{"id":14109,"date":"2025-06-18T16:11:36","date_gmt":"2025-06-18T08:11:36","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=14109"},"modified":"2025-08-01T14:38:30","modified_gmt":"2025-08-01T06:38:30","slug":"%e3%80%90%e9%80%80%e4%bc%91%e5%b8%b3%e6%88%b6%e5%a4%a7%e6%af%94%e6%8b%bc%e3%80%91nisa-isa-ira-srs%ef%bc%8c%e5%90%84%e8%87%aa%e7%9a%84%e7%89%b9%e8%89%b2%e8%88%87%e7%99%bc%e5%b1%95%e8%b6%a8","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=14109","title":{"rendered":"\u3010\u9000\u4f11\u5e33\u6236\u3011\u500b\u4eba\u9000\u4f11\u5e33\u6236\u6bd4\u8f03 NISA\/ ISA \/ IRA \/ SRS \/ TISA \u7279\u8272\u3001\u767c\u5c55\u8da8\u52e2\u4e00\u6b21\u770b"},"content":{"rendered":"\n<p>\u96a8\u8457\u9ad8\u9f61\u5316\u793e\u6703\u4f86\u81e8\u3001<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=13695\">\u9000\u4f11\u6e96\u5099<\/a>\u6210\u70ba\u5168\u6c11\u95dc\u6ce8\u8b70\u984c\uff0c\u4e16\u754c\u5404\u570b\u653f\u5e9c\u7d1b\u7d1b\u8a2d\u8a08\u5c08\u5c6c\u7684\u300c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=12175\">\u500b\u4eba\u9000\u4f11\u5e33\u6236<\/a>\u300d\uff0c\u9f13\u52f5\u570b\u6c11\u63d0\u65e9\u5132\u84c4\u8207\u9577\u671f\u6295\u8cc7\u3002\u5176\u4e2d\uff0c\u65e5\u672cNISA\u3001\u82f1\u570bISA\u3001\u7f8e\u570bIRA\u8207\u65b0\u52a0\u5761SRS\uff0c\u662f\u5168\u7403\u56db\u5927\u4ee3\u8868\u6027\u9000\u4f11\u5e33\u6236\u5236\u5ea6\uff0c\u5404\u81ea\u64c1\u6709\u4e0d\u540c\u7684\u7a05\u52d9\u512a\u60e0\u8207\u4f7f\u7528\u5f48\u6027\uff0c\u5438\u5f15\u6578\u5343\u842c\u4eba\u53c3\u8207\u3002\u672c\u6587\u5c07\u5e36\u4f60\u4e00\u6b21\u641e\u61c2\u9019\u56db\u7a2e\u5236\u5ea6\u7684\u904b\u4f5c\u908f\u8f2f\u3001\u5236\u5ea6\u4eae\u9ede\u8207\u6700\u65b0\u767c\u5c55\uff0c\u5e6b\u52a9\u4f60\u5728<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1087\">\u9000\u4f11\u898f\u5283<\/a>\u7684\u6d6a\u6f6e\u4e2d\uff0c\u627e\u5230\u9069\u5408\u81ea\u5df1\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14198\">\u7406\u8ca1\u601d\u7dad<\/a>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u500b\u4eba\u9000\u4f11\u5e33\u6236 NISA\uff1a\u514d\u7a05\u6295\u8cc7\u3001\u5168\u6c11\u53c3\u8207<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u65e5\u672c NISA\uff1a\u5236\u5ea6\u7279\u8272<\/mark><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.jsda.or.jp\/en\/activities\/research-studies\/html\/NISA.html\">\u65e5\u672c NISA\uff08Nippon Individual Savings Account\uff09<\/a>\u81ea2014\u5e74\u63a8\u51fa\u4ee5\u4f86\uff0c\u6210\u70ba\u6fc0\u52f5\u500b\u4eba\u6295\u8cc7\u7684\u91cd\u8981<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=13379\">\u7a05\u52d9<\/a>\u512a\u60e0\u5236\u5ea6\u30022024\u5e74\u5168\u65b0\u6539\u7248\u70ba\u300c\u65b0NISA\u300d\uff0c\u53d6\u6d88\u539f\u672c5\u5e74\u514d\u7a05\u671f\u9650\uff0c\u6539\u70ba\u6c38\u4e45\u514d\u7a05\u5236\u5ea6\uff0c\u5927\u5e45\u63d0\u5347\u5438\u5f15\u529b\u3002\u65b0NISA\u5206\u70ba\u5169\u5927\u985e\u5225\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6210\u9577\u6295\u8cc7\u578b<\/strong>\uff1a\u5e74\u5ea6\u6295\u8cc7\u4e0a\u9650240\u842c\u65e5\u5713\uff0c\u9069\u7528\u65bc\u80a1\u7968\u3001ETF\u3001<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8371\">REITs<\/a>\u53ca\u80a1\u7968\u578b\u6295\u8cc7<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=6343\">\u4fe1\u8a17<\/a>\u7b49\u8f03\u5177\u6210\u9577\u6027\u7684\u8cc7\u7522\u3002<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14005\">\u5b9a\u671f\u5b9a\u984d<\/a>\u6295\u8cc7\u578b<\/strong>\uff1a\u5e74\u5ea6\u6295\u8cc7\u4e0a\u9650120\u842c\u65e5\u5713\uff0c\u5c08\u6ce8\u65bc\u7b26\u5408\u689d\u4