{"id":14700,"date":"2025-09-23T16:40:43","date_gmt":"2025-09-23T08:40:43","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=14700"},"modified":"2026-01-09T09:24:05","modified_gmt":"2026-01-09T01:24:05","slug":"%e6%8c%87%e6%95%b8%e5%8c%96%e6%8a%95%e8%b3%87%e6%8c%87%e5%8d%97%ef%bc%9avt%e3%80%81sp-500%e3%80%810052-%e5%b9%b4%e5%8c%96%e5%a0%b1%e9%85%ac%e7%8e%87%e5%85%a8%e8%a7%a3%e6%9e%90%ef%bc%8c%e4%b8%80","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=14700","title":{"rendered":"\u6307\u6578\u5316\u6295\u8cc7\u6307\u5357\uff1aVT\u3001S&amp;P 500\u30010052 \u5e74\u5316\u5831\u916c\u7387\u5168\u89e3\u6790\uff0c\u4e00\u6b21\u641e\u61c2\u53f0\u7f8e\u80a1 ETF\uff01"},"content":{"rendered":"\n<p>\u4f60\u662f\u5426\u53ad\u5026\u4e86\u5728\u80a1\u6d77\u4e2d\u731c\u6e2c\u9ad8\u4f4e\u9ede\uff0c\u82b1\u8cbb\u5927\u91cf\u6642\u9593\u7814\u7a76\uff0c\u7e3e\u6548\u537b\u7e3d\u662f\u4e0d\u5982\u9810\u671f\uff1f\u6bcf\u5929\u88ab\u5e02\u5834\u6f32\u8dcc\u727d\u52d5\u60c5\u7dd2\uff0c\u6df1\u6015<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14643\">\u932f\u904e\u884c\u60c5 (FOMO)<\/a>\uff0c\u537b\u53c8\u64d4\u5fc3\u8cb7\u5728\u9ad8\u9ede\u3002\u5176\u5be6\uff0c\u9023\u80a1\u795e\u5df4\u83f2\u7279\u90fd\u591a\u6b21\u63a8\u85a6\uff0c\u6709\u4e00\u7a2e\u66f4\u7701\u5fc3\u3001\u66f4\u6709\u6548\u7684\u65b9\u6cd5\uff0c\u90a3\u5c31\u662f\u300c\u6307\u6578\u5316\u6295\u8cc7\u300d\u3002<\/p>\n\n\n\n<p>\u6307\u6578\u5316\u6295\u8cc7\u4e0d\u662f\u4ec0\u9ebc\u795e\u79d8\u7684\u6295\u8cc7\u9b54\u6cd5\uff0c\u800c\u662f\u4e00\u5957\u7d93\u904e\u9577\u671f\u9a57\u8b49\u3001\u6709\u8457\u5b78\u8853\u7406\u8ad6\u652f\u6301\u7684\u7a69\u5065\u7b56\u7565\uff0c\u672c\u6587\u5c07\u6df1\u5165\u89e3\u6790 VT\u3001S&amp;P 500\u30010052 \u7b49\u71b1\u9580\u53f0\u7f8e\u80a1 ETF \u7684\u5e74\u5316\u5831\u916c\u7387\uff0c\u4e26\u6bd4\u8f03\u512a\u7f3a\u9ede\u3002\u8b93\u4f60\u4e0d\u518d\u7169\u60f1\u5982\u4f55\u958b\u59cb\uff0c\u900f\u904e<a href=\"https:\/\/roboadvisor.com.tw\/\">\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u7684\u670d\u52d9\uff0c\u8f15\u9b06\u6253\u9020\u4f60\u7684\u5168\u7403\u88ab\u52d5\u6536\u5165\u7d44\u5408<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/urli.ai\/blog-to-line\" style=\"border-radius:33px\">\u52a0 Line \u514d\u8cbb\u9ad4\u9a57\u6a5f\u5668\u4eba\u7406\u8ca1\u670d\u52d9<strong>\uff01<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u6307\u6578\u5316\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f<\/mark><\/h2>\n\n\n\n<p>\u60f3\u50cf\u4e00\u4e0b\uff0c\u4f60\u4e0d\u7528\u5728\u8cfd\u99ac\u5834\u4e0a\u8cbb\u5fc3\u6311\u9078\u54ea\u4e00\u5339\u662f\u51a0\u8ecd\u99ac\uff0c\u800c\u662f\u76f4\u63a5\u6295\u8cc7\u300c\u6574\u500b\u8cfd\u99ac\u5834\u7684\u5165\u5834\u5238\u300d\uff0c\u7121\u8ad6\u54ea\u5339\u99ac\u8dd1\u8d0f\uff0c\u4f60\u90fd\u80fd\u5206\u5230\u4e00\u676f\u7fb9\uff0c\u9019\u5c31\u662f\u6307\u6578\u5316\u6295\u8cc7\u7684\u6838\u5fc3\u7cbe\u795e\uff0c\u4f60\u8cb7\u9032\u7684\u4e0d\u662f\u55ae\u4e00\u9593\u516c\u53f8\u7684\u80a1\u7968\uff0c\u800c\u662f\u4ee3\u8868\u6574\u500b\u5e02\u5834\u6216\u67d0\u500b\u7522\u696d\u7684\u300c\u6307\u6578\u300d\uff0c\u4f8b\u5982\u53f0\u706350\u6307\u6578\u3001<a href=\"https:\/\/www.spglobal.com\/spdji\/tc\/indices\/equity\/sp-500\/#overview\">\u7f8e\u570bS&amp;P 500<\/a>\u6307\u6578\u3002\u57f7\u884c\u9019\u500b\u7b56\u7565\u6700\u5e38\u898b\u7684\u5de5\u5177\u5c31\u662f <a href=\"https:\/\/wealth-vane.com\/stocks\/what-is-etf\/\">ETF<\/a> (\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1)\u3002\u5b83\u7684\u76ee\u6a19\u5f88\u7d14\u7cb9\uff1a\u4e0d\u8ffd\u6c42\u6253\u6557\u5e02\u5834\uff0c\u800c\u662f\u5b8c\u6574\u8907\u88fd\u5e02\u5834\u7684\u8868\u73fe\uff0c\u8cfa\u53d6\u6574\u500b\u7d93\u6fdf\u9ad4\u7684\u9577\u671f\u5e73\u5747\u5831\u916c\u3002<\/p>\n\n\n\n<p>\u9019\u7a2e\u7b56\u7565\u88ab\u7a31\u70ba\u300c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=12539\">\u88ab\u52d5\u6295\u8cc7<\/a>\u300d\uff0c\u56e0\u70ba\u4f60\u4e0d\u9700\u8981\u983b\u7e41\u8cb7\u8ce3\uff0c\u800c\u662f\u9577\u671f\u6301\u6709\uff0c\u8b93\u8cc7\u7522\u96a8\u8457\u5168\u7403\u7d93\u6fdf\u7684\u6210\u9577\u800c\u589e\u503c\uff0c\u771f\u6b63\u505a\u5230\u300c\u88ab\u52d5\u6295\u8cc7\uff0c\u4e3b\u52d5\u4eba\u751f\u300d \u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u6307\u6578\u5316\u6295\u8cc7\u7684\u56db\u5927\u512a\u52e2<\/mark><\/h2>\n\n\n\n<p>\u70ba\u4ec0\u9ebc\u9019\u500b\u770b\u4f3c\u300c\u4f5b\u7cfb\u300d\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u9577\u671f\u4e0b\u4f86\u7e3e\u6548\u537b\u80fd\u8dd1\u8d0f\u516b\u6210\u4ee5\u4e0a\u7684\u5c08\u696d\u57fa\u91d1\u7d93\u7406\u4eba\uff1f\u79d8\u5bc6\u5c31\u85cf\u5728\u9019\u56db\u5927\u512a\u52e2\u88e1<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6307\u6578\u5316\u6295\u8cc7\u512a\u52e2\u4e00\uff1a\u6975\u4f4e\u7684\u6295\u8cc7\u6210\u672c<\/h3>\n\n\n\n<p>\u4e3b\u52d5\u578b\u57fa\u91d1\u56e0\u70ba\u9700\u8981\u8058\u8acb\u7814\u7a76\u5718\u968a\uff0c\u7ba1\u7406\u8cbb\u3001\u4ea4\u6613<a href=\"https:\/\/wealth-vane.com\/stocks\/etf-cost\/\">\u6210\u672c<\/a>\u90fd\u76f8\u5c0d\u9ad8\u6602\u3002\u800c ETF \u53ea\u662f\u8907\u88fd\u6307\u6578\uff0c\u7ba1\u7406<a href=\"https:\/\/wealth-vane.com\/stocks\/etf-cost\/\">\u6210\u672c<\/a>\u6975\u4f4e\u3002\u53ef\u5225\u5c0f\u770b\u9019 1-2% \u7684\u8cbb\u7528\u5dee\u7570\uff0c\u9577\u671f\u5728\u8907\u5229\u6548\u61c9\u4e0b\uff0c\u5b83\u6703\u50cf\u6efe\u96ea\u7403\u4e00\u6a23\uff0c\u4fb5\u8755\u4f60\u6578\u5341\u842c\u3001\u751a\u81f3\u4e0a\u767e\u842c\u7684\u7372\u5229\u3002\u53ef\u4ee5\u8aaa\uff0c\u5728\u6295\u8cc7\u7684\u4e16\u754c\u88e1\uff0c\u300c\u7701\u4e0b\u7684\u5c31\u662f\u8cfa\u5230\u7684\u300d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6307\u6578\u5316\u6295\u8cc7\u512a\u52e2\u4e8c\uff1a\u6709\u6548\u5206\u6563\u98a8\u96aa<\/h3>\n\n\n\n<p>\u4fd7\u8a71\u8aaa\u300c\u5225\u628a\u96de\u86cb\u653e\u5728\u540c\u4e00\u500b\u7c43\u5b50\u88e1\u300d\uff0c\u7576\u4f60\u8cb7\u9032\u4e00\u5f35\u53f0\u7a4d\u96fb\u80a1\u7968\uff0c\u4f60\u7684\u8ca1\u5bcc\u5c31\u548c\u4e00\u9593\u516c\u53f8\u7684\u547d\u904b\u7dca\u7dca\u7d81\u5728\u4e00\u8d77\u3002\u4f46\u7576\u4f60\u8cb7\u9032\u4e00\u6a94\u5982<a href=\"https:\/\/investor.vanguard.com\/investment-products\/etfs\/profile\/vti\"> VTI (\u7f8e\u570b\u6574\u9ad4\u5e02\u5834 ETF) <\/a>\u7684\u6307\u6578\u578b\u57fa\u91d1\uff0c\u4f60\u5c31\u7b49\u65bc\u540c\u6642\u6301\u6709\u4e86\u6578\u5343\u5bb6\u7f8e\u570b\u516c\u53f8\u7684\u80a1\u4efd \uff0c\u5f9e\u860b\u679c\u3001\u5fae\u8edf\u5230\u98df\u8863\u4f4f\u884c\u5404\u884c\u5404\u696d\uff0c\u6709\u6548\u5206\u6563\u4e86\u55ae\u4e00\u516c\u53f8\u6216\u7522\u696d\u66b4\u96f7\u7684\u975e\u7cfb\u7d71\u6027\u98a8\u96aa\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6307\u6578\u5316\u6295\u8cc7\u512a\u52e2\u4e09\uff1a\u7e3e\u6548\u8868\u73fe\u900f\u660e<\/h3>\n\n\n\n<p>\u6307\u6578\u5316\u6295\u8cc7\u7684\u7e3e\u6548\u5b8c\u5168\u8ddf\u96a8\u5b83\u6240\u8ffd\u8e64\u7684\u6307\u6578\uff0c\u50f9\u683c\u900f\u660e\uff0c\u7ae5\u53df\u7121\u6b3a\uff0c\u4f60\u4e0d\u9700\u8981\u53bb\u731c\u6e2c\u57fa\u91d1\u7d93\u7406\u4eba\u5230\u5e95\u505a\u4e86\u4ec0\u9ebc\u6c7a\u7b56\u3001\u6709\u6c92\u6709\u5167\u7dda\u6d88\u606f\u3002\u4f60\u7684\u5831\u916c\u7387\u5c31\u7b49\u65bc\u5e02\u5834\u5831\u916c\u7387\u6e1b\u53bb\u6975\u4f4e\u7684\u5167\u6263\u8cbb\u7528\uff0c\u7c21\u55ae\u660e\u77ad<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6307\u6578\u5316\u6295\u8cc7\u512a\u52e2\u56db\uff1a\u7bc0\u7701\u5bf6\u8cb4\u6642\u9593<\/h3>\n\n\n\n<p>\u9019\u6216\u8a31\u662f\u5c0d\u73fe\u4ee3\u4eba\u6700\u91cd\u8981\u7684\u512a\u9ede\u3002\u4f60\u4e0d\u9700\u8981\u6bcf\u5929\u4e0b\u73ed\u5f8c\u9084\u62d6\u8457\u75b2\u618a\u7684\u8eab\u5fc3\u7814\u7a76\u8ca1\u5831\u3001\u5206\u6790\u6280\u8853\u7dda\u5716\u3002\u900f\u904e\u6307\u6578\u5316\u6295\u8cc7\uff0c\u4f60\u53ea\u9700\u8981\u8a2d\u5b9a\u597d\u6295\u8cc7\u8a08\u756b\uff0c\u5b9a\u671f\u5b9a\u984d\u6295\u5165\uff0c\u7136\u5f8c\u5c31\u53ef\u4ee5\u628a\u6642\u9593\u548c\u7cbe\u529b\u5c08\u6ce8\u5728\u66f4\u91cd\u8981\u7684\u4e8b\u60c5\u4e0a\uff1a\u4f60\u7684\u4e8b\u696d\u3001\u4f60\u7684\u5bb6\u5ead\u3001\u4f60\u7684\u4eba\u751f<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u53f0\u80a1\u6307\u6578\u5316\u6295\u8cc7<\/mark><\/h2>\n\n\n\n<p>\u5c0d\u65bc\u53f0\u7063\u6295\u8cc7\u4eba\u4f86\u8aaa\uff0c\u53f0\u80a1 ETF \u662f\u6700\u5bb9\u6613\u5165\u9580\u7684\u7ba1\u9053\u3002\u9664\u4e86\u5927\u5bb6\u8033\u719f\u80fd\u8a73\u7684 0050\uff0c\u5176\u5be6\u9084\u6709\u5176\u4ed6\u4e0d\u540c\u7279\u8272\u7684\u9078\u64c7<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u570b\u6c11 ETF\uff1a\u5143\u5927\u53f0\u706350 (0050)<\/h3>\n\n\n\n<p>0050 \u8ffd\u8e64\u7684\u662f\u53f0\u7063\u5e02\u503c\u524d 50 \u5927\u7684\u516c\u53f8\uff0c\u53ef\u4ee5\u8aaa\u662f\u53f0\u7063\u7d93\u6fdf\u7684\u7e2e\u5f71\u3002\u8cb7\u9032\u4e00\u5f35 0050\uff0c\u5c31\u7b49\u65bc\u6210\u70ba\u4e86\u53f0\u7a4d\u96fb\u3001\u806f\u767c\u79d1\u3001\u9d3b\u6d77\u7b49\u9802\u5c16\u4f01\u696d\u7684\u80a1\u6771\uff0c\u975e\u5e38\u9069\u5408\u60f3\u53c3\u8207\u53f0\u7063\u6574\u9ad4\u7d93\u6fdf\u6210\u9577\u7684\u6295\u8cc7\u4eba<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u79d1\u6280\u5de8\u982d\uff1a\u5bcc\u90a6\u53f0\u7063\u79d1\u6280\u6307\u6578 (0052) <\/h3>\n\n\n\n<p>0052 \u540c\u6a23\u8ffd\u8e64\u53f0\u706350\u6307\u6578\uff0c\u4f46\u5176\u7be9\u9078\u898f\u5247\u8b93\u5b83\u66f4\u5074\u91cd\u65bc\u96fb\u5b50\u79d1\u6280\u985e\u80a1\u3002\u5982\u679c\u4f60\u7279\u5225\u770b\u597d\u53f0\u7063\u7684\u79d1\u6280\u7522\u696d\uff0c\u76f8\u8f03\u65bc 0050\uff0c0052 \u6216\u8a31\u662f\u66f4\u8cbc\u8fd1\u4f60\u60f3\u6cd5\u7684\u9078\u64c7\uff0c\u7576\u7136\uff0c\u9019\u4e5f\u610f\u5473\u8457\u7522\u696d\u96c6\u4e2d\u7684\u98a8\u96aa\u6703\u66f4\u9ad8\u4e00\u4e9b<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5176\u4ed6\u9078\u64c7\uff1a0051 \u8207 00631L<\/h3>\n\n\n\n<p>\u5e02\u5834\u4e0a\u9084\u6709\u8ffd\u8e64\u4e2d\u578b\u80a1\u7684\u300c\u5143\u5927\u4e2d\u578b100 (0051)\u300d\uff0c\u4ee5\u53ca\u63d0\u4f9b\u5169\u500d\u69d3\u687f\u7684\u300c\u5143\u5927\u53f0\u706350\u6b632 (00631L)\u300d\u3002\u4e0d\u904e\u69d3\u687f\u578b