{"id":1418,"date":"2020-05-15T16:20:00","date_gmt":"2020-05-15T08:20:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1418"},"modified":"2020-05-15T16:20:00","modified_gmt":"2020-05-15T08:20:00","slug":"%e5%a0%85%e6%8c%81%e5%88%b0%e5%ba%95%ef%bc%8c%e6%89%8d%e6%98%af%e6%9c%80%e5%be%8c%e7%9a%84%e8%b4%8f%e5%ae%b6","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1418","title":{"rendered":"2025\u5e74\u958b\u59cb\u5f9e\u8dd1\u6b65\u5b78\u6295\u8cc7\uff1a\u4e03\u53e5\u99ac\u62c9\u677e\u8dd1\u8005\u540d\u8a00"},"content":{"rendered":"\n<p>\u96a8\u8457\u75ab\u60c5\u7684\u8da8\u7de9\uff0c\u6700\u8fd1\u770b\u5230\u8d8a\u4f86\u8d8a\u591a\u4eba\u51fa\u5916\u904b\u52d5\u3001\u8dd1\u6b65\u3002<\/p>\n\n\n\n<p>\u8dd1\u6b65\u4e4b\u65bc\u8eab\u9ad4\u5065\u5eb7\uff0c\u5c31\u50cf\u6295\u8cc7\u7406\u8ca1\u4e4b\u65bc\u8ca1\u5bcc\u7d2f\u7a4d\u3002\u9577\u671f\u6295\u8cc7\u7684\u904e\u7a0b\u5c31\u50cf\u662f\u5834\u99ac\u62c9\u677e\u6bd4\u8cfd\uff0c\u99ac\u62c9\u677e\u6bd4\u8cfd\u4e0d\u50c5\u50c5\u662f\u9ad4\u529b\u4e0a\u7684\u8003\u9a57\uff0c\u5728\u6bc5\u529b\u4e0a\u66f4\u5177\u6311\u6230\uff0c\u8207\u77ed\u8dd1\u7af6\u8cfd\u5145\u6eff\u523a\u6fc0\u7684\u89c0\u8cde\u6027\u4e0d\u540c\uff0c\u8a31\u591a\u8dd1\u8005\u53c3\u52a0\u99ac\u62c9\u677e\u7684\u76ee\u7684\uff0c\u4e26\u4e0d\u5728\u65bc\u8981\u8dd1\u5f97\u6bd4\u5225\u4eba\u5feb\uff0c\u800c\u662f\u5b8c\u6210\u76ee\u6a19\uff0c\u56e0\u6b64\uff0c\u5728\u99ac\u62c9\u677e\u6bd4\u8cfd\u4e2d\uff0c\u6c92\u6709\u6240\u8b02\u7684\u8f38\u5bb6\uff0c\u53ea\u8981\u4f60\u5230\u9054\u7d42\u9ede\uff0c\u4f60\u90fd\u662f\u9019\u5834\u99ac\u62c9\u677e\u7684\u8d0f\u5bb6\uff0c\u9577\u671f\u6295\u8cc7\u4e0d\u4f55\u5617\u4e5f\u662f\u9019\u6a23\uff1f<\/p>\n\n\n\n<p>\u9577\u8dd1\u4e0d\u9700\u8981\u592a\u591a\u7684\u6280\u5de7\uff0c\u4e5f\u6c92\u6709\u689d\u4ef6\u4e0a\u7684\u9650\u5236\uff0c\u9069\u5408\u6bcf\u500b\u4eba\uff0c\u53ea\u8981\u4f60\u53ef\u4ee5\u627e\u5230\u81ea\u5df1\u7684\u7bc0\u594f\uff0c\u8db3\u5920\u7d00\u5f8b\u8207\u5805\u6301\uff0c\u4e0d\u7ba1\u4f60\u9ad8\u77ee\u80d6\u7626\u90fd\u53ef\u4ee5\u9032\u884c\u9019\u9805\u904b\u52d5\uff0c\u9577\u671f\u4e0b\u4f86\uff0c\u5c0d\u8eab\u9ad4\u975e\u5e38\u6709\u76ca\u3002<\/p>\n\n\n\n<p>\u9019\u9ede\u8207\u9577\u671f\u6295\u8cc7\u975e\u5e38\u76f8\u50cf\uff0c\u9577\u671f\u6295\u8cc7\u6c92\u6709\u592a\u591a\u6280\u5de7\uff0c\u4efb\u4f55\u4eba\u90fd\u53ef\u4ee5\u57f7\u884c\uff0c\u53ea\u8981\u627e\u5230\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4e26\u4e14\u8db3\u5920\u7d00\u5f8b\u8207\u5805\u6301\uff0c\u9577\u671f\u4e0b\u4f86\uff0c\u5c0d\u8ca1\u5bcc\u7684\u7d2f\u7a4d\u975