{"id":18848,"date":"2026-10-21T18:22:44","date_gmt":"2026-10-21T10:22:44","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=18848"},"modified":"2026-10-21T18:22:44","modified_gmt":"2026-10-21T10:22:44","slug":"twd-depreciation-taiwan-stocks","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=18848","title":{"rendered":"\u53f0\u5e63\u8cb6\u503c\u53f0\u80a1\u6703\u8dcc\u55ce\uff1f\u8cb6\u8d85\u904e2%\u7684\u6708\u4efd\u4e03\u6210\u4e0b\u8dcc"},"content":{"rendered":"<p class=\"wp-block-paragraph\">2026 \u5e74 10 \u6708 20 \u65e5\u6536\u76e4\uff0c\u65b0\u53f0\u5e63\u5c0d\u7f8e\u5143\u6536\u5728 32.617 \u5143\uff0c\u662f 18 \u500b\u6708\u4f86\u6700\u5f31\uff0c\u540c\u4e00\u5929\u5916\u8cc7\u9023\u7e8c\u7b2c\u5341\u500b\u4ea4\u6613\u65e5\u8ce3\u8d85\u53f0\u80a1\uff0c\u4eca\u5e74\u7d2f\u8a08\u8ce3\u8d85\u8d85\u904e 2.11 \u5146\u5143<sup>[1][2]<\/sup>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u65b0\u53f0\u5e63\u548c\u53f0\u80a1\u5e38\u5e38\u4e00\u8d77\u6f32\u8dcc\uff0c1998 \u5e74\u4ee5\u4f86\uff0c\u65b0\u53f0\u5e63\u55ae\u6708\u8cb6\u503c\u8d85\u904e 2% \u7684 30 \u500b\u6708\u88e1\uff0c\u53f0\u80a1\u6709 22 \u500b\u6708\u4e0b\u8dcc\uff0c\u6bd4\u4f8b\u7d04\u4e03\u6210\u4e09\uff0c\u56e0\u70ba\u63a8\u52d5\u5169\u908a\u7684\u5f80\u5f80\u662f\u540c\u4e00\u6279\u9322\uff0c\u4e0d\u904e\u53cd\u904e\u4f86\u770b\uff0c\u5c0d\u624b\u4e0a\u6709\u7f8e\u5143\u8cc7\u7522\u7684\u53f0\u7063\u6295\u8cc7\u4eba\uff0c\u65b0\u53f0\u5e63\u8cb6\u503c\u4e5f\u662f\u4e00\u5c64\u7de9\u885d\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u65b0\u53f0\u5e63\u5347\u8cb6\u5c0d\u5b58\u6b3e\u3001\u7559\u5b78\u3001\u85aa\u6c34\u5404\u5dee\u591a\u5c11\uff0c\u5728<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=11043\">\u53f0\u5e63\u5347\u503c\u8cb6\u503c\u5f71\u97ff\uff1a\u7f8e\u80a1\u3001\u5916\u5e63\u5b58\u6b3e\u3001\u7559\u5b78\u8207\u85aa\u6c34\u5404\u5dee\u591a\u5c11<\/a>\u6709\u5b8c\u6574\u8a66\u7b97\uff0c\u9019\u4e00\u6ce2\u65b0\u53f0\u5e63\u504f\u5f31\u7684\u80cc\u666f\uff0c\u4e5f\u5c31\u662f\u53f0\u7063\u5229\u7387\u4ecd\u662f\u4e3b\u8981\u5e02\u5834\u6700\u4f4e\u3001\u8ddf\u7f8e\u570b\u7684\u5229\u5dee\u62c9\u5927\uff0c\u5728<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=18842\">\u53f0\u50b5\u5229\u7387\u78342%\u4ee3\u8868\u4ec0\u9ebc\uff1f\u80a1\u3001\u50b5\u3001\u623f\u3001\u532f\u5404\u600e\u9ebc\u8d70<\/a>\u6574\u7406\u904e\u3002<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading\">\u53f0\u5e63\u548c\u53f0\u80a1\u70ba\u4ec0\u9ebc\u5e38\u4e00\u8d77\u6f32\u8dcc\uff1f<\/h2>\n\n<p class=\"wp-block-paragraph\">\u5916\u8cc7\u8cb7\u53f0\u80a1\uff0c\u8981\u5148\u628a\u7f8e\u5143\u63db\u6210\u65b0\u53f0\u5e63\uff0c\u65b0\u53f0\u5e63\u5c31\u5347\uff0c\u8ce3\u6389\u53f0\u80a1\u4e4b\u5f8c\u5982\u679c\u628a\u9322\u532f\u51fa\u53bb\uff0c\u5c31\u8981\u628a\u65b0\u53f0\u5e63\u63db\u56de\u7f8e\u5143\uff0c\u65b0\u53f0\u5e63\u5c31\u8cb6\uff0c\u6240\u4ee5\u77ed\u671f\u4f86\u770b\uff0c\u53f0\u80a1\u548c\u65b0\u53f0\u5e63\u5e38\u5e38\u88ab\u540c\u4e00\u6279\u8cc7\u91d1\u63a8\u8457\u8d70\u3002<\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/twd-buckets.png\" alt=\"\u65b0\u53f0\u5e63\u7576\u6708\u5347\u8cb6\u5206\u4e94\u7d44\uff0c\u53f0\u80a1\u7576\u6708\u4e0a\u6f32\u7684\u6708\u4efd\u6bd4\u4f8b\uff0c\u8cb6\u503c\u8d85\u904e 2% \u7684\u6708\u4efd\u53ea\u6709 27% \u4e0a\u6f32\uff0c\u5347\u503c\u8d85\u904e 2% \u7684\u6708\u4efd 93% \u4e0a\u6f32\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\"><em>\u5716 1\u3000\u65b0\u53f0\u5e63\u7576\u6708\u5347\u8cb6\u8207\u53f0\u80a1\u7576\u6708\u4e0a\u6f32\u7684\u6bd4\u4f8b\uff081998 \u5e74 1 \u6708\uff5e2026 \u5e74 9 \u6708\uff0c\u5171 345 \u500b\u6708\uff09\uff1b\u65b0\u53f0\u5e63\u53d6\u6708\u5e95\u532f\u7387\uff0c\u53f0\u80a1\u70ba\u52a0\u6b0a\u6307\u6578\u6708\u6536\u76e4\uff1b\u8cc7\u6599\u4f86\u6e90\uff1aFRED<sup>[3]<\/sup>\u3001Yahoo