{"id":662,"date":"2017-11-30T10:16:00","date_gmt":"2017-11-30T02:16:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=662"},"modified":"2026-06-09T17:13:00","modified_gmt":"2026-06-09T09:13:00","slug":"%e7%90%86%e8%b2%a1-%e9%87%8d%e9%bb%9e%e6%90%9e%e9%8c%af-%e5%b0%8f%e5%bf%83%e9%80%a3%e5%ad%a9%e5%ad%90%e4%be%bf%e7%95%b6%e9%8c%a2%e9%83%bd%e8%b3%a0%e4%b8%8a%ef%bc%81","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=662","title":{"rendered":"\u7406\u8ca1 \u91cd\u9ede\u641e\u932f? \u5c0f\u5fc3\u9023\u5b69\u5b50\u4fbf\u7576\u9322\u90fd\u8ce0\u4e0a\uff01"},"content":{"rendered":"\n<p><time datetime=\"2017-11-30T17:46:56+08:00\">2017-11-30<\/time><\/p>\n\n\n\n<p>\u62ab\u4e0a\u5a5a\u7d17\u8e0f\u4e0a\u7d05\u6bef\u7684\u90a3\u523b\u8d77\uff0c\u5404\u4f4d\u5973\u5b69\u5011\u7b97\u662f\u4ee5\u4e00\u500b\u6b63\u5f0f\u7684\u5100\u5f0f\u544a\u5225\u53ef\u4ee5\u7121\u6182\u7121\u616e\u751f\u6d3b\u7684\u9752\u6f80\u6642\u5149\uff0c\u5b69\u5b50\u7684\u51fa\u751f\u66f4\u662f\u7121\u6b62\u5883\u7684\u8cac\u4efb\u8207\u611b\u7684\u8d77\u9ede\uff0c\u6bcf\u500b\u5abd\u5abd\u90fd\u5e0c\u671b\u80fd\u8b93\u89aa\u611b\u7684\u5b69\u5b50\u5728\u6210\u9577\u53ca\u5b78\u7fd2\u7684\u8def\u4e0a\u5f97\u5230\u6700\u5145\u5206\u7684\u8cc7\u6e90\uff0c\u70ba\u4e86\u9054\u6210\u6b64\u76ee\u6a19\u7e7c\u800c\u958b\u59cb\u4e26\u5b78\u7fd2\u6295\u8cc7 \u7406\u8ca1 \u4e8b\u5b9c\u3002<\/p>\n\n\n\n<p>\u85aa\u6c34\u6f32\u4e0d\u8d0f\u7269\u50f9\u3001\u623f\u50f9\u9ad8\u7684\u5687\u4eba\uff0c\u4e0d\u7ba1\u662f\u70ba\u4e86\u5b69\u5b50\u9084\u662f\u81ea\u5df1\uff0c\u597d\u50cf\u8981\u904b\u7528\u6295\u8cc7\u4f86\u70ba\u5bb6\u5ead\u52a0\u85aa\u4e00\u4e0b\uff0c\u4e14\u904e\u4e86\u4e0b\u534a\u5e74\u958b\u59cb\u8d8a\u4f86\u8d8a\u591a\u5a92\u9ad4\u5728\u8a0e\u8ad6\u8457 2018 \u5e74\u54ea\u652f\u80a1\u7968\u662f\u9ed1\u99ac\u80a1\u3001\u54ea\u500b\u7522\u696d\u672a\u4f86\u624d\u6709\u6f5b\u529b?! \u773e\u8aaa\u7d1b\u7d1c\u7684\u6295\u8cc7\u7522\u54c1\u8207\u65b9\u6cd5\u4f7f\u4e0d\u559c\u6b61\u9ad8\u98a8\u96aa\u8a34\u6c42\u6295\u8cc7\u8981\u5b89\u5168\u7a69\u5b9a\u7684\u5abd\u5abd\u5011\u773c\u82b1\u64a9\u4e82\uff0c\u7a76\u7adf\u6295\u8cc7\u7406\u8ca1\u8a72\u5f9e\u54ea\u4e0b\u624b?