ef6\u7684\u4f4e\u6210\u672c\u9577\u671f\u57fa\u91d1\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5169\u8005\u5408\u8a08\u5e74\u5ea6\u4e0a\u9650360\u842c\u65e5\u5713\uff0c\u7d42\u8eab\u7d2f\u8a08\u4e0a\u9650\u90541800\u842c\u65e5\u5713\uff0c\u4e14\u6295\u8cc7\u65b9\u5f0f\u9748\u6d3b\uff0c\u652f\u6301\u55ae\u7b46\u6216\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\uff0c\u51fa\u552e\u5f8c\u7684\u975e\u8ab2\u7a05\u984d\u5ea6\u53ef\u65bc\u6b21\u5e74\u91cd\u65b0\u4f7f\u7528\uff0c\u63d0\u5347\u8cc7\u91d1\u904b\u7528\u6548\u7387\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">NISA \u767c\u5c55\u8da8\u52e2<\/mark><\/h3>\n\n\n\n<p>\u6839\u64da\u65e5\u672c\u91d1\u878d\u5ef32025\u5e743\u6708\u6700\u65b0\u6578\u64da\uff0c\u622a\u81f32025\u5e743\u6708\u5e95\uff0c\u5168\u65e5\u672cNISA\u5e33\u6236\u6578\u5df2\u7a81\u78342646\u842c\u6236\uff0c\u5e74\u5ea6\u8cb7\u5165\u91d1\u984d\u7d046.6\u5146\u65e5\u5713\uff0c\u5176\u4e2d\u6210\u9577\u6295\u8cc7\u578b\u7d044.99\u5146\u65e5\u5713\uff0c\u5b9a\u671f\u5b9a\u984d\u578b\u7d041.61\u5146\u65e5\u5713\uff0c\u986f\u793a\u5168\u6c11\u7a4d\u6975\u53c3\u8207\u6295\u8cc7\u3002\u7528\u6236\u7d50\u69cb\u5448\u73fe\u660e\u986f\u5e74\u8f15\u5316\u8207\u5973\u6027\u5316\u8da8\u52e2\uff0c\u65b0\u958b\u6236\u8005\u4e2d\u7d0450%\u70ba39\u6b72\u4ee5\u4e0b\uff0c\u5973\u6027\u6295\u8cc7\u8005\u8d85\u904e\u534a\u6578\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u6a19\u7684\u65b9\u9762\uff0c\u8d85\u904e\u534a\u6578\u8cc7\u91d1\u6d41\u5411\u8ffd\u8e64\u5168\u7403\u53ca\u7f8e\u570b\u5e02\u5834\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1476\">\u4f4e\u6210\u672cETF<\/a>\uff0c\u63a8\u52d5\u65e5\u672c\u80a1\u5e02\u6d3b\u7d61\u30022025\u5e74\u4ee5\u4f86\uff0c\u5916\u8cc7\u56e0\u770b\u597dNISA\u5e36\u4f86\u7684\u8cc7\u91d1\u7d05\u5229\uff0c\u5df2\u52a0\u78bc\u65e5\u80a1\u8d85\u904e1.23\u5146\u65e5\u5713\uff0c\u5f62\u6210\u660e\u986f\u6b63\u5faa\u74b0\uff0c\u9032\u4e00\u6b65\u63d0\u5347\u5e02\u5834\u52d5\u80fd\u3002<\/p>\n\n\n\n<p>\u65b0NISA\u4ee5\u5176\u6c38\u4e45\u514d\u7a05\u3001\u8f03\u9ad8\u6295\u8cc7\u984d\u5ea6\u53ca\u9748\u6d3b\u6295\u8cc7\u65b9\u5f0f\uff0c\u6210\u70ba\u65e5\u672c\u653f\u5e9c\u63a8\u52d5\u300c\u5f9e\u5132\u84c4\u5230\u6295\u8cc7\u300d\u6230\u7565\u7684\u6838\u5fc3\u5de5\u5177\uff0c\u5c24\u5176\u5438\u5f15\u8ffd\u6c42\u9577\u671f\u8cc7\u672c\u589e\u503c\u7684\u5e74\u8f15\u65cf\u7fa4\u8207\u7a4d\u6975\u6295\u8cc7\u8005\uff0c\u6b63\u5f15\u9818<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=12267\">\u65e5\u672c\u5168\u6c11\u6295\u8cc7\u65b0\u6d6a\u6f6e<\/a>\u3002\u5f62\u6210\u660e\u986f\u6b63\u5faa\u74b0\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u500b\u4eba\u9000\u4f11\u5e33\u6236 ISA\uff1a\u7a05\u8ce6\u5168\u514d\u3001\u9078\u64c7\u591a\u5143<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u82f1\u570b ISA\uff1a\u5236\u5ea6\u7279\u8272<\/mark><\/h3>\n\n\n\n<p>\u82f1\u570b ISA\uff08Individual Savings Account\uff09\u662f\u82f1\u570b\u653f\u5e9c\u81ea1999\u5e74\u63a8\u884c\u7684\u7a05\u512a\u6295\u8cc7\u5e33\u6236\uff0c\u5e33\u6236\u5167\u7684\u5229\u606f\u3001\u80a1\u606f\u8207\u8cc7\u672c\u5229\u5f97\u7686\u514d\u7a05\uff0c2024\/25\u8ca1\u653f\u5e74\u5ea6\u6295\u8cc7\u4e0a\u9650\u70ba20,000\u82f1\u938a\uff0c\u6295\u8cc7\u8005\u53ef\u81ea\u7531\u5206\u914d\u81f3\u4ee5\u4e0b\u4e94\u7a2eISA\u985e\u578b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cash ISA<\/strong>\uff1a\u985e\u4f3c\u5b9a\u671f\u5b58\u6b3e\uff0c\u63d0\u4f9b\u514d\u7a05\u5229\u606f\uff0c\u98a8\u96aa\u4f4e\uff0c\u9069\u5408\u4fdd\u5b88\u578b\u5132\u84c4\u8005\u3002<\/li>\n\n\n\n<li><strong>Stocks and