{"id":14694,"date":"2025-09-12T13:41:10","date_gmt":"2025-09-12T05:41:10","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=14694"},"modified":"2026-05-01T20:41:05","modified_gmt":"2026-05-01T12:41:05","slug":"5%e7%a8%ae%e6%8a%95%e8%b3%87%e7%b5%84%e5%90%88%e7%af%84%e4%be%8b%ef%bc%9a%e5%be%9e-10-%e8%90%ac%e5%88%b0-100-%e8%90%ac%e7%9a%84-etf-%e8%b3%87%e7%94%a2%e9%85%8d%e7%bd%ae%e7%ad%96%e7%95%a5","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=14694","title":{"rendered":"5\u7a2e\u6295\u8cc7\u7d44\u5408\u7bc4\u4f8b\uff1a\u5f9e 10 \u842c\u5230 100 \u842c\u7684 ETF \u8cc7\u7522\u914d\u7f6e\u7b56\u7565"},"content":{"rendered":"\n

\u4f60\u807d\u904e\u300c\u96de\u86cb\u4e0d\u80fd\u653e\u5728\u540c\u4e00\u500b\u7c43\u5b50\u300d\uff0c\u537b\u4e0d\u77e5\u9053\u8a72\u600e\u9ebc\u6311\u9078\u7c43\u5b50\u3001\u53c8\u8a72\u653e\u5e7e\u9846\u96de\u86cb\uff1f\u9019\u6b63\u662f\u8a31\u591a\u6295\u8cc7\u65b0\u624b\u7684\u5171\u540c\u56f0\u64fe\uff0c\u5176\u5be6\uff0c\u9019\u500b\u554f\u984c\u7684\u7b54\u6848\uff0c\u5c31\u662f\u6240\u6709\u6210\u529f\u6295\u8cc7\u8005\u90fd\u5949\u884c\u7684\u7b2c\u4e00\u6b65\u2014\u2014\u5efa\u7acb\u300c\u6295\u8cc7\u7d44\u5408\u300d\u8207\u57f7\u884c\u300c\u8cc7\u7522\u914d\u7f6e\u300d\uff0c\u807d\u8d77\u4f86\u5f88\u8907\u96dc\u55ce\uff1f\u5225\u64d4\u5fc3\uff0c\u9019\u7bc7\u6587\u7ae0\u6703\u7528\u6700\u6dfa\u767d\u7684\u65b9\u5f0f\uff0c\u70ba\u4f60\u63d0\u4f9b5\u7a2e\u5f9e10\u842c\u5230100\u842c\u5143\u7684\u5177\u9ad4 ETF \u6295\u8cc7\u7d44\u5408\u7bc4\u4f8b\uff0c\u8b93\u4f60\u4e00\u770b\u5c31\u61c2\u3001\u76f4\u63a5\u4e0a\u624b\uff01<\/p>\n\n\n\n

\u7576\u7136\uff0c\u5982\u679c\u4f60\u60f3\u8df3\u904e\u8907\u96dc\u7684\u7814\u7a76\u8207\u624b\u52d5\u4e0b\u55ae\u7684\u9ebb\u7169\uff0c\u76f4\u63a5\u64c1\u6709\u4e00\u500b\u7531\u5c08\u5bb6\u5718\u968a\u70ba\u4f60\u91cf\u8eab\u6253\u9020\u3001\u81ea\u52d5\u7ba1\u7406\u7684\u5168\u7403ETF\u6295\u8cc7\u7d44\u5408\uff0c\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a><\/strong>\u7684\u300c<\/a>\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7<\/a>\u300d<\/a>\u670d\u52d9\uff0c\u5c07\u662f\u4f60\u6700\u7701\u6642\u7701\u529b\u7684\u9078\u64c7\u3002\u73fe\u5728\u5c31\u958b\u59cb\u898f\u5283\u4f60\u7684\u8ca1\u52d9\u76ee\u6a19\u5427\uff01<\/p>\n\n\n\n

\n
\u52a0 Line \u514d\u8cbb\u9ad4\u9a57\u6a5f\u5668\u4eba\u7406\u8ca1\u670d\u52d9\uff01<\/strong><\/a><\/div>\n<\/div>\n\n\n\n

