{"id":1440,"date":"2020-08-25T09:19:00","date_gmt":"2020-08-25T01:19:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1440"},"modified":"2026-06-03T13:55:32","modified_gmt":"2026-06-03T05:55:32","slug":"%e3%80%90vanguard-etf-%e4%bb%8b%e7%b4%b9%e3%80%91-vti-%e7%be%8e%e5%9c%8b%e6%95%b4%e9%ab%94%e8%82%a1%e5%b8%82-etf","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1440","title":{"rendered":"\u3010Vanguard ETF \u4ecb\u7d39\u3011 VTI \u7f8e\u570b\u6574\u9ad4\u80a1\u5e02 ETF"},"content":{"rendered":"\n<p>VTI \u6210\u7acb\u65bc2001\/05\/24\uff0c\u70ba\u5168\u7403\u6700\u5927\u6307\u6578\u578b\u57fa\u91d1\u516c\u53f8Vanguard (\u5148\u92d2\u96c6\u5718)\u6240\u767c\u884c\u7684\u4e00\u6a94ETF\uff0c\u5168\u540d\u70baVanguard Total Stock Market ETF\uff0c\u9019\u6a94ETF\u4e3b\u8981\u6295\u8cc7\u7f8e\u570b\u6574\u9ad4\u80a1\u5e02\u5e02\u5834\uff0c\u8ffd\u8e64\u7684\u6307\u6578\u70baCRSP US Total Market 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alt=\"\"\/><\/figure>\n\n\n\n<p>\u76ee\u524dVTI\u70ba\u6295\u8cc7\u7f8e\u570b\u6574\u9ad4\u80a1\u5e02\u7684\u9996\u8981\u9078\u64c7\uff0c\u5373\u4f7f\u5f8c\u7e8c\u6709\u5176\u4ed6\u540c\u985e\u578b\u7684\u5546\u54c1\uff0c\u7e3d\u8cc7\u7522\u898f\u6a21\u9060\u9060\u4e0d\u53ca\u65bcVTI\uff0c\u56e0\u70ba\u8cc7\u7522\u898f\u6a21\u975e\u5e38\u5927\uff0c\u6d41\u52d5\u6027\u5f37\uff0c\u6240\u4ee5VTI\u7684\u5167\u542b\u7ba1\u7406\u8cbb\u70ba0.03% \/\u5e74\uff0c\u5167\u542b\u7ba1\u7406\u8cbb\u975e\u5e38\u4f4e\u5ec9\uff0c\u6240\u4ee5\u8ffd\u8e64\u6307\u6578\u7684\u80fd\u529b\u975e\u5e38\u512a\u826f\u3002<\/p>\n\n\n\n<p>\u5f9e\u4e0b\u5716\u53ef\u77e5\uff0cVTI\u6b77\u53f2\u7684\u8868\u73fe(\u6df1\u85cd\u8272\u7dda)\u8207\u8ffd\u8e64\u7684\u6307\u6578(\u9ec3\u8272\u7dda)\u975e\u5e38\u8cbc\u8fd1\uff0c\u8ffd\u8e64\u6307\u6578\u80fd\u529b\u5f37\uff0c\u662f\u9078\u64c7ETF\u975e\u5e38\u91cd\u8981\u7684\u6307\u6a19\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2020\/08\/VTI-history-price-e1598321851363.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p>VTI\u7684\u6301\u80a1\u76f8\u7576\u5747\u52fb\u5206\u6563\uff0c\u76f8\u8f03\u65bc\u8ffd\u8e64S&amp;P 500\u6307\u6578\u7684SPY\u3001VOO\u6216IVV\u8207\u8ffd\u8e64NASDAQ\u6307\u6578\u7684QQQ\u7b49ETF\uff0cVTI\u7684\u7e3d\u516c\u53f8\u6301\u80a1\u6578\u91cf\u8d85\u904e3000\u5bb6\uff0c\u7576\u4e2d\u6301\u80a1\u6700\u9ad8\u6bd4\u91cd\u70ba\u662f\u5fae\u8edf(Microsoft)\u76845.07%\uff0c\u5176\u4e2d\u524d\u5341\u5927\u6301\u80a1\u7684\u6bd4\u91cd\u50c5\u50c5\u70ba22..4%\uff0c\u76f8\u8f03\u8ffd\u8e64S&amp;P 500(\u524d\u5341\u5927\u6301\u80a1\u70ba28.7% 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alt=\"\"\/><\/figure>\n\n\n\n<p>\u904e\u53bb\u8fd120\u5e74\uff0cVTI\u7684\u5e74\u5316\u5831\u916c\u7387\u70ba7.48%(\u6210\u7acb\u81f3\u4eca\u5831\u916c\u7387)\uff0c\u4f46\u82e5\u770b\u904e\u53bb\u5341\u5e74\u8868\u73fe\uff0c\u7f8e\u570b\u80a1\u5e02\u6b77\u7d9310\u5e74\u5927\u591a\u982d\u8d70\u52e2\uff0c\u5e73\u5747\u5831\u916c\u7387\u70ba13.59%\uff0c\u8fd1\u4e94\u5e74\u7684\u6ce2\u52d5\u5ea6\u70ba15.5%\uff0c\u56e0\u70ba\u6301\u80a1\u5ee3\u6cdb\u5206\u6563\uff0c\u6240\u4ee5\u6ce2\u52d5\u5ea6\u76f8\u8f03\u65bc\u4e00\u822c\u55ae\u4e00\u80a1\u7968\u6216\u4e3b\u52d5\u5f0f\u57fa\u91d1\u4f4e\u8a31\u591a\u3002<\/p>\n\n\n\n<p>\u5f9e\u7d2f\u7e3e\u5831\u916c\u7387\u4e2d\u770b\u5230\uff0c\u82e5\u6295\u8cc7\u4eba\u9577\u671f\u8cb7\u9032\u6301\u6709VTI\u7684\u8a71\uff0c\u5f9e2001\u5e74\u81f3\u4eca\u7d0420\u5e74\u671f\u9593\uff0c\u8cc7\u7522\u53ef\u4ee5\u6bd4\u539f\u672c\u6210\u95773\u500d\uff0c\u4f46\u9019\u6bb5\u671f\u9593\u6703\u7d93\u6b77SARS\u5371\u6a5f\u3001\u91d1\u878d\u6d77\u562f\u3001\u6b50\u50b5\u5371\u6a5f\u8207\u4e2d\u7f8e\u8cbf\u6613\u6230\u7b49\u570b\u969b\u4e8b\u4ef6\uff0c\u6295\u8cc7\u4eba\u9577\u671f\u7d00\u5f8b\u7684\u6295\u8cc7\uff0c\u6311\u6230\u6027\u975e\u5e38\u9ad8\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2020\/08\/VTI-RETURN-e1598321903572.png\" alt=\"\"\/><\/figure>\n\n\n\n<p>VTI\u65bc2008\u5e74\u7684\u91d1\u878d\u6d77\u562f\u6642\u6700\u5927\u8dcc\u5e45\u7d04\u70ba-50.48%\uff0c\u56e0\u6b64\u5373\u4f7fVTI\u70ba\u5ee3\u6cdb\u6301\u6709\u5168\u7f8e\u570b\u80a1\u5e02\uff0c\u80a1\u7968\u578bETF\u7684\u5728\u718a\u5e02\u968e\u6bb5\u7684\u8dcc\u5e45\u4ecd\u975e\u5e38\u9a5a\u4eba\uff0c\u6b64\u6642\u82e5\u642d\u914d\u50b5\u5238\u578bETF\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u6295\u8cc7\u4eba\u53ef\u4ee5\u6e1b\u5c11\u5e02\u5834\u5d29\u8dcc\u6642\u7684\u6050\u614c\u8207\u58d3\u529b!<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2020\/08\/VTI-MAX-DRAWDOWN-e1598321936982.png\" alt=\"\"\/><\/figure>\n\n\n\n<p>\u7f8e\u570b\u80a1\u5e02\u7684\u5e73\u5747\u6b96\u5229\u7387\u7d041.83%\uff0c\u52a0\u4e0a\u7f8e\u570b\u653f\u5e9c\u6703\u6536\u53d6\u80a1\u606f\u7a05\uff0c\u56e0\u6b64\u591a\u6578\u7f8e\u80a1\u6295\u8cc7\u4eba\u6bd4\u8f03\u4e0d\u8ffd\u6c42\u9ad8\u914d\u606f\u7684\u5546\u54c1\u3002VTI\u8fd1\u5e74\u7684\u6b96\u5229\u7387\u7d041.5%~2.0%\uff0c\u63a1\u6bcf\u5b63\u914d\u606f\uff0c\u7531\u6b64\u53ef\u77e5\uff0cVTI\u7684\u4e3b\u8981\u5831\u916c\u4f86\u6e90\u70ba\u8cc7\u672c\u5229\u5f97(\u50f9\u5dee)\u800c\u975e\u80a1\u606f\u5831\u916c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2020\/08\/VTI-YIELD-e1598322202766.png\" alt=\"\"\/><\/figure>\n\n\n\n<p>VTI\u70ba\u7f8e\u570b\u6574\u9ad4\u80a1\u5e02\u6700\u5177\u4ee3\u8868\u6027\u7684ETF\uff0c\u56e0\u6b64\u6df1\u53d7\u8a31\u591a\u6295\u8cc7\u4eba\u559c\u611b!<\/p>\n\n\n\n<p>\u6295\u8cc7\u6a19\u7684\u8981\u9078\u64c7\u6301\u80a1\u5ee3\u6cdb\u3001\u898f\u6a21\u5927\u3001\u5167\u542b\u7ba1\u7406\u8cbb\u4f4e\u5ec9\u8207\u8ffd\u8e64\u80fd\u529b\u5f37\u7684ETF\uff0c\u73fe\u5728\u99ac\u4e0a\u9032\u884c\u6295\u8cc7\u8a66\u7b97\uff0c\u77ed\u77ed3\u5206\u9418\uff0c\u963f\u723e\u767c\u63d0\u4f9b\u7d66\u4f60\u5b8c\u6210\u7684\u6295\u8cc7\u898f\u5283\u5efa\u8b70\u3002<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<div class=\"wp-block-group alignfull has-text-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"color:#000000;background-color:#ffffff\">\n<style>\n\/* --- \u9810\u8a2d\uff1a\u624b\u6a5f\u7248\u5c3a\u5bf8 (\u5c0f\u87a2\u5e55) --- *\/\n.rwd-heading {\n    font-size: 32px !important;\n    margin-bottom: 24px !important;\n}\n.rwd-btn-wrapper {\n    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