{"id":346,"date":"2017-07-13T10:59:00","date_gmt":"2017-07-13T02:59:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=346"},"modified":"2017-07-13T10:59:00","modified_gmt":"2017-07-13T02:59:00","slug":"%e6%8a%95%e8%b3%87%e7%86%9f%e6%82%89%e7%9a%84%e5%b8%82%e5%a0%b4%ef%bc%8c%e5%b0%b1%e8%83%bd%e7%a9%a9%e8%b3%ba%e4%b8%8d%e8%b3%a0%e5%97%8e%ef%bc%9f%e7%a0%b4%e8%a7%a3%e5%85%a8%e7%90%8350%e4%bb%a5%e4%b8%8a","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=346","title":{"rendered":"\u6295\u8cc7\u719f\u6089\u7684\u5e02\u5834\uff0c\u5c31\u80fd\u7a69\u8cfa\u4e0d\u8ce0\u55ce\uff1f\u7834\u89e3\u5168\u740350%\u4ee5\u4e0a\u6295\u8cc7\u4eba\u7684\u6295\u8cc7\u504f\u8aa4"},"content":{"rendered":"\n<h4 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1\uff05\uff0c\u5982\u679c\u4f60\u5c07\u5927\u90e8\u5206\u7684\u8cc7\u91d1\u90fd\u6295\u8cc7\u5230\u53f0\u80a1\uff0c\u90a3\u9ebc\u4f60\u7684\u8cc7\u7522\u914d\u7f6e\u5c31\u5b8c\u5168\u505a\u932f\u4e86\uff01\u6bd4\u7f8e\u570b\u8207\u65e5\u672c\u7684\u6295\u8cc7\u4eba\u72af\u7684\u932f\u8aa4\u66f4\u56b4\u91cd\u4e86\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1241\" height=\"1011\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-2.png\" alt=\"\" class=\"wp-image-348\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-2.png 1241w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-2-300x244.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-2-1024x834.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-2-768x626.png 768w\" sizes=\"auto, (max-width: 1241px) 100vw, 1241px\" 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\/><figcaption>\uff08\u5716\u4e8c\uff09\u7f8e\u570b\u80a1\u5e02\uff08\u85cd\u8272\uff09\u8207\u5176\u4ed6\u5168\u7403\u80a1\u5e02\uff08\u7070\u8272\uff09\u6240\u4f54\u7684\u6bd4\u7387\u3002<\/figcaption><\/figure>\n\n\n\n<p>\u5982\u679c\u641e\u932f\u554f\u984c\u7684\u539f\u56e0\uff0c\u90a3\u9ebc\u7d66\u51fa\u4f86\u7684\u89e3\u6c7a\u65b9\u6848\u5c31\u4e0d\u6703\u662f\u6b63\u78ba\u7684\u3002\u5927\u591a\u6578\u7684\u4eba\u6295\u8cc7\u6d77\u5916\u57fa\u91d1\u4e4b\u6240\u6709\u6c92\u6709\u8cfa\u9322\uff0c\u5176\u771f\u6b63\u7684\u539f\u56e0\u4e26\u4e0d\u662f\u51fa\u5728\u4e0d\u4e86\u89e3\u7576\u5730\u5e02\u5834\uff0c\u800c\u662f\u591a\u6578\u4eba\u7684\u8cc7\u7522\u914d\u7f6e\u591a\u6c92\u6709\u505a\u5c0d\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u505a\u597d\u8cc7\u7522\u914d\u7f6e\uff0c\u6295\u8cc7\u5c31\u6210\u529f\u4e00\u534a<\/h4>\n\n\n\n<p>\u5f88\u591a\u77e5\u540d\u8ca1\u7d93\u5c08\u5bb6\u90fd\u8aaa\u904e\u300c\u8cc7\u7522\u914d\u7f6e\u662f\u6bcf\u500b\u6295\u8cc7\u4eba\u5728\u6295\u8cc7\u6642\u6240\u505a\u7684\u6700\u91cd\u8981\u7684\u4e00\u500b\u6c7a\u5b9a\uff01\u300d\u5b83\u5c31\u50cf\u662f\u4e00\u500b\u623f\u5b50\u7684\u57fa\u77f3\uff0c\u5982\u679c\u57fa\u790e\u505a\u597d\u4e86\uff0c\u9019\u500b\u623f\u5b50\u5c31\u6703\u7a69\u5b9a\uff0c\u53cd\u4e4b\uff0c\u57fa\u790e\u5077\u5de5\u6e1b\u6599\u6c92\u6709\u505a\u597d\uff0c\u623f\u5b50\u81ea\u7136\u5c31\u4e0d\u6703\u7a69\u5b9a\uff0c\u96a8\u6642\u6709\u5012\u584c\u7684\u5371\u96aa\u3002\u90a3\u9ebc\u8cc7\u7522\u914d\u7f6e\u61c9\u8a72\u600e\u9ebc\u505a\u5462\uff1f<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2\u6b65\u9a5f\u5c31\u80fd\u5b8c\u6210\u4f60\u7684\u8cc7\u7522\u914d\u7f6e<\/h4>\n\n\n\n<h5 class=\"wp-block-heading\">1\u3001\u6c7a\u5b9a\u80a1\u50b5\u6bd4<\/h5>\n\n\n\n<h5 