Shares ISA<\/strong>\uff1a\u53ef\u6295\u8cc7\u80a1\u7968\u3001ETF\u3001\u50b5\u5238\u53ca\u57fa\u91d1\uff0c\u5177\u8f03\u9ad8\u98a8\u96aa\u8207\u6f5b\u5728\u56de\u5831\uff0c\u9069\u5408\u8ffd\u6c42\u8cc7\u672c\u589e\u503c\u7684\u6295\u8cc7\u8005\u3002<\/li>\n\n\n\n<li><strong>Lifetime ISA\uff08LISA\uff09<\/strong>\uff1a\u5c08\u70ba18\u81f339\u6b72\u5e74\u8f15\u4eba\u8a2d\u8a08\uff0c\u653f\u5e9c\u6bcf\u5e74\u63d0\u4f9b\u6700\u9ad825%\u734e\u52f5\u91d1\uff08\u6700\u9ad81,000\u82f1\u938a\uff09\uff0c\u8cc7\u91d1\u53ef\u7528\u65bc<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1955\">\u8cfc\u623f<\/a>\u6216\u9000\u4f11\u5132\u84c4\u3002<\/li>\n\n\n\n<li><strong>Innovative Finance ISA<\/strong>\uff1a\u6295\u8cc7\u9ede\u5c0d\u9ede\u8cb8\u6b3e\u7b49\u5275\u65b0\u91d1\u878d\u7522\u54c1\uff0c\u98a8\u96aa\u8207\u6f5b\u5728\u6536\u76ca\u8f03\u9ad8\u3002<\/li>\n\n\n\n<li><strong>Junior ISA<\/strong>\uff1a\u70ba\u672a\u6210\u5e74\u5b50\u5973\u8a2d\u7acb\u7684\u514d\u7a05\u5132\u84c4\u5e33\u6236\uff0c\u5e6b\u52a9\u7236\u6bcd\u70ba<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1919\">\u5b50\u5973\u672a\u4f86<\/a>\u7406\u8ca1\u3002<\/li>\n<\/ul>\n\n\n\n<p>ISA\u5141\u8a31\u8cc7\u91d1\u9748\u6d3b\u63d0\u53d6\uff0c\u4e14Cash ISA\u8207Lifetime ISA\u53d7\u82f1\u570b\u91d1\u878d\u670d\u52d9\u88dc\u511f\u8a08\u5283\u4fdd\u969c\uff0c\u6700\u9ad8\u4fdd\u969c\u984d85,000\u82f1\u938a\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u82f1\u570b ISA\uff1a\u767c\u5c55\u8da8\u52e2<\/mark><\/h3>\n\n\n\n<p>\u622a\u81f32023\u5e74\uff0c\u82f1\u570b\u7d04\u67092,000\u842c\u4eba\u6301\u6709ISA\u5e33\u6236\uff0c\u7d04\u5360\u6210\u5e74\u4eba\u53e3\u56db\u5206\u4e4b\u4e00\uff0c\u4e3b\u8981\u6295\u8cc7\u8005\u5e74\u9f61\u96c6\u4e2d\u65bc25\u81f355\u6b72\uff0c\u5e74\u8f15\u65cf\u7fa4\uff0818-30\u6b72\uff09\u53c3\u8207\u5ea6\u6301\u7e8c\u63d0\u5347\uff0c\u5c24\u5176Lifetime ISA\u6df1\u53d7\u9996\u6b21\u7f6e\u696d\u53ca\u9000\u4f11\u898f\u5283\u7684\u5e74\u8f15\u4eba\u9752\u775e\u3002\u5973\u6027\u53c3\u8207\u5ea6\u7565\u9ad8\u65bc\u7537\u6027\uff0c\u5c24\u5176\u504f\u597d\u4f4e\u98a8\u96aa\u7684Cash ISA\u3002<\/p>\n\n\n\n<p>\u591a\u6578\u6295\u8cc7\u8005\u5c1a\u672a\u7528\u6eff\u5e74\u5ea6\u6295\u8cc7\u4e0a\u9650\uff0c\u4f46\u9ad8\u6de8\u503c\u53ca\u9577\u671f\u6295\u8cc7\u8005\u50be\u5411\u63a5\u8fd1\u4e0a\u9650\u3002\u8fd1\u5e74\u4f86\uff0cISA\u6295\u8cc7\u7d50\u69cb\u9010\u6b65\u5f9e\u4fdd\u5b88\u7684Cash ISA\u8f49\u5411\u98a8\u96aa\u8f03\u9ad8\u7684Stocks and Shares ISA\uff0c\u53cd\u6620\u82f1\u570b\u6295\u8cc7\u4eba\u5c0d\u8cc7\u672c\u589e\u503c\u7684\u63a5\u53d7\u5ea6\u63d0\u5347\u3002<\/p>\n\n\n\n<p>2025\u5e744\u6708\u8d77\u65b0\u7a05\u52d9\u5e74\u5ea6\u958b\u59cb\uff0cISA\u5e74\u5ea6\u514d\u7a05\u984d\u7dad\u630120,000\u82f1\u938a\uff0c\u653f\u5e9c\u6301\u7e8c\u9f13\u52f5\u5229\u7528ISA\u9032\u884c\u9577\u671f\u7406\u8ca1\u8207\u9000\u4f11\u5132\u84c4\uff0c\u4e26\u95dc\u6ce8\u63d0\u9ad8\u500b\u4eba\u514d\u7a05\u984d\u7684\u653f\u7b56\u8acb\u9858\u3002<\/p>\n\n\n\n<p>ISA\u4ee5\u5176\u7a05\u52d9\u5168\u514d\u3001\u591a\u5143\u9078\u64c7\u53ca\u9748\u6d3b\u6027\uff0c\u6210\u70ba\u82f1\u570b\u6c11\u773e\u9577\u671f\u7406\u8ca1\u8207<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=11855\">\u9000\u4f11\u898f\u5283<\/a>\u7684\u57fa\u77f3\uff0c\u7279\u5225\u662fLifetime ISA\u7684\u653f\u5e9c\u734e\u52f5\uff0c\u5c0d\u5e74\u8f15\u4eba\u8cfc\u623f\u8207\u9000\u4f11\u5132\u84c4\u63d0\u4f9b\u5f37\u5927\u52a9\u529b\u3002\u8fd1\u5e74ISA\u7d50\u69cb\u4e5f\u5f9e\u4fdd\u5b88\u578b\u7684Cash ISA\u9010\u6b65\u8f49\u5411\u98a8\u96aa\u8f03\u9ad8\u7684Stocks and Shares