{"id":1671,"date":"2021-07-05T15:33:00","date_gmt":"2021-07-05T07:33:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1671"},"modified":"2021-07-05T15:33:00","modified_gmt":"2021-07-05T07:33:00","slug":"%e8%b2%b7%e9%80%b2%e6%8c%81%e6%9c%89%e8%b3%ba%e6%9b%b4%e5%a4%9a%ef%bc%8c%e6%99%82%e9%96%93%e9%81%a0%e6%af%94%e6%99%82%e6%a9%9f%e6%9b%b4%e9%87%8d%e8%a6%81%e3%80%82","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1671","title":{"rendered":"\u8cb7\u9032\u6301\u6709\u8cfa\u66f4\u591a\uff0c\u6642\u9593\u9060\u6bd4\u6642\u6a5f\u66f4\u91cd\u8981\u3002"},"content":{"rendered":"\n<p>\u8fd1\u671f\u6b50\u570b\u76c3\u7684\u8db3\u7403\u8cfd\u4e8b\u6b63\u5982\u706b\u5982\u837c\u7684\u9032\u884c\u7576\u4e2d\uff0c\u4e0a\u5468\u4e8c\u4e16\u754c\u76c3\u51a0\u8ecd\u968a\u6cd5\u570b\u5c0d\u4e0a\u745e\u58eb\u7684\u6bd4\u8cfd\u8b93\u5168\u4e16\u754c\u7684\u7403\u8ff7\u9ad8\u6f6e\u8fed\u8d77\uff0c\u76f4\u5230\u6700\u5f8c\u4e00\u523b 12 \u78bc\u7f70\u7403PK\u5927\u6230\u624d\u7531\u745e\u58eb\u5b88\u9580\u54e1\u63da\u00b7\u7d22\u83ab( Yann Sommer )\u6f02\u4eae\u64cb\u4e0b\u6cd5\u570b\u5929\u624d\u524d\u92d2\u59c6\u5df4\u4f69( Kylian Mbapp\u00e9 )\u7684\u9ede\u7403\uff0c\u6b63\u898f\u8cfd 3\uff1a3\uff0c12\u78bc PK \u6230 4\uff1a5\uff0c\u745e\u58eb\u7206\u51b7\u6dd8\u6c70\u6cd5\u570b\uff0c\u745e\u58eb\u777d\u9055\u00a083\u00a0\u5e74\u518d\u6b21\u6649\u7d1a\u6b50\u570b\u76c3 8 \u5f37\uff0c\u745e\u58eb\u5b88\u9580\u54e1\u63da\u00b7\u7d22\u83ab\u4e00\u5915\u6210\u70ba\u745e\u58eb\u4eba\u6c11\u7684\u82f1\u96c4\uff0c\u582a\u7a31\u4eca\u5e74\u8cfd\u4e8b\u6700\u5927\u9a5a\u5947\uff01\u00a012 \u78bc\u7f70\u7403\u975e\u5e38\u523a\u6fc0\uff0c\u7531\u65bc\u8ddd\u96e2\u8fd1\u3001\u8077\u696d\u7403\u54e1\u8173\u529b\u53c8\u5927\u3001\u53cd\u61c9\u6642\u9593\u975e\u5e38\u77ed\uff0c\u5b88\u9580\u54e1\u901a\u5e38\u8981\u5728\u5f88\u77ed\u7684\u6642\u9593\u505a\u51fa\u5224\u65b7\uff0c\u89c0\u5bdf\u6cd5\u570b VS \u745e\u58eb\u9019\u5834\u6bd4\u8cfd\uff0c\u4f60\u6703\u767c\u73fe\u6700\u5f8c 10 \u9846(\u5169\u908a\u5404 5 \u9846) 12 \u78bc\u7f70\u7403\u5169\u4f4d\u5b88\u9580\u54e1\u90fd\u9078\u64c7\u4e8b\u5148\u731c\u6e2c\u4e26\u64b2\u5411\u67d0\u4e00\u908a\uff0c\u800c\u4e0d\u662f\u7ad9\u5728\u7403\u9580\u4e2d\u9593\u4e0d\u52d5\uff0c\u5e78\u904b\u7684\u662f\uff0c\u745e\u58eb\u5b88\u9580\u54e1\u5728\u6700\u5f8c 1 \u6b21\u731c\u5c0d\u4e86\uff0c\u9806\u5229\u64cb\u4e0b\u6cd5\u570b\u968a\u9032\u653b\uff0c\u4f46\u5ba2\u89c0\u7684\u4e8b\u5be6\u662f\u524d 9 \u6b21\u64b2\u7403\u5169\u4f4d\u5b88\u9580\u54e1\u90fd\u6c92\u80fd\u9806\u5229\u64cb\u4e0b\uff0c10 \u6b21\u7f70\u7403\u5167\u5b88\u9580\u54e1\u50c5\u9806\u5229\u64cb\u4e0b 