Finance<sup>[4]<\/sup>\uff1b\u963f\u723e\u767c\u6295\u8cc7\u7814\u7a76\u5718\u968a\u6574\u7406<\/em><\/p>\n\n<p class=\"wp-block-paragraph\">\u5716 1 \u986f\u793a\uff0c\u65b0\u53f0\u5e63\u55ae\u6708\u5347\u503c\u8d85\u904e 2% \u7684\u6708\u4efd\uff0c\u53f0\u80a1\u6709 93% \u4e0a\u6f32\uff0c\u5e73\u5747\u6f32 7.4%\uff0c\u8cb6\u503c\u8d85\u904e 2% \u7684\u6708\u4efd\u53ea\u6709 27% \u4e0a\u6f32\uff0c\u5e73\u5747\u8dcc 4.4%\uff0c\u5169\u8005\u7684\u6708\u76f8\u95dc\u4fc2\u6578\u662f 0.45\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6709\u4e09\u4ef6\u4e8b\u8981\u5206\u6e05\u695a\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u7b2c\u4e00\uff0c\u9019\u662f\u540c\u6642\u767c\u751f\uff0c\u4e0d\u662f\u56e0\u679c\uff0c\u4e5f\u4e0d\u80fd\u62ff\u4f86\u9810\u6e2c\uff0c\u770b\u5230\u65b0\u53f0\u5e63\u6025\u8cb6\uff0c\u8981\u554f\u7684\u662f\u9322\u70ba\u4ec0\u9ebc\u8d70\uff0c\u4eca\u5e74 10 \u6708 12 \u65e5\u5230 16 \u65e5\u5916\u8cc7\u8ce3\u8d85\u53f0\u80a1 194 \u5104\u7f8e\u5143\uff0c\u5176\u4e2d\u6de8\u532f\u51fa\u7d04 180 \u5104\u7f8e\u5143\uff0c\u592e\u884c\u8aaa\u660e\u9019\u662f\u65b0\u53f0\u5e63\u90a3\u4e00\u9031\u8cb6 1.37% \u7684\u4e3b\u56e0<sup>[5]<\/sup>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u7b2c\u4e8c\uff0c\u8ce3\u80a1\u4e0d\u4e00\u5b9a\u99ac\u4e0a\u532f\u51fa\uff0c\u5916\u8cc7\u8ce3\u6389\u53f0\u80a1\u4e4b\u5f8c\uff0c\u9322\u53ef\u4ee5\u5148\u7559\u5728\u53f0\u7063\u7684\u5b58\u6b3e\u6216\u5176\u4ed6\u8cc7\u7522\uff0c\u53ea\u6709\u771f\u7684\u532f\u51fa\u53bb\uff0c\u65b0\u53f0\u5e63\u624d\u6703\u53d7\u58d3\uff0c\u6240\u4ee5\u5916\u8cc7\u8ce3\u8d85\u7684\u91d1\u984d\u548c\u65b0\u53f0\u5e63\u7684\u8cb6\u5e45\u4e0d\u6703\u4e00\u6bd4\u4e00\u5c0d\u4e0a\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u7b2c\u4e09\uff0c\u65b0\u53f0\u5e63\u6025\u5347\u7684\u5f8c\u5ea7\u529b\u5728\u7372\u5229\uff0c\u4e0d\u5728\u7576\u6708\u80a1\u50f9\uff0c\u5347\u503c\u7684\u6708\u4efd\u53f0\u80a1\u591a\u534a\u662f\u6f32\u7684\uff0c\u56e0\u70ba\u8cc7\u91d1\u5728\u6d41\u5165\uff0c\u4f46\u51fa\u53e3\u4f01\u696d\u7684\u65b0\u53f0\u5e63\u71df\u6536\u6703\u7e2e\u6c34\uff0c\u53f0\u7a4d\u96fb 2025 \u5e74 7 \u6708\u6cd5\u8aaa\u6703\u63d0\u904e\uff0c\u65b0\u53f0\u5e63\u6bcf\u5347\u503c 1%\uff0c\u71df\u6536\u7d04\u5c11 1%\u3001\u6bdb\u5229\u7387\u7d04\u5c11 0.4 \u500b\u767e\u5206\u9ede<sup>[6]<\/sup>\uff0c\u9019\u8981\u7b49\u4e0b\u4e00\u5b63\u8ca1\u5831\u624d\u770b\u5f97\u5230\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u53f0\u5e63\u8cb6\u503c\u6642\uff0c\u7f8e\u80a1\u53cd\u800c\u5e6b\u53f0\u7063\u6295\u8cc7\u4eba\u64cb\u4e86\u4e00\u622a<\/h2>\n\n<p class=\"wp-block-paragraph\">\u300c\u4e0d\u907f\u96aa\u300d\u7684\u610f\u601d\u662f\uff0c\u8cb7\u7f8e\u80a1\u3001\u7f8e\u50b5\u6642\u4e0d\u53e6\u5916\u8655\u7406\u532f\u7387\uff0c\u8b93\u5831\u916c\u8ddf\u8457\u7f8e\u5143\u514c\u65b0\u53f0\u5e63\u6f32\u8dcc\uff0c\u53f0\u80a1\u5927\u8dcc\u7684\u5e74\u982d\uff0c\u5e38\u5e38\u5c31\u662f\u5916\u8cc7\u8ce3\u80a1\u3001\u65b0\u53f0\u5e63\u8cb6\u503c\u7684\u6642\u5019\uff0c\u624b\u4e0a\u7684\u7f8e\u5143\u8cc7\u7522\u63db\u56de\u65b0\u53f0\u5e63\u53cd\u800c\u8b8a\u591a\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u62ff 2022 \u5e74\u4f86\u7b97\uff0c\u7f8e\u80a1\u4ee5\u7f8e\u5143\u8a08\u5168\u5e74\u8dcc 18.2%\uff08\u542b\u606f\uff09\uff0c\u65b0\u53f0\u5e63\u5168\u5e74\u8cb6 9.7%\uff0c\u63db\u56de\u65b0\u53f0\u5e63\u4e4b\u5f8c\u53ea\u8dcc 9.4%\uff080.818\u00d71.107\u22480.906\uff09\uff0c\u540c\u4e00\u5e74\u53f0\u80a1\u8dcc 22.4%<sup>[3][4]<\/sup>\u3002<\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/twd-down-years.png\" alt=\"\u53f0\u80a1\u4e0b\u8dcc\u7684\u4e03\u500b\u5e74\u982d\uff0c\u53f0\u80a1\u3001\u7f8e\u80a1\u4ee5\u7f8e\u5143\u8a08\u8207\u63db\u6210\u65b0\u53f0\u5e63\u7684\u5168\u5e74\u5831\u916c\uff0c2000\u30012011\u30012015\u30012018\u30012022 \u5e74\u63db\u6210\u65b0\u53f0\u5e63\u7684\u7f8e\u80a1\u8dcc\u5f97\u8f03\u5c11\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\"><em>\u5716 