e\u5e38\u6709\u76ca\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u4e03\u53e5\u99ac\u62c9\u677e\u8dd1\u8005\u7684\u540d\u8a00\uff0c\u4e0d\u50c5\u9069\u7528\u5728\u9577\u8dd1\u7684\u904e\u7a0b\uff0c\u4e5f\u975e\u5e38\u9069\u5408\u7576\u4f5c\u9577\u671f\u6295\u8cc7\u7684\u5fc3\u6cd5\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<blockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>1. \u6211\u5011\u90fd\u9700\u8981\u76ee\u6a19\u3002\u6ca1\u6709\u76ee\u6a19\uff0c\u4eba\u751f\u5c31\u5f88\u96e3\u904e\u4e0b\u53bb\u3002<\/strong><\/p>\n\n\n\n<p><em>\u2013 \u8dd1\u8005<u>\u6258\u91cc\u00b7\u9b91\u59c6<\/u><\/em><\/p>\n<\/blockquote>\n\n\n\n<p>\u9577\u671f\u6295\u8cc7\u7684\u7b2c\u4e00\u6b65\u5c31\u662f\u8a2d\u5b9a\u8ca1\u52d9\u76ee\u6a19\uff0c\u6709\u4e86\u8ca1\u52d9\u76ee\u6a19\u4f60\u624d\u80fd\u5b89\u6392\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u8a08\u5283\uff0c\u5c31\u50cf\u662f\u8dd1\u99ac\u62c9\u677e\u524d\u4f60\u8981\u5148\u77e5\u9053\u81ea\u5df1\u662f\u53c3\u52a0\u5e7e\u516c\u91cc\u7684\u8cfd\u4e8b\uff0c\u662f\u534a\u99ac (21 \u516c\u91cc)\uff1f\u5168\u99ac (42 \u516c\u91cc)\uff1f\u9084\u662f\u8d85\u99ac (50 \u516c\u91cc)\uff1f<\/p>\n\n\n\n<p>\u8a2d\u5b9a\u597d\u76ee\u6a19\u5f8c\uff0c\u4f60\u5c31\u53ef\u4ee5\u4f9d\u7167\u81ea\u8eab\u7684\u8ca1\u52d9\u76ee\u6a19\u57f7\u884c\u6295\u8cc7\u8a08\u756b\uff0c\u5982\u679c\u6c92\u6709\u8ca1\u52d9\u76ee\u6a19\uff0c\u5c31\u597d\u50cf\u8dd1\u99ac\u62c9\u677e\u4e0d\u77e5\u9053\u7d42\u9ede\u7dda\u5728\u54ea\uff0c\u4f60\u5c07\u5f88\u5bb9\u6613\u504f\u96e2\u8dd1\u9053\u6216\u56e0\u70ba\u75b2\u7d2f\u505c\u4e0b\u8173\u6b65\uff0c\u9032\u800c\u7121\u6cd5\u5b8c\u6210\u76ee\u6a19\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<blockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>2. \u75db\u5feb\u8dd1\u4e00\u56de\u7d66\u4f60\u7684\u611f\u89ba\uff0c\u8981\u9060\u9060\u597d\u65bc\u4f60\u67af\u5750\u5bb6\u4e2d\u3001\u5f8c\u6094\u81ea\u5df1\u6c92\u6709\u51fa\u53bb\u8dd1\u7684\u611f\u89ba\u3002<\/strong><\/p>\n\n\n\n<p><em>\u2013 \u8dd1\u8005<u>\u838e\u62c9\u00b7\u5eb7\u675c<\/u><\/em><\/p>\n<\/blockquote>\n\n\n\n<p>\u611b\u56e0\u65af\u5766\u66fe\u8aaa\uff1a\u300c\u8907\u5229\u662f\u4e16\u754c\u4e0a\u7b2c\u516b\u5927\u5947\u8e5f\u300d\uff0c\u6295\u8cc7\u7684\u6700\u4f73\u6642\u6a5f\u9ede\u5c31\u662f\u300c\u73fe\u5728\u300d\uff0c\u8ca1\u5bcc\u662f\u9760\u4e00\u9ede\u4e00\u6ef4\u9577\u671f\u7d2f\u7a4d\uff0c\u900f\u904e\u8907\u5229\u8b93\u8cc7\u7522\u6210\u9577\u3002\u82e5\u4e0d\u53ca\u65e9\u57f7\u884c\u6295\u8cc7\u8a08\u756b\uff0c\u8b93\u6642\u9593\u6d41\u901d\uff0c\u4f60\u5c07\u932f\u5931\u8907\u5229\u5e36\u7d66\u8ca1\u5bcc\u7684\u9a5a\u4eba\u6548\u679c\u3002<\/p>\n\n\n\n<p>\u7576\u4f60\u5206\u5225\u5f9e 