{"id":15225,"date":"2026-05-21T15:42:07","date_gmt":"2026-05-21T07:42:07","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=15225"},"modified":"2026-05-21T15:42:07","modified_gmt":"2026-05-21T07:42:07","slug":"30%e5%b9%b4%e6%9c%9f%e7%be%8e%e5%82%b5%e6%ae%96%e5%88%a9%e7%8e%87%e4%bb%80%e9%ba%bc%e6%83%85%e5%a2%83%e4%b8%8b%e6%9c%83%e5%86%8d%e4%b8%8a%e5%8d%87%ef%bc%9f%e8%a9%b2%e5%a6%82%e4%bd%95%e6%87%89%e5%b0%8d","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=15225","title":{"rendered":"30\u5e74\u671f\u7f8e\u50b5\u6b96\u5229\u7387\u4ec0\u9ebc\u60c5\u5883\u4e0b\u6703\u518d\u4e0a\u5347\uff1f\u8a72\u5982\u4f55\u61c9\u5c0d\uff1f"},"content":{"rendered":"\n<p>\u524d\u4e00\u7bc7\u6587\u7ae0\u300a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=15213\">30\u5e74\u671f\u7f8e\u50b5\u6b96\u5229\u7387\u7a81\u78345%\uff0c\u4ee3\u8868\u4ec0\u9ebc\uff1f<\/a>\u300b\u6211\u5011\u8a0e\u8ad6\u4e86\u7f8e\u50b5\u5229\u7387\u4e0a\u5347\u7684\u539f\u56e0\u8207\u61c9\u5c0d\uff0c\u9019\u5e7e\u5929\u6211\u53c8\u770b\u4e86\u66f4\u9577\u671f\u7684\u6578\u64da\uff0c\u767c\u73fe\u904e\u53bb20.30\u5e74\u524d\u66f4\u9ad8\u76846-9%\u7684\u60c5\u5883\uff0c\u9019\u8b93\u6211\u4e0d\u7981\u53bb\u601d\u8003\uff0c\u5f8c\u7e8c\u8981\u662f\u4ec0\u9ebc\u72c0\u6cc1\uff0c\u53ef\u80fd\u6703\u8b93\u5229\u7387\u518d\u5f80\u4e0a\uff1f<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"605\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/05\/image-6.png\" alt=\"\" class=\"wp-image-15226\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/05\/image-6.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/05\/image-6-300x177.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/05\/image-6-768x454.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u81ea 2000 \u5e74\u4ee5\u5f8c\uff0c\u7f8e\u50b5\u9577\u7aef\u6b96\u5229\u7387\u5f88\u5c11\u7a81\u7834 5% \u4ee5\u4e0a\uff08\u5982 2026 \u5e74 5 \u6708\u6b64\u6642 30 \u5e74\u671f\u7f8e\u50b5\u6b96\u5229\u7387\u7d04\u5728 5.13% \u9644\u8fd1\u6ce2\u52d5\uff09\u3002<\/p>\n\n\n\n<p>\u8981\u8b93 30 \u5e74\u671f\u7f8e\u570b\u516c\u50b5\uff0830Y\u7f8e\u50b5\uff09\u6b96\u5229\u7387\u4e00\u8def\u98c6\u5347\u5230 6% \u751a\u81f3 7% \u4ee5\u4e0a\uff0c\u5728\u7d93\u6fdf\u5b78\u548c\u91d1\u878d\u6b77\u53f2\u4e0a\u5c6c\u65bc\u76f8\u7576\u6975\u7aef\u7684\u60c5\u5883\uff0c\u4ee3\u8868\u5e02\u5834\u7684\u6838\u5fc3\u9a45\u52d5\u529b\uff08\u901a\u81a8\u3001\u8ca8\u5e63\u653f\u7b56\u3001\u8ca1\u653f\u7d00\u5f8b\uff09\u767c\u751f\u4e86\u6839\u672c\u6027\u7684\u7d50\u69cb\u6027\u8f49\u8b8a\u3002<\/p>\n\n\n\n<p>\u82e5\u8981\u9032\u4e00\u6b65\u885d\u7834 