\u3002\u9019\u9805\u8a2d\u8a08\u975e\u5e38\u9069\u5408\u60f3\u8981\u9748\u6d3b\u64cd\u4f5c\u3001\u5584\u7528\u6642\u9593\u9ede\u5e03\u5c40\u7684\u6295\u8cc7\u4eba\u3002<\/p>\n\n\n\n<p>\u518d\u642d\u914d\u524d\u8ff0\u7684\u4f4e\u7d93\u7406\u8cbb\u8207\u80a1\u606f\u518d\u6295\u5165\u7b49\u6a5f\u5236\uff0c<strong>TISA \u57fa\u91d1\u5728\u300c\u7e3d\u6210\u672c\u63a7\u7ba1\u300d\u4e0a\u76f8\u7576\u5177\u7af6\u722d\u529b<\/strong>\uff0c\u8b93\u4f60\u7684\u6bcf\u4e00\u5206\u6295\u5165\u90fd\u66f4\u6709\u6548\u7387\u5730\u8f49\u5316\u70ba\u6f5b\u5728\u5831\u916c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">TISA \u57fa\u91d1\u4eae\u9ede\u4e94\uff1a\u653f\u5e9c\u63a8\u52d5<\/mark><\/h3>\n\n\n\n<p>TISA \u57fa\u91d1\u4e0d\u53ea\u8cbb\u7528\u4f4e\u3001\u9580\u6abb\u4f4e\uff0c\u66f4\u6709<strong>\u653f\u5e9c\u653f\u7b56\u652f\u6301<\/strong>\uff0c\u8b93\u6295\u8cc7\u4eba\u591a\u4e00\u5c64\u4fdd\u969c\uff0c\u81fa\u7063\u500b\u4eba\u6295\u8cc7\u5132\u84c4\u5e33\u6236\uff08TISA\uff09\u7531<strong>\u91d1\u7ba1\u6703\u63a8\u52d5\u653f\u7b56\u65b9\u5411<\/strong>\uff0c\u7531<strong>\u96c6\u4fdd\u7d50\u7b97\u6240\u5efa\u7f6e\u8207\u71df\u904b TISA \u5e33\u6236\u5e73\u53f0<\/strong>\uff0c\u6574\u9ad4\u904b\u4f5c\u5177\u9ad8\u5ea6\u516c\u4fe1\u529b\uff0c\u67b6\u69cb\u5b8c\u5584\u3001\u5b89\u5168\u53ef\u9760\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0cTISA \u57fa\u91d1\u5fc5\u9808\u901a\u904e\u56b4\u683c\u7684\u57fa\u91d1\u7be9\u9078\u6a19\u6e96\uff0c\u7d0d\u5165\u5e73\u53f0\u7684\u57fa\u91d1\u7686\u7d93\u904e\u628a\u95dc\uff0c\u78ba\u4fdd\u54c1\u8cea\u8207\u98a8\u96aa\u63a7\u7ba1\u6c34\u6e96\u3002\u6295\u8cc7\u4eba\u53ef\u5728\u5e73\u53f0\u4e0a\u6e05\u695a\u638c\u63e1\u57fa\u91d1\u7684\u7533\u8cfc\u8207\u8d16\u56de\u898f\u7bc4\uff0c\u7533\u8d16\u6d41\u7a0b\u9ad8\u5ea6\u900f\u660e\u5316\uff0c\u675c\u7d55\u904e\u5f80\u8cc7\u8a0a\u4e0d\u5c0d\u7a31\u7684\u60c5\u6cc1\uff0c\u6295\u8cc7\u6c7a\u7b56\u66f4\u6709\u4f9d\u64da\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>TISA \u57fa\u91d1\u5c0d\u6c11\u773e\u6709\u4ec0\u9ebc\u5e6b\u52a9\uff1f<\/strong><\/h2>\n\n\n\n<p>\u7f8e\u570b\u6b0a\u5a01\u8a55\u9451\u6a5f\u69cb <a href=\"https:\/\/www.morningstar.com\/funds\/fund-fees-predict-future-success-or-failure\">Morningstar\u57282016\u5f9e\u505a\u904e\u4e00\u500b\u7814\u7a76<\/a>\uff0c\u8a55\u6bd4\u4e0d\u540c\u7a2e\u985e\u57fa\u91d1\u7684\u5831\u916c\u7387\u3001\u6ce2\u52d5\u5ea6\u3001Morningstar\u7d9c\u5408\u8a55\u7b49\u6307\u6a19\uff0c\u6700\u7d42\u767c\u73fe<strong><u>\u300c\u5167\u542b\u8cbb\u7528\u300d\u5df2\u7d93\u8db3\u4ee5\u9810\u6e2c\u4e00\u6a94\u57fa\u91d1\u7684\u6210\u6557<\/u><\/strong>\u3002\u4f9d\u64da\u7f8e\u570b\u80a1\u7968\u578b\u57fa\u91d1\u6210\u672c\u9ad8\u4f4e\u9032\u884c\u5206\u7d44\u4e26\u6bd4\u8f032010\u5e74\u81f32015\u5e74\u51715\u5e74\u7684\u5e74\u5316\u5831\u916c\uff0c\u5e73\u5747\u6210\u672c\u6700\u4f4e\u7684\u7d44\u5225\u5e73\u5747\u5831\u916c\u70ba8.7%\u3001\u6210\u672c\u6700\u9ad8\u7684\u7d44\u5225\u5e73\u5747\u5831\u916c\u50c5\u67095.7%\uff0c\u986f\u793a<strong><u>\u57fa\u91d1\u7684\u6210\u672c\u8d8a\u4f4e\uff0c\u9577\u671f\u7e3e\u6548\u8868\u73fe\u8d8a\u597d<\/u><\/strong>\u3002<\/p>\n\n\n\n<p>\u9019\u6a23\u7684\u767c\u73fe\u4e26\u975e\u66c7\u82b1\u4e00\u73fe\uff0c<a href=\"https:\/\/www.morningstar.com\/funds\/what-worked-fund-investors-pinching-pennies-letting-winners-run\">Morningstar \u5728 2025 \u5e74\u521d\u518d\u5ea6\u5ef6\u4f38\u9019\u500b\u8b70\u984c<\/a>\uff0c\u91dd\u5c0d\u66f4\u9577\u671f\u7684\u6578\u64da\u9032\u884c\u6df1\u5165\u7814\u7a76\uff0c\u7d50\u679c\u9032\u4e00\u6b65\u5f37\u5316\u4e86\u300c\u4f4e\u8cbb\u7528\u66f4\u52dd\u4e00\u7c4c\u300d\u7684\u7d50\u8ad6\u3002<\/p>\n\n\n\n<p>\u9019\u6b21\u7814\u7a76\u56de\u6eaf\u4e86 2005 \u5e74\u81f3 2024 \u5e74\u9577\u9054 20 \u5e74\u7684\u7f8e\u570b\u80a1\u7968\u8207\u50b5\u5238\u57fa\u91d1\u8cc7\u6599\uff0c\u6839\u64da\u8cbb\u7528\u6c34\u6e96\u5c07\u57fa\u91d1\u5206\u7d44\u5f8c\uff0c\u7d71\u8a08\u5176\u5f8c\u7e8c\u4e94\u5e74\u671f\u7684\u5e73\u5747\u6de8\u8d85\u984d\u5831\u916c\u3002\u7d50\u679c\u986f\u793a\uff0c\u5f9e\u6700\u4f4e\u8cbb\u5230\u6700\u9ad8\u8cbb\u7684\u57fa\u91d1\uff0c\u5176\u672a\u4f86\u5831\u916c\u5448\u73fe\u51fa\u5e7e\u4e4e\u5b8c\u7f8e\u7684\u300c\u968e\u68af\u72c0\u300d\u5206\u5e03 \u2013 \u8cbb\u7528\u8d8a\u4f4e\uff0c\u8868\u73fe\u8d8a\u597d\uff1b\u8cbb\u7528\u8d8a\u9ad8\uff0c\u5831\u916c\u8d8a\u5dee\u3002\u800c\u4e14\u9019\u6a23\u7684\u8da8\u52e2\u5728\u6bcf\u4e00\u500b\u5e74\u4efd\u90fd\u6210\u7acb\uff0c\u7121\u8ad6\u5e02\u5834\u662f\u591a\u662f\u7a7a\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"608\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/06\/image-9-1024x608.png\" alt=\"\" class=\"wp-image-14186\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/06\/image-9-1024x608.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/06\/image-9-300x178.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/06\/image-9-768x456.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/06\/image-9.png 1306w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u8cc7\u6599\u4f86\u6e90: Morningstar