{"id":5466,"date":"2022-10-31T10:58:10","date_gmt":"2022-10-31T02:58:10","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=5466"},"modified":"2022-10-31T10:58:10","modified_gmt":"2022-10-31T02:58:10","slug":"%e4%bb%80%e9%ba%bc%e6%98%af%e8%b2%a1%e5%8b%99%e8%a6%8f%e5%8a%83%ef%bc%9f%e7%82%ba%e4%bb%80%e9%ba%bc%e8%a6%81%e5%81%9a%e8%b2%a1%e5%8b%99%e8%a6%8f%e5%8a%83%ef%bc%9f%e5%81%9a%e5%a5%bd%e8%b2%a1%e5%8b%99","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=5466","title":{"rendered":"\u8ca1\u52d9\u898f\u5283\u662f\u4ec0\u9ebc\uff1f\u70ba\u4ec0\u9ebc\u8981\u505a\u8ca1\u52d9\u898f\u5283\uff1f\u505a\u597d\u8ca1\u52d9\u898f\u5283\u7684\u56db\u5927\u95dc\u9375"},"content":{"rendered":"\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-\">\u4ec0\u9ebc\u662f\u8ca1\u52d9\u898f\u5283\uff1f<\/a><\/li><li><a href=\"#aioseo-\">\u8ca1\u52d9\u898f\u5283\u7684\u7528\u8655<\/a><\/li><li><a 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id=\"aioseo-\">\u4ec0\u9ebc\u662f\u8ca1\u52d9\u898f\u5283\uff1f<\/h2>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u8ca1\u52d9\u898f\u5283\u5c31\u662f\u4e86\u89e3\u76ee\u524d\u8ca1\u52d9\u72c0\u6cc1\uff0c\u8a02\u5b9a\u9577\u671f\u8981\u9054\u6210\u7684\u8ca1\u52d9\u76ee\u6a19\uff0c\u4e26\u8a2d\u5b9a\u9054\u6210\u76ee\u6a19\u7684\u8a08\u756b\u3002<\/p>\n\n\n\n<p>\u5927\u591a\u6578\u7684\u4eba\u90fd\u77e5\u9053\u8981\u5b58\u9322\uff0c\u4f46\u662f\u5be6\u969b\u5728\u5b58\u9322\u7684\u6642\u5019\uff0c\u537b\u4e0d\u4e00\u5b9a\u77e5\u9053\u8981\u5b58\u591a\u5c11\u9322\u3001\u600e\u9ebc\u5b58\u9322\u3001\u5b58\u7684\u9322\u8981\u7528\u4f86\u505a\u4ec0\u9ebc\u3002\u9019\u6642\u5019\u8ca1\u52d9\u898f\u5283\u5c31\u6d3e\u4e0a\u7528\u5834\u4e86\uff1b\u900f\u904e\u5b8c\u6574\u7684\u8ca1\u52d9\u898f\u5283\uff0c\u53ef\u4ee5\u5e6b\u52a9\u6211\u5011\u505a\u5230\u826f\u597d\u8cc7\u91d1\u7ba1\u7406\uff0c\u4e26\u4e14\u7528\u4f86\u5b8c\u6210\u672a\u4f86\u7684\u8ca1\u52d9\u76ee\u6a19\u3002\u5e38\u898b\u7684\u8ca1\u52d9\u898f\u5283\u76ee\u6a19\u5305\u542b\u9000\u4f11\u898f\u5283\u3001\u8cb7\u623f\u8a08\u756b\u3001\u7a05\u52d9\u898f\u5283\u7b49\u7b49\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u8ca1\u52d9\u898f\u5283\u7684\u7528\u8655<\/h2>\n\n\n\n<p>\u8ca1\u52d9\u898f\u5283\u7576\u4e2d\uff0c\u8ca1\u52d9\u76ee\u6a19\u7684\u8a2d\u5b9a\u53ef\u4ee5\u5305\u542b\u5404\u7a2e\u9700\u8981\u7528\u5230\u9322\u76f8\u95dc\u7684\u898f\u5283\uff0c\u50cf\u662f\u8cb7\u8eca\u3001\u8cb7\u623f\u7b49\u7f6e\u7522\u9700\u6c42\uff0c\u9000\u4f11\u3001\u65c5\u904a\u57fa\u91d1\u3001\u5152\u5973\u6559\u80b2\u57fa\u91d1\u7b49\u652f\u51fa\u898f\u5283\uff0c\u53c8\u6216\u662f\u9084\u8cb8\u6b3e\u3001\u7a05\u52d9\u898f\u5283\u7b49\uff0c\u901a\u901a\u53ef\u4ee5\u5305\u542b\u5728\u8ca1\u52d9\u898f\u5283\u4e2d\uff0c\u9032\u884c\u5168\u76e4\u7684\u8a08\u756b\u3002<\/p>\n\n\n\n<p>\u570b\u5916\u5238\u5546\u4e5f\u6574\u7406\u51fa 