{"id":1998,"date":"2021-11-02T11:49:00","date_gmt":"2021-11-02T03:49:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=1998"},"modified":"2021-11-02T11:49:00","modified_gmt":"2021-11-02T03:49:00","slug":"35%e6%ad%b2%e5%b7%a5%e5%9c%b0%e4%b8%bb%e4%bb%bb%e5%96%ae%e7%ad%86%e6%8a%95%e8%b3%87300%e8%90%ac%ef%bc%8c%e6%af%8f%e6%9c%88%e5%ae%9a%e6%9c%9f%e5%ae%9a%e9%a1%8d2-%e8%90%ac%e5%a1%8a%ef%bc%8c45%e7%b4%af-2","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=1998","title":{"rendered":"DeepSeek\u8207ChatGPT\u5f15\u7206AI\u9769\u547d\uff0c\u6a5f\u5668\u4eba\u7406\u8ca1\u8fce\u4f86\u65b0\u6642\u4ee3\uff0135\u6b72\u7d2f\u7a4d\u7d2f\u7a4d\u982d\u671f\u6b3e600\u842c\u3002"},"content":{"rendered":"\n

\u5ba2\u6236\u80cc\u666f<\/strong><\/p>\n\n\n\n

\u5ba2\u6236\u662f35\u6b72\u7537\u6027\uff0c\u76ee\u524d\u5728\u71df\u9020\u5ee0\u64d4\u4efb\u5de5\u5730\u4e3b\u4efb<\/p>\n\n\n\n

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\u76ee\u524d\u53ef\u6295\u8cc7\u91d1\u984d(\u5927\u7d04200\u842c \u6bcf\u67082\u842c\u5143)<\/p>\n\n\n\n

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\u6295\u8cc7\u7d93\u9a57<\/strong><\/p>\n\n\n\n

\u5927\u5b78\u7562\u696d\u6642\u807d\u8457\u670b\u53cb\u7684\u63a8\u85a6\uff0c\u5728\u9280\u884c\u8cb7\u57fa\u91d1\uff0c\u4f46\u662f\u5e7e\u5e74\u4e0b\u4f86\u90fd\u9084\u662f\u8ca0\u5831\u916c\uff0c\u5f8c\u4f86\u624d\u767c\u73fe\uff0c\u8cfc\u8cb7\u7684\u662f\u539f\u7269\u6599\u7522\u696d\u985e\u5225\u7684\u57fa\u91d1\uff0c\u98a8\u96aa\u904e\u65bc\u96c6\u4e2d\uff0c\u4e0d\u592a\u9069\u5408\u4f5c\u70ba\u4e00\u822c\u7406\u8ca1\u7684\u5de5\u5177\u3002<\/p>\n\n\n\n

\u9078\u64c7\u963f\u723e\u767c\u7684\u539f\u56e0<\/strong><\/p>\n\n\n\n

  1. \u6309\u7167\u500b\u5225\u98a8\u96aa\u627f\u64d4\u610f\u9858\uff0c\u63d0\u4f9b\u9069\u7576\u7684\u6295\u8cc7\u7d44\u5408<\/li><\/ol>\n\n\n\n

    \u904e\u53bb\u8cfc\u8cb7\u57fa\u91d1\uff0c\u6c92\u6709\u4e86\u89e3\u81ea\u5df1\u53ef\u4ee5\u627f\u64d4\u7684\u98a8\u96aa\u5c6c\u6027\uff0c\u80e1\u4e82\u8cfc\u8cb7\u5f8c\u679c\u4e0d\u751a\u7406\u60f3\uff0c\u5168\u7403\u5206\u6563\u7684\u7a69\u5065\u6295\u8cc7\u7d44\u5408\uff0c\u5f88\u9069\u5408\u81ea\u5df1\u3002<\/p>\n\n\n\n

    1. \u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\uff0c\u5b8c\u6210\u4eba\u751f\u76ee\u6a19<\/li><\/ol>\n\n\n\n

      \u770b\u8457\u81ea\u5df1\u8ca0\u8cac\u7684\u5efa\u6848\u4e00\u68df\u68df\u5b8c\u6210\uff0c\u5e0c\u671b\u5728\u8a8d\u771f\u5de5\u4f5c\u768410\u5e74\u5f8c\u53ef\u4ee5\u8cb7\u5230\u81ea\u5df1\u7684\u623f\u5b50\u3002<\/p>\n\n\n\n

