{"id":4855,"date":"2022-07-21T11:30:46","date_gmt":"2022-07-21T03:30:46","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=4855"},"modified":"2022-07-21T11:30:46","modified_gmt":"2022-07-21T03:30:46","slug":"%e6%97%a5%e6%9c%ac%e5%89%8d%e9%a6%96%e7%9b%b8%e5%ae%89%e5%80%8d%e6%99%89%e4%b8%89%e9%81%87%e5%88%ba%e9%9c%87%e9%a9%9a%e5%85%a8%e7%90%83%ef%bc%9a%e6%ad%b7%e5%8f%b2%e4%b8%8a%e8%82%a1%e5%b8%82%e5%a6%82","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=4855","title":{"rendered":"\u5ddd\u666e\u9047\u523a\uff01\u56de\u9867\u65e5\u672c\u524d\u9996\u76f8\u5b89\u500d\u6649\u4e09\u9047\u523a\uff1a\u6b77\u53f2\u4e0a\u80a1\u5e02\u5982\u4f55\u53cd\u61c9\u570b\u5bb6\u5143\u9996\u9047\u523a\u4e8b\u4ef6\uff1f"},"content":{"rendered":"\n

2022 \u5e74 7 \u6708 8 \u65e5\uff0c\u65e5\u672c\u524d\u9996\u76f8\u5b89\u500d\u6649\u4e09\u65bc\u5948\u826f\u9047\u523a\u8eab\u4ea1\uff0c\u9707\u9a5a\u65e5\u672c\u8207\u5168\u7403\uff0c\u7576\u6642\u4ed6\u6b63\u5728\u70ba\u540c\u70ba\u81ea\u6c11\u9ee8\u7684\u53c3\u8b70\u54e1\u5019\u9078\u4eba\u767c\u8868\u52a9\u9078\u6f14\u8aaa\u3002\u4f5c\u70ba\u65e5\u672c\u53f2\u4e0a\u5728\u4efb\u6700\u4e45\u7684\u5167\u95a3\u7e3d\u7406\u5927\u81e3\uff0c\u4ed6\u5c0d\u65bc\u8fd1\u5e74\u65e5\u672c\u7684\u7d93\u6fdf\u8207\u5916\u4ea4\u6709\u975e\u5e38\u986f\u8457\u7684\u8ca2\u737b\u3002\u672c\u5468\u7684\u6587\u7ae0\u5c07\u6703\u5f9e\u5b89\u500d\u6649\u4e09\u4e0d\u5e78\u9047\u523a\u8eab\u4ea1\u7684\u4e8b\u4ef6\u8aaa\u8d77\uff0c\u770b\u770b\u904e\u53bb\u5e7e\u6b21\u570b\u5bb6\u5143\u9996\u9047\u523a\u6642\uff0c\u80a1\u5e02\u6703\u6709\u4ec0\u9ebc\u6a23\u7684\u8b8a\u5316\u3002<\/p>\n\n\n\n

\n

\u5ddd\u666e\u906d\u69cd\u64ca\u6703\u5f71\u97ff\u80a1\u5e02\u55ce\uff1f<\/h3>\n\n\n\n

2024 \/ 7 \/ 14 \u7f8e\u570b\u524d\u7e3d\u7d71\uff0c\u540c\u6642\u4e5f\u662f\u672c\u6b21\u7684\u7e3d\u7d71\u5019\u9078\u4eba\u5ddd\u666e\u65bc\u7af6\u9078\u6d3b\u52d5\u4e2d\u906d\u53d7\u69cd\u64ca\uff0c\u4e8b\u4ef6\u5171\u4e00\u540d\u96c6\u6703\u53c3\u8207\u8005\u8207\u69cd\u624b\u6b7b\u4ea1\uff0c\u53e6\u5169\u540d\u7fa4\u773e\u53d7\u91cd\u50b7\uff0c\u5ddd\u666e\u672c\u4eba\u8033\u90e8\u906d\u5b50\u5f48\u5283\u904e\u7206\u8840\uff0c\u6240\u5e78\u7121\u5927\u7919\u3002<\/p>\n\n\n\n

