{"id":1502,"date":"2021-03-02T09:57:00","date_gmt":"2021-03-02T01:57:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1502"},"modified":"2026-06-03T14:40:04","modified_gmt":"2026-06-03T06:40:04","slug":"open-banking-%e9%98%bf%e7%88%be%e7%99%bc%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b0%e5%ae%9a%e6%9c%9f%e5%ae%9a%e9%a1%8d%e6%9c%8d%e5%8b%99","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1502","title":{"rendered":"Open Banking \u963f\u723e\u767c\u63a8\u51fa\u5168\u65b0\u5b9a\u671f\u5b9a\u984d\u670d\u52d9"},"content":{"rendered":"\n<p>\u5728\u6578\u4f4d\u8f49\u578b\u7684\u6d6a\u6f6e\u4e0b\uff0c Open Banking (\u958b\u653e\u9280\u884c)\u5df2\u6210\u70ba\u91d1\u878d\u696d\u95dc\u6ce8\u7684\u7126\u9ede\u3002Open Banking\u7684\u5b97\u65e8\u70ba\u628a\u50b3\u7d71\u5c01\u9589\u7684\u91d1\u878d\u8cc7\u8a0a\u8207\u6578\u64da\uff0c\u8b93\u7b2c\u4e09\u65b9\u696d\u8005(TSP)\u8207\u6d88\u8cbb\u8005\u6709\u66f4\u4fbf\u6377\u7684\u4f7f\u7528\u670d\u52d9\u3002<\/p>\n\n\n\n<p>Open Banking\u900f\u904e\u7684\u6280\u8853\u70baAPI (Application Program Interface\uff0c\u61c9\u7528\u7a0b\u5f0f\u4ecb\u9762)\uff0cAPI\u767d\u8a71\u4f86\u8aaa\u5c31\u50cf\u4e00\u500b\u63d2\u5ea7\uff0c\u91d1\u878d\u696d\u8005\u5c07\u63d0\u4f9b\u7684\u6578\u64da\u8207\u670d\u52d9\u5305\u88dd\u6210\u4e00\u500b\u63d2\u5ea7(\u4e00\u7d44\u7a0b\u5f0f\u78bc)\uff0c\u53ea\u8981\u7b2c\u4e09\u65b9\u696d\u8005\u7528\u5408\u898f\u7684\u63d2\u982d(\u5c0d\u61c9\u7684\u7a0b\u5f0f\u78bc)\u5c0d\u63a5\uff0c\u7b2c\u4e09\u65b9\u696d\u8005\u5c31\u80fd\u5920\u5728\u81ea\u5df1\u7684\u5e73\u53f0\u63d0\u4f9b\u76f8\u95dc\u91d1\u878d\u8cc7\u8a0a\u670d\u52d9\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u53f0\u7063Open Banking 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