\u6295\u8cc7\u7d44\u5408\u662f\u4ec0\u9ebc\uff1f<\/mark><\/h2>\n\n\n\n

\u7c21\u55ae\u4f86\u8aaa\uff0c\u300c\u6295\u8cc7\u7d44\u5408\u300d\u5c31\u662f\u4f60\u6240\u6301\u6709\u7684\u6240\u6709\u6295\u8cc7\u9805\u76ee\u7684\u96c6\u5408\uff0c\u53ef\u80fd\u5305\u542b\u80a1\u7968\u3001\u50b5\u5238\u3001\u4e0d\u52d5\u7522\u3001\u73fe\u91d1\u7b49\u3002\u800c\u300c\u8cc7\u7522\u914d\u7f6e<\/a>\u300d\u5247\u662f\u6c7a\u5b9a\u9019\u4e9b\u9805\u76ee\u5404\u81ea\u8981\u4f54\u591a\u5c11\u6bd4\u4f8b\u7684\u904e\u7a0b\u3002\u4e00\u500b\u597d\u7684\u8cc7\u7522\u914d\u7f6e\uff0c\u662f\u5efa\u7acb\u6210\u529f\u6295\u8cc7\u7d44\u5408\u7684\u6838\u5fc3<\/p>\n\n\n\n

\u70ba\u4ec0\u9ebc\u4f60\u9700\u8981\u6295\u8cc7\u7d44\u5408\uff1f\u5206\u6563\u98a8\u96aa\u7684\u91cd\u8981\u6027<\/h3>\n\n\n\n

\u60f3\u50cf\u4e00\u4e0b\uff0c\u5982\u679c\u4f60\u628a\u6240\u6709\u8cc7\u91d1\u90fd\u6295\u5165\u55ae\u4e00\u4e00\u5bb6\u516c\u53f8\u7684\u80a1\u7968\uff0c\u842c\u4e00\u9019\u5bb6\u516c\u53f8\u7d93\u71df\u4e0d\u5584\uff0c\u4f60\u7684\u8cc7\u7522\u5c07\u9762\u81e8\u5de8\u5927\u8667\u640d\u3002\u4f46\u5982\u679c\u4f60\u5c07\u8cc7\u91d1\u5206\u6563\u98a8\u96aa\u5230\u4e0d\u540c\u570b\u5bb6\u3001\u4e0d\u540c\u7522\u696d\u7684\u6578\u5343\u5bb6\u516c\u53f8\uff08\u4f8b\u5982\u900f\u904eETF\uff09\uff0c\u55ae\u4e00\u516c\u53f8\u7684\u58de\u6d88\u606f\u5c0d\u4f60\u6574\u9ad4\u8cc7\u7522\u7684\u885d\u64ca\u5c31\u6703\u5c0f\u5f88\u591a\u3002\u9019\u5c31\u662f\u5206\u6563\u98a8\u96aa\u7684\u5a01\u529b\uff0c\u4e5f\u662f\u5efa\u7acb\u6295\u8cc7\u7d44\u5408\u6700\u91cd\u8981\u7684\u76ee\u7684<\/p>\n\n\n\n

\u6295\u8cc7\u7d44\u5408 vs \u8cc7\u7522\u914d\u7f6e\uff0c\u5dee\u5728\u54ea\uff1f<\/h3>\n\n\n\n

\u4f60\u53ef\u4ee5\u628a\u300c\u6295\u8cc7\u7d44\u5408\u300d\u60f3\u50cf\u6210\u4f60\u7684\u8cfc\u7269\u7c43\uff0c\u88e1\u9762\u88dd\u4e86\u5404\u5f0f\u5404\u6a23\u7684\u5546\u54c1\uff1b\u800c\u300c\u8cc7\u7522\u914d\u7f6e\u300d\u5c31\u662f\u4f60\u5728\u8cfc\u7269\u524d\u5beb\u4e0b\u7684\u63a1\u8cb7\u6e05\u55ae\uff0c\u4e0a\u9762\u898f\u5283\u4e86\u852c\u83dc\u3001\u8089\u985e\u3001\u6c34\u679c\u5404\u8981\u8cb7\u591a\u5c11\u9322\u3002\u8cfc\u7269\u7c43\uff08\u6295\u8cc7\u7d44\u5408\uff09\u53ea\u662f\u7d50\u679c\uff0c\u4f46\u771f\u6b63\u6c7a\u5b9a\u4f60\u71df\u990a\u662f\u5426\u5747\u8861\u7684\uff0c\u662f\u90a3\u4efd\u63a1\u8cb7\u6e05\u55ae\uff08\u8cc7\u7522\u914d\u7f6e\uff09<\/p>\n\n\n\n