<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ab00ff\" class=\"has-inline-color\">\u8070\u660e\u5abd\u5abd\u8f15\u9b06\u6295\u8cc7\u91cd\u9ede\u300e\u4e0d\u8981\u807d\u5f9e\u5a92\u9ad4\u5c08\u5bb6\u6240\u5831\u7684\u660e\u724c\u300f<\/mark><\/strong><\/h4>\n\n\n\n<p>\u96fb\u8996\u4e0a\u7684\u540d\u5e2b\u5011\u5728\u90a3\u6ed4\u6ed4\u4e0d\u7d55\u5730\u8a55\u8ad6\u8457\u4ec0\u9ebc\u7dda\u8d85\u904e\u4ec0\u9ebc\u7dda\u6642\u5c31\u53ef\u4ee5\u8cb7 (\u8ce3)\uff0c\u7528\u4ec0\u9ebc\u65b9\u6cd5\u5224\u65b7\u6295\u8cc7\u6642\u9ede\u3001\u4ec0\u9ebc\u7522\u696d\u6700\u8fd1\u6b63\u592f\u53ca\u672a\u4f86\u54ea\u652f\u80a1\u7968\u6703\u4e0a\u6f32\u5728\u5916\u9762\u80fd\u4e0d\u6642\u807d\u5230\u6709\u4eba (\u7279\u5225\u662f\u4e2d\u5e74\u7537\u4eba) \u6d25\u6d25\u6a02\u9053\u70ba\u6b64\u4e0d\u75b2\uff0c\u4f46\u5982\u679c\u90fd\u9019\u9ebc\u6703\u5224\u65b7\u61c9\u8a72\u85c9\u7531\u9019\u4e9b\u65b9\u6cd5\u8cb7\u8ce3\u80a1\u7968\u5927\u5bb6\u5c31\u80fd\u6210\u70ba\u5343\u842c\u5bcc\u7fc1\u4e86\u5427?!<\/p>\n\n\n\n<p>\u7136\u800c\u5404\u5f0f\u5404\u6a23\u7684\u6295\u8cc7\u6c7a\u7b56\u662f\u5177\u6709\u4e0d\u540c\u96e3\u6613\u5ea6\u7684\uff0c\u5404\u4f4d\u7f8e\u5973\u5011\u4e00\u8d77\u4f86\u8a66\u8a66\u770b\u5427 ~ \u59b3\u5fc3\u4e2d\u6240\u8a8d\u70ba\u7684\u6295\u8cc7\u6c7a\u7b56\u96e3\u6613\u5ea6\u6392\u884c\u699c\u5f9e\u76f8\u5c0d<strong><u>\u7c21\u55ae\u5230\u6700\u70ba\u56f0\u96e3<\/u><\/strong>\u7684\u6392\u5e8f\u70ba\u4f55\u5462?<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" src=\"https:\/\/roboadvisor.com.tw\/Blog\/wp-content\/uploads\/2017\/11\/001.gif\" alt=\"\u7406\u8ca1,\u7406\u8ca1\u898f\u5283\" class=\"wp-image-2212\"\/><\/figure>\n\n\n\n<p>\u6b63\u78ba\u7684\u7b54\u6848\u662f\uff1a<\/p>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0);color:#a6a6a6\" class=\"has-inline-color\">\u8cc7\u7522\u985e\u5225 &lt; \u570b\u5bb6 &lt; \u985e\u578b &lt; \u985e\u80a1 &lt; \u500b\u80a1<\/mark><\/p>\n\n\n\n<p>\u59b3\u6392\u5c0d\u4e86\u55ce?!<\/p>\n\n\n\n<p>\u5176\u5be6\u8981\u5f9e\u9019\u4e9b\u7576\u4e2d\u6311\u9078\u51fa\u6700\u597d\u7684\u4e00\u500b\u9805\u76ee\u4f86\u9032\u884c\u6295\u8cc7\u90fd\u975e\u5e38\u56f0\u96e3\uff0c\u5c31\u50cf\u5728\u4e0b\u9762\u5716\u4e2d \u2193\u2193 \u6bcf\u500b\u984f\u8272\u5404\u4ee3\u8868\u4e86\u4e0d\u540c\u7684\u6295\u8cc7\u6a19\u7684\uff0c\u6bcf\u5e74\u7684\u6392\u5217\u90fd\u4e0d\u540c\uff0c\u9019\u4e9b\u5546\u54c1\u7684\u5831\u916c\u7387\u8d77\u8d77\u4f0f\u4f0f\u6c92\u6709\u4e00\u9ede\u898f\u5247\u59b3\u5982\u4f55\u53bb\u64c7\u4e00\u9078\u51fa\u672a\u4f86\u7e3e\u6548\u8868\u73fe\u6700\u597d\u7684\u4f86\u9032\u884c\u6295\u8cc7\u5462?<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2010\" height=\"1029\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/1122\u62f7\u8c9d.png\" alt=\"\" class=\"wp-image-663\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/1122\u62f7\u8c9d.png 2010w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/1122\u62f7\u8c9d-300x154.