6% \u5230 7%\uff0c\u901a\u5e38\u9700\u8981\u6eff\u8db3\u4ee5\u4e0b\u5e7e\u5927\u6838\u5fc3\u5287\u672c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. \u5287\u672c\u4e00\uff1a\u901a\u81a8\u9577\u671f\u300c\u9ecf\u6027\u300d\u4e14\u5931\u63a7\uff08 stagflation \/ \u6eef\u8139\uff09<\/h2>\n\n\n\n<p>\u9577\u5e74\u671f\u50b5\u5238\u6b96\u5229\u7387\u5c0d<strong>\u9577\u671f\u901a\u81a8\u9810\u671f<\/strong>\u6975\u5ea6\u654f\u611f\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u6295\u8cc7\u4eba\u9810\u671f\u672a\u4f86 30 \u5e74\u7684\u901a\u8ca8\u81a8\u8139\u7387\u6703\u9577\u671f\u7dad\u6301\u5728 4% ~ 5% \u4ee5\u4e0a\uff0c\u4ed6\u5011\u7d55\u5c0d\u4e0d\u6703\u63a5\u53d7\u76ee\u524d 5% \u7684\u5831\u916c\u7387\uff0c\u56e0\u70ba\u6263\u9664\u901a\u81a8\u5f8c\u7684\u300c\u5be6\u8cea\u6b96\u5229\u7387\u300d\u5c07\u8da8\u8fd1\u65bc\u96f6\u751a\u81f3\u70ba\u8ca0\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u65b0\u4e00\u8f2a\u7684\u5168\u7403\u4f9b\u61c9\u93c8\u5927\u6d17\u724c\u3001\u56b4\u91cd\u7684\u5730\u7de3\u653f\u6cbb\u885d\u7a81\u5c0e\u81f4\u80fd\u6e90\u8207\u5927\u5b97\u5546\u54c1\u50f9\u683c\u9577\u671f\u5c45\u9ad8\u4e0d\u4e0b\u3001\u6216\u662f\u5de5\u8cc7-\u7269\u50f9\u5448\u87ba\u65cb\u5f0f\u4e0a\u5347\u3002<\/p>\n\n\n\n<p>\u5e02\u5834\u610f\u8b58\u5230\u901a\u81a8\u4e0d\u53ef\u80fd\u56de\u5230\u806f\u6e96\u6703\uff08Fed\uff092% \u7684\u76ee\u6a19\uff0c\u8f49\u800c\u8981\u6c42\u66f4\u9ad8\u7684\u300c\u901a\u81a8\u98a8\u96aa\u6ea2\u916c\uff08Inflation Risk Premium\uff09\u300d\uff0c\u76f4\u63a5\u63a8\u9ad8\u9577\u7aef\u6b96\u5229\u7387\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. \u5287\u672c\u4e8c\uff1a\u806f\u6e96\u6703\u8feb\u65bc\u7121\u5948\u5c07\u57fa\u6e96\u5229\u7387\u5347\u81f3 6% ~ 7% \u4ee5\u4e0a<\/h2>\n\n\n\n<p>\u9577\u7aef\u6b96\u5229\u7387\u901a\u5e38\u6703\u53d7\u5230\u77ed\u7aef\u57fa\u6e96\u5229\u7387\uff08\u806f\u90a6\u57fa\u91d1\u5229\u7387\uff09\u7684\u62c9\u52d5\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u806f\u6e96\u6703\u70ba\u4e86\u5c0d\u6297\u9811\u5f37\u7684\u901a\u81a8\uff0c\u4e0d\u5f97\u4e0d\u5c07\u57fa\u6e96\u5229\u7387\u8abf\u9ad8\u4e26\u9577\u671f\u7dad\u6301\uff08Higher for Longer\uff09\u5728 6% \u6216 7% \u4ee5\u4e0a\uff0c30 \u5e74\u671f\u7f8e\u50b5\u6b96\u5229\u7387\u52e2\u5fc5\u6703\u88ab\u540c\u6b65\u5e36\u52d5\u3002<\/p>\n\n\n\n<p>\u7d93\u6fdf\u5c55\u73fe\u51fa\u8d85\u4e4e\u60f3\u50cf\u7684\u97cc\u6027\uff08\u4f8b\u5982\u5c31\u696d\u5e02\u5834\u6301\u7e8c\u6975\u5ea6\u7dca\u7e43\u3001\u6d88\u8cbb\u652f\u51fa\u72c2\u71b1\uff09\uff0c\u5c0e\u81f4\u901a\u81a8\u964d\u4e0d\u4e0b\u4f86\uff0cFed \u5fc5\u9808\u796d\u51fa\u66f4\u6fc0\u9032\u7684\u7dca\u7e2e\u653f\u7b56\u3002<\/p>\n\n\n\n<p>\u56de\u9867\u904e\u53bb\u6b77\u53f2\uff0c1970 \u5e74\u4ee3\u672b\u81f3 1980 \u5e74\u4ee3\u521d\uff0c\u7576\u6642\u7684\u806f\u6e96\u6703\u4e3b\u5e2d\u4fdd\u7f85\u00b7\u6c83\u514b\uff08Paul Volcker\uff09\u70ba\u4e86\u6cbb\u7652\u60e1\u6027\u901a\u81a8\uff0c\u5c07\u57fa\u6e96\u5229\u7387\u5927\u5e45\u63d0\u5347\u81f3 20%\uff0c\u9019\u4e5f\u5c0e\u81f4 30 \u5e74\u671f\u7f8e\u50b5\u6b96\u5229\u7387\u5728 1981 \u5e74\u5275\u4e0b\u8d85\u904e 15% \u7684\u6b77\u53f2\u7d00\u9304\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. \u5287\u672c\u4e09\uff1a\u7f8e\u570b\u8ca1\u653f\u8d64\u5b57\u5931\u63a7\u8207\u7f8e\u50b5\u300c\u4f9b\u7d66\u904e\u5269\u300d<\/h2>\n\n\n\n<p>\u9019\u662f\u4e00\u500b\u7d14\u7cb9\u7684<strong>\u4f9b\u9700\u5931\u8861<\/strong>\u8207<strong>\u4fe1\u7528\u98a8\u96aa<\/strong>\u554f\u984c\u3002<\/p>\n\n\n\n<p>\u7f8e\u570b\u653f\u5e9c\u8fd1\u5e74\u4f86\u7684\u8ca1\u653f\u8d64\u5b57\u4e0d\u65b7\u64f4\u5927\uff0c\u9700\u8981\u767c\u884c\u5929\u91cf\u7684\u570b\u50b5\u4f86\u8209\u50b5\u5ea6\u65e5\u3002<\/p>\n\n\n\n<p>\u7f8e\u570b\u8ca1\u653f\u90e8\u70ba\u4e86\u586b\u88dc\u842c\u5104\u7d1a\u5225\u7684\u8d64\u5b57\uff0c\u760b\u72c2\u767c\u884c 30 \u5e74\u671f\u9577\u50b5\uff0c\u88fd\u9020\u5927\u91cf\u7684\u50b5\u5238\u4f9b\u7d66\u3002<\/p>\n\n\n\n<p>\u904e\u53bb\u7684\u7f8e\u50b5\u5927\u8cb7\u5bb6\uff08\u5982\u5404\u570b\u592e\u884c\u3001\u5927\u578b\u6a5f\u69cb\uff09\u56e0\u70ba\u53bb\u7f8e\u5143\u5316\u6216\u81ea\u8eab\u7d93\u6fdf\u554f\u984c\uff08\u4f8b\u5982\u65e5\u672c\u592e\u884c\u7d50\u675f\u8ca0\u5229\u7387\u653f\u7b56\uff0c\u5f15\u5c0e\u8cc7\u91d1\u56de\u6d41\u65e5\u672c\u570b\u50b5\uff09\u800c\u6e1b\u5c11\u8cfc\u8cb7\u7f8e\u50b5\u3002<\/p>\n\n\n\n<p>\u5c31\u6703\u5c0e\u81f4\u5e02\u5834\u4e0a\u7684\u7f8e\u50b5\u4f9b\u904e\u65bc\u6c42\uff0c\u8ca1\u653f\u90e8\u5fc5\u9808\u63d0\u9ad8\u767c\u884c\u6b96\u5229\u7387\uff08\u5373\u964d\u50f9\u6c42\u552e\uff09\u624d\u80fd\u5438\u5f15\u8cb7\u5bb6\uff0c\u6b64\u6642\u5e02\u5834\u6703\u6536\u53d6\u6975\u9ad8\u7684\u300c\u671f\u9650\u6ea2\u916c\uff08Term Premium\uff09\u300d\uff0c\u6b96\u5229\u7387\u4fbf\u53ef\u80fd\u5931\u63a7\u885d\u5411 6% ~ 7%\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5287\u672c\u56db\uff1a\u7f8e\u5143\u4fe1\u7528\u5371\u6a5f\u8207\u300c\u50b5\u5238\u885b\u58eb\u300d\u56de\u6b78<\/h2>\n\n\n\n<p>\u91d1\u878d\u5e02\u5834\u4e0a\u6709\u4e00\u7fa4\u88ab\u7a31\u70ba\u300c\u50b5\u5238\u885b\u58eb\uff08Bond