ISA\uff0c\u53cd\u6620<strong>\u82f1\u570b\u4eba\u5c0d\u8cc7\u672c\u589e\u503c\u7684\u98a8\u96aa\u627f\u53d7\u5ea6\u63d0\u5347<\/strong>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u500b\u4eba\u9000\u4f11\u5e33\u6236 IRA\uff1a\u7a05\u512a\u9748\u6d3b\u3001\u9000\u4f11\u6295\u8cc7<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u7f8e\u570b IRA\uff1a\u5236\u5ea6\u7279\u8272<\/mark><\/h3>\n\n\n\n<p>\u7f8e\u570b IRA\uff08Individual Retirement Account\uff0c\u500b\u4eba\u9000\u4f11\u5e33\u6236\uff09\u662f\u5e6b\u52a9\u7f8e\u570b\u6c11\u773e\u70ba\u9000\u4f11\u5132\u84c4\u7684\u91cd\u8981\u7a05\u512a\u5de5\u5177\uff0c\u4e3b\u8981\u5206\u70ba\u5169\u5927\u985e\u578b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u50b3\u7d71IRA\uff08Traditional IRA\uff09\uff1a<\/strong> \u53ef\u7528\u7a05\u524d\u6536\u5165\u4f9b\u6b3e\uff0c<strong>\u7576\u5e74\u53ef\u62b5\u7a05<\/strong>\uff0c\u8cc7\u7522\u589e\u503c\u5ef6\u9072\u8ab2\u7a05\uff0c\u9000\u4f11\u5f8c\u518d\u8ab2\u7a05\u3002<\/li>\n\n\n\n<li><strong>\u7f85\u65afIRA\uff08Roth IRA\uff09\uff1a<\/strong> \u7528\u7a05\u5f8c\u6536\u5165\u4f9b\u6b3e\uff0c\u4f46<strong>\u5e33\u6236\u5167\u589e\u503c\u8207\u9000\u4f11\u63d0\u6b3e\u7686\u514d\u7a05<\/strong>\u3002<\/li>\n<\/ul>\n\n\n\n<p>2025\u5e74IRA\u5e74\u5ea6\u4f9b\u6b3e\u4e0a\u9650\u70ba7,000\u7f8e\u5143\uff0c50\u6b72\u4ee5\u4e0a\u8005\u53ef\u984d\u5916\u8ffd\u52a01,000\u7f8e\u5143\uff0c\u5169\u7a2eIRA\u5171\u7528\u6b64\u9650\u984d\u3002\u7f85\u65afIRA\u7684\u4f9b\u6b3e\u8cc7\u683c\u53d7\u6536\u5165\u9650\u5236\uff0c\u55ae\u8eab\u8005\u8abf\u6574\u5f8c\u7e3d\u6536\u5165\u7d04\u572815\u842c\u81f316.5\u842c\u7f8e\u5143\u4e4b\u9593\u9010\u6b65\u6e1b\u5c11\u53ef\u4f9b\u6b3e\u984d\uff0c\u592b\u59bb\u5171\u540c\u5831\u7a05\u5247\u572823.6\u842c\u81f324.6\u842c\u7f8e\u5143\u4e4b\u9593\u3002\u50b3\u7d71IRA\u7684\u7a05\u524d\u6263\u9664\u8cc7\u683c\u5247\u4f9d\u662f\u5426\u53c3\u52a0<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=13147\">\u96c7\u4e3b\u9000\u4f11\u8a08\u756b<\/a>\u53ca\u6536\u5165\u6c34\u5e73\u800c\u5b9a\u3002<\/p>\n\n\n\n<p>\u63d0\u524d\u63d0\u6b3e\uff0859.5\u6b72\u524d\uff09\u901a\u5e38\u9700\u652f\u4ed810%\u7f70\u6b3e\uff0c\u50b3\u7d71IRA\u9808\u572873\u6b72\u5f8c\u958b\u59cb\u6700\u4f4e\u63d0\u6b3e\uff08RMD\uff09\uff0c\u7f85\u65afIRA\u5247\u7121\u6b64\u9650\u5236\u3002\u6839\u64da2022\u5e74SECURE 2.0\u6cd5\u6848\uff0cRMD\u8d77\u59cb\u5e74\u9f61\u5df2\u753170\u6b72\u5ef6\u81f373\u6b72\uff0c\u672a\u4f86\u5c07\u9010\u6b65\u5ef6\u9577\u81f375\u6b72\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u7f8e\u570b IRA\uff1a \u767c\u5c55\u8da8\u52e2<\/mark><\/h3>\n\n\n\n<p>\u622a\u81f32023\u5e74\uff0c\u7f8e\u570b\u7d04\u67095,000\u842c\u4eba\u6301\u6709IRA\u5e33\u6236\uff0c\u6db5\u84cb30\u81f365\u6b72\u5ee3\u6cdb\u5e74\u9f61\u5c64\uff0c\u7537\u5973\u6bd4\u4f8b\u63a5\u8fd1\u5e73\u5747\u5206\u5e03\uff0c\u5e73\u5747\u5e33\u6236\u9918\u984d\u7d0412\u842c\u7f8e\u5143\u3002<\/p>\n\n\n\n<p>IRA\u5141\u8a31\u6295\u8cc7\u80a1\u7968\u3001ETF\u3001\u50b5\u5238\u53ca\u57fa\u91d1\u7b49<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1482\">\u591a\u5143\u8cc7\u7522<\/a>\uff0c\u4e14\u4e0d\u53d7\u96c7\u4e3b\u9650\u5236\uff0c\u9069\u5408\u81ea\u4e3b\u7406\u8ca1\u8005\u3002\u8a31\u591a\u54e1\u5de5\u5c07401(k)\u8cc7\u91d1\u8f49\u5165IRA\uff0c\u4ee5\u7372\u5f97\u66f4\u5927\u6295\u8cc7\u81ea\u7531\u8207\u638c\u63a7\u6b0a\u3002\u5118\u7ba1\u7f85\u65afIRA\u6709\u6536\u5165\u9580\u6abb\uff0c\u4f46\u5176\u300c\u514d\u7a05\u9000\u4f11\u63d0\u6b3e\u300d\u7684\u512a\u52e2\u4ecd\u5438\u5f15\u9ad8\u6210\u9577\u6f5b\u529b\u65cf\u7fa4\u9752\u775e\u3002\u96a8\u8457\u9000\u4f11\u898f\u5283\u610f\u8b58\u63d0\u5347\u53ca\u653f\u7b56\u8abf\u6574\uff0cIRA\u6301\u6709\u8005\u6578\u91cf\u8207\u8cc7\u7522\u898f\u6a21\u6301\u7e8c\u7a69\u5b9a\u6210\u9577\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u500b\u4eba\u9000\u4f11\u5e33\u6236 