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\u8fd1\u4ee3\u65e5\u672c\u653f\u58c7\u7684\u5de8\u4eba \u2014<\/strong> \u5b89\u500d\u6649\u4e09<\/strong><\/p>\n\n\n\n

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\u7576\u6642\uff087\/8\uff09\u4e0a\u5348\uff0c\u53d7\u5230\u524d\u4e00\u65e5\u7f8e\u80a1\u5927\u6f32\u7684\u6fc0\u52f5\uff0c\u65e5\u80a1\u958b\u76e4\u8d70\u7d05\uff0c\u65e5\u7d93225\u6307\u6578\u65e9\u76e4\u4e00\u5ea6\u4e0a\u6f32\u8fd1400 \u9ede\uff0c\u4f86\u5230 26,870 \u9ede\uff1b\u7136\u800c\u5728\u69cd\u64ca\u6848\u767c\u751f\u5f8c\uff0c\u6307\u6578\u4e00\u8def\u4e0b\u8dcc\uff0c\u5c07\u65e9\u76e4\u7684\u6f32\u5e45\u5168\u90e8\u5410\u56de<\/mark><\/strong>\uff0c\u6700\u5f8c\u6536\u5728 26,517.19 \u9ede\uff0c\u7576\u65e5\u6f32\u5e45\u50c5\u5269 26.66 \u9ede\uff0c\u7d04\u70ba 0.1%\uff1b\u5f9e\u4e0a\u5348\u7684\u9ad8\u9ede\u56de\u843d\u4e86370.34 \u9ede\uff0c\u8dcc\u5e45\u5c07\u8fd1 1.4%<\/mark><\/strong>\u3002<\/p>\n\n\n\n

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\u5728\u904e\u53bb\uff0c\u570b\u5bb6\u5143\u9996\u6216\u91cd\u8981\u653f\u6cbb\u9818\u8896\u9047\u523a\u662f\u5c62\u898b\u4e0d\u9bae\u7684\u4e8b\u60c5\uff0c\u5c24\u5176\u662f\u5728\u570b\u5bb6\u52d5\u76ea\u7684\u6642\u671f\uff0c\u4e0d\u540c\u6d3e\u7cfb\u4e4b\u9593\u3001\u4e0d\u540c\u65cf\u7fa4\u4e4b\u9593\u7684\u5c0d\u7acb\u5e38\u5e38\u6fc0\u5316\u6210\u66b4\u529b\u885d\u7a81\u3002<\/p>\n\n\n\n

\u65e5\u672c\u4e5f\u66fe\u7d93\u6709\u591a\u4f4d\u9996\u76f8\u6216\u662f\u5378\u4efb\u9996\u76f8\u9047\u523a\uff0c\u50cf\u662f\u660e\u6cbb\u7dad\u65b0\u7684\u91cd\u8981\u63a8\u624b\u4f0a\u85e4\u535a\u6587\u5728\u97d3\u570b\u88ab\u6c11\u65cf\u4e3b\u7fa9\u8005\u523a\u6bba\uff0c\u4e8c\u6230\u524d\u72ac\u990a\u6bc5\u4e5f\u88ab\u6fc0\u9032\u7684\u5c11\u58ef\u6d3e\u8ecd\u4eba\u6240\u523a\u6bba\uff1b\u800c\u5b89\u500d\u7684\u5916\u516c\u5cb8\u4fe1\u4ecb\u4e5f\u66fe\u7d93\u88ab\u53f3\u7ffc\u5718\u9ad4\u523a\u50b7\uff0c\u6240\u5e78\u5f8c\u4f86\u6c92\u6709\u5927\u7919\uff0c\u537b\u4e5f\u7d50\u675f\u4e86\u9996\u76f8\u751f\u6daf\u3002<\/p>\n\n\n\n

