{"id":241,"date":"2017-06-12T17:02:00","date_gmt":"2017-06-12T09:02:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=241"},"modified":"2017-06-12T17:02:00","modified_gmt":"2017-06-12T09:02:00","slug":"%e9%97%9c%e6%96%bc-%e6%8a%95%e8%b3%87%e7%90%86%e8%b2%a1-%ef%bc%8c%e4%bd%a0%e5%8f%aa%e8%a6%81%e8%ae%80%e6%87%82%e9%80%99%e6%ae%b5%e8%a9%b1%e5%b0%b1%e6%9c%89%e5%83%b9%e5%80%bc%e4%ba%86","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=241","title":{"rendered":"\u95dc\u65bc \u6295\u8cc7\u7406\u8ca1 \uff0c\u4f60\u53ea\u8981\u8b80\u61c2\u9019\u6bb5\u8a71\u5c31\u6709\u50f9\u503c\u4e86!"},"content":{"rendered":"\n<p>\u904e\u53bb\u7576\u6211\u5728\u7b2c\u4e00\u7dda\u5f9e\u4e8b \u6295\u8cc7\u7406\u8ca1 \u9867\u554f\u5de5\u4f5c\u7684\u6642\u5019\uff0c\u6bcf\u5929\u90fd\u6703\u807d\u5230\u5ba2\u6236\u554f\u8457\u985e\u4f3c\u7684\u554f\u984c\uff1a<\/p>\n\n\n\n<p>\u300c\u7f8e\u5143\u6703\u4e0d\u6703\u7e7c\u7e8c\u6f32? \u80a1\u5e02\u9084\u6703\u6f32\u591a\u4e45? \u9ec3\u91d1\u9084\u6703\u518d\u8dcc\u55ce? \u65e5\u672c\u80a1\u5e02\u6703\u6f32\u55ce? \u8cb7\u65b0\u8208\u5e02\u5834\u57fa\u91d1\u9084\u6703\u8cfa\u9322\u55ce?\u2026\u2026\u300d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/02\/jez-timms-219767-1024x684-1.jpeg\" alt=\"\" class=\"wp-image-242\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/02\/jez-timms-219767-1024x684-1.jpeg 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/02\/jez-timms-219767-1024x684-1-300x200.jpeg 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/02\/jez-timms-219767-1024x684-1-768x513.jpeg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6c92\u4eba\u77e5\u9053\u7684\u6b63\u78ba\u7b54\u6848<\/strong><\/h3>\n\n\n\n<p>\u525b\u8e0f\u5165\u8077\u5834\u7684\u6642\u5019\uff0c\u6211\u90fd\u6703\u4f9d\u7167\u8457\u516c\u53f8\u7d66\u7684\u7814\u7a76\u5831\u544a\u8aaa\u660e\uff0c\u7136\u5f8c\u5f88\u6709\u4fe1\u5fc3\u5730\u56de\u7b54\u5ba2\u6236\u9019\u4e9b\u554f\u984c\uff0c\u7d66\u5ba2\u6236\u4e00\u500b\u5f88\u6e05\u695a\u7684\u65b9\u5411\u3002\u4f46\u96a8\u8457\u5de5\u4f5c\u7d93\u9a57\u7684\u7d2f\u7a4d\uff0c\u505a\u4e45\u4e86\u4e4b\u5f8c\uff0c\u56de\u7b54\u9019\u4e9b\u554f\u984c\u662f\u8d8a\u4f86\u8d8a\u6c92\u6709\u4fe1\u5fc3\u4e86\u3002\u539f\u56e0\u5f88\u7c21\u55ae\uff0c\u9019\u4e9b\u554f\u984c\u6839\u672c\u5c31\u6c92\u6709\u4eba\u80fd\u5920\u6e96\u78ba\u5730\u56de\u7b54\uff0c\u6211\u7d66\u7684\u7b54\u6848\u4e0d\u662f\u81ea\u5df1\u731c\u7684\uff0c\u5c31\u662f\u516c\u53f8\u7684\u7814\u7a76\u90e8\u9580\u731c\u7684\uff08\u7814\u7a76\u904e\u5f8c\u7684\u7b54\u6848\u8ddf\u731c\u7684\u6c92\u6709\u592a\u5927\u7684\u4e0d\u540c\uff0c\u56e0\u70ba\u6e96\u78ba\u7387\u90fd\u4e0d\u9ad8\uff09\u3002\u66f4\u7cdf\u7684\u662f\uff0c\u5f88\u591a\u5ba2\u6236\u6703\u8a8d\u70ba\u6211\u5011\u8aaa\u7684\u5c31\u662f\u5c0d\u