{"id":1781,"date":"2021-08-23T10:17:00","date_gmt":"2021-08-23T02:17:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1781"},"modified":"2021-08-23T10:17:00","modified_gmt":"2021-08-23T02:17:00","slug":"vanguard%e6%98%af%e4%bb%80%e9%ba%bc%ef%bc%9f%e4%bd%a0%e4%b8%80%e5%ae%9a%e8%a6%81%e7%9f%a5%e9%81%93vanguard%e9%80%99%e5%ae%b6%e5%85%ac%e5%8f%b8%e7%9a%84%e4%b8%89%e5%80%8b%e7%89%b9%e8%89%b2%ef%bc%81","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1781","title":{"rendered":"Vanguard\u662f\u4ec0\u9ebc\uff1f\u70ba\u4f55\u963f\u723e\u767c\u6838\u5fc3\u6295\u8cc7\u7d44\u5408\u9078\u7528Vanguard\u5148\u92d2\u9818\u822a\u7684ETF\uff1f"},"content":{"rendered":"\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-\">\u963f\u723e\u767c\u966a\u60a8\u4e00\u8d77\u5b89\u5fc3\u9054\u6210\u8ca1\u52d9\u76ee\u6a19<\/a><\/li><li><a href=\"#aioseo-vanguard\">Vanguard\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li><a href=\"#aioseo-vanguard\">Vanguard\u547d\u540d\u7684\u7531\u4f86\u662f\uff1f<\/a><\/li><li><a href=\"#aioseo-vanguard\">Vanguard\u7684\u7279\u8272<\/a><ul><li><a href=\"#aioseo-1\">\u7279\u82721\u3001Vanguard\u64c1\u6709\u4e16\u754c\u552f\u4e00\u7684\u5171\u540c\u6240\u6709\u6b0a\u80a1\u6771\u7d50\u69cb<\/a><\/li><li><a href=\"#aioseo-\">\u4ec0\u9ebc\u662f\u5171\u540c\u6240\u6709\u6b0a\uff1f<\/a><\/li><li><a href=\"#aioseo-2\">\u7279\u82722\u3001Vanguard\u662f\u57fa\u91d1\u7522\u696d\u964d\u4f4e\u6210\u672c\u7684\u9818\u5c0e\u8005<\/a><\/li><li><a href=\"#aioseo-3\">\u7279\u82723\u3001Vanguard\u57fa\u91d1\u8207ETF\u7684\u8868\u73fe\u512a\u65bc\u540c\u696d<\/a><\/li><li><a href=\"#aioseo-\">\u7279\u8272\u56db\u3001\u8b93\u8afe\u8c9d\u723e\u7d93\u6fdf\u5b78\u734e\u5f97\u4e3b\u90fd\u5b89\u5fc3\u5730\u6295\u8cc7<\/a><\/li><\/ul><\/li><li><a href=\"#aioseo-vanuard\">\u70ba\u4f55\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u9078\u64c7Vanuard ETF<\/a><\/li><\/ul><\/div>\n\n\n\n<p>\u5982\u679c\u60a8\u6709\u9577\u671f\u95dc\u6ce8<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\" title=\"ETF\u662f\u4ec0\u9ebc\uff1fETF\u65b0\u624b\u6295\u8cc7\u6307\u6578\u578bETF\u76846\u5927\u91cd\u9ede\u4e00\u6b21\u770b\uff01\">ETF<\/a>\u6216\u6307\u6578\u57fa\u91d1\u7684\u767c\u5c55\uff0c\u90a3\u60a8\u53ef\u80fd\u5df2\u7d93\u6ce8\u610f\u5230\u570b\u5916\u8a31\u591a\u8ca1\u7d93\u90e8\u843d\u683c\u53ca\u6295\u8cc7\u4eba\u82b1\u4e86\u975e\u5e38\u591a\u6642\u9593\u8a0e\u8ad6\u300eVanguard \u5148\u92d2\u96c6\u5718\u300f\u9019\u5bb6\u516c\u53f8\uff0c\u800c\u6392\u9664\u5176\u4ed6\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\uff0c\u5982\u679c\u4f60\u4e0d\u77e5\u9053\u70ba\u4ec0\u9ebcVanguard \u5982\u6b64\u7279\u5225\uff08\u76ee\u524d\u5728\u6295\u8cc7\u4e0aVanguard\u767c\u884c\u4e4bETF\u4e5f\u662f\u963f\u723e\u767c\u5efa\u69cb\u6295\u8cc7\u7d44\u5408\u7684\u7b2c\u4e00\u9078\u64c7\uff09\uff0c\u9019\u7bc7\u6587\u7ae0\u9069\u5408\u4f60\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-vanguard\">Vanguard\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>Vanguard Group\uff0c\u53c8\u7a31\u5148\u92d2\u9818\u822a\uff0c\u662f\u4e16\u754c\u4e0a\u6700\u5927\u7684\u6295\u8cc7\u516c\u53f8\u4e4b\u4e00\uff0c\u63d0\u4f9b\u5ba2\u6236\u773e\u591a\u4f4e\u6210\u672c\u5171\u540c\u57fa\u91d1\u3001ETF\uff0c\u8aee\u8a62\u548c\u76f8\u95dc\u670d\u52d9\uff0c\u622a\u81f3 2023 \u5e74 12 \u6708 31 \u65e5\uff0c\u5168\u7403\u5ba2\u6236\u8d85\u904e5,000\u842c\uff0c\u63d0\u4f9b\u7684\u57fa\u91d1\u6578\u91cf\u7f8e\u570b 206 \u652f\uff08\u5305\u62ec\u53ef\u8b8a\u5e74\u91d1\u6295\u8cc7\u7d44\u5408\uff09\uff0c\u7f8e\u570b\u4ee5\u5916\u5e02\u5834 216 \u652f\u3002<\/p>\n\n\n\n<p>2021\u5e74\u4e0a\u534a\u5e74\u5168\u7403\u8cc7\u91d1\u6d41\u5165\u6700\u591a\u7684 10 \u6a94 ETF\uff0cVanguard \u5728\u524d 10 \u540d\u88e1\u5305\u8fa6\u4e86 5 \u6a94ETF\uff0c\u5176\u4e2d 4 \u6a94\u66f4\u662f\u540d\u5217\u524d 5 \u540d\u88e1\u9762\uff0c\u53ef\u898b Vanguard \u7279\u6b8a\u4e14\u6b63\u78ba\u7684\u7d93\u71df\u7406\u5ff5\u5728\u9019\u500b\u4e16\u4ee3\u5df2\u7d93\u6df1\u53d7\u5168\u4e16\u754c\u6295\u8cc7\u4eba\u7684\u559c\u611b\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-vanguard\">Vanguard\u547d\u540d\u7684\u7531\u4f86\u662f\uff1f<\/h2>\n\n\n\n<p>Vanguard \u7531\u5df2\u6545\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\"> John C. (Jack) Bogle <\/a>\u65bc 1975 \u5e74\u5275\u7acb\uff0c\u4ee5\u6d77\u8ecd\u4e0a\u5c07 Horatio Nelson \u5728 1798 \u5e74<strong>\u5c3c\u7f85\u6cb3\u6230\u5f79<\/strong>\u4e2d\u7684\u65d7\u8266\u547d\u540d\u3002<\/p>\n\n\n\n<p>1975\u5e74\uff0c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u7d04\u7ff0\u2027\u67cf\u683c\uff08John Bogle\uff09<\/a>\u96e2\u958b\u60e0\u9748\u9813\uff08Wellington\uff09\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\u4e4b\u5f8c\uff0c\u5c07\u81ea\u5df1\u5728\u5927\u5b78\u6642\u7406\u60f3\u4e2d\u7684\u57fa\u91d1\u516c\u53f8\u4ed8\u8af8\u5be6\u8e10\uff0c\u89aa\u81ea\u5275\u5efa\u4e00\u5bb6\u5c07\u6295\u8cc7\u8005\u5229\u76ca\u653e\u5728\u7b2c\u4e00\u4f4d\u7684\u7368\u7acb\u7684\u57fa\u91d1\u516c\u53f8\uff0c\u9019\u5c31\u662f\u73fe\u5728\u773e\u6240\u5468\u77e5\u7684\u5148\u92d2\u96c6\u5718\u3002<\/p>\n\n\n\n<p>\u7576\u6642\u516c\u53f8\u65d7\u4e0b\u7ba1\u740611\u652f\u57fa\u91d1\uff0c\u8cc7\u7522\u51c8\u503c\u70ba18\u5104\u7f8e\u5143\u3002<\/p>\n\n\n\n<p>\u800c\u96c6\u5718\u7684\u540d\u5b57\u300c\u5148\u92d2\u300d\uff0c\u5247\u662f\u6839\u64da\u6b77\u53f2\u4e0a\u5c3c\u7f85\u6cb3\u6230\u5f79\u4e2d\u6253\u6557\u62ff\u7834\u4f96\u6cd5\u570b\u6230\u968a\u7684\u82f1\u570b\u5c07\u8ecd\u7d0d\u723e\u905c\uff08Lord