{"id":1696,"date":"2021-07-12T16:04:00","date_gmt":"2021-07-12T08:04:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1696"},"modified":"2026-06-04T18:12:32","modified_gmt":"2026-06-04T10:12:32","slug":"%e9%98%bf%e7%88%be%e7%99%bc%e9%a2%a8%e9%9a%aa%e7%ad%89%e7%b4%9a%e4%bb%8b%e7%b4%b9-why-risk-matters","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1696","title":{"rendered":"\u963f\u723e\u767c\u98a8\u96aa\u7b49\u7d1a\u4ecb\u7d39-Why Risk Matters"},"content":{"rendered":"\n<p>\u5728\u500b\u4eba\u6295\u8cc7\u7406\u8ca1\u898f\u5283\u4e2d\uff0c\u5c0d\u65bc\u81ea\u8eab\u7684\u98a8\u96aa\u7b49\u7d1a\u8a55\u4f30\u662f\u4e00\u4ef6\u5f88\u91cd\u8981\u4f46\u5f80\u5f80\u88ab\u6295\u8cc7\u4eba\u5ffd\u7565\u7684\u90e8\u5206\u3002\u9078\u64c7\u9069\u5408\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u624d\u80fd\u5728\u96dc\u8a0a\u904e\u591a\u7684\u8cc7\u672c\u5e02\u5834\u4e2d\uff0c\u4e45\u4f4f\u9577\u5c45\u3002\u800c\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u5c0d\u65bc\u6295\u8cc7\u4eba\u7684\u98a8\u96aa\u7b49\u7d1a\u8a55\u4f30\u7e3d\u5171\u5206\u70ba\u4e09\u500b\u90e8\u5206\uff0c\u5206\u5225\u662f\u98a8\u96aa\u627f\u64d4\u80fd\u529b\u3001\u98a8\u96aa\u627f\u64d4\u610f\u9858\u4ee5\u53ca\u884c\u70ba\u504f\u597d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-1-color\">\u98a8\u96aa\u627f\u64d4\u80fd\u529b<\/mark><\/h3>\n\n\n\n<p>\u98a8\u96aa\u627f\u64d4\u80fd\u529b\u7c21\u800c\u8a00\u4e4b:\u300c\u5982\u679c\u9019\u9805\u6295\u8cc7\u8667\u640d\u4e86\uff0c\u5c0d\u65bc\u81ea\u8eab\u751f\u6d3b\u6703\u4e0d\u6703\u7522\u751f\u91cd\u5927\u5f71\u97ff\u300d\u3002\u98a8\u96aa\u627f\u64d4\u80fd\u529b\u8d8a\u9ad8\uff0c\u6295\u8cc7\u5931\u6557\u5c0d\u65bc\u81ea\u8eab\u751f\u6d3b\u5f71\u97ff\u8d8a\u5c0f\u3002\u76f8\u95dc\u7684\u5224\u5225\u8b8a\u6578\u6709\uff0c\u5e74\u9f61\u3001\u8077\u696d\u4ee5\u53ca\u6536\u5165\u7b49\u7b49\u3002<\/p>\n\n\n\n<p>\u4ee5\u300c\u5e74\u9f61\u300d\u4f86\u8aaa\uff0c\u5e74\u7d00\u8d8a\u8f15\uff0c\u98a8\u96aa\u627f\u64d4\u7684\u80fd\u529b\u8d8a\u597d\uff0c\u56e0\u70ba\u5e74\u8f15\u4eba\u7684\u6642\u9593\u7d05\u5229\u8f03\u9ad8\uff0c\u5373\u4fbf\u9019\u5e7e\u5e74\u7684\u6295\u8cc7\u8f03\u4e0d\u7406\u60f3\uff0c\u4ecd\u7136\u6709\u8db3\u5920\u7684\u6642\u9593\u53ef\u4ee5\u8abf\u6574\u4ee5\u53ca\u91cd\u65b0\u7d2f\u7a4d\u672c\u91d1\u3002<\/p>\n\n\n\n<p>\u5728\u300c\u8077\u696d\u300d\u9762\u5411\uff0c\u6e96\u78ba\u4f86\u8aaa\uff0c\u8861\u91