{"id":396,"date":"2017-08-07T09:49:00","date_gmt":"2017-08-07T01:49:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=396"},"modified":"2017-08-07T09:49:00","modified_gmt":"2017-08-07T01:49:00","slug":"%e5%b9%b4%e8%bc%95%e4%ba%ba%e7%82%ba%e4%bd%95%e4%b8%8d%e6%8a%95%e8%b3%87-%e8%82%a1%e5%b8%82","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=396","title":{"rendered":"\u5e74\u8f15\u4eba\u70ba\u4f55\u4e0d\u6295\u8cc7 \u80a1\u5e02 ?"},"content":{"rendered":"\n<p>\u5e7e\u500b\u6708\u524d\u5a92\u9ad4\u5831\u5c0e\uff0c\u91d1\u7ba1\u6703\u526f\u4e3b\u59d4\u63d0\u5230\uff1a\u300c\u5728\u5c11\u5b50\u5316\u7684\u6642\u4ee3\uff0c\u5e74\u8f15\u4eba\u4e0d\u9032 \u80a1\u5e02 \u4e2d\u8cb7\u80a1\u7968\uff0c\u4e0d\u50c5\u662f\u8cc7\u672c\u5e02\u5834\u7684\u65b7\u5c64\uff0c\u4e5f\u662f\u8cc7\u672c\u5e02\u5834\u7684\u91cd\u5927\u5371\u6a5f\u3002\u300d<\/p>\n\n\n\n<p>\u5b98\u54e1\u8868\u793a\uff0c\u91d1\u7ba1\u6703\u61c9\u8a72\u8981\u6301\u7e8c\u9b06\u7d81\u6cd5\u898f\uff0c\u6392\u9664\u6295\u8cc7\u969c\u7919\uff0c\u628a\u5e74\u8f15\u4eba\u7684\u71b1\u60c5\u627e\u56de\u4f86\u3002\u4e4b\u5f8c\u53f0\u7063\u6ac3\u6aaf\u8cb7\u8ce3\u4e2d\u5fc3\u4e5f\u8868\u793a\uff0c\u5f9e\u6578\u64da\u4f86\u770b\uff0c\u5e74\u8f15\u4eba\u4e0d\u662f\u4e0d\u6295\u8cc7\uff0c\u4e3b\u8981\u662f\u8cc7\u91d1\u6709\u9650\uff0c\u4ee5\u5c0f\u640f\u5927\u7684\u6b0a\u8b49\u662f\u5e74\u8f15\u6295\u8cc7\u4eba\u7684\u6700\u611b\uff0c\u4f46\u5c08\u5bb6\u63d0\u9192\uff0c\u9019\u6a23\u7684\u98a8\u96aa\u4e5f\u5f88\u9ad8\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"631\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-2.png\" alt=\"\" class=\"wp-image-399\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-2.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-2-300x246.png 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<p>\u5176\u5be6\u4e26\u4e0d\u662f\u53ea\u6709\u53f0\u7063\u7684\u5e74\u8f15\u4eba\u4e0d\u8cb7\u80a1\u7968\uff0c\u7f8e\u570b\u4e5f\u6709\u985e\u4f3c\u7684\u554f\u984c\uff0c\u6700\u8fd1\u7f8e\u570b\u8ca1\u7d93\u5a92\u9ad4\u300a\u9738\u69ae\u96dc\u8a8c\u300b\uff08<em>Barron\u2019s<\/em>\uff09\u7684<a href=\"http:\/\/www.barrons.com\/articles\/why-wont-millennials-embrace-the-stock-market-1501533989?mg=prod\/accounts-barrons\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e00\u7bc7\u6587\u7ae0<\/a>\u63d0\u5230\uff1a<\/p>\n\n\n\n<p>\u300c\u7f8e\u570b\u80a1\u7968\u5e02\u5834\u6301\u7e8c\u5275\u4e0b\u65b0\u9ad8\uff0c\u591a\u982d\u80a1\u5e02\u5df2\u7d93\u8d70\u4e86 8 \u5e74\u591a\uff0c\u4f46\u6563\u6236\u6295\u8cc7\u4eba\u7279\u5225\u662f\u5e74\u8f15\u4eba\u537b\u6c92\u6709\u53c3\u8207\u5230\u9019\u500b\u5e02\u5834\u4e2d\uff0c\u6839\u64da\u8abf\u67e5\u986f\u793a\uff0c28\uff05 \u7684\u6210\u5e74\u4eba\u504f\u611b\u5c07\u9592\u9322\u6295\u8cc7\u623f\u5730\u7522\uff0c\u6709 23\uff05 \u7684\u4eba\u9078\u5247\u5c07\u9592\u9322\u653e\u5728\u9280\u884c\u5b58\u6b3e\uff0c\u53ea\u6709 17\uff05 \u7684\u4eba\u9858\u610f\u5c07\u9592\u7f6e\u8cc7\u91d1\u6295\u8cc7\u80a1\u7968\uff0c\u800c\u5e74\u8f15\u4eba\u7576\u4e2d\u9019\u500b\u6bd4\u4f8b\u53c8\u66f4\u5c11\u4e86\uff0c\u53ea\u6709 13\uff05 \u7684\u5e74\u8f15\u4eba\u6709\u6295\u8cc7\u80a1\u7968\u5e02\u5834\uff0c\u9060\u4f4e\u65bc\u623f\u5730\u7522 (30\uff05) \u8207\u5b58\u6b3e (30\uff05) \u7684\u6bd4\u7387\uff0c\u5373\u4f7f\u904e\u53bb\u5e7e\u5e74\u80a1\u7968\u7684\u6295\u8cc7\u5831\u916c\u7387\u662f\u6700\u597d\u7684\uff0c\u4f46\u9019\u500b\u597d\u8655\u4e26\u6c92\u6709\u8b93\u6563\u6236\uff08\u7279\u5225\u662f\u5e74\u8f15\uff09\u6295\u8cc7\u4eba\u4eab\u53d7\u5230\u3002\u300d<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"355\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-3.png\" alt=\"\" class=\"wp-image-400\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-3.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-3-300x139.png 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<p>\u6240\u4ee5\u6211\u5011\u53ef\u4ee5\u770b\u5230\uff0c\u4f3c\u4e4e\u5e74\u8f15\u4e16\u4ee3\u7684\u4eba\u90fd\u4e0d\u592a\u559c\u6b61\u6295\u8cc7\u80a1\u7968\uff0c\u70ba\u4ec0\u9ebc\u5462\uff1f<\/p>\n\n\n\n<p>\u6211\u500b\u4eba\u8a8d\u70ba\u4e3b\u8981\u6709\u5169\u500b\u539f\u56e0\uff1a<\/p>\n\n\n\n<p><strong>\u7b2c\u4e00<\/strong>\u3001\u5f9e\u9577\u8f29\u6295\u8cc7\u80a1\u7968\u7684\u7d93\u9a57\u7372\u5f97\u4e0d\u597d\u7684\u5370\u8c61\u3002<\/p>\n\n\n\n<p>\u80a1\u5e02\u4e2d\u6d41\u50b3\u8457\u4e00\u53e5\u8a71\uff1a\u300c10 \u500b\u8cb7\u80a1\u7968\u7684\u4eba\u7576\u4e2d\uff0c\u6709 7 \u500b\u8ce0\u9322\uff0c2\u500b\u4e0d\u8cfa\u4e0d\u8ce0\uff0c\u53ea\u6709 1 \u500b\u8cfa\u9322\u3002\u300d\uff0c\u9019\u53e5\u8a71\u5145\u5206\u8868\u9054\u53c3\u8207\u9019\u500b\u5e02\u5834\u7684\u4eba\u662f\u8ce0\u9322\u8005\u5c45\u591a\uff0c\u76f8\u4fe1\u9019\u4e5f\u5f88\u7b26\u5408\u73fe\u6cc1\uff0c\u5982\u679c\u5e74\u8f15\u4eba\u5f9e\u5c0f\u770b\u5230\u7236\u6bcd\u6216\u5176\u4ed6\u9577\u8f29\u6295\u8cc7\u80a1\u7968\u8ce0\u9322\uff0c\u7576\u4ed6\u9577\u5927\u5f8c\u81ea\u7136\u5c0d\u65bc\u9019\u500b\u5e02\u5834\u6703\u6709\u4e0d\u597d\u7684\u5370\u8c61\uff0c\u907f\u800c\u9060\u4e4b\u3002<\/p>\n\n\n\n<p><strong>\u7b2c\u4e8c<\/strong>\u3001\u6c92\u6709\u7372\u5f97\u6b63\u78ba\u7684\u6295\u8cc7\u7406\u8ca1\u77e5\u8b58\u3002<\/p>\n\n\n\n<p>\u7167\u6ac3\u6aaf\u8