Nelson\uff09\u6307\u63ee\u8266\u968a\u4e2d\u7684\u65d7\u8266\u6230\u8239\u300c\u5148\u92d2\u865f\u300d\u547d\u540d\u7684\u3002<\/p>\n\n\n\n<p>\u7576\u6642<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u67cf\u683c\uff08John Bogle\uff09<\/a>\u5728\u7ffb\u95b1\u300a\u5927\u4e0d\u5217\u985b1775-1815\u6d77\u6230\u5716\u9451\u300b\uff08Naval Battles of Great Britain 1775-1815\uff09\u9019\u672c\u5716\u9451\uff0c\u95b1\u8b80\u5230\u5c3c\u7f85\u6cb3\u53e3\u4e4b\u6230\u6642\u6df1\u53d7\u611f\u52d5\u3002<\/p>\n\n\n\n<p>\u7d0d\u723e\u905c\u7235\u58eb\u7684\u8266\u968a\u5728\u53ea\u640d\u5931\u4e00\u8258\u82f1\u570b\u5de1\u9632\u8266\u7684\u60c5\u6cc1\u4e0b\uff0c\u5e7e\u4e4e\u64ca\u6c89\u6cd5\u570b\u6240\u6709\u7684\u6230\u8266\uff0c\u5275\u9020\u81f3\u4eca\u6b77\u53f2\u4e0a\u6700\u5fb9\u5e95\u7684\u6d77\u6230\u52dd\u5229\uff0c\u5b8c\u7d50\u4e86\u62ff\u7834\u5d19\u5f81\u670d\u4e16\u754c\u7684\u7f8e\u5922\u3002<\/p>\n\n\n\n<p>\u7d0d\u723e\u905c\u7684\u6377\u5831\u50b3\u5230\u82f1\u570b\u6d77\u8ecd\u53f8\u4ee4\u7e3d\u90e8\uff0c\u6377\u5831\u4e0b\u7aef\u300c\u5c3c\u7f85\u6cb3\u53e3\u5916\uff0c\u82f1\u570b\u6230\u8266\u5148\u92d2\u865f\u300d\u7684\u8266\u540d\u6b63\u4e0b\u65b9\uff0c\u5c31\u662f\u7d0d\u723e\u905c\u7235\u58eb\u7684\u7c3d\u540d\u3002<\/p>\n\n\n\n<p>\u67cf\u683c\u6c92\u6709\u7d72\u6beb\u9072\u7591\uff0c\u7576\u4e0b\u4fbf\u6c7a\u5b9a\u4ee5\u300cVanguard\u300d\u4f5c\u70ba\u5373\u5c07\u5275\u7acb\u7684\u516c\u53f8\u540d\u7a31\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-vanguard\">Vanguard\u7684\u7279\u8272<\/h2>\n\n\n\n<p>&nbsp;Vanguard \u6709\u4ec0\u9ebc\u7279\u5225\u4e4b\u8655\u8b93\u5168\u4e16\u754c\u7684\u6295\u8cc7\u4eba\u8da8\u4e4b\u82e5\u9da9\uff1f\u70ba\u4ec0\u9ebc\u8981\u6211\u6703\u9078\u64c7Vanguard ETF \u5e6b\u81ea\u5df1\u898f\u5283\uff1f\u4ee5\u4e0b\u6574\u7406 3 \u9ede Vanguard \u7684\u7279\u8272\u8207\u5927\u5bb6\u5206\u4eab\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-1\">\u7279\u82721\u3001Vanguard\u64c1\u6709\u4e16\u754c\u552f\u4e00\u7684\u5171\u540c\u6240\u6709\u6b0a\u80a1\u6771\u7d50\u69cb<\/h3>\n\n\n\n<p>\u4f5c\u70ba\u5168\u7403\u552f\u4e00\u4e00\u5bb6<strong>\u300e\u5171\u540c\u6240\u6709\u6b0a\u300f<\/strong>\u80a1\u6771\u7d50\u69cb\u7684\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\uff0cVanguard \u5c07\u80a1\u6771\u7d50\u69cb\u8f49\u8b8a\u70ba\u5ba2\u6236\u5373\u70ba\u57fa\u91d1\u516c\u53f8\u7684\u64c1\u6709\u8005(&nbsp;<strong>\u4ea6\u5373\u53ea\u8981\u6301\u6709 Vanguard \u57fa\u91d1\u5546\u54c1\u7684\u6295\u8cc7\u4eba\u5373\u70ba\u80a1\u6771&nbsp;<\/strong>)\uff0c\u9019\u8ddf\u50b3\u7d71\u7531\u5916\u90e8\u80a1\u6771\u64c1\u6709\u8cc7\u91d1\u516c\u53f8\u3001\u57fa\u91d1\u516c\u53f8\u518d\u63a8\u51fa\u5546\u54c1\u4f9b\u6295\u8cc7\u4eba\u8cfc\u8cb7\u5f88\u4e0d\u4e00\u6a23\uff0c\u5171\u540c\u6240\u6709\u6b0a\u7d50\u69cb\u8b93 Vanguard \u53ea\u9700\u8981\u66ff\u6295\u8cc7\u4eba\u5de5\u4f5c\uff0c<strong>\u6b64\u8209\u6d88\u9664\u4e86\u50b3\u7d71\u5171\u540c\u57fa\u91d1\u516c\u53f8\u56fa\u6709\u8a31\u591a\u8207\u5ba2\u6236\u5229\u76ca\u885d\u7a81\u7684\u5730\u65b9<\/strong>\u3002<\/p>\n\n\n\n<p>\u50b3\u7d71\u77e5\u540d\u7684\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\uff0c\u5982\u5bcc\u9054\u6295\u8cc7( Fidelity )\uff0c\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u7531\u79c1\u4eba\u6240\u6709\u8005\uff08\u5167\u5fb7\u7d04\u7ff0\u905c\u5bb6\u65cf\uff09\u6240\u6709\uff0c\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u767c\u884c\u57fa\u91d1\u5546\u54c1\u7ba1\u7406\u6295\u8cc7\u4eba\u7684\u8cc7\u7522\u3002\u986f\u7136\uff0c\u5982\u679c\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u7684\u6240\u6709\u8005\u60f3\u8cfa\u9322\u3002\u731c\u731c\u9019\u5229\u6f64\u5f9e\u4f55\u800c\u4f86\uff1f\u662f\u7684\uff0c\u4f86\u81ea\u6295\u8cc7\u4eba\u3002<\/p>\n\n\n\n<p><strong>\u5176\u5be6\u5927\u591a\u6578\u5171\u540c\u57fa\u91d1\u516c\u53f8\u7684\u7d50\u69cb\u90fd\u8207\u5ba2\u6236\u5b58\u5728\u91cd\u5927\u885d\u7a81\u3002<\/strong><\/p>\n\n\n\n<p>\u5728 Vanguard\uff0c\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\u6b78\u5171\u540c\u57fa\u91d1\u6240\u6709\u3001\u800c\u5171\u540c\u57fa\u91d1\u53c8\u6b78\u6295\u8cc7\u4eba\u6240\u6709\u3002\u6c92\u6709\u5229\u6f64\u9700\u8981\u4ea4\u7d66\u5171\u540c\u57fa\u91d1\u516c\u53f8\u7684\u984d\u5916\u80a1\u6771\u3002<\/p>\n\n\n\n<p>\u9019\u610f\u5473\u8457\u4ec0\u9ebc\uff1f\u9019\u610f\u5473\u8457\u57fa\u91d1\u516c\u53f8\u53ea\u9700\u8981\u70ba\u8cfc\u8cb7\u5176\u57fa\u91d1\u5546\u54c1\u7684\u6295\u8cc7\u4eba\u5de5\u4f5c\uff0c\u56e0\u70ba\u5ba2\u6236\u5c31\u662f\u80a1\u6771\uff0c<strong>\u7ad9\u5728\u9577\u671f\u6295\u8cc7\u8996\u91ce\uff0c\u4f4e\u6210\u672c\u7684\u6295\u8cc7\u5de5\u5177\u9577\u671f\u5c07\u53ef\u4ee5\u5e36\u7d66\u5ba2\u6236\u8c50\u539a\u7684\u56de\u5831\u3002<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-\">\u4ec0\u9ebc\u662f\u5171\u540c\u6240\u6709\u6b0a\uff1f<\/h3>\n\n\n\n<p>\u4e00\u822c\u516c\u53f8\u9700\u8981\u66ff\u5916\u90e8\u80a1\u6771\u8cfa\u9322\uff0c\u6240\u4ee5\u53ef\u80fd\u5e0c\u671b\u57fa\u91d1\u5546\u54c1\u7684\u5167\u542b\u8cbb\u7528\u8d8a\u9ad8\u8d8a\u597d\uff0c\u624d\u53ef\u4ee5\u591a\u8cfa\u4e00\u9ede\u9322\uff1b<\/p>\n\n\n\n<p>\u800cVanguard \u7684\u80a1\u6771\u5c31\u662f\u6301\u6709\u57fa\u91d1\u5546\u54c1\u7684\u6295\u8cc7\u4eba\uff0c\u6240\u4ee5\u7576\u898f\u6a21\u6301\u7e8c\u6210\u9577\uff0c\u516c\u53f8\u7372\u5229\u66f4\u591a\uff0c\u5c31\u4ee3\u8868\u57fa\u91d1\u76ee\u524d\u6536\u53d6\u7684\u8cbb\u7528\u6263\u9664\u6210\u672c\u6709\u76c8\u9918\uff0c\u4ee3\u8868\u80fd\u518d\u964d\u4f4e\u57fa\u91d1\u7684\u6536\u8cbb\uff0c\u6240\u4ee5Vanguard\u57fa\u91d1\u5546\u54c1\u7684\u5167\u542b\u8cbb\u7528\u8d8a