{"id":16735,"date":"2026-10-16T11:16:00","date_gmt":"2026-10-16T03:16:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=16735"},"modified":"2026-10-16T11:19:34","modified_gmt":"2026-10-16T03:19:34","slug":"investment-committee-guide","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=16735","title":{"rendered":"\u6295\u8cc7\u59d4\u54e1\u6703\u600e\u9ebc\u958b\uff1a\u8b70\u7a0b\u3001\u8cc7\u6599\u8207\u7d00\u9304"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u525b\u88ab\u6392\u9032\u6295\u8cc7\u7ba1\u7406\u5c0f\u7d44\u6216\u798f\u5229\u59d4\u54e1\u6703\u7684\u59d4\u54e1\uff0c\u5e38\u6703\u554f\u540c\u4e00\u500b\u554f\u984c\uff1a\u958b\u6703\u6642\u6211\u5230\u5e95\u8981\u770b\u4ec0\u9ebc\u3001\u8981\u6c7a\u5b9a\u4ec0\u9ebc\uff1f<\/p>\n\n<p 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class=\"wp-block-paragraph\">\u7f8e\u570b\u7684\u7d71\u4e00\u6a5f\u69cb\u57fa\u91d1\u5be9\u614e\u7ba1\u7406\u6cd5\uff08UPMIFA\uff09\u628a\u9019\u4e9b\u8cac\u4efb\u6982\u62ec\u70ba\u300c\u5be9\u614e\u300d\uff1a\u4ee5\u4e00\u822c\u5be9\u614e\u7684\u4eba\u5728\u985e\u4f3c\u60c5\u6cc1\u4e0b\u6703\u6709\u7684\u6ce8\u610f\u7a0b\u5ea6\u505a\u6c7a\u5b9a\uff0c\u4e26\u8abf\u67e5\u6c7a\u7b56\u6240\u4f9d\u64da\u7684\u8cc7\u8a0a<sup>[2]<\/sup>\u3002\u53f0\u7063\u6c92\u6709\u76f8\u540c\u7684\u6cd5\u5f8b\uff0c\u4f46\u9019\u662f\u570b\u969b\u4e0a\u8a55\u65b7\u59d4\u54e1\u6703\u662f\u5426\u76e1\u8cac\u7684\u901a\u7528\u6a19\u6e96\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u59d4\u54e1\u6703\u4e0d\u53ea\u51fa\u73fe\u5728\u5927\u5b78\u3002\u4f01\u696d\u7684\u798f\u5229\u59d4\u54e1\u6703\u4e5f\u5e38\u5e38\u662f\u4e00\u7b46\u9577\u671f\u8cc7\u91d1\u7684\u6c7a\u7b56\u8005\u3002\u4ee5 2023 \u5e74\u53f0\u5357\u4e00\u5bb6\u5ba4\u5167\u8a2d\u8a08\u516c\u53f8\u5c0e\u5165\u54e1\u5de5\u798f\u5132\u4fe1\u8a17\u70ba\u4f8b\uff0c\u7531\u516c\u53f8\u798f\u5229\u59d4\u54e1\u6703\u6c7a\u8b70\u6bcf\u5e74\u63d0\u64a5\u734e\u52f5\u91d1\uff0c\u54e1\u5de5\u81ea\u9078\u5132\u84c4\u6216\u6295\u8cc7\uff0c\u4fe1\u8a17\u7531\u4e2d\u570b\u4fe1\u8a17\u8fa6\u7406\uff0c\u6295\u8cc7\u7d44\u5408\u7531\u963f\u723e\u767c\u6295\u9867\u4ee5\u6a5f\u5668\u4eba\u7406\u8ca1\u7522\u751f\uff0c\u54e1\u5de5\u53ef\u5728\u9280\u884c\u7db2\u9280\u67e5\u8a62\u81ea\u5df1\u7684\u8cc7\u7522<sup>[3]<\/sup>\u3002\u6c7a\u8b70\u63d0\u64a5\u591a\u5c11\u3001\u6aa2\u8996\u6295\u8cc7\u72c0\u6cc1\uff0c\u5c31\u662f\u9019\u500b\u59d4\u54e1\u6703\u6bcf\u5e74\u8981\u958b\u6703\u8655\u7406\u7684\u4e8b\