{"id":1644,"date":"2021-06-22T10:31:00","date_gmt":"2021-06-22T02:31:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1644"},"modified":"2021-06-22T10:31:00","modified_gmt":"2021-06-22T02:31:00","slug":"%e5%82%b3%e5%a5%87%e6%94%b6%e8%97%8f%e5%ae%b6%e6%bc%a2%e6%96%af%ef%bc%8e%e8%b2%9d%e6%a0%bc%e5%80%ab%e7%9a%84%e8%87%b4%e5%af%8c%e7%a7%98%e5%af%86","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1644","title":{"rendered":"\u597d\u66f8\u63a8\u85a6\u2014\u2014\u300a\u81f4\u5bcc\u5fc3\u614b\u300b\u95b1\u8b80\u5fc3\u5f97\uff1a\u50b3\u5947\u6536\u85cf\u5bb6\u6f22\u65af\uff0e\u8c9d\u683c\u502b\u7684\u6210\u529f\u79d8\u8a23"},"content":{"rendered":"\n<p>\u300a\u81f4\u5bcc\u5fc3\u614b\u300b\u662f\u4eca\u5e74\u6211\u5f88\u559c\u6b61\u7684\u4e00\u672c\u6295\u8cc7\u7406\u8ca1\u66f8\u7c4d\uff0c\u5c24\u5176\u5728\u3010\u7b2c 6 \u7ae0 \u2013 \u9577\u5c3e\u6548\u61c9\u3011\u7684\u7ae0\u7bc0\uff0c\u4f5c\u8005\u7528\u4e86\u5f88\u591a\u6709\u8da3\u7684\u6545\u4e8b\u5448\u73fe\u751f\u6d3b\u4e0a\u300c<strong>\u9577\u5c3e\u6548\u61c9<\/strong>\u300d\u7684\u5b58\u5728\uff0c\u8b93\u4eba\u5370\u8c61\u975e\u5e38\u6df1\u523b\u5370\u8c61\uff0c\u6211\u6574\u7406\u4e86\u66f8\u4e2d\u7684\u6545\u4e8b\u8207\u5927\u5bb6\u5206\u4eab\uff0c\u5e0c\u671b\u80fd\u5c0d\u5927\u5bb6\u6295\u8cc7\u4e0a\u6709\u5e6b\u52a9\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-\">\u53f2\u4e0a\u6700\u6210\u529f\u7684\u85dd\u8853\u54c1\u6536\u85cf\u5bb6\u5982\u4f55\u81f4\u5bcc\uff1f<\/a><ul><li><a href=\"#aioseo-\">\u6f22\u65af\uff0e\u8c9d\u683c\u502b\u7684\u80cc\u666f\u6545\u4e8b<\/a><\/li><li><a href=\"#aioseo-\">\u8c9d\u683c\u502b\u6210\u529f\u7684\u79d8\u8a23\uff1f<\/a><\/li><\/ul><\/li><li><a href=\"#aioseo-\">\u6295\u8cc7\u5bd3\u610f<\/a><\/li><li><a href=\"#aioseo-\">\u8c9d\u683c\u502b\u7684\u6545\u4e8b\u8207\u6295\u8cc7\u6709\u76f8\u4f3c\u7684\u5730\u65b9\u55ce\uff1f<\/a><\/li><\/ul><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u53f2\u4e0a\u6700\u6210\u529f\u7684\u85dd\u8853\u54c1\u6536\u85cf\u5bb6\u5982\u4f55\u81f4\u5bcc\uff1f<\/h2>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"aioseo-\">\u6f22\u65af\uff0e\u8c9d\u683c\u502b\u7684\u80cc\u666f\u6545\u4e8b<\/h5>\n\n\n\n<p>\u6f22\u65af\uff0e\u8c9d\u683c\u502b\uff08Heinz