SRS\uff1a\u6e1b\u7a05\u5e6b\u624b\u3001\u9748\u6d3b\u6295\u8cc7<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u2726 \u5236\u5ea6\u7279\u8272<\/h3>\n\n\n\n<p>\u65b0\u52a0\u5761 SRS\uff08Supplementary Retirement Scheme\uff09\u662f\u65b0\u52a0\u5761\u653f\u5e9c\u65bc2001\u5e74\u63a8\u51fa\u7684\u81ea\u9858\u6027\u88dc\u5145\u9000\u4f11\u5132\u84c4\u8a08\u5283\uff0c\u76ee\u7684\u70ba\u88dc\u5145\u5f37\u5236\u6027\u7684\u516c\u7a4d\u91d1\uff08CPF\uff09\uff0c\u5e6b\u52a9\u5c45\u6c11\u53ca\u5916\u7c4d\u7d0d\u7a05\u4eba\u70ba\u9000\u4f11\u751f\u6d3b\u7d2f\u7a4d\u984d\u5916\u8cc7\u91d1\u3002\u65b0\u52a0\u5761\u516c\u6c11\u8207\u6c38\u4e45\u5c45\u6c11\u6bcf\u5e74\u6700\u9ad8\u53ef\u4f9b\u6b3e15,300\u65b0\u52a0\u5761\u5143\uff0c\u5916\u7c4d\u7d0d\u7a05\u4eba\u5247\u4eab\u6709\u66f4\u9ad8\u7684\u5e74\u5ea6\u4f9b\u6b3e\u4e0a\u965035,700\u65b0\u52a0\u5761\u5143\uff0c\u4f9b\u6b3e\u91d1\u984d\u53ef\u5168\u6578\u5f9e\u61c9\u7a05\u6536\u5165\u4e2d\u6263\u9664\uff0c\u986f\u8457\u964d\u4f4e\u7576\u5e74\u6240\u5f97\u7a05\u8ca0\u3002<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14060\">SRS\u5e33\u6236<\/a>\u5167\u8cc7\u91d1\u5229\u606f\u7d040.05%\uff0c\u4f46\u8cc7\u91d1\u53ef\u81ea\u7531\u6295\u8cc7\u65bc\u80a1\u7968\u3001\u57fa\u91d1\u3001\u50b5\u5238\u3001\u4fdd\u96aa\u53ca\u9000\u4f11\u5e74\u91d1\u7b49\u591a\u5143\u91d1\u878d\u7522\u54c1\uff0c\u9f13\u52f5\u6295\u8cc7\u4ee5\u8ffd\u6c42\u66f4\u9ad8\u56de\u5831\u3002\u63d0\u9818\u65b9\u9762\uff0c\u9054\u5230\u6cd5\u5b9a\u9000\u4f11\u5e74\u9f61\uff08\u76ee\u524d63\u6b72\uff09\u5f8c\uff0c\u63d0\u6b3e\u50c5\u9700\u5c0d50%\u91d1\u984d\u7e73\u7d0d\u6240\u5f97\u7a05\u4e14\u7121\u7f70\u6b3e\uff1b\u82e5\u63d0\u524d\u63d0\u53d6\uff0c\u9700\u5c0d\u5168\u984d\u7e73\u7a05\u4e26\u52a05%\u7f70\u91d1\uff0c\u4f46\u91ab\u7642\u6216\u7834\u7522\u7b49\u7279\u5b9a\u60c5\u6cc1\u53ef\u514d\u7f70\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u65b0\u52a0\u5761 SRS\uff1a \u767c\u5c55\u8da8\u52e2<\/h3>\n\n\n\n<p>\u622a\u81f32024\u5e74\u5e95\uff0c\u7d04\u670960\u842c\u4eba\u53c3\u8207SRS\uff0c\u6db5\u84cb\u5404\u5e74\u9f61\u5c64\uff0c\u7537\u5973\u6bd4\u4f8b\u7d046:4\u3002\u5916\u7c4d\u4eba\u58eb\u4f7f\u7528\u6bd4\u4f8b\u8f03\u9ad8\uff0c\u4e3b\u8981\u56e0\u5176\u8f03\u9ad8\u7684\u4f9b\u6b3e\u4e0a\u9650\u53ca\u4f5c\u70ba\u65b0\u52a0\u5761\u7559\u624d\u653f\u7b56\u7684\u91cd\u8981\u5de5\u5177\u3002<\/p>\n\n\n\n<p>SRS\u5df2\u6210\u70ba\u65b0\u52a0\u5761\u9000\u4f11\u8ca1\u52d9\u898f\u5283\u7684\u4e00\u5927\u652f\u67f1\uff0c\u8207CPF\u5f62\u6210\u4e92\u88dc\u3002\u96a8\u8457<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=12630\">\u4eba\u53e3\u8001\u9f61\u5316<\/a>\u53ca\u9000\u4f11\u9700\u6c42\u589e\u52a0\uff0cSRS\u53c3\u8207\u5ea6\u8207\u8cc7\u7522\u898f\u6a21\u6301\u7e8c\u7a69\u5065\u6210\u9577\u3002\u5176\u7a05\u52d9\u512a\u60e0\u8207\u9748\u6d3b\u6295\u8cc7\u7279\u6027\uff0c\u5438\u5f15\u9ad8\u6536\u5165\u8005\u53ca\u5916\u7c4d\u5c08\u696d\u4eba\u624d\u512a\u5316\u7a05\u52d9\u8ca0\u64d4\u8207\u9000\u4f11\u6e96\u5099\uff0c\u978f\u56fa\u65b0\u52a0\u5761\u5728\u5168\u7403\u4eba\u624d\u7af6\u722d\u4e2d\u7684\u512a\u52e2\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5168\u7403\u9000\u4f11\u5e33\u6236\u5236\u5ea6\u6bd4\u8f03\u7e3d\u8868<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th>NISA\uff08\u65e5\u672c\uff09<\/th><th>ISA\uff08\u82f1\u570b\uff09<\/th><th>IRA