{"id":16594,"date":"2026-08-04T11:12:39","date_gmt":"2026-08-04T03:12:39","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=16594"},"modified":"2026-08-04T11:12:39","modified_gmt":"2026-08-04T03:12:39","slug":"vanguard-%e6%97%97%e8%89%a6-etf-%e8%ae%8a%e6%9b%b4%e8%bf%bd%e8%b9%a4%e6%8c%87%e6%95%b8%ef%bc%9f%e8%a7%a3%e6%9e%90-vti-%e6%8c%87%e6%95%b8%e5%90%8d%e7%a8%b1%e6%9b%b4%e6%96%b0%e8%83%8c%e5%be%8c%e7%9a%84","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=16594","title":{"rendered":"Vanguard \u65d7\u8266 ETF \u8b8a\u66f4\u8ffd\u8e64\u6307\u6578\uff1f\u89e3\u6790 VTI \u6307\u6578\u540d\u7a31\u66f4\u65b0\u80cc\u5f8c\u7684\u771f\u76f8\u8207\u5c0d\u6295\u8cc7\u4eba\u7684\u5f71\u97ff"},"content":{"rendered":"\n<p>\u5982\u679c\u4f60\u6700\u8fd1\u767b\u5165 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/investor.vanguard.com\/investment-products\/etfs\/profile\/vti#overview\">Vanguard \u5b98\u7db2\u67e5\u770b VTI<\/a> \u7684\u7522\u54c1\u9801\u9762\uff0c\u53ef\u80fd\u6703\u6ce8\u610f\u5230\u7c21\u4ecb\u4e2d\u7684\u8ffd\u8e64\u6307\u6578\u6587\u5b57\u8b8a\u6210\u4e86\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>&#8220;Seeks to track the performance of the Morningstar US Total Market Index.&#8221;<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>\u8a31\u591a\u9577\u671f\u6301\u6709 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/investor.vanguard.com\/investment-products\/etfs\/profile\/vti#overview\">Vanguard Morningstar Total Stock Market ETF<\/a>\uff08\u4ee3\u865f\uff1a<strong>VTI<\/strong>\uff09\u7684\u6295\u8cc7\u4eba\u7b2c\u4e00\u6642\u9593\u53ef\u80fd\u6703\u611f\u5230\u56f0\u60d1\uff1a<em>VTI \u4e0d\u662f\u4e00\u76f4\u4ee5\u4f86\u90fd\u8ffd\u8e64 CRSP \u7f8e\u570b\u5168\u5e02\u5834\u6307\u6578\u55ce\uff1f\u70ba\u4ec0\u9ebc\u73fe\u5728\u8b8a\u6210\u4e86\u6668\u661f\uff08Morningstar\uff09\u7684\u6307\u6578\uff1f\u9019\u6703\u5f71\u97ff\u6211\u7684\u6301\u80a1\u8207\u5831\u916c\u55ce\uff1f<\/em><\/p>\n\n\n\n<p>\u5225\u7dca\u5f35\uff01\u672c\u6587\u5c07\u70ba\u5927\u5bb6\u62c6\u89e3\u9019\u6b21\u8b8a\u66f4\u80cc\u5f8c\u7684\u539f\u56e0\uff0c\u4ee5\u53ca\u5b83\u5c0d\u5ee3\u5927\u6307\u6578\u5316\u6295\u8cc7\u4eba\u7684\u5be6\u8cea\u5f71\u97ff\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1. \u70ba\u4ec0\u9ebc\u8ffd\u8e64\u6307\u6578\u540d\u7a31\u6703\u6539\u8b8a\uff1f<\/h2>\n\n\n\n<p>\u9019\u9805\u540d\u7a31\u4e0a\u7684\u8abf\u6574\uff0c<strong>\u4e26\u4e0d\u662f\u56e0\u70ba Vanguard \u6539\u8b8a\u4e86\u57fa\u91d1\u7684\u6295\u8cc7\u7b56\u7565\u6216\u7de8\u88fd\u65b9\u6cd5<\/strong>\uff0c\u800c\u662f\u6e90\u65bc\u6307\u6578\u63d0\u4f9b\u5546\u5e02\u5834\u7684<strong>\u54c1\u724c\u5408\u4f75\u8207\u91cd\u547d\u540d\u4e8b\u4ef6<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Morningstar \u6536\u8cfc CRSP<\/strong>\uff1a\u91d1\u878d\u6578\u64da\u8207\u8a55\u7d1a\u5de8\u982d\u6668\u661f\uff08Morningstar\uff09\u65bc 2026 \u5e74\u521d\u5b8c\u6210\u4e86\u5c0d\u829d\u52a0\u54e5\u5927\u5b78\u300c\u8b49\u5238\u50f9\u683c\u7814\u7a76\u4e2d\u5fc3\uff08CRSP, Center for Research in Security