{"id":14908,"date":"2025-12-17T11:43:46","date_gmt":"2025-12-17T03:43:46","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=14908"},"modified":"2025-12-17T11:45:24","modified_gmt":"2025-12-17T03:45:24","slug":"%e5%b9%b4%e5%8c%96%e5%a0%b1%e9%85%ac%e7%8e%87-29-%e7%9a%84%e5%82%b3%e5%a5%87%ef%bc%9a%e5%bd%bc%e5%be%97%e6%9e%97%e5%8d%80%e7%b5%a6%e6%95%a3%e6%88%b6%e7%9a%84-3-%e5%80%8b%e6%8a%95%e8%b3%87%e6%8f%90","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=14908","title":{"rendered":"\u5e74\u5316\u5831\u916c\u7387 29% \u7684\u50b3\u5947\uff1a\u5f7c\u5f97\u6797\u5340\u7d66\u6563\u6236\u7684 3 \u500b\u6295\u8cc7\u63d0\u9192"},"content":{"rendered":"\n<p>\u6587\uff0f\u963f\u723e\u767c\u6295\u9867 \u6295\u8cc7\u9867\u554f \u8a79\u7fd4\u5b87 Shawn<\/p>\n\n\n\n<p>\u8a66\u60f3\u4e00\u4e0b\u9019\u500b\u5834\u666f\uff1a\u5982\u679c\u4f60\u5728\u7b2c\u4e00\u5929\u6295\u5165 1 \u842c\u7f8e\u5143\uff0c\u6301\u7e8c\u6301\u6709 13 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50%\uff0c\u90a3\u9ebc\u4f60\u6839\u672c\u4e0d\u9069\u5408\u9032\u5165\u80a1\u5e02\u3002<\/p>\n\n\n\n<p>\u5c0d\u65bc\u9577\u671f\u6295\u8cc7\u8005\u4f86\u8aaa\uff0c\u6ce2\u52d5\u4e0d\u662f\u98a8\u96aa\uff0c\u800c\u662f\u53c3\u8207\u80a1\u5e02\u8cc7\u672c\u5e02\u5834\u7684\u300c\u5165\u5834\u5238\u300d\u3002\u4f60\u9700\u8981\u505a\u7684\u4e0d\u662f\u9810\u6e2c\u66b4\u98a8\u96e8\u4f55\u6642\u4f86\u81e8\uff0c\u800c\u662f\u78ba\u4fdd\u4f60\u7684\u8239\uff08\u6295\u8cc7\u7d44\u5408\uff09\u8db3\u5920\u5805\u56fa\u548c\u6709\u97cc\u6027\uff0c\u4e14\u4f60\u6240\u6301\u6709\u7684\u6295\u8cc7\u7d44\u5408\u6709\u80fd\u529b\u5728\u98a8\u96e8\u904e\u5f8c\u7e7c\u7e8c\u822a\u884c\u3002\u6b63\u5982\u5f7c\u5f97\u6797\u5340\u6240\u8a00\uff1a\u300c\u53ea\u8981\u4f60\u6301\u6709\u7684\u662f\u597d\u516c\u53f8\u6240\u7d44\u6210\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u6642\u9593\u5c31\u662f\u4f60\u6700\u597d\u7684\u670b\u53cb\u3002\u300d<\/p>\n\n\n\n<h2 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ETF \u7684\u539f\u56e0\uff0c\u56e0\u70ba ETF 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? \u7576\u80a1\u5e02\u5927\u8dcc\uff08\u5982\u5f7c\u5f97\u6797\u5340\u66fe\u7d93\u6b77\u7684 1987 \u5e74\u80a1\u707d\uff09\uff0c\u80a1\u7968\u7684\u90e8\u4f4d\u7e2e\u6c34\uff0c\u50b5\u5238\u90e8\u4f4d\u6bd4\u4f8b\u76f8\u5c0d\u4e0a\u5347\u3002\u9019\u6642\u5019 : <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4eba\u6027\u6703\u53eb\u4f60\uff1a<\/strong> \u5feb\u9003\uff01\u8ce3\u80a1\u7968\u63db\u73fe\u91d1\uff01<\/li>\n\n\n\n<li><strong>\u8cc7\u7522\u914d\u7f6e\u539f\u5247\uff1a<\/strong> \u57f7\u884c\u300c\u518d\u5e73\u8861\u300d\u3002\u8ce3\u51fa\u90e8\u5206\u6f32\u591a\u7684\u50b5\u5238\uff0c\u8cb7\u5165\u8dcc\u6df1\u4fbf\u5b9c\u7684\u80a1\u7968\uff0c\u8b93\u80a1\u50b5\u6bd4\u4f8b\u6062\u5fa9\u539f\u72c0\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