2\u3000\u53f0\u80a1\u4e0b\u8dcc\u7684\u4e03\u500b\u5e74\u982d\uff0c\u53f0\u80a1\u3001\u7f8e\u80a1\u4ee5\u7f8e\u5143\u8a08\u8207\u63db\u6210\u65b0\u53f0\u5e63\u7684\u5168\u5e74\u5831\u916c\uff081998\uff5e2025 \u5e74\uff09\uff1b\u53f0\u80a1\u70ba\u52a0\u6b0a\u6307\u6578\u4e0d\u542b\u606f\uff0c\u7f8e\u80a1\u70ba S&amp;P 500 ETF \u542b\u606f\uff1b\u8cc7\u6599\u4f86\u6e90\uff1aFRED<sup>[3]<\/sup>\u3001Yahoo Finance<sup>[4]<\/sup>\uff1b\u963f\u723e\u767c\u6295\u8cc7\u7814\u7a76\u5718\u968a\u6574\u7406<\/em><\/p>\n\n<p class=\"wp-block-paragraph\">\u5716 2 \u986f\u793a\uff0c2000\u30012011\u30012015\u30012018\u30012022 \u9019\u4e94\u5e74\uff0c\u63db\u6210\u65b0\u53f0\u5e63\u7684\u7f8e\u80a1\u90fd\u6bd4\u4ee5\u7f8e\u5143\u8a08\u7684\u597d\uff0c2002 \u5e74\u548c 2008 \u5e74\u5247\u5e7e\u4e4e\u6c92\u6709\u5dee\u5225\uff0c\u5168\u7403\u4e00\u8d77\u8dcc\u3001\u65b0\u53f0\u5e63\u6c92\u6709\u8cb6\u7684\u6642\u5019\uff0c\u9019\u5c64\u7de9\u885d\u5c31\u4e0d\u898b\u4e86\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u9019\u5c64\u7de9\u885d\u4e5f\u6709\u4ee3\u50f9\uff0c\u65b0\u53f0\u5e63\u5927\u5347\u7684\u5e74\u982d\u6703\u5403\u6389\u5831\u916c\uff0c2017 \u5e74\u7f8e\u80a1\u4ee5\u7f8e\u5143\u8a08\u6f32 21.7%\uff0c\u63db\u6210\u65b0\u53f0\u5e63\u53ea\u5269 11.3%\uff0c\u5982\u679c\u51fa\u4e8b\u7684\u662f\u7f8e\u570b\u81ea\u5df1\uff0c\u50cf 2025 \u5e74 4\u30015 \u6708\u5e02\u5834\u64d4\u5fc3\u7f8e\u570b\u7684\u8ca1\u653f\u8207\u4fe1\u7528\uff0c\u65b0\u53f0\u5e63\u5728 5 \u6708\u4e00\u500b\u6708\u5347\u503c\u7d04 7%<sup>[3]<\/sup>\uff0c\u7f8e\u80a1\u548c\u532f\u7387\u5c31\u53ef\u80fd\u4e00\u8d77\u8667\u3002<\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/twd-vol.png\" alt=\"\u7f8e\u80a1\u8207\u7f8e\u50b5\u4ee5\u7f8e\u5143\u8a08\u548c\u63db\u6210\u65b0\u53f0\u5e63\u7684\u5e74\u5316\u6ce2\u52d5\uff0c\u7f8e\u80a1\u5f9e 14.5% \u964d\u5230 13.1%\uff0c\u7f8e\u50b5\u5f9e 4.5% \u5347\u5230 5.8%\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\"><em>\u5716 3\u3000\u7f8e\u80a1\u3001\u7f8e\u50b5\u4ee5\u7f8e\u5143\u8a08\u8207\u63db\u6210\u65b0\u53f0\u5e63\u7684\u5e74\u5316\u6ce2\u52d5\uff082004 \u5e74 1 \u6708\uff5e2026 \u5e74 9 \u6708\u6708\u5831\u916c\uff09\uff1b\u7f8e\u80a1\u70ba S&amp;P 500 ETF\u3001\u7f8e\u50b5\u70ba\u7f8e\u570b\u7d9c\u5408\u50b5\u5238 ETF\uff0c\u7686\u542b\u606f\uff1b\u8cc7\u6599\u4f86\u6e90\uff1aFRED<sup>[3]<\/sup>\u3001Yahoo Finance<sup>[4]<\/sup>\uff1b\u963f\u723e\u767c\u6295\u8cc7\u7814\u7a76\u5718\u968a\u6574\u7406<\/em><\/p>\n\n<p class=\"wp-block-paragraph\">\u5716 3 \u986f\u793a\uff0c\u7f8e\u80a1\u63db\u6210\u65b0\u53f0\u5e63\u4e4b\u5f8c\uff0c\u5e74\u5316\u6ce2\u52d5\u5f9e 14.5% \u964d\u5230 13.1%\uff0c\u56e0\u70ba\u7f8e\u80a1\u8dcc\u7684\u6642\u5019\u7f8e\u5143\u5e38\u5e38\u5347\uff0c\u7f8e\u50b5\u525b\u597d\u76f8\u53cd\uff0c\u63db\u6210\u65b0\u53f0\u5e63\u4e4b\u5f8c\u6ce2\u52d5\u5f9e 4.5% \u5347\u5230 5.8%\uff0c\u591a\u4e86\u7d04\u4e09\u6210\uff0c\u532f\u7387\u7684\u6ce2\u52d5\u8ddf\u50b5\u5238\u672c\u8eab\u5dee\u4e0d\u591a\u5927\uff0c\u7b49\u65bc\u628a\u50b5\u5238\u6700\u91cd\u8981\u7684\u7a69\u5b9a\u6253\u4e86\u6298\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u4f60\u8b80\u5230\u9019\u88e1\uff0c\u5728\u60f3\u80a1\u7968\u548c\u50b5\u5238\u8a72\u5404\u653e\u591a\u5c11\uff0c\u53ef\u4ee5\u5f9e<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14764\">\u80a1\u50b5\u914d\u7f6e\u7d42\u6975\u6307\u5357\uff1a\u5f9e\u80a1\u50b5\u6bd4\u4f8b\u5230ETF\u63a8\u85a6\u4e00\u6b21\u641e\u61c2\uff01<\/a>\u958b\u59cb\uff0c\u88e1\u9762\u6709\u4e0d\u540c\u80a1\u50b5\u6bd4\u4f8b\u5728\u6b77\u53f2\u4e0a\u6700\u5dee\u4e00\u5e74\u7684\u5c0d\u7167\u3002<\/p>\n\n\n<div class=\"wp-block-group alpha-cta alpha-cta-mid alpha-cta-news has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-left-color:#006ece;border-left-width:4px;background-color:#f3f7fb;padding:16px 20px\">\n<p