\u5efa\u7acb\u6295\u8cc7\u7d44\u5408\u4e09\u6b65\u9a5f<\/mark><\/h2>\n\n\n\n

\u5efa\u7acb\u6295\u8cc7\u7d44\u5408\u7684\u904e\u7a0b\u807d\u8d77\u4f86\u5f88\u5c08\u696d\uff0c\u4f46\u5176\u5be6\u53ef\u4ee5\u7c21\u5316\u70ba\u4e09\u500b\u6838\u5fc3\u6b65\u9a5f\u3002\u66f4\u68d2\u7684\u662f\uff0c\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u5df2\u7d93\u5c07\u9019\u4e9b\u8907\u96dc\u7684\u6b65\u9a5f\u5b8c\u5168\u81ea\u52d5\u5316\uff0c\u8b93\u5c08\u696d\u7684\u8cc7\u7522\u914d\u7f6e\u5c0d\u6bcf\u500b\u4eba\u90fd\u89f8\u624b\u53ef\u53ca<\/p>\n\n\n\n

\u5efa\u7acb\u6295\u8cc7\u7d44\u5408\u6b65\u9a5f\u4e00\uff1a\u78ba\u8a8d\u6295\u8cc7\u76ee\u6a19\u8207\u98a8\u96aa\u5c6c\u6027<\/h3>\n\n\n\n

\u5728\u6295\u8cc7\u4e4b\u524d\uff0c\u4f60\u5fc5\u9808\u5148\u554f\u81ea\u5df1\uff1a\u9019\u7b46\u9322\u662f\u70ba\u4e86\u4ec0\u9ebc\uff1f\u662f\u4e09\u5e74\u5f8c\u7684\u8cfc\u5c4b\u982d\u671f\u6b3e\uff0c\u9084\u662f\u4e8c\u5341\u5e74\u5f8c\u7684\u9000\u4f11\u91d1\uff1f\u4f60\u80fd\u627f\u53d7\u591a\u5927\u7684\u5e02\u5834\u6ce2\u52d5\uff1f\u9019\u4e00\u6b65\u50b3\u7d71\u4e0a\u9700\u8981\u81ea\u5df1\u6478\u7d22\uff0c\u4f46\u963f\u723e\u767c<\/a>\u900f\u904e\u5f15\u5c0e\u5f0f\u7684\u7dda\u4e0a\u554f\u5377\uff0c\u80fd\u5e6b\u52a9\u4f60\u91d0\u6e05\u8ca1\u52d9\u76ee\u6a19\u3001\u6295\u8cc7\u5e74\u671f\u8207\u98a8\u96aa\u627f\u53d7\u80fd\u529b\uff0c\u4e26\u7acb\u5373\u70ba\u4f60\u751f\u6210\u4e00\u4efd\u500b\u4eba\u5316\u7684\u6295\u8cc7\u8a08\u756b\u5efa\u8b70\u66f8
<\/p>\n\n\n\n

\u5efa\u7acb\u6295\u8cc7\u7d44\u5408\u6b65\u9a5f\u4e8c\uff1a\u6c7a\u5b9a\u6838\u5fc3\u8cc7\u7522\u7684\u80a1\u50b5\u914d\u7f6e<\/h3>\n\n\n\n