cf\u7684\u662f\u6295\u8cc7\u4eba\u7684\u6536\u5165\u4f86\u6e90\u662f\u4e0d\u662f\u8db3\u5920\u7a69\u5b9a\u3002\u4ee5\u300c\u516c\u52d9\u54e1\u300d\u9019\u500b\u8077\u696d\u4f86\u8aaa\uff0c\u5c31\u662f\u6536\u5165\u975e\u5e38\u7a69\u5b9a\u7684\u8077\u696d\uff0c\u653f\u5e9c\u5012\u9589\u7684\u6a5f\u7387\u76f8\u5c0d\u4f86\u7684\u4f4e\uff0c\u4e5f\u5c31\u4e0d\u6703\u6709\u56e0\u70ba\u53d7\u96c7\u4f01\u696d\u5012\u9589\u800c\u5f71\u97ff\u6536\u5165\u4f86\u6e90\u7684\u98a8\u96aa\uff0c\u4e14\u88ab\u516c\u53f8\u958b\u9664\u7684\u6a5f\u6703\u4e5f\u4e0d\u5927\u3002\u56e0\u6b64\u4ee5\u516c\u52d9\u54e1\u9019\u500b\u8077\u696d\u800c\u8a00\uff0c\u98a8\u96aa\u627f\u64d4\u80fd\u529b\u975e\u5e38\u9ad8\u3002<\/p>\n\n\n\n<p>\u6536\u5165\u65b9\u9762\u4f86\u8aaa\uff0c\u76f4\u89ba\u7684\u5c31\u53ef\u4ee5\u7406\u89e3\uff0c\u6536\u5165\u8f03\u9ad8\u7684\u4eba\u5373\u4f7f\u76ee\u524d\u672c\u91d1\u56e0\u70ba\u6295\u8cc7\u5931\u5229\u800c\u5931\u53bb\u4e86\uff0c\u4ecd\u7136\u53ef\u4ee5\u900f\u904e\u5176\u4ed6\u8f03\u9ad8\u7684\u6536\u5165\u5728\u77ed\u671f\u5167\u5feb\u901f\u7684\u7d2f\u7a4d\u56de\u4f86\uff0c\u6240\u4ee5\u76f8\u5c0d\u5176\u4ed6\u4eba\uff0c\u6709\u66f4\u591a\u7684\u5617\u8a66\u6a5f\u6703\u3002\u56e0\u6b64\u6536\u5165\u8d8a\u9ad8\u7684\u4eba\uff0c\u98a8\u96aa\u627f\u64d4\u80fd\u529b\u8d8a\u597d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1122\" height=\"1402\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2021\/07\/ChatGPT-Image-2026\u5e746\u67084\u65e5-\u4e0b\u534806_02_22.png\" alt=\"\" class=\"wp-image-16186\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2021\/07\/ChatGPT-Image-2026\u5e746\u67084\u65e5-\u4e0b\u534806_02_22.png 1122w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2021\/07\/ChatGPT-Image-2026\u5e746\u67084\u65e5-\u4e0b\u534806_02_22-240x300.png 240w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2021\/07\/ChatGPT-Image-2026\u5e746\u67084\u65e5-\u4e0b\u534806_02_22-819x1024.png 819w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2021\/07\/ChatGPT-Image-2026\u5e746\u67084\u65e5-\u4e0b\u534806_02_22-768x960.png 768w\" sizes=\"auto, (max-width: 1122px) 100vw, 1122px\" \/><figcaption