Prices\uff09\u300d\u7684\u6536\u8cfc\u3002<\/li>\n\n\n\n<li><strong>\u6307\u6578\u54c1\u724c\u7d71\u4e00<\/strong>\uff1a\u6536\u8cfc\u5b8c\u6210\u5f8c\uff0cMorningstar \u65bc 2026 \u5e74\u4e2d\u9678\u7e8c\u5c07\u539f\u6709\u7684 CRSP \u7cfb\u5217\u6307\u6578\u9032\u884c\u54c1\u724c\u6574\u5408\u8207\u66f4\u540d\u3002\u539f\u672c\u7684 <code>CRSP US Total Market Index<\/code> \u6b63\u5f0f\u66f4\u540d\u70ba <code>Morningstar US Total Market Index<\/code>\u3002<\/li>\n\n\n\n<li><strong>Vanguard \u914d\u5408\u66f4\u65b0<\/strong>\uff1a\u70ba\u4e86\u78ba\u4fdd\u7522\u54c1\u540d\u7a31\u8207\u5be6\u969b\u6a19\u7aff\u6307\u6578\u540d\u7a31\u4e00\u81f4\uff0cVanguard \u96a8\u4e4b\u66f4\u65b0\u4e86 <a href=\"https:\/\/investor.vanguard.com\/investment-products\/etfs\/profile\/vti#overview\" target=\"_blank\" rel=\"noreferrer noopener\">VTI<\/a> \u7684\u5b98\u65b9\u8aaa\u660e\u8207\u8ffd\u8e64\u6307\u6578\u540d\u7a31\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. \u6295\u8cc7\u7b56\u7565\u8207\u6210\u5206\u80a1\u6709\u6539\u8b8a\u55ce\uff1f<\/h2>\n\n\n\n<p>\u7b54\u6848\u662f\uff1a<strong>\u5b8c\u5168\u6c92\u6709\u8b8a<\/strong>\u3002<\/p>\n\n\n\n<p>\u5c0d\u65bc ETF \u4f86\u8aaa\uff0c\u6307\u6578\u540d\u7a31\u7684\u8b8a\u66f4\u50c5\u5c6c\u65bc\u884c\u653f\u8207\u54c1\u724c\u5c64\u9762\u7684\u8abf\u6574\u3002\u6307\u6578\u672c\u8eab\u7684\u6838\u5fc3\u67b6\u69cb\u4f9d\u7136\u7dad\u6301\u539f\u6a23\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9078\u80a1\u6a5f\u5236\u8207\u7bc4\u570d<\/strong>\uff1a\u6db5\u84cb\u7f8e\u570b\u7d10\u7d04\u8b49\u5238\u4ea4\u6613\u6240\uff08NYSE\uff09\u8207\u7d0d\u65af\u9054\u514b\uff08Nasdaq\uff09\u4e0a\u5e02\u7684\u5927\u578b\u3001\u4e2d\u578b\u3001\u5c0f\u578b\u53ca\u5fae\u578b\u80a1\uff0c\u6db5\u84cb\u7f8e\u80a1\u5168\u5e02\u5834\u7d04 100% \u7684\u53ef\u6295\u8cc7\u5e02\u503c\u3002<\/li>\n\n\n\n<li><strong>\u63a1\u6a23\u7b56\u7565<\/strong>\uff1aVanguard \u5718\u968a\u4f9d\u7136\u63a1\u7528\u88ab\u52d5\u5f0f\u63a1\u6a23\u8907\u88fd\uff08Index-sampling\uff09\u7b56\u7565\u4f86\u7dad\u6301\u9ad8\u6548\u7387\u4ea4\u6613\u8207\u4f4e\u8ffd\u8e64\u8aa4\u5dee\u3002<\/li>\n\n\n\n<li><strong>\u8abf\u6574\u983b\u7387<\/strong>\uff1a\u6307\u6578\u6210\u5206\u80a1\u7684\u5b9a\u671f\u5be9\u67e5\u8207\u6b0a\u91cd\u8abf\u6574\u908f\u8f2f\u5747\u4fdd\u6301\u4e0d\u8b8a\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. \u5c0d\u6295\u8cc7\u4eba\u6709\u4f55\u5be6\u8cea\u5f71\u97ff\uff1f<\/h2>\n\n\n\n<p>\u7c21\u800c\u8a00\u4e4b\uff0c<strong>\u5c0d\u6295\u8cc7\u4eba\u6c92\u6709\u4efb\u4f55\u8ca0\u9762\u6216\u5be6\u8cea\u7684\u71df\u904b\u5f71\u97ff<\/strong>\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\u9805\u76ee<\/strong><\/td><td><strong>\u8b8a\u52d5\u60c5\u6cc1<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\u7f8e\u80a1\u4ee3\u865f (Ticker)<\/strong><\/td><td>\u4fdd\u6301 <strong>VTI<\/strong> \u4e0d\u8b8a<\/td><\/tr><tr><td><strong>\u5167\u542b\u7e3d\u8cbb\u7528\u7387 (Expense Ratio)<\/strong><\/td><td>\u7dad\u6301\u8d85\u4f4e <strong>0.03%<\/strong><\/td><\/tr><tr><td><strong>CUSIP \u865f\u78bc<\/strong><\/td><td>\u4fdd\u6301\u4e0d\u8b8a<\/td><\/tr><tr><td><strong>\u524d\u5341\u5927\u6301\u80a1\u8207\u7522\u696d\u6b0a\u91cd<\/strong><\/td><td>\u4f9d\u5e02\u5834\u6b63\u5e38\u904b\u4f5c\uff0c\u7121\u984d\u5916\u8abf\u6574<\/td><\/tr><tr><td><strong>\u4ea4\u6613\u8207\u7a05\u52d9<\/strong><\/td><td>\u7121\u9808\u9032\u884c\u4efb\u4f55\u8cb7\u8ce3\uff0c\u7121\u8cc7\u672c\u5229\u5f97\u7a05\u554f\u984c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7e3d\u7d50<\/h2>\n\n\n\n<p>\u9019\u6b21\u8ffd\u8e64\u6307\u6578\u63cf\u8ff0\u6539\u70ba <em>Morningstar US Total Market Index<\/em>\uff0c\u50c5\u50c5\u662f\u6536\u8cfc\u4e8b\u4ef6\u5f8c\u7684\u540d\u7a31\u54c1\u724c\u5316\uff0c\u80cc\u5f8c\u7684\u8cc7\u7522\u914d\u7f6e\u3001\u6210\u5206\u80a1\u7d44\u6210\u8207\u8cbb\u7528\u7387\u7686\u6beb\u7121\u6539\u8b8a\u3002<\/p>\n\n\n\n<p>\u4f5c\u70ba\u9577\u671f\u6307\u6578\u5316\u6295\u8cc7\u4eba\uff0c\u4f60\u53ef\u4ee5\u7e7c\u7e8c\u5b89\u5fc3\u6301\u6709 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/investor.vanguard.com\/investment-products\/etfs\/profile\/vti#overview\">VTI<\/a>\uff0c\u8b93\u5b83\u7e7c\u7e8c\u626e\u6f14\u4f60\u8cc7\u7522\u914d\u7f6e\u4e2d\u7a69\u5065\u7684\u7f8e\u80a1\u6574\u9ad4\u5e02\u5834\u57fa\u77f3\uff01<\/p>\n\n\n<style>\n\/* --- \u9810\u8a2d\uff1a\u624b\u6a5f\u7248\u5c3a\u5bf8 (\u5c0f\u87a2\u5e55) --- *\/<br \/>\n.rwd-heading {<br \/>\n    font-size: 32px !important;<br 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column; align-items: center; gap: 20px;\">\n<div class=\"wp-block-button rwd-btn-wrapper\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button rwd-btn-link\" style=\"border-radius: 0px; color: #ffffff; background-color: #01235d; text-align: center; display: block; box-sizing: border-box; font-weight: bold;\" href=\"https:\/\/urli.ai\/line\/xJCzccNO\">\u7acb\u5373\u524d\u5f80\uff0c\u770b\u6210\u529f\u4f01\u696d\u90fd\u600e\u9ebc\u505a<\/a><\/div>\n<div class=\"wp-block-button rwd-btn-wrapper\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button rwd-btn-link\" style=\"border-radius: 0px; color: #ffffff; background-color: #c9a961; text-align: center; display: block; box-sizing: border-box; font-weight: bold;\" href=\"https:\/\/urli.ai\/4aab5rKl\">\u7d22\u53d6\u4f01\u696d\u7559\u624d\u767d\u76ae\u66f8<\/a><\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u5982\u679c\u4f60\u6700\u8fd1\u767b\u5165 Vanguard \u5b98\u7db2\u67e5\u770b VTI \u7684\u7522\u54c1\u9801\u9762\uff0c\u53ef\u80fd\u6703\u6ce8\u610f\u5230\u7c21\u4ecb\u4e2d\u7684\u8ffd\u8e64\u6307\u6578\u6587\u5b57\u8b8a\u6210\u4e86\uff1a &#038;# [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"class_list":["post-16594","post","type-post","status-publish","format-standard","hentry","category-etf"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/16594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16594"}],"version-history":[{"count":1,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/16594\/revisions"}],"predecessor-version":[{"id":16595,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/16594\/revisions\/16595"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}