\u78ba\u8a8d\u76ee\u6a19\u5f8c\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u6c7a\u5b9a\u98a8\u96aa\u8f03\u9ad8\u7684\u300c\u80a1\u7968\u300d\u8207\u8f03\u7a69\u5065\u7684\u300c\u50b5\u5238\u300d\u8a72\u5982\u4f55\u914d\u7f6e\uff0c\u963f\u723e\u767c\u7684\u300cRIM \u7406\u8ca1\u6f14\u7b97\u7cfb\u7d71\u300d<\/strong>\u6703\u6839\u64da\u4f60\u7684\u554f\u5377\u7d50\u679c\uff0c\u904b\u7528\u8afe\u8c9d\u723e\u7d93\u6fdf\u5b78\u734e\u5f97\u4e3b\u7684\u300c\u73fe\u4ee3\u6295\u8cc7\u7d44\u5408\u7406\u8ad6\u300d\uff0c\u81ea\u52d5\u8a08\u7b97\u51fa\u6700\u9069\u5408\u4f60\u7684\u80a1\u50b5\u9ec3\u91d1\u6bd4\u4f8b\uff0c\u4e26\u5f9e\u5168\u7403\u6578\u5343\u6a94ETF\u4e2d\uff0c\u6311\u9078\u51fa\u50cfVanguard\u767c\u884c\u7684\u90a3\u7a2e\u512a\u8cea\u3001\u4f4e\u6210\u672c\u3001\u9ad8\u5ea6\u5206\u6563\u7684ETF\u4f86\u5efa\u69cb\u4f60\u7684\u6295\u8cc7\u7d44\u5408 <\/p>\n\n\n\n

\u5efa\u7acb\u6295\u8cc7\u7d44\u5408\u6b65\u9a5f\u4e09\uff1a\u5b9a\u671f\u6aa2\u8996\u8207\u300c\u518d\u5e73\u8861\u300d<\/h3>\n\n\n\n

\u6295\u8cc7\u7d44\u5408\u5efa\u7acb\u5f8c\u4e26\u975e\u4e00\u52de\u6c38\u9038\u3002\u96a8\u8457\u5e02\u5834\u6f32\u8dcc\uff0c\u4f60\u7684\u80a1\u50b5\u6bd4\u4f8b\u53ef\u80fd\u6703\u504f\u96e2\u6700\u521d\u7684\u76ee\u6a19\u3002\u300c\u518d\u5e73\u8861<\/a>\u300d\u5c31\u662f\u8ce3\u6389\u90e8\u5206\u6f32\u591a\u7684\u8cc7\u7522\u3001\u8cb7\u5165\u8dcc\u591a\u7684\u8cc7\u7522\uff0c\u8b93\u7d44\u5408\u56de\u5230\u6700\u4f73\u6bd4\u4f8b<\/p>\n\n\n\n

\u26a0\ufe0f \u904e\u53bb\uff0c\u6295\u8cc7\u4eba\u5fc5\u9808\u624b\u52d5\u8a08\u7b97\u548c\u4e0b\u55ae\uff0c\u4f46\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a> \u80fd\u5920\u63d0\u4f9b\u300c\u771f\u6b63\u300d\u7684\u81ea\u52d5\u518d\u5e73\u8861\u670d\u52d9 \u3002\u7cfb\u7d71\u67037×24\u5c0f\u6642\u76e3\u63a7\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4e00\u65e6\u504f\u96e2\u8a2d\u5b9a\u7684\u6bd4\u4f8b\uff0c\u5c31\u6703\u81ea\u52d5\u70ba\u4f60\u57f7\u884c\u4ea4\u6613\uff0c\u56b4\u683c\u57f7\u884c\u6295\u8cc7\u7d00\u5f8b\u3002<\/p>\n\n\n\n

5 \u500b\u4e0d\u540c\u8cc7\u91d1\u7d1a\u8ddd\u7684 ETF \u6295\u8cc7\u7d44\u5408\u7bc4\u4f8b<\/mark><\/h2>\n\n\n\n

\u4ee5\u4e0b\u6211\u5011\u5c07\u63d0\u4f9b5\u7a2e\u4e0d\u540c\u60c5\u5883\u7684ETF\u6295\u8cc7\u7d44\u5408\u7bc4\u4f8b\u4f5c\u70ba\u53c3\u8003\u3002\u8acb\u6ce8\u610f\uff0c\u9019\u50c5\u70ba\u6559\u5b78\u7bc4\u4f8b\uff0c\u4e26\u975e\u6295\u8cc7\u5efa\u8b70<\/mark><\/strong><\/p>\n\n\n\n

