{"id":14850,"date":"2025-12-08T10:36:49","date_gmt":"2025-12-08T02:36:49","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=14850"},"modified":"2026-05-01T11:11:30","modified_gmt":"2026-05-01T03:11:30","slug":"ocio%e6%9c%8d%e5%8b%99%e6%98%af%e4%bb%80%e9%ba%bc%ef%bc%88outsource-chief-investment-officer%ef%bc%89","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=14850","title":{"rendered":"OCIO\u670d\u52d9\u662f\u4ec0\u9ebc\uff08Outsource Chief Investment Officer\uff09"},"content":{"rendered":"\n<p>\u5728\u7576\u4eca\u52d5\u76ea\u7684\u91d1\u878d\u5e02\u5834\u4e2d\uff0c\u8a31\u591a\u6a5f\u69cb\u6295\u8cc7\u4eba\uff08\u7121\u8ad6\u662f\u4f01\u696d\u4e3b\u3001\u5b78\u6821\u8463\u4e8b\u6703\u6216\u57fa\u91d1\u6703\u6210\u54e1\uff09\u90fd\u9762\u81e8\u8457\u540c\u6a23\u7684\u7126\u616e\uff1a\u5e02\u5834\u8b8a\u5316\u592a\u5feb\u3001\u6295\u8cc7\u5de5\u5177\u592a\u8907\u96dc\u3001\u5167\u90e8\u5c08\u696d\u4eba\u624d\u592a\u8cb4\u4e14\u96e3\u627e\u3002<\/p>\n\n\n\n<p>\u9019\u6642\uff0c\u4e00\u500b\u5728\u6b50\u7f8e\u5df2\u7d93\u76f8\u7576\u6210\u719f\uff0c\u4e14\u6b63\u5feb\u901f\u5e2d\u6372\u5168\u7403\u7684\u6982\u5ff5\u61c9\u904b\u800c\u751f\u2014\u2014<strong>OCIO\uff08Outsourced Chief Investment Officer\uff0c\u5916\u5305\u9996\u5e2d\u6295\u8cc7\u5b98\uff09<\/strong>\u3002<\/p>\n\n\n\n<p>\u628a\u6295\u8cc7\u9577\u300c\u5916\u5305\u300d\u51fa\u53bb\uff1f\u4e00\u6587\u770b\u61c2 OCIO \u5982\u4f55\u6210\u70ba\u6a5f\u69cb\u6295\u8cc7\u7684\u65b0\u986f\u5b78<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u66fe\u7d93\u56f0\u60d1\uff1a\u300c\u70ba\u4ec0\u9ebc\u6211\u5011\u7684\u6295\u8cc7\u6c7a\u7b56\u7e3d\u662f\u6162\u534a\u62cd\uff1f\u300d\u6216\u8005\u300c\u6211\u5011\u662f\u5426\u8a72\u627e\u66f4\u5c08\u696d\u7684\u4eba\u4f86\u7ba1\u9322\uff0c\u4f46\u53c8\u8acb\u4e0d\u8d77\u4e00\u6574\u500b\u83ef\u723e\u8857\u5718\u968a\uff1f\u300d\u90a3\u9ebc\uff0cOCIO \u53ef\u80fd\u5c31\u662f\u4f60\u5728\u5c0b\u627e\u7684\u7b54\u6848\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. \u4ec0\u9ebc\u662f OCIO\uff1f\u4e0d\u50c5\u50c5\u662f\u9867\u554f\uff0c\u66f4\u662f\u300c\u57f7\u884c\u8005\u300d<\/h2>\n\n\n\n<p><strong>OCIO\uff08\u5916\u5305\u9996\u5e2d\u6295\u8cc7\u5b98\uff09<\/strong>\uff0c\u7c21\u55ae\u4f86\u8aaa\uff0c\u5c31\u662f\u6a5f\u69cb\u6295\u8cc7\u4eba\u5c07\u6295\u8cc7\u7ba1\u7406\u7684\u5168\u90e8\u6216\u90e8\u5206\u8077\u8cac\uff0c\u59d4\u8a17\u7d66\u7b2c\u4e09\u65b9\u7684\u5c08\u696d\u6295\u8cc7\u6a5f\u69cb\u3002<\/p>\n\n\n\n<p>\u50b3\u7d71\u7684\u6295\u8cc7\u9867\u554f\uff08Consultant\uff09\u901a\u5e38\u53ea\u8ca0\u8cac\u300c\u5efa\u8b70\u300d\uff0c\u6700\u5f8c\u4e0b\u55ae\u548c\u627f\u64d4\u8cac\u4efb\u7684\u9084\u662f\u5ba2\u6236\u81ea\u5df1\uff1b\u4f46 