1 \u7403\uff0c\u6210\u529f\u64cb\u4e0b\u5c04\u9580\u7684\u6a5f\u7387\u5927\u7d04\u53ea\u6709 10% \u5de6\u53f3\uff01 \u5927\u5bb6\u6709\u6c92\u6709\u60f3\u904e\u7f70\u7403\u5927\u8cfd\u6642\u8e22\u7403\u8005\u5f80\u5de6\u908a\u3001\u4e2d\u9593\u3001\u53f3\u908a\u8e22\u7684\u6a5f\u7387\u5927\u6982\u662f\u591a\u5c11\u5462\uff1f\u9032\u653b\u8005\u4e00\u5b9a\u6703\u5f80\u5de6\u6216\u5f80\u53f3\u653b\u64ca\u55ce\uff1f\u5b88\u9580\u54e1\u6709\u6c92\u6709\u63d0\u9ad8\u64cb\u7403\u6210\u529f\u7387\u7684\u65b9\u6cd5\u5462\uff1f\u00a0\u5176\u5be6\u5c0d\u65bc\u5b88\u9580\u54e1\u4f86\u8aaa\uff0c<strong>\u300e\u4ec0\u9ebc\u90fd\u4e0d\u505a\uff0c\u9078\u64c7\u7559\u5728\u4e2d\u9593\u300f\u5c31\u662f\u500b\u63d0\u5347\u64cb\u7403\u6210\u529f\u7387\u7684\u597d\u65b9\u6cd5<\/strong>\uff0c\u4f60\u53ef\u80fd\u4ee5\u70ba\u6211\u5728\u958b\u73a9\u7b11\uff0c\u4f46\u6211\u5011\u53ef\u4ee5\u4f86\u770b\u770b\u4ee5\u4e0b\u5ba2\u89c0\u7684\u7814\u7a76\u6578\u64da\u3002\u00a0\u591a\u5e74\u4f86\uff0c\u4ee5\u8272\u5217\u7684\u7814\u7a76\u4eba\u54e1\u7814\u7a76\u4e86\u8fd1 300 \u6b21\u5404\u7a2e\u8db3\u7403\u8cfd\u4e8b\u7684 12 \u78bc\u7f70\u7403\uff0c\u5e0c\u671b\u900f\u904e\u7814\u7a76\u80fd\u4e86\u89e3\u5b88\u9580\u54e1\u548c\u524d\u92d2\u7684\u7b56\u7565(\u5982\u5716\u4e00)\u3002\u6709\u8da3\u7684\u662f\uff0c\u4ed6\u5011\u767c\u73fe\u524d\u92d2\u5c07\u7403\u8e22\u5f80\u5de6\u908a\u3001\u4e2d\u9593\u3001\u53f3\u908a\u7684\u6a5f\u7387\u5176\u5be6\u662f\u5dee\u4e0d\u591a\uff0c\u5404\u65b9\u5411\u63a5\u8fd1\u4e09\u5206\u4e4b\u4e00(32.2%\u300128.7%\u300139.2%)\uff0c\u4f46\u4ed6\u5011\u767c\u73fe\u5b88\u9580\u54e1\u6709\u8fd1 94% ( 49.3%+44.4%=93.7% ) \u7684\u6642\u9593\u6703\u9078\u64c7\u5f80\u53f3\u6216\u5f80\u5de6\u9032\u884c\u9810\u5224\u64b2\u6551\uff0c<strong>\u9019\u610f\u5473\u8457\u53ea\u6709\u8fd1 6% \u7684\u6642\u9593\u4ed6\u5011\u6703\u9078\u64c7\u7559\u5728\u4e2d\u9593\u3001\u4ec0\u9ebc\u90fd\u4e0d\u505a\u3002<\/strong>\u00a0\u5f9e\u8e22\u7403\u7684\u5206\u4f48\u53ef\u4ee5\u770b\u51fa\uff0c\u524d\u92d2\u9078\u64c7\u8e22\u4e2d\u8def\u7684\u6bd4\u4f8b( 28.7% )\u9060\u9060\u9ad8\u65bc\u5b88\u9580\u54e1\u9078\u64c7\u7ad9\u5728\u4e2d\u9593\u7684\u6bd4\u4f8b( 6.3 % )\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1097\" height=\"557\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-2.png\" alt=\"\" class=\"wp-image-1672\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-2.png 1097w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-2-300x152.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-2-1024x520.