{"id":15213,"date":"2026-05-19T11:54:32","date_gmt":"2026-05-19T03:54:32","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=15213"},"modified":"2026-05-19T11:59:23","modified_gmt":"2026-05-19T03:59:23","slug":"30%e5%b9%b4%e6%9c%9f%e7%be%8e%e5%82%b5%e6%ae%96%e5%88%a9%e7%8e%87%e7%aa%81%e7%a0%b45%ef%bc%8c%e4%bb%a3%e8%a1%a8%e4%bb%80%e9%ba%bc%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=15213","title":{"rendered":"30\u5e74\u671f\u7f8e\u50b5\u6b96\u5229\u7387\u7a81\u78345%\uff0c\u4ee3\u8868\u4ec0\u9ebc\uff1f"},"content":{"rendered":"\n<p>\u8fd1\u671f30\u5e74\u7f8e\u50b5\u885d\u78345%\uff0c\u9023\u5e36\u5e02\u5834\u6ce2\u52d5\u52a0\u5287\uff0c\u98a8\u96aa\u8cc7\u7522\u9707\u76ea\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"401\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/05\/image-5-1024x401.png\" alt=\"\" class=\"wp-image-15214\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/05\/image-5-1024x401.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/05\/image-5-300x118.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/05\/image-5-768x301.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/05\/image-5.png 1097w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5f9e\u6578\u64da\u4f86\u770b\uff0c\u7f8e\u50b5\u6b96\u5229\u7387\u66f2\u7dda\u5448\u73fe\u6b63\u659c\u7387\uff08Upward-sloping\uff09\u3002<\/p>\n\n\n\n<p>\u5176\u4e2d\uff0c\u77ed\u7aef\u7684 1 \u5e74\u671f\uff083.747%\uff09\u8207 2 \u5e74\u671f\uff084.00%\uff09\u7dad\u6301\u5728\u76f8\u5c0d\u7a69\u5b9a\u7684\u5340\u9593\uff0c\u4f46\u8d85\u9577\u7aef\u7684 30 \u5e74\u671f\u6b96\u5229\u7387\u5df2\u7d93\u7a81\u7834 5% \u5927\u95dc\uff08\u9054\u5230 5.02%\uff09\uff0c\u8207 2 \u5e74\u671f\u5f62\u6210\u4e86\u9ad8\u9054 102 \u500b\u57fa\u9ede\uff08bps\uff09\u7684\u5229\u5dee\u3002<\/p>\n\n\n\n<p>\u5f9e\u7d93\u6fdf\u5b78\u7684\u89d2\u5ea6\u4f86\u770b\uff0c\u6709\u4e09\u500b\u89e3\u8b80\uff1a\u9577\u671f\u901a\u81a8\u9810\u671f\u5347\u6eab\u3001\u8ca1\u653f\u8d64\u5b57\u8207\u570b\u50b5\u4f9b\u9700\u5931\u8861\u3001\u671f\u9650\u6ea2\u50f9\uff08Term Premium\uff09\u64f4\u5927\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u9577\u671f\u901a\u81a8\u9810\u671f\u5347\u6eab\uff08\u8cbb\u96ea\u6548\u61c9 Fisher Effect\uff09<\/h3>\n\n\n\n<p>\u6839\u64da\u7d93\u6fdf\u5b78\u8457\u540d\u7684\u8cbb\u96ea\u6548\u61c9\uff08Fisher