\u301010\u842c\u3011\u5c0f\u8cc7\u65cf\u6295\u8cc7\u7d44\u5408<\/h3>\n\n\n\n

\u5c0d\u65bc\u525b\u8d77\u6b65\u7684\u5c0f\u8cc7\u65cf\uff0c\u672c\u91d1\u4e0d\u591a\uff0c\u76ee\u6a19\u662f\u7a69\u5065\u5730\u53c3\u8207\u5e02\u5834\u6210\u9577\u3002\u53ef\u4ee5\u5f9e\u5927\u5bb6\u6700\u719f\u6089\u7684\u53f0\u80a1\u5e02\u503c\u578b\u8207\u9ad8\u80a1\u606fETF\u958b\u59cb<\/p>\n\n\n\n

\u53f0\u7063\u5927\u578b\u80a1<\/td>\u5143\u5927\u53f0\u706350 (0050) \u6216 \u5bcc\u90a6\u53f050 (006208)<\/td>60%<\/td>\u4e00\u6b21\u6301\u6709\u53f0\u7063\u5e02\u503c\u6700\u5927\u768450\u9593\u516c\u53f8\uff0c\u8ddf\u96a8\u5927\u76e4\u6210\u9577<\/td><\/tr>
\u53f0\u7063\u9ad8\u80a1\u606f<\/td>\u570b\u6cf0\u6c38\u7e8c\u9ad8\u80a1\u606f (00878)<\/td>40%<\/td>\u9078\u64c7\u6ce8\u91cdESG\u4e14\u80a1\u606f\u7a69\u5065\u7684\u516c\u53f8\uff0c\u589e\u52a0\u6295\u8cc7\u7d44\u5408\u7684\u7a69\u5b9a\u6027<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u301030\u842c\u3011\u65b0\u624b\u9032\u968e\u7d44\u5408<\/h3>\n\n\n\n

\u7576\u8cc7\u91d1\u4f86\u523030\u842c\uff0c\u53ef\u4ee5\u958b\u59cb\u52a0\u5165\u50b5\u5238\u90e8\u4f4d\uff0c\u4e26\u5c07\u4e00\u90e8\u5206\u8cc7\u91d1\u6295\u5411\u6d77\u5916\u5e02\u5834\uff0c\u505a\u5230\u6700\u57fa\u790e\u7684\u80a1\u50b5\u914d\u7f6e\u8207\u8de8\u570b\u5206\u6563<\/p>\n\n\n\n

\u53f0\u7063\u5927\u578b\u80a1<\/strong><\/td>\u5bcc\u90a6\u53f050 (006208)<\/td>50%<\/td>\u4f5c\u70ba\u6838\u5fc3\u7684\u53f0\u80a1\u90e8\u4f4d<\/td><\/tr>
\u7f8e\u570b\u79d1\u6280\u80a1<\/strong><\/td>\u7d71\u4e00FANG+ (00757)<\/td>30%<\/td>\u4f48\u5c40\u7f8e\u570b\u9802\u5c16\u79d1\u6280\u5de8\u982d\uff0c\u589e\u52a0\u6210\u9577\u6f5b\u529b<\/td><\/tr>
\u7f8e\u570b\u6295\u8cc7\u7d1a\u50b5<\/strong><\/td>\u5143\u5927\u7f8e\u50b520\u5e74 (00679B)<\/td>20%<\/td>\u5728\u80a1\u5e02\u4e0b\u8dcc\u6642\uff0c\u9ad8\u54c1\u8cea\u7684\u7f8e\u570b\u516c\u50b5\u901a\u5e38\u80fd\u767c\u63ee\u907f\u96aa\u4f5c\u7528<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u301050\u842c\u3011\u4e2d\u7522\u7cbe\u82f1\u7d44\u5408<\/h3>\n\n\n\n

\u64c1\u670950\u842c\u8cc7\u91d1\u6642\uff0c\u53ef\u4ee5\u63a1\u7528\u66f4\u9748\u6d3b\u7684\u300c\u6838\u5fc3-\u885b\u661f\u300d\u7b56\u7565\u3002\u5c07\u5927\u90e8\u5206\u8cc7\u91d1\uff0870-80%\uff09\u6295\u5165\u7a69\u5065\u7684\u6838\u5fc3\u8cc7\u7522\uff0c\u518d\u7528\u5c0f\u90e8\u5206\u8cc7\u91d1\uff0820-30%\uff09\u53bb\u8ffd\u6c42\u7279\u5b9a\u7522\u696d\u6216\u4e3b\u984c\u7684\u66f4\u9ad8\u5831\u916c<\/p>\n\n\n\n