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4e00\u6b21\u6703\u8b70\u7684\u57fa\u672c\u8b70\u7a0b<\/h2>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u9806\u5e8f<\/th>\n<th>\u8b70\u7a0b<\/th>\n<th>\u8981\u56de\u7b54\u7684\u554f\u984c<\/th>\n<th>\u6703\u8b70\u7522\u51fa<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>\u78ba\u8a8d\u4e0a\u6b21\u7d00\u9304\u8207\u5f85\u8fa6<\/td>\n<td>\u4e0a\u6b21\u7684\u6c7a\u8b70\u57f7\u884c\u4e86\u6c92\uff1f\u7d50\u679c\u5982\u4f55\uff1f<\/td>\n<td>\u5f85\u8fa6\u7d50\u6848\u6216\u5ef6\u7e8c<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>\u5e02\u5834\u8207\u7d93\u6fdf\u6982\u6cc1<\/td>\n<td>\u548c\u672c\u57fa\u91d1\u6709\u95dc\u7684\u8b8a\u5316\u662f\u4ec0\u9ebc\uff1f<\/td>\n<td>\u80cc\u666f\uff0c\u4e0d\u505a\u9810\u6e2c<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>\u6295\u8cc7\u7d44\u5408\u73fe\u6cc1<\/td>\n<td>\u914d\u7f6e\u548c\u6295\u8cc7\u653f\u7b56\u66f8\u5dee\u591a\u5c11\uff1f\u5831\u916c\u6bd4\u57fa\u6e96\u5982\u4f55\uff1f\u98a8\u96aa\u3001\u63d0\u9818\u9700\u6c42\u6709\u6c92\u6709\u8b8a\uff1f<\/td>\n<td>\u504f\u96e2\u8207\u98a8\u96aa\u7684\u5224\u8b80<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>\u9700\u8981\u6c7a\u8b70\u7684\u4e8b\u9805<\/td>\n<td>\u504f\u96e2\u8d85\u904e\u5340\u9593\u8981\u4e0d\u8981\u8655\u7406\uff1f\u6295\u8cc7\u653f\u7b56\u66f8\u8981\u4e0d\u8981\u4fee\uff1f\u9867\u554f\u8981\u4e0d\u8981\u7e8c\u4efb\uff1f<\/td>\n<td>\u6c7a\u8b70\u8207\u57f7\u884c\u4eba<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>\u5176\u4ed6\u8207\u4e0b\u6b21\u6703\u8b70<\/td>\n<td>\u4e0b\u6b21\u4ec0\u9ebc\u6642\u5019\u958b\u3001\u8981\u6e96\u5099\u4ec0\u9ebc\uff1f<\/td>\n<td>\u6703\u8b70\u6642\u9593\u8207\u8cc7\u6599\u6e05\u55ae<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p 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class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u53ea\u5beb\u7d50\u679c\u7684\u7d00\u9304<\/th>\n<th>\u80fd\u8aaa\u660e\u7406\u7531\u7684\u7d00\u9304<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u51fa\u5e2d<\/td>\n<td>\u51fa\u5e2d\u59d4\u54e1\u540d\u55ae<\/td>\n<td>\u52a0\u4e0a\u8ff4\u907f\u7684\u59d4\u54e1\u8207\u8ff4\u907f\u7684\u8b70\u6848<\/td>\n<\/tr>\n<tr>\n<td>\u4f9d\u64da<\/td>\n<td>\u7121<\/td>\n<td>\u6bcf\u500b\u6c7a\u8b70\u4f9d\u64da\u7684\u8cc7\u6599\uff08\u9644\u4ef6\u540d\u7a31\u6216\u6a94\u540d\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u8a0e\u8ad6<\/td>\n<td>\u7121<\/td>\n<td>\u8a0e\u8ad6\u904