Effect\uff09\uff0c\u540d\u76ee\u5229\u7387\u662f\u7531\u5be6\u8cea\u5229\u7387\u8207\u9810\u671f\u901a\u81a8\u7387\u76f8\u52a0\u800c\u6210\u3002<\/p>\n\n\n\n<p>30 \u5e74\u671f\u570b\u50b5\u53cd\u6620\u7684\u662f\u5e02\u5834\u5c0d\u672a\u4f86\u300c\u8d85\u9577\u9031\u671f\u300d\u7684\u5b8f\u89c0\u770b\u6cd5\u3002\u7576 30 \u5e74\u671f\u6b96\u5229\u7387\u6301\u7e8c\u6500\u5347\uff0c\u4ee3\u8868\u6295\u8cc7\u4eba\u9810\u671f\u672a\u4f86\u7684\u7d50\u69cb\u6027\u901a\u81a8\uff08\u4f8b\u5982\u5730\u7de3\u653f\u6cbb\u5f15\u767c\u7684\u80fd\u6e90\u50f9\u683c\u9707\u76ea\u3001\u4f9b\u61c9\u93c8\u91cd\u7d44\u5e36\u4f86\u7684\u6210\u672c\u4e0a\u5347\uff09\u5728\u9577\u671f\u5167\u96e3\u4ee5\u5b8c\u5168\u964d\u56de\u4f4e\u9ede\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u8ca1\u653f\u8d64\u5b57\u8207\u570b\u50b5\u4f9b\u9700\u5931\u8861\uff08Supply-Demand Dynamics\uff09<\/h3>\n\n\n\n<p>\u5f9e\u5fae\u89c0\u7684\u5e02\u5834\u4f9b\u9700\u4f86\u770b\uff0c\u50b5\u5238\u6b96\u5229\u7387\u8207\u50f9\u683c\u5448\u53cd\u5411\u95dc\u4fc2\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u653f\u5e9c\u70ba\u4e86\u56e0\u61c9\u8ca1\u653f\u8d64\u5b57\u6216\u5927\u578b\u652f\u51fa\uff08\u5982\u570b\u9632\u3001\u5927\u5b97\u5546\u54c1\u88dc\u8cbc\uff09\uff0c\u5728\u5e02\u5834\u4e0a<strong>\u5927\u91cf\u767c\u884c\u9577\u5929\u671f\u570b\u50b5<\/strong>\uff0c\u6703\u5c0e\u81f4\u50b5\u5238\u4f9b\u7d66\u904e\u5269\u3002<\/p>\n\n\n\n<p>\u5728\u9700\u6c42\u6c92\u6709\u540c\u6bd4\u4f8b\u589e\u52a0\u7684\u60c5\u6cc1\u4e0b\uff0c\u50b5\u5238\u50f9\u683c\u4e0b\u8dcc\uff0c\u9032\u800c\u63a8\u5347 30 \u5e74\u671f\u6b96\u5229\u7387\uff0c\u9019\u4ee3\u8868\u653f\u5e9c\u7684\u9577\u671f\u300c\u878d\u8cc7\u6210\u672c\u300d\u6b63\u5728\u5927\u5e45\u8f49\u5165\u5be6\u8cea\u7684\u9ad8\u8ca0\u64d4\u671f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u671f\u9650\u6ea2\u50f9\uff08Term Premium\uff09\u64f4\u5927<\/h3>\n\n\n\n<p>\u9577\u7aef\u5229\u7387\u4e0a\u5347\u4e5f\u53cd\u6620\u4e86\u6295\u8cc7\u4eba\u5c0d\u672a\u4f86\u4e0d\u78ba\u5b9a\u6027\u7684\u64d4\u6182\u3002<\/p>\n\n\n\n<p>\u5c07\u8cc7\u91d1\u9396\u5b9a\u5728\u67d0\u4e00\u8cc7\u7522\u9577\u9054 30 \u5e74\uff0c\u671f\u9593\u53ef\u80fd\u9762\u81e8\u56b4\u91cd\u7684\u8ca8\u5e63\u8cb6\u503c\u6216\u653f\u7b56\u8f49\u5411\u98a8\u96aa\uff0c\u56e0\u6b64\u6295\u8cc7\u4eba\u6703\u8981\u6c42\u66f4\u9ad8\u7684\u671f\u9650\u6ea2\u50f9\uff08Term