{"id":1631,"date":"2021-06-22T10:26:00","date_gmt":"2021-06-22T02:26:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1631"},"modified":"2026-06-03T14:15:05","modified_gmt":"2026-06-03T06:15:05","slug":"%e8%a1%8c%e7%82%ba%e8%b2%a1%e5%8b%99%ef%bc%8d%e4%bd%a0%e7%9a%84%e5%a4%a7%e8%85%a6%e6%ad%a3%e5%9c%a8%e6%ac%ba%e9%a8%99%e4%bd%a0","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1631","title":{"rendered":"\u884c\u70ba\u8ca1\u52d9\uff0d\u4f60\u7684\u5927\u8166\u6b63\u5728\u6b3a\u9a19\u4f60"},"content":{"rendered":"\n<p>\u53f2\u8482\u592b\u662f\u4e00\u500b\u5bb3\u7f9e\u4e14\u6d88\u6975\u7684\u4eba\uff0c\u4f46\u5c0d\u65bc\u89c0\u5bdf\u4eba\u985e\u4ee5\u53ca\u4e16\u754c\u6709\u4e00\u4e9b\u8208\u8da3\uff0c\u5728\u500b\u6027\u4e0a\u5b83\u662f\u4e00\u500b\u6eab\u548c\u3001\u6ce8\u91cd\u7d30\u7bc0\u4ee5\u53ca\u5bcc\u6709\u908f\u8f2f\u7684\u4eba\u3002<\/p>\n\n\n\n<p>\u807d\u5b8c\u4e0a\u8ff0\u7684\u63cf\u8ff0\uff0c\u4f60\u8a8d\u70ba\u53f2\u8482\u592b\u7684\u8077\u696d\u662f?<\/p>\n\n\n\n<p>A.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u5716\u66f8\u9928\u7ba1\u7406\u54e1<\/p>\n\n\n\n<p>B.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u8fb2\u592b<\/p>\n\n\n\n<p>\u4e0a\u8ff0\u7684\u5c0f\u6545\u4e8b\uff0c\u7d04\u670990%\u7684\u4eba\u8a8d\u70ba\u53f2\u8482\u592b\u662f\u4e00\u4f4d\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u3002\u800c\u9019\u4e9b\u4eba\u5be6\u969b\u4e0a\u53d7\u5230\u81ea\u5df1\u76f4\u89ba\u7684\u8aa4\u5c0e\uff0c\u9032\u800c\u9078\u64c7\u4e86\u4e0d\u5408\u7406\u7684\u7b54\u6848\u3002\u4e5f\u5c31\u662f\u6240\u8b02\u7684\u300c\u6377\u601d\u504f\u8aa4\u300d\u3002<\/p>\n\n\n\n<p>\u4ee5\u5c0f\u6545\u4e8b\u4f86\u8aaa\uff0c\u5927\u90e8\u5206\u7684\u4eba\u5224\u65b7\u53f2\u8482\u592b\u662f\u4e00\u540d\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u800c\u4e0d\u662f\u8fb2\u592b\uff0c\u662f\u53d7\u5230\u53f2\u8482\u592b\u7279\u8cea\u7684\u63cf\u5beb\u6240\u5f71\u97ff\uff0c\u8a8d\u70ba\u9019\u4e9b\u7279\u8cea\u6558\u8ff0\u61c9\u8a72\u66f4\u7b26\u5408\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u800c\u975e\u8fb2\u592b\u3002<\/p>\n\n\n\n<p>\u7136\u800c\u82e5\u7ad9\u5728\u6a5f\u7387\u7684\u89d2\u5ea6\uff0c\u8fb2\u592b\u8207\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u9019\u5169\u985e\u5c31\u696d\u4eba\u53e3\u7684\u6bd4\u4f8b\uff0c\u61c9\u662f\u524d\u8005\u9060\u9060\u591a\u65bc\u5f8c\u8005\u3002\u4eba\u82e5\u662f\u7406\u6027\u7684\uff0c\u5927\u90e8\u5206\u4eba\u6703\u8a8d\u70ba\u53f2\u8482\u592b\u662f\u8fb2\u592b\u800c\u975e\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u3002<\/p>\n\n\n\n<p><br>\u8209\u4f8b\u800c\u8a00:<\/p>\n\n\n\n<p>\u82e5\u8fb2\u592b\u8207\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u7684\u5c31\u696d\u4eba\u53e3\u6bd4\u4f8b\u662f9:1\uff0c\u4e14\u9019\u5169\u985e\u4eba\u53e3\u7e3d\u548c\u662f50\u4eba\uff0c\u5982\u4e0b\u5716:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"554\" height=\"292\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-2.png\" alt=\"\" class=\"wp-image-1633\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-2.png 