\u6838\u5fc3\u8cc7\u7522 (\u5168\u7403\u80a1\u5e02)<\/td>iShares\u6838\u5fc3MSCI\u4e16\u754c (URTH – \u7f8e\u80a1)<\/td>70%<\/td>\u4e00\u6a94ETF\u5c31\u5206\u6563\u6295\u8cc7\u5230\u5168\u7403\u6578\u5341\u500b\u5df2\u958b\u767c\u570b\u5bb6\u7684\u5e02\u5834<\/td><\/tr>
\u885b\u661f\u8cc7\u7522 (\u534a\u5c0e\u9ad4)<\/td>iShares\u534a\u5c0e\u9ad4 (SOXX – \u7f8e\u80a1)<\/td>15%<\/td>\u6355\u6349\u79d1\u6280\u8da8\u52e2\uff0c\u6295\u8cc7\u5168\u7403\u534a\u5c0e\u9ad4\u7522\u696d\u93c8<\/td><\/tr>
\u885b\u661f\u8cc7\u7522 (\u5168\u7403\u50b5\u5238)<\/td>Vanguard\u5168\u4e16\u754c\u50b5\u5238 (BNDW – \u7f8e\u80a1)<\/td>15%<\/td>\u5206\u6563\u5230\u5168\u7403\u7684\u6295\u8cc7\u7d1a\u50b5\u5238\uff0c\u4f5c\u70ba\u8cc7\u7522\u7684\u7a69\u5b9a\u5668<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u3010100\u842c\u3011\u767e\u842c\u5713\u5922\u7d44\u5408<\/h3>\n\n\n\n

100\u842c\u662f\u4e00\u500b\u91cd\u8981\u7684\u91cc\u7a0b\u7891\uff0c\u6b64\u6642\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u61c9\u8a72\u8981\u4ee5\u300c\u5168\u7403\u5206\u6563\u300d\u70ba\u6700\u9ad8\u539f\u5247\uff0c\u9019\u4e5f\u662f\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u7684\u6838\u5fc3\u7406\u5ff5\u3002\u76ee\u6a19\u662f\u7121\u8ad6\u54ea\u500b\u5340\u57df\u5e02\u5834\u7368\u5f37\uff0c\u4f60\u90fd\u80fd\u53c3\u8207\u5176\u4e2d<\/p>\n\n\n\n

\u7f8e\u570b\u6574\u9ad4\u80a1\u5e02<\/td>Vanguard\u6574\u9ad4\u80a1\u5e02 (VTI)<\/td>45%<\/td>\u6295\u8cc7\u8d85\u904e4000\u5bb6\u7f8e\u570b\u516c\u53f8\uff0c\u5b8c\u6574\u4ee3\u8868\u7f8e\u570b\u5e02\u5834<\/td><\/tr>
\u5df2\u958b\u767c\u5e02\u5834(\u4e0d\u542b\u7f8e)<\/td>Vanguard FTSE\u5df2\u958b\u767c\u5e02\u5834 (VEA)<\/td>25%<\/td>\u6db5\u84cb\u6b50\u6d32\u3001\u65e5\u672c\u3001\u52a0\u62ff\u5927\u7b49\u5df2\u958b\u767c\u570b\u5bb6<\/td><\/tr>
\u5168\u7403\u4e0d\u52d5\u7522<\/td>Vanguard\u5168\u7403\u4e0d\u52d5\u7522(\u4e0d\u542b\u7f8e) (VNQI)<\/td>10%<\/td>\u6295\u8cc7\u4e0d\u52d5\u7522\uff0c\u589e\u52a0\u8cc7\u7522\u591a\u5143\u6027<\/td><\/tr>
\u5168\u7403\u7e3d\u9ad4\u50b5\u5238<\/td>Vanguard\u5168\u4e16\u754c\u50b5\u5238 (BNDW)<\/td>20%<\/td>\u5168\u7403\u5206\u6563\u7684\u50b5\u5238\u90e8\u4f4d\uff0c\u63d0\u4f9b\u6700\u5168\u9762\u7684\u907f\u96aa\u6548\u679c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u9000\u4f11\u6e96\u5099\u7d44\u5408\uff1a\u7a69\u5b9a\u73fe\u91d1\u6d41\u578b<\/mark><\/h2>\n\n\n\n