class=\"wp-block-paragraph\"><strong>\u5e02\u5834\u8b8a\u5316\u5c0d\u8cc7\u7522\u914d\u7f6e\u7684\u5f71\u97ff\uff0c\u6211\u5011\u6574\u7406\u5728\u300a\u963f\u723e\u767c\u89c0\u9ede\u300b\u96fb\u5b50\u5831<\/strong><\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-7b4500cd wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"#sib-form\" style=\"border-radius:50px;color:#ffffff;background-color:#006ece;border:2px solid #006ece;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\"><strong>\u8a02\u95b1\u963f\u723e\u767c\u89c0\u9ede\u96fb\u5b50\u5831<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u90e8\u5206\u907f\u96aa\u4e0d\u662f\u8cb7\u7f8e\u5143\uff1a\u80a1\u7968\u548c\u50b5\u5238\u5206\u958b\u770b<\/h2>\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a\u4eba\u807d\u5230\u907f\u96aa\uff0c\u7b2c\u4e00\u500b\u53cd\u61c9\u662f\u53bb\u63db\u7f8e\u5143\uff0c\u5176\u5be6\u525b\u597d\u76f8\u53cd\uff0c\u4f60\u6301\u6709 100 \u842c\u7f8e\u5143\u7684\u7f8e\u80a1\uff0c\u5c31\u5df2\u7d93\u6709 100 \u842c\u7f8e\u5143\u7684\u532f\u7387\u66dd\u96aa\uff0c\u518d\u8cb7\u7f8e\u5143\u662f\u52a0\u78bc\uff0c\u907f\u96aa\u662f\u53e6\u5916\u505a\u4e00\u7b46\u300c\u672a\u4f86\u628a\u7f8e\u5143\u63db\u56de\u65b0\u53f0\u5e63\u3001\u50f9\u683c\u73fe\u5728\u5148\u8b1b\u597d\u300d\u7684\u5b89\u6392\uff0c\u8b93\u7f8e\u5143\u6f32\u8dcc\u5c0d\u4f60\u6c92\u6709\u5f71\u97ff\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6cd5\u4eba\u548c\u58fd\u96aa\u7528\u7684\u662f\u9060\u671f\u5916\u532f\u3001\u63db\u532f\u4ea4\u6613\u9019\u985e\u5de5\u5177\uff0c\u6210\u672c\u5927\u7d04\u7b49\u65bc\u5169\u5730\u77ed\u671f\u5229\u7387\u7684\u5dee\u8ddd\uff0c\u4ee5\u7f8e\u570b\u806f\u90a6\u8cc7\u91d1\u6709\u6548\u5229\u7387 3.88%<sup>[3]<\/sup>\u5c0d\u53f0\u7063 3 \u500b\u6708\u671f\u9280\u884c\u62c6\u6b3e\u5229\u7387\u7d04 1.68%<sup>[7]<\/sup>\u7c97\u4f30\uff0c\u6bcf\u5e74\u7d04 2.2 \u500b\u767e\u5206\u9ede\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u58fd\u96aa\u696d\u7684\u907f\u96aa\u6bd4\u7387 8 \u6708\u5e95\u964d\u5230 41.59%\uff0c\u518d\u5275\u6b77\u53f2\u65b0\u4f4e<sup>[8]<\/sup>\uff0c\u7b49\u65bc\u5c07\u8fd1\u516d\u6210\u7684\u6d77\u5916\u8cc7\u7522\u6c92\u6709\u907f\u96aa\uff0c\u7701\u4e0b\u907f\u96aa\u6210\u672c\u7684\u4ee3\u50f9\uff0c\u662f\u65b0\u53f0\u5e63\u5982\u679c\u6025\u5347\uff0c\u58fd\u96aa\u8981\u627f\u53d7\u532f\u640d\uff0c\u696d\u8005\u7d2f\u7a4d\u7684\u5916\u532f\u50f9\u683c\u8b8a\u52d5\u6e96\u5099\u91d1\u7d04\u53ef\u5438\u6536\u65b0\u53f0\u5e63 11.9% \u7684\u5347\u5e45<sup>[8]<\/sup>\uff0c\u8d85\u904e\u7684\u90e8\u5206\u53ef\u80fd\u8b93\u58fd\u96aa\u5728\u5e02\u5834\u4e0a\u8cb7\u56de\u65b0\u53f0\u5e63\uff0c\u8b93\u5347\u503c\u66f4\u5feb\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u4e00\u822c\u4eba\u80fd\u7528\u7684\u5de5\u5177\u5f88\u5c11\uff0c\u5883\u5916\u57fa\u91d1\u5e38\u898b\u7684\u907f\u96aa\u7d1a\u5225\u591a\u662f\u6fb3\u5e63\u3001\u5357\u975e\u5e63\u3001\u4eba\u6c11\u5e63\uff0c\u65b0\u53f0\u5e63\u4e0d\u80fd\u5728\u5883\u5916\u4ea4\u5272\uff0c\u5f88\u5c11\u6709\u65b0\u53f0\u5e63\u907f\u96aa\u7d1a\u5225\uff0c\u53f0\u7063\u4e0a\u5e02\u7684\u6d77\u5916\u50b5\u5238 ETF \u4e5f\u591a\u6578\u6c92\u6709\u505a\u532f\u7387\u907f\u96aa\uff0c\u6240\u4ee5\u5c0d\u500b\u4eba\u4f86\u8aaa\uff0c\u6bd4\u8f03\u5be6\u969b\u7684\u505a\u6cd5\u662f\u7528\u914d\u7f6e\u4f86\u8655\u7406\u532f\u7387\u3002<\/p>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u90e8\u4f4d<\/th>\n<th>\u532f\u7387\u600e\u9ebc\u8655\u7406<\/th>\n<th>\u70ba\u4ec0\u9ebc<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u672a\u4f86\u5e7e\u5e74\u8981\u7528\u65b0\u53f0\u5e63\u4ed8\u7684\u9322\uff0c\u4f8b\u5982\u9000\u4f11\u751f\u6d3b\u8cbb\u3001\u623f\u8cb8\u3001\u5b78\u8cbb<\/td>\n<td>\u653e\u65b0\u53f0\u5e63\u8cc7\u7522\uff0c\u4f8b\u5982\u53f0\u80a1\u3001\u53f0\u50b5\u3001\u5b9a\u5b58<\/td>\n<td>\u652f\u51fa\u662f\u65b0\u53f0\u5e63\u3001\u8cc7\u7522\u4e5f\u662f\u65b0\u53f0\u5e63\uff0c\u532f\u7387\u5c31\u4e0d\u662f\u98a8\u96aa<\/td>\n<\/tr>\n<tr>\n<td>\u9577\u671f\u6295\u8cc7\u7684\u80a1\u7968<\/td>\n<td>\u53ef\u4ee5\u4e0d\u907f\u96aa<\/td>\n<td>\u532f\u7387\u5e38\u5728\u80a1\u5e02\u4e0b\u8dcc\u6642\u63d0\u4f9b\u7de9\u885d\uff08\u5716 