Premium\uff09\u4f5c\u70ba\u98a8\u96aa\u88dc\u511f\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u5728 CFA \u56fa\u5b9a\u6536\u76ca\uff08Fixed Income\uff09\u6a21\u7d44\u4e2d\uff0c\u6b64\u6642\u7684\u66f2\u7dda\u8b8a\u52d5\u7a31\u70ba <strong>\u300c\u718a\u5e02\u9661\u5ced\u5316\u300d\uff08Bear Steepening\uff09<\/strong>\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u70ba\u4ec0\u9ebc\u53eb\u300c\u718a\u5e02\u300d\uff1f<\/strong> \u56e0\u70ba\u9577\u5929\u671f\u5229\u7387\u4e0a\u5347\uff0c\u4ee3\u8868\u9577\u5929\u671f\u50b5\u5238\u50f9\u683c\u6b63\u5728\u5927\u8dcc\uff08\u50b5\u5e02\u9032\u5165\u718a\u5e02\uff09\u3002<\/li>\n\n\n\n<li><strong>\u70ba\u4ec0\u9ebc\u300c\u9661\u5ced\u300d\uff1f<\/strong> \u56e0\u70ba 30 \u5e74\u671f\u7b49\u9577\u7aef\u5229\u7387\u4e0a\u5347\u7684\u901f\u5ea6\u8207\u5e45\u5ea6\uff0c\u986f\u8457\u5feb\u65bc 1 \u500b\u6708\u6216 2 \u5e74\u671f\u7b49\u77ed\u7aef\u5229\u7387\uff0c\u5c0e\u81f4\u66f2\u7dda\u659c\u7387\u8b8a\u5927\uff0c\u9019\u901a\u5e38\u53cd\u6620\u51fa\u5e02\u5834\u8a8d\u70ba\u592e\u884c\u77ed\u671f\u5167\u53ef\u80fd\u56e0\u70ba\u9577\u671f\u901a\u81a8\u58d3\u529b\uff0c\u7121\u6cd5\u9032\u4e00\u6b65\u964d\u606f\uff0c\u751a\u81f3\u6709\u518d\u5ea6\u5347\u606f\u7684\u96b1\u6182\u3002<\/li>\n<\/ul>\n\n\n\n<p>CFA \u7528\u4f86\u89e3\u91cb\u6b96\u5229\u7387\u66f2\u7dda\u5f62\u72c0\u7684\u4e09\u5927\u7406\u8ad6\u5728\u6b64\u8655\u5f97\u5230\u4e86\u5be6\u8b49\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6d41\u52d5\u6027\u504f\u597d\u7406\u8ad6\uff08Liquidity Preference Theory\uff09<\/strong>\uff1a\u9762\u5c0d\u9577\u671f\u7684\u5b8f\u89c0\u6ce2\u52d5\uff0c\u6295\u8cc7\u4eba\u6975\u5ea6\u91cd\u8996\u6d41\u52d5\u6027\u3002\u9577\u5929\u671f\u50b5\u5238\u7684\u5229\u7387\u98a8\u96aa\uff08Interest Rate Risk\uff09\u6975\u9ad8\uff0c\u56e0\u6b64\u5fc5\u9808\u7d66\u4e88\u66f4\u9ad8\u7684\u6d41\u52d5\u6027\u6ea2\u50f9\uff0c\u624d\u80fd\u5438\u5f15\u8cc7\u91d1\u99d0\u7559\u3002<\/li>\n\n\n\n<li><strong>\u5e02\u5834\u5206\u5272\u8207\u512a\u5148\u5339\u914d\u7406\u8ad6\uff08Market Segmentation \/ Preferred Habitat Theory\uff09<\/strong>\uff1a30 \u5e74\u671f\u570b\u50b5\u7684\u4e3b\u8981\u8cb7\u5bb6\u662f\u990a\u8001\u57fa\u91d1\u548c\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\uff08\u7528\u65bc\u8cc7\u7522\u8ca0\u50b5\u5339\u914d