ETF \u98a8\u96aa\u6975\u9ad8\uff0c\u4e26\u4e0d\u9069\u5408\u65b0\u624b\u6216\u9577\u671f\u6295\u8cc7\uff0c\u64cd\u4f5c\u524d\u9700\u7279\u5225\u8b39\u614e<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u7f8e\u80a1\u6307\u6578\u5316\u6295\u8cc7<\/mark><\/h2>\n\n\n\n<p>\u96d6\u7136\u6295\u8cc7\u53f0\u80a1\u5f88\u65b9\u4fbf\uff0c\u4f46\u5982\u679c\u4f60\u7684\u76ee\u6a19\u662f\u5efa\u7acb\u4e00\u500b\u771f\u6b63\u7a69\u5065\u3001\u80fd\u62b5\u79a6\u55ae\u4e00\u5e02\u5834\u98a8\u96aa\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u90a3\u9ebc\u5c07\u773c\u5149\u653e\u5230\u5168\u7403\uff0c\u7d0d\u5165\u7f8e\u570b\u5e02\u5834\u7684 ETF \u7d55\u5c0d\u662f\u5fc5\u8981\u7684<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8ffd\u8e64\u7f8e\u570b\u5927\u76e4\uff1aS&amp;P 500 ETF (VOO)<\/h3>\n\n\n\n<p>S&amp;P 500 \u6307\u6578\u5305\u542b\u4e86\u7f8e\u570b 500 \u5bb6\u6700\u5177\u4ee3\u8868\u6027\u7684\u4e0a\u5e02\u516c\u53f8\uff0c\u50cf\u662f Apple, Google, Amazon \u7b49\u4f60\u6211\u6bcf\u5929\u90fd\u5728\u4f7f\u7528\u7684\u670d\u52d9\u3002\u5b83\u4e0d\u53ea\u662f\u7f8e\u570b\u7684\u7d93\u6fdf\u6307\u6a19\uff0c\u66f4\u662f\u5168\u7403\u7d93\u6fdf\u7684\u98a8\u5411\u7403\u3002\u9577\u671f\u6301\u6709 S&amp;P 500 ETF\uff0c\u5c31\u662f\u642d\u4e0a\u5168\u7403\u5275\u65b0\u8207\u6210\u9577\u7684\u5feb\u8eca<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6295\u8cc7\u5168\u4e16\u754c\uff1aVanguard \u5168\u7403\u80a1\u7968 ETF (VT)<\/h3>\n\n\n\n<p>\u5982\u679c S&amp;P 500 \u662f\u6295\u8cc7\u7f8e\u570b\uff0c\u90a3 VT \u5c31\u662f\u6295\u8cc7\u300c\u4e16\u754c\u300d\uff0c<a href=\"https:\/\/bank.sinopac.com\/sinopacBT\/webevents\/shareshares\/article_3.html\">VT<\/a> \u662f\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u70ba\u5ba2\u6236\u5efa\u69cb\u6295\u8cc7\u7d44\u5408\u6642\u7684\u6838\u5fc3\u9078\u64c7\u4e4b\u4e00 \uff0c\u56e0\u70ba\u5b83\u4e00\u6a94\u57fa\u91d1\u5c31\u5305\u542b\u4e86\u5168\u7403\u8d85\u904e 9,000 \u5bb6\u516c\u53f8\uff0c\u6db5\u84cb\u5df2\u958b\u767c\u5e02\u5834\u8207\u65b0\u8208\u5e02\u5834 \u3002\u9019\u662f\u5be6\u73fe\u7d42\u6975\u5206\u6563\u3001\u642d\u4e0a\u5168\u7403\u7d93\u6fdf\u6210\u9577\u6700\u7c21\u55ae\u3001\u4e5f\u6700\u6709\u6548\u7387\u7684\u5de5\u5177\uff0c\u8b93\u4f60\u7121\u8ad6\u8eab\u5728\u4f55\u8655\uff0c\u90fd\u80fd\u4eab\u53d7\u5230\u5168\u4e16\u754c\u4f01\u696d\u70ba\u4f60\u5275\u9020\u7684\u50f9\u503c<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u79d1\u6280\u80a1\u7684\u9818\u982d\u7f8a\uff1aNasdaq 100 ETF (QQQ)<\/h3>\n\n\n\n<p>QQQ \u8ffd\u8e64\u7684\u662f\u5728\u7d0d\u65af\u9054\u514b\u4ea4\u6613\u6240\u4e0a\u5e02\u3001\u5e02\u503c\u524d 100 \u5927\u7684\u975e\u91d1\u878d\u516c\u53f8\uff0c\u5176\u4e2d\u79d1\u6280\u80a1\u4f54\u6bd4\u6975\u9ad8\u3002\u5982\u679c\u4f60\u5c0d\u79d1\u6280\u5275\u65b0\u5145\u6eff\u4fe1\u5fc3\uff0c\u9858\u610f\u627f\u53d7\u8f03\u9ad8\u7684\u6ce2\u52d5\u4ee5\u63db\u53d6\u6f5b\u5728\u7684\u66f4\u9ad8\u56de\u5831\uff0cQQQ \u5c31\u662f\u4e00\u500b\u503c\u5f97\u95dc\u6ce8\u7684\u6307\u6a19<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u53f0\u7f8e\u80a1 ETF \u5e74\u5316\u5831\u916c\u7387\u6bd4\u8f03<\/mark><\/h2>\n\n\n\n<p>\u8aaa\u4e86\u9019\u9ebc\u591a\uff0c\u5b83\u5011\u7684\u9577\u671f\u7e3e\u6548\u7a76\u7adf\u5982\u4f55\uff1f\u6578\u64da\u6703\u8aaa\u8a71\u3002\u6211\u5011\u6574\u7406\u4e86\u9019\u5e7e\u6a94\u4ee3\u8868\u6027 ETF \u7684\u9577\u671f\u5e74\u5316\u5831\u916c\u7387\uff0c\u8b93\u4f60\u4e00\u76ee\u4e86\u7136<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u6578\u64da\u70ba\u622a\u81f3 2025 \u5e74\u521d\u7684\u6b77\u53f2\u8cc7\u6599\u4f30\u7b97\uff0c\u904e\u53bb\u7e3e\u6548\u4e0d\u4fdd\u8b49\u672a\u4f86\u56de\u5831<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>ETF \u4ee3\u865f<\/td><td>ETF \u540d\u7a31<\/td><td>\u8fd1 5 \u5e74\u5e74\u5316\u5831\u916c\u7387 (\u4f30)<\/td><td>\u8fd1 10 \u5e74\u5e74\u5316\u5831\u916c\u7387 (\u4f30)<\/td><td>\u7279\u6027\u5206\u6790<\/td><\/tr><tr><td>0052<\/td><td>\u5bcc\u90a6\u53f0\u7063\u79d1\u6280\u6307\u6578<\/td><td>18%<\/td><td>15%<\/td><td>\u96c6\u4e2d\u53f0\u7063\u79d1\u6280\u9f8d\u982d\uff0c\u6ce2\u52d5\u8f03\u5927<\/td><\/tr><tr><td>VOO<\/td><td>S&amp;P 500 ETF<\/td><td>15%<\/td><td>13%<\/td><td>\u4ee3\u8868\u7f8e\u570b\u6574\u9ad4\u5e02\u5834\uff0c\u7a69\u5065\u6210\u9577<\/td><\/tr><tr><td>VT<\/td><td>\u5168\u7403\u80a1\u7968 ETF<\/td><td>12%<\/td><td>10%<\/td><td>\u5168\u7403\u6975\u81f4\u5206\u6563\uff0c\u98a8\u96aa\u6700\u4f4e<\/td><\/tr><tr><td>QQQ<\/td><td>Nasdaq 100 ETF<\/td><td>20%<\/td><td>18%<\/td><td>\u5c08\u6ce8\u7f8e\u570b\u79d1\u6280\u80a1\uff0c\u9ad8\u6210\u9577\u9ad8\u6ce2\u52d5<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5f9e\u4e0a\u8868\u53ef\u4ee5\u767c\u73fe\uff0c\u4e0d\u540c\u7684\u6307\u6578\u6709\u8457\u4e0d\u540c\u7684\u98a8\u96aa\u8207\u56de\u5831\u7279\u6027\u3002\u9019\u4e5f\u5e36\u51fa\u4e86\u4e0b\u4e00\u500b\u554f\u984c\uff1a\u5c31\u7b97\u77e5\u9053\u4e86\u9019\u4e9b\uff0c\u4f60\u81ea\u5df1\u57f7\u884c\u8d77\u4f86\u771f\u7684\u5bb9\u6613\u55ce\uff1f<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u81ea\u5df1\u6295\u8cc7 ETF \u7684\u96b1\u85cf\u6311\u6230<\/mark><\/h2>\n\n\n\n<p>\u7406\u8ad6\u4e0a\uff0c\u6307\u6578\u5316\u6295\u8cc7\u5f88\u7c21\u55ae\u3002\u4f46\u5be6\u969b\u4e0a\uff0c\u5f9e DIY \u958b\u6236\u5230\u9577\u671f\u6301\u6709\uff0c\u6709\u8a31\u591a\u300c\u77e5\u6613\u884c\u96e3\u300d\u7684\u6311\u6230<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u884c\u6295\u8cc7 ETF \u6311\u6230\u4e00\uff1a\u514b\u670d\u4eba\u6027\u8207\u7d00\u5f8b<\/h3>\n\n\n\n<p>\u6700\u5927\u7684\u6575\u4eba\uff0c\u5f80\u5f80\u662f\u81ea\u5df1\u3002\u5728 2020 \u5e74\u75ab\u60c5\u80a1\u707d\u6642\uff0c\u4f60\u6709\u6c92\u6709\u56e0\u70ba\u6050\u614c\u800c\u8ce3\u5728\u6700\u4f4e\u9ede\uff1f\u5728\u5e02\u5834\u4e00\u7247\u770b\u597d\u6642\uff0c\u4f60\u662f\u5426\u6703\u5fcd\u4e0d\u4f4f\u8ffd\u9ad8\uff1f\u9019\u4e9b\u5beb\u5728\u57fa\u56e0\u88e1\u7684\u60c5\u7dd2\u504f\u8aa4\uff0c\u6b63\u662f\u591a\u6578\u6563\u6236\u6295\u8cc7\u5931\u6557\u7684\u4e3b\u56e0\u3002\u9019\u4e5f\u662f<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1198\">\u884c\u70ba\u8ca1\u52d9\u5b78<\/a>\u6240\u7814\u7a76\u7684\u9818\u57df\uff0c\u800c\u6a5f\u5668\u4eba\u7406\u8ca1\u6b63\u662f\u514b\u670d\u9019\u4e9b\u4eba\u6027\u5f31\u9ede\u7684\u6700\u4f73\u89e3\u65b9 <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u884c\u6295\u8cc7 ETF \u6311\u6230\u4e8c\uff1a\u8cc7\u7522\u518d\u5e73\u8861\u7684\u96e3\u984c<\/h3>\n\n\n\n<p>\u4e00\u500b\u597d\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u80a1\u50b5\u6bd4\u4f8b\u662f\u56fa\u5b9a\u7684\u3002\u4f46\u96a8\u8457\u5e02\u5834\u6f32\u8dcc\uff0c\u4f60\u7684\u8cc7\u7522\u6bd4\u4f8b\u6703\u9010\u6f38\u504f\u96e2\u76ee\u6a19\u3002\u4f8b\u5982\uff0c\u80a1\u7968\u5927\u6f32\u5f8c\uff0c\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u98a8\u96aa\u53ef\u80fd\u5df2\u9060\u8d85\u9810\u671f\u3002\u9019\u6642\u5c31\u9700\u8981\u300c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\">\u518d\u5e73\u8861<\/a>\u300d\u4f86\u8ce3\u51fa\u6f32\u591a\u7684\u3001\u8cb7\u9032\u843d\u5f8c\u7684\uff0c\u8b93\u98a8\u96aa\u56de\u5230\u6b63\u8ecc\u3002\u4f46\u624b\u52d5\u518d\u5e73\u8861\u4e0d\u50c5\u8a08\u7b97\u9ebb\u7169\uff0c\u9084\u53ef\u80fd\u7522\u751f\u984d\u5916\u4ea4\u6613\u6210\u672c\uff0c\u8b93\u4eba\u61f6\u5f97\u57f7\u884c\u3002 <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u884c\u6295\u8cc7 ETF \u6311\u6230\u4e09\uff1a\u9078\u64c7\u56f0\u96e3\u8207\u8cc7\u8a0a\u7126\u616e<\/h3>\n\n\n\n<p>\u5e02\u5834\u4e0a\u7684 ETF \u7433\u746f\u6eff\u76ee\uff0c\u5149\u662f\u8ffd\u8e64 S&amp;P 500 \u7684\u5c31\u6709 VOO, IVV, SPY\uff0c\u5b83\u5011\u6709\u4ec0\u9ebc\u7d30\u5fae\u5dee\u5225\uff1f\u6211\u8a72\u9078\u54ea\u4e00\u6a94\uff1f\u6211\u7684\u8cc7\u7522\u8a72\u5982\u4f55\u914d\u7f6e\u5728\u53f0\u80a1\u3001\u7f8e\u80a1\u3001\u5168\u7403\u5e02\u5834\uff1f\u9019\u4e9b\u554f\u984c\u5e38\u5e38\u8b93\u6295\u8cc7\u65b0\u624b\u9677\u5165\u8cc7\u8a0a\u7126\u616e\uff0c\u9072\u9072\u7121\u6cd5\u8e0f\u51fa\u7b2c\u4e00\u6b65<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">F&amp;Q \u6307\u6578\u5316\u6295\u8cc7\u5e38\u898b\u554f\u984c<\/mark><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#000000\" class=\"has-inline-color\">Q1: \u6307\u6578\u5316\u6295\u8cc7\u5c31\u4e00\u5b9a\u7a69\u8cfa\u4e0d\u8ce0\u55ce\uff1f<\/mark><\/h3>\n\n\n\n<p>\u4e0d\u662f\u3002\u4efb\u4f55\u6295\u8cc7\u90fd\u6709\u98a8\u96aa\u3002\u6307\u6578\u5316\u6295\u8cc7\u7121\u6cd5\u907f\u514d\u5e02\u5834\u6574\u9ad4\u7684\u7cfb\u7d71\u6027\u98a8\u96aa\uff08\u5982\u91d1\u878d\u6d77\u562f\uff09\uff0c\u4f46\u5b83\u80fd\u5e6b\u4f60\u6d88\u9664\u9078\u932f\u500b\u80a1\u7684\u98a8\u96aa\u3002\u53ea\u8981\u9577\u671f\u6301\u6709\u3001\u7a7f\u8d8a\u725b\u718a\uff0c\u6b77\u53f2\u6578\u64da\u986f\u793a\u7372\u5f97\u6b63\u5831\u916c\u7684\u6a5f\u7387\u975e\u5e38\u9ad8<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q2: \u6211\u8a72\u5982\u4f55\u9078\u64c7\u9069\u5408\u81ea\u5df1\u7684 ETF\uff1f<\/h3>\n\n\n\n<p>\u9019\u53d6\u6c7a\u65bc\u4f60\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3001\u6295\u8cc7\u76ee\u6a19\u8207\u5e74\u671f\u3002\u5982\u679c\u4f60\u80fd\u627f\u53d7\u9ad8\u6ce2\u52d5\uff0c\u6216\u8a31\u6703\u914d\u7f6e\u8f03\u591a QQQ\uff1b\u5982\u679c\u4f60\u8ffd\u6c42\u7a69\u5065\uff0cVT \u53ef\u80fd\u662f\u6838\u5fc3\u3002\u6700\u597d\u7684\u65b9\u6cd5\u662f\u5efa\u7acb\u4e00\u500b\u5305\u542b\u4e0d\u540c\u5340\u57df\u3001\u4e0d\u540c\u8cc7\u7522\uff08\u80a1\u7968\u3001\u50b5\u5238\uff09\u7684\u591a\u5143\u5316\u6295\u8cc7\u7d44\u5408<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q3: 0050 \u548c 006208 \u6709\u4ec0\u9ebc\u4e0d\u540c\uff1f<\/h3>\n\n\n\n<p>\u5169\u8005\u8ffd\u8e64\u7684\u6307\u6578\u5b8c\u5168\u76f8\u540c\uff0c\u4e3b\u8981\u5dee\u7570\u5728\u65bc\u57fa\u91d1\u516c\u53f8\u3001\u5167\u6263\u8cbb\u7528\u548c\u80a1\u50f9\u3002\u5bcc\u90a6\u7684 006208 \u5167\u6263\u8cbb\u7528\u7565\u4f4e\u65bc\u5143\u5927\u7684 0050\uff0c\u80a1\u50f9\u4e5f\u8f03\u4f4e\uff0c\u5c0d\u5c0f\u8cc7\u65cf\u4f86\u8aaa\u5165\u624b\u9580\u6abb\u66f4\u89aa\u6c11\uff0c\u662f\u5f88\u597d\u7684\u66ff\u4ee3\u9078\u64c7\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q4: \u6295\u8cc7\u7f8e\u80a1 ETF \u7684\u7a05\u52d9\u554f\u984c\u6703\u5f88\u8907\u96dc\u55ce\uff1f<\/h3>\n\n\n\n<p>\u900f\u904e\u8907\u59d4\u8a17\u6295\u8cc7\u7f8e\u80a1 ETF\uff0c\u6703\u9762\u81e8 30% \u7684\u80a1\u606f\u7a05\u3002\u4e0d\u904e\uff0c\u7531\u65bc ETF \u7684\u80a1\u606f\u7387\u901a\u5e38\u4e0d\u9ad8\uff08\u7d04 1-2%\uff09\uff0c\u4e14\u7a05\u662f\u9810\u6263\uff0c\u5238\u5546\u6703\u81ea\u52d5\u8655\u7406\uff0c\u5c0d\u7e3d\u5831\u916c\u5f71\u97ff\u6709\u9650\uff0c\u6295\u8cc7\u4eba\u4e0d\u592a\u9700\u8981\u70ba\u6b64\u7169\u60f1<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">\u8b93\u963f\u723e\u767c\u6210\u70ba\u4f60\u7684\u667a\u80fd\u6295\u8cc7\u5925\u4f34<\/mark><\/h2>\n\n\n\n<p>\u7e3d\u7d50\u4f86\u8aaa\uff0c\u6307\u6578\u5316\u6295\u8cc7\u662f\u4e00\u689d\u7d93\u904e\u9577\u671f\u6b77\u53f2\u9a57\u8b49\u3001\u80fd\u901a\u5f80\u8ca1\u52d9\u81ea\u7531\u7684\u5eb7\u838a\u5927\u9053\u3002\u5b83\u7c21\u55ae\u3001\u6709\u6548\uff0c\u9069\u5408\u7d55\u5927\u591a\u6578\u4eba\uff0c\u7136\u800c\uff0c\u5f9e\u7e41\u7463\u7684\u958b\u6236\u6d41\u7a0b\u3001\u5168\u7403\u8cc7\u7522\u7684\u914d\u7f6e\uff0c\u5230\u5f8c\u7e8c\u6700\u56f0\u96e3\u7684\u300c\u7d00\u5f8b\u57f7\u884c\u300d\u8207\u300c\u81ea\u52d5\u518d\u5e73\u8861\u300d\uff0c\u6bcf\u4e00\u500b\u74b0\u7bc0\u90fd\u662f\u5c0d\u4eba\u6027\u7684\u5de8\u5927\u8003\u9a57\u3002<\/p>\n\n\n\n<p>\u9019\u6b63\u662f<a href=\"https:\/\/roboadvisor.com.tw\/\">\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u7684\u50f9\u503c\u6240\u5728\u3002\u6211\u5011\u5b58\u5728\u7684\u76ee\u7684\uff0c\u5c31\u662f\u70ba\u4f60\u6383\u9664\u9019\u4e9b\u969c\u7919\u3002\u900f\u904e\u6211\u5011\u7368\u5bb6\u7684 RIM \u7406\u8ca1\u6f14\u7b97\u7cfb\u7d71 \uff0c\u80fd\u6839\u64da\u4f60\u7684\u76ee\u6a19\u8207\u98a8\u96aa\u5c6c\u6027\uff0c<\/p>\n\n\n\n<p>\u5275\u9020\u5c08\u5c6c\u4f60\u7684\u5ba2\u88fd\u5316\u5168\u7403 ETF \u6295\u8cc7\u7d44\u5408\u3002\u6211\u5011\u7684\u7cfb\u7d71\u6703 7&#215;24 \u5c0f\u6642\u76e3\u63a7\u4f60\u7684\u8cc7\u7522\uff0c\u4e26\u5728\u6bd4\u4f8b\u5931\u8861\u6642\u57f7\u884c\u300c\u771f\uff0e\u81ea\u52d5\u518d\u5e73\u8861\u300d \uff0c\u78ba\u4fdd\u4f60\u7684\u6295\u8cc7\u59cb\u7d42\u5728\u6b63\u78ba\u7684\u8ecc\u9053\u4e0a\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u5c07\u8907\u96dc\u7684\u6295\u8cc7\u6d41\u7a0b\u5316\u70ba\u5168\u81ea\u52d5\u7684\u667a\u6167\u7cfb\u7d71\uff0c\u8b93\u4f60\u4e0d\u518d\u9700\u8981\u70ba\u5e02\u5834\u60c5\u7dd2\u7126\u616e\uff0c\u800c\u662f\u80fd\u771f\u6b63\u5c07\u6642\u9593\u5c08\u6ce8\u65bc\u4eba\u751f\uff0c\u4eab\u53d7\u300c\u88ab\u52d5\u6295\u8cc7\uff0c\u4e3b\u52d5\u4eba\u751f\u300d\u7684\u7f8e\u597d\u3002<\/p>\n\n\n\n<p>\u5225\u518d\u7336\u8c6b\u4e86\uff01\u7acb\u5373\u9ede\u64ca\u4e0b\u65b9\u9023\u7d50\uff0c\u82b1 3 \u5206\u9418\u514d\u8cbb\u9ad4\u9a57\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u7684\u670d\u52d9\uff0c\u8e0f\u51fa\u4f60\u8070\u660e\u6295\u8cc7\u7684\u7b2c\u4e00\u6b65\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/urli.ai\/blog-to-line\" style=\"border-radius:33px\">\u52a0 Line \u514d\u8cbb\u9ad4\u9a57\u6a5f\u5668\u4eba\u7406\u8ca1\u670d\u52d9<strong>\uff01<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">\u963f\u723e\u767c\u966a\u60a8\u4e00\u8d77\u5b89\u5fc3\u9054\u6210\u8ca1\u52d9\u76ee\u6a19<\/h2>\n\n\n\n<p>\u60f3<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4878\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u671f\u5b9a\u984d<\/a>\u6295\u8cc7\u7f8e\u80a1 <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\" target=\"_blank\" rel=\"noreferrer noopener\">ETF<\/a> \u589e\u52a0\u88ab\u52d5\u6536\u5165\uff0c\u963f\u723e\u767c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" target=\"_blank\" rel=\"noopener\" title=\"\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u80fd\u8b93\u4f60\u4e00\u7ad9\u5f0f\u505a\u597d\u898f\u5283\uff0c\u5e6b\u4f60\u8ffd\u8e64<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=825\" title=\"\u8ca1\u52d9\u76ee\u6a19\u662f\u4ec0\u9ebc\uff1f\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\">\u8ca1\u52d9\u76ee\u6a19<\/a>\u9054\u6210\u7387\uff0c\u5e6b\u4f60\u6311\u9078\u4f4e\u6210\u672c\u7684 ETF <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8918\" title=\"\u6295\u8cc7\u7d44\u5408\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u627e\u5230\u6700\u4f73\u7684\u6295\u8cc7\u7d44\u5408\uff1f\">\u6295\u8cc7\u7d44\u5408<\/a>\uff0c\u6295\u8cc7\u4e4b\u5f8c 24 \u5c0f\u6642\u8ffd\u8e64\u8207<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\" target=\"_blank\" rel=\"noopener\" title=\"\">\u81ea\u52d5\u518d\u5e73\u8861<\/a>\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6709\u5176\u4ed6\u7406\u8ca1\u554f\u984c\uff0c\u8a3b\u518a\u6703\u54e1\u5f8c\u9084\u80fd\u514d\u8cbb\u9810\u7d04\u4f60\u5c08\u5c6c\u7684\u8ca1\u52d9\u9867\u554f\u9032\u884c\u8aee\u8a62\u3002<\/p>\n\n\n\n<p>\u5fc3\u52d5\u4e0d\u5982\u884c\u52d5\uff0c\u9ede\u64ca\u4e0b\u65b9\u9023\u7d50\uff0c\u8b93\u4eca\u5929\u7684\u6295\u8cc7\u66f4\u8f15\u9b06\uff0c\u660e\u5929\u7684\u751f\u6d3b\u66f4\u7f8e\u597d\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter is-style-fill\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog&amp;utm_source=blog&amp;utm_medium=article&amp;utm_campaign=addline\" style=\"border-radius:33px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u52a0\u5165\u963f\u723e\u767c\u5b98\u65b9 Line \u514d\u8cbb\u9810\u7d04\u6295\u8cc7\u9867\u554f\uff01<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\uff5c\u4e94\u5927\u7279\u8272\" width=\"1290\" height=\"726\" src=\"https:\/\/www.youtube.com\/embed\/uolAIt0a2Bk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u4f60\u662f\u5426\u53ad\u5026\u4e86\u5728\u80a1\u6d77\u4e2d\u731c\u6e2c\u9ad8\u4f4e\u9ede\uff0c\u82b1\u8cbb\u5927\u91cf\u6642\u9593\u7814\u7a76\uff0c\u7e3e\u6548\u537b\u7e3d\u662f\u4e0d\u5982\u9810\u671f\uff1f\u6bcf\u5929\u88ab\u5e02\u5834\u6f32\u8dcc\u727d\u52d5\u60c5\u7dd2\uff0c\u6df1\u6015\u932f\u904e\u884c\u60c5 ( [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":14730,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,12],"tags":[],"class_list":["post-14700","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-9","category-12"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14700","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14700"}],"version-history":[{"count":2,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14700\/revisions"}],"predecessor-version":[{"id":14938,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14700\/revisions\/14938"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/14730"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14700"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14700"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}