20 \u6b72\u53ca 30 \u6b72\u958b\u59cb\u6295\u8cc7\uff0c\u6bcf\u500b\u6708\u6295\u8cc7 200 \u7f8e\u5143 (\u7d04\u65b0\u53f0\u5e63 6,000 \u5143)\uff0c\u5e74\u5316\u5831\u916c\u7387 8%\uff0c\u6301\u7e8c\u6295\u8cc7\u5230 65 \u6b72\u3002<\/p>\n\n\n\n<p>\u7576\u4f60 20 \u6b72\u958b\u59cb\u6295\u8cc7\uff0c65 \u6b72\u6642\u53ef\u4ee5\u7d2f\u7a4d 1,054,907.98 \u7f8e\u5143 (\u7d04\u65b0\u53f0\u5e63 3,000 \u842c\u5143)\uff1b<\/p>\n\n\n\n<p>30 \u6b72\u624d\u958b\u59cb\u6295\u8cc7\uff0c65 \u6b72\u6642\u53ef\u4ee5\u7d2f\u7a4d\u5230 458,776.50 \u7f8e\u5143 (\u7d04\u65b0\u53f0\u5e63 1,400 \u842c\u5143)\u3002\u63d0\u65e9 10 \u5e74\u958b\u59cb\u6295\u8cc7\uff0c\u9577\u671f\u4e0b\u4f86\u8cc7\u7522\u7d2f\u7a4d\u537b\u5dee\u4e86\u4e00\u500d\uff0c\u53ef\u898b\u9577\u671f\u8907\u5229\u7684\u5a01\u529b\u662f\u975e\u5e38\u5f37\u5927\u7684\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"554\" height=\"346\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-7.png\" alt=\"\" class=\"wp-image-9836\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-7.png 554w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-7-300x187.png 300w\" sizes=\"auto, (max-width: 554px) 100vw, 554px\" \/><figcaption class=\"wp-element-caption\">20 \u6b72\u958b\u59cb\u6295\u8cc7\uff0c\u6bcf\u500b\u6708\u6295\u8cc7 200 \u7f8e\u5143 (\u7d04\u65b0\u53f0\u5e63 6,000 \u5143)\uff0c\u5e74\u5316\u5831\u916c\u7387 8%\uff0c65 \u6b72\u6642\u53ef\u4ee5\u7d2f\u7a4d 1,054,907.98 \u7f8e\u5143 (\u7d04\u65b0\u53f0\u5e63 3,000 \u842c\u5143)\u3002\u8cc7\u6599\u4f86\u6e90\uff1aelk invest<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"554\" height=\"345\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-8.png\" alt=\"\" class=\"wp-image-9837\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-8.png 554w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-8-300x187.png 300w\" sizes=\"auto, (max-width: 554px) 100vw, 554px\" \/><figcaption class=\"wp-element-caption\">30 \u6b72\u958b\u59cb\u6295\u8cc7\uff0c\u6bcf\u500b\u6708\u6295\u8cc7 200 \u7f8e\u5143 (\u7d04\u65b0\u53f0\u5e63 6,000 \u5143)\uff0c\u5e74\u5316\u5831\u916c\u7387 8%\uff0c65 \u6b72\u6642\u53ef\u4ee5\u7d2f\u7a4d 458,776.50 \u7f8e\u5143 (\u7d04\u65b0\u53f0\u5e63 1,400 \u842c\u5143)\u3002\u8cc7\u6599\u4f86\u6e90\uff1aelk