\u4f4e\u5c0d\u6295\u8cc7\u4eba(\u80a1\u6771)\u8d8a\u6709\u5229\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-2\">\u7279\u82722\u3001Vanguard\u662f\u57fa\u91d1\u7522\u696d\u964d\u4f4e\u6210\u672c\u7684\u9818\u5c0e\u8005<\/h3>\n\n\n\n<p>\u6c92\u6709\u4eba\u80fd\u5920\u63a7\u5236\u5e02\u5834\uff0c\u4f46\u6295\u8cc7\u8005\u53ef\u4ee5\u63a7\u5236\u4ed6\u5011\u70ba\u6bcf\u4e00\u7b46\u6295\u8cc7\u6240\u652f\u4ed8\u7684\u6210\u672c\u3002Vanguard \u56de\u994b\u5ba2\u6236(\u5373\u662f\u80a1\u6771)\u7684\u6700\u4f73\u65b9\u5f0f\u5c31\u662f<strong>\u9577\u5e74\u6301\u7e8c\u8abf\u964d\u5167\u542b\u8cbb\u7528<\/strong>\u3002<\/p>\n\n\n\n<p>1990 \u5e74 Vanguard \u7684\u5e73\u5747\u8cbb\u7528\u7387\u70ba 0.35%\uff0c\u57fa\u91d1\u7522\u696d\u884c\u696d\u5e73\u5747\u70ba 1.09%\uff0c\u4e00\u5e74\u6709 0.74% \u7684\u512a\u52e2\uff1b<\/p>\n\n\n\n<p>2011\u5e74 Vanguard \u7684\u5e73\u5747\u8cbb\u7528\u7387\u70ba 0.25%\uff0c\u7522\u696d\u5e73\u5747\u589e\u52a0\u5230 1.38%\uff0c\u6bcf\u5e74\u76f8\u5dee1.13%\uff0c\u4f60\u4e0d\u9700\u8981\u5c0d\u8907\u5229\u6709\u592a\u591a\u4e86\u89e3\u5c31\u80fd\u77e5\u9053\uff0c\u7576\u6bcf\u4e00\u5e74\u591a\u4ed8\u51fa 1.13% \u7684\u5831\u916c\u5dee\u8ddd\u9577\u671f\u5c07\u56b4\u91cd\u50b7\u5bb3\u6295\u8cc7\u4eba\u7684\u5831\u916c\u8868\u73fe\u3002<\/p>\n\n\n\n<p>\u5e78\u904b\u7684\u662f\uff0c2020 \u5e74\u5e95 Vanguard \u7684\u5e73\u5747\u8cbb\u7528\u7387\u50c5\u70ba 0.09%\uff0c\u662f Vanguard \u4e00\u958b\u59cb\u767c\u884c\u6642\u5e73\u5747\u8cbb\u7528\u768425% (0.35%\u21920.09%)\uff0c\u7522\u696d\u7684\u5176\u4ed6\u767c\u884c\u5546\u4e5f\u610f\u8b58\u5230\u6295\u8cc7\u4eba\u8d8a\u4f86\u8d8a\u91cd\u8996\u6210\u672c\u3001\u4f4e\u6210\u672c\u4e14\u88ab\u52d5\u5f0f\u7684ETF \u8d8a\u4f86\u8d8a\u53d7\u6295\u8cc7\u4eba\u7684\u559c\u611b\uff0c\u7522\u696d\u5e73\u5747\u8cbb\u7528\u7387\u73fe\u5728\u4e0b\u964d\u5230\u53ea\u6709 0.58%\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-3\">\u7279\u8272<strong>3\u3001Vanguard\u57fa<\/strong>\u91d1\u8207ETF<strong>\u7684\u8868\u73fe\u512a\u65bc\u540c\u696d<\/strong><\/h3>\n\n\n\n<p>\u6839\u64da\u5168\u7403\u57fa\u91d1\u7814\u7a76\u6a5f\u69cbMorningstar\u6668\u661f\u7684\u7814\u7a76\u986f\u793a\uff0c\u552f\u6709<strong>\u6295\u8cc7\u6210\u672c\u9019\u500b\u56e0\u7d20\u53ef\u4ee5\u975e\u5e38\u78ba\u5b9a\u5f71\u97ff\u5171\u540c\u57fa\u91d1\u9577\u671f\u5831\u916c\u7387\u7684\u597d\u58de<\/strong>\uff0c\u4f4e\u6210\u672c\u7684 ETF (\u6216\u662f\u57fa\u91d1) \u9577\u671f\u5831\u916c\u8868\u73fe\u4e0a\u901a\u5e38\u8f03\u70ba\u512a\u7570\u3002<\/p>\n\n\n\n<p>\u6b63\u5982\u6295\u8cc7\u4eba\u6240\u6599\uff0c<strong>\u300e\u4f4e\u5167\u542b\u8cbb\u7528\u300f<\/strong>\u7684\u7279\u8272\u4f7f Vanguard \u57fa\u91d1\u7684\u8868\u73fe\u512a\u65bc\u7522\u696d\u5e73\u5747\uff0c\u5728\u904e\u53bb\u5341\u5e74\u4e2d\uff0c\u5148\u92d2\u57fa\u91d1\u7684\u8868\u73fe\u8d85\u904e\u4e86 