      \u6295\u8cc7\u898f\u5283<\/strong><\/p>\n\n\n\n

      \u76ee\u524d\u5e74\u7d00\uff1a35\u6b72<\/p>\n\n\n\n

      \u9810\u8a08\u8cfc\u5c4b\u6642\u9593\uff1a10\u5e74\u5f8c<\/p>\n\n\n\n

      \u8cfc\u5c4b\u6e96\u5099\u91d1\u984d\uff1a600\u842c<\/p>\n\n\n\n

      \u55ae\u7b46\uff1a300\u842c\u5143<\/p>\n\n\n\n

      \u5b9a\u671f\u5b9a\u984d\uff1a\u6bcf\u670820,000\u584a<\/p>\n\n\n\n

      \u80a1\u50b5\u914d\u6bd4\uff1a65\/35<\/p>\n\n\n\n

      \u6210\u529f\u6a5f\u7387\uff1a94%<\/p>\n\n\n\n

      \u8a66\u7b97\u7d50\u679c\uff1a<\/strong><\/p>\n\n\n\n

      \u300c\u6b64\u8a66\u7b97\u7d50\u679c\u4fc2\u7531\u963f\u723e\u767c\u6295\u9867\u5b98\u7db2\u6240\u63d0\u4f9b\u4e4b\u6a5f\u5668\u4eba\u7406\u8ca1\u670d\u52d9\u9032\u884c\u8a66\u7b97\u4e4b\u7d50\u679c\uff0c\u60df\u4e0d\u4fdd\u8b49\u5176\u6700\u4f4e\u6536\u76ca\u8207\u672a\u4f86\u7e3e\u6548\u3002\u300d<\/strong><\/p>\n\n\n\n

      \u8cc7\u7522\u7d2f\u7a4d\uff1a<\/strong><\/p>\n\n\n\n

      45\u6b72\u6295\u5165\u672c\u91d1\uff1a582\u842c<\/p>\n\n\n\n

      45\u6b72\u7d2f\u7a4d\u8cc7\u7522\u91d1\u984d\uff1a787\u842c(\u8f03\u5dee\u7684\u60c5\u6cc1\u4e0b) \uff0c\u53ef\u4ee5\u8b93\u5ba2\u6236\u5b89\u5fc3\u6709\u8db3\u5920\u7684\u982d\u671f\u6b3e\u8cb7\u623f<\/p>\n\n\n\n

      \"\"\/<\/figure>\n\n\n\n

      \u300c\u6b64\u8a66\u7b97\u7d50\u679c\u4fc2\u7531\u963f\u723e\u767c\u6295\u9867\u5b98\u7db2\u6240\u63d0\u4f9b\u4e4b\u6a5f\u5668\u4eba\u7406\u8ca1\u670d\u52d9\u9032\u884c\u8a66\u7b97\u4e4b\u7d50\u679c\uff0c\u60df\u4e0d\u4fdd\u8b49\u5176\u6700\u4f4e\u6536\u76ca\u8207\u672a\u4f86\u7e3e\u6548\u3002\u300d<\/strong><\/p>\n\n\n\n

      ETF\u6295\u8cc7\u7d44\u5408\u914d\u7f6e<\/strong><\/p>\n\n\n\n

      \"\u4e00\u5f35\u542b\u6709<\/figure>\n\n\n\n
      \"\"\/<\/figure>\n\n\n\n

      \u300c\u6b64\u8a66\u7b97\u7d50\u679c\u4fc2\u7531\u963f\u723e\u767c\u6295\u9867\u5b98\u7db2\u6240\u63d0\u4f9b\u4e4b\u6a5f\u5668\u4eba\u7406\u8ca1\u670d\u52d9\u9032\u884c\u8a66\u7b97\u4e4b\u7d50\u679c\uff0c\u60df\u4e0d\u4fdd\u8b49\u5176\u6700\u4f4e\u6536\u76ca\u8207\u672a\u4f86\u7e3e\u6548\u3002\u300d<\/p>\n\n\n\n

      \u9019\u6b21\u7cfb\u7d71\u5efa\u8b70\u7684\u6295\u8cc7\u7d44\u5408\u70baETF\uff0c\u5206\u5225\u6295\u8cc7\uff1a<\/p>\n\n\n\n

      Vanguard Total Stock Market ETF \uff08VTI\uff09<\/strong><\/p>\n\n\n\n

      \u4ee3\u8868\u7f8e\u570b\u6574\u9ad4\u80a1\u5e02\u7684Vanguard Total Stock Market ETF \uff08VTI\uff09\uff1a\u5167\u6263\u8cbb\u75280.03%\uff0c\u5b63\u914d\u606f\uff0c\u6295\u8cc7\u7f8e\u570b3700\u591a\u5bb6\u4e0a\u5e02\u516c\u53f8\uff0c\u5305\u542b\u5fae\u8edf\u3001Google\u3001Apple\u3001\u6ce2\u514b\u590f\u3001JPMorgan\u3001Tesla\u3001\u5b0c\u751f\u7b49\u4f01\u696d\u3002<\/p>\n\n\n\n