OCIO \u4e0d\u540c\uff0c\u4ed6\u5011\u662f<strong>\u53d7\u4fe1\u65b9\uff08Fiduciary\uff09<\/strong>\uff0c\u64c1\u6709\u300c\u57f7\u884c\u6b0a\u300d\u3002\u9019\u610f\u5473\u8457\u4ed6\u5011\u4e0d\u50c5\u63d0\u4f9b\u7b56\u7565\uff0c\u9084\u8ca0\u8cac\u6311\u9078\u57fa\u91d1\u7d93\u7406\u4eba\u3001\u4e0b\u55ae\u4ea4\u6613\u3001\u98a8\u96aa\u63a7\u7ba1\u4ee5\u53ca\u65e5\u5e38\u7684\u6295\u8cc7\u7d44\u5408\u8abf\u6574\u3002 <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83e\udd14 \u5e38\u898b\u7591\u616e\uff1a\u9019\u662f\u5426\u4ee3\u8868\u6211\u5931\u53bb\u4e86\u63a7\u5236\u6b0a\uff1f<\/h3>\n\n\n\n<p>\u5f88\u591a\u6a5f\u69cb\u5728\u8003\u616e OCIO \u6642\uff0c\u6700\u5927\u7684\u5fc3\u9b54\u662f\uff1a\u300c\u6211\u662f\u5426\u5f9e\u6b64\u5c0d\u8cc7\u91d1\u5931\u53bb\u638c\u63a7\uff1f\u300d <strong>\u7b54\u6848\u662f\u5426\u5b9a\u7684\u3002<\/strong> \u6839\u64da Legal &amp; General \u8207 Aon \u7684\u8cc7\u6599\uff0cOCIO \u6a21\u5f0f\u5176\u5be6\u975e\u5e38\u9748\u6d3b\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4f60\u4fdd\u7559\u7684\u90e8\u5206\uff1a<\/strong> \u8a2d\u5b9a\u6700\u9ad8\u5c64\u7d1a\u7684\u6295\u8cc7\u76ee\u6a19\u3001\u98a8\u96aa\u627f\u53d7\u5ea6\u3001\u8cc7\u7522\u914d\u7f6e\u653f\u7b56\u3002<\/li>\n\n\n\n<li><strong>\u4f60\u5916\u5305\u7684\u90e8\u5206\uff1a<\/strong> \u6311\u9078\u5177\u9ad4\u54ea\u6a94\u57fa\u91d1\u3001\u4ec0\u9ebc\u6642\u5019\u518d\u5e73\u8861\uff08Rebalancing\uff09\u3001\u8207\u7d93\u7406\u4eba\u8ac7\u5224\u8cbb\u7387\u7b49\u7e41\u7463\u7684\u57f7\u884c\u5de5\u4f5c\u3002 \u9019\u8b93\u8463\u4e8b\u6703\u80fd\u5f9e\u7463\u788e\u7684\u884c\u653f\u4e8b\u52d9\u4e2d\u89e3\u653e\uff0c\u5c08\u6ce8\u65bc\u6230\u7565\u5c64\u9762\u7684\u6c7a\u7b56\u3002 <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">2. \u70ba\u4ec0\u9ebc\u73fe\u5728\u9700\u8981 OCIO\uff1f\u5e02\u5834\u898f\u6a21\u8207\u589e\u9577\u6f5b\u529b<\/h2>\n\n\n\n<p>OCIO \u5df2\u4e0d\u518d\u662f\u5c0f\u773e\u670d\u52d9\uff0c\u800c\u662f\u5168\u7403\u6a5f\u69cb\u6295\u8cc7\u7684\u4e3b\u6d41\u6a21\u5f0f\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5e02\u5834\u898f\u6a21\uff1a<\/strong> \u5168\u7403 OCIO \u7ba1\u7406\u8cc7\u7522\u898f\u6a21\u5df2\u5f9e 2015 \u5e74\u7684 1 \u5146\u7f8e\u5143\uff0c\u589e\u9577\u81f3 2024 \u5e74\u5e95\u7684 <strong>3.3 \u5146\u7f8e\u5143<\/strong>\u4ee5\u4e0a\u3002<\/li>\n\n\n\n<li><strong>\u672a\u4f86\u6f5b\u529b\uff1a<\/strong> \u9810\u8a08\u5230 