{"id":211,"date":"2017-06-09T16:14:00","date_gmt":"2017-06-09T08:14:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=211"},"modified":"2026-06-05T11:39:14","modified_gmt":"2026-06-05T03:39:14","slug":"%e8%b4%8f%e5%ae%b6%e5%85%a8%e6%8b%bf%e7%9a%84%e6%99%82%e4%bb%a3%ef%bc%8c%e8%a9%b2%e5%a6%82%e4%bd%95%e6%8a%95%e8%b3%87%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=211","title":{"rendered":"\u8d0f\u5bb6\u5168\u62ff\u7684\u6642\u4ee3\uff0c\u8a72\u5982\u4f55\u6295\u8cc7\uff1f"},"content":{"rendered":"\n<p>\u53f0\u7063\u7684\u97f3\u6a02\u5728\u83ef\u4eba\u4e16\u754c\u5c45\u9818\u5148\u5730\u4f4d\uff0c\u5927\u9678\u77e5\u540d\u7684\u6b4c\u5531\u7bc0\u76ee\u4e2d\u9078\u624b\u5531\u7684\u6b4c\u66f2\u4e5f\u7d55\u5927\u591a\u6578\u90fd\u662f\u53f0\u7063\u6b4c\u624b\u7684\u4f5c\u54c1\uff0c\u4f46\u53f0\u7063\u7684\u97f3\u6a02\u5e02\u5834\u767c\u9054\u537b\u4e26\u4e0d\u8868\u793a\u53c3\u8207\u9019\u500b\u884c\u696d\u7684\u4eba\u90fd\u80fd\u5920\u8cfa\u5230\u9322\uff0c\u53f0\u7063\u6bcf\u5e74\u90fd\u6709\u7121\u6578\u7684\u5e74\u8f15\u97f3\u6a02\u611b\u597d\u8005\u62b1\u8457\u6709\u671d\u4e00\u65e5\u6210\u70ba\u660e\u661f\u8cfa\u9032\u5927\u628a\u9214\u7968\u7684\u5922\u60f3\u52a0\u5165\u9019\u500b\u884c\u696d\uff0c\u4f46\u6700\u5f8c\u80fd\u5920\u771f\u6b63\u98db\u4e0a\u679d\u982d\u7576\u9cf3\u51f0\u7684\u4eba\u537b\u662f\u5c11\u4e4b\u53c8\u5c11\uff0c\u56e0\u70ba\u9019\u500b\u793e\u6703\u672c\u8cea\u4e0a\u5c31\u4e0d\u662f\u516c\u5e73\u7684\uff0c\u800c\u662f\u8d0f\u5bb6\u5168\u62ff\uff08winner takes all\uff09\u7684\u793e\u6703\u3002<\/p>\n\n\n\n<p>\u300a\u9ed1\u5929\u9d5d\u6548\u61c9\u300b\uff08<em>The Black Swan<\/em>\uff09 \u9019\u672c\u66f8\u7684\u4f5c\u8005\u5854\u96f7\u4f2f\uff08Nassim Nicholas Taleb\uff09\u5728\u66f8\u4e2d\u5beb\u5230\uff1a<\/p>\n\n\n\n<p>\u300c\u5728\u541f\u904a\u8a69\u4eba\u53ca\u6d41\u6d6a\u8a69\u4eba\u7684\u6642\u4ee3\uff0c\u6bcf\u500b\u4eba\u90fd\u6709\u807d\u773e\uff0c\u8aaa\u66f8\u4eba\u548c\u9eb5\u5305\u5e2b\u6216\u9285\u5320\u4e00\u6a23\uff0c\u90fd\u6709\u81ea\u5df1\u7684\u4e00\u500b\u5e02\u5834\uff0c\u4e26\u78ba\u4fdd\u4e0d\u6703\u6709\u4eba\u5f9e\u9060\u65b9\u904e\u4f86\uff0c\u5728\u4ed6\u7684\u5730\u76e4\u4e0a\u628a\u4ed6\u9a45\u9010\u51fa\u5883\uff0c\u4eca\u5929\u5c11\u6578\u4eba\u5e7e\u4e4e\u62ff\u8d70\u4e86\u5168\u90e8\uff0c\u800c\u5176\u9918\u7684\u4eba\uff0c\u5247\u5e7e\u4e4e\u4e00\u7121\u6240\u6709\u3002\u300d<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u5728\u8d0f\u5bb6\u5168\u62ff\u7684\u6642\u4ee3\uff0c\u6211<\/strong><strong>\u8a72\u5982\u4f55 \u6295\u8cc7 ?<\/strong><\/h4>\n\n\n\n<p>\u6c92\u932f\uff0c\u73fe\u5728\u5c31\u662f\u4e00\u500b\u8d0f\u5bb6\u5168\u62ff\u7684\u6642\u4ee3\uff0c\u9019\u7a2e\u73fe\u8c61\u5728\u7d55\u5927\u591a\u6578\u7684\u884c\u696d\u4e2d\u90fd\u662f\u5982\u6b64\uff0c\u9019\u5c0d \u6295\u8cc7 \u4eba\u6709\u4ec0\u9ebc\u5f71\u97ff\u5462\uff1f\u83ef\u723e\u8857\u65e5\u5831\u6700\u8fd1\u6709\u4e00\u7bc7\u6587\u7ae0\uff0c\u6a19\u984c\u662f\u3008<a href=\"https:\/\/www.wsj.com\/articles\/investing-in-a-winner-takes-all-economy-1491790561\">\u5728\u8d0f\u5bb6\u5168\u62ff\u7684\u7d93\u6fdf\u4e2d\u6295\u8cc7<\/a>\u3009\uff0c\u6587\u7ae0\u4e2d\u63d0\u5230\uff1a<\/p>\n\n\n\n<p>\u300c\u7db2\u8def\u6548\u61c9\uff08Networking 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