\u5c0d\u65bc\u6e96\u5099\u9000\u4f11\u6216\u5df2\u9000\u4f11\u7684\u65cf\u7fa4\uff0c\u6295\u8cc7\u76ee\u6a19\u5f9e\u300c\u8cc7\u7522\u589e\u9577\u300d\u8f49\u70ba\u300c\u5275\u9020\u7a69\u5b9a\u7684\u73fe\u91d1\u6d41\u300d\u3002\u56e0\u6b64\uff0c\u9ad8\u80a1\u606f\u8207\u9ad8\u54c1\u8cea\u50b5\u5238\u7684\u6bd4\u4f8b\u6703\u5927\u5e45\u62c9\u9ad8<\/p>\n\n\n\n

\u5ef6\u4f38\u95b1\u8b80\uff1a\u3010\u9000\u4f11\u901a\u81a8\u8a66\u7b97\u3011\u4f60\u7684\u5343\u842c\u9000\u4f11\u91d1\u5920\u7528\u55ce\uff1f3\u62db\u6253\u9020\u6297\u901a\u81a8\u8cc7\u7522<\/a><\/p>\n\n\n\n

\u5168\u7403\u9ad8\u80a1\u606f\u80a1\u7968<\/td>Vanguard\u570b\u969b\u9ad8\u80a1\u606f\u7387 (VYMI)<\/td>30%<\/td>\u6295\u8cc7\u7f8e\u570b\u4ee5\u5916\u3001\u80a1\u606f\u7387\u8f03\u9ad8\u7684\u5168\u7403\u7e3e\u512a\u516c\u53f8<\/td><\/tr>
\u53f0\u7063\u9ad8\u80a1\u606f<\/td>\u5143\u5927\u9ad8\u80a1\u606f (0056) + \u5fa9\u83ef\u53f0\u7063\u79d1\u6280\u512a\u606f (00929)<\/td>30%<\/td>\u7d44\u6210\u6708\u6708\u914d\u606f\u7684\u73fe\u91d1\u6d41\u7d44\u5408<\/td><\/tr>
\u4e2d\u671f\u6295\u8cc7\u7d1a\u516c\u53f8\u50b5<\/td>\u5143\u5927\u9ad8\u80a1\u606f (0056) + \u5fa9\u83ef\u53f0\u7063\u79d1\u6280\u512a\u606f (00929)<\/td>40%<\/td>\u9078\u64c7\u4fe1\u7528\u8a55\u7d1a\u9ad8\u7684\u516c\u53f8\u50b5\uff0c\u9818\u53d6\u6bd4\u516c\u50b5\u66f4\u9ad8\u7684\u7a69\u5b9a\u5229\u606f<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u81ea\u5df1\u7d44 ETF vs \u6a5f\u5668\u4eba\u7406\u8ca1<\/mark><\/h2>\n\n\n\n

\u770b\u4e86\u9019\u9ebc\u591a\u7bc4\u4f8b\uff0c\u4f60\u53ef\u80fd\u6703\u554f\uff1a\u6211\u8a72\u81ea\u5df1\u52d5\u624b\uff0c\u9084\u662f\u4ea4\u7d66\u5c08\u5bb6\uff1f<\/p>\n\n\n\n

DIY \u6295\u8cc7\u7d44\u5408\u7684\u512a\u9ede\u8207\u6311\u6230<\/h3>\n\n\n\n

\u81ea\u5df1\u52d5\u624b\u6700\u5927\u7684\u512a\u9ede\u662f\u5b8c\u5168\u7684\u638c\u63a7\u6b0a<\/strong>\u8207\u6f5b\u5728\u7684\u8f03\u4f4e\u8cbb\u7528<\/strong>\u3002\u4f46\u6311\u6230\u4e5f\u4e0d\u5c11\uff1a<\/p>\n\n\n\n