Direct\uff0c\u8cc7\u6599\u622a\u81f32024\/12\/31\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<br><\/figcaption><\/figure>\n\n\n\n<p>\u66f4\u6709\u8da3\u7684\u662f\uff0c\u7814\u7a76\u9084\u9032\u4e00\u6b65\u5c07\u300c\u8cbb\u7528\u300d\u8207\u300c\u904e\u53bb\u7e3e\u6548\u300d\u7d50\u5408\uff0c\u767c\u73fe\u5982\u679c\u540c\u6642\u7be9\u9078\u51fa\u8cbb\u7528\u6700\u4f4e\u3001\u4e14\u6b77\u53f2\u8868\u73fe\u6700\u7a69\u5b9a\u7684\u57fa\u91d1\uff0c\u90a3\u9ebc\u6295\u8cc7\u4eba\u672a\u4f86\u7684\u5831\u916c\u8868\u73fe\u5c07\u66f4\u52dd\u55ae\u9760\u4efb\u4e00\u6307\u6a19\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u8cbb\u7528\u6700\u4f4e\u4e14\u6b77\u53f2\u7e3e\u6548\u6700\u597d\u7684\u57fa\u91d1\u7d44\u5408\uff0c\u5e73\u5747\u5e74\u5316\u6de8\u8d85\u984d\u5831\u916c\u53ef\u9054 <strong>0.97%<\/strong>\uff0c\u800c\u8cbb\u7528\u6700\u9ad8\u3001\u7e3e\u6548\u6700\u5dee\u7684\u57fa\u91d1\u5247\u843d\u5728 <strong>-1.01%<\/strong>\uff0c\u6574\u6574\u8d85\u904e\u5169\u500b\u767e\u5206\u9ede\u7684\u843d\u5dee\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"377\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/06\/image-10-1024x377.png\" alt=\"\" class=\"wp-image-14190\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/06\/image-10-1024x377.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/06\/image-10-300x111.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/06\/image-10-768x283.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/06\/image-10.png 1311w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u8cc7\u6599\u4f86\u6e90: Morningstar Direct\uff0c\u8cc7\u6599\u622a\u81f32024\/12\/31\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<br><\/figcaption><\/figure>\n\n\n\n<p>\u9019\u9805\u7814\u7a76\u4e0d\u4f46\u8b49\u5be6\u4e86\u57fa\u91d1\u300c\u4fbf\u5b9c\u6709\u7406\u300d\u7684\u539f\u5247\uff0c\u4e5f\u63d0\u9192\u6211\u5011\uff1a\u9078\u64c7\u57fa\u91d1\uff0c\u7b2c\u4e00\u6b65\u5c31\u8a72\u5f9e\u8cbb\u7528\u958b\u59cb\u3002\u5728\u4f4e\u8cbb\u7528\u7684\u57fa\u790e\u4e0a\uff0c\u518d\u53bb\u6311\u9078\u7a69\u5065\u3001\u900f\u660e\u3001\u6709\u7d00\u5f8b\u7684\u64cd\u4f5c\u5718\u968a\uff0c\u624d\u662f\u6253\u9020\u9577\u671f\u6295\u8cc7\u52dd\u7387\u7684\u95dc\u9375\u3002<\/p>\n\n\n\n<p>\u800c\u9019\u4e5f\u6b63\u662f TISA \u5c0d\u5927\u5bb6\u6709\u5e6b\u52a9\u7684\u5730\u65b9\u3002\u80fd\u5920\u88ab\u7d0d\u5165 TISA \u7d1a\u5225\u7684\u57fa\u91d1\uff0c\u7686\u9700\u901a\u904e\u4e3b\u7ba1\u6a5f\u95dc\u7684\u56b4\u683c\u7be9\u9078\uff0c\u7279\u5225\u662f\u5728\u8cbb\u7528\u8207\u898f\u6a21\u4e0a\u8a2d\u6709\u4e00\u5b9a\u9580\u6abb\uff0c\u78ba\u4fdd\u6295\u8cc7\u4eba\u4e0d\u6703\u88ab\u9ad8\u6210\u672c\u4fb5\u8755\u9577\u671f\u5831\u916c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u963f\u723e\u767c\u966a\u60a8\u4e00\u8d77\u5b89\u5fc3\u9054\u6210\u8ca1\u52d9\u76ee\u6a19<\/h2>\n\n\n\n<p>\u60f3<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4878\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u671f\u5b9a\u984d<\/a>\u6295\u8cc7\u7f8e\u80a1&nbsp;<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\" target=\"_blank\" rel=\"noreferrer