{"id":14732,"date":"2025-09-24T12:56:06","date_gmt":"2025-09-24T04:56:06","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=14732"},"modified":"2025-09-24T12:56:06","modified_gmt":"2025-09-24T04:56:06","slug":"%e6%94%b9%e8%ae%8a%e4%ba%ba%e7%94%9f%e7%9a%845%e5%80%8b%e5%b8%82%e5%a0%b4%e8%a8%ad%e8%a8%88%e6%80%9d%e7%b6%ad%ef%bc%9a%e8%ab%be%e8%b2%9d%e7%88%be%e7%b6%93%e6%bf%9f%e5%ad%b8%e7%8d%8e%e5%be%97%e4%b8%bb","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=14732","title":{"rendered":"\u6539\u8b8a\u4eba\u751f\u76845\u500b\u5e02\u5834\u8a2d\u8a08\u601d\u7dad\uff1a\u8afe\u8c9d\u723e\u7d93\u6fdf\u5b78\u734e\u5f97\u4e3b\u6559\u4f60\u5275\u9020\u300c\u91d1\u9322\u8cb7\u4e0d\u5230\u7684\u6a5f\u6703\u300d"},"content":{"rendered":"\n

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1. \u4f60\u4eba\u751f\u6700\u91cd\u8981\u7684\u4ea4\u6613\uff0c\u90fd\u8207\u91d1\u9322\u7121\u95dc<\/h3>\n\n\n\n

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3. \u6700\u597d\u7684\u898f\u5247\uff0c\u5c31\u662f\u8b93\u4f60\u8aa0\u5be6\u4e5f\u4e0d\u6703\u5403\u8667<\/h3>\n\n\n\n

\u5728\u4e00\u500b\u8a2d\u8a08\u4e0d\u826f\u7684\u5e02\u5834\u4e2d\uff0c\u8aa0\u5be6\u8aaa\u51fa\u4f60\u7684\u771f\u5fc3\u8a71\uff0c\u5f80\u5f80\u662f\u5371\u96aa\u7684\u3002<\/p>\n\n\n\n

\u6ce2\u58eb\u9813\u516c\u7acb\u5b78\u6821\u7684\u820a\u62db\u751f\u5236\u5ea6\u5c31\u662f\u4e00\u500b\u8840\u6dcb\u6dcb\u7684\u6559\u8a13\u3002\u5728\u820a\u5236\u5ea6\u4e0b\uff0c\u5982\u679c\u5bb6\u9577\u5c07\u6700\u60f3\u53bb\u4f46\u7af6\u722d\u6fc0\u70c8\u7684\u5b78\u6821\u586b\u70ba\u7b2c\u4e00\u5fd7\u9858\uff0c\u4e00\u65e6\u843d\u9078\uff0c\u4ed6\u5011\u7684\u5b69\u5b50\u7533\u8acb\u7b2c\u4e8c\u3001\u7b2c\u4e09\u5fd7\u9858\uff08\u539f\u672c\u5f88\u6709\u6a5f\u6703\u4e0a\u7684\u5b78\u6821\uff09\u7684\u6a5f\u6703\u5c07\u8b8a\u5f97\u6975\u5176\u6e3a\u832b\uff0c\u56e0\u70ba\u90a3\u4e9b\u5b78\u6821\u7684\u540d\u984d\uff0c\u65e9\u5df2\u88ab\u90a3\u4e9b\u628a\u5b83\u5011\u586b\u70ba\u7b2c\u4e00\u5fd7\u9858\u7684\u5b78\u751f\u4f54\u6eff\u4e86\u3002\u9019\u5957\u898f\u5247\u8feb\u4f7f\u5bb6\u9577\u5fc5\u9808\u73a9\u5f04\u7b56\u7565\uff0c\u4e0d\u6562\u8aa0\u5be6\u5730\u5c07\u5fc3\u76ee\u4e2d\u7684\u5922\u5e7b\u5b78\u6821\u6392\u5728\u7b2c\u4e00\u4f4d\u3002\u4ed6\u5011\u4e0d\u5f97\u4e0d\u5728\u5152\u7ae5\u904a\u6232\u5834\u4e0a\u8490\u96c6\u300c\u60c5\u5831\u300d\uff0c\u6253\u63a2\u5176\u4ed6\u5bb6\u5ead\u7684\u610f\u5411\uff0c\u53ea\u70ba\u4e86\u731c\u6e2c\u54ea\u6240\u300c\u9084\u4e0d\u932f\u300d\u7684\u5b78\u6821\u81ea\u5df1\u6700\u6709\u6a5f\u6703\u9304\u53d6\uff0c\u7136\u5f8c\u9055\u5fc3\u5730\u5c07\u5b83\u586b\u70ba\u7b2c\u4e00\u5fd7\u9858\u3002<\/p>\n\n\n\n