7684\uff0c\u5c31\u4f9d\u7167\u6211\u5011\u7684\u8aaa\u6cd5\u53bb\u6295\u8cc7\uff0c\u7d50\u679c\u53cd\u800c\u8aa4\u5c0e\u4e86\u5ba2\u6236\uff0c\u9020\u6210\u5ba2\u6236\u7684\u8667\u640d\uff0c\u9019\u5176\u5be6\u662f\u5f88\u56b4\u91cd\u7684\u554f\u984c\uff0c\u800c\u9019\u6a23\u7684\u554f\u984c\u6bcf\u5929\u90fd\u6703\u5728\u91d1\u878d\u6a5f\u69cb\u7684\u8fa6\u516c\u5834\u6240\u4e2d\u4e0a\u6f14\u3002\u6700\u6158\u7684\u662f\uff0c\u9019\u500b\u554f\u984c\u4f3c\u4e4e\u7121\u89e3\uff0c\u539f\u56e0\u5f88\u7c21\u55ae\uff0c\u5ba2\u6236\u60f3\u8981\u77e5\u9053\u9019\u4e9b\u554f\u984c\u7684\u7b54\u6848\uff0c\u4f46\u6c92\u6709\u91d1\u878d\u6a5f\u69cb\u6216\u7406\u8ca1\u4eba\u54e1\u6703\u544a\u8a34\u5ba2\u6236\u5176\u5be6\u4ed6\u5011\u4e26\u4e0d\u77e5\u9053\u9019\u4e9b\u554f\u984c\u7684\u7b54\u6848\uff0c\u56e0\u70ba\u5927\u5bb6\u6703\u89ba\u5f97\uff0c\u8981\u80fd\u5920\u660e\u78ba\u7684\u56de\u7b54\u9019\u4e9b\u554f\u984c\u624d\u8868\u793a\u5920\u5c08\u696d\uff0c\u4e5f\u624d\u80fd\u5920\u505a\u5230 \u6295\u8cc7\u7406\u8ca1 \u696d\u52d9\u7684\u696d\u7e3e\uff01<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6bcf\u6b21\u8981\u6295\u8cc7\u524d\u4e5f\u90fd\u662f\u8a62\u554f\u985e\u4f3c\u7684\u554f\u984c\uff0c\u7136\u5f8c\u671f\u671b\u5f97\u5230\u4e00\u500b\u660e\u78ba\u7684\u7b54\u6848\uff0c\u90a3\u9ebc\u4f60\u5c07\u5f88\u96e3\u5728\u6295\u8cc7\u4e2d\u7372\u5f97\u4f60\u6240\u60f3\u8981\u7684\u6eff\u610f\u7d50\u679c\uff0c<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-2-color\">\u82e5\u4f60\u60f3\u64fa\u812b\u6295\u8cc7\u537b\u96e3\u4ee5\u8cfa\u9322\u7684\u56f0\u5883\uff0c\u90a3\u9ebc\u4f60\u4eca\u5929\u5c31\u8981\u5f88\u8a8d\u771f\u5730\u770b\u61c2\u4e0b\u5217\u9019\u6bb5\u8a71<\/mark>\uff0c\u9019\u6bb5\u8a71\u662f\u9818\u822a\u6295\u8cc7(Vanguard) \u8a2a\u554f\u77e5\u540d\u8ca1\u7d93\u90e8\u843d\u683c\u5927\u5c40\uff08The Big Picture\uff09 \u7684\u7248\u4e3b\u96f7\u7d22\u8332\uff08Barry&nbsp;Ritholtz\uff09\u7684\u4e00\u6bb5\u8a71\uff0c\u96f7\u7d22\u8332\u8aaa:<\/p>\n\n\n\n<p>\u300c\u6211\u5011\u7e3d\u662f\u807d\u5230\u6295\u8cc7\u4eba\u4e0d\u65b7\u7684\u91cd\u8907\u8a62\u554f\u4e00\u4e9b\u6c92\u6709\u4eba\u80fd\u5920\u78ba\u5b9a\u7684\u554f\u984c\uff1a\u300e\u806f\u6e96\u6703\u63a5\u4e0b\u4f86\u6703\u600e\u9ebc\u505a? \u4eca\u5e74\u9084\u6703\u5347\u606f\u5e7e\u6b21? \u9053\u74ca\u6307\u6578\u672a\u4f86\u4e00\u5e74\u6703\u4e0a\u6f32\u591a\u5c11? \u54ea\u652f\u80a1\u7968\u6700\u503c\u5f97\u8cb7? \u300f\uff0c\u7136\u800c\u6240\u6709\u9019\u4e9b\u554f\u984c\u90fd\u6c92\u6709\u4eba\u80fd\u5920\u6e96\u78ba\u7684\u544a\u8a34\u4f60\u7b54\u6848\uff0c\u6240\u6709\u7684\u7b54\u6848\u90fd\u662f\u731c\u7684\uff0c\u7136\u5f8c\u6295\u8cc7\u4eba\u4f9d\u9760\u8457\u9019\u500b\u731c\u6e2c\u7684\u7b54\u6848\u53bb\u57f7\u884c\u6295\u8cc7\u6c7a\u7b56\uff01\u6295