invest<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<blockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>3. \u4e0d\u8981\u554f\u6211\u70ba\u4ec0\u9ebc\u8dd1\u6b65\uff0c\u554f\u4f60\u81ea\u5df1\u70ba\u4ec0\u9ebc\u4e0d\u8dd1\uff1f<\/strong><\/p>\n\n\n\n<p><em>-\u300a\u660e\u667a\u7684\u8dd1\u8005\u300b<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>\u9577\u671f\u6295\u8cc7\u53ef\u4ee5\u5e6b\u52a9\u52a0\u901f\u7d2f\u7a4d\u8ca1\u5bcc\uff0c\u63d0\u65e9\u4eab\u53d7\u8ca1\u52d9\u81ea\u7531\u7684\u751f\u6d3b\uff0c\u5c31\u50cf\u662f\u8dd1\u6b65\u53ef\u4ee5\u5e6b\u52a9\u6211\u5011\u589e\u52a0\u514d\u75ab\u529b\uff0c\u8b93\u8eab\u9ad4\u66f4\u5065\u5eb7\uff0c\u4eab\u53d7\u4eba\u751f\u7684\u7f8e\u597d\u6642\u5149\uff0c\u6240\u4ee5\u4e0d\u8981\u554f\u6211\u70ba\u4ec0\u9ebc\u9577\u671f\u6295\u8cc7\uff0c\u554f\u4f60\u81ea\u5df1\u70ba\u4ec0\u9ebc\u4e0d\u9577\u671f\u6295\u8cc7\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<blockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>4.&nbsp; \u8dd1\u6b65\u6642\u4f60\u8dd1\u7b2c\u4e00\u3001\u4e2d\u9593\u6216\u6700\u5f8c\u90fd\u4e0d\u91cd\u8981\u3002\u91cd\u8981\u7684\u662f\u4f60\u53ef\u4ee5\u8aaa\uff1a\u300c\u6211\u8dd1\u5b8c\u5168\u7a0b\u4e86\uff01\u300d<\/strong><\/p>\n\n\n\n<p><em>\u2013 \u7d10\u7d04\u5e02\u99ac\u62c9\u677e\u5275\u59cb\u4eba\u4e4b\u4e00&nbsp;&nbsp;<u>\u5f17\u96f7\u5fb7\u00b7\u52d2\u535a<\/u><\/em><\/p>\n<\/blockquote>\n\n\n\n<p>\u77ed\u671f\u7684\u5831\u916c\u7387\u6bd4\u8f03\u4e00\u9ede\u90fd\u6c92\u610f\u7fa9\uff0c\u4e0d\u540c\u6295\u8cc7\u7d44\u5408\u9700\u8981\u627f\u64d4\u7684\u5831\u916c\u8207\u98a8\u96aa\u4e5f\u4e0d\u540c\uff0c\u9ad8\u5831\u916c\u5f80\u5f80\u4f34\u96a8\u9ad8\u98a8\u96aa\uff0c\u4f4e\u5831\u916c\u627f\u64d4\u4f4e\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u6839\u64da\u81ea\u8eab\u98a8\u96aa\u5c6c\u6027\uff0c\u627e\u5230\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u7d44\u5408\u975e\u5e38\u91cd\u8981\uff0c\u5c31\u50cf\u662f\u9577\u8dd1\u6642\u9700\u8981\u627e\u5230\u9069\u5408\u81ea\u5df1\u7684\u7bc0\u594f\uff0c\u91cd\u9ede\u4e0d\u5728\u65bc\u4f60\u8dd1\u7684\u591a\u5feb\uff0c\u800c\u5728\u65bc\u4f60\u80fd\u8dd1\u7684\u591a\u4e45\u3001\u591a\u9060\u3002\u53ea\u8981\u5920\u5805\u6301\uff0c\u9577\u671f\u6301\u6709\u9069\u5408\u81ea\u5df1\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4f60\u7d42\u5c07\u62b5\u9054\u7d42\u9ede\u3001\u9054\u6210\u8ca1\u52d9\u76ee\u6a19\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<blockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>5. \u4efb\u4f55\u4eba\u90fd\u53ef\u4ee5\u8dd1 20 \u82f1\u91cc\uff0c\u95dc\u9375\u662f\u63a5\u4e0b\u4f86\u90a3 6 \u82f1\u91cc\u3002<\/strong><\/p>\n\n\n\n<p><em>\u2013 1960 \u5e74\u7f85\u99ac\u99ac\u62c9\u677e\u5b63\u8ecd<u>\u5df4\u91cc\u00b7\u99ac\u5409<\/u><\/em><\/p>\n<\/blockquote>\n\n\n\n<p>\u8dd1\u6b65\u5f88\u7c21\u55ae\uff0c\u4f46\u8981\u5b8c\u6210\u99ac\u62c9\u677e\u537b\u5f88\u96e3\u3002<\/p>\n\n\n\n<p>\u5168\u99ac\u7e3d\u5171\u670942\u516c\u91cc\uff0c\u4efb\u4f55\u4eba\u90fd\u53ef\u4ee5\u8dd1 20 \u82f1\u91cc\uff08\u7d0432.18\u516c\u91cc\uff09\uff0c\u5269\u4e0b\u7684\u662f\uff08\u7d049.62\u516c\u91cc\uff09<\/p>\n\n\n\n<p>\u958b\u59cb\u6295\u8cc7\u5f88\u7c21\u55ae\uff0c\u4f46\u8981\u505a\u5230\u9577\u671f\u6295\u8cc7\u537b\u5f88\u56f0\u96e3\u3002\u91d1\u878d\u5e02\u5834\u5145\u6eff\u8a98\u60d1\u4e14\u96e3\u4ee5\u9810\u6e2c\uff0c\u77ed\u671f\u7684\u5e02\u5834\u6ce2\u52d5\u5e38\u5e38\u5f71\u97ff\u6295\u8cc7\u4eba\u7684\u60c5\u7dd2\uff0c\u9032\u800c\u505a\u51fa\u77ed\u9032\u77ed\u51fa\u3001\u8ffd\u9ad8\u6bba\u4f4e\u7684\u932f\u8aa4\u5224\u65b7\uff0c\u8b93\u81ea\u5df1\u6dea\u70ba\u77ed\u7dda\u6295\u6a5f\u3002\u9577\u671f\u6295\u8cc7\uff0c\u8cb4\u5728\u5805\u6301\u4e0d\u61c8\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<blockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>6. \u6211\u5b78\u5230\u7121\u8ad6\u8dd1\u6b65\u8207\u4eba\u751f\u90fd\u6c92\u6709\u6240\u8b02\u5931\u6557\uff0c\u53ea\u8981\u4f60\u62d2\u7d55\u505c\u4e0b\u4f86\u3002<\/strong><\/p>\n\n\n\n<p><em>\u2013 \u6ce2\u58eb\u9813\u99ac\u62c9\u677e\u51a0\u8ecd<u>\u5b89\u6bd4\u00b7<\/u><u>\u6ce2\u723e\u5bcc<\/u><\/em><\/p>\n<\/blockquote>\n\n\n\n<p>\u6295\u8cc7\u7684\u5831\u916c\u662f\u9580\u6a5f\u7387\u7684\u5b78\u554f\uff0c\u80a1\u5e02\u7684\u7f8e\u597d\u5728\u65bc\u7576\u4f60\u6301\u6709\u671f\u9593\u8d8a\u9577\uff0c\u7372\u5f97\u6b63\u5831\u916c\u7684\u6a5f\u7387\u5c31\u8d8a\u9ad8\uff0c\u6240\u4ee5\u53ea\u8981\u5805\u6301\u6295\u8cc7\u8a08\u756b\u3001\u9577\u671f\u6301\u6709\uff0c\u5c31\u53ef\u4ee5\u5927\u5e45\u63d0\u5347\u4f60\u5728\u80a1\u5e02\u8cfa\u9322\u7684\u6a5f\u6703\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"579\" height=\"341\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-9.png\" alt=\"\" class=\"wp-image-9838\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-9.png 579w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-9-300x177.png 300w\" sizes=\"auto, (max-width: 579px) 100vw, 579px\" \/><figcaption class=\"wp-element-caption\"><em>S&amp;P 500 \u9577\u671f\u5831\u916c\u5206\u5e03\u7684\u72c0\u6cc1\uff0c\u8cc7\u6599\u4f86\u6e90\uff1aBloomberg \u3002<\/em><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"554\" height=\"289\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-10.png\" alt=\"\" class=\"wp-image-9840\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-10.png 