\u9019\u500b\u56f0\u5883\u7684\u89e3\u65b9\uff0c\u6b63\u662f\u5e02\u5834\u8a2d\u8a08\u7684\u300c\u7279\u6548\u85e5\u300d\u2014\u2014\u300c\u5ef6\u9072\u63a5\u53d7\u6f14\u7b97\u6cd5\u300d\uff08deferred acceptance algorithm\uff09\u3002\u9019\u4e5f\u662f\u9a45\u52d5\u814e\u81df\u4ea4\u63db\u7b49\u8907\u96dc\u914d\u5c0d\u5f97\u4ee5\u516c\u5e73\u904b\u4f5c\u7684\u5f15\u64ce\u3002<\/p>\n\n\n\n

\u9019\u500b\u6f14\u7b97\u6cd5\u6700\u795e\u5947\u7684\u512a\u9ede\u5728\u65bc\uff1a\u5b83\u5275\u9020\u4e86\u4e00\u500b\u8b93\u53c3\u8207\u8005\u53ef\u4ee5\u300c\u5b89\u5168\u5730\u300d\u8aa0\u5be6\u8868\u9054\u504f\u597d\u7684\u74b0\u5883\u3002\u5728\u65b0\u5236\u5ea6\u4e0b\uff0c\u5b78\u751f\u53ef\u4ee5\u653e\u5fc3\u5730\u6309\u7167\u81ea\u5df1\u7684\u771f\u5be6\u504f\u597d\u4f86\u6392\u5e8f\u5b78\u6821\u3002\u5373\u4f7f\u7b2c\u4e00\u5fd7\u9858\u843d\u7a7a\uff0c\u4ed6\u7533\u8acb\u7b2c\u4e8c\u5fd7\u9858\u7684\u6a5f\u6703\uff0c\u8207\u90a3\u4e9b\u4e00\u958b\u59cb\u5c31\u5c07\u8a72\u6821\u586b\u70ba\u7b2c\u4e00\u5fd7\u9858\u7684\u5b78\u751f\u662f\u300c\u5b8c\u5168\u4e00\u6a23\u7684\u300d\u3002\u9019\u5957\u6f14\u7b97\u6cd5\u7684\u7cbe\u9ad3\uff0c\u5728\u65bc\u5b83\u79fb\u9664\u4e86\u300c\u5fd7\u5411\u9060\u5927\u300d\u7684\u61f2\u7f70\u3002\u5373\u4f7f\u4f60\u7684\u5922\u5e7b\u5b78\u6821\u662f\u500b\u9059\u4e0d\u53ef\u53ca\u7684\u76ee\u6a19\uff0c\u628a\u5b83\u586b\u5728\u7b2c\u4e00\u5fd7\u9858\u4e5f\u7d72\u6beb\u7121\u640d\u4f60\u9032\u5165\u5176\u4ed6\u5b78\u6821\u7684\u6a5f\u6703\u3002<\/p>\n\n\n\n