e\u7684\u4e0d\u540c\u610f\u898b\uff0c\u4ee5\u53ca\u6700\u5f8c\u63a1\u7528\u7684\u7406\u7531<\/td>\n<\/tr>\n<tr>\n<td>\u6c7a\u8b70<\/td>\n<td>\u300c\u7167\u6848\u901a\u904e\u300d<\/td>\n<td>\u6c7a\u8b70\u5167\u5bb9\u3001\u57f7\u884c\u4eba\u3001\u5b8c\u6210\u6642\u9593<\/td>\n<\/tr>\n<tr>\n<td>\u8ffd\u8e64<\/td>\n<td>\u7121<\/td>\n<td>\u4e0b\u6b21\u6703\u8b70\u78ba\u8a8d\u57f7\u884c\u7d50\u679c<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">\u63db\u4e86\u4e00\u6279\u59d4\u54e1\uff0c\u6216\u5be9\u8a08\u3001\u4e3b\u7ba1\u6a5f\u95dc\u4f86\u67e5\u6642\uff0c\u7d00\u9304\u662f\u8aaa\u660e\u300c\u7576\u6642\u70ba\u4ec0\u9ebc\u9019\u6a23\u6c7a\u5b9a\u300d\u7684\u4e3b\u8981\u4f9d\u64da\u3002\u53d7\u8a17\u8cac\u4efb\u770b\u7684\u662f\u6c7a\u7b56\u904e\u7a0b\uff0c\u4e0d\u662f\u7d50\u679c\uff1b\u6295\u8cc7\u7d50\u679c\u4e0d\u597d\u6642\uff0c\u7d00\u9304\u80fd\u8b49\u660e\u6c7a\u7b56\u5728\u7576\u6642\u662f\u5408\u7406\u7684\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4e00\u5e74\u7684\u6703\u8b70\u7bc0\u594f<\/h2>\n\n<p class=\"wp-block-paragraph\">\u9664\u4e86\u4f8b\u884c\u6703\u8b70\uff0c\u6bcf\u5e74\u81f3\u5c11\u5b89\u6392\u4e00\u6b21\u6574\u9ad4\u6aa2\u8996\u3002\u5e38\u898b\u7684\u7bc0\u594f\u5982\u4e0b\uff1a<\/p>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u6703\u8b70<\/th>\n<th>\u6642\u9593<\/th>\n<th>\u91cd\u9ede<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u4f8b\u884c\u6703\u8b70<\/td>\n<td>\u6bcf\u5b63\u4e00\u6b21<\/td>\n<td>\u914d\u7f6e\u3001\u7e3e\u6548\u3001\u98a8\u96aa\u3001\u63d0\u9818\uff1b\u8655\u7406\u504f\u96e2\u8207\u5f85\u8fa6<\/td>\n<\/tr>\n<tr>\n<td>\u5e74\u5ea6\u6aa2\u8996<\/td>\n<td>\u6bcf\u5e74\u4e00\u6b21<\/td>\n<td>\u6295\u8cc7\u653f\u7b56\u66f8\u7684\u76ee\u6a19\u3001\u98a8\u96aa\u3001\u914d\u7f6e\u5340\u9593\u662f\u5426\u9084\u5408\u9069\uff1b\u63d0\u9818\u9700\u6c42\u8207\u6d41\u52d5\u6027\uff1b\u5916\u90e8\u9867\u554f\u6216\u53d7\u8a17\u6a5f\u69cb\u7684\u8868\u73fe\u3001\u8cbb\u7528\u8207\u6536\u8cbb\u4f86\u6e90\uff1b\u59d4\u54e1\u7d44\u6210\u8207\u5229\u76ca\u885d\u7a81\u63ed\u9732\u66f4\u65b0<\/td>\n<\/tr>\n<tr>\n<td>\u81e8\u6642\u6703\u8b70<\/td>\n<td>\u5e02\u5834\u5287\u70c8\u8b8a\u52d5\u6216\u91cd\u5927\u4e8b\u4ef6\u6642<\/td>\n<td>\u78ba\u8a8d\u72c0\u6cc1\uff0c\u4f9d\u6295\u8cc7\u653f\u7b56\u66f8\u539f\u5247\u8655\u7406\uff0c\u4e0d\u6539\u9577\u671f\u653f\u7b56<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/\u59d4\u54e1\u6703\u6703\u8b70\u5faa\u74b0.png\" alt=\"\u6295\u8cc7