cb7\u8ce3\u4e2d\u5fc3\u7684\u8cc7\u6599\u986f\u793a\uff0c\u5e74\u8f15\u4eba\u4e0d\u662f\u4e0d\u9858\u610f\u6295\u8cc7\uff0c\u4f46\u662f\u537b\u504f\u611b\u4ee5\u5c0f\u640f\u5927\u7684\u6b0a\u8b49\u5e02\u5834\uff0c\u5982\u679c\u525b\u624d\u8aaa\u7684\u7b2c\u4e00\u500b\u539f\u56e0\u662f\u5c0d\u7684\u8a71\uff0c\u5e74\u8f15\u4eba\u770b\u5230\u9577\u8f29\u5011\u6295\u8cc7\u80a1\u7968\u8ce0\u9322\uff0c\u8f49\u800c\u53bb\u6295\u8cc7\u6b0a\u8b49\uff0c\u7d50\u679c\u53cd\u6b63\u662f\u9032\u5230\u53e6\u4e00\u500b\u98a8\u96aa\u66f4\u9ad8\u7684\u5e02\u5834\u7576\u4e2d\uff0c\u672a\u4f86\u8ce0\u9322\u7684\u6a5f\u7387\u66f4\u5927\uff0c\u6703\u51fa\u73fe\u9019\u6a23\u7684\u554f\u984c\u6700\u4e3b\u8981\u7684\u539f\u56e0\u5c31\u662f\u51fa\u5728\u6c92\u6709\u7372\u5f97\u6b63\u78ba\u7684\u6295\u8cc7\u7406\u8ca1\u77e5\u8b58\u3002<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>\u8eab\u70ba\u5e74\u8f15\u4eba\u8981\u4e86\u89e3\u81ea\u5df1\u7684\u6295\u8cc7\u512a\u52e2<\/strong><\/h5>\n\n\n\n<p>\u5e74\u8f15\u4eba\u76f8\u5c0d\u5e74\u7d00\u8f03\u5927\u7684\u4eba\u4f86\u8aaa\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff8d3d\" class=\"has-inline-color\">\u6700\u5927\u7684\u6295\u8cc7\u512a\u52e2\u5c31\u662f\u6709\u300c\u5f88\u9577\u7684\u6295\u8cc7\u6642\u9593\u300d<\/mark><\/strong>\uff0c<strong>\u4f46\u662f\u7576\u5e74\u8f15\u4eba\u53bb\u8cb7\u6b0a\u8b49\u7684\u6642\u5019\uff0c\u7b49\u65bc\u662f\u653e\u68c4\u4e86\u81ea\u5df1\u7684\u5e74\u8f15\uff08\u6642\u9593\uff09\u512a\u52e2\uff0c\u8f49\u800c\u53bb\u73a9\u4e00\u500b\u5c0d\u81ea\u5df1\u4e0d\u5229\u7684\u77ed\u7dda\u64cd\u4f5c\u904a\u6232\uff0c\u771f\u6b63\u7684\u554f\u984c\u51fa\u5728\u5927\u591a\u6578\u7684\u5e74\u8f15\u4eba\u4e26\u6c92\u6709\u771f\u6b63\u4e0d\u77ad\u89e3\u9019\u4e00\u9ede\u3002<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"665\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-4.png\" alt=\"\" class=\"wp-image-402\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-4.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-4-300x195.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-4-768x499.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u6700\u8fd1\u5728 Irrelevant Investor \u88e1\u9762\u7684\u4e00\u7bc7\u6587\u7ae0\u5beb\u5f97\u5f88\u597d\uff0c\u9019\u662f\u7248\u4e3b\u516c\u53f8\u7684\u4e00\u4f4d\u6691\u671f\u5de5\u8b80\u7684\u5927\u5b78\u751f\u6240\u5beb\u7684\u6587\u7ae0\uff0c\u8b93\u9019\u500b\u4e16\u4ee3\u7684\u4eba\u81ea\u5df1\u4f86\u56de\u7b54\u9019\u500b\u554f\u984c\u662f\u6700\u5ba2\u89c0\u7684\uff0c\u7248\u4e3b\u5c07\u6587\u7ae0\u62ff\u4f86\u5206\u4eab\uff0c\u8a72\u540d\u5927\u5b78\u751f\u5