\u8cc7\u4eba\u61c9\u8a72\u8981\u8a8d\u6e05\u4e00\u4ef6\u4e8b\u60c5\uff0c\u8981\u77e5\u9053\u4eba\u5011\u80fd\u5920\u505a\u5230\u54ea\u4e9b\u4e8b\u60c5? \u505a\u4e0d\u5230\u54ea\u4e9b\u4e8b\u60c5? \u7136\u5f8c\u6839\u64da\u9019\u500b\u4e8b\u5be6\u53bb\u8abf\u6574\u81ea\u5df1\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u9019\u6a23\u6295\u8cc7\u4eba\u624d\u6703\u77e5\u9053\u70ba\u4ec0\u9ebc\u8981\u5efa\u7acb\u4e00\u500b\u5206\u6563\u98a8\u96aa\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4e5f\u624d\u80fd\u5920\u9806\u5229\u5ea6\u904e\u5e02\u5834\u7684\u6ce2\u52d5\u3002<\/p>\n\n\n\n<p>\u904e\u53bb 20 \u5e74\uff0c\u5e02\u5834\u51fa\u73fe\u4e86\u5f88\u591a\u6b21\u7684\u7e41\u69ae\u8207\u8870\u9000\uff0c\u5305\u62ec 2000 \u5e74\u7684\u7db2\u8def\u79d1\u6280\u6ce1\u6cab\uff0c\u6709 2008 \u5e74\u7684\u91d1\u878d\u6d77\u562f\uff0c\u904e\u53bb\u5341\u591a\u5e74\u4f86\uff0c\u80a1\u5e02\u6709\u591a\u6b21\u767c\u751f\u4e0b\u8dcc\u8d85\u904e 20% \u4ee5\u4e0a\u7684\u60c5\u6cc1\uff0c\u9019\u662f\u80a1\u5e02\u5f88\u6b63\u5e38\u7684\u73fe\u8c61\uff0c\u6295\u8cc7\u4eba\u5fc5\u9808\u8a8d\u77e5\u5230\uff0c<mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6800\" class=\"has-inline-color\">\u6f32\u8dcc\u7684\u6ce2\u52d5\u662f\u80a1\u5e02\u4e2d\u5f88\u6b63\u5e38\u7684\u73fe\u8c61\uff0c\u7576\u4f60\u771f\u7684\u90fd\u641e\u61c2\u9019\u4e9b\u4e8b\u60c5\u4e4b\u5f8c\uff0c\u4e00\u65e6\u80a1\u5e02\u771f\u7684\u4e0b\u8dcc\u4e86\uff0c\u4f60\u5c31\u61c9\u8a72\u4e0d\u6703\u904e\u5ea6\u53cd\u61c9\uff0c\u4e5f\u4e0d\u6703\u56e0\u6b64\u7761\u4e0d\u8457\u89ba\u4e86<\/mark>\u3002\u300d<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u771f\u7684\u8b80\u61c2\u4e86\u4e0a\u8ff0\u9019\u6bb5\u8a71\u4e14\u8b39\u8a18\u9019\u500b\u4e8b\u5be6\uff0c\u90a3\u9ebc\u4eca\u5929\u5c31\u904e\u5f97\u6709\u50f9\u503c\u4e86\uff01<\/p>\n\n\n\n<p>#\u95b1\u8b80\u6642\u9593\u7d04\u70ba3\u5206\u9418<\/p>\n\n\n\n<p><br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u904e\u53bb\u7576\u6211\u5728\u7b2c\u4e00\u7dda\u5f9e\u4e8b \u6295\u8cc7\u7406\u8ca1 \u9867\u554f\u5de5\u4f5c\u7684\u6642\u5019\uff0c\u6bcf\u5929\u90fd\u6703\u807d\u5230\u5ba2\u6236\u554f\u8457\u985e\u4f3c\u7684\u554f\u984c\uff1a \u300c\u7f8e\u5143\u6703\u4e0d\u6703\u7e7c\u7e8c\u6f32? \u80a1\u5e02\u9084 [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":243,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,14],"tags":[195,228,244,261,383],"class_list":["post-241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10","category-14","tag-195","tag-228","tag-244","tag-261","tag-383"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=241"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/241\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/243"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}