88% \u5e02\u5834\u4e0a\u540c\u985e\u578b\u7684\u57fa\u91d1\u3002&nbsp;<\/p>\n\n\n\n<p>\u904e\u53bb 10 \u5e74\uff0cVanguard \u513c\u7136\u5df2\u7d93\u6210\u70ba\u6307\u6578\u6295\u8cc7\u7684\u4ee3\u540d\u8a5e\uff0cVanguard \u5275\u8fa6\u4ebaJohn Bogle ( \u7d04\u7ff0\u00b7\u4f2f\u683c\uff09\u5805\u6301\u8207\u6295\u8cc7\u4eba\u5229\u76ca\u4e00\u81f4\u7684\u7406\u5ff5\uff0c\u5728\u7279\u6709\u7684\u5171\u540c\u6240\u6709\u6b0a\u80a1\u6771\u67b6\u69cb\u4e0b\uff0c<strong>Vanguard \u985b\u8986\u4e86\u50b3\u7d71\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\u7684\u7d93\u71df\u6a21\u5f0f\uff0c\u7528\u4f4e\u5ec9\u7684\u7522\u54c1\u8cbb\u7528\u3001\u4eae\u773c\u7684\u5831\u916c\u8868\u73fe\u3001\u7522\u54c1\u6d41\u52d5\u6027\u4f73\u548c\u6307\u6578\u8ffd\u8e64\u80fd\u529b\u7b49\u512a\u52e2<\/strong>\uff0c\u6210\u70ba\u570b\u5916\u8a31\u591a\u7368\u7acb\u8ca1\u52d9\u9867\u554f ( CFP ) \u548c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\">\u6a5f\u5668\u4eba\u7406\u8ca1\u516c\u53f8<\/a> ( Robo-advisor ) \u90fd\u9078\u7528Vanguard\u7684\u5546\u54c1\u5e6b\u81ea\u5df1\u7684\u5ba2\u6236\u9032\u884c\u6295\u8cc7\u898f\u5283\u3002<\/p>\n\n\n\n<p>\u8a31\u591a\u6295\u8cc7\u4eba\u81ea\u884c\u6295\u8cc7\u7684\u9996\u9078\u4e5f\u662fVanguard \u767c\u884c\u7684\u57fa\u91d1\u5546\u54c1\uff0c Vangurd \u7684\u51fa\u73fe\u78ba\u5be6\u9020\u798f\u4e86\u8a31\u591a\u6295\u8cc7\u4eba\uff01&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-\">\u7279\u8272\u56db\u3001\u8b93\u8afe\u8c9d\u723e\u7d93\u6fdf\u5b78\u734e\u5f97\u4e3b\u90fd\u5b89\u5fc3\u5730\u6295\u8cc7<\/h3>\n\n\n\n<p>\u7531\u570b\u969b\u77e5\u540d\u57fa\u91d1\u8a55\u9451\u6a5f\u69cb \u2014\u2014 \u6668\u661f\uff08Morningstar\uff09\u8abf\u67e5\u6307\u51fa\uff0c\u65bc 2017 \u5e74\u6d41\u5165\u7f8e\u570b\u9818\u822a\u6295\u8cc7\u7684\u8cc7\u91d1\uff0c\u5e7e\u4e4e\u662f\u5176\u4ed6\u540c\u696d\u7684\u7e3d\u548c\uff0c\u4e14\u6668\u661f\u7684\u8cc7\u6df1\u5e02\u5834\u5206\u6790\u5e2b Alina Lamy \u8868\u793a\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u6b64\u7a2e\u898f\u6a21\u7684\u8cc7\u91d1\u6d41\u5165\u60c5\u666f\u662f\u53f2\u7121\u524d\u4f8b\u7684\u3002\u8a72\u516c\u53f8\u7ba1\u7406\u7684\u8cc7\u7522\u5982\u6b64\u5feb\u901f\u6210\u9577\u7684\u56e0\u7d20\uff0c\u5f88\u5927\u539f\u56e0\u662f\u5b83\u63d0\u4f9b\u5927\u773e\u5b89\u5fc3\u4e14\u4f4e\u6210\u672c\u6295\u8cc7\u7684\u9078\u64c7\uff0c\u5c0d\u6b64\u7368\u5360\u5f0f\u7684\u6210\u9577\u901f\u5ea6\u3002<\/p>\n<\/blockquote>\n\n\n\n<p> 2017 \u5e74\u7372\u5f97\u8afe\u8c9d\u723e\u7d93\u6fdf\u5b78\u734e\u7684\u5f97\u4e3b\u7406\u67e5\uff0e\u585e\u52d2\uff08Richard