554w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-2-300x158.png 300w\" sizes=\"auto, (max-width: 554px) 100vw, 554px\" \/><\/figure>\n\n\n\n<p>\u5247\u53f2\u8482\u592b\u8077\u696d\u662f\u8fb2\u592b\u7684\u6a5f\u7387\u70baP(\u8fb2\u592b)=45\/50=90%\uff1b\u662f\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u7684\u6a5f\u7387\u70baP(\u5716\u66f8\u9928\u7ba1\u7406\u54e1)=5\/50=10%<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-1-color\">\u91cd\u65b0\u4f30\u8a08\u6a5f\u7387<\/mark><\/h3>\n\n\n\n<p>\u4e0a\u8ff0\u7684\u5206\u6790\u5be6\u969b\u4e0a\u4e26\u4e0d\u5b8c\u6574\uff0c\u4ed6\u7f3a\u5c11\u4e86\u5c0d\u65bc\u53f2\u8482\u592b\u500b\u4eba\u7279\u8cea\u7684\u5224\u65b7\u3002\u5047\u8a2d\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u4e2d\u670960%\u7b26\u5408\u53f2\u8482\u592b\u7684\u7279\u8cea\uff0c\u8fb2\u592b\u4e2d\u670910%\u7b26\u5408\u8a72\u7279\u8cea\u3002<\/p>\n\n\n\n<p>\u5247\u53f2\u8482\u592b\u8077\u696d\u662f\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u4ee5\u53ca\u662f\u8fb2\u592b\u7684\u6a5f\u7387\u70ba:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"588\" height=\"344\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-3.png\" alt=\"\" class=\"wp-image-1634\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-3.png 588w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-3-300x176.png 300w\" sizes=\"auto, (max-width: 588px) 100vw, 588px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"611\" height=\"192\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-4.png\" alt=\"\" class=\"wp-image-1635\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-4.png 611w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-4-300x94.png 300w\" sizes=\"auto, (max-width: 611px) 100vw, 611px\" \/><\/figure>\n\n\n\n<p>\u7d0d\u5165\u5c0d\u53f2\u8482\u592b\u7279\u8cea\u7684\u8003\u91cf\u5f8c\uff0c\u53f2\u8482\u592b\u662f\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u7684\u6a5f\u7387\u589e\u52a0\uff0c\u662f\u8fb2\u592b\u7684\u6a5f\u7387\u4e0b\u964d\uff0c\u4f46\u4ecd\u7136\u662f\u8eab\u70ba\u8fb2\u592b\u7684\u6a5f\u7387\u6bd4\u8f03\u9ad8\u3002\u9019\u544a\u8a34\u4e86\u6211\u5011\uff0c\u82e5\u6211\u5011\u53ea\u55ae\u7d14\u57fa\u65bc\u4eba\u53e3\u8207\u8077\u696d\u5225\u7684\u95dc\u4fc2\u9019\u4e00\u8cc7\u8a0a\u5c31\u505a\u6c7a\u5b9a\uff0c\u5247\u6211\u5011\u4ecd\u6709\u53ef\u80fd\u932f\u4f30\u3002<\/p>\n\n\n\n<p>\u76f4\u89ba\u662f\u5982\u4f55\u8aa4\u5c0e\u6211\u5011\u7684?