\uff08\u7f8e\u570b\uff09<\/th><th>SRS\uff08\u65b0\u52a0\u5761\uff09<\/th><\/tr><\/thead><tbody><tr><td>\u5e74\u5ea6\u4f9b\u6b3e\u4e0a\u9650<\/td><td>360\u842c\u65e5\u5713\uff08\u6210\u9577\u6295\u8cc7\u67a0240\u842c\uff0b\u5b9a\u671f\u6295\u8cc7\u67a0120\u842c\uff09<\/td><td>20,000\u82f1\u938a<\/td><td>7,000\u7f8e\u5143\uff0850\u6b72\u4ee5\u4e0a8,000\u7f8e\u5143\uff09<\/td><td>15,300\u65b0\u5e63\uff08\u516c\u6c11\u8207\u6c38\u4e45\u5c45\u6c11\uff09<br>35,700\u65b0\u5e63\uff08\u5916\u7c4d\u7d0d\u7a05\u4eba\uff09<\/td><\/tr><tr><td>\u662f\u5426\u6709\u7d42\u8eab\u4e0a\u9650<\/td><td>\u6709\uff081800\u842c\u65e5\u5713\uff09<\/td><td>\u7121<\/td><td>\u6709\uff08\u50b3\u7d71IRA\u7121\u660e\u78ba\u7d42\u8eab\u9650\u984d\uff0c\u4f46\u6709\u5e74\u5ea6\u9650\u984d\uff09<\/td><td>\u7121<\/td><\/tr><tr><td>\u7a05\u52d9\u512a\u60e0<\/td><td>\u5e33\u6236\u5167\u8cc7\u672c\u5229\u5f97\u6c38\u4e45\u514d\u7a05<\/td><td>\u5229\u606f\u3001\u80a1\u606f\u8207\u8cc7\u672c\u5229\u5f97\u7686\u514d\u7a05<\/td><td>\u50b3\u7d71IRA\u7a05\u524d\u62b5\u6263\uff0c\u7f85\u65afIRA\u514d\u7a05\u63d0\u9818<\/td><td>\u4f9b\u6b3e\u91d1\u984d\u53ef\u62b5\u7a05\uff0c\u63d0\u9818\u6642\u50c5\u5c0d50%\u91d1\u984d\u8ab2\u7a05<\/td><\/tr><tr><td>\u6295\u8cc7\u6a19\u7684<\/td><td>\u80a1\u7968\u3001ETF\u3001\u57fa\u91d1\u3001REIT\u7b49<\/td><td>\u80a1\u7968\u3001\u50b5\u5238\u3001\u57fa\u91d1\u7b49<\/td><td>\u80a1\u7968\u3001ETF\u3001\u57fa\u91d1\u3001\u50b5\u5238\u7b49<\/td><td>\u80a1\u7968\u3001\u57fa\u91d1\u3001\u50b5\u5238\u3001\u4fdd\u55ae\u3001\u9000\u4f11\u5e74\u91d1\u7b49<\/td><\/tr><tr><td>\u63d0\u9818\u9650\u5236<\/td><td>\u7121\u9650\u5236\uff08\u53ef\u96a8\u6642\u51fa\u91d1\uff09<\/td><td>\u53ef\u96a8\u6642\u63d0\u9818\uff08LISA\u9700\u81f360\u6b72\u6216\u8cfc\u5c4b\uff09<\/td><td>59.5\u6b72\u5f8c\u514d\u7f70\uff0c\u63d0\u524d\u63d0\u9818\u9700\u7f70\u6b3e<\/td><td>\u6cd5\u5b9a\u9000\u4f11\u5e74\u9f61\u5f8c\u63d0\u9818\u514d\u7f70\uff0c\u63d0\u524d\u63d0\u9818\u9700\u8ab2\u7a05\u4e26\u7f70\u6b3e<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u88dc\u5145\u8aaa\u660e\uff1a<br><strong>NISA<\/strong>\uff1a2024\u5e74\u65b0\u5236\u5ea6\u53d6\u6d88\u4e86\u539f\u67095\u5e74\u514d\u7a05\u671f\u9650\uff0c\u6539\u70ba\u6c38\u4e45\u514d\u7a05\uff0c\u4e14\u5141\u8a31\u6210\u9577\u6295\u8cc7\u67a0\u8207\u5b9a\u671f\u6295\u8cc7\u67a0\u4f75\u7528\uff0c\u6295\u8cc7\u6a19\u7684\u6db5\u84cb\u80a1\u7968\u3001ETF\u53ca\u4f4e\u6210\u672c\u57fa\u91d1\u3002\u8ce3\u51fa\u5f8c\u7684\u975e\u8ab2\u7a05\u984d\u5ea6\u53ef\u65bc\u6b21\u5e74\u91cd\u65b0\u4f7f\u7528\uff0c\u9748\u6d3b\u6027\u63d0\u5347\u3002\u7d42\u8eab\u975e\u8ab2\u7a05\u9650\u984d\u70ba1800\u842c\u65e5\u5713\u3002<br><strong>ISA<\/strong>\uff1a\u82f1\u570bISA\u6db5\u84cb\u591a\u7a2e\u5e33\u6236\u985e\u578b\uff0cCash ISA\u3001Stocks and Shares ISA\u3001Lifetime ISA\u7b49\uff0c\u5747\u4eab\u6709\u5229\u606f\u3001\u80a1\u606f\u8207\u8cc7\u672c\u5229\u5f97\u514d\u7a05\u512a\u52e2\u3002Lifetime ISA\u6709\u4f7f\u7528\u9650\u5236\uff08\u8cfc\u5c4b\u621660\u6b72\u5f8c\u63d0\u6b3e\uff09\u3002<br><strong>IRA<\/strong>\uff1a\u7f8e\u570bIRA\u5206\u50b3\u7d71\u8207\u7f85\u65af\u5169\u7a2e\uff0c\u50b3\u7d71IRA\u4f9b\u6b3e\u53ef\u7a05\u524d\u62b5\u6263\uff0c\u63d0\u6b3e\u6642\u8ab2\u7a05\uff1b\u7f85\u65afIRA\u4f9b\u6b3e\u70ba\u7a05\u5f8c\uff0c\u63d0\u6b3e\u514d\u7a05\u3002\u5e74\u5ea6\u4f9b\u6b3e\u9650\u984d7,000\u7f8e\u5143\uff0c50\u6b72\u4ee5\u4e0a\u53ef\u88dc\u51451,000\u7f8e\u5143\u3002\u63d0\u524d\u63d0\u6b3e\u901a\u5e38\u7f70\u6b3e10%\u3002<br><strong>SRS<\/strong>\uff1a\u65b0\u52a0\u5761SRS\u70ba\u88dc\u5145\u9000\u4f11\u5132\u84c4\uff0c\u4f9b\u6b3