2\u3001\u5716 3\uff09\uff0c\u907f\u96aa\u6bcf\u5e74\u8981\u4ed8\u7d04 2 \u500b\u767e\u5206\u9ede<\/td>\n<\/tr>\n<tr>\n<td>\u9577\u671f\u6295\u8cc7\u7684\u50b5\u5238<\/td>\n<td>\u76e1\u91cf\u7528\u65b0\u53f0\u5e63\u8a08\u50f9\uff0c\u6216\u7e2e\u77ed\u5b58\u7e8c\u671f\u9593<\/td>\n<td>\u532f\u7387\u6ce2\u52d5\u8ddf\u50b5\u5238\u672c\u8eab\u5dee\u4e0d\u591a\u5927\uff0c\u4e0d\u907f\u96aa\u6703\u8b93\u50b5\u5238\u4e0d\u518d\u7a69\u5b9a<\/td>\n<\/tr>\n<tr>\n<td>\u63db\u532f\u7684\u6642\u9ede<\/td>\n<td>\u5206\u6279\uff0c\u4e0d\u56e0\u70ba\u65b0\u53f0\u5e63\u8cb6\u4e86\u5c31\u63db\u56de\uff0c\u4e5f\u4e0d\u56e0\u70ba\u8cb6\u4e86\u5c31\u52a0\u78bc\u7f8e\u5143<\/td>\n<td>\u77ed\u671f\u532f\u7387\u6c92\u6709\u4eba\u9810\u6e2c\u5f97\u6e96<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<h2 class=\"wp-block-heading\">\u73fe\u5728\u53f0\u80a1\u6700\u6015\u7684\u56db\u4ef6\u4e8b<\/h2>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u98a8\u96aa<\/th>\n<th>\u73fe\u5728\u7684\u72c0\u6cc1<\/th>\n<th>\u70ba\u4ec0\u9ebc\u6703\u50b7\u53f0\u80a1<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>AI \u4f30\u503c\u4fee\u6b63<\/td>\n<td>\u8cbb\u57ce\u534a\u5c0e\u9ad4\u6307\u6578 10\/7\uff5e10\/16 \u9023\u8dcc 8 \u5929\u3001\u8dcc 15.7%\uff0c\u53f0\u80a1\u540c\u671f\u8dcc 5.4%<sup>[5]<\/sup><\/td>\n<td>\u53f0\u7a4d\u96fb\u7d04\u5360\u52a0\u6b0a\u6307\u6578\u56db\u6210\u4e94\uff087 \u6708\u5e95\uff09<sup>[9]<\/sup>\uff0cAI \u4f9b\u61c9\u93c8\u5360\u6bd4\u66f4\u9ad8<\/td>\n<\/tr>\n<tr>\n<td>\u7f8e\u570b\u5229\u7387\u7e8c\u5347<\/td>\n<td>\u7f8e\u570b 10 \u5e74\u671f\u516c\u50b5\u6b96\u5229\u7387 5.15%\uff0810\/19\uff09<sup>[3]<\/sup>\uff0c\u5e02\u5834\u4f30 12 \u6708\u518d\u5347\u606f\u6a5f\u7387\u7d04\u4e5d\u6210<sup>[10]<\/sup><\/td>\n<td>\u9ad8\u5229\u7387\u58d3\u4f30\u503c\uff0c\u8cc7\u91d1\u56de\u6d41\u7f8e\u5143\u8cc7\u7522<\/td>\n<\/tr>\n<tr>\n<td>\u5916\u8cc7\u63d0\u6b3e<\/td>\n<td>\u4eca\u5e74\u81f3 10\/20 \u8ce3\u8d85\u8d85\u904e 2.11 \u5146\u5143<sup>[2]<\/sup><\/td>\n<td>\u76f4\u63a5\u8ce3\u58d3\uff0c\u532f\u51fa\u6642\u65b0\u53f0\u5e63\u4e5f\u53d7\u58d3<\/td>\n<\/tr>\n<tr>\n<td>\u570b\u5167\u69d3\u687f<\/td>\n<td>\u5927\u76e4\u878d\u8cc7\u9918\u984d 10\/8 \u9054 6,464 \u5104\u5143\uff0c\u5275\u6b77\u53f2\u5929\u91cf<sup>[11]<\/sup><\/td>\n<td>\u4e0b\u8dcc\u6642\u8ffd\u7e73\u3001\u65b7\u982d\u6703\u8b93\u8dcc\u52e2\u52a0\u901f<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">\u592e\u884c\u5728 10 \u6708 19 \u65e5\u7684\u8aaa\u660e\u88e1\uff0c\u628a\u9019\u4e00\u6ce2\u6b78\u56e0\u65bc AI \u985e\u80a1\u4f30\u503c\u504f\u9ad8\u8207 AI \u7522\u696d\u878d\u8cc7\u98a8\u96aa\u7684\u7591\u616e<sup>[5]<\/sup>\uff0c\u56db\u9805\u88e1\u4f30\u503c\u3001\u5229\u7387\u3001\u5916\u8cc7\u4e09\u9805\u540c\u6642\u4eae\u71c8\uff0c\u878d\u8cc7\u5728\u9ad8\u6a94\u5247\u662f\u653e\u5927\u5668\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u53e6\u5916\u5169\u9805\u8981\u653e\u5728\u5fc3\u4e0a\uff0c\u4f46\u5f71\u97ff\u901a\u5e38\u5c0f\u4e00\u4e9b\uff0c\u4e00\u662f\u65b0\u53f0\u5e63\u5982\u679c\u53cd\u5411\u6025\u5347\uff0c\u51fa\u53e3\u4f01\u696d\u7684\u7372\u5229\u548c\u58fd\u96aa\u7684\u532f\u640d\u6703\u5148\u53d7\u50b7\uff0c\u4e8c\u662f\u592e\u884c\u82e5\u5728 12 \u6708\u5347\u606f\uff0c\u623f\u8cb8\u65cf\u548c\u91d1\u878d\u80a1\u7684\u8a55\u50f9\u6703\u8ddf\u8457\u8abf\u6574\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u53f0\u80a1\u96c6\u4e2d\u5ea6\u9ad8\u7684\u6642\u5019\u600e\u9ebc\u8655\u7406\u80a1\u7968\u6bd4\u91cd\uff0c\u5728<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=16755\">\u53f0\u80a1\u63a5\u8fd1 5 \u842c\u9ede\uff1a\u80a1\u7968\u8d85\u51fa\u76ee\u6a19\u6bd4\u91cd\u6642\u600e\u9ebc\u518d\u5e73\u8861<\/a>\u6574\u7406\u904e\u505a\u6cd5\u3002<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading\">\u6211\u7684\u60f3\u6cd5<\/h2>\n\n<p class=\"wp-block-paragraph\">\u6211\u89ba\u5f97\u65b0\u53f0\u5e63\u9019\u4e00\u984c\u6700\u5e38\u898b\u7684\u8aa4\u6703\uff0c\u662f\u628a\u532f\u7387\u7576\u6210\u8981\u731c\u7684\u6771\u897f\uff0c\u770b\u5230\u8cb6\u503c\u5c31\u6025\u8457\u63db\u7f8e\u5143\uff0c\u770b\u5230\u5347\u503c\u53c8\u60f3\u628a\u7f8e\u5143\u63db\u56de\u4f86\uff0c\u7d50\u679c\u5e38\u5e38\u63db\u5728\u4e0d\u597d\u7684\u4f4d\u7f6e\uff0c\u9084\u591a\u4ed8\u4e86\u597d\u5e7e\u6b21\u532f\u5dee\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u532f\u7387\u771f\u6b63\u7684\u7528\u9014\u662f\u5c0d\u5e33\uff0c\u672a\u4f86\u8981\u82b1\u7684\u662f\u65b0\u53f0\u5e63\uff0c\u5c31\u5148\u628a\u9019\u90e8\u5206\u7528\u65b0\u53f0\u5e63\u8cc7\u7522\u6e96\u5099\u597d\uff0c\u5269\u4e0b\u8981\u9577\u671f\u6295\u8cc7\u7684\u9322\u653e\u5230\u5168\u7403\uff0c\u80a1\u7968\u7684\u532f\u7387\u6ce2\u52d5\u591a\u534a\u662f\u5728\u5e6b\u4f60\u5206\u6563\uff0c\u50b5\u5238\u624d\u9700\u8981\u76e1\u91cf\u7528\u65b0\u53f0\u5e63\u8a08\u50f9\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u4e0d\u904e\u8981\u8001\u5be6\u8aaa\uff0c\u9019\u5957\u505a\u6cd5\u64cb\u4e0d\u4f4f\u6bcf\u4e00\u7a2e\u60c5\u6cc1\uff0c\u50cf 2025 \u5e74 5 \u6708\u90a3\u7a2e\u7f8e\u570b\u81ea\u5df1\u51fa\u72c0\u6cc1\u3001\u65b0\u53f0\u5e63\u4e00\u500b\u6708\u6025\u5347\u7684\u6642\u5019\uff0c\u7f8e\u80a1\u548c\u532f\u7387\u6703\u4e00\u8d77\u8667\uff08\u9019\u7a2e\u6642\u5019\u4e5f\u6c92\u6709\u4ec0\u9ebc\u597d\u65b9\u6cd5\uff0c\u53ea\u80fd\u9760\u6bd4\u4f8b\u63a7\u5236\u4f4f\u50b7\u5bb3\uff09\uff0c\u6240\u4ee5\u6d77\u5916\u8cc7\u7522\u653e\u591a\u5c11\uff0c\u8981\u7528\u81ea\u5df1\u627f\u53d7\u5f97\u8d77\u7684\u532f\u640d\u4f86\u5b9a\uff0c\u4e0d\u662f\u8d8a\u9ad8\u8d8a\u597d\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u532f\u7387\u4e0d\u7528\u731c\uff0c\u8981\u82b1\u65b0\u53f0\u5e63\u7684\u9322\u5148\u6e96\u5099\u597d\uff0c\u5269\u4e0b\u7684\u624d\u4ea4\u7d66\u5168\u7403\u5e02\u5834\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u63a5\u4e0b\u4f86\u8981\u770b\u7684\u65e5\u671f<\/h2>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u65e5\u671f<\/th>\n<th>\u4e8b\u4ef6<\/th>\n<th>\u4f86\u6e90<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>10\/29\uff08\u53f0\u7063\u6642\u9593\u51cc\u6668\uff09<\/td>\n<td>\u806f\u6e96\u6703\u5229\u7387\u6c7a\u8b70<\/td>\n<td>\u806f\u6e96\u6703<sup>[12]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>11 \u6708\u4e0a\u65ec<\/td>\n<td>10 \u6708\u51fa\u53e3<\/td>\n<td>\u8ca1\u653f\u90e8<\/td>\n<\/tr>\n<tr>\n<td>12\/10\uff08\u53f0\u7063\u6642\u9593\u51cc\u6668\uff09<\/td>\n<td>\u806f\u6e96\u6703\u5229\u7387\u6c7a\u8b70<\/td>\n<td>\u806f\u6e96\u6703<sup>[12]<\/sup><\/td>\n<\/tr>\n<tr>\n<td>12\/17<\/td>\n<td>\u592e\u884c\u7406\u76e3\u4e8b\u6703<\/td>\n<td>\u4e2d\u592e\u9280\u884c<sup>[13]<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n\n<div class=\"wp-block-group alpha-cta alpha-cta-end alpha-cta-news has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"background-color:#f3f7fb;padding:32px 20px\">\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:clamp(16.834px, 1.052rem + ((1vw - 3.2px) * 0.716), 26px);font-weight:700\">\u5e02\u5834\u8b8a\u52d5\uff0c\u4e0d\u7528\u6bcf\u5929\u8ffd<\/p>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u8a02\u95b1\u300a\u963f\u723e\u767c\u89c0\u9ede\u300b\u96fb\u5b50\u5831\uff0c\u6536\u5230\u5c08\u5bb6\u89c0\u9ede\u8207\u6d3b\u52d5\u63d0\u9192<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe0a7de2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"#sib-form\" style=\"border-radius:50px;color:#ffffff;background-color:#006ece;border:2px solid #006ece;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\"><strong>\u8a02\u95b1\u963f\u723e\u767c\u89c0\u9ede\u96fb\u5b50\u5831<\/strong><\/a><\/div>\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/XpZpxkKi\" style=\"border-radius:50px;color:#00b900;background-color:#ffffff;border:2px solid #00b900;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u52a0 LINE \u554f\u9867\u554f<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u898b\u554f\u984c<\/h2>\n\n<h3 class=\"wp-block-heading\">\u53f0\u5e63\u8cb6\u503c\u6642\uff0c\u53f0\u80a1\u4e00\u5b9a\u6703\u8dcc\u55ce\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u4e0d\u4e00\u5b9a\uff0c1998 \u5e74\u4ee5\u4f86\u65b0\u53f0\u5e63\u55ae\u6708\u8cb6\u503c\u8d85\u904e 2% \u7684 30 \u500b\u6708\u88e1\uff0c\u53f0\u80a1\u4ecd\u6709 8 \u500b\u6708\u4e0a\u6f32\uff0c\u8cb6\u503c\u548c\u4e0b\u8dcc\u5e38\u4e00\u8d77\u51fa\u73fe\uff0c\u662f\u56e0\u70ba\u5169\u8005\u90fd\u53d7\u5916\u8cc7\u9032\u51fa\u5f71\u97ff\uff0c\u4e0d\u4ee3\u8868\u8cb6\u503c\u6703\u8b93\u80a1\u5e02\u4e0b\u8dcc\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u90e8\u5206\u907f\u96aa\u662f\u8cb7\u7f8e\u5143\u55ce\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u4e0d\u662f\uff0c\u6301\u6709\u7f8e\u5143\u8cc7\u7522\u672c\u8eab\u5c31\u6709\u7f8e\u5143\u66dd\u96aa\uff0c\u518d\u8cb7\u7f8e\u5143\u662f\u52a0\u78bc\uff0c\u907f\u96aa\u662f\u628a\u672a\u4f86\u63db\u56de\u65b0\u53f0\u5e63\u7684\u532f\u7387\u5148\u9396\u4f4f\uff0c\u500b\u4eba\u6bd4\u8f03\u5be6\u969b\u7684\u505a\u6cd5\uff0c\u662f\u628a\u672a\u4f86\u8981\u7528\u65b0\u53f0\u5e63\u652f\u51fa\u7684\u9322\u653e\u5728\u65b0\u53f0\u5e63\u8cc7\u7522\uff0c\u7528\u6bd4\u4f8b\u63a7\u5236\u532f\u7387\u98a8\u96aa\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u6709\u65b0\u53f0\u5e63\u907f\u96aa\u7684 ETF 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\u65e5\uff09\u3002<em>\u65b0\u53f0\u5e63\u8cb6\u5230\u592e\u884c\u51fa\u4f86\u558a\u8a71 \u5916\u8cc7\u4e0b\u624b\u592a\u72e0\u6210\u91cd\u632b\u5143\u5147 \u80cc\u5f8c\u539f\u56e0\u66dd\u5149<\/em>\u3002https:\/\/www.ctee.com.tw\/news\/20261020700048-439901<\/li>\n<li>[2] \u4e2d\u592e\u793e\uff082026\uff0c10 \u6708 20 \u65e5\uff09\u3002<em>\u5916\u8cc7\u9023 10 \u8ce3\u53f0\u80a1\u3000\u4eca\u5e74\u7d2f\u8a08\u8ce3\u8d85\u898f\u6a21\u903e 2.1 \u5146\u5143<\/em>\u3002https:\/\/www.cna.com.tw\/news\/afe\/202610200226.aspx<\/li>\n<li>[3] Federal Reserve Bank of St. Louis. (2026). <em>Taiwan dollar to U.S. dollar spot exchange rate (DEXTAUS), 10-year Treasury (DGS10), and effective federal funds rate (DFF)<\/em> [Data set]. FRED. https:\/\/fred.stlouisfed.org\/<\/li>\n<li>[4] Yahoo Finance. (2026). <em>TSEC weighted index (^TWII), SPDR S&amp;P 500 ETF (SPY), and iShares Core U.S. Aggregate Bond ETF (AGG) monthly data<\/em> [Data set]. https:\/\/finance.yahoo.com\/<\/li>\n<li>[5] \u5de5\u5546\u6642\u5831\uff082026\uff0c10 \u6708 19 \u65e5\uff09\u3002<em>\u300a\u532f\u5e02\u300b\u53f0\u5e63\u8cb6\u4e0d\u505c \u592e\u884c\u6025\u767c\u8072\u660e\uff1a\u7dad\u6301\u532f\u7387\u52d5\u614b\u7a69\u5b9a<\/em>\u3002https:\/\/www.ctee.com.tw\/news\/20261019700986-430301<\/li>\n<li>[6] \u9245\u4ea8\u7db2\uff082025\uff0c7 \u6708 17 \u65e5\uff09\u3002<em>\u3008\u53f0\u7a4d\u96fb\u6cd5\u8aaa\u3009Q3 \u65b0\u53f0\u5e63\u514c\u7f8e\u5143\u4f30\u5347\u503c 6.6% \u5f71\u97ff\u6bdb\u5229\u7387 2.6 \u500b\u767e\u5206\u9ede<\/em>\u3002https:\/\/news.cnyes.com\/news\/id\/6068362<\/li>\n<li>[7] \u9245\u4ea8\u7db2\uff082026\uff09\u3002<em>\u53f0\u5317\u91d1\u878d\u696d\u62c6\u6b3e\u5b9a\u76e4\u5229\u7387\uff08TAIBOR\uff09<\/em>\uff082026 \u5e74 9 \u6708 24 \u65e5\uff09\u3002https:\/\/www.cnyes.com\/bond\/intLoan1.aspx<\/li>\n<li>[8] \u7d93\u6fdf\u65e5\u5831\uff082026\uff0c9 \u6708 29 \u65e5\uff09\u3002<em>8 \u6708\u5e95\u58fd\u96aa\u5916\u50f9\u91d1\u7834 1.1 \u5146\u5237\u65b0\u9ad8 \u907f\u96aa\u6210\u672c\u5168\u5e74\u8170\u65ac<\/em>\u3002https:\/\/udn.com\/news\/story\/7239\/9784364<\/li>\n<li>[9] \u81fa\u7063\u671f\u8ca8\u4ea4\u6613\u6240\uff082026\uff09\u3002<em>\u81fa\u80a1\u671f\u8ca8\u6a19\u7684\u6307\u6578\u6210\u5206\u80a1\u66a8\u6b0a\u91cd<\/em>\uff082026 \u5e74 7 \u6708 31 \u65e5\uff09\u3002https:\/\/www.taifex.com.tw\/cht\/9\/futuresQADetail<\/li>\n<li>[10] FXStreet. (2026, October 20). <em>Gold extends losses as rising oil prices reinforce Fed rate hike bets<\/em>. https:\/\/www.fxstreet.com\/news\/gold-extends-losses-as-rising-oil-prices-reinforce-fed-rate-hike-bets-202610201130<\/li>\n<li>[11] \u806f\u5408\u5831\uff082026\uff0c10 \u6708 12 \u65e5\uff09\u3002<em>\u5927\u76e4\u878d\u8cc7\u9918\u984d\u5275\u9ad8 \u6563\u6236\u3001\u4e3b\u529b\u731b\u958b\u69d3\u687f<\/em>\u3002https:\/\/udn.com\/news\/story\/7251\/9808279<\/li>\n<li>[12] Board of Governors of the Federal Reserve System. (2026). <em>Meeting calendars and information<\/em>. https:\/\/www.federalreserve.gov\/monetarypolicy\/fomccalendars.htm<\/li>\n<li>[13] \u4e2d\u592e\u9280\u884c\uff082026\uff0c9 \u6708 17 \u65e5\uff09\u3002<em>\u4e2d\u592e\u9280\u884c\u7406\u76e3\u4e8b\u806f\u5e2d\u6703\u8b70\u6c7a\u8b70\u65b0\u805e\u7a3f<\/em>\u3002https:\/\/www.cbc.gov.tw\/tw\/cp-302-192864-4319f-1.html<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">\u91cd\u8981\u8072\u660e<\/h2>\n\n<p class=\"wp-block-paragraph\">\u672c\u6587\u7531\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\u7de8\u88fd\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u69cb\u6210\u4efb\u4f55\u91d1\u878d\u5546\u54c1\u4e4b\u8981\u7d04\u3001\u62db\u652c\u6216\u63a8\u4ecb\uff0c\u4ea6\u975e\u91dd\u5c0d\u7279\u5b9a\u6295\u8cc7\u4eba\u4e4b\u500b\u5225\u6295\u8cc7\u5efa\u8b70\uff1b\u6295\u8cc7\u4eba\u61c9\u4f9d\u81ea\u8eab\u8ca1\u52d9\u72c0\u6cc1\u3001\u6295\u8cc7\u76ee\u6a19\u8207\u98a8\u96aa\u627f\u53d7\u5ea6\u5be9\u614e\u8a55\u4f30\uff0c\u4e26\u81ea\u884c\u627f\u64d4\u6295\u8cc7\u98a8\u96aa\u3002\u6587\u4e2d\u6b77\u53f2\u7d71\u8a08\u4ee5\u516c\u958b\u6307\u6578\u3001ETF \u8207\u532f\u7387\u8cc7\u6599\u8a08\u7b97\uff0c\u672a\u6263\u9664\u8cbb\u7528\u8207\u7a05\u8ca0\uff0c\u4e0d\u4ee3\u8868\u4efb\u4f55\u5be6\u969b\u5e33\u6236\u7e3e\u6548\uff1b\u907f\u96aa\u6210\u672c\u70ba\u4f9d\u516c\u958b\u5229\u7387\u4e4b\u7c97\u4f30\uff0c\u975e\u5c0d\u672a\u4f86\u4e4b\u9810\u6e2c\u6216\u4fdd\u8b49\u3002\u904e\u53bb\u7e3e\u6548\u4e0d\u4ee3\u8868\u672a\u4f86\u8868\u73fe\u3002\u6d77\u5916\u6295\u8cc7\u6d89\u53ca\u532f\u7387\u98a8\u96aa\u3002\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\u3000115\u91d1\u7ba1\u6295\u9867\u65b0\u5b57\u7b2c019\u865f<\/p>","protected":false},"excerpt":{"rendered":"<p>1998\u5e74\u4f86\u65b0\u53f0\u5e63\u55ae\u6708\u8cb6\u8d85\u904e2%\uff0c\u53f0\u80a1\u4e03\u6210\u4e0b\u8dcc\uff1b\u7f8e\u80a1\u63db\u6210\u65b0\u53f0\u5e63\u5f8c\u6ce2\u52d5\u53cd\u800c\u8f03\u4f4e\u3002<\/p>\n","protected":false},"author":3,"featured_media":18847,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6],"tags":[940,1163,1162,1164,1161,1165],"class_list":["post-18848","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-update","tag-940","tag-1163","tag-1162","tag-1164","tag-1161","tag-1165"],"blocksy_meta":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_featured_media_url":"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/00-cover-160.png","_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/18848","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18848"}],"version-history":[{"count":1,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/18848\/revisions"}],"predecessor-version":[{"id":18849,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/18848\/revisions\/18849"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/18847"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18848"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18848"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18848"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}