Vigilantes\uff09\u300d\u7684\u50b5\u5238\u6295\u8cc7\u4eba\uff0c\u7576\u4ed6\u5011\u8a8d\u70ba\u653f\u5e9c\u7684\u8ca1\u653f\u653f\u7b56\u6216\u8ca8\u5e63\u653f\u7b56\u6975\u5176\u4e0d\u8ca0\u8cac\u4efb\uff08\u4f8b\u5982\u6beb\u7121\u7bc0\u5236\u5730\u5370\u9214\u3001\u50b5\u52d9\u4f54 GDP \u6bd4\u91cd\u98c6\u5347\u81f3\u5931\u63a7\u908a\u7de3\uff09\u6642\uff0c\u4ed6\u5011\u6703\u900f\u904e\u96c6\u9ad4\u5927\u8209\u62cb\u552e\u570b\u50b5\u4f86\u300c\u61f2\u7f70\u300d\u653f\u5e9c\u3002<\/p>\n\n\n\n<p>\u81f3\u65bc\u4ec0\u9ebc\u6642\u5019\u6703\u51fa\u73fe\uff1f\u901a\u5e38\u662f\u7f8e\u570b\u4e3b\u6b0a\u4fe1\u7528\u8a55\u7b49\u518d\u5ea6\u906d\u5230\u570b\u969b\u8a55\u7b49\u6a5f\u69cb\u8abf\u964d\uff0c\u6216\u662f\u5e02\u5834\u5c0d\u7f8e\u5143\u4f5c\u70ba\u5168\u7403\u7b2c\u4e00\u5132\u5099\u8ca8\u5e63\u7684\u5730\u4f4d\u7522\u751f\u6839\u672c\u6027\u52d5\u6416\u3002<\/p>\n\n\n\n<p>\u62cb\u552e\u6f6e\u6703\u5f15\u767c\u7f8e\u50b5\u50f9\u683c\u66b4\u8dcc\uff0c\u6b96\u5229\u7387\u56e0\u6b64\u51fa\u73fe\u6050\u614c\u6027\u98c6\u5347\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5f8c\u7e8c\u89c0\u5bdf<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\u6307\u6a19<\/strong><\/td><td><strong>\u73fe\u72c0\uff08\u7d04 2026 \u5e74\u4e2d\uff09<\/strong><\/td><td><strong>\u8d70\u5411 6% ~ 7% \u7684\u60c5\u5883<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\u6838\u5fc3 CPI \u901a\u81a8\u7387<\/strong><\/td><td>\u7de9\u6b65\u9ecf\u6eef<\/td><td>\u91cd\u65b0\u53cd\u5f48\u4e26\u9577\u671f\u7ad9\u7a69 4% ~ 5% \u4ee5\u4e0a<\/td><\/tr><tr><td><strong>\u806f\u6e96\u6703\u57fa\u6e96\u5229\u7387<\/strong><\/td><td>\u9ad8\u6a94\u9707\u76ea<\/td><td>\u8dcc\u7834\u773c\u93e1\u5730\u7e7c\u7e8c\u5347\u606f\uff0c\u7a81\u7834 6% \u95dc\u5361<\/td><\/tr><tr><td><strong>\u7f8e\u50b5\u62cd\u8ce3\u8868\u73fe<\/strong><\/td><td>\u9700\u6c42\u5c1a\u53ef<\/td><td>\u8ca1\u653f\u90e8\u9577\u50b5\u62cd\u8ce3\u983b\u983b\u300c\u6d41\u6a19\u300d\u6216\u9700\u6c42\u6975\u5ea6\u6158\u6de1<\/td><\/tr><tr><td><strong>\u5168\u7403\u5730\u7de3\u653f\u6cbb<\/strong><\/td><td>\u5c40\u90e8\u885d\u7a81\u8207\u9663\u71df\u5c0d\u6297<\/td><td>\u7206\u767c\u66f4\u5927\u898f\u6a21\u7684\u885d\u7a81\uff0c\u5f15\u767c\u56b4\u91cd\u7684\u80fd\u6e90\u8207\u4e8c\u6b21\u901a\u81a8\u5371\u6a5f<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7e3d\u7d50<\/h2>\n\n\n\n<p>\u96d6\u8aaa\u5982\u6b64\uff0c\u6295\u8cc7\u4eba\u4e5f\u4e0d\u5fc5\u904e\u5ea6\u64d4\u5fc3\uff0c\u591a\u6578\u83ef\u723e\u8857\u6a5f\u69cb\u7684\u5171\u8b58\u662f\u6b96\u5229\u7387\u5728 5.0% ~ 