\u59d4\u54e1\u6703\u4e00\u5e74\u7684\u6703\u8b70\u5faa\u74b0\uff1a\u56db\u6b21\u4f8b\u884c\u6703\u8b70\u8207\u4e00\u6b21\u5e74\u5ea6\u6aa2\u8996\uff0c\u5e74\u5ea6\u6aa2\u8996\u7684\u7d50\u8ad6\u56de\u994b\u5230\u6295\u8cc7\u653f\u7b56\u66f8\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\">\u5c0d\u570b\u7acb\u5927\u5b78\u6821\u52d9\u57fa\u91d1\u4f86\u8aaa\uff0c\u5e74\u5ea6\u6aa2\u8996\u4e5f\u662f\u6e96\u5099\u5e74\u5ea6\u6295\u8cc7\u898f\u5283\u8207\u7e3e\u6548\u5831\u544a\u66f8\u4e2d\u6295\u8cc7\u6548\u76ca\u7684\u6642\u9ede<sup>[5]<\/sup>\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5e38\u898b\u554f\u984c<\/h2>\n\n<h3 class=\"wp-block-heading\">\u59d4\u54e1\u6703\u591a\u4e45\u958b\u4e00\u6b21\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u5e38\u898b\u662f\u6bcf\u5b63\u4e00\u6b21\uff0c\u52a0\u4e0a\u4e00\u6b21\u5e74\u5ea6\u6aa2\u8996\uff1b\u5e02\u5834\u5287\u70c8\u8b8a\u52d5\u6642\u53ef\u4ee5\u52a0\u958b\uff0c\u4f46\u6c7a\u7b56\u4ecd\u61c9\u4f9d\u6295\u8cc7\u653f\u7b56\u66f8\u7684\u539f\u5247\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u59d4\u54e1\u4e00\u5b9a\u8981\u6709\u6295\u8cc7\u5c08\u696d\u55ce\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u4e0d\u4e00\u5b9a\u5168\u90e8\u90fd\u8981\uff0c\u4f46\u81f3\u5c11\u8981\u6709\u4eba\u80fd\u770b\u61c2\u5831\u8868\u8207\u98a8\u96aa\u6307\u6a19\u3002\u4e0d\u5c11\u5b78\u6821\u7684\u6295\u8cc7\u7ba1\u7406\u5c0f\u7d44\u8981\u9ede\u660e\u8a02\u53ef\u4ee5\u8058\u8acb\u6821\u5916\u8ca1\u7d93\u5c08\u5bb6\u64d4\u4efb\u59d4\u54e1\u6216\u9867\u554f\uff1b\u4e5f\u6709\u6a5f\u69cb\u628a\u8cc7\u6599\u6574\u7406\u8207\u7814\u7a76\u4ea4\u7d66\u5916\u90e8\u9867\u554f\uff0c\u59d4\u54e1\u5c08\u6ce8\u5728\u5224\u8b80\u8207\u6c7a\u7b56\u3002<\/p>\n\n<h3 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href=\"https:\/\/urli.ai\/4aab5rKl\">\u7d22\u53d6\u4f01\u696d\u7559\u624d\u767d\u76ae\u66f8<\/a><\/div>\n<\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\">\u53c3\u8003\u6587\u737b<\/h2>\n\n<ul class=\"wp-block-list\">\n<li>[1] \u570b\u7acb\u5927\u5b78\u6821\u9662\u6821\u52d9\u57fa\u91d1\u8a2d\u7f6e\u689d\u4f8b\uff082015\u5e742\u67084\u65e5\u4fee\u6b63\uff09\u3002\u5168\u570b\u6cd5\u898f\u8cc7\u6599\u5eab\u3002https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?pcode=H0030025<\/li>\n<li>[2] Uniform Law Commission. (2006). <em>Uniform prudent management of institutional funds act<\/em>.