beb\u5230\uff1a<\/p>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-2-color\">\u300c<strong>\u5982\u679c\u4f60\u554f\u5927\u591a\u6578\u7684\u6295\u8cc7\u4eba\u4ed6\u5011\u73fe\u5728\u6700\u5f8c\u6094\u7684\u4e8b\u60c5\u662f\u4ec0\u9ebc\uff1f<\/strong><\/mark><\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-2-color\">\u6211\u76f8\u4fe1\u5f88\u591a\u4eba\u90fd\u6703\u8aaa\uff0c\u4ed6\u5011\u5e0c\u671b\u80fd\u5920\u77e5\u9053\u8981\u65e9\u4e00\u9ede\u958b\u59cb\u6295\u8cc7\u3002<\/mark><\/strong><\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#278a6b\"><strong>\u5982\u679c\u4f60\u554f\u6211\u5728\u9019\u88e1\u6691\u671f\u5de5\u8b80\u5b78\u5230\u6700\u5bf6\u8cb4\u7684\u4e8b\u60c5\u662f\u4ec0\u9ebc\uff1f<\/strong><\/p>\n\n\n\n<p class=\"has-text-color\" style=\"color:#278a6b\"><strong>\u6211\u6703\u5f88\u80af\u5b9a\u7684\u8aaa\uff0c\u90a3\u5c31\u662f\u6211\u8a8d\u77e5\u5230\u6211\u5728\u6295\u8cc7\u80a1\u7968\u4e0a\u5177\u6709\u6642\u9593\u7684\u512a\u52e2\uff0c\u56e0\u70ba\u6211\u9084\u5f88\u5e74\u8f15\u2026\u2026<\/strong><\/p>\n\n\n\n<p>\u6211\u4e0d\u76f8\u4fe1\u6211\u5011\u9019\u500b\u4e16\u4ee3\u7684\u4eba\u6703\u7a81\u7136\u5c0d\u65bc\u6295\u8cc7\u8cfa\u9322\u6c92\u6709\u8208\u8da3\uff08\u9738\u69ae\u96dc\u8a8c\u7684\u6587\u7ae0\u4f3c\u4e4e\u6709\u9019\u7a2e\u6697\u793a\uff09\uff0c\u5176\u5be6\u9738\u69ae\u96dc\u8a8c\u6587\u7ae0\u7684\u8abf\u67e5\u53ea\u662f\u53cd\u6620\u4e00\u500b\u7c21\u55ae\u7684\u60c5\u6cc1\uff0c\u90a3\u5c31\u662f\u4e8c\u5341\u591a\u6b72\u7684\u5e74\u8f15\u4eba\u8981\u4e0d\u5c31\u662f\u6c92\u6709\u8db3\u5920\u7684\u9592\u9322\u53ef\u4ee5\u6295\u8cc7\uff0c\u8981\u4e0d\u5c31\u662f\u4ed6\u5011\u4e26\u4e0d\u77e5\u9053\u76e1\u65e9\u6295\u8cc7\u6709\u4ec0\u9ebc\u7279\u5225\u7684\u597d\u8655\uff0c\u5982\u6b64\u800c\u5df2\u2026\u2026<\/p>\n\n\n\n<p>\u6211\u76f8\u4fe1\u5e74\u8f15\u4e16\u4ee3\u7684\u4eba\u5c07\u4f86\u6703\u6bd4\u524d\u5e7e\u500b\u4e16\u4ee3\u7684\u4eba\u6295\u8cc7\u66f4\u591a\u7684\u8cc7\u91d1\u5230\u80a1\u7968\u5e02\u5834\uff0c\u56e0\u70ba\u6211\u5011\u73fe\u5728\u6709\u624b\u7e8c\u8cbb\u5e7e\u4e4e\u7b49\u65bc\u96f6\u7684\u80a1\u7968\u4ea4\u6613 app \u53ef\u4ee5\u4f7f\u7528\uff0c\u9019\u500bAPP \u6709\u8d85\u904e 200 \u842c\u7684\u4eba\u4e0b\u8f09\uff0c\u4e3b\u8981\u4e5f\u90fd\u662f\u9019\u500b\u65cf\u7fa4\u7684\u4eba\uff0c\u6211\u5011\u5c07\u6703\u662f\u6700\u8070\u660e\u7684\u4e00\u500b\u4e16\u4ee3\uff0c\u56e0\u70ba\u5b78\u6821\u6c92\u6709\u6559\u6211\u5011\u7684\uff08\u6295\u8cc7\u7406\u8ca1\uff09\u77e5\u8b58\uff0c\u6211\u5011\u53ef\u4ee5\u5f88\u5bb9\u6613\u7684\u5f9e\u7db2\u8def\u4e0a\u53bb\u5b78\u7fd2\u5230\