\u6211\u5011\u7684\u5927\u8166\u76f4\u63a5\u5c07\u8fb2\u592b\u7b26\u5408\u53f2\u8482\u592b\u7279\u8cea\u7684\u6a5f\u7387\u8207\u5716\u66f8\u9928\u7ba1\u7406\u54e1\u7b26\u5408\u53f2\u8482\u592b\u7279\u8cea\u76f8\u6bd4\uff0c\u800c\u5ffd\u7565\u4e86\u5c0d\u65bc\u5404\u8077\u696d\u4eba\u53e3\u57fa\u6578\u7684\u8003\u616e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-1-color\">\u53e6\u500b\u6377\u601d\u504f\u8aa4\u6848\u4f8b<\/mark><\/h3>\n\n\n\n<p>\u591a\u6578\u7684\u4f8b\u5b50\u4e2d\uff0c\u4eba\u5011\u88ab\u81ea\u5df1\u5927\u8166\u8aa4\u5c0e\u7684\u60c5\u6cc1\u53ef\u80fd\u66f4\u56b4\u91cd<\/p>\n\n\n\n<p>\u8b93\u6211\u5011\u518d\u770b\u500b\u5c0f\u6545\u4e8b:<\/p>\n\n\n\n<p>\u7433\u905431\u6b72\uff0c\u55ae\u8eab\u3001\u5065\u8ac7\u4e14\u975e\u5e38\u8070\u7a4e\u3002\u5979\u4e3b\u4fee\u54f2\u5b78\uff0c\u5c0d\u65bc\u6b67\u8996\u6b67\u8996\u4ee5\u53ca\u793e\u6703\u6b63\u7fa9\u975e\u5e38\u95dc\u5fc3\uff0c\u4e26\u4e14\u6642\u5e38\u53c3\u8207\u53cd\u5c0d\u6838\u80fd\u7684\u793e\u6703\u904b\u52d5\uff0c\u8acb\u554f\u7433\u9054\u6bd4\u8f03\u6709\u53ef\u80fd\u662f\u4e0b\u5217\u4f55\u8005?<\/p>\n\n\n\n<p>A.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u7433\u9054\u662f\u4e00\u540d\u9280\u884c\u884c\u54e1\u3002<\/p>\n\n\n\n<p>B.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u7433\u9054\u662f\u4e00\u540d\u9280\u884c\u884c\u54e1\u4e14\u71b1\u8877\u65bc\u5973\u6b0a\u904b\u52d5\u3002<\/p>\n\n\n\n<p>\u8b80\u8005\u53ef\u4ee5\u60f3\u60f3\u770b\uff0c\u81ea\u5df1\u8a8d\u70ba\u7433\u9054\u66f4\u6709\u53ef\u80fd\u662f\u4f55\u8005?<\/p>\n\n\n\n<p>\u5728\u7814\u7a76\u4e2d\u767c\u73fe\uff0c\u6709\u5c07\u8fd185%\u7684\u4eba\uff0c\u8a8d\u70ba\u7433\u9054\u66f4\u6709\u53ef\u80fd\u662fB\u3002<\/p>\n\n\n\n<p><br>\u4f46\u9019\u5b8c\u5168\u662f\u4e0d\u5408\u7406\u7684\u9078\u9805\u3002\u7433\u9054\u662fA\u7684\u6a5f\u7387\u61c9\u8a72\u6c38\u9060\u5927\u65bcB\uff0c\u5982\u4e0b\u5716\u6240\u793a\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"577\" height=\"339\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-5.png\" alt=\"\" class=\"wp-image-1636\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-5.png 577w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/87-5-300x176.png 300w\" sizes=\"auto, (max-width: 577px) 100vw, 577px\" \/><\/figure>\n\n\n\n<p>P(A|\u7b26\u5408\u7279\u8cea)=P((\u53c3\u8207\u5973\u6b0a\u904b\u52d5+\u672a\u53c3\u8207\u5973\u6b0a\u904b\u52d5)|\u7b26\u5408\u7279\u8cea)=1<\/p>\n\n\n\n<p>P(B|\u7b26\u5408\u7279\u8cea)=P(\u672a\u53c3\u8207\u5973\u6b0a\u904b\u52d5|\u7b26\u5408\u7279\u8cea)=40%<\/p>\n\n\n\n<p>\u5be6\u969b\u4e0a\uff0cB\u9078\u9805\u7684\u4eba\u5b8c\u5168\u5305\u542b\u5728A\u9078\u9805\u88e1\uff0c\u56e0\u6b64\u7576B\u9078\u9805\u662f\u5c0d\u6642\uff0cA\u9078