<\/li>\n<li>[3] \u8a31\u4fca\u63da\uff082023\u5e748\u67088\u65e5\uff09\u3002\u842c\u5bf6\u9686\u7a7a\u9593\u8a2d\u8a08\u798f\u5132\u4fe1\u8a17 \u6253\u9020\u5e78\u798f\u4f01\u696d\u3002\u5de5\u5546\u6642\u5831\u3002https:\/\/www.ctee.com.tw\/news\/20230808700302-431208<\/li>\n<li>[4] \u5275\u696d\u5c0f\u805a\uff082026\u5e743\u67087\u65e5\uff09\u3002\u767e\u5104 AI \u57fa\u91d1\u9996\u5e74\u50c5\u6295 7,500 \u842c\uff1f\u6578\u767c\u90e8\u516c\u5e03 5 \u5bb6\u7372\u6295\u65b0\u5275\uff0c\u8a93\u8a00\u52a0\u901f\u91cb\u653e\u52d5\u80fd\u3002\u79d1\u6280\u65b0\u5831\u3002https:\/\/technews.tw\/?p=1520580<\/li>\n<li>[5] \u570b\u7acb\u5927\u5b78\u6821\u9662\u6821\u52d9\u57fa\u91d1\u7ba1\u7406\u53ca\u76e3\u7763\u8fa6\u6cd5\uff082021\u5e745\u670819\u65e5\u4fee\u6b63\uff09\u3002\u5168\u570b\u6cd5\u898f\u8cc7\u6599\u5eab\u3002https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?PCode=H0030026<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\u6295\u8cc7\u59d4\u54e1\u6703\u7684\u5de5\u4f5c\u662f\u8a02\u653f\u7b56\u3001\u76e3\u7763\u57f7\u884c\u3001\u7559\u4e0b\u7d00\u9304\uff0c\u800c\u4e0d\u662f\u6bcf\u6b21\u958b\u6703\u731c\u5e02\u5834\u3002\u672c\u6587\u6574\u7406\u59d4\u54e1\u6703\u7684\u8cac\u4efb\u3001\u4e00\u6b21\u6703\u8b70\u7684\u8b70\u7a0b\u8207\u8cc7\u6599\u3001\u7d00\u9304\u8981\u5beb\u5230\u4ec0\u9ebc\u7a0b\u5ea6\u3001\u4e00\u5e74\u7684\u6703\u8b70\u7bc0\u594f\uff0c\u4e26\u5c0d\u7167\u53f0\u7063\u6821\u52d9\u57fa\u91d1\u6295\u8cc7\u7ba1\u7406\u5c0f\u7d44\u8207\u4f01\u696d\u798f\u5229\u59d4\u54e1\u6703\u7684\u5be6\u4f8b\u3002<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"\u6295\u8cc7\u59d4\u54e1\u6703\u7684\u5de5\u4f5c\u662f\u8a02\u653f\u7b56\u3001\u76e3\u7763\u3001\u7559\u7d00\u9304\u3002\u6574\u7406\u8b70\u7a0b\u3001\u6703\u8b70\u8cc7\u6599\u3001\u7d00\u9304\u5beb\u6cd5\u8207\u4e00\u5e74\u7684\u7bc0\u594f\u3002","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[563],"tags":[583,572,570,579,582,581,573,623],"class_list":["post-16735","post","type-post","status-publish","format-standard","hentry","category-ai-ocio","tag-583","tag-572","tag-570","tag-579","tag-582","tag-581","tag-573","tag-623"],"blocksy_meta":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/16735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16735"}],"version-history":[{"count":5,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/16735\/revisions"}],"predecessor-version":[{"id":16903,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/16735\/revisions\/16903"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}