\u7576\u7d10\u7d04\u5e02\u548c\u6ce2\u58eb\u9813\u63a1\u7528\u9019\u5957\u65b0\u7cfb\u7d71\u5f8c\uff0c\u6210\u679c\u9a5a\u4eba\u3002\u4ee5\u7d10\u7d04\u5e02\u70ba\u4f8b\uff0c\u7b2c\u4e00\u5e74\u9700\u8981\u88ab\u5f37\u5236\u5206\u767c\u7684\u5b78\u751f\u4eba\u6578\uff0c\u5c31\u5f9e\u99ed\u4eba\u7684\u4e09\u842c\u540d<\/strong>\u9a5f\u964d\u81f3\u4e09\u5343\u540d<\/strong>\u3002\u5bb6\u9577\u5011\u4e5f\u7d42\u65bc\u53ef\u4ee5\u5f9e\u8907\u96dc\u7684\u7b56\u7565\u731c\u5fcc\u4e2d\u89e3\u653e\u51fa\u4f86\uff0c\u5c08\u6ce8\u65bc\u601d\u8003\u4e00\u500b\u66f4\u6839\u672c\u7684\u554f\u984c\uff1a\u300c\u6211\u7684\u5b69\u5b50\uff0c\u771f\u6b63\u9069\u5408\u54ea\u4e00\u6240\u5b78\u6821\uff1f\u300d<\/p>\n\n\n\n

4. \u5e02\u5834\u9700\u8981\u597d\u898f\u5247\uff0c\u5c31\u50cf\u8f2a\u5b50\u9700\u8981\u8f2a\u8ef8<\/h3>\n\n\n\n

\u8a31\u591a\u4eba\u5c0d\u300c\u81ea\u7531\u5e02\u5834\u300d\u7684\u7406\u89e3\u904e\u65bc\u7c21\u5316\uff0c\u8a8d\u70ba\u300c\u81ea\u7531\u300d\u5c31\u7b49\u65bc\u300c\u6c92\u6709\u898f\u5247\u3001\u4e0d\u53d7\u4efb\u4f55\u5e72\u9810\u300d\u3002\u7136\u800c\uff0c\u7f85\u65af\u7684\u89c0\u9ede\u6070\u6070\u76f8\u53cd\uff1a\u4e00\u500b\u771f\u6b63\u81ea\u7531\u4e14\u9ad8\u6548\u7684\u5e02\u5834\uff0c\u6b63\u5982\u540c\u4e00\u500b\u80fd\u81ea\u7531\u8f49\u52d5\u7684\u8f2a\u5b50\uff0c\u5b83\u6975\u5ea6\u9700\u8981\u7cbe\u826f\u7684\u898f\u5247\u4f5c\u70ba\u8f2a\u8ef8\u3002<\/p>\n\n\n\n

\u4e00\u500b\u80fd\u81ea\u7531\u904b\u4f5c\u7684\u5e02\u5834\u5c31\u50cf\u4e00\u500b\u80fd\u81ea\u7531\u8f49\u52d5\u7684\u8f2a\u5b50\uff0c\u9700\u8981\u4e00\u500b\u8f2a\u8ef8\u548c\u5145\u5206\u6f64\u6ed1\u7684\u8ef8\u627f\uff0c\u800c\u5982\u4f55\u63d0\u4f9b\u90a3\u500b\u8f2a\u8ef8\u548c\u4fdd\u6301\u90a3\u4e9b\u8ef8\u627f\u9806\u66a2\u904b\u4f5c\u5c31\u662f\u5e02\u5834\u8a2d\u8a08\u7684\u5b97\u65e8\u3002<\/p>\n\n\n\n

\u7cbe\u5fc3\u8a2d\u8a08\u7684\u898f\u5247\uff0c\u5176\u76ee\u7684\u4e26\u975e\u5e72\u9810\u5e02\u5834\u7d50\u679c\uff0c\u800c\u662f\u70ba\u4e86\u4fdd\u969c\u516c\u5e73\u7af6\u722d\u3001\u4fc3\u9032\u8cc7\u8a0a\u6d41\u901a\u3001\u78ba\u4fdd\u4ea4\u6613\u5b89\u5168\uff0c\u6700\u7d42\u8b93\u6240\u6709\u53c3\u8207\u8005\u90fd\u80fd\u771f\u6b63\u300c\u81ea\u7531\u5730\u300d\u53bb\u8ffd\u6c42\u5c0d\u81ea\u5df1\u6700\u6709\u5229\u7684\u7d50\u679c\u3002<\/p>\n\n\n\n