\u9805\u4e5f\u6703\u5c0d\uff0c\u800cA\u9078\u9805\u5c0d\u6642B\u9078\u9805\u672a\u5fc5\u6703\u5c0d\u3002<\/p>\n\n\n\n<p>\u9019\u500b\u7814\u7a76\u8aaa\u660e\u4e86\u5be6\u969b\u4e0a\u4eba\u5011\u70ba\u4e86\u8981\u5feb\u901f\u5730\u505a\u6c7a\u7b56\uff0c\u4e26\u4e14\u964d\u4f4e\u5927\u8166\u7684\u8ca0\u64d4\uff0c\u6703\u5728<\/p>\n\n\n\n<p>\u9019\u500b\u7814\u7a76\u8aaa\u660e\u4e86\u5be6\u969b\u4e0a\u4eba\u5011\u70ba\u4e86\u8981\u5feb\u901f\u5730\u505a\u6c7a\u7b56\uff0c\u4e26\u4e14\u964d\u4f4e\u5927\u8166\u7684\u8ca0\u64d4\uff0c\u6703\u5728\u4e0b\u610f\u8b58\u9078\u64c7\u76f4\u89ba\u6027\u7684\u601d\u8003\uff0c\u800c\u9019\u76f4\u89ba\u6027\u7684\u601d\u8003\uff0c\u4fbf\u5b9c\u884c\u4e8b\u7684\u4ee3\u50f9\u5c31\u4f7f\u5f97\u4eba\u9078\u64c7\u4e86\u932f\u8aa4\u7684\u6c7a\u7b56\u3002<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-1-color\">\u7d50\u8ad6<\/mark><\/h3>\n\n\n\n<p>\u82e5\u662f\u9760\u500b\u4eba\u4e3b\u89c0\u7684\u5224\u65b7\uff0c\u5728\u6295\u8cc7\u7406\u8ca1\u4e0a\u5f88\u5bb9\u6613\u5c31\u9677\u5165\u6377\u601d\u504f\u8aa4\u7684\u9677\u9631\uff0c\u8209\u4f8b\u800c\u8a00\uff1a\u8a31\u591a\u4eba\u8a8d\u70ba\u7406\u624d\u8981\u6210\u529f\uff0c\u4e00\u5b9a\u5c31\u5fc5\u9808\u627e\u5230\u98c6\u80a1\uff0c\u627e\u5230\u5728\u5c0d\u6642\u9593\u5167\u66b4\u6f32\u7684\u80a1\u7968\uff0c\u800c\u5ffd\u7565\u4e86\u9577\u671f\u6301\u7e8c\u53c3\u8207\u5e02\u5834\uff0c\u624d\u662f\u80fd\u5920\u8b93\u8907\u5229\u6548\u679c\u7a69\u5b9a\u767c\u63ee\u7684\u95dc\u9375\u8981\u9ede\uff0c\u4e5f\u624d\u662f\u6211\u5011\u5728\u5236\u5b9a\u9577\u671f\u6295\u8cc7\u8a08\u756b\u7684\u91cd\u8981\u4f9d\u64da\u3002<br><\/p>\n\n\n\n<div class=\"wp-block-group alignfull has-text-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"color:#000000;background-color:#ffffff\">\n<style>\n\/* --- \u9810\u8a2d\uff1a\u624b\u6a5f\u7248\u5c3a\u5bf8 (\u5c0f\u87a2\u5e55) --- *\/\n.rwd-heading {\n    font-size: 32px !important;\n    margin-bottom: 24px !important;\n}\n.rwd-btn-wrapper {\n    \/* \u624b\u6a5f\u7248\u6a19\u984c\uff1a32px * 10\u5b57 = 320px *\/\n    width: 320px !important;\n    max-width: 100% !important;\n}\n.rwd-btn-link {\n    font-size: 16px !important;\n    padding: 12px 16px !important;\n}\n\n\/* --- \u5e73\u677f\u7248\u5c3a\u5bf8 (\u87a2\u5e55\u5bec\u5ea6\u5927\u65bc 768px) --- *\/\n@media (min-width: 768px) {\n    .rwd-heading {\n        font-size: 48px !important;\n        margin-bottom: 32px !important;\n    }\n    .rwd-btn-wrapper {\n        \/* \u5e73\u677f\u7248\u6a19\u984c\uff1a48px * 10\u5b57 = 480px *\/\n        width: 480px !important;\n    }\n    .rwd-btn-link {\n        font-size: 18px !important;\n        padding: 14px 20px !important;\n    }\n}\n\n\/* 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