554w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/05\/image-10-300x156.png 300w\" sizes=\"auto, (max-width: 554px) 100vw, 554px\" \/><figcaption class=\"wp-element-caption\"><em>\u4e0d\u540c\u6301\u6709\u671f\u9593\uff0c\u5f97\u5230\u6b63\u5831\u916c\u7684\u6a5f\u7387\uff0c\u8cc7\u6599\u4f86\u6e90\uff1aAbove the market<\/em><\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<blockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>7. \u8dd1\u6b65\u662f\u70ba\u4e86\u627e\u5230\u5167\u5fc3\u7684\u5e73\u975c\uff0c\u751f\u547d\u4e5f\u662f\u5982\u6b64\u3002<\/strong><\/p>\n\n\n\n<p><em>\u2013 \u7f8e\u570b\u8d85\u99ac\u8dd1\u8005<u>\u72c4\u6069\u5361\u00b7\u90a3\u5e0c\u65af<\/u><\/em><\/p>\n<\/blockquote>\n\n\n\n<p>\u8a31\u591a\u6295\u8cc7\u4eba\u5e38\u5e38\u5728\u751f\u6d3b\u4e0a\u82b1\u8cbb\u5927\u91cf\u6642\u9593\u7814\u7a76\u5e02\u5834\u8cc7\u8a0a\uff0c\u8b93\u5fc3\u60c5\u8ddf\u8457\u5e02\u5834\u6ce2\u52d5\u800c\u8d77\u4f0f\uff0c\u9032\u800c\u5f71\u97ff\u751f\u6d3b\u54c1\u8cea\u3002<\/p>\n\n\n\n<p>\u9577\u671f\u6295\u8cc7\u53ef\u4ee5\u8b93\u4f60\u627e\u5230\u5167\u5fc3\u7684\u5e73\u975c\uff0c\u53d6\u5f97\u751f\u6d3b\u7684\u5e73\u8861\uff0c\u63d0\u65e9\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19\u3001\u4eab\u53d7\u8ca1\u52d9\u81ea\u7531\uff0c\u8b93\u4f60\u628a\u6642\u9593\u82b1\u5728\u771f\u6b63\u91cd\u8981\u7684\u4eba\u4e8b\u7269\u4e0a\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u5728\u6295\u8cc7\u99ac\u62c9\u677e\u4e0a\uff0c\u4f60\u4e0d\u77e5\u9053\u5982\u4f55\u6e96\u5099\uff0c\u6216\u662f\u5118\u7ba1\u4f60\u6e05\u695a\u76ee\u6a19\uff0c\u537b\u7e3d\u662f\u8dd1\u5f97\u6b65\u5c65\u8e63\u8dda\uff0c\u6211\u5011\u53ef\u4ee5\u7576\u4f60\u7684\u966a\u8dd1\u54e1\uff0c\u966a\u4f60\u4e00\u8d77\u5b8c\u6210\u6295\u8cc7\u99ac\u62c9\u677e\uff01<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u96a8\u8457\u75ab\u60c5\u7684\u8da8\u7de9\uff0c\u6700\u8fd1\u770b\u5230\u8d8a\u4f86\u8d8a\u591a\u4eba\u51fa\u5916\u904b\u52d5\u3001\u8dd1\u6b65\u3002 \u8dd1\u6b65\u4e4b\u65bc\u8eab\u9ad4\u5065\u5eb7\uff0c\u5c31\u50cf\u6295\u8cc7\u7406\u8ca1\u4e4b\u65bc\u8ca1\u5bcc\u7d2f\u7a4d\u3002\u9577\u671f\u6295\u8cc7\u7684\u904e\u7a0b [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":1419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-1418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1418","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1418"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1418\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/1419"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}