e\u53ef\u5168\u984d\u62b5\u7a05\uff0c\u63d0\u6b3e\u6642\u50c5\u5c0d50%\u91d1\u984d\u8ab2\u7a05\uff0c\u63d0\u524d\u63d0\u6b3e\u9700\u7e73\u5168\u984d\u7a05\u4e26\u52a0\u7f70\u91d1\u3002\u4f9b\u6b3e\u4e0a\u9650\u5c0d\u516c\u6c11\u8207\u6c38\u4e45\u5c45\u6c11\u70ba15,300\u65b0\u5e63\uff0c\u5916\u7c4d\u7d0d\u7a05\u4eba\u5247\u9ad8\u905435,700\u65b0\u5e63\u3002\u6295\u8cc7\u6a19\u7684\u591a\u5143\uff0c\u5305\u62ec\u80a1\u7968\u3001\u57fa\u91d1\u53ca\u9000\u4f11\u5e74\u91d1\u3002<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u500b\u4eba\u9000\u4f11\u5e33\u6236\u555f\u793a<\/h2>\n\n\n\n<p>\u9019\u4e9b\u570b\u5bb6\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=12175\">\u500b\u4eba\u9000\u4f11\u5e33\u6236<\/a>\u8207<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=13394\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\uff08Robo-Advisor\uff09\u6709\u8457\u826f\u597d\u7684\u7d50\u5408\uff0c\u6a5f\u5668\u4eba\u7406\u8ca1\u672c\u8eab\u5c31\u662f\u9000\u4f11\u898f\u5283\u4e2d\u975e\u5e38\u7406\u60f3\u7684\u6295\u8cc7\u5de5\u5177\u3002\u900f\u904e\u5927\u6578\u64da\u5206\u6790\u8207\u6f14\u7b97\u6cd5\uff0c\u6a5f\u5668\u4eba\u7406\u8ca1\u80fd\u6839\u64da\u6295\u8cc7\u4eba\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3001\u6295\u8cc7\u76ee\u6a19\u8207\u6642\u9593\uff0c\u91cf\u8eab\u6253\u9020\u500b\u4eba\u5316\u4e14<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\">\u52d5\u614b\u8abf\u6574<\/a>\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u78ba\u4fdd<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\">\u8cc7\u7522\u914d\u7f6e<\/a>\u59cb\u7d42\u7b26\u5408\u9000\u4f11\u76ee\u6a19\u3002\u76f8\u8f03\u65bc\u50b3\u7d71\u7406\u8ca1\u9867\u554f\uff0c\u6a5f\u5668\u4eba\u7406\u8ca1\u6210\u672c\u8f03\u4f4e\u3001\u64cd\u4f5c\u4fbf\u5229\u4e14\u4e0d\u53d7\u4eba\u70ba\u60c5\u7dd2\u5f71\u97ff\uff0c\u7279\u5225\u9069\u5408\u9000\u4f11\u65cf\u7fa4\u8ffd\u6c42\u7a69\u5065\u4e14\u9577\u671f\u7684\u8cc7\u7522\u589e\u503c\u3002<\/p>\n\n\n\n<p>\u7d50\u5408\u653f\u5e9c\u63a8\u52d5\u7684\u500b\u4eba\u9000\u4f11\u5e33\u6236\u653f\u7b56\uff0c\u6a5f\u5668\u4eba\u7406\u8ca1\u80fd\u6709\u6548\u964d\u4f4e\u6295\u8cc7\u9580\u6abb\uff0c\u63d0\u5347\u9000\u4f11\u7406\u8ca1\u7684\u666e\u53ca\u7387\u8207\u6548\u7387\uff0c\u5e6b\u52a9\u6c11\u773e\u66f4\u8f15\u9b06\u5730\u5be6\u8e10\u9000\u4f11\u6e96\u5099\u3002\u9019\u7a2e\u653f\u7b56\u8207\u79d1\u6280\u7684\u96d9\u91cd\u52a0\u6301\uff0c\u4e0d\u50c5\u4fc3\u9032\u4e86\u8cc7\u7522\u7684\u7a69\u5065\u6210\u9577\uff0c\u4e5f\u70ba\u9000\u4f11\u751f\u6d3b\u63d0\u4f9b\u4e86\u66f4\u6709\u529b\u7684\u8ca1\u52d9\u4fdd\u969c\uff0c\u6210\u70ba\u672a\u4f86\u9000\u4f11\u7406\u8ca1\u7684\u91cd\u8981\u8da8\u52e2\u8207\u65b9\u5411\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">TISA \u672a\u4f86\u5c55\u671b<\/h2>\n\n\n\n<p>\u96a8\u8457\u53f0\u7063\u5373\u5c07\u63a8\u51fa\u7684\u300cTISA\u300d\uff0c\u570b\u969b\u6210\u529f\u7684\u9000\u4f11\u8207\u6295\u8cc7\u5e33\u6236\u5236\u5ea6\u63d0\u4f9b\u4e86\u5bf6\u8cb4\u7684\u501f\u93e1\u3002\u65e5\u672cNISA\u4ee5\u6c38\u4e45\u514d\u7a05\u548c\u9ad8\u984d\u5ea6\u6fc0\u767c\u5168\u6c11\u6295\u8cc7\u71b1\u60c5\uff0c\u5438\u5f15<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=772\">\u5e74\u8f15\u65cf\u7fa4<\/a>\u8207<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=13500\">\u5973\u6027\u7a4d\u6975\u53c3\u8207<\/a>\uff1b\u82f1\u570bISA\u4ee5\u591a\u5143\u5e33\u6236\u985e\u578b\u548c\u653f\u5e9c\u734e\u52f5\uff0c\u6eff\u8db3\u5f9e\u4fdd\u5b88\u5132\u84c4\u5230\u7a4d\u6975\u6295\u8cc7\u7684\u591a\u6a23\u9700\u6c42\uff1b\u7f8e\u570bIRA\u5f37\u8abf\u7a05\u52d9\u914d\u7