\u8fd1\u4ee3\u7684\u7f8e\u570b\u8207\u53f0\u7063\uff0c\u4e5f\u540c\u6a23\u767c\u751f\u904e\u50cf\u9019\u6a23\u6035\u76ee\u9a5a\u5fc3\u7684\u570b\u5bb6\u5143\u9996\u523a\u6bba\u4e8b\u4ef6\uff0c\u4e5f\u5c31\u662f\u6709\u540d\u7684\u7518\u8ffa\u8fea\u523a\u6bba\u6848\u3001\u96f7\u6839\u9047\u523a\u4e8b\u4ef6\u8207 319 \u69cd\u64ca\u6848\u3002<\/p>\n\n\n\n

\u81ea\u7531\u4e3b\u7fa9\u7684\u4ee3\u8868\u4eba\u7269 \u2014 \u7d04\u7ff0 \u00b7 \u7518\u8ffa\u8fea<\/strong><\/p>\n\n\n\n

\u7d04\u7ff0 \u00b7 \u7518\u8ffa\u8fea (John F. Kennedy) \u53ef\u4ee5\u8aaa\u662f\u7f8e\u570b\u8fd1\u4ee3\u6700\u6709\u9b45\u529b\u7684\u7e3d\u7d71\u4e4b\u4e00\uff1b\u4ed6\u5c31\u8077\u671f\u9593\uff0c\u7f8e\u570b\u9762\u81e8\u8af8\u591a\u4e8b\u4ef6\uff0c\u5305\u542b\u8c6c\u7380\u7063\u4e8b\u4ef6\u3001\u53e4\u5df4\u98db\u5f48\u5371\u6a5f\u3001\u8d8a\u6230\u7b49\uff0c\u7518\u8ffa\u8fea\u7684\u61c9\u5c0d\u4ee5\u53ca\u5a92\u9ad4\u5f62\u8c61\u4f7f\u4ed6\u6210\u70ba\u7f8e\u570b\u53f2\u4e0a\u7b2c\u4e8c\u9ad8\u652f\u6301\u7387\u7684\u7e3d\u7d71\u3002<\/p>\n\n\n\n

\u4ed6\u5728 1963 \u5e74 11 \u6708 22 \u65e5\u9047\u523a\uff0c\u88ab\u4e09\u9846\u5b50\u5f48\u64ca\u4e2d\u7684\u4ed6\u99ac\u4e0a\u5c31\u5931\u53bb\u547c\u5438\u5fc3\u8df3\uff0c\u800c\u5f8c\u9053\u74ca\u6307\u6578\u4e0b\u8dcc\u4e86\u8fd1 3%\u3002\u7d10\u7d04\u8b49\u4ea4\u6240\u4e5f\u65bc\u4e0b\u5348 2:04 \u6536\u5e02\uff0c\u4ee5\u514d\u5e02\u5834\u9032\u4e00\u6b65\u53d7\u5230\u5f71\u97ff\u3002<\/mark><\/strong>\u7576\u5929 2.8% \u7684\u8dcc\u5e45\u548c\u540c\u6642\u4ee3\u7684\u8a31\u591a\u4e8b\u4ef6\u7684\u9996\u65e5\u8dcc\u5e45\u76f8\u6bd4\uff0c\u986f\u5f97\u5341\u5206\u9a5a\u4eba\u30021962 \u5e74 10 \u6708 10 \u65e5\u7684\u53e4\u5df4\u98db\u5f48\u5371\u6a5f\uff0c\u5e02\u5834\u9996\u65e5\u4e0b\u8dcc 2.7%\uff1b1981 \u5e74 3 \u6708 31 \u65e5\u96f7\u6839\u523a\u6bba\u672a\u9042\u6848 1.2%\uff1b\u5c3c\u514b\u68ee\u7e3d\u7d71\u56e0\u6c34\u9580\u6848\u800c\u65bc 1974 \u5e74 8 \u6708 8 \u65e5\u8fad\u8077\u7684 1.3%\uff1b\u9577\u671f\u8cc7\u672c\u7ba1\u7406\u516c\u53f8 (LTCM) \u65bc 1998 \u5e74 9 \u6708 23 \u65e5\u5d29\u6f70\u7684 2.2%\uff1b\u90fd\u4e0d\u53ca\u9019\u4e00\u6b21\u7684\u8dcc\u5e45\u3002\u751a\u81f3\u524d\u5e7e\u5929\u7206\u767c\u7684\u7f8e\u570b\u904b\u901a\u6c99\u62c9\u6cb9\u76f8\u95dc\u919c\u805e\uff0c\u9020\u6210\u7684\u8dcc\u5e45\u4e5f\u6c92\u6709\u9019\u9ebc\u5927\u3002<\/p>\n\n\n\n