7 \u5927\u5e38\u898b\u7684\u898f\u756b\u4e3b\u984c\uff0c\u5305\u542b\u9000\u4f11\u898f\u5283\u3001\u6295\u8cc7\u8a08\u756b\u3001\u91d1\u878d\u670d\u52d9\u3001\u6559\u80b2\u8207\u5bb6\u5ead\u652f\u51fa\u3001\u4fdd\u96aa\u898f\u5283\u3001\u623f\u7522\u8a08\u756b\u8207\u7a05\u52d9\u898f\u5283\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"448\" height=\"278\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/10\/image.png\" alt=\"\" class=\"wp-image-5467\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/10\/image.png 448w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/10\/image-300x186.png 300w\" sizes=\"auto, (max-width: 448px) 100vw, 448px\" \/><figcaption class=\"wp-element-caption\">\u5716\u7247\u4f86\u6e90\uff1aCharles Schwab<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u70ba\u4ec0\u9ebc\u8981\u505a\u8ca1\u52d9\u898f\u5283\uff1f<\/h2>\n\n\n\n<p>\u524d\u9762\u63d0\u5230\u4e86\u8ca1\u52d9\u898f\u5283\u7684\u7528\u8655\uff0c\u90a3\u70ba\u4ec0\u9ebc\u8981\u984d\u5916\u82b1\u6642\u9593\u505a\u8ca1\u52d9\u898f\u5283\u5462\uff1f\u4ee5\u4e0b\u662f\u4e94\u500b\u8ca1\u52d9\u898f\u5283\u7684\u4e3b\u8981\u597d\u8655\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span class=\"has-inline-color has-palette-color-2-color\">\u589e\u52a0\u8ca1\u5bcc\uff1a<\/span><\/strong>\u505a\u597d\u9577\u671f\u898f\u5283\u53ef\u4ee5\u66f4\u6e05\u695a\u81ea\u5df1\u7684\u6574\u9ad4\u73fe\u91d1\u6d41\uff0c\u907f\u514d\u56e0\u70ba\u885d\u52d5\u6d88\u8cbb\u6216\u904e\u5ea6\u6d88\u8cbb\u800c\u6e1b\u5c11\u8ca1\u5bcc\u7d2f\u7a4d\u901f\u5ea6\u3002\u6839\u64da\u7d71\u8a08\uff0c\u6709\u505a\u597d\u8ca1\u52d9\u898f\u5283\u5e73\u5747\u53ef\u4ee5\u5e6b\u52a9\u63d0\u5347\u500b\u4eba\u6de8\u503c\u9ad8\u90542.7\u500d\u3002<br \/><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"476\" height=\"341\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/10\/image-1.png\" alt=\"\" class=\"wp-image-5468\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/10\/image-1.png 476w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/10\/image-1-300x215.png 300w\" sizes=\"auto, (max-width: 476px) 100vw, 476px\" \/><figcaption class=\"wp-element-caption\">\u5716\u7247\u4f86\u6e90\uff1aCharles Schwab<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span class=\"has-inline-color 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src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/10\/image-2.png\" alt=\"\" class=\"wp-image-5469\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/10\/image-2.png 566w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/10\/image-2-300x169.png 300w\" sizes=\"auto, (max-width: 566px) 100vw, 566px\" \/><figcaption class=\"wp-element-caption\">\u8cc7\u6599\u4f86\u6e90\uff1a2021 Schwab Modern Wealth Survey.