Thaler\uff09\u8868\u793a\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u5c0d\u4ed6\u800c\u8a00\u770b\u5230\u7f8e\u570b\u9818\u822a\u6295\u8cc7\u7684\u8cc7\u91d1\u898f\u6a21\u5982\u6b64\u5feb\u901f\u589e\u9577\uff0c\u4e26\u4e0d\u6703\u611f\u5230\u4e0d\u5b89\uff0c\u53cd\u800c\u6295\u8cc7\u65bc\u6b64\uff0c\u8b93\u4ed6\u6bcf\u5929\u90fd\u80fd\u653e\u5fc3\u7684\u7761\u89ba\u3002<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-vanuard\">\u70ba\u4f55\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u9078\u64c7Vanuard <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\" title=\"ETF\u662f\u4ec0\u9ebc\uff1fETF\u65b0\u624b\u6295\u8cc7\u6307\u6578\u578bETF\u76846\u5927\u91cd\u9ede\u4e00\u6b21\u770b\uff01\">ETF<\/a><\/h2>\n\n\n\n<p>\u56e0\u70baVanuard\u662f\u4e00\u5bb6\u81f4\u529b\u63d0\u4f9b\u6295\u8cc7\u4eba\u6700\u597d\u7522\u54c1\u7684\u516c\u53f8\u3002<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u5fc3\u4e2d\u7684\u82f1\u96c4\u662fVanuard\u7684\u5275\u59cb\u4eba<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u7d04\u7ff0\u2027\u67cf\u683c\uff08John Bogle\uff09<\/a> \uff0c\u4e00\u500b\u8a8d\u70ba\u9078\u80a1\u662f\u6d6a\u8cbb\u6642\u9593\u548c\u91d1\u9322\u7684\u4eba\uff0c2017\u5e74\u5df4\u83f2\u7279\u5728\u6ce2\u514b\u590f\u7684\u80a1\u6771\u6703\u63d0\u5230\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u7d04\u7ff0\u2027\u67cf\u683c\uff08John Bogle\uff09<\/a>\u70ba\u7f8e\u570b\u6295\u8cc7\u8005\u505a\u7684\u4e8b\uff0c\u53ef\u80fd\u6bd4\u4efb\u4f55\u4eba\u90fd\u9084\u591a\u3002<\/p>\n<\/blockquote>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u5df4\u83f2\u7279\u89e3\u91cb\u70ba\u4f55\u6307\u6578\u57fa\u91d1\u53ef\u4ee5\u8cfa\u66f4\u591a\uff1f\u70ba\u4f55\u83ef\u723e\u8857\u4e0d\u559c\u6b61\u6307\u6578\u57fa\u91d1\uff1f\" width=\"1290\" height=\"726\" src=\"https:\/\/www.youtube.com\/embed\/wyZ6Xolg7EM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>\u5df4\u83f2\u7279\u7a31<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u7d04\u7ff0\u2027\u67cf\u683c\uff08John Bogle\uff09<\/a>\u958b\u59cb\u63d0\u4f9b\u6307\u6578\u578b\u57fa\u91d1\u6642\uff0c\u83ef\u723e\u8857\u4e0a\u6c92\u6709\u4eba\u9858\u610f\u5e6b\u5fd9\uff0c\u56e0\u70ba\u6307\u6578\u578b\u57fa\u91d1\u964d\u4f4e\u4e86\u6295\u8cc7\u8cbb\u7528\uff0c\u540c\u6642\u58d3\u4f4e\u4e86\u83ef\u723e\u8857\u7684\u5229\u6f64\uff0c\u800c\u4eca\u5929\u6307\u6578\u578b\u57fa\u91d1\u70ba\u6295\u8cc7\u8005\u5e36\u4f86\u7684\u56de\u5831\u5e7e\u4e4e\u9ad8\u65bc\u4efb\u4f55\u91d1\u878d\u7522\u54c1\u3002<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u8aaa\uff1a<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u6c92\u6709\u4ed6\uff08<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u7d04\u7ff0\u2027\u67cf\u683cJohn Bogle<\/a>\uff09\uff0c\u5c31\u6c92\u6709\u6307\u6578\u578b\u57fa\u91d1\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u56e0\u70ba<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u7d04\u7ff0\u2027\u67cf\u683c\uff08John