Berggruen\uff09\u4ee5\u7562\u5361\u7d22\uff08Pablo Picasso\uff09\u7684\u6536\u85cf\u8457\u7a31\uff0c\u662f\u4e16\u754c\u516c\u8a8d 20 \u4e16\u7d00\u6700\u5177\u5f71\u97ff\u529b\u7684\u73fe\u4ee3\u85dd\u8853\u54c1\u6536\u85cf\u5bb6\uff0c\u4e00\u751f\u7576\u4e2d\u5171\u6536\u85cf\u4e86 100 \u9918\u4ef6\u4e16\u754c\u4e0a\u6700\u9802\u7d1a\u7684\u85dd\u8853\u7cbe\u54c1\uff0c\u6700\u7d42\u4ed6\u5c07 90% \u7684\u6536\u85cf\u6350\u7d66\u4e86\u6b50\u7f8e\u5e7e\u5bb6\u4e16\u754c\u9802\u5c16\u7f8e\u8853\u9928\uff0c\u67cf\u6797\u570b\u5bb6\u535a\u7269\u9928\u66f4\u7279\u5730\u70ba\u4ed6\u7684\u6536\u85cf\u5efa\u7acb\u4e86\u4ee5\u4ed6\u7684\u540d\u5b57\u547d\u540d\u7684\u7368\u7acb\u7f8e\u8853\u9928\uff08Berggruen Museum\uff09\uff0c\u9019\u4f4d\u53f2\u4e0a\u6700\u6210\u529f\u7684\u85dd\u8853\u54c1\u6536\u85cf\u5bb6\u662f\u5982\u4f55\u4ee5\u7368\u5230\u773c\u5149\u6311\u9078\u85dd\u8853\u54c1\u4e26\u6210\u529f\u81f4\u5bcc\u7684\u5462\uff1f<\/p>\n\n\n\n<p>1936 \u5e74\uff0c\u8c9d\u683c\u502b\u9003\u96e2\u7d0d\u7cb9\u5fb7\u570b\uff0c\u843d\u8173\u7f8e\u570b\uff0c\u9032\u5165\u52a0\u5dde\u5927\u5b78\u67cf\u514b\u840a\u5206\u6821\u653b\u8b80\u6587\u5b78\uff0c\u5728\u90a3\u88e1\u4ed6\u6700\u521d\u662f\u540d\u6587\u5316\u8a18\u8005\uff0c\u5f8c\u4f86\u8f49\u5f80\u820a\u91d1\u5c71\u85dd\u8853\u535a\u7269\u9928\u5de5\u4f5c\uff1b\u7b2c\u4e8c\u6b21\u4e16\u754c\u5927\u6230\u5f8c\uff0c\u4ed6\u56de\u5230\u6b50\u6d32\uff0c\u5728\u5df4\u9ece\u5275\u8fa6\u4e86\u4e00\u5bb6\u756b\u5eca\uff0c\u4e26\u8207\u670b\u53cb\u79c1\u4e0b\u958b\u59cb\u6536\u85cf\u4e86\u8a31\u591a\u85dd\u8853\u5bb6\u7684\u4f5c\u54c1\uff0c\u9019\u500b\u6536\u85cf\u5de5\u4f5c\u8c9d\u683c\u502b\u6301\u7e8c\u4e86\u56db\u5341\u591a\u5e74\uff0c\u53ea\u662f\u4ed6\u5728\u5e74\u8f15\u6642\u4e26\u672a\u7279\u5225\u5d84\u9732\u982d\u89d2\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\u5230\u4e86 1990 \u5e74\u4ee3\uff0c\u8c9d\u683c\u502b\u7684\u6536\u85cf\u958b\u59cb\u8072\u540d\u5927\u566a\uff0c\u7121\u8ad6\u5f9e\u4efb\u4f55\u65b9\u9762\u4f86\u770b\uff0c\u4ed6\u90fd\u7a31\u5f97\u4e0a\u662f\u6709\u53f2\u4ee5\u4f86\u6700\u6210\u529f\u7684\u85dd\u8853\u54c1\u6536\u85cf\u5bb6\uff1b<\/p>\n\n\n\n<p>2000 \u5e74\u6642\uff0c\u4ed6\u5c07\u90e8\u5206\u6536\u85cf\u54c1\u8ce3\u7d66\u5fb7\u570b\u653f\u5e9c\uff08\u5305\u62ec\u7562\u5361\u7d22\u7b49\u77e5\u540d\u85dd\u8853\u5bb6\u7684\u4f5c\u54c1\uff09\uff0c\u8ca9\u552e\u50f9\u683c\u8d85\u904e1 \u5104\u6b50\u5143\uff08\u5e02\u50f9\u66f4\u8d85\u904e 10 \u5104\u6b50\u5143\uff09\uff0c\u4ee4\u8a31\u591a\u4eba\u611f\u5230\u4e0d\u53ef\u601d\u8b70\uff01<\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"aioseo-\">\u8c9d\u683c\u502b\u6210\u529f\u7684\u79d8\u8a23\uff1f<\/h5>\n\n\n\n<p>\u6311\u9078\u85dd\u8853\u54c1\u5c31\u8ddf\u6311\u9078\u80a1\u7968\u4e00\u6a23\u662f\u975e\u5e38\u4e3b\u89c0\u7684\u9ad4\u9a57\uff0c\u96e3\u5ea6\u975e\u5e38\u9ad8\uff0c\u8a31\u591a\u4eba\u958b\u59cb\u63a2\u8a0e\u8c9d\u683c\u502b\u662f\u5982\u4f55\u5728\u5e74\u8f15\u6642\u5c31\u9810\u898b\u54ea\u4e9b\u4f5c\u54c1\u6703\u6210\u70ba\u4e16\u7d00\u6700\u53d7\u773e\u4eba\u8ffd\u6367\u7684\u4f5c\u54c1\uff1f\u4ed6\u7684\u79d8\u8a23\u662f\u4ec0\u9ebc\u5462\uff1f<\/p>\n\n\n\n<p>\u7d55\u5927\u591a\u6578\u4eba\u90fd\u8a8d\u70ba\u8c9d\u683c\u502b\u4e00\u5b9a\u5177\u6709\u7570\u65bc\u5e38\u4eba\u7684\u9ad8\u8d85\u6311\u9078\u6280\u5de7\u624d\u80fd\u5920\u9054\u5230\u5982\u6b64\u975e\u51e1\u6210\u5c31\uff0c\u4f46\u6295\u8cc7\u516c\u53f8\u96f6\u9ede\u7814\u7a76\uff08Horizon Research\uff09\u5206\u6790\u4e86\u8a31\u591a\u5049\u5927\u6536\u85cf\u5bb6\u4e26\u7d66\u51fa\u9019\u4e9b\u6536\u85cf\u5bb6\u7c21\u55ae\u7684\u6210\u529f\u7955\u8a23\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u300c\u9ad8\u660e\u7684\u6536\u85cf\u5bb6\u6703\u8cb7\u9032\u5927\u91cf\u85dd\u8853\u54c1\uff01\u300d<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>\u9ad8\u660e\u7684\u85dd\u8853\u54c1\u6536\u85cf\u5bb6\u6703\u50cf\u64cd\u76e4\u6307\u6578\u578b\u57fa\u91d1\u4e00\u6a23\u7d93\u71df\u751f\u610f\uff0c\u4ed6\u5011\u8cb7\u9032\u6240\u6709\u8cb7\u5f97\u5230\u7684\u7269\u4ef6\uff08\u85dd\u8853\u54c1\uff09\uff0c\u800c\u4e14\u4e00\u51fa\u624b\u5c31\u662f\u8cb7\u4e0b\u6574\u500b\u6295\u8cc7\u7d44\u5408\uff0c\u800c\u4e0d\u662f\u8cb7\u4e0b\u4ed6\u5011\u770b\u597d\u3001\u559c\u6b61\u7684\u7269\u4ef6\uff0c\u6574\u9ad4\u6301\u6709\u5f8c\uff0c\u63a5\u4e0b\u4f86\u4ed6\u5011\u5c31\u5750\u8457\u7b49\u5f85\u5176\u4e2d\u5e7e\u5339\u9ed1\u99ac\u51fa\u73fe\uff01<\/p>\n\n\n\n<p>\u50cf\u8c9d\u683c\u502b\u9019\u6a23\u7684\u6536\u85cf\u5bb6\u4e00\u751f\u6536\u8cfc\u7684\u4f5c\u54c1\u53ef\u80fd\u6709 