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u7d50\u8ad6\u662f\uff1a\u554f\u984c\u4e26\u4e0d\u662f\u51fa\u5728\u6211\u5011\u672c\u8eab\uff0c\u800c\u662f\u90a3\u4e9b\u6bd4\u6211\u5011\u5e74\u7d00\u66f4\u5927\u7684\u4eba\u4e26\u6c92\u6709\u6559\u5c0e\u6211\u5011\u6b63\u78ba\u7684\u6295\u8cc7\u77e5\u8b58\uff0c\u4e26\u6c92\u6709\u8b93\u5e74\u8f15\u4eba\u77e5\u9053\u76e1\u65e9\u6295\u8cc7\u7684\u91cd\u8981\u6027\uff0c\u76f4\u5230\u6709\u5929\u6211\u5011\u8a8d\u77e5\u5230\u9019\u500b\u6642\u9593\u512a\u52e2\u5df2\u7d93\u6f38\u6f38\u5931\u53bb\u800c\u5f8c\u6094\u3002\u300d<\/p>\n\n\n\n<p><br \/>\u6240\u4ee5\u5e74\u8f15\u4eba\u70ba\u4ec0\u9ebc\u4e0d\u559c\u6b61\u6295\u8cc7\u80a1\u7968\uff0c\u7b54\u6848\u5f88\u6e05\u695a\uff0c\u9019\u4e0d\u80fd\u602a\u5e74\u8f15\u4eba\uff0c\u662f\u6211\u5011\u5e74\u7d00\u66f4\u5927\u7684\u4eba\u4e26\u6c92\u6709\u8b93\u4ed6\u5011\u77e5\u9053\u70ba\u4ec0\u9ebc\u8981\u9019\u9ebc\u505a\uff1f\u8a72\u5982\u4f55\u505a\uff1f<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u4e4b\u6240\u4ee5\u80fd\u5920\u9760\u8457\u6295\u8cc7\u64e0\u8eab\u5168\u7403\u7684\u5bcc\u8c6a\uff0c\u95dc\u9375\u5728\u65bc\u5169\u500b\u539f\u56e0\uff1a<strong>\u9078\u80a1\u7684\u6280\u5de7\u8207<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-2-color\">\u9577\u671f\u7684\u6295\u8cc7<\/mark><\/strong>\u3002<\/p>\n\n\n\n<p>\u574a\u9593\u5927\u591a\u6578\u7684\u66f8\u7c4d\u8207\u6587\u7ae0\u90fd\u8457\u91cd\u5728\u65bc\u4ed6\u9078\u80a1\u7684\u6280\u5de7\u4e0a\u9762\uff0c\u4f46\u9019\u5176\u5be6\u53cd\u800c\u662f\u5f88\u96e3\u5f88\u96e3\u5b78\u5f97\u4f86\u7684\u3002\u800c\u4ed6\u9577\u671f\u6295\u8cc7\u7684\u7406\u5ff5\u537b\u662f\u6bcf\u500b\u4eba\u90fd\u53ef\u4ee5\u904b\u7528\u7684\u6280\u5de7\uff0c\u66f4\u662f\u5e74\u8f15\u4eba\u7279\u6709\u7684\u512a\u52e2\u6240\u5728\uff0c\u9019\u9ede\u537b\u662f\u8f03\u5c11\u88ab\u63d0\u5230\u3002<\/p>\n\n\n\n<p>\u4f60\u77e5\u9053\u55ce\uff1f\u5df4\u83f2\u7279\u7684\u7e3d\u8cc7\u7522\u7576\u4e2d\uff0c99\uff05 \u662f\u5728\u4ed6 50 \u6b72\u751f\u65e5\u4e4b\u5f8c\u624d\u7d2f\u7a4d\u51fa\u4f86\u7684\uff0c95\uff05 \u662f\u5728\u4ed6 60 \u6b72\u751f\u65e5\u4e4b\u5f8c\u624d\u7d2f\u7a4d\u51fa\u4f86\u7684\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u5982\u679c\u6c92\u6709\u9577\u6642\u9593\u7684\u6295\u8cc7\u8b93\u8907\u5229\u7684\u529b\u91cf\u53bb\u767c\u63ee\uff0c\u5149\u9760\u9078\u80a1\u6280\u5de7\u4e26\u7121\u6cd5\u9020\u5c31\u73fe\u5728\u7684\u5df4\u83f2\u7279\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\u6211\u5e38\u5e38\u6703\u8ddf\u516c\u53f8\u7684\u5e74\u8f15\u540c\u4ec1\u8aaa\uff0c\u6211\u771f\u7684\u5f88\u5e0c\u671b 30 \u5e74\u524d\u6709\u4eba\u80fd\u5920\u544a\u8a34\u6211\u76e1\u65e9\u6295\u8cc7\u7684\u597d\u8655\u8207\u65b9\u6cd5\uff0c\u90a3\u9ebc\u6211\u904e\u53bb\u9019 30 \u5e74\u7684\u6295\u8cc7\u65b9\u6cd5\u8207\u7d50\u679c\u7d55\u5c0d\u6703\u6709\u5f88\u5927\u7684\u4e0d\u540c\uff0c\u4e5f\u4e0d\u9700\u8981\u9760\u8457\u81ea\u5df1\u6478\u7d22\u4e26\u5f9e\u932f\u8aa4\u8207\u5931\u6557\u4e2d\u53bb\u5b78\u7fd2\u3002<\/p>\n\n\n\n<p>\u9664\u4e86\u8981\u63d0\u65e9\u6295\u8cc7\u4e4b\u5916\uff0c\u65b9\u6cd5\u4e5f\u5f88\u91cd\u8981\uff0c\u5982\u679c\u65b9\u6cd5\u932f\u4e86\uff0c\u5c31\u7b97\u4f60 20 \u6b72\u5c31\u958b\u59cb\u9032\u5834\u8cb7\u80a1\u7968\u4e5f\u4e0d\u4e00\u5b9a\u5c31\u6709\u7528\uff0c\u6240\u4ee5\u6211\u516c\u53f8\u5728\u4eca\u5e74\u7684\u6691\u5047\u958b\u59cb\u8209\u8fa6\u7b2c\u4e00\u5c46\u7684\u7406\u8ca1\u9752\u5e74\u71df\uff0c\u9019\u500b\u9752\u5e74\u71df\u660e\u5929\u5c31\u8981\u6b63\u5f0f\u767b\u5834\uff0c\u8fa6\u9019\u500b\u7406\u8ca1\u9752\u5e74\u71df\u7684\u76ee\u7684\u662f\u5e0c\u671b\u8b93\u73fe\u5728\u7684\u5e74\u8f15\u4eba\u80fd\u5920\u5728\u81ea\u5df1\u9084\u6709\u6642\u9593\u512a\u52e2\u7684\u6642\u5019\u5c31\u5b78\u5230\u6b63\u78ba\u7684\u6295\u8cc7\u7406\u8ca1\u89c0\u5ff5\u8207\u65b9\u6cd5\uff0c\u4e0d\u8981\u7b49\u5230\u5e74\u7d00\u5927\u4e86\uff0c\u55aa\u5931\u4e86\u6642\u9593\u7684\u512a\u52e2\u624d\u9020\u6210\u907a\u61be\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-5.png\" alt=\"\" class=\"wp-image-404\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-5.png 724w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/16-5-212x300.png 212w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/figure>\n\n\n\n<p><br \/>#\u95b1\u8b80\u6642\u9593\u7d044\u5206\u9418<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5e7e\u500b\u6708\u524d\u5a92\u9ad4\u5831\u5c0e\uff0c\u91d1\u7ba1\u6703\u526f\u4e3b\u59d4\u63d0\u5230\uff1a\u300c\u5728\u5c11\u5b50\u5316\u7684\u6642\u4ee3\uff0c\u5e74\u8f15\u4eba\u4e0d\u9032 \u80a1\u5e02 \u4e2d\u8cb7\u80a1\u7968\uff0c\u4e0d\u50c5\u662f\u8cc7\u672c\u5e02\u5834\u7684\u65b7\u5c64\uff0c\u4e5f\u662f\u8cc7 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":406,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[244,283,320,496,506],"class_list":["post-396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-28","tag-244","tag-283","tag-320","tag-496","tag-506"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/396","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=396"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/396\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/406"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}