\u4ee519\u4e16\u7d00\u7684\u829d\u52a0\u54e5\u5546\u54c1\u4ea4\u6613\u6240\u70ba\u4f8b\uff0c\u5728\u898f\u5247\u5efa\u7acb\u524d\uff0c\u5c0f\u9ea5\u4ea4\u6613\u662f\u4e00\u500b\u7de9\u6162\u4e14\u7b28\u62d9\u7684\u300c\u914d\u5c0d\u5e02\u5834\u300d\u3002\u8cb7\u5bb6\u5fc5\u9808\u89aa\u81ea\u6aa2\u8996\u6bcf\u500b\u8fb2\u592b\u9001\u4f86\u7684\u5c0f\u9ea5\u6a23\u672c\uff0c\u4ef0\u8cf4\u300c\u6191\u6a23\u54c1\u92b7\u552e\u300d\u8207\u500b\u4eba\u95dc\u4fc2\u4f86\u6c7a\u5b9a\u662f\u5426\u8cfc\u8cb7\uff0c\u4ea4\u6613\u6548\u7387\u6975\u4f4e\u3002\u5f8c\u4f86\uff0c\u4ea4\u6613\u6240\u5efa\u7acb\u4e86\u4e00\u5957\u7c21\u55ae\u7684\u5c0f\u9ea5\u300c\u5206\u7d1a\u5236\u5ea6\u300d\u2014\u2014\u9019\u5c31\u662f\u5e02\u5834\u898f\u5247\u3002\u9019\u500b\u898f\u5247\u5c07\u4e0d\u540c\u54c1\u8cea\u7684\u5c0f\u9ea5\u6a19\u6e96\u5316\uff0c\u8cb7\u5bb6\u5f9e\u6b64\u4e0d\u5fc5\u518d\u8a8d\u8b58\u8ce3\u5bb6\u6216\u6aa2\u67e5\u8ca8\u54c1\uff0c\u53ea\u9700\u6839\u64da\u7b49\u7d1a\u5c31\u80fd\u653e\u5fc3\u4ea4\u6613\u3002\u9019\u9805\u7c21\u55ae\u7684\u8a2d\u8a08\uff0c\u6210\u529f\u5730\u5c07\u4e00\u500b\u7a92\u7919\u96e3\u884c\u7684\u914d\u5c0d\u5e02\u5834\uff0c\u8f49\u8b8a\u70ba\u4e00\u500b\u9ad8\u6548\u3001\u533f\u540d\u7684\u300c\u5546\u54c1\u5e02\u5834\u300d\uff0c\u6975\u5927\u5730\u4fc3\u9032\u4e86\u4ea4\u6613\u7684\u71b1\u7d61\u7a0b\u5ea6\uff0c\u8b93\u5e02\u5834\u771f\u6b63\u81ea\u7531\u4e86\u8d77\u4f86\u3002<\/p>\n\n\n\n

5. \u6709\u4e9b\u4e8b\u7121\u95dc\u5c0d\u932f\uff0c\u5c31\u662f\u300c\u4ee4\u4eba\u53cd\u611f\u300d<\/h3>\n\n\n\n

\u4e00\u500b\u5e02\u5834\u7684\u908a\u754c\uff0c\u4e0d\u50c5\u662f\u7531\u7d93\u6fdf\u6548\u7387\u6c7a\u5b9a\u7684\uff0c\u66f4\u53d7\u5230\u793e\u6703\u6df1\u5c64\u50f9\u503c\u89c0\u7684\u5f37\u70c8\u5f71\u97ff\u3002\u6709\u4e9b\u4ea4\u6613\uff0c\u5373\u4f7f\u8cb7\u8ce3\u96d9\u65b9\u4f60\u60c5\u6211\u9858\uff0c\u4e5f\u6703\u56e0\u70ba\u793e\u6703\u666e\u904d\u8a8d\u70ba\u300c\u4ee4\u4eba\u53cd\u611f\u300d\uff08repugnant\uff09\u800c\u88ab\u7981\u6b62\u3002<\/p>\n\n\n\n