noopener\">ETF<\/a>&nbsp;\u589e\u52a0\u88ab\u52d5\u6536\u5165\uff0c\u963f\u723e\u767c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" target=\"_blank\" rel=\"noreferrer noopener\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u80fd\u8b93\u4f60\u4e00\u7ad9\u5f0f\u505a\u597d\u898f\u5283\uff0c\u5e6b\u4f60\u8ffd\u8e64<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=825\">\u8ca1\u52d9\u76ee\u6a19<\/a>\u9054\u6210\u7387\uff0c\u5e6b\u4f60\u6311\u9078\u4f4e\u6210\u672c\u7684 ETF&nbsp;<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8918\">\u6295\u8cc7\u7d44\u5408<\/a>\uff0c\u6295\u8cc7\u4e4b\u5f8c 24 \u5c0f\u6642\u8ffd\u8e64\u8207<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\" target=\"_blank\" rel=\"noreferrer noopener\">\u81ea\u52d5\u518d\u5e73\u8861<\/a>\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6709\u5176\u4ed6\u7406\u8ca1\u554f\u984c\uff0c\u8a3b\u518a\u6703\u54e1\u5f8c\u9084\u80fd\u514d\u8cbb\u9810\u7d04\u4f60\u5c08\u5c6c\u7684\u8ca1\u52d9\u9867\u554f\u9032\u884c\u8aee\u8a62\u3002<\/p>\n\n\n\n<p>\u5fc3\u52d5\u4e0d\u5982\u884c\u52d5\uff0c\u9ede\u64ca\u4e0b\u65b9\u9023\u7d50\uff0c\u8b93\u4eca\u5929\u7684\u6295\u8cc7\u66f4\u8f15\u9b06\uff0c\u660e\u5929\u7684\u751f\u6d3b\u66f4\u7f8e\u597d\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/urli.ai\/line\/blog-tisa\" style=\"border-radius:33px\">\u7528 Line \u8a3b\u518a\u514d\u8cbb\u9ad4\u9a57\u6a5f\u5668\u4eba\u7406\u8ca1\u670d\u52d9<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u70ba\u4e86\u5e6b\u52a9\u570b\u4eba\u5efa\u7acb\u9577\u671f\u6295\u8cc7\u7406\u8ca1\u89c0\u5ff5\uff0c\u91d1\u7ba1\u6703\u5373\u5c07\u5728 2025 \u5e74 7 \u6708\u63a8\u51fa\u81fa\u7063\u500b\u4eba\u6295\u8cc7\u5132\u84c4\u5e33\u6236\uff08TISA\uff09\u6a5f\u5236\uff0c [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[539],"tags":[],"class_list":["post-14069","post","type-post","status-publish","format-standard","hentry","category-tisa-"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14069","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14069"}],"version-history":[{"count":33,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14069\/revisions"}],"predecessor-version":[{"id":14557,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14069\/revisions\/14557"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14069"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14069"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14069"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}