class=\"wp-element-caption\"><br><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-1-color\">\u98a8\u96aa\u627f\u64d4\u610f\u9858<\/mark><\/h3>\n\n\n\n<p>\u98a8\u96aa\u627f\u64d4\u610f\u9858\uff0c\u6bcf\u500b\u4eba\u5c0d\u65bc\u98a8\u96aa\u7684\u5fcd\u53d7\u7a0b\u5ea6\u4e0d\u540c\uff0c\u6709\u7684\u4eba\u53ef\u4ee5\u5fcd\u53d7\u8cc7\u7522\u50f9\u683c\u5de8\u5e45\u6ce2\u52d5\uff0c\u4f46\u6709\u7684\u4eba\u53ea\u8981\u50f9\u683c\u6709\u4e00\u9ede\u7684\u6ce2\u52d5\u5c31\u6703\u611f\u5230\u4e0d\u5b89\u3002\u98a8\u96aa\u627f\u64d4\u610f\u9858\u4f4e\u7684\u6295\u8cc7\u4eba\u6301\u6709\u7a4d\u6975\u578b\u7684\u6295\u8cc7\u7d44\u5408\u6216\u98a8\u96aa\u627f\u64d4\u610f\u9858\u9ad8\u7684\u6295\u8cc7\u4eba\u6301\u6709\u4fdd\u5b88\u578b\u7684\u6295\u8cc7\u7d44\u5408\u7686\u4e0d\u662f\u9069\u5408\u3002<\/p>\n\n\n\n<p>\u8005\u5f88\u660e\u986f\uff0c\u98a8\u96aa\u627f\u64d4\u610f\u9858\u4f4e\u7684\u6295\u8cc7\u4eba\u5bb9\u6613\u56e0\u70ba\u5e02\u5834\u77ed\u671f\u5167\u7684\u6ce2\u52d5\u53d7\u5230\u9a5a\u5687\uff0c\u5f71\u97ff\u6295\u8cc7\u4eba\u7121\u6cd5\u9577\u671f\u53c3\u8207\u5e02\u5834\uff0c\u96e3\u4ee5\u767c\u63ee\u8907\u5229\u6548\u679c\u3002\u5f8c\u8005\u800c\u8a00\uff0c\u9ad8\u98a8\u96aa\u7684\u6295\u8cc7\u7d44\u5408\u4ee5\u6b77\u53f2\u8cc7\u6599\u800c\u8a00\uff0c\u9577\u671f\u4e0b\u4f86\u7684\u5e74\u5316\u5831\u916c\u7387\u90fd\u6bd4\u4f4e\u98a8\u96aa\u7684\u6295\u8cc7\u7d44\u5408\u4f86\u7684\u9ad8\uff0c\u4ee5\u6a5f\u6703\u6210\u672c\u4e0a\u8003\u91cf\uff0c\u63a8\u85a6\u98a8\u96aa\u627f\u64d4\u610f\u9858\u9ad8\u7684\u6295\u8cc7\u4eba\u6295\u8cc7\u4fdd\u5b88\u578b\u7684\u6295\u8cc7\u7d44\u5408\u4e26\u4e0d\u662f\u5c0d\u8a72\u6295\u8cc7\u4eba\u6700\u597d\u7684\u6295\u8cc7\u898f\u5283\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1122\" height=\"1402\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2021\/07\/ChatGPT-Image-2026\u5e746\u67084\u65e5-\u4e0b\u534806_05_05.png\" alt=\"\" class=\"wp-image-16187\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2021\/07\/ChatGPT-Image-2026\u5e746\u67084\u65e5-\u4e0b\u534806_05_05.png 1122w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2021\/07\/ChatGPT-Image-2026\u5e746\u67084\u65e5-\u4e0b\u534806_05_05-240x300.png 240w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2021\/07\/ChatGPT-Image-2026\u5e746\u67084\u65e5-\u4e0b\u534806_05_05-819x1024.png 819w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2021\/07\/ChatGPT-Image-2026\u5e746\u67084\u65e5-\u4e0b\u534806_05_05-768x960.png 768w\" sizes=\"auto, (max-width: 1122px) 100vw, 1122px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color 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