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-2-768x390.png 768w\" sizes=\"auto, (max-width: 1097px) 100vw, 1097px\" \/><figcaption>\u5716\u4e00\uff1a\u5b88\u9580\u54e1\u548c\u524d\u92d2\u7684\u7b56\u7565\u6bd4\u8f03\u3002\u8cc7\u6599\u4f86\u6e90\uff1aA Wealth of Common Sense\u3002<\/figcaption><\/figure>\n\n\n\n<p>\u4ee5\u4e0a\u7814\u7a76\u6578\u64da\u53ef\u4ee5\u767c\u73fe\uff0c\u524d\u92d2\u9078\u64c7\u8e22\u4e2d\u9593\u7684\u6bd4\u4f8b\u662f\u5b88\u9580\u54e1\u9078\u64c7\u7ad9\u5728\u4e2d\u9593\u7684\u6bd4\u4f8b\u7684 4 \u500d\u4e4b\u591a( 28.7%\/6.3% )\uff0c<strong>\u56e0\u6b64\u7814\u7a76\u4eba\u54e1\u8a8d\u70ba\uff0c\u5982\u679c\u5b88\u9580\u54e1\u9858\u610f\u4ec0\u9ebc\u90fd\u4e0d\u505a\uff0c\u4e0d\u4efb\u610f\u64b2\u5411\u4efb\u4f55\u4e00\u908a\uff0c\u5c07\u7559\u5728\u4e2d\u9593\u7684\u6bd4\u4f8b\u63d0\u9ad8\u81f3\u4e09\u6210\uff0c\u5c31\u5927\u6709\u6a5f\u6703\u53ef\u4ee5\u63d0\u5347\u64cb\u9580\u6210\u529f\u7684\u6a5f\u7387\uff01<\/strong>&nbsp;\u9019\u4e9b\u6578\u64da\u76f8\u4fe1\u5c08\u696d\u7684\u7403\u5718\u90fd\u53ef\u4ee5\u62ff\u5230\uff0c\u4f46\u70ba\u4ec0\u9ebc\u5b88\u9580\u54e1\u9078\u64c7\u7559\u5728\u4e2d\u9593\u7684\u6bd4\u4f8b\u9019\u9ebc\u4f4e\u5462\uff1f&nbsp;<strong>\u4e3b\u8981\u662f\u5fc3\u7406\u58d3\u529b\u8207\u73fe\u5834\u60c5\u7dd2\u56e0\u7d20<\/strong><strong>\u3002<\/strong>\u6709\u5b88\u9580\u54e1\u53d7\u8a2a\u6642\u627f\u8a8d\uff0c\u5982\u679c\u4ed6\u5011\u9078\u64c7\u7559\u5728\u4e2d\u9593\u7d50\u679c\u6709\u4e00\u9846\u7403\u8e22\u5230\u53f3\u908a\u6216\u5de6\u908a\uff0c\u4ed6\u5011\u6703\u611f\u89ba\u5f88\u7cdf\uff0c\u4e26\u4e14\u5fc5\u9808\u627f\u53d7\u88ab\u9f90\u5927\u7403\u8ff7\u8cac\u602a\u8207\u5c0d\u624b\u5632\u7b11\u7684\u60c5\u7dd2\u58d3\u529b\uff1b\u4f46\u5982\u679c\u4ed6\u5011\u64b2\u5411\u5de6\u908a\u6216\u53f3\u908a\uff0c\u7d50\u679c\u7403\u8e22\u5230\u4e2d\u9593\uff0c\u5118\u7ba1\u7d50\u679c\u4e0d\u4f73\uff0c\u4f46\u81f3\u5c11\u8aaa\u660e\u4e86\u4ed6\u5011\u5df2\u7d93\u63a1\u53d6\u884c\u52d5\u3001\u76e1\u4e86\u52aa\u529b\uff0c\u5fc3\u60c5\u4e0a\u6bd4\u8f03\u597d\u53d7\uff0c\u7403\u8ff7\u5011\u4e5f\u6bd4\u8f03\u5bb9\u6613\u63a5\u53d7\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6295\u8cc7\u662f\u4e0d\u662f\u4e5f\u662f\u9019\u6a23\u5462\uff1f<\/strong><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>\u4eba\u985e\u7e3d\u662f\u50be\u5411\u65bc\u300e\u63a1\u53d6\u884c\u52d5\u300f\u800c\u4e0d\u662f\u300e\u4e0d\u63a1\u53d6\u884c\u52d5\u300f\uff0c\u63a1\u53d6\u884c\u52d5\u6216\u8a31\u5c0d\u5927\u591a\u6578\u7684\u4e8b\u60c5\u90fd\u80fd\u5e36\u4f86\u6b63\u9762\u5f71\u97ff\uff1b\u4f46\u5c11\u6578\u4e8b\u4ef6\u5176\u5be6\u4e0d\u63a1\u53d6\u884c\u52d5\u53cd\u800c\u6536\u7a6b\u8f03\u591a\uff0c\u6295\u8cc7\u5c31\u662f\u5176\u4e2d\u4e00\u500b\u3002<\/strong><\/p><\/blockquote>\n\n\n\n<p>\u5728\u751f\u6d3b\u8207\u7d93\u9a57\u4e0a\uff0c\u9047\u5230\u4efb\u4f55\u554f\u984c\u8207\u56f0\u96e3\uff0c\u63a1\u53d6\u884c\u52d5( Do