2029 \u5e74\u5c07\u9054\u5230 <strong>5.6 \u5146\u7f8e\u5143<\/strong>\uff0c\u5e74\u5747\u8907\u5408\u6210\u9577\u7387\uff08CAGR\uff09\u8d85\u904e 10%\u3002 <\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"810\" height=\"333\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/12\/image-2.png\" alt=\"\" class=\"wp-image-14894\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/12\/image-2.png 810w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/12\/image-2-300x123.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2025\/12\/image-2-768x316.png 768w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udca1 \u4f60\u4ec0\u9ebc\u6642\u5019\u6703\u9700\u8981 OCIO\uff1f<\/h3>\n\n\n\n<p>\u7576\u4f60\u767c\u73fe\u4ee5\u4e0b\u60c5\u6cc1\u767c\u751f\u6642\uff0c\u901a\u5e38\u5c31\u662f\u8f49\u5411 OCIO \u7684\u8a0a\u865f\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u6295\u8cc7\u65e5\u76ca\u8907\u96dc\uff1a<\/strong> \u5e02\u5834\u4e0d\u518d\u53ea\u6709\u80a1\u548c\u50b5\uff0c\u9084\u5305\u62ec\u79c1\u52df\u80a1\u6b0a\u3001\u5c0d\u6c96\u57fa\u91d1\u7b49\u53e6\u985e\u6295\u8cc7\uff0c\u5167\u90e8\u5718\u968a\u770b\u4e0d\u61c2\u4e5f\u7ba1\u4e0d\u4f86\u3002 <\/li>\n\n\n\n<li><strong>\u6c7a\u7b56\u901f\u5ea6\u592a\u6162\uff1a<\/strong> \u7576\u5e02\u5834\u66b4\u8dcc\uff08\u5982 2020 \u5e74\u75ab\u60c5\u521d\uff09\uff0c\u59d4\u54e1\u6703\u82e5\u8981\u7b49\u5230\u4e0b\u4e00\u5b63\u958b\u6703\u624d\u6c7a\u5b9a\u662f\u5426\u52a0\u78bc\uff0c\u5f80\u5f80\u932f\u5931\u826f\u6a5f\u3002OCIO \u80fd\u5373\u6642\u53cd\u61c9\u3002 <\/li>\n\n\n\n<li><strong>\u8cc7\u6e90\u8207\u6210\u672c\u58d3\u529b\uff1a<\/strong> \u990a\u4e00\u500b\u9ad8\u6c34\u6e96\u7684\u5167\u90e8\u6295\u8cc7\u5718\u968a\u6210\u672c\u6975\u9ad8\uff0c\u4e14\u4eba\u624d\u96e3\u5c0b\u3002 <\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">3. \u8ab0\u5728\u4f7f\u7528 OCIO\uff1f\u5f9e\u8de8\u570b\u4f01\u696d\u5230\u5b97\u6559\u5718\u9ad4<\/h2>\n\n\n\n<p>OCIO \u7684\u670d\u52d9\u5c0d\u8c61\u975e\u5e38\u5ee3\u6cdb\uff0c\u6db5\u84cb\u4e86\u5404\u7a2e\u985e\u578b\u7684\u6a5f\u69cb\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4e0a\u5e02\/\u975e\u4e0a\u5e02\u4f01\u696d\uff08\u9000\u4f11\u91d1\u8207\u516c\u53f8\u8cc7\u91d1\uff09\uff1a<\/strong> \u9019\u662f\u6700\u5927\u7684\u9700\u6c42\u4f86\u6e90\u3002\u4f8b\u5982\uff0c<strong>\u9ad8\u76db\u8cc7\u7522\u7ba1\u7406\uff08GSAM\uff09<\/strong> \u6700\u8fd1\u5c31\u63a5\u4e0b\u4e86 <strong>UPS\uff08\u806f\u5408\u5305\u88f9\uff09<\/strong> \u7d04 430 \u5104\u7f8e\u5143\u7684\u9000\u4f11\u91d1\u7ba1\u7406\u5927\u55ae\u3002\u5c0d\u65bc\u4f01\u696d\u4f86\u8aaa\uff0c\u5916\u5305\u80fd\u8b93\u4ed6\u5011\u5c08\u6ce8\u65bc\u672c\u696d\u7d93\u71df\uff0c\u4e0d\u7528\u5206\u5fc3\u53bb\u76ef\u76e4\u3002 <\/li>\n\n\n\n<li><strong>\u5927\u5b78\u8207\u5b78\u6821\uff08\u6350\u8d08\u57fa\u91d1\uff09\uff1a<\/strong> \u6839\u64da\u6578\u64da\uff0c\u4e2d\u578b\u898f\u6a21\u7684\u5927\u5b78\u63a1\u7528 OCIO \u7684\u6bd4\u4f8b\u6210\u9577\u6700\u5feb\uff0c\u5f9e 2023 \u5e74\u7684 40% \u8e8d\u5347\u81f3 59%\u3002\u9019\u8b93\u5b78\u6821\u80fd\u4eab\u6709\u5982\u540c\u54c8\u4f5b\u3001\u8036\u9b6f\u7b49\u7d1a\u7684\u6295\u8cc7\u5c08\u696d\u5ea6\u3002 <\/li>\n\n\n\n<li><strong>\u975e\u71df\u5229\u7d44\u7e54\u8207\u6148\u5584\u6a5f\u69cb\uff08\u542b\u5b97\u6559\u5718\u9ad4\uff09\uff1a<\/strong> \u6587\u4ef6\u7279\u5225\u63d0\u5230\u4e86\u300c\u6148\u5584\u6a5f\u69cb\uff08Charities\uff09\u300d\u8207\u300c\u975e\u71df\u5229\u7d44\u7e54\u300d\u662f\u4e3b\u8981\u5ba2\u6236\u7fa4\u3002\u96d6\u7136\u6587\u4ef6\u4e2d\u672a\u6307\u540d\u7279\u5b9a\u5bae\u5edf\uff0c\u4f46<strong>\u5927\u578b\u5b97\u6559\u5718\u9ad4\u3001\u6559\u6703\u6216\u5bae\u5edf<\/strong>\u7684\u57fa\u91d1\u6703\u904b\u4f5c\u6a21\u5f0f\u8207\u6148\u5584\u57fa\u91d1\u7121\u7570\uff0c\u90fd\u9762\u81e8\u9700\u8981\u9577\u671f\u7a69\u5065\u6536\u76ca\u4f86\u652f\u6301\u300c\u5fd7\u696d\u300d\u7684\u9700\u6c42\u3002\u900f\u904e OCIO\uff0c\u9019\u4e9b\u7d44\u7e54\u80fd\u78ba\u4fdd\u5584\u6b3e\u88ab\u59a5\u5584\u7ba1\u7406\uff0c\u4e26\u7b26\u5408 ESG \u6216\u7279\u5b9a\u7684\u4fe1\u4ef0\u6295\u8cc7\u6e96\u5247\uff08\u4f8b\u5982\u4e0d\u6295\u8cc7\u83f8\u9152\u8ced\u535a\u7522\u696d\uff09\u3002 <\/li>\n\n\n\n<li><strong>\u91ab\u7642\u9ad4\u7cfb\u8207\u4fdd\u96aa\u516c\u53f8\uff1a<\/strong> \u9700\u8981\u7cbe\u78ba\u7684\u8cc7\u7522\u8ca0\u50b5\u7ba1\u7406\u3002 <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">4. OCIO \u80fd\u89e3\u6c7a\u4ec0\u9ebc\u554f\u984c\uff1f\u63d0\u4f9b\u4ec0\u9ebc\u7368\u7279\u50f9\u503c\uff1f<\/h2>\n\n\n\n<p>\u63a1\u7528 OCIO \u5177\u9ad4\u80fd\u5e36\u4f86\u4ec0\u9ebc\u597d\u8655\uff1f<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u66f4\u5f37\u7684\u8b70\u50f9\u80fd\u529b\uff08\u7701\u9322\uff09\uff1a<\/strong> \u9019\u662f\u6700\u76f4\u63a5\u7684\u50f9\u503c\u3002\u50cf BlackRock\u3001Aon \u9019\u6a23\u7684\u5927\u578b