\u4f8b\u5982\uff0c\u5728\u7f8e\u570b\u52a0\u5dde\uff0c\u8ca9\u552e\u99ac\u8089\u4f9b\u4eba\u98df\u7528\u662f\u9055\u6cd5\u7684\uff1b\u5728\u7d55\u5927\u591a\u6578\u570b\u5bb6\uff0c\u8cb7\u8ce3\u4eba\u9ad4\u5668\u5b98\u540c\u6a23\u662f\u975e\u6cd5\u884c\u70ba\u3002\u9019\u4e9b\u7981\u4ee4\u7684\u6839\u6e90\u4e26\u975e\u57fa\u65bc\u5065\u5eb7\u6216\u5b89\u5168\u8003\u91cf\uff0c\u800c\u662f\u6e90\u65bc\u9053\u5fb7\u6216\u60c5\u611f\u4e0a\u7684\u53cd\u611f\u3002<\/p>\n\n\n\n

\u91d1\u9322\u5728\u5176\u4e2d\u626e\u6f14\u4e86\u5947\u5999\u7684\u89d2\u8272\u3002\u8a31\u591a\u4ea4\u6613\u5728\u4e0d\u6d89\u53ca\u91d1\u9322\u6642\u662f\u53d7\u5230\u9f13\u52f5\u7684\uff08\u4f8b\u5982\u7121\u511f\u6350\u8d08\u814e\u81df\uff09\uff0c\u4e00\u65e6\u91d1\u9322\u4ecb\u5165\uff0c\u5c31\u7acb\u523b\u8b8a\u5f97\u4ee4\u4eba\u53cd\u611f\u3002\u9019\u63ed\u793a\u4e86\u5e02\u5834\u7684\u904b\u4f5c\uff0c\u6c38\u9060\u7121\u6cd5\u812b\u96e2\u5176\u6240\u5728\u7684\u6587\u5316\u8207\u793e\u6703\u8108\u7d61\u3002<\/p>\n\n\n\n

\u9019\u4e5f\u6b63\u662f\u5e02\u5834\u8a2d\u8a08\u5e2b\u9762\u81e8\u7684\u7d42\u6975\u6311\u6230\uff1a\u5982\u4f55\u5728\u9019\u4e9b\u5f37\u5927\u7684\u793e\u6703\u9650\u5236\u4e0b\uff0c\u5c0b\u627e\u5275\u65b0\u7684\u89e3\u6c7a\u65b9\u6848\u3002\u9019\u8b93\u6211\u5011\u518d\u6b21\u56de\u5230\u300c\u814e\u81df\u79fb\u690d\u4ea4\u63db\u300d\u7684\u4f8b\u5b50\u3002\u9019\u500b\u8a2d\u8a08\u4e4b\u6240\u4ee5\u582a\u7a31\u5178\u7bc4\uff0c\u6b63\u662f\u56e0\u70ba\u5b83\u4e26\u672a\u6311\u6230\u300c\u7981\u6b62\u8cb7\u8ce3\u5668\u5b98\u300d\u9019\u689d\u793e\u6703\u7981\u4ee4\uff0c\u800c\u662f\u5de7\u5999\u5730\u7e5e\u904e\u4e86\u5b83\uff0c\u900f\u904e\u300c\u4ee5\u7269\u6613\u7269\u300d\u7684\u4ea4\u63db\u65b9\u5f0f\uff0c\u5728\u4e0d\u9055\u53cd\u793e\u6703\u50f9\u503c\u89c0\u7684\u524d\u63d0\u4e0b\uff0c\u540c\u6a23\u9054\u6210\u4e86\u62ef\u6551\u751f\u547d\u9019\u500b\u5d07\u9ad8\u7684\u76ee\u6a19\u3002<\/p>\n\n\n\n

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