Bogle\uff09<\/a>\u7684\u52aa\u529b\u6709\u4e86Vanuard\uff0c\u8b93\u6307\u6578\u6295\u8cc7\u4eba\u6709\u6307\u6578\u578b\u57fa\u91d1\u53ef\u4ee5\u4f7f\u7528\uff0c\u53ef\u4ee5\u7528\u4f4e\u6210\u672c\u53d6\u5f97\u5e02\u5834\u5e73\u5eb8\u7684\u5831\u916c\u3002<\/p>\n\n\n\n<p>\u5373\u4f7f\u67cf\u683c\u65bc2019\u5e741\u670816\u65e5\u901d\u4e16\uff0c\u4f46\u4ed6\u7684\u5178\u7bc4\u5c07\u6c38\u9060\u9577\u5b58\uff0c\u4ed6\u7b56\u52d5\u4e00\u5834\u9020\u798f\u5343\u842c\u6295\u8cc7\u4eba\u7684\u91d1\u878d\u9769\u547d\uff0c\u79c9\u8457\u300c\u5805\u6301\u4e0d\u61c8\u300d\uff08Stay the Course\uff09\u7684\u7cbe\u795e\uff0c\u6380\u8d77\u4e00\u5834\u771f\u6b63\u70ba\u6240\u6709\u6295\u8cc7\u4eba\u5e36\u4f86\u798f\u97f3\u7684\u6307\u6578\u5316\u9769\u547d\u3002<\/p>\n\n\n\n<p>\u4f5c\u70ba\u6295\u8cc7\u9867\u554f\uff0c\u963f\u723e\u767c\u8a8d\u70baVanuard\u80fd\u63d0\u4f9b\u6211\u5011\u5ba2\u6236\u6700\u9ad8\u7684\u50f9\u503c\uff0c\u56e0\u6b64\u5c07\u6838\u5fc3\u6295\u8cc7\u7d44\u5408\u8a2d\u8a08\u7531Vanguard\u7684ETF\u7d44\u6210\uff0c\u7121\u8ad6\u662f\u500b\u4eba\u6295\u8cc7\u8005\u9084\u662f\u8ca1\u52d9\u5c08\u696d\u4eba\u58eb\uff0c\u6216\u662f\u4ee3\u8868\u516c\u53f8\u7684\u6a5f\u69cb\u6295\u8cc7\u8005\uff0c\u90fd\u53ef\u4ee5\u5f9e\u5148\u92d2\u96c6\u5718\u63d0\u4f9b\u7684\u5de5\u5177\u3001\u5c08\u696d\u77e5\u8b58\u8207\u6295\u8cc7\u65b9\u6cd5\u4e2d\u7372\u76ca\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u8a8d\u540cVangaurd\u7684\u7406\u5ff5\uff0c\u4f60\u53ef\u4ee5\u9078\u64c7\u50cf\u963f\u723e\u767c\u9019\u6a23\u4f4e\u6210\u672c\u7684\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\uff0c\u6839\u64da\u4f60\u7684\u6295\u8cc7\u76ee\u6a19\uff0c \u963f\u723e\u767c\u6703\u81ea\u52d5\u5e6b\u4f60\u9032\u884c\u6295\u8cc7Vangaurd ETF\u3002<\/p>\n\n\n\n<p>\u5e0c\u671b\u9019\u7bc7\u6587\u7ae0\u6709\u5e6b\u52a9\u60a8\u4e86\u89e3Vanguard\u9019\u5bb6\u516c\u53f8\uff0c\u4e5f\u795d\u60a8\u6295\u8cc7\u6109\u5feb\uff01<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u5982\u679c\u60a8\u6709\u9577\u671f\u95dc\u6ce8ETF\u6216\u6307\u6578\u57fa\u91d1\u7684\u767c\u5c55\uff0c\u90a3\u60a8\u53ef\u80fd\u5df2\u7d93\u6ce8\u610f\u5230\u570b\u5916\u8a31\u591a\u8ca1\u7d93\u90e8\u843d\u683c\u53ca\u6295\u8cc7\u4eba\u82b1\u4e86\u975e\u5e38\u591a\u6642\u9593\u8a0e\u8ad6\u300eVan [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":743,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[65],"class_list":["post-1781","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-29","tag-vanguard"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1781"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/1781\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/743"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}