something )\u5f80\u5f80\u662f\u8f03\u597d\u7684\u9078\u64c7\uff0c\u5fc3\u60c5\u4e0a\u4e5f\u597d\u53d7\u4e00\u4e9b\uff0c\u8d8a\u52aa\u529b\u5f80\u5f80\u5c31\u80fd\u7372\u5f97\u8d8a\u591a\u7684\u56de\u5831\uff0c\u4e8b\u5be6\u4e0a\u7d55\u5927\u591a\u6578\u7684\u9818\u57df\u9019\u6a23\u7684\u60f3\u6cd5\u90fd\u662f\u6b63\u78ba\u7684\uff0c\u4e0d\u63a1\u53d6\u884c\u52d5( Do nothing ) \u5f80\u5f80\u53ea\u6703\u8b93\u4e8b\u60c5\u66f4\u7cdf\u3002&nbsp;<strong>\u4f46\u9019\u500b\u7d93\u9a57\u6cd5\u5247\u4e0d\u9069\u7528\u65bc\u91d1\u878d\u5e02\u5834\u3002\u5728\u6295\u8cc7\u9818\u57df\uff0c\u4f60\u52aa\u529b\u5f97\u8d8a\u591a\uff0c\u7d50\u679c\u4e0d\u4e00\u5b9a\u8d8a\u597d\uff1b\u76f8\u53cd\u5730\uff0c\u4ec0\u9ebc\u90fd\u4e0d\u505a\u53cd\u800c\u66f4\u80fd\u5728\u6295\u8cc7\u7e3e\u6548\u4e0a\u5e36\u4f86\u610f\u60f3\u4e0d\u5230\u7684\u6539\u5584\u3002<\/strong><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>\u6295\u8cc7\u91cd\u8981\u7684\u662f\u5f85\u5728\u5e02\u5834\u7684\u6642\u9593(Time in the market)\uff0c\u800c\u4e0d\u662f\u6311\u9078\u5e02\u5834\u6642\u6a5f(Timing the market)\u3002<\/strong><\/p><\/blockquote>\n\n\n\n<p>\u6574\u9ad4\u5e02\u5834\u9577\u671f\u8da8\u52e2\u5411\u4e0a\uff0c\u4f46\u77ed\u671f\u5e02\u5834\u96e3\u4ee5\u9810\u6e2c\uff0c\u6295\u8cc7\u4eba\u8d8a\u7a4d\u6975\u64cd\u4f5c\u5f80\u5f80\u4e0d\u662f\u9078\u5c0d\u6642\u6a5f\uff0c\u800c\u662f\u932f\u904e\u5e02\u5834\u5927\u6f32\u7684\u6642\u6a5f( \u5982\u5716\u4e8c )\uff0c\u53e6\u5916\uff0c\u983b\u7e41\u7684\u4ea4\u6613\u4ea6\u4f34\u96a8\u6602\u8cb4\u7684\u4ea4\u6613\u6210\u672c( \u5982\u5716\u4e09 )\uff0c\u9019\u4e9b\u90fd\u5c07\u56b4\u91cd\u62d6\u7d2f\u6295\u8cc7\u4eba\u7684\u6295\u8cc7\u7e3e\u6548\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1123\" height=\"670\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-3.jpg\" alt=\"\" class=\"wp-image-1673\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-3.jpg 1123w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-3-300x179.jpg 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-3-1024x611.jpg 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-3-768x458.jpg 768w\" sizes=\"auto, (max-width: 1123px) 100vw, 1123px\" \/><figcaption>\u5716\u4e8c\uff1a\u7576\u6295\u8cc7\u4eba\u6301\u7e8c\u6295\u8cc7 VS \u932f\u904e\u7e3e\u6548\u6700\u597d\u7684\u4ea4\u6613\u65e5\uff0c\u5831\u916c\u7387\u5c07\u6703\u5927\u4e0d\u76f8\u540c\u3002 \u8cc7\u6599\u4f86\u6e90\uff1aColumbia Managwment Investment Adviser.