      Vanguard FTSE Developed Markets ETF\uff08VEA\uff09<\/strong><\/p>\n\n\n\n

      \u4ee3\u8868\u5168\u7403\u5df2\u958b\u767c\u570b\u5bb6\u80a1\u5e02\u7684Vanguard FTSE Developed Markets ETF\uff08VEA\uff09\uff1a\u5167\u6263\u8cbb\u75280.05%\uff0c\u5b63\u914d\u606f\uff0c\u6295\u8cc7\u6b50\u6d32\u3001\u4e9e\u592a\u5730\u53403700\u591a\u5bb6\u4e0a\u5e02\u516c\u53f8\uff0c\u6295\u8cc7\u6301\u80a1\u570b\u5bb6\u5305\u542b\u65e5\u672c\uff0820.7%\uff09\u3001\u82f1\u570b\uff0813.0%\uff09\u3001\u52a0\u62ff\u5927\uff089.2%\uff09\u3001\u6cd5\u570b\uff088.4%\uff09\u3001\u5fb7\u570b\uff087.6%\uff09\u3001\u745e\u58eb\uff087.3%\uff09\uff0c\u6301\u80a1\u5305\u542b\u4e09\u661f\u3001\u96c0\u5de2\u3001ASML\u3001Toyota\u3001SAP\u7b49\u4f01\u696d\u3002<\/p>\n\n\n\n

      Vanguard FTSE All-World ex-US Small-Cap ETF \uff08VSS\uff09<\/strong><\/p>\n\n\n\n

      \u4ee3\u8868\u5168\u7403\u4e2d\u5c0f\u578b\u80a1\u5e02\u7684Vanguard FTSE All-World ex-US Small-Cap ETF \uff08VSS\uff09\uff1a\u5167\u6263\u8cbb\u75280.11%\uff0c\u5b63\u914d\u606f\uff0c\u6295\u8cc7\u65b0\u8208\u5e02\u5834\u3001\u6b50\u6d32\u3001\u4e9e\u592a\u5730\u53404000\u591a\u5bb6\u4e0a\u5e02\u516c\u53f8\uff0c\u5305\u542b\u7926\u696d\u516c\u53f8First Quantum Minerals\u3001\u52a0\u62ff\u5927\u8a2d\u8a08\u3001\u5de5\u7a0b\u8aee\u8a62\u516c\u53f8WSP Global\u3001\u52a0\u62ff\u5927\u516c\u53f8\uff0c\u958b\u767c\u548c\u92b7\u552e\u4f01\u696d\u4fe1\u606f\u7ba1\u7406\u8edf\u4ef6Open Text\u3001\u52a0\u62ff\u5927\u7684\u4e00\u5bb6\u91d1\u7926\u958b\u63a1\u516c\u53f8Kirkland Lake Gold\u7b49\u4f01\u696d\u3002<\/p>\n\n\n\n

      Vanguard Real Estate ETF \uff08VNQ\uff09<\/strong><\/p>\n\n\n\n

      \u4ee3\u8868\u7f8e\u570b\u4e0d\u52d5\u7522\u7684Vanguard Real Estate ETF \uff08VNQ\uff09\uff1a\u5167\u6263\u8cbb\u75280.12%\uff0c\u5b63\u914d\u606f\uff0c\u6295\u8cc7\u7f8e\u570bReit\u7684ETF\uff0c\u5305\u542b\u5546\u7528\u3001\u5de5\u696d\u3001\u4f4f\u5b85\u985e\u578b\u7684\u4e0d\u52d5\u7522\u6a19\u7684\uff0c\u6295\u8cc7\u6a19\u7684\u5305\u542b\uff1aAmerican Tower\u3001Prologis\u3001Crown Castle International\u7b49\u3002<\/p>\n\n\n\n

      Vanguard Total World Bond ETF \uff08BNDW\uff09<\/strong><\/p>\n\n\n\n

      \u4ee3\u8868\u5168\u7403\u7e3d\u9ad4\u50b5\u5238\u7684Vanguard Total World Bond ETF \uff08BNDW\uff09\uff1a\u5167\u6263\u8cbb\u75280.06%\uff0c\u6708\u914d\u606f\uff0c\u6295\u8cc7\u5168\u7403\u6295\u8cc7\u7b49\u7d1a\u50b5\u5238\uff0c\u6301\u67091\u842c6400\u6a94\u50b5\u5238\uff0cBNDW\u7684\u50b5\u5238\u7d44\u6210\uff0c\u4e3b\u8981\u5728\u5916\u570b\u50b5\u5238\u3001\u653f\u5e9c\u62b5\u62bc\u8cb8\u6b3e\u3001\u91d1\u878d\u7b49\u50b5\u5238\uff0c\u7f8e\u570b\u653f\u5e9c\u50b5\u5238\u4f5430.1%\u3001AAA\u7d1a13.3%\u3001AA\u7d1a15.6%\u3001A\u7d1a21.4%\u3001BBB\u7d1a18.0%\u3002<\/p>\n\n\n\n

      BNDW\u7684\u512a\u9ede\u662f\u4e00\u500b\u50b5\u5238ETF\u5c31\u53ef\u4ee5\u6295\u8cc7\u5168\u7403\u6295\u8cc7\u7b49\u7d1a\u7684\u50b5\u5238\u3002\u6709\u9032\u884c\u7f8e\u5143\u907f\u96aa\uff0c\u907f\u514d\u6301\u6709\u591a\u7a2e\u8ca8\u5e63\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n


      <\/p>\n","protected":false},"excerpt":{"rendered":"

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