5.5% \u4e4b\u9593\u6703\u906d\u9047\u6975\u5927\u7684\u7d50\u69cb\u6027\u8cb7\u76e4\uff08\u4f8b\u5982\u9000\u4f11\u57fa\u91d1\u3001\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\u6703\u9032\u5834\u9396\u5b9a\u9577\u671f\u9ad8\u6536\u76ca\uff09\uff0c\u9019\u6703\u6210\u70ba\u4e00\u9053\u5f37\u5927\u7684\u5929\u82b1\u677f\u3002<\/p>\n\n\n\n<p>\u9664\u975e\u4e0a\u8ff0\u6a5f\u7387\u8f03\u4f4e\u7684\u300c\u8ca1\u653f\u5931\u63a7 + \u4e8c\u6b21\u901a\u81a8\u300d\u5b8c\u7f8e\u98a8\u66b4\u771f\u6b63\u6210\u771f\uff0c\u5426\u5247\u76f4\u63a5\u885d\u4e0a 6% \u6216 7% \u7684\u6a5f\u6703\u4f9d\u7136\u5c6c\u65bc\u5c11\u6578\u6975\u7aef\u4e8b\u4ef6\u3002<\/p>\n\n\n\n<p>\u5f9e\u7b56\u7565\u6027\u88ab\u52d5\u8cc7\u7522\u914d\u7f6e\uff08Strategic Passive Asset Allocation\uff09\u7684\u89d2\u5ea6\u4f86\u770b\uff0c\u9762\u5c0d\u9019\u7a2e\u6975\u7aef\u4f46\u6a5f\u7387\u4e0d\u70ba\u96f6\u7684\u300c\u9ad8\u6b96\u5229\u7387\u3001\u9ad8\u901a\u81a8\u300d\u5c3e\u7aef\u98a8\u96aa\uff0c\u6211\u5011\u7684\u914d\u7f6e\u5fc3\u6cd5\u53ef\u4ee5\u6536\u6582\u70ba\u4ee5\u4e0b\u4e09\u53e5\u8a71\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5805\u6301\u5168\u5e02\u5834\u80a1\u50b5\u5206\u6563\uff0c\u52ff\u76f2\u76ee\u64c7\u6642\u62bc\u6ce8\uff1a<\/strong> \u88ab\u52d5\u6295\u8cc7\u7684\u6838\u5fc3\u5728\u65bc\u627f\u8a8d\u672a\u4f86\u4e0d\u53ef\u9810\u6e2c\uff0c\u56e0\u6b64\u4e0d\u8981\u56e0\u70ba\u6050\u614c\u800c\u6e05\u7a7a\u50b5\u5238\uff0c\u6216\u904e\u5ea6\u91cd\u5009\u55ae\u4e00\u8cc7\u7522\uff0c\u61c9\u900f\u904e\u5168\u7403\u5316\u3001\u8de8\u8cc7\u7522\u7684\u914d\u7f6e\u4f86\u81ea\u52d5\u62b5\u79a6\u7cfb\u7d71\u6027\u885d\u64ca\u3002<\/li>\n\n\n\n<li><strong>\u5584\u7528\u9577\u77ed\u5929\u671f\u50b5\u5238\u642d\u914d\uff1a<\/strong> \u96d6\u7136 30 \u5e74\u671f\u9577\u50b5\u5728\u5229\u7387\u98c6\u5347\u6642\u6703\u9762\u81e8\u50f9\u683c\u56de\u6a94\uff0c\u4f46\u540c\u6642\u914d\u7f6e\u4e2d\u77ed\u5929\u671f\u50b5\u5238\uff08\u5982 1-3 \u5e74\u671f\u6216 3-7 \u5e74\u671f\uff09\u53ef\u4ee5\u964d\u4f4e\u6574\u9ad4\u90e8\u4f4d\u7684\u6ce2\u52d5\u5ea6\uff08Duration Risk\uff09\uff0c\u4e26\u5728\u518d\u5e73\u8861\u6642\u63d0\u4f9b\u7a69\u5b9a\u7684\u9ad8\u606f\u518d\u6295\u8cc7\u6a5f\u6703\u3002<\/li>\n\n\n\n<li><strong>\u7d0d\u5165\u6297\u901a\u81a8\u8207\u5be6\u8cea\u8cc7\u7522\uff1a<\/strong> \u5728\u9577\u671f\u7684\u6230\u7565\u914d\u7f6e\u4e2d\uff0c\u9069\u5ea6\u7d0d\u5165\u6297\u901a\u81a8\u50b5\u5238\uff08TIPS\uff09\u3001\u5168\u7403\u623f\u5730\u7522\uff08REITs\uff09\u6216\u5927\u5b97\u5546\u54c1\u76f8\u95dc\u8cc7\u7522\uff0c\u80fd\u70ba\u6574\u9ad4\u8cc7\u7522\u7d44\u5408\u5728\u300c\u9ad8\u901a\u81a8\u3001\u9ad8\u5229\u7387\u300d\u7684\u60c5\u5883\u4e0b\uff0c\u63d0\u4f9b\u5929\u7136\u7684\u4e0b\u6a94\u4fdd\u8b77\u8207\u5be6\u8cea\u8cfc\u8cb7\u529b\u9632\u79a6\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u9762\u5c0d 