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"980\" height=\"573\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-4.jpg\" alt=\"\" class=\"wp-image-1674\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-4.jpg 980w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-4-300x175.jpg 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-4-768x449.jpg 768w\" sizes=\"auto, (max-width: 980px) 100vw, 980px\" \/><figcaption>\u5716\u4e09\uff1a\u6295\u8cc7\u4eba\u7684\u4ea4\u6613\u983b\u7387\u5c0d\u7e3e\u6548\u7684\u5f71\u97ff\u3002\u85cd\u8272\u67f1\u72c0\u5716\u4ee3\u8868\u6295\u8cc7\u4eba\u7e3e\u6548\uff0c\u7da0\u8272\u67f1\u72c0\u4ee3\u8868\u6295\u8cc7\u4eba\u4ea4\u6613\u983b\u7387\uff0c\u6b64\u5716\u53ef\u4ee5\u767c\u73fe\u7576\u6295\u8cc7\u4eba\u8d8a\u983b\u7e41\u4ea4\u6613\uff0c\u7e3e\u6548\u53cd\u800c\u8d8a\u5dee\u3002\u8cc7\u6599\u4f86\u6e90\uff1aMarketWatch\u3002<\/figcaption><\/figure>\n\n\n\n<p>JP Morgan\u6bcf\u5b63\u7684\u5e02\u5834\u7814\u7a76\u5831\u544a\u90fd\u6703\u5448\u73fe\u7f8e\u570b\u6295\u8cc7\u4eba\u8207\u5e02\u5834\u6307\u6578\u9577\u671f\u7e3e\u6548\u7684\u6bd4\u8f03( \u5982\u5716\u56db)\uff0c\u5f9e\u4e2d\u53ef\u4ee5\u767c\u73fe\u7f8e\u570b\u6295\u8cc7\u4eba\u9577\u671f\u7684\u5e73\u5747\u7e3e\u6548\u9060\u9060\u843d\u5f8c\u5e02\u5834\u5831\u916c\u5c07\u8fd14%\uff0c\u4e8b\u5be6\u8aaa\u660e\u6295\u8cc7\u4eba\u4e26\u6c92\u6709\u56e0\u70ba\u300c\u6709\u64cd\u4f5c\u300d\u800c\u7372\u5f97\u8f03\u597d\u7684\u56de\u5831\uff0c\u6295\u8cc7\u4eba\u9577\u671f\u7e3e\u6548\u751a\u81f3\u53ea\u6bd4\u901a\u81a8\u597d\u4e00\u4e9b\uff1b\u800c\u7576\u6301\u6709\u8cbc\u8fd1\u5e02\u5834\u5831\u916c\u7684\u5927\u76e4\u6307\u6578\uff0c\u9577\u671f\u8cb7\u9032\u6301\u6709\u7684\u7d50\u679c\u5f80\u5f80\u53ef\u4ee5\u5e36\u7d66\u6295\u8cc7\u4eba\u66f4\u597d\u7684\u5831\u916c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1262\" height=\"666\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-5.png\" alt=\"\" class=\"wp-image-1675\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-5.png 1262w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-5-300x158.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-5-1024x540.