class=\"wp-block-heading\">2\u3001\u9032\u884c\u5168\u7403\u5316\u914d\u7f6e<\/h5>\n\n\n\n<p>\u8cc7\u7522\u914d\u7f6e\u5c31\u662f\u8981\u5148\u6c7a\u5b9a\u80a1\u7968\u8cc7\u7522\u8207\u50b5\u5238\u8cc7\u7522\u7684\u6bd4\u7387\uff0c\u4f8b\u5982\uff1a\u7c21\u55ae\u7684\u65b9\u6cd5\u6211\u5011\u5c31\u5148\u7528\u4e00\u500b 60\uff05\u80a1\u7968 \/ 40\uff05\u50b5\u5238\u7684\u6295\u8cc7\u7d44\u5408\u4f86\u770b\u9019\u662f\u4e00\u500b\u5168\u7403\u5206\u6563\u7684\u6295\u8cc7\u7d44\u5408\u3002\u5982\u5716\u4e09\u6240\u793a\uff0c\u5f9e\u904e\u53bb\u5be6\u969b\u7684\u6b77\u53f2\u8cc7\u6599\u4f86\u770b\uff0c\u9019\u6a23\u7684\u6295\u8cc7\u7d44\u5408\u6bcf\u5e74\u5e73\u5747\u7684\u6295\u8cc7\u5831\u916c\u7387\u70ba7.75\uff05\uff0c\u6700\u597d\u7684\u4e00\u5e74\u662f 2003 \u5e74\u7684 26.33\uff05\uff0c\u6700\u5dee\u7684\u4e00\u5e74\u662f 2008 \u5e74\u7684 -23.46\uff05\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"357\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-4.png\" alt=\"\" class=\"wp-image-350\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-4.png 640w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-4-300x167.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption>(\u5716\u4e09) 60\/40 \u8cc7\u7522\u914d\u7f6e<\/figcaption><\/figure>\n\n\n\n<p>\u6295\u8cc7\u4eba\u53ef\u4ee5\u5148\u770b\u9019\u6a23\u7684\u6295\u8cc7\u7d44\u5408\u662f\u5426\u7b26\u5408\u81ea\u5df1\u7684\u671f\u5f85\uff0c\u5982\u679c\u89ba\u5f97\u4e0b\u8dcc\u8d85\u904e 20\uff05 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height=\"346\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-5.png\" alt=\"\" class=\"wp-image-351\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-5.png 640w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-5-300x162.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption>(\u5716\u56db) 40\/60\u8cc7\u7522\u914d\u7f6e<\/figcaption><\/figure>\n\n\n\n<p>\u5982\u679c\u4e00\u958b\u59cb\uff08\u5716\u4e09\uff09\u4e2d\u7684 60\/40 \u8cc7\u7522\u914d\u7f6e\u60c5\u6cc1\u4e0d\u7b26\u5408\u4f60\u7684\u60f3\u6cd5\uff0c\u90a3\u9ebc\u5c31\u5c07\u8cc7\u7522\u914d\u7f6e\u8a2d\u5b9a\u5728\uff08\u5716\u56db\uff09\u90a3\u6a23 40\/60 \u7684\u6bd4\u7387\uff0c\u63a5\u4e0b\u4f86\u518d\u53bb\u8a73\u7d30\u898f\u5283 40% \u7684\u80a1\u7968\u8cc7\u7522\uff0c\u8207 60% \u7684\u50b5\u5238\u8cc7\u7522\u8a72\u600e\u9ebc\u5206\u914d\uff1f\u800c\u80a1\u7968\u8207\u50b5\u5238\u8cc7\u7522\u7684\u7d30\u7bc0\u898f\u5283\uff0c\u901a\u5e38\u53ef\u4ee5\u7528\u8a72\u8cc7\u7522\u5728\u5168\u7403\u6307\u6578\u4e2d\u7684\u5206\u914d\u6a21\u5f0f\u7576\u4f5c\u53c3\u8003\uff0c\u4f8b\u5982\uff1a\u80a1\u7968\u8cc7\u7522\u7684\u5168\u7403\u80a1\u5e02\u8fd1\u5e74\u5206\u914d\u7684\u60c5\u6cc1\u5927\u7d04\u5982\uff08\u5716\u4e94\uff09\u4e2d\u53f3\u908a\u7684\u5713\u9905\u5716\u6240\u793a\uff0c\u9019\u5c31\u662f\u4f60\u53ef\u4ee5\u53c3\u8003\u7684\u57fa\u6e96\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2016\" height=\"1150\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-6.png\" alt=\"\" class=\"wp-image-445\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-6.png 2016w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-6-300x171.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-6-1024x584.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-6-768x438.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/9-6-1536x876.png 1536w\" sizes=\"auto, (max-width: 2016px) 100vw, 2016px\" 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