OCIO\uff0c\u624b\u63e1\u6578\u5343\u5104\u7f8e\u5143\u7c4c\u78bc\uff0c\u4ed6\u5011\u53bb\u8ddf\u5916\u90e8\u57fa\u91d1\u7d93\u7406\u4eba\u8ac7\u5224\u6642\uff0c\u80fd\u62ff\u5230\u6563\u6236\u6216\u4e2d\u5c0f\u578b\u6a5f\u69cb\u62ff\u4e0d\u5230\u7684\u300c\u6279\u767c\u50f9\u300d\u8cbb\u7387\uff0c\u9019\u4e9b\u7701\u4e0b\u7684\u6210\u672c\u76f4\u63a5\u56de\u994b\u7d66\u5ba2\u6236\u3002<\/li>\n\n\n\n<li><strong>\u9032\u5165\u300c\u6df1\u6c34\u5340\u300d\u6295\u8cc7\u6a5f\u6703\uff1a<\/strong> \u8a31\u591a\u512a\u8cea\u7684\u79c1\u52df\u80a1\u6b0a\uff08Private Equity\uff09\u3001\u79c1\u52df\u50b5\u6b0a\u6216\u57fa\u790e\u8a2d\u65bd\u6295\u8cc7\uff0c\u90fd\u6709\u6975\u9ad8\u7684\u9580\u6abb\u3002OCIO \u80fd\u4f5c\u70ba\u300c\u9580\u7968\u300d\uff0c\u5e36\u9818\u5ba2\u6236\u4f48\u5c40\u9019\u4e9b\u9ad8\u968e\u8cc7\u7522\u3002 <\/li>\n\n\n\n<li><strong>\u6cbb\u7406\u8207\u907f\u96aa\uff1a<\/strong> OCIO \u63d0\u4f9b\u5c08\u696d\u7684\u98a8\u96aa\u7ba1\u7406\u6a21\u578b\uff08\u5982 BlackRock \u7684 Aladdin \u7cfb\u7d71\uff09\uff0c\u4e26\u78ba\u4fdd\u6295\u8cc7\u7d44\u5408\u7b26\u5408\u6cd5\u898f\u8207\u53d7\u4fe1\u8cac\u4efb\uff0c\u907f\u514d\u8463\u4e8b\u6703\u56e0\u6c7a\u7b56\u5931\u8aa4\u800c\u88ab\u544a\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">5. OCIO vs. Robo-Advisor\uff1a\u6709\u4ec0\u9ebc\u4e0d\u4e00\u6a23\uff1f<\/h2>\n\n\n\n<p>\u9019\u662f\u8a31\u591a\u4eba\u5fc3\u4e2d\u7684\u7591\u554f\uff1a\u300c\u73fe\u5728 Robo-Advisor\uff08\u6a5f\u5668\u4eba\u7406\u8ca1\uff09\u4e5f\u5f88\u7d05\uff0cOCIO \u4e0d\u5c31\u662f\u6bd4\u8f03\u8cb4\u7684\u4eba\u5de5\u7248\u6a5f\u5668\u4eba\u55ce\uff1f\u300d<\/p>\n\n\n\n<p><strong>\u5b8c\u5168\u4e0d\u540c\u3002<\/strong> \u5169\u8005\u670d\u52d9\u7684\u7dad\u5ea6\u6709\u672c\u8cea\u5dee\u7570\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>\u7279\u9ede<\/th><th>Robo-Advisor (\u7406\u8ca1\u6a5f\u5668\u4eba)<\/th><th>OCIO (\u5916\u5305\u9996\u5e2d\u6295\u8cc7\u5b98)<\/th><\/tr><tr><td><strong>\u4e3b\u8981\u5c0d\u8c61<\/strong><\/td><td>\u500b\u4eba\u3001\u4e00\u822c\u5927\u773e<\/td><td>\u6a5f\u69cb\u6295\u8cc7\u4eba\uff08\u4f01\u696d\u3001\u57fa\u91d1\u6703\u3001\u5bb6\u65cf\u8fa6\u516c\u5ba4\uff09<\/td><\/tr><tr><td><strong>\u6295\u8cc7\u6a19\u7684<\/strong><\/td><td>\u6a19\u6e96\u5316 ETF\u3001\u516c\u52df\u57fa\u91d1<\/td><td>\u5168\u65b9\u4f4d\uff0c\u542b<strong>\u79c1\u52df\u5e02\u5834<\/strong>\u3001\u5c0d\u6c96\u57fa\u91d1\u3001\u57fa\u790e\u8a2d\u65bd <\/td><\/tr><tr><td><strong>\u5ba2\u88fd\u5316\u7a0b\u5ea6<\/strong><\/td><td>\u6839\u64da\u98a8\u96aa\u504f\u597d\u7d66\u4e88\u6a19\u6e96\u6a21\u7d44<\/td><td>\u9ad8\u5ea6\u5ba2\u88fd\u5316\uff0c\u9700\u914d\u5408\u5ba2\u6236\u7684\u73fe\u91d1\u6d41\u9700\u6c42\uff08\u5982\u652f\u4ed8\u9000\u4f11\u91d1\uff09\u3001\u8ca0\u50b5\u72c0\u6cc1 (LDI)<\/td><\/tr><tr><td><strong>\u6cbb\u7406\u670d\u52d9<\/strong><\/td><td>\u7121<\/td><td><strong>\u8463\u4e8b\u6703\u5831\u544a<\/strong>\u3001\u6cd5\u898f\u9075\u5faa\u3001\u6295\u8cc7\u653f\u7b56\u66f8 (IPS) \u64b0\u5beb\u3001ESG \u76e1\u8077\u6cbb\u7406\u6295\u7968<\/td><\/tr><tr><td><strong>\u4eba\u969b\u4e92\u52d5<\/strong><\/td><td>\u81ea\u52d5\u5316\u7b97\u6cd5\u70ba\u4e3b<\/td><td>\u5c08\u5c6c\u6295\u8cc7\u9577\u8207\u5718\u968a\uff0c\u96a8\u6642\u61c9\u5c0d\u7a81\u767c\u5e02\u5834\u72c0\u6cc1\u8207\u7b56\u7565\u8abf\u6574<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0cRobo-Advisor \u662f\u5e6b\u4f60\u300c\u8cb7\u57fa\u91d1\u300d\uff1bOCIO \u662f\u5e6b\u4f60\u300c\u7d93\u71df\u4e00\u5bb6\u6295\u8cc7\u516c\u53f8\u300d\uff0c\u800c\u672a\u4f86\u7684\u8da8\u52e2\u4e5f\u6703\u5c07\u5169\u8005\u7684\u512a\u9ede\u7d50\u5408\uff0c\u900f\u904e\u6578\u4f4d\u5316\u5e73\u53f0\u63d0\u4f9b\u76f8\u5c0d\u61c9\u670d\u52d9\uff0c\u8b93\u96fb\u8166\u8ca0\u8cac\u96fb\u8166\u64c5\u9577\u7684\uff0c\u4eba\u8ca0\u8cac\u4eba\u64c5\u9577\u7684\u90e8\u4efd\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6. \u5e02\u5834\u4e0a\u7684\u9818\u5148\u8005<\/h2>\n\n\n\n<p>\u5982\u679c\u60a8\u6709\u8208\u8da3\u9032\u4e00\u6b65\u4e86\u89e3\uff0c\u76ee\u524d\u5168\u7403\u516c\u8a8d\u7684 OCIO \u9818\u5c0e\u5ee0\u5546\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Goldman Sachs Asset Management (GSAM)\uff1a<\/strong> \u7ba1\u7406\u898f\u6a21\u6700\u5927\uff0c\u64c5\u9577\u5927\u578b\u4f01\u696d\u4f75\u8cfc\u5f8c\u7684\u9000\u4f11\u91d1\u6574\u5408\u3002 <\/li>\n\n\n\n<li><strong>BlackRock (\u8c9d\u83b1\u5fb7)\uff1a<\/strong> \u79d1\u6280\u5f37\u9805\uff08Aladdin \u5e73\u53f0\uff09\uff0c\u64c1\u6709\u6975\u5ee3\u7684 ETF \u8207\u4e3b\u52d5\u7ba1\u7406\u8cc7\u6e90\u3002<\/li>\n\n\n\n<li><strong>Mercer (\u7f8e\u4e16) &amp; Aon (\u6021\u5b89)\uff1a<\/strong> \u5f9e\u50b3\u7d71\u6295\u8cc7\u9867\u554f\u8d77\u5bb6\uff0c\u64c1\u6709\u6df1\u539a\u7684\u7cbe\u7b97\u8207\u9000\u4f11\u91d1\u8aee\u8a62\u80cc\u666f\uff0c\u7279\u5225\u64c5\u9577\u8cc7\u7522\u8ca0\u50b5\u7ba1\u7406\u3002 <\/li>\n\n\n\n<li><strong>Russell Investments (\u7f85\u7d20\u6295\u8cc7)\uff1a<\/strong> \u9023\u7e8c\u591a\u5e74\u88ab\u8a55\u70ba\u9818\u5148\u7684 OCIO \u63d0\u4f9b\u8005\uff0c\u5c08\u6ce8\u65bc\u7d93\u7406\u4eba\u7814\u7a76\u3002<\/li>\n\n\n\n<li><strong>Legal &amp; General (L&amp;G)\uff1a<\/strong> \u5f37\u8abf ESG \u8207\u8207\u4fdd\u96aa\u8cc7\u7522\u7ba1\u7406\u7684\u50b3\u7d71\u512a\u52e2\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>\u7e3d\u7d50\uff1a<\/strong> OCIO \u662f\u4e00\u7a2e\u5c07\u300c\u5c08\u696d\u7684\u4e8b\u4ea4\u7d66\u5c08\u696d\u7684\u4eba\u300d\u7684\u6975\u81f4\u5c55\u73fe\u3002\u5c0d\u65bc\u90a3\u4e9b\u8cc7\u91d1\u898f\u6a21\u9f90\u5927\u3001\u4f46\u5167\u90e8\u7f3a\u4e4f\u76f8\u61c9\u6295\u8cc7\u4eba\u529b\u7684\u7d44\u7e54\u4f86\u8aaa\uff0cOCIO \u4e0d\u50c5\u80fd\u89e3\u6c7a\u71c3\u7709\u4e4b\u6025\uff0c\u66f4\u662f\u901a\u5f80\u6a5f\u69cb\u5316\u5c08\u696d\u7ba1\u7406\u7684\u5fc5\u7d93\u4e4b\u8def\u3002<\/p>\n\n\n\n<div class=\"wp-block-group alignfull has-text-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"color:#000000;background-color:#ffffff\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"schedule-a-visit\" style=\"font-size:clamp(32.969px, 2.061rem + ((1vw - 3.2px) * 2.034), 59px);px;line-height:1.15\">\u4e86\u89e3\u66f4\u591a\u6cd5\u4eba\u6295\u8cc7\u670d\u52d9<\/h2>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/xJCzccNO\" style=\"border-radius:50px;color:#ffffff;background-color:#000000\">\u7acb\u5373\u524d\u5f80\uff0c\u770b\u6210\u529f\u4f01\u696d\u90fd\u600e\u9ebc\u505a<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/alphafintech.oakmega.site\/form\/GgYFZGqUau\" style=\"border-radius:50px;color:#ffffff;background-color:#000000\">\u7d22\u53d6\u4f01\u696d\u7559\u624d\u767d\u76ae\u66f8<\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u7576\u4eca\u52d5\u76ea\u7684\u91d1\u878d\u5e02\u5834\u4e2d\uff0c\u8a31\u591a\u6a5f\u69cb\u6295\u8cc7\u4eba\uff08\u7121\u8ad6\u662f\u4f01\u696d\u4e3b\u3001\u5b78\u6821\u8463\u4e8b\u6703\u6216\u57fa\u91d1\u6703\u6210\u54e1\uff09\u90fd\u9762\u81e8\u8457\u540c\u6a23\u7684\u7126\u616e\uff1a\u5e02\u5834\u8b8a\u5316\u592a\u5feb [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":14895,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[542],"tags":[541,551,550],"class_list":["post-14850","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ai","tag-ai","tag-551","tag-550"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14850","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14850"}],"version-history":[{"count":4,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14850\/revisions"}],"predecessor-version":[{"id":15058,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14850\/revisions\/15058"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/14895"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14850"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14850"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}