u9019\u500b\u52d5\u4f5c\uff0c\u4e0d\u9700\u9810\u6e2c\u884c\u60c5\uff0c\u5c31\u8b93\u4f60\u6309\u7167\u7d00\u5f8b\u6a5f\u68b0\u5f0f\u5730\u9054\u6210\u4e86\u300c\u8cb7\u4f4e\u8ce3\u9ad8\u300d\u7684\u64cd\u4f5c<strong>\u3002\u9019\u6b63\u662f\u5f7c\u5f97\u6797\u5340\u4e00\u518d\u5f37\u8abf\u7684\u300c\u53cd\u76f4\u89ba\u300d\u7684\u6295\u8cc7\u667a\u6167\uff1a\u5728\u6050\u614c\u6642\u8caa\u5a6a\uff0c\u5728\u6a02\u89c0\u6642\u8b39\u614e\u3002<\/strong>\u73fe\u5728\uff0c\u900f\u904e\u6a5f\u5668\u4eba\u7406\u8ca1\uff08Robo-Advisor\uff09\uff0c\u518d\u5e73\u8861\u9019\u500b\u9055\u53cd\u4eba\u6027\u7684\u8271\u96e3\u52d5\u4f5c\u53ef\u4ee5\u7531\u7cfb\u7d71\u81ea\u52d5\u5e6b\u4f60\u5b8c\u6210\uff0c\u5fb9\u5e95\u514b\u670d\u6295\u8cc7\u4eba\u5fc3\u9b54\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6295\u8cc7\u662f\u70ba\u4e86\u8b93\u751f\u6d3b\u66f4\u597d\uff0c\u800c\u4e0d\u8981\u8b93\u6295\u8cc7\u8b8a\u6210\u4f60\u7684\u7b2c\u4e8c\u4efd\u5de5\u4f5c\u3002<\/h2>\n\n\n\n<p>\u5f7c\u5f97\u6797\u5340\u5728 46 \u6b72\u9000\u4f11\uff0c\u7406\u7531\u662f\u300c\u60f3\u627e\u56de\u751f\u6d3b\u300d\u3002\u9019\u6216\u8a31\u662f\u4ed6\u7d66\u6211\u5011\u6295\u8cc7\u4eba\u6700\u771f\u8aa0\u7684\u63d0\u9192\uff0c\u8ca1\u5bcc\u4e0d\u662f\u53ea\u6709\u91d1\u9322\uff0c\u8a31\u591a\u66f4\u73cd\u8cb4\u7684\u8ca1\u5bcc\u5f80\u5f80\u662f\u770b\u4e0d\u898b\u7684\u6771\u897f\uff0c\u8a2d\u5b9a\u597d\u8ca1\u52d9\u76ee\u6a19\uff0c\u8cfa\u8db3\u5920\u7684\u9322\uff0c\u800c\u4e0d\u662f\u8cfa\u7121\u9650\u7684\u9322\u3002<\/p>\n\n\n\n<p>\u5f7c\u5f97\u6797\u5340\u96d6\u7136\u662f\u5c08\u696d\u57fa\u91d1\u7d93\u7406\u4eba\uff0c\u4f46\u4ed6\u7684\u300c\u5f7c\u5f97\uff0e\u6797\u5340\u7cbe\u795e\u300d\u4e26\u4e0d\u662f\u544a\u8a34\u6295\u8cc7\u4eba\u53bb\u4e3b\u52d5\u983b\u7e41\u64cd\u4f5c\u4ea4\u6613\uff0c\u800c\u662f\u544a\u8a34\u6295\u8cc7\u4eba\u9762\u5c0d\u91d1\u878d\u5e02\u5834\u7684\u6b63\u78ba\u5fc3\u614b\uff1a<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u627f\u8a8d\u81ea\u5df1\u7121\u6cd5\u9810\u6e2c\u5e02\u5834\uff08\u8b19\u5351\uff09\u3002<\/strong><\/li>\n\n\n\n<li><strong>\u900f\u904e ETF \u8cb7\u5165\u5168\u7403\u5e02\u5834\uff08\u5206\u6563\uff09\u3002<\/strong><\/li>\n\n\n\n<li><strong>\u5229\u7528\u80a1\u50b5\u914d\u7f6e\u964d\u4f4e\u6ce2\u52d5\uff08\u9632\u5b88\uff09\u3002<\/strong><\/li>\n\n\n\n<li><strong>\u9577\u671f\u6301\u6709\u4e26\u7d00\u5f8b\u518d\u5e73\u8861\uff08\u5805\u6301\uff09\u3002<\/strong><\/li>\n<\/ol>\n\n\n\n<p>\u8cc7\u7522\u914d\u7f6e\uff0c\u5c31\u662f\u90a3\u689d\u8b93\u4f60\u7d81\u597d\u5b89\u5168\u5e36\u3001\u7121\u8ad6\u98a8\u96e8\u90fd\u80fd\u5b89\u7a69\u62b5\u9054\u8ca1\u52d9\u81ea\u7531\u76ee\u6a19\u7684\u8afe\u4e9e\u65b9\u821f\u3002<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">\u963f\u723e\u767c\u966a\u60a8\u4e00\u8d77\u5b89\u5fc3\u9054\u6210\u8ca1\u52d9\u76ee\u6a19<\/h2>\n\n\n\n<p>\u60f3<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4878\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u671f\u5b9a\u984d<\/a>\u6295\u8cc7\u7f8e\u80a1 <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\" target=\"_blank\" rel=\"noreferrer noopener\">ETF<\/a> \u589e\u52a0\u88ab\u52d5\u6536\u5165\uff0c\u963f\u723e\u767c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" target=\"_blank\" rel=\"noopener\" title=\"\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u80fd\u8b93\u4f60\u4e00\u7ad9\u5f0f\u505a\u597d\u898f\u5283\uff0c\u5e6b\u4f60\u8ffd\u8e64<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=825\" title=\"\u8ca1\u52d9\u76ee\u6a19\u662f\u4ec0\u9ebc\uff1f\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\">\u8ca1\u52d9\u76ee\u6a19<\/a>\u9054\u6210\u7387\uff0c\u5e6b\u4f60\u6311\u9078\u4f4e\u6210\u672c\u7684 ETF <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8918\" title=\"\u6295\u8cc7\u7d44\u5408\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u627e\u5230\u6700\u4f73\u7684\u6295\u8cc7\u7d44\u5408\uff1f\">\u6295\u8cc7\u7d44\u5408<\/a>\uff0c\u6295\u8cc7\u4e4b\u5f8c 24 \u5c0f\u6642\u8ffd\u8e64\u8207<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\" target=\"_blank\" rel=\"noopener\" title=\"\">\u81ea\u52d5\u518d\u5e73\u8861<\/a>\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6709\u5176\u4ed6\u7406\u8ca1\u554f\u984c\uff0c\u8a3b\u518a\u6703\u54e1\u5f8c\u9084\u80fd\u514d\u8cbb\u9810\u7d04\u4f60\u5c08\u5c6c\u7684\u8ca1\u52d9\u9867\u554f\u9032\u884c\u8aee\u8a62\u3002<\/p>\n\n\n\n<p>\u5fc3\u52d5\u4e0d\u5982\u884c\u52d5\uff0c\u9ede\u64ca\u4e0b\u65b9\u9023\u7d50\uff0c\u8b93\u4eca\u5929\u7684\u6295\u8cc7\u66f4\u8f15\u9b06\uff0c\u660e\u5929\u7684\u751f\u6d3b\u66f4\u7f8e\u597d\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter is-style-fill\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog&amp;utm_source=blog&amp;utm_medium=article&amp;utm_campaign=addline\" style=\"border-radius:33px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u52a0\u5165\u963f\u723e\u767c\u5b98\u65b9 Line \u514d\u8cbb\u9810\u7d04\u6295\u8cc7\u9867\u554f\uff01<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\uff5c\u4e94\u5927\u7279\u8272\" width=\"1290\" height=\"726\" src=\"https:\/\/www.youtube.com\/embed\/uolAIt0a2Bk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u963f\u723e\u767c<a title=\"\" href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" target=\"_blank\" rel=\"noopener\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\uff08114\u91d1\u7ba1\u6295\u9867\u65b0\u5b57\u7b2c0017\u865f\uff09\u662f\u5168\u53f0\u552f\u4e00\u7372\u91d1\u693d\u734e\u3001\u91d1\u5f5d\u734e\u7684\u6a5f\u5668\u4eba\u7406\u8ca1\u6295\u9867\u516c\u53f8\uff0c\u80fd\u5e6b\u4f60\u8ffd\u8e64\u8ca1\u52d9\u76ee\u6a19\u9054\u6210\u7387\uff0c\u6839\u64da\u4f60\u7684\u72c0\u6cc1\u5e6b\u4f60\u5ba2\u88fd\u5316\u9078\u64c7<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\" target=\"_blank\" rel=\"noreferrer