6% \u6216 7% \u7684\u6975\u7aef\u5287\u672c\uff0c\u6211\u5011\u4e0d\u9700\u8981\u53bb\u7cbe\u6e96\u9810\u6e2c\u5b83\u4f55\u6642\u767c\u751f\uff0c\u800c\u662f\u900f\u904e<strong>\u7d00\u5f8b\u5316\u7684\u8cc7\u7522\u518d\u5e73\u8861\uff08Rebalancing\uff09\u8207\u591a\u5143\u5206\u6563<\/strong>\uff0c\u8b93\u8cc7\u7522\u7d44\u5408\u4e0d\u8ad6\u5728\u300c\u901a\u81a8\u964d\u6eab\u3001\u50b5\u5238\u5927\u6f32\u300d\u7684\u6a02\u89c0\u60c5\u5883\uff0c\u9084\u662f\u300c\u8ca1\u653f\u5931\u63a7\u3001\u5229\u7387\u98c6\u5347\u300d\u7684\u6975\u7aef\u74b0\u5883\u4e2d\uff0c\u90fd\u80fd\u7acb\u65bc\u4e0d\u6557\u4e4b\u5730\u3002<\/p>\n\n\n\n<div class=\"wp-block-group alignfull has-text-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"color:#000000;background-color:#ffffff\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"schedule-a-visit\" style=\"font-size:clamp(32.969px, 2.061rem + ((1vw - 3.2px) * 2.034), 59px);px;line-height:1.15\">\u7acb\u5373\u555f\u52d5\u500b\u4eba\u8ca1\u5bcc\u8a08\u756b<\/h2>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/jOAm2Tj0\" style=\"border-radius:50px;color:#ffffff;background-color:#006ece\">\u514d\u8cbb\u8a3b\u518a\u963f\u723e\u767c\u6703\u54e1<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/XpZpxkKi\" style=\"border-radius:50px;color:#ffffff;background-color:#00b900\">\u7acb\u5373\u52a0\u5165\u963f\u723e\u767c\u5b98\u65b9Line@<\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u524d\u4e00\u7bc7\u6587\u7ae0\u300a30\u5e74\u671f\u7f8e\u50b5\u6b96\u5229\u7387\u7a81\u78345%\uff0c\u4ee3\u8868\u4ec0\u9ebc\uff1f\u300b\u6211\u5011\u8a0e\u8ad6\u4e86\u7f8e\u50b5\u5229\u7387\u4e0a\u5347\u7684\u539f\u56e0\u8207\u61c9\u5c0d\uff0c\u9019\u5e7e\u5929\u6211\u53c8\u770b\u4e86\u66f4\u9577\u671f\u7684 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-15225","post","type-post","status-publish","format-standard","hentry","category-market-insights"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/15225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15225"}],"version-history":[{"count":1,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/15225\/revisions"}],"predecessor-version":[{"id":15227,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/15225\/revisions\/15227"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}