ALM\uff09\u3002\u7576\u653f\u5e9c\u9577\u7aef\u4f9b\u7d66\u904e\u591a\uff0c\u8d85\u904e\u4e86\u9019\u4e9b\u6a5f\u69cb\u7684\u5e38\u614b\u80c3\u53e3\uff0c\u6216\u8005\u6a5f\u69cb\u81ea\u8eab\u7b56\u7565\u8abf\u6574\u6642\uff0c\u5e02\u5834\u5e73\u8861\u88ab\u6253\u7834\uff0c\u5fc5\u9808\u62c9\u9ad8\u6b96\u5229\u7387\u4ee5\u5438\u5f15\u975e\u50b3\u7d71\u8cb7\u5bb6\u524d\u4f86\u63a5\u76e4\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u81f3\u65bc\u8a72\u5982\u4f55\u61c9\u5c0d\uff1f<\/h3>\n\n\n\n<p>\u5c0d\u65bc\u8cc7\u7522\u7ba1\u7406\u7d93\u7406\u4eba\u800c\u8a00\uff0c30 \u5e74\u671f\u516c\u50b5\u6b96\u5229\u7387\u4e0a\u5347\u8981\u7559\u610f\u7684\u662f\u5b58\u7e8c\u671f\u9593\u98a8\u96aa\uff08Duration Risk\uff09\u3002<\/p>\n\n\n\n<p>\u56e0\u70ba30 \u5e74\u671f\u50b5\u5238\u7684\u5b58\u7e8c\u671f\u9593\uff08Duration\uff09\u975e\u5e38\u9577\uff0c\u5c0d\u5229\u7387\u8b8a\u52d5\u6975\u70ba\u654f\u611f\uff0c\u82e5\u6b96\u5229\u7387\u518d\u4e0a\u5347\uff0c\u4ee3\u8868\u6301\u6709\u9019\u4e9b\u8d85\u9577\u5929\u671f\u50b5\u5238\u7684\u6295\u8cc7\u7d44\u5408\u5c07\u9762\u81e8\u986f\u8457\u7684\u8cc7\u672c\u640d\u5931\u3002<\/p>\n\n\n\n<p>\u9762\u5c0d Bear Steepening\uff0c\u7d93\u5178\u64cd\u4f5c\u662f\u7e2e\u77ed\u7d44\u5408\u6574\u9ad4\u5b58\u7e8c\u671f\u9593\uff08Shorten Duration\uff09\uff0c\u5c07\u8cc7\u91d1\u79fb\u5f80\u53d7\u5229\u7387\u5f71\u97ff\u8f03\u5c0f\u7684\u77ed\u7aef\uff08\u5982 1 \u5e74\u671f\u6216 2 \u5e74\u671f\uff09\uff0c\u6216\u5229\u7528\u5229\u7387\u884d\u751f\u6027\u5546\u54c1\uff08\u5982\u5229\u7387\u4e92\u63db Interest Rate Swaps\uff09\u9032\u884c\u300c\u652f\u4ed8\u56fa\u5b9a\u5229\u7387\u3001\u6536\u53d6\u6d6e\u52d5\u5229\u7387\u300d\u4f86\u898f\u907f\u50b5\u50f9\u4e0b\u8dcc\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7e3d\u7d50<\/h2>\n\n\n\n<p>\u5e02\u5834 30 \u5e74\u671f\u516c\u50b5\u6b96\u5229\u7387\u7684\u8d70\u9ad8\uff0c\u80cc\u5f8c\u4ea4\u7e54\u8457<strong>\u5e02\u5834\u5c0d\u9577\u671f\u901a\u81a8\u7684\u7126\u616e\u3001\u5c0d\u653f\u5e9c\u8ca1\u653f\u8ca0\u64d4\u7684\u64d4\u6182<\/strong>\uff0c\u4ee5\u53ca<strong>\u50b5\u5238\u5e02\u5834\u6574\u9ad4\u7684\u718a\u5e02\u9632\u79a6\u5fc3\u7406<\/strong>\u3002\u5c0d\u5be6\u9ad4\u7d93\u6fdf\u800c\u8a00\uff0c\u9577\u7aef\u7f8e\u50b5\u6b96\u5229\u7387\u662f\u5168\u7403\u8cc7\u7522\u5b9a\u50f9\u4e4b\u9328\uff0c\u5b83\u7684\u6500\u5347\u610f\u5473\u8457\u5168\u793e\u6703\u7684\u9577\u671f\u878d\u8cc7\u6210\u672c\uff08\u5982 30 \u5e74\u671f\u623f\u8cb8\u5229\u7387\u3001\u4f01\u696d\u9577\u671f\u8cc7\u672c\u652f\u51fa\u8cb8\u6b3e\uff09\u90fd\u5c07\u9762\u81e8\u540c\u6b65\u4e0a\u5347\u7684\u58d3\u529b\u3002<\/p>\n\n\n\n<p>\u4e0d\u8ad6\u662f\u7d93\u6fdf\u5b78\u7684\u901a\u81a8\u63a8\u6f14\uff0c\u9084\u662f \u5c0d\u65bc\u6b96\u5229\u7387\u66f2\u7dda \u7684\u5f62\u614b\u5206\u6790\uff0c\u5e02\u5834\u7684\u77ed\u671f\u8b8a\u52d5\u5f80\u5f80\u5145\u65a5\u8457\u96dc\u8a0a\u3002\u9762\u5c0d 30 \u5e74\u671f\u6b96\u5229\u7387\u7834 5% \u7684\u5927\u6ce2\u52d5\uff0c\u6700\u6210\u719f\u7684\u61c9\u5c0d\u4e26\u975e\u983b\u7e41\u9032\u51fa\u8a66\u5716\u300c\u6478\u5e95\u300d\uff0c\u800c\u662f\u56de\u6b78<strong>\u6230\u7565\u6027\u88ab\u52d5\u8cc7\u7522\u914d\u7f6e\uff08Strategic Passive Allocation\uff09<\/strong>\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u627f\u8a8d\u5e02\u5834\u7684\u4e0d\u53ef\u9810\u6e2c\u6027<\/strong>\uff1a\u8207\u5176\u731c\u9802\u9ede\uff0c\u4e0d\u5982\u770b\u91cd\u300c\u9577\u671f\u50f9\u503c\u300d\u3002\u7576 30 \u5e74\u671f\u516c\u50b5\u6b96\u5229\u7387\u4f86\u5230\u6b77\u53f2\u76f8\u5c0d\u9ad8\u9ede\uff0c\u5b83\u5728\u9577\u671f\u8cc7\u7522\u7c43\u5b50\u88e1\u7684\u914d\u7f6e\u50f9\u503c\u5c31\u5df2\u7d93\u986f\u73fe\uff0c\u6211\u5011\u8ffd\u6c42\u7684\u662f\u5176\u7a69\u5065\u7684\u5229\u606f\u8207\u9632\u79a6\u5c6c\u6027\uff08Beta\uff09\uff0c\u800c\u975e\u77ed\u671f\u50f9\u5dee\uff08Alpha\uff09\u3002<\/li>\n\n\n\n<li><strong>\u5efa\u7acb\u6295\u8cc7\u6cbb\u7406\u67b6\u69cb<\/strong>\uff1a\u5982\u540c\u6cd5\u4eba\u6a5f\u69cb\uff0c\u6295\u8cc7\u4eba\u61c9\u900f\u904e\u300c\u6295\u8cc7\u653f\u7b56\u8072\u660e\uff08IPS\uff09\u300d\u78ba\u7acb\u4e00\u5957<strong>\u80a1\u50b5\u914d\u7f6e\u6bd4\u4f8b\u8207\u504f\u96e2\u5bb9\u5fcd\u5ea6<\/strong>\u3002\u5c07\u6295\u8cc7\u6c7a\u5b9a\u5f9e\u300c\u770b\u65b0\u805e\u81e8\u5834\u61c9\u8b8a\u300d\u5347\u683c\u70ba\u300c\u4f9d\u7d00\u5f8b\u4f9d\u6cd5\u6cbb\u7406\u300d\uff0c\u7528\u7cfb\u7d71\u7684\u7406\u6027\u4f86\u62b5\u79a6\u5e02\u5834\u6050\u61fc\u3002<\/li>\n\n\n\n<li><strong>\u6709\u7d00\u5f8b\u7684\u57f7\u884c\u518d\u5e73\u8861<\/strong>\uff1a\u7576\u9577\u50b5\u50f9\u683c\u56e0\u6b96\u5229\u7387\u98c6\u5347\u800c\u5927\u8dcc\u3001\u5c0e\u81f4\u8cc7\u7522\u6bd4\u4f8b\u504f\u96e2\u6642\uff0c\u6cbb\u7406\u6a5f\u5236\u5c07\u89f8\u767c<strong>\u5f37\u5236\u518d\u5e73\u8861<\/strong>\u2014\u2014\u8ce3\u51fa\u76f8\u5c0d\u9ad8