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/91-5-768x405.png 768w\" sizes=\"auto, (max-width: 1262px) 100vw, 1262px\" \/><figcaption>\u5716\u56db\uff1a\u7f8e\u570b S&amp;P 500 \u6307\u6578\u8207\u6295\u8cc7\u4eba\u7e3e\u6548\u8868\u73fe\u6bd4\u8f03\uff0c\u7d71\u8a08\u6642\u9593 1999-2019\u3002\u8cc7\u6599\u4f86\u6e90\uff1aJP Morgan\u3002<\/figcaption><\/figure>\n\n\n\n<p><strong>\u300e\u8cb7\u9032\u6301\u6709 ( Buy and hold ) \u300f\u5f9e\u4f86\u4e0d\u662f\u500b\u7c21\u55ae\u7684\u6c7a\u5b9a\uff0c\u4f46\u6295\u8cc7\u4eba\u8981\u77e5\u9053\u5728\u6295\u8cc7\u4e0a\u8010\u5fc3\u662f\u7a2e\u7f8e\u5fb7\u3001\u300c\u6642\u9593\u300d\u9060\u6bd4\u300c\u6642\u6a5f\u300d\u91cd\u8981\uff0c\u6642\u9593\u8207\u8907\u5229\u5c07\u5e36\u7d66\u9577\u671f\u6295\u8cc7\u4eba\u8c50\u539a\u7684\u56de\u5831\u3002<\/strong>&nbsp;\u7576\u4f60\u5df2\u7d93\u5236\u5b9a\u597d\u9577\u671f\u3001\u5206\u6563\u98a8\u96aa\u7684\u6295\u8cc7\u8a08\u5283\uff0c\u90a3\u9ebc\u9762\u5c0d\u5e02\u5834\u6ce2\u52d5\u6700\u597d\u7684\u89e3\u6cd5\uff0c\u300c\u8896\u624b\u65c1\u89c0\u3001\u4ec0\u9ebc\u90fd\u4e0d\u505a\u300d\u901a\u5e38\u5c31\u662f\u4f5c\u70ba\u6295\u8cc7\u8005\u7684\u6700\u4f73\u6c7a\u5b9a\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>\u300c\u6211\u4e26\u6c92\u6709\u8aaa\u6280\u8853\u5206\u6790\u7684\u7b56\u7565\u5f9e\u4f86\u4e0d\u8cfa\u9322\uff0c\u4ed6\u5011\u7d93\u5e38\u53ef\u4ee5\u8cfa\u9322\uff0c\u4f46\u91cd\u9ede\u662f\uff0c\u7c21\u55ae\u7684\u300e\u8cb7\u9032\u6301\u6709\u300f\u4e00\u6a23\u8cfa\u9322\uff0c\u751a\u81f3\u8cfa\u66f4\u591a\u300d\u2014\u300a\u6f2b\u6b65\u83ef\u723e\u8857\u300b\u58a8\u57fa\u723e<\/strong><\/p><\/blockquote>\n\n\n\n<p>\u671f\u5f85\u672a\u4f86\u6709\u66f4\u591a\u6587\u7ae0\u8207\u5927\u5bb6\u5206\u4eab\uff01\u795d\u5927\u5bb6\u6295\u8cc7\u9806\u5229\uff01<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8fd1\u671f\u6b50\u570b\u76c3\u7684\u8db3\u7403\u8cfd\u4e8b\u6b63\u5982\u706b\u5982\u837c\u7684\u9032\u884c\u7576\u4e2d\uff0c\u4e0a\u5468\u4e8c\u4e16\u754c\u76c3\u51a0\u8ecd\u968a\u6cd5\u570b\u5c0d\u4e0a\u745e\u58eb\u7684\u6bd4\u8cfd\u8b93\u5168\u4e16\u754c\u7684\u7403\u8ff7\u9ad8\u6f6e\u8fed\u8d77\uff0c\u76f4\u5230\u6700\u5f8c [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":1677,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[226,244,257,285,393,449,496],"class_list":["post-1671","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10","tag-226","tag-244","tag-257","tag-vs","tag-393","tag-449","tag-496"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1671","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1671"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1671\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/1677"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1671"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1671"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1671"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}