f6e\u5f48\u6027\u8207\u81ea\u4e3b\u6295\u8cc7\u6b0a\uff0c\u8ce6\u80fd\u6578\u5343\u842c\u9000\u4f11\u7406\u8ca1\u8005\uff1b\u65b0\u52a0\u5761SRS\u5247\u4ee5\u9ad8\u984d\u6e1b\u7a05\u548c\u5916\u7c4d\u4eba\u58eb\u5c08\u5c6c\u4f9b\u6b3e\u984d\u5ea6\uff0c\u5c55\u73fe\u5168\u7403\u7af6\u722d\u529b\u8207\u7559\u624d\u7b56\u7565\u3002<\/p>\n\n\n\n<p>TISA\u82e5\u80fd\u7d50\u5408\u9019\u4e9b\u570b\u969b\u512a\u9ede\uff0c\u6253\u9020\u9069\u5408\u53f0\u7063\u6c11\u773e\u7684\u9577\u671f\u5132\u84c4\u8207\u7a69\u5065\u6295\u8cc7\u6a5f\u5236\uff0c\u4e26\u8a2d\u8a08\u5206\u968e\u6bb5\u63d0\u9818\u898f\u5247\uff0c\u5c07\u6709\u52a9\u65bc\u63d0\u5347\u5168\u6c11\u7406\u8ca1\u610f\u8b58\u8207\u9000\u4f11\u6e96\u5099\u3002\u7279\u5225\u662f\u900f\u904e\u4f4e\u8cbb\u7528\u3001\u514d\u7533\u8cfc\u624b\u7e8c\u8cbb\u7684\u5c08\u5c6cT\u7d1a\u5225\u57fa\u91d1\uff0c\u4e26\u9f13\u52f5\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\uff0cTISA\u4e0d\u50c5\u80fd\u4fc3\u9032\u8cc7\u672c\u5e02\u5834\u6d3b\u7d61\uff0c\u4e5f\u5c07\u6210\u70ba\u53f0\u7063\u9000\u4f11\u7406\u8ca1\u7684\u91cd\u8981\u652f\u67f1\u3002<\/p>\n\n\n\n<p>\u5c55\u671b\u672a\u4f86\uff0cTISA\u6709\u671b\u63a8\u52d5\u53f0\u7063\u9081\u5411\u7406\u8ca1\u666e\u53ca\u8207\u8ca1\u52d9\u81ea\u4e3b\u7684\u65b0\u6642\u4ee3\uff0c\u5354\u52a9\u6c11\u773e<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14042\">\u7d2f\u7a4d\u7a69\u5065\u8cc7\u7522<\/a>\uff0c\u8fce\u63a5\u8d85\u9ad8\u9f61\u793e\u6703\u7684\u6311\u6230\uff0c\u4e26\u70ba\u5168\u6c11\u6253\u9020\u66f4\u6709\u4fdd\u969c\u7684\u9000\u4f11\u751f\u6d3b\u3002\u7d50\u5408\u570b\u969b\u7d93\u9a57\u8207\u672c\u5730\u7279\u8272\uff0cTISA\u5c07\u6210\u70ba\u53f0\u7063\u8cc7\u672c\u5e02\u5834\u8207\u9000\u4f11\u8ca1\u52d9\u898f\u5283\u7684\u65b0\u6a19\u7aff\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u963f\u723e\u767c\u966a\u60a8\u4e00\u8d77\u5b89\u5fc3\u9054\u6210\u8ca1\u52d9\u76ee\u6a19<\/h2>\n\n\n\n<p>\u60f3<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4878\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u671f\u5b9a\u984d<\/a>\u6295\u8cc7\u7f8e\u80a1&nbsp;<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\" target=\"_blank\" rel=\"noreferrer noopener\">ETF<\/a>&nbsp;\u589e\u52a0\u88ab\u52d5\u6536\u5165\uff0c\u963f\u723e\u767c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" target=\"_blank\" rel=\"noreferrer noopener\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u80fd\u8b93\u4f60\u4e00\u7ad9\u5f0f\u505a\u597d\u898f\u5283\uff0c\u5e6b\u4f60\u8ffd\u8e64<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=825\">\u8ca1\u52d9\u76ee\u6a19<\/a>\u9054\u6210\u7387\uff0c\u5e6b\u4f60\u6311\u9078\u4f4e\u6210\u672c\u7684 ETF&nbsp;<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8918\">\u6295\u8cc7\u7d44\u5408<\/a>\uff0c\u6295\u8cc7\u4e4b\u5f8c 24 \u5c0f\u6642\u8ffd\u8e64\u8207<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\" target=\"_blank\" rel=\"noreferrer noopener\">\u81ea\u52d5\u518d\u5e73\u8861<\/a>\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6709\u5176\u4ed6\u7406\u8ca1\u554f\u984c\uff0c\u8a3b\u518a\u6703\u54e1\u5f8c\u9084\u80fd\u514d\u8cbb\u9810\u7d04\u4f60\u5c08\u5c6c\u7684\u8ca1\u52d9\u9867\u554f\u9032\u884c\u8aee\u8a62\u3002<\/p>\n\n\n\n<p>\u5fc3\u52d5\u4e0d\u5982\u884c\u52d5\uff0c\u9ede\u64ca\u4e0b\u65b9\u9023\u7d50\uff0c\u8b93\u4eca\u5929\u7684\u6295\u8cc7\u66f4\u8f15\u9b06\uff0c\u660e\u5929\u7684\u751f\u6d3b\u66f4\u7f8e\u597d\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog\" style=\"border-radius:33px\">\u7528 <strong>Line \u8a3b\u518a 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