{"id":1781,"date":"2021-08-23T10:17:00","date_gmt":"2021-08-23T02:17:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1781"},"modified":"2026-10-27T10:15:03","modified_gmt":"2026-10-27T02:15:03","slug":"vanguard%e6%98%af%e4%bb%80%e9%ba%bc%ef%bc%9f%e4%bd%a0%e4%b8%80%e5%ae%9a%e8%a6%81%e7%9f%a5%e9%81%93vanguard%e9%80%99%e5%ae%b6%e5%85%ac%e5%8f%b8%e7%9a%84%e4%b8%89%e5%80%8b%e7%89%b9%e8%89%b2%ef%bc%81","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1781","title":{"rendered":"Vanguard \u662f\u4ec0\u9ebc\uff1f\u5148\u92d2\u9818\u822a\u7531\u65d7\u4e0b\u57fa\u91d1\u7684\u6295\u8cc7\u4eba\u64c1\u6709"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Vanguard \u6700\u7279\u5225\u7684\u5730\u65b9\uff0c\u6211\u89ba\u5f97\u4e0d\u5728\u5b83\u767c\u884c\u4e86\u591a\u5c11\u6a94 ETF\uff0c\u5728\u65bc\u8ab0\u64c1\u6709\u5b83\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">Vanguard\uff08The Vanguard Group\uff0c\u4e2d\u6587\u5e38\u8b6f\u70ba\u5148\u92d2\u9818\u822a\u3001\u5148\u92d2\u96c6\u5718\u6216\u9818\u822a\u6295\u8cc7\uff09\u662f\u7d04\u7ff0\uff0e\u67cf\u683c\uff08John Bogle\uff091975 \u5e74\u5728\u7f8e\u570b\u5275\u7acb\u7684\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\uff0c\u7e3d\u90e8\u4f4d\u65bc\u8cd3\u5dde\uff0c\u4ee5\u6307\u6578\u578b\u57fa\u91d1\u8207 ETF \u805e\u540d<sup>[1][2]<\/sup>\uff0c<strong>\u5b83\u6700\u5927\u7684\u7279\u9ede\u662f\u6240\u6709\u6b0a\u7d50\u69cb\uff1aVanguard \u7531\u65d7\u4e0b\u57fa\u91d1\u64c1\u6709\uff0c\u57fa\u91d1\u53c8\u7531\u57fa\u91d1\u7684\u6295\u8cc7\u4eba\u64c1\u6709\uff0c\u516c\u53f8\u6c92\u6709\u5916\u90e8\u80a1\u6771\uff0c\u4e5f\u6c92\u6709\u5728\u80a1\u7968\u5e02\u5834\u639b\u724c<sup>[1]<\/sup>\u3002<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">\u6253\u500b\u6bd4\u65b9\uff0c\u4e00\u822c\u7684\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\u50cf\u4e00\u8258\u5546\u8239\uff0c\u8239\u6771\u6536\u8239\u7968\u8cfa\u9322\uff0cVanguard \u6bd4\u8f03\u50cf\u4e00\u8258\u7531\u4e58\u5ba2\u5171\u540c\u64c1\u6709\u7684\u8239\uff0c\u8239\u7968\u9322\u6263\u6389\u71c3\u6599\u548c\u8239\u54e1\u85aa\u6c34\uff0c\u6c92\u6709\u8239\u6771\u8981\u5206\u7d05\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u4f9d Vanguard \u5b98\u7db2\uff0c\u622a\u81f3 2025 \u5e74\u5e95\uff0cVanguard \u5168\u7403\u670d\u52d9\u8d85\u904e 5,000 \u842c\u540d\u6295\u8cc7\u4eba\uff0c\u622a\u81f3 2026 \u5e74 6 \u6708 30 \u65e5\uff0c\u5728\u5168\u7403\u767c\u884c 487 \u6a94\u57fa\u91d1\uff0c2025 \u5e74\u7f8e\u570b\u57fa\u91d1\u8207 ETF \u7684\u8cc7\u7522\u52a0\u6b0a\u5e73\u5747\u8cbb\u7528\u7387\uff08expense ratio\uff09\u70ba 0.07%<sup>[1]<\/sup>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u76ee\u9304\uff1a<a href=\"#name\">\u4e2d\u6587\u540d\u7a31\u8207\u540d\u5b57\u7531\u4f86<\/a>\uff5c<a href=\"#ownership\">\u6240\u6709\u6b0a\u7d50\u69cb<\/a>\uff5c<a href=\"#cost\">\u898f\u6a21\u8207\u8cbb\u7528\u7387<\/a>\uff5c<a href=\"#history\">\u6b77\u53f2\u91cc\u7a0b\u7891<\/a>\uff5c<a href=\"#taiwan\">\u53f0\u7063\u6295\u8cc7\u4eba\u600e\u9ebc\u63a5\u89f8<\/a>\uff5c<a href=\"#faq\">\u5e38\u898b\u554f\u984c<\/a>\uff5c\u4e0b\u4e00\u984c\uff1a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u7d04\u7ff0\uff0e\u67cf\u683c\u662f\u8ab0<\/a><\/p>\n\n<h2 class=\"wp-block-heading\">Vanguard \u95dc\u9375\u6578\u64da<\/h2>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u6578\u503c<\/th>\n<th>\u65e5\u671f<\/th>\n<th>\u4f86\u6e90<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u6210\u7acb<\/td>\n<td>1975 \u5e74\uff0c\u5275\u8fa6\u4eba\u7d04\u7ff0\uff0e\u67cf\u683c<\/td>\n<td>\u2014<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[2]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>\u6240\u6709\u6b0a<\/td>\n<td>\u7531\u65d7\u4e0b\u57fa\u91d1\u64c1\u6709\uff0c\u57fa\u91d1\u7531\u57fa\u91d1\u6295\u8cc7\u4eba\u64c1\u6709<\/td>\n<td>\u2014<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[1]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>\u6295\u8cc7\u4eba<\/td>\n<td>\u903e 5,000 \u842c\u540d\uff08\u5168\u7403\uff09<\/td>\n<td>2025-12-31<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[1]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>\u57fa\u91d1\u6a94\u6578<\/td>\n<td>487 \u6a94\uff08\u7f8e\u570b 241 \u6a94\uff0c\u542b\u8b8a\u984d\u5e74\u91d1\u6295\u8cc7\u7d44\u5408\uff1b\u7f8e\u570b\u4ee5\u5916 246 \u6a94\uff09<\/td>\n<td>2026-06-30<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[1]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>\u7f8e\u570b\u57fa\u91d1\u8207 