99% \u90fd\u4e00\u6587\u4e0d\u503c\uff0c\u4f46\u5982\u679c\u5269\u4e0b\u7684 1% \u662f\u7562\u5361\u7d22\u7b49\u540d\u5bb6\u7684\u66e0\u4e16\u5de8\u4f5c\uff0c\u5176\u4ed6\u6839\u672c\u7121\u95dc\u7dca\u8981\uff0c\u5118\u7ba1\u8c9d\u683c\u502b\u53ef\u80fd\u5728\u5927\u591a\u6578\u6642\u5019\u90fd\u770b\u8d70\u773c\uff0c\u4f46\u6700\u7d42\u4ecd\u53ef\u4ee5\u9760\u5e7e\u5339\u9ed1\u99ac\u53d6\u5f97\u8d85\u4e4e\u60f3\u50cf\u7684\u6210\u529f\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u6295\u8cc7\u5bd3\u610f<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/88-2.jpg\" alt=\"\" class=\"wp-image-1651\"\/><figcaption class=\"wp-element-caption\">\u300a\u50b3\u5947\u6536\u85cf\u5bb6\u6f22\u65af\uff0e\u8c9d\u683c\u502b\u7684\u81f4\u5bcc\u79d8\u5bc6\u300b\u7684\u6210\u529f\u79d8\u8a23\uff0c\u5f88\u4ee4\u4eba\u9a5a\u8a1d\u5427\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u9019\u8ddf\u8a31\u591a\u4eba\u8a8d\u70ba\u7684\u6210\u529f\u65b9\u5f0f\u5f88\u4e0d\u543b\u5408\uff0c\u901a\u5e38\u6211\u5011\u6703\u4ee5\u70ba\u50cf\u8c9d\u683c\u502b\u9019\u6a23\u7684\u4eba\u7269\u61c9\u8a72\u662f\u773c\u5149\u7368\u5230\u3001\u51fa\u624b\u7cbe\u6e96\uff0c\u80fd\u9810\u5148\u77e5\u9053\u672a\u4f86\u6703\u5927\u6f32\u7684\u85dd\u8853\u54c1\uff0c\u4f46\u5f9e\u6545\u4e8b\u4e2d\u5c31\u80fd\u767c\u73fe\u4e8b\u5be6\u6839\u672c\u4e0d\u662f\u5982\u6b64\uff0c\u4e8b\u5be6\u4e0a\u4ed6\u6311\u932f\u7684\u4f5c\u54c1\u9060\u6bd4\u6311\u5c0d\u7684\u4f5c\u54c1\u9084\u591a\uff0c\u4f46<strong>\u5c11\u6578\u512a\u79c0\u7684\u4f5c\u54c1\u5c31\u8db3\u4ee5\u8ca2\u737b\u4ed6\u9577\u671f\u8c50\u539a\u7684\u5831\u916c\uff0c\u523b\u610f\u7684\u96c6\u4e2d\u6295\u8cc7\uff0c\u53cd\u800c\u5bb9\u6613\u932f\u904e\u771f\u6b63\u7684\u66e0\u4e16\u5de8\u4f5c\uff0c\u8c9d\u683c\u502b\u6311\u9078\u85dd\u8853\u54c1\u7684\u91cd\u9ede\u5728\u65bc\u4ed6\u4e0d\u6703\u55ae\u58d3\u5728\u5c11\u6578\u4f5c\u54c1\u4e0a\uff0c\u800c\u662f\u5927\u91cf\u7684\u8cb7\u9032\u773e\u591a\u4f5c\u54c1\uff0c\u7136\u5f8c\u7b49\u5f85\u771f\u6b63\u7684\u4e16\u7d00\u9ed1\u99ac\u51fa\u73fe\uff0c\u9019\u6a23\u5c31\u80fd\u5920\u6210\u529f\uff01<\/strong><\/p>\n\n\n\n<hr 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