<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u8981\u600e\u9ebc\u958b\u59cb\u6211\u7684\u8ca1\u52d9\u898f\u5283\uff1f<\/h2>\n\n\n\n<p>\u77e5\u9053\u8ca1\u52d9\u898f\u5283\u7684\u91cd\u8981\u6027\u4e4b\u5f8c\uff0c\u8a72\u5982\u4f55\u958b\u59cb\u5462\uff1f<\/p>\n\n\n\n<p>\u5176\u5be6\uff0c\u53ea\u8981\u4f9d\u7167\u4e0a\u9762\u7684\u6b65\u9a5f\uff0c\u4e00\u6b65\u4e00\u6b65\u78ba\u5be6\u57f7\u884c\uff0c\u5c31\u53ef\u4ee5\u5b8c\u6210\u81ea\u5df1\u7684\u8ca1\u52d9\u898f\u5283\u4e86\uff01<\/p>\n\n\n\n<p>\u4f46\u662f\u5982\u679c\u6c92\u6709\u6642\u9593\u81ea\u5df1\u898f\u5283\uff0c\u6216\u662f\u89ba\u5f97\u592a\u9ebb\u7169\u7684\u8a71\uff0c\u4e0d\u59a8\u53c3\u8003\u4ee5\u4e0b\u5169\u7a2e\u8fa6\u6cd5\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-2-color\">\u4f7f\u7528\u6a5f\u5668\u4eba\u7406\u8ca1\u670d\u52d9\uff1a<\/mark><\/strong><br \/>\u8fd1\u5e74\u4f86\u5728\u570b\u5916\u5f88\u592f\u7684\u6a5f\u5668\u4eba\u7406\u8ca1\uff0c\u5c31\u662f\u7dda\u4e0a\u7684\u81ea\u52d5\u5316\u8ca1\u52d9\u9867\u554f\uff0c\u900f\u904e\u4e00\u4e9b\u98a8\u96aa\u5c6c\u6027\u554f\u984c\u4f86\u5e6b\u6295\u8cc7\u4eba\u9032\u884c\u6295\u8cc7\u898f\u5283\uff0c\u642d\u914d\u500b\u4eba\u7684\u8ca1\u52d9\u76ee\u6a19\u3002\u4f4e\u6210\u672c\u3001\u4f4e\u9580\u6abb\u7684\u670d\u52d9\u9069\u5408\u6240\u6709\u7684\u65cf\u7fa4\u5594\uff01<br \/><\/li>\n\n\n\n<li><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-2-color\">\u6d3d\u8a62\u5c08\u696d\u8ca1\u52d9\u9867\u554f\uff1a<\/mark><\/strong><br \/>\u6a5f\u5668\u4eba\u7406\u8ca1\u670d\u52d9\u5f88\u65b9\u4fbf\uff0c\u4f46\u662f\u4e3b\u6253\u7684\u9084\u662f\u6295\u8cc7\u76f8\u95dc\u7684\u898f\u5283\u3002\u5982\u679c\u6d89\u53ca\u5230\u66f4\u8907\u96dc\u7684\u8cb8\u6b3e\u3001\u7a05\u52d9\u898f\u5283\uff0c\u90a3\u5c31\u53ef\u4ee5\u627e\u5c08\u696d\u7684\u8ca1\u52d9\u9867\u554f\u4f86\u5354\u52a9\u9032\u884c\u66f4\u5b8c\u6574\u7684\u8aee\u8a62\u8207\u898f\u5283\u3002<br \/><a href=\"https:\/\/www.surveycake.com\/s\/8gP3K\" target=\"_blank\" rel=\"noopener\" title=\"\">&#8211;>\u9ede\u6211\u9810\u7d04\u963f\u723e\u767c\u8ca1\u52d9\u9867\u554f\u8aee\u8a62<\/a><\/li>\n<\/ul>\n\n\n\n\n\n<div class=\"wp-block-query is-layout-flow wp-block-query-is-layout-flow\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u4f60\u77e5\u9053\u8981\u5b58\u9322\uff0c\u4f46\u662f\u4f60\u77e5\u9053\u8981\u5982\u4f55\u5b58\u9322\u55ce\uff1f\u5b58\u4e86\u9322\u53c8\u8981\u7528\u4f86\u505a\u4ec0\u9ebc\u5462\uff1f<br 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