\u4f30\u7684\u8cc7\u7522\uff0c\u4f4e\u50f9\u88dc\u9032\u9ad8\u6b96\u5229\u7387\u7684\u9577\u50b5\u3002\u4e0d\u731c\u6e2c\u5e02\u5834\u4f55\u6642\u53cd\u8f49\uff0c\u53ea\u7528\u7d00\u5f8b\u5728\u98a8\u6d6a\u4e2d\u81ea\u52d5\u843d\u5be6\u300c\u4f4e\u8cb7\u9ad8\u8ce3\u300d\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5c0d\u65bc\u91d1\u878d\u7684\u7814\u7a76\uff0c\u80fd\u8b93\u6211\u5011\u5c0d\u5b8f\u89c0\u4e16\u754c\u591a\u4e00\u4efd\u7406\u89e3\u8207\u656c\u754f\uff0c\u800c\u6230\u7565\u914d\u7f6e\u8207\u6cbb\u7406\u7d00\u5f8b\uff0c\u624d\u80fd\u8b93\u6211\u5011\u5728\u770b\u6e05\u5e02\u5834\u7684\u6ce2\u6fe4\u6d36\u6e67\u5f8c\uff0c\u4f9d\u7136\u7a69\u5065\u524d\u884c\u3002<\/p>\n\n\n\n<div class=\"wp-block-group alignfull has-text-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"color:#000000;background-color:#ffffff\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"schedule-a-visit\" style=\"font-size:clamp(32.969px, 2.061rem + ((1vw - 3.2px) * 2.034), 59px);px;line-height:1.15\">\u4e86\u89e3\u66f4\u591a\u6cd5\u4eba\u6295\u8cc7\u670d\u52d9<\/h2>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/xJCzccNO\" style=\"border-radius:50px;color:#ffffff;background-color:#000000\">\u7acb\u5373\u524d\u5f80\uff0c\u770b\u6210\u529f\u4f01\u696d\u90fd\u600e\u9ebc\u505a<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/alphafintech.oakmega.site\/form\/GgYFZGqUau\" style=\"border-radius:50px;color:#ffffff;background-color:#000000\">\u7d22\u53d6\u4f01\u696d\u7559\u624d\u767d\u76ae\u66f8<\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u8fd1\u671f30\u5e74\u7f8e\u50b5\u885d\u78345%\uff0c\u9023\u5e36\u5e02\u5834\u6ce2\u52d5\u52a0\u5287\uff0c\u98a8\u96aa\u8cc7\u7522\u9707\u76ea\u3002 \u5f9e\u6578\u64da\u4f86\u770b\uff0c\u7f8e\u50b5\u6b96\u5229\u7387\u66f2\u7dda\u5448\u73fe\u6b63\u659c\u7387\uff08Upward- [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-15213","post","type-post","status-publish","format-standard","hentry","category-market-insights"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/15213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15213"}],"version-history":[{"count":4,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/15213\/revisions"}],"predecessor-version":[{"id":15218,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/15213\/revisions\/15218"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}