noopener\">ETF<\/a>\uff0c\u8b93\u4f60\u4e00\u7ad9\u5f0f\u505a\u597d\u898f\u5283\uff0c\u6295\u8cc7\u4e4b\u5f8c24\u5c0f\u6642\u8ffd\u8e64\u8207<a title=\"\" href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\" target=\"_blank\" rel=\"noopener\">\u81ea\u52d5\u518d\u5e73\u8861<\/a>\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6709\u5176\u4ed6\u7406\u8ca1\u554f\u984c\uff0c\u9084\u80fd\u9810\u7d04\u4f60\u5c08\u5c6c\u7684\u8ca1\u52d9\u9867\u554f\u8aee\u8a62\u3002<\/p>\n\n\n\n<p>\u5fc3\u52d5\u4e0d\u5982\u884c\u52d5\uff0c\u9ede\u64ca\u4e0b\u65b9\u9023\u7d50\uff0c\u8b93\u4eca\u5929\u7684\u6295\u8cc7\u66f4\u8f15\u9b06\uff0c\u660e\u5929\u7684\u751f\u6d3b\u66f4\u7f8e\u597d\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/Home.html?Camp=Blog\" target=\"_blank\" rel=\"noreferrer noopener\">\u7acb\u5373\u4e86\u89e3\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a><\/div>\n<\/div>\n\n\n\n<p>\ud83d\udca1\u8fd4\u56de\uff3b<a href=\"https:\/\/blog.roboadvisor.com.tw\/?page_id=5669\" title=\"\">\u4f7f\u7528\u8005\u6559\u5b78\u4e2d\u5fc3<\/a>\uff3d<\/p>\n\n\n\n<p>\ud83d\udca1\u5982\u679c\u904e\u7a0b\u4e2d\u6709\u9700\u8981\u5354\u52a9\uff0c\u8acb\u52a0\u5165<a href=\"https:\/\/lin.ee\/PQSf6zu\" target=\"_blank\" rel=\"noopener\" title=\"\">\u5b98\u65b9LINE@\uff08ID\u641c\u5c0b\uff1a@robo\uff09<\/a>\u6216\u96fb\u6d3d\u260e\ufe0f02-2502-8622\uff08\u5206\u6a5f39\uff09\u806f\u7e6b\u6211\u5011\u7684\u5ba2\u6236\u670d\u52d9\u5718\u968a\uff0c\u6211\u5011\u5c07\u7aed\u8aa0\u70ba\u60a8\u670d\u52d9\uff01<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6587\uff0f\u963f\u723e\u767c\u6295\u9867 \u6295\u8cc7\u9867\u554f \u8a79\u7fd4\u5b87 Shawn \u8a66\u60f3\u4e00\u4e0b\u9019\u500b\u5834\u666f\uff1a\u5982\u679c\u4f60\u5728\u7b2c\u4e00\u5929\u6295\u5165 1 \u842c\u7f8e\u5143\uff0c\u6301\u7e8c\u6301\u6709 13 [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":14910,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,11],"tags":[548,545,226,547,496],"class_list":["post-14908","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10","category-11","tag-548","tag-545","tag-226","tag-547","tag-496"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14908","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14908"}],"version-history":[{"count":1,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14908\/revisions"}],"predecessor-version":[{"id":14909,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/14908\/revisions\/14909"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/14910"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14908"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14908"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14908"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}