\u4f46\u662f\u5e02\u5834\u6050\u614c\u4f86\u5f97\u5feb\uff0c\u53bb\u5f97\u4e5f\u5feb<\/mark><\/strong>\u3002\u56e0\u70ba\u7518\u8ffa\u8fea\u9047\u523a\u5c0e\u81f4\u7684\u5e02\u5834\u4e0b\u8dcc\u53ea\u9650\u65bc\u7576\u5929\u800c\u5df2\uff1b\u5169\u5929\u5f8c\uff0c\u5e02\u5834\u5c31\u6f32\u56de\u5230\u539f\u672c\u7684\u50f9\u683c\u4e86\u3002<\/p>\n\n\n\n

\u4ee5\u53cd\u5171\u8207\u65b0\u4fdd\u5b88\u4e3b\u7fa9\u805e\u540d\u7684\u6f14\u54e1\u7e3d\u7d71 \u2014 \u9686\u7d0d \u00b7 \u5a01\u723e\u905c \u00b7 \u96f7\u6839<\/strong><\/strong><\/p>\n\n\n\n

\u96f7\u6839\u7e3d\u7d71 (Ronald Wilson Reagan) \u5728 1981 \u5e74 3 \u6708 30 \u65e5\u88ab\u69cd\u64ca\uff0c\u6240\u5e78\u9019\u6b21\u6697\u6bba\u4ee5\u5931\u6557\u544a\u7d42\uff0c\u800c\u80a1\u5e02\u5247\u662f\u4f86\u5f97\u53ca\u6050\u614c\u4e4b\u524d\u5c31\u95dc\u9589\u4e86<\/mark><\/strong>\u3002\u4e00\u958b\u59cb\u53ea\u50b3\u51fa\u7e3d\u7d71\u7684\u79d8\u66f8\u88ab\u64ca\u4e2d\uff0c\u56e0\u6b64\u80a1\u5e02\u4e26\u672a\u53cd\u61c9\uff0c\u7136\u800c\u5f8c\u4f86\u50b3\u51fa\u7e3d\u7d71\u4e5f\u88ab\u64ca\u4e2d\u7684\u6d88\u606f\uff0c\u80a1\u5e02\u958b\u59cb\u4e0b\u8dcc\uff0c\u800c\u96a8\u5f8c\u5c31\u516c\u5e03\u80a1\u5e02\u4f11\u5e02\u907f\u514d\u9032\u4e00\u6b65\u4e0b\u6ed1\uff0cS&P 500\u6307\u6578\u7576\u5929\u50c5\u4e0b\u8dcc 1.2% \u3002\u5ba3\u5e03\u523a\u6bba\u672a\u9042\u3001\u7e3d\u7d71\u75c5\u60c5\u7a69\u5b9a\u7684\u5e7e\u5929\u88e1\uff0c\u80a1\u5e02\u5ef6\u7e8c\u523a\u6bba\u6848\u524d\u7684\u6f32\u52e2\uff0c\u4e0a\u6f32\u8d85\u904e 7%\u3002<\/p>\n\n\n\n

\u9020\u6210\u5927\u9078\u7ffb\u76e4\u7684 319 \u69cd\u64ca\u6848<\/strong><\/p>\n\n\n\n

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