ETF \u8cc7\u7522\u52a0\u6b0a\u5e73\u5747\u8cbb\u7528\u7387<\/td>\n<td>0.07%<\/td>\n<td>2025 \u5e74\u5ea6<\/td>\n<td>Vanguard \u5b98\u7db2\uff08Vanguard\u3001Morningstar\uff09<sup>[1]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>\u5168\u7403\u7ba1\u7406\u8cc7\u7522<\/td>\n<td>\u903e 19.30 \u5146\u6fb3\u5e63\uff08\u5176\u4e2d ETF 7.02 \u5146\u6fb3\u5e63\uff09<\/td>\n<td>2026-06-30<\/td>\n<td>Vanguard \u6fb3\u6d32\u5e74\u5831<sup>[3]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>Vanguard \u64d4\u4efb\u6295\u8cc7\u9867\u554f\u7684\u8cc7\u7522<\/td>\n<td>\u7d04 10.1 \u5146\u7f8e\u5143<\/td>\n<td>2026-01-31<\/td>\n<td>Vanguard \u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8<sup>[4]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>\u54e1\u5de5<\/td>\n<td>\u7d04 20,000 \u4eba\uff08\u5168\u7403\uff09<\/td>\n<td>2025-12-31<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[1]<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">\u5168\u7403\u7ba1\u7406\u8cc7\u7522\u4ee5\u6fb3\u5e63\u8a08\uff0c\u662f\u56e0\u70ba Vanguard \u6fb3\u6d32\u5b50\u516c\u53f8\u7684\u5e74\u5831\u63a1\u7528\u7576\u5730\u5e63\u5225\uff1b\u7f8e\u5143\u53e3\u5f91\u7684\u300c\u64d4\u4efb\u6295\u8cc7\u9867\u554f\u7684\u8cc7\u7522\u300d\u7bc4\u570d\u4e0d\u540c\uff0c\u5169\u8005\u4e0d\u5b9c\u76f4\u63a5\u76f8\u52a0\u6216\u63db\u7b97\u6bd4\u8f03\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">Vanguard \u662f\u4ec0\u9ebc\uff1a\u4e00\u6bb5\u8a71\u7684\u5b9a\u7fa9<\/h2>\n\n<p class=\"wp-block-paragraph\">Vanguard \u662f\u4e00\u5bb6\u7531\u57fa\u91d1\u6295\u8cc7\u4eba\u9593\u63a5\u64c1\u6709\u7684\u7f8e\u570b\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\uff0c1975 \u5e74\u7531\u7d04\u7ff0\uff0e\u67cf\u683c\u5275\u7acb\uff0c\u63d0\u4f9b\u5171\u540c\u57fa\u91d1\u3001ETF\u3001\u6295\u8cc7\u9867\u554f\u8207\u9000\u4f11\u8a08\u756b\u670d\u52d9\uff0c\u4ee5\u4f4e\u8cbb\u7528\u7684\u6307\u6578\u5316\u7522\u54c1\u805e\u540d\uff0c\u5b83\u4e0d\u5728\u8b49\u5238\u4ea4\u6613\u6240\u639b\u724c\uff0c\u6c92\u6709\u5916\u90e8\u80a1\u6771\uff0c\u516c\u53f8\u7d93\u71df\u7684\u6210\u672c\u7531\u65d7\u4e0b\u57fa\u91d1\u5206\u6524\uff0c\u518d\u53cd\u6620\u5728\u57fa\u91d1\u7684\u8cbb\u7528\u7387\u4e0a\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u9019\u500b\u5b9a\u7fa9\u6709\u4e09\u500b\u95dc\u9375\u5b57\uff0c\u6295\u8cc7\u4eba\u6240\u6709\u3001\u6307\u6578\u5316\uff08indexing\uff09\u3001\u4f4e\u8cbb\u7528\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u60f3\u5148\u8a8d\u8b58\u5275\u8fa6\u4eba\u67cf\u683c\uff0c\u4ee5\u53ca\u4ed6\u600e\u9ebc\u628a\u6307\u6578\u578b\u57fa\u91d1\u5e36\u7d66\u4e00\u822c\u6295\u8cc7\u4eba\uff0c\u53ef\u4ee5\u63a5\u8457\u8b80<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u7d04\u7ff0\uff0e\u67cf\u683c\uff08John Bogle\uff09\u662f\u8ab0\uff1f\u6307\u6578\u57fa\u91d1\u4e4b\u7236<\/a>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\"><a id=\"name\"><\/a><\/p>\n\n<h2 class=\"wp-block-heading\">Vanguard \u4e2d\u6587\u600e\u9ebc\u53eb\uff1f\u5148\u92d2\u9818\u822a\u3001\u5148\u92d2\u96c6\u5718\u8207\u540d\u5b57\u7531\u4f86<\/h2>\n\n<p class=\"wp-block-paragraph\">Vanguard \u5728\u83ef\u6587\u4e16\u754c\u6c92\u6709\u7d71\u4e00\u7684\u8b6f\u540d\uff0c\u53f0\u7063\u8207\u9999\u6e2f\u7684\u5a92\u9ad4\u5e38\u7528\u300c\u5148\u92d2\u96c6\u5718\u300d\u300c\u5148\u92d2\u9818\u822a\u300d\uff0c\u4e5f\u6709\u4eba\u6cbf\u7528\u65e9\u5e74\u7684\u300c\u7f8e\u570b\u9818\u822a\u6295\u8cc7\u300d\u300c\u9818\u822a\u6295\u8cc7\u300d\uff0c\u4e2d\u570b\u5927\u9678\u591a\u5beb\u300c\u9818\u822a\u96c6\u5718\u300d\u300c\u5148\u92d2\u9818\u822a\u96c6\u5718\u300d\uff0c\u6307\u7684\u90fd\u662f\u540c\u4e00\u5bb6\u516c\u53f8 The Vanguard Group, Inc.\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u82f1\u6587 vanguard \u7684\u610f\u601d\u662f\u300c\u5148\u92d2\u3001\u524d\u885b\u90e8\u968a\u300d\uff0c\u516c\u53f8\u540d\u7a31\u4f86\u81ea\u4e00\u8258\u6230\u8266\uff08\u6240\u4ee5\u524d\u9762\u90a3\u500b\u8239\u7684\u6bd4\u55bb\uff0c\u8aaa\u5be6\u5728\u4e0d\u662f\u6211\u786c\u6e4a\u7684\uff09\uff0c1798 \u5e74\u5c3c\u7f85\u6cb3\u6230\u5f79\uff08Battle of the Nile\uff09\uff0c\u82f1\u570b\u6d77\u8ecd\u5c07\u9818\u7d0d\u723e\u905c\uff08Horatio Nelson\uff09\u7684\u65d7\u8266\u5c31\u53eb HMS Vanguard\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">1975 \u5e74\uff0c\u67cf\u683c\u96e2\u958b\u5a01\u9748\u9813\u7ba1\u7406\u516c\u53f8\uff08Wellington Management\uff09\uff0c\u6e96\u5099\u6210\u7acb\u65b0\u516c\u53f8\uff0c\u4ed6\u5728\u7ffb\u95b1\u4e00\u672c\u82f1\u570b\u6d77\u6230\u53f2\u5716\u9451\u6642\u8b80\u5230\u5c3c\u7f85\u6cb3\u6230\u5f79\uff0c\u7d0d\u723e\u905c\u7684\u8266\u968a\u5728\u4e00\u591c\u4e4b\u9593\u64ca\u6bc0\u6216\u4fd8\u7372\u5927\u90e8\u5206\u6cd5\u570b\u8266\u96bb\uff0c\u6230\u5831\u7f72\u540d\u8655\u5beb\u8457\u300c\u82f1\u570b\u6230\u8266\u5148\u92d2\u865f\uff0c\u5c3c\u7f85\u6cb3\u53e3\u5916\u300d\uff0c\u67cf\u683c\u64da\u6b64\u628a\u65b0\u516c\u53f8\u547d\u540d\u70ba Vanguard\uff0c\u822a\u6d77\u610f\u8c61\u4e00\u76f4\u5ef6\u7e8c\u5230\u4eca\u5929\uff0cVanguard \u5b98\u7db2\u628a\u5168\u7403\u7d04 2 \u842c\u540d\u54e1\u5de5\u7a31\u70ba\u300ccrew\u300d\uff08\u8239\u54e1\uff09<sup>[1]<\/sup>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\"><a id=\"ownership\"><\/a><\/p>\n\n\n<div class=\"wp-block-group alpha-cta alpha-cta-mid alpha-cta-alloc has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-left-color:#006ece;border-left-width:4px;background-color:#f3f7fb;padding:16px 20px\">\n<p class=\"wp-block-paragraph\"><strong>\u60f3\u77e5\u9053\u9019\u6a23\u7684\u914d\u7f6e\u9069\u4e0d\u9069\u5408\u4f60\u7684\u76ee\u6a19\u8207\u671f\u9593\uff1f<\/strong><\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-7b4500cd wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/portfolio-calculator\/?Camp=Blog\" style=\"border-radius:50px;color:#ffffff;background-color:#006ece;border:2px solid #006ece;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u514d\u8cbb\u8a66\u7b97\u6211\u7684\u6295\u8cc7\u7d44\u5408<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">Vanguard \u7684\u6240\u6709\u6b0a\u7d50\u69cb\uff1a\u6295\u8cc7\u4eba\u64c1\u6709\u57fa\u91d1\uff0c\u57fa\u91d1\u64c1\u6709\u516c\u53f8<\/h2>\n\n<p class=\"wp-block-paragraph\">\u4e00\u822c\u7684\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\u7531\u5916\u90e8\u80a1\u6771\u64c1\u6709\uff0c\u53ef\u80fd\u662f\u5275\u8fa6\u5bb6\u65cf\u3001\u4e0a\u5e02\u516c\u53f8\u7684\u80a1\u6771\uff0c\u6216\u662f\u6bcd\u516c\u53f8\u91d1\u878d\u96c6\u5718\uff0c\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\u5411\u57fa\u91d1\u6536\u53d6\u7ba1\u7406\u8cbb\uff0c\u652f\u4ed8\u71df\u904b\u6210\u672c\u5f8c\u7684\u5229\u6f64\u6b78\u80a1\u6771\u6240\u6709\uff0c\u90e8\u5206\u516c\u53f8\u4e5f\u5728\u80a1\u7968\u5e02\u5834\u4e0a\u5e02\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">Vanguard \u7684\u7d50\u69cb\u53cd\u904e\u4f86\uff0c\u7f8e\u570b\u7684 Vanguard \u57fa\u91d1\u5171\u540c\u64c1\u6709 Vanguard \u516c\u53f8\uff0c\u800c\u57fa\u91d1\u7531\u8cb7\u57fa\u91d1\u7684\u6295\u8cc7\u4eba\u64c1\u6709<sup>[1][6]<\/sup>\uff0c\u6301\u6709 Vanguard \u7f8e\u570b\u57fa\u91d1\u7684\u6295\u8cc7\u4eba\uff0c\u7b49\u65bc\u900f\u904e\u57fa\u91d1\u9593\u63a5\u6210\u70ba\u516c\u53f8\u7684\u6240\u6709\u4eba\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u7ba1\u7406\u8cbb\u540c\u6a23\u7528\u4f86\u652f\u4ed8\u71df\u904b\u6210\u672c\uff0c\u4e0d\u904e\u6c92\u6709\u5916\u90e8\u80a1\u6771\u8981\u5206\u5229\u6f64\uff0c\u516c\u53f8\u4e5f\u6c92\u6709\u4e0a\u5e02\u3001\u6c92\u6709\u80a1\u7968\u4ee3\u865f\uff0c\u4e58\u5ba2\u5c31\u662f\u8239\u6771\u3002<\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/1781_\u6240\u6709\u6b0a\u7d50\u69cb.png\" alt=\"\u4e00\u822c\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\u8207 Vanguard \u7684\u6240\u6709\u6b0a\u7d50\u69cb\u5c0d\u7167\uff1a\u4e00\u822c\u516c\u53f8\u7531\u5916\u90e8\u80a1\u6771\u64c1\u6709\uff0c\u7ba1\u7406\u8cbb\u6263\u9664\u6210\u672c\u5f8c\u7684\u5229\u6f64\u6b78\u80a1\u6771\uff1bVanguard \u7531\u6295\u8cc7\u4eba\u64c1\u6709\u57fa\u91d1\u3001\u57fa\u91d1\u5171\u540c\u64c1\u6709\u516c\u53f8\uff0c\u6c92\u6709\u5916\u90e8\u80a1\u6771\u5206\u5229\u6f64\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\"><em>\u8cc7\u6599\u4f86\u6e90\uff1aVanguard \u5b98\u7db2<sup>[1][6]<\/sup>\uff1b\u963f\u723e\u767c\u6295\u8cc7\u7814\u7a76\u5718\u968a\u6574\u7406<\/em><\/p>\n\n<p class=\"wp-block-paragraph\">Vanguard \u81ea\u5df1\u7684\u8aaa\u6cd5\u662f\uff0c\u9019\u500b\u67b6\u69cb\u8b93\u5b83\u80fd\u628a\u50f9\u503c\u4ee5\u300c\u964d\u4f4e\u8cbb\u7528\u300d\u7684\u5f62\u5f0f\u9084\u7d66\u57fa\u91d1\u6295\u8cc7\u4eba<sup>[6]<\/sup>\uff0c\u6295\u8cc7\u4eba\u6240\u6709\u5236\u7684\u6548\u679c\uff0c\u6700\u76f4\u63a5\u7684\u89c0\u5bdf\u6307\u6a19\u662f\u8cbb\u7528\u7387\uff0c\u8cc7\u7522\u898f\u6a21\u8b8a\u5927\u3001\u55ae\u4f4d\u6210\u672c\u4e0b\u964d\u6642\uff0c\u53ef\u4ee5\u53cd\u6620\u5728\u66f4\u4f4e\u7684\u8cbb\u7528\u7387\u4e0a\uff08\u8239\u8d8a\u5927\u3001\u4e58\u5ba2\u8d8a\u591a\uff0c\u6bcf\u5f35\u8239\u7968\u5206\u6524\u7684\u71c3\u6599\u5c31\u8d8a\u5c11\uff09\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">Vanguard \u6709\u4e0a\u5e02\u55ce\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u6c92\u6709\uff0cVanguard \u4e0d\u662f\u4e0a\u5e02\u516c\u53f8\uff0c\u4e5f\u6c92\u6709\u516c\u958b\u767c\u884c\u7684\u80a1\u7968\uff0c\u56e0\u6b64\u67e5\u4e0d\u5230\u300c\u5148\u92d2\u9818\u822a\u80a1\u7968\u4ee3\u865f\u300d\uff0c\u5e02\u9762\u4e0a\u5e36\u6709 Vanguard \u540d\u7a31\u7684\u4ee3\u865f\uff08\u4f8b\u5982 VTI\u3001VT\u3001BND\uff09\uff0c\u90fd\u662f Vanguard \u767c\u884c\u7684 ETF\uff0c\u4e0d\u662f\u516c\u53f8\u672c\u8eab\u7684\u80a1\u7968\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u9700\u8981\u5206\u6e05\u695a\u7684\u662f\uff0c\u5b98\u7db2\u6240\u8aaa\u7684\u300c\u6295\u8cc7\u4eba\u6240\u6709\u300d\uff0c\u6307\u7684\u662f Vanguard \u7f8e\u570b\u57fa\u91d1\u8207 Vanguard \u516c\u53f8\u4e4b\u9593\u7684\u6301\u6709\u95dc\u4fc2<sup>[1][6]<\/sup>\uff1b\u5728\u7f8e\u570b\u4ee5\u5916\u5e02\u5834\u767c\u884c\u7684\u57fa\u91d1\uff0c\u5404\u4f9d\u7576\u5730\u6cd5\u898f\u8a2d\u7acb\u3002<\/p>\n\n<p class=\"wp-block-paragraph\"><a id=\"cost\"><\/a><\/p>\n\n<h2 class=\"wp-block-heading\">Vanguard \u7684\u898f\u6a21\u8207\u8cbb\u7528\u7387\uff1a\u5f9e 0.68% \u964d\u5230 0.07%<\/h2>\n\n<p class=\"wp-block-paragraph\">\u8cbb\u7528\u7387\u662f\u57fa\u91d1\u6bcf\u5e74\u5f9e\u8cc7\u7522\u4e2d\u6263\u9664\u7684\u71df\u904b\u8cbb\u7528\u6bd4\u7387\uff0c\u6295\u8cc7\u4eba\u770b\u4e0d\u5230\u5e33\u55ae\uff0c\u4f46\u6703\u76f4\u63a5\u53cd\u6620\u5728\u6de8\u503c\u4e0a\uff0c\u540c\u6a23\u7684\u5e02\u5834\u5831\u916c\uff0c\u8cbb\u7528\u7387\u8d8a\u9ad8\uff0c\u7559\u7d66\u6295\u8cc7\u4eba\u7684\u5831\u916c\u8d8a\u5c11\uff0c\u6301\u6709\u671f\u9593\u8d8a\u9577\u5dee\u8ddd\u8d8a\u5927\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u4f9d Vanguard \u5b98\u7db2\u3008Vanguard&#8217;s history\u3009\uff0c1975 \u5e74 Vanguard \u7684\u5e73\u5747\u8cbb\u7528\u7387\u70ba 0.68%\uff0c\u5230 2021 \u5e74\u964d\u5230 0.09%<sup>[2]<\/sup>\uff0c\u5b98\u7db2\u3008Vanguard by the numbers\u3009\u516c\u5e03 2025 \u5e74\u7f8e\u570b\u57fa\u91d1\u8207 ETF \u7684\u8cc7\u7522\u52a0\u6b0a\u5e73\u5747\u8cbb\u7528\u7387\u70ba 0.07%<sup>[1]<\/sup>\u3002<\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/1781_\u8cbb\u7528\u7387\u8b8a\u5316.png\" alt=\"Vanguard \u5e73\u5747\u8cbb\u7528\u7387\u5f9e 1975 \u5e74 0.68% \u964d\u5230 2021 \u5e74 0.09%\u30012025 \u5e74 0.07%\uff1b\u540c\u671f\u7522\u696d\u5e73\u5747 1975 \u5e74 0.73%\u30012021 \u5e74 0.49%\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\"><em>\u8cc7\u6599\u4f86\u6e90\uff1aVanguard \u5b98\u7db2\u3008Vanguard&#8217;s history\u3009<sup>[2]<\/sup>\u3001\u3008Vanguard by the numbers\u3009<sup>[1]<\/sup>\uff1b2025 \u5e74\u70ba\u7f8e\u570b\u57fa\u91d1\u8207 ETF \u8cc7\u7522\u52a0\u6b0a\u5e73\u5747<\/em><\/p>\n\n<p class=\"wp-block-paragraph\">\u7522\u696d\u6574\u9ad4\u4e5f\u5728\u964d\uff0c\u7f8e\u570b\u6295\u8cc7\u516c\u53f8\u5354\u6703\uff08Investment Company Institute\uff0cICI\uff09\u7d71\u8a08\uff0c2025 \u5e74\u7f8e\u570b\u80a1\u7968\u578b\u5171\u540c\u57fa\u91d1\u7684\u8cc7\u7522\u52a0\u6b0a\u5e73\u5747\u8cbb\u7528\u7387\u70ba 0.40%\uff0c\u6307\u6578\u578b\u80a1\u7968 ETF \u70ba 0.14%\uff0c\u8207 2024 \u5e74\u6301\u5e73\uff0c1996 \u5e74\u81f3 2025 \u5e74\uff0c\u80a1\u7968\u578b\u5171\u540c\u57fa\u91d1\u7684\u5e73\u5747\u8cbb\u7528\u7387\u4e0b\u964d\u4e86 62%<sup>[5]<\/sup>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6295\u8cc7\u4eba\u8d8a\u4f86\u8d8a\u5728\u610f\u6210\u672c\uff0c\u88ab\u52d5\u5f0f\u7684\u6307\u6578\u57fa\u91d1\u8207 ETF \u898f\u6a21\u64f4\u5927\uff0c\u4fc3\u4f7f\u6574\u500b\u7522\u696d\u7684\u8cbb\u7528\u7387\u4e00\u8def\u4e0b\u6ed1\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">Vanguard \u4ecd\u5728\u8abf\u964d\u8cbb\u7528\uff0c\u5b98\u7db2\u8a18\u8f09\uff0c2025 \u5e74\u8abf\u964d\u903e 87 \u6a94\u57fa\u91d1\u7684\u8cbb\u7528\u7387\uff0c\u4ee5 2024 \u5e74 11 \u6708\u7684\u8cc7\u7522\u4f30\u7b97\uff0c\u9810\u8a08 2025 \u5e74\u53ef\u66ff\u6295\u8cc7\u4eba\u7701\u4e0b\u903e 3.5 \u5104\u7f8e\u5143<sup>[2]<\/sup>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>\u8cbb\u7528\u7387\u662f\u6295\u8cc7\u4eba\u80fd\u4e8b\u5148\u78ba\u5b9a\u7684\u5c11\u6578\u8b8a\u6578\u4e4b\u4e00<\/strong>\uff0c\u5e02\u5834\u5831\u916c\u7121\u6cd5\u9810\u6e2c\uff0c\u6bcf\u5e74\u4ed8\u591a\u5c11\u8cbb\u7528\u537b\u5728\u8cb7\u9032\u524d\u5c31\u67e5\u5f97\u5230\uff0c\u9078\u64c7\u4efb\u4f55\u57fa\u91d1\u6216 ETF \u6642\uff0c\u503c\u5f97\u5148\u770b\u4e00\u773c\u516c\u958b\u8aaa\u660e\u66f8\u7684\u8cbb\u7528\u6b04\u3002<\/p>\n\n<p class=\"wp-block-paragraph\"><a id=\"history\"><\/a><\/p>\n\n<h2 class=\"wp-block-heading\">Vanguard \u6b77\u53f2\u91cc\u7a0b\u7891<\/h2>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u5e74\u4efd<\/th>\n<th>\u4e8b\u4ef6<\/th>\n<th>\u4f86\u6e90<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1975<\/td>\n<td>\u67cf\u683c\u5275\u7acb Vanguard\uff0c\u4ed6\u7a31\u4e4b\u70ba\u300cVanguard \u5be6\u9a57\u300d<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[2]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>1976<\/td>\n<td>\u63a8\u51fa First Index Investment Trust\uff0c\u5373\u4eca\u65e5\u7684 Vanguard 500 Index Fund<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[2]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>1996<\/td>\n<td>\u5728\u58a8\u723e\u672c\u6210\u7acb Vanguard Investments Australia\uff0c\u70ba\u9996\u500b\u6d77\u5916\u64da\u9ede<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[2]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>2001<\/td>\n<td>\u63a8\u51fa\u9996\u6a94 ETF\uff1aVanguard Total Stock Market ETF\uff08VTI\uff09\uff0c\u4ee5\u65e2\u6709\u6307\u6578\u57fa\u91d1\u7684 ETF \u80a1\u4efd\u5f62\u5f0f\u767c\u884c<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[2]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>2014<\/td>\n<td>\u6295\u8cc7\u4eba\u9054 2,000 \u842c\u540d<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[2]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>2019<\/td>\n<td>\u67cf\u683c\u65bc 1 \u6708 16 \u65e5\u8fad\u4e16<\/td>\n<td>The Philadelphia Inquirer\uff082019-01-16\uff09<sup>[11]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>2020<\/td>\n<td>\u5ba3\u5e03\u95dc\u9589\u9999\u6e2f\u8207\u65e5\u672c\u71df\u904b\u64da\u9ede<\/td>\n<td>Reuters\uff082020-08-27\uff09<sup>[8]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>2025<\/td>\n<td>\u8abf\u964d\u903e 87 \u6a94\u57fa\u91d1\u8cbb\u7528\u7387<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[2]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>2025 \u5e74\u5e95<\/td>\n<td>\u6295\u8cc7\u4eba\u903e 5,000 \u842c\u540d<\/td>\n<td>Vanguard \u5b98\u7db2<sup>[1]<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">1976 \u5e74\u63a8\u51fa\u7684\u6307\u6578\u57fa\u91d1\uff0c\u76ee\u6a19\u662f\u8cbc\u8fd1\u5e02\u5834\u5e73\u5747\u5831\u916c\uff0c\u5728\u7576\u6642\u4ee5\u4e3b\u52d5\u9078\u80a1\u70ba\u4e3b\u6d41\u7684\u57fa\u91d1\u696d\u5c6c\u65bc\u5c11\u6578\uff0c\u534a\u500b\u4e16\u7d00\u5f8c\uff0c\u6307\u6578\u5316\u6295\u8cc7\u5df2\u662f\u5168\u7403\u8cc7\u7522\u7ba1\u7406\u7684\u4e3b\u6d41\u505a\u6cd5\u4e4b\u4e00\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u80a1\u795e\u5df4\u83f2\u7279\u5728 2016 \u5e74\u81f4\u80a1\u6771\u4fe1\uff082017 \u5e74 2 \u6708\u767c\u5e03\uff09\u5beb\u9053\uff0c\u5982\u679c\u8981\u70ba\u300c\u5c0d\u7f8e\u570b\u6295\u8cc7\u4eba\u8ca2\u737b\u6700\u5927\u7684\u4eba\u300d\u7acb\u96d5\u50cf\uff0c\u67cf\u683c\u662f\u4e0d\u4e8c\u4eba\u9078<sup>[7]<\/sup>\uff0c\u67cf\u683c\u7684\u751f\u5e73\u8207\u6295\u8cc7\u7406\u5ff5\uff0c\u53ef\u4ee5\u8b80<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u7d04\u7ff0\uff0e\u67cf\u683c\u662f\u8ab0<\/a>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u5f9e\u4e00\u6a94\u4e0d\u88ab\u770b\u597d\u7684\u6307\u6578\u57fa\u91d1\uff0c\u5230\u670d\u52d9\u903e 5,000 \u842c\u540d\u6295\u8cc7\u4eba\uff0cVanguard \u7684\u6210\u9577\u8ecc\u8de1\u8207\u6307\u6578\u5316\u6295\u8cc7\u7684\u666e\u53ca\u5e7e\u4e4e\u91cd\u758a\uff0c\u9760\u7684\u662f\u4f4e\u6210\u672c\u8207\u9577\u671f\u6301\u6709\u7684\u7d00\u5f8b\u3002<\/p>\n\n<p class=\"wp-block-paragraph\"><a id=\"taiwan\"><\/a><\/p>\n\n<h2 class=\"wp-block-heading\">Vanguard \u5728\u53f0\u7063\uff1a\u6295\u8cc7\u4eba\u600e\u9ebc\u63a5\u89f8 Vanguard \u7684\u7522\u54c1<\/h2>\n\n<p class=\"wp-block-paragraph\">Vanguard \u7684\u4e9e\u6d32\u5e03\u5c40\u66fe\u7d93\u6b77\u8abf\u6574\uff0c2018 \u5e74\u5ba3\u5e03\u95dc\u9589\u65b0\u52a0\u5761\u71df\u904b<sup>[10]<\/sup>\uff0c2020 \u5e74\u5ba3\u5e03\u95dc\u9589\u9999\u6e2f\u8207\u65e5\u672c\u64da\u9ede<sup>[8]<\/sup>\uff0c\u8239\u6c92\u6709\u5728\u4e9e\u6d32\u9760\u6e2f\u592a\u4e45\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u53f0\u7063\u6295\u8cc7\u4eba\u63a5\u89f8 Vanguard \u7522\u54c1\uff0c\u5e38\u898b\u7684\u65b9\u5f0f\u662f\u900f\u904e\u570b\u5167\u5238\u5546\u7684\u8907\u59d4\u8a17\uff0c\u8cb7\u9032\u5728\u7f8e\u570b\u4ea4\u6613\u6240\u639b\u724c\u7684 Vanguard ETF\uff1b\u8907\u59d4\u8a17\u600e\u9ebc\u958b\u6236\u3001\u8981\u6ce8\u610f\u54ea\u4e9b\u7a05\u8cbb\uff0c\u53ef\u53c3\u8003<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=7462\">\u8cb7\u7f8e\u80a1\u6709\u54ea\u4e9b\u6ce8\u610f\u4e8b\u9805<\/a>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">Vanguard \u7684 ETF \u5927\u81f4\u5206\u4e09\u985e\uff08\u8209\u4f8b\uff0c\u975e\u63a8\u4ecb\uff09\uff0c\u5168\u5e02\u5834\u80a1\u7968\u578b\u8ffd\u8e64\u6db5\u84cb\u5927\u3001\u4e2d\u3001\u5c0f\u578b\u80a1\u7684\u5ee3\u57fa\u6307\u6578\uff0c\u4f8b\u5982 VTI\uff08\u7f8e\u570b\u6574\u9ad4\u80a1\u5e02\uff09\u3001VT\uff08\u5168\u7403\u80a1\u5e02\uff09\uff0c\u50b5\u5238\u578b\u8ffd\u8e64\u7f8e\u570b\u6295\u8cc7\u7b49\u7d1a\u50b5\u5238\u6307\u6578\uff0c\u4f8b\u5982 BND\uff08\u7f8e\u570b\u6574\u9ad4\u50b5\u5238\u5e02\u5834\uff09\uff0c\u7522\u696d\u985e\u80a1\u578b\u8ffd\u8e64\u55ae\u4e00\u7522\u696d\u6307\u6578\uff0c\u4f8b\u5982 VGT\uff0cVGT \u662f Vanguard \u767c\u884c\u7684\u8cc7\u8a0a\u79d1\u6280\u985e\u80a1 ETF\uff08Vanguard Information Technology ETF\uff09<sup>[9]<\/sup>\uff0c\u8207\u5168\u5e02\u5834\u578b ETF \u76f8\u6bd4\u96c6\u4e2d\u5728\u55ae\u4e00\u7522\u696d\uff0c\u6ce2\u52d5\u901a\u5e38\u8f03\u9ad8\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u60f3\u4e86\u89e3\u5168\u7403\u80a1\u5e02 ETF\uff08VT\uff09\u8207\u6307\u6578\u5316\u6295\u8cc7\u7684\u9577\u671f\u5831\u916c\uff0c\u53ef\u4ee5\u63a5\u8457\u8b80<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14700\">\u6307\u6578\u5316\u6295\u8cc7\u6307\u5357\uff1aVT\u3001S&amp;P 500\u30010052 \u5e74\u5316\u5831\u916c\u7387<\/a>\uff0c\u50b5\u5238 ETF BND \u7684\u4ecb\u7d39\u5728<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1093\">BND \u7f8e\u570b\u50b5\u5238\u578b ETF \u4ecb\u7d39<\/a>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>\u4efb\u4f55\u4e00\u5bb6\u767c\u884c\u5546\u7684 ETF\uff0c\u90fd\u8981\u5148\u770b\u8ffd\u8e64\u7684\u6307\u6578\u3001\u8cbb\u7528\u7387\u8207\u898f\u6a21\uff0c\u518d\u770b\u5b83\u5728\u6574\u9ad4\u914d\u7f6e\u4e2d\u7684\u89d2\u8272<\/strong>\uff0c\u55ae\u770b\u767c\u884c\u5546\u54c1\u724c\uff0c\u7121\u6cd5\u56de\u7b54\u300c\u9019\u6a94\u9069\u4e0d\u9069\u5408\u6211\u300d\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u963f\u723e\u767c\u63d0\u4f9b\u4ec0\u9ebc<\/h2>\n\n<p class=\"wp-block-paragraph\">\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u63d0\u4f9b\u4ee5\u6307\u6578\u5316\u6295\u8cc7\u70ba\u57fa\u790e\u7684\u8cc7\u7522\u914d\u7f6e\u9867\u554f\u670d\u52d9\uff0c\u5c0d\u8c61\u5305\u62ec\u500b\u4eba\u6295\u8cc7\u4eba\u8207\u6cd5\u4eba\uff0c\u5be6\u969b\u4f7f\u7528\u7684\u6a19\u7684\u8207\u6bd4\u4f8b\uff0c\u4f9d\u6bcf\u4f4d\u5ba2\u6236\u7684\u76ee\u6a19\u3001\u671f\u9593\u8207\u98a8\u96aa\u627f\u53d7\u5ea6\u500b\u5225\u898f\u5283\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6211\u7684\u60f3\u6cd5<\/h2>\n\n<p class=\"wp-block-paragraph\">\u6211\u89ba\u5f97 Vanguard \u6700\u503c\u5f97\u5b78\u7684\uff0c\u662f\u5b83\u628a\u300c\u8ab0\u62ff\u8d70\u5229\u6f64\u300d\u9019\u4ef6\u4e8b\u60f3\u6e05\u695a\u4e86\uff0c\u4e58\u5ba2\u64c1\u6709\u8239\uff0c\u8239\u7968\u5c31\u6c92\u6709\u7406\u7531\u4e00\u76f4\u6f32\uff0c1975 \u5e74\u7684 0.68% \u4e00\u8def\u964d\u5230 2025 \u5e74\u7684 0.07%\uff0c\u5c31\u662f\u9019\u500b\u7d50\u69cb\u4e00\u5e74\u4e00\u5e74\u7d2f\u7a4d\u51fa\u4f86\u7684\u7d50\u679c\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u4e0d\u904e\u4f4e\u8cbb\u7528\u4e0d\u7b49\u65bc\u6bcf\u4e00\u6a94\u90fd\u9069\u5408\uff0c\u540c\u4e00\u5bb6\u767c\u884c\u5546\u6709\u5168\u5e02\u5834\u578b\uff0c\u4e5f\u6709\u55ae\u4e00\u7522\u696d\u578b\uff0cVGT \u96c6\u4e2d\u5728\u55ae\u4e00\u7522\u696d\uff0c\u6ce2\u52d5\u901a\u5e38\u6bd4\u5168\u5e02\u5834\u578b\u9ad8\uff0c\u6240\u4ee5\u6211\u770b\u4e00\u6a94 ETF\uff0c\u9806\u5e8f\u4e00\u5b9a\u662f\u8ffd\u8e64\u7684\u6307\u6578\u3001\u8cbb\u7528\u7387\u3001\u898f\u6a21\uff0c\u6700\u5f8c\u624d\u662f\u767c\u884c\u5546\u7684\u540d\u5b57\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u8aaa\u5be6\u5728\uff0cVanguard \u4e5f\u4e0d\u662f\u6c38\u9060\u7ad9\u5728\u6d6a\u982d\u4e0a\uff0c\u4e9e\u6d32\u64da\u9ede\u95dc\u4e86\u597d\u5e7e\u500b\uff0c\u53f0\u7063\u6295\u8cc7\u4eba\u8981\u8cb7\u9084\u5f97\u900f\u904e\u8907\u59d4\u8a17\u6216\u6d77\u5916\u5238\u5546\uff0c\u54c1\u724c\u518d\u597d\uff0c\u8cb7\u5f97\u5230\u3001\u8cb7\u5f97\u65b9\u4fbf\u4e5f\u662f\u6210\u672c\u7684\u4e00\u90e8\u5206\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u67cf\u683c\u7576\u5e74\u88ab\u770b\u8870\u7684\u90a3\u6a94\u6307\u6578\u57fa\u91d1\uff0c\u534a\u500b\u4e16\u7d00\u5f8c\u8b8a\u6210\u4e3b\u6d41\uff0c\u6211\u89ba\u5f97\u9019\u63d0\u9192\u7684\u662f\uff0c\u5c0d\u6295\u8cc7\u4eba\u6709\u5229\u7684\u505a\u6cd5\u4e0d\u4e00\u5b9a\u4e00\u958b\u59cb\u5c31\u71b1\u9580\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u4e0a\u8239\u4e4b\u524d\uff0c\u5148\u770b\u6e05\u695a\u8239\u662f\u8ab0\u7684\u3002<\/p>\n\n<p class=\"wp-block-paragraph\"><a id=\"faq\"><\/a><\/p>\n\n\n<div class=\"wp-block-group alpha-cta alpha-cta-end alpha-cta-alloc has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"background-color:#f3f7fb;padding:32px 20px\">\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:clamp(16.834px, 1.052rem + ((1vw - 3.2px) * 0.716), 26px);font-weight:700\">\u5148\u7b97\u4e00\u6b21\uff0c\u518d\u6c7a\u5b9a\u600e\u9ebc\u914d<\/p>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u8f38\u5165\u91d1\u984d\u3001\u671f\u9593\u8207\u76ee\u6a19\uff0c\u770b\u80a1\u50b5\u6bd4\u4f8b\u8207\u53ef\u80fd\u7684\u5831\u916c\u7bc4\u570d\uff1b\u8a66\u7b97\u7d50\u679c\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u4ee3\u8868\u672a\u4f86\u7e3e\u6548<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe0a7de2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/portfolio-calculator\/?Camp=Blog\" style=\"border-radius:50px;color:#ffffff;background-color:#006ece;border:2px solid #006ece;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u514d\u8cbb\u8a66\u7b97\u6211\u7684\u6295\u8cc7\u7d44\u5408<\/strong><\/a><\/div>\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/XpZpxkKi\" style=\"border-radius:50px;color:#00b900;background-color:#ffffff;border:2px solid #00b900;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u52a0 LINE \u554f\u9867\u554f<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u898b\u554f\u984c<\/h2>\n\n<h3 class=\"wp-block-heading\">Vanguard \u662f\u4ec0\u9ebc\u516c\u53f8\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">Vanguard\uff08\u5148\u92d2\u9818\u822a\u3001\u5148\u92d2\u96c6\u5718\uff09\u662f 1975 \u5e74\u7531\u7d04\u7ff0\uff0e\u67cf\u683c\u5728\u7f8e\u570b\u5275\u7acb\u7684\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\uff0c\u4ee5\u6307\u6578\u578b\u57fa\u91d1\u8207 ETF \u805e\u540d\uff0c\u516c\u53f8\u7531\u65d7\u4e0b\u57fa\u91d1\u64c1\u6709\uff0c\u57fa\u91d1\u7531\u57fa\u91d1\u6295\u8cc7\u4eba\u64c1\u6709\uff1b\u622a\u81f3 2025 \u5e74\u5e95\u670d\u52d9\u903e 5,000 \u842c\u540d\u6295\u8cc7\u4eba<sup>[1]<\/sup>\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">Vanguard \u4e2d\u6587\u53eb\u4ec0\u9ebc\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u5e38\u898b\u8b6f\u540d\u6709\u5148\u92d2\u9818\u822a\u3001\u5148\u92d2\u96c6\u5718\u3001\u7f8e\u570b\u9818\u822a\u6295\u8cc7\u3001\u9818\u822a\u6295\u8cc7\uff0c\u4e2d\u570b\u5927\u9678\u591a\u5beb\u9818\u822a\u96c6\u5718\uff0c\u82f1\u6587 vanguard \u610f\u70ba\u300c\u5148\u92d2\u300d\uff0c\u516c\u53f8\u540d\u7a31\u53d6\u81ea 1798 \u5e74\u5c3c\u7f85\u6cb3\u6230\u5f79\u4e2d\u7d0d\u723e\u905c\u7684\u65d7\u8266 HMS Vanguard\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u5148\u92d2\u9818\u822a\u6709\u4e0a\u5e02\u55ce\uff1f\u80a1\u7968\u4ee3\u865f\u662f\u4ec0\u9ebc\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u6c92\u6709\u4e0a\u5e02\uff0c\u4e5f\u6c92\u6709\u80a1\u7968\u4ee3\u865f\uff1aVanguard \u7531\u65d7\u4e0b\u7f8e\u570b\u57fa\u91d1\u5171\u540c\u64c1\u6709<sup>[1]<\/sup>\uff1bVTI\u3001VT\u3001BND \u9019\u985e\u4ee3\u865f\u662f Vanguard \u767c\u884c\u7684 ETF\uff0c\u4e0d\u662f\u516c\u53f8\u80a1\u7968\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">Vanguard \u7684\u8cbb\u7528\u7387\u6709\u591a\u4f4e\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">Vanguard \u5b98\u7db2\u516c\u5e03\uff0c2025 \u5e74\u7f8e\u570b\u57fa\u91d1\u8207 ETF \u7684\u8cc7\u7522\u52a0\u6b0a\u5e73\u5747\u8cbb\u7528\u7387\u70ba 0.07%<sup>[1]<\/sup>\u3002\u540c\u5e74 ICI \u7d71\u8a08\u7f8e\u570b\u80a1\u7968\u578b\u5171\u540c\u57fa\u91d1\u7684\u8cc7\u7522\u52a0\u6b0a\u5e73\u5747\u8cbb\u7528\u7387\u70ba 0.40%\u3001\u6307\u6578\u578b\u80a1\u7968 ETF \u70ba 0.14%<sup>[5]<\/sup>\uff0c\u5169\u8005\u7d71\u8a08\u7bc4\u570d\u4e0d\u540c\uff0c\u50c5\u4f9b\u53c3\u8003\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u53f0\u7063\u53ef\u4ee5\u8cb7 Vanguard \u7684 ETF \u55ce\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u53ef\u4ee5\u900f\u904e\u570b\u5167\u5238\u5546\u8907\u59d4\u8a17\uff0c\u8cb7\u9032\u5728\u7f8e\u570b\u639b\u724c\u7684 Vanguard ETF\uff0c\u4e5f\u53ef\u4ee5\u900f\u904e\u6d77\u5916\u5238\u5546\uff0c\u5169\u7a2e\u65b9\u5f0f\u7684\u8cbb\u7528\u3001\u7a05\u52d9\u8207\u4fdd\u969c\u4e0d\u540c\uff0c\u958b\u6236\u524d\u61c9\u5148\u6bd4\u8f03\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5ef6\u4f38\u95b1\u8b80<\/h2>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=723\">\u7d04\u7ff0\uff0e\u67cf\u683c\uff08John Bogle\uff09\u662f\u8ab0\uff1f\u6307\u6578\u57fa\u91d1\u4e4b\u7236<\/a>\uff1a\u9069\u5408\u60f3\u77e5\u9053 Vanguard \u5275\u8fa6\u4eba\u8207\u6307\u6578\u57fa\u91d1\u8d77\u6e90\u7684\u4eba<\/li>\n<li><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14700\">\u6307\u6578\u5316\u6295\u8cc7\u6307\u5357\uff1aVT\u3001S&amp;P 500\u30010052 \u5e74\u5316\u5831\u916c\u7387<\/a>\uff1a\u9069\u5408\u60f3\u77e5\u9053\u6307\u6578\u5316\u6295\u8cc7\u9577\u671f\u5831\u916c\u7684\u4eba<\/li>\n<li><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\">ETF \u662f\u4ec0\u9ebc\uff1fETF \u600e\u9ebc\u8cb7\u3001\u8cbb\u7528\u8207\u65b0\u624b\u6295\u8cc7\u5165\u9580<\/a>\uff1a\u9069\u5408\u525b\u958b\u59cb\u8a8d\u8b58 ETF\u3001\u60f3\u77e5\u9053\u600e\u9ebc\u8cb7\u7684\u4eba<\/li>\n<\/ul>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Vanguard \u662f\u4ec0\u9ebc\u516c\u53f8\uff1f\", 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class=\"wp-block-heading\">\u53c3\u8003\u6587\u737b<\/h2>\n\n<ul class=\"wp-block-list\">\n<li>[1] The Vanguard Group. (2026). <em>Vanguard by the numbers<\/em>. 2026 \u5e74 10 \u6708 19 \u65e5\u64f7\u53d6\u3002https:\/\/corporate.vanguard.com\/content\/corporatesite\/us\/en\/corp\/who-we-are\/sets-us-apart\/facts-and-figures.html<\/li>\n<li>[2] The Vanguard Group. (n.d.). <em>Vanguard&#8217;s history<\/em>. 2026 \u5e74 10 \u6708 19 \u65e5\u64f7\u53d6\u3002https:\/\/corporate.vanguard.com\/content\/corporatesite\/us\/en\/corp\/who-we-are\/sets-us-apart\/our-history.html<\/li>\n<li>[3] Vanguard Investments Australia Ltd. (2026). <em>Vanguard wholesale international equities unhedged funds and ETFs: Annual report for the year ended 30 June 2026<\/em>. https:\/\/fund-docs.vanguard.com\/AU-Annual_report-Vanguard_Wholesale_International_Equities_Unhedged_Funds_and_ETFs.pdf<\/li>\n<li>[4] The Vanguard Group. (2026). <em>Vanguard Real Estate ETF prospectus<\/em>. https:\/\/fund-docs.vanguard.com\/p986.pdf<\/li>\n<li>[5] Investment Company Institute. (2026, March). <em>Trends in the expenses and fees of funds, 2025<\/em>. https:\/\/www.ici.org\/files\/2026\/per32-01.pdf<\/li>\n<li>[6] The Vanguard Group. (2026, June 4). <em>Vanguard expands high-yield offering with Vanguard U.S. High-Yield Corporate Bond Index ETF<\/em> [News release]. https:\/\/corporate.vanguard.com\/content\/corporatesite\/us\/en\/corp\/who-we-are\/pressroom\/press-release-vanguard-expands-high-yield-offering-with-vanguard-us-high-yield-corporate-bond-index-etf-060426.html<\/li>\n<li>[7] Berkshire Hathaway Inc. (2017). <em>2016 letter to shareholders<\/em>. https:\/\/www.berkshirehathaway.com\/letters\/2016ltr.pdf<\/li>\n<li>[8] Reuters. (2020, August 27). Job losses loom as Vanguard Group closes Hong Kong, Japan operations. <em>Business Standard<\/em>. https:\/\/www.business-standard.com\/amp\/article\/international\/job-losses-loom-as-vanguard-group-closes-hong-kong-japan-operations-120082700090_1.html<\/li>\n<li>[9] The Vanguard Group. (n.d.). <em>Vanguard Information Technology ETF (VGT)<\/em>. 2026 \u5e74 10 \u6708 19 \u65e5\u64f7\u53d6\u3002https:\/\/investor.vanguard.com\/investment-products\/etfs\/profile\/vgt<\/li>\n<li>[10] Newell, R. (2018, July 26). Vanguard Singapore: A casualty of high-fee fund selling. <em>AsianInvestor<\/em>. https:\/\/asianinvestor.net\/article\/vanguard-singapore-a-casualty-of-high-fee-fund-selling\/446178<\/li>\n<li>[11] Carey, A., &amp; Arvedlund, E. (2019, January 16). 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