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/1122\u62f7\u8c9d-1024x524.png 1024w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/1122\u62f7\u8c9d-768x393.png 768w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/03\/1122\u62f7\u8c9d-1536x786.png 1536w\" sizes=\"auto, (max-width: 2010px) 100vw, 2010px\" \/><figcaption class=\"wp-element-caption\">\u5982\u4f55\u6311\u9078\u672a\u4f86\u4e00\u5e74\u8868\u73fe\u6700\u597d\u7684?<\/figcaption><\/figure>\n\n\n\n<p>\u4e0a\u5716\u4e2d \u2191\u2191 \u90fd\u9084\u53ea\u662f\u5728\u6311\u9078\u525b\u525b\u524d\u8ff0\u6295\u8cc7\u6c7a\u7b56\u96e3\u6613\u5ea6\u6392\u884c\u699c\u4e2d\u8f03\u70ba\u7c21\u55ae\u7684\u524d\u4e09\u540d\u800c\u5df2&nbsp;<strong>(1.\u8cc7\u7522\u985e\u52252.\u570b\u5bb63.\u985e\u578b)<\/strong>\uff0c\u5149\u662f\u9019\u6a23\u5c31\u5df2\u5f88\u96e3\u6311\u9078\u51fa\u4e00\u500b\u80fd\u4f7f\u6211\u5011\u4fdd\u6301\u9ad8\u5831\u916c\u7684\u5546\u54c1\u7a2e\u985e\uff0c\u4f46\u59b3\u53ef\u4ee5\u767c\u73fe\u4e00\u4ef6\u4e8b\uff1a<strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6800\" class=\"has-inline-color\">\u6709\u505a\u8cc7\u7522\u914d\u7f6e\uff0c\u7372\u5229\u6703\u76f8\u8f03\u65bc\u7a69\u5b9a<\/mark>\u3002<\/strong><\/p>\n\n\n\n<p>\u4f46\u5927\u591a\u6578\u4eba\u7e3d\u8a8d\u70ba\u81ea\u5df1\u8ddf\u5df4\u83f2\u7279\u4e00\u6a23\u80fd\u5728\u6700\u56f0\u96e3\u7684\u6289\u64c7\u7576\u4e2d\u9078\u51fa\u512a\u52dd\u8005\uff0c\u76f8\u5c0d\u7c21\u55ae\u7684\u90e8\u5206\u6c92\u53bb\u5b78\u7fd2\u4e86\u89e3\uff0c\u9023\u6295\u8cc7\u7406\u8ca1\u7684\u57fa\u790e\u90fd\u6c92\u6253\u597d\uff0c\u5c31\u50cf\u8b93\u4e00\u500b Baby \u76f4\u63a5\u8df3\u904e\u7df4\u7fd2\u722c\u8ddf\u8d70\u7684\u968e\u6bb5\u76f4\u63a5\u958b\u59cb\u6559\u5979\u8dd1\u8df3\u4e86\uff0c\u9019\u904e\u7a0b\u80af\u5b9a\u662f\u6703\u6454\u5f97\u5f88\u6158\u75db\u7684\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\" id=\"attachment_2213\"><img decoding=\"async\" src=\"https:\/\/roboadvisor.com.tw\/Blog\/wp-content\/uploads\/2017\/11\/02.gif\" alt=\"\u7406\u8ca1,\u7406\u8ca1\u898f\u5283,\u6295\u8cc7\" class=\"wp-image-2213\"\/><figcaption class=\"wp-element-caption\">\u6295\u8cc7\u6c7a\u7b56\u96e3\u6613\u5ea6\u6392\u884c<\/figcaption><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u7c21\u55ae\u6b65\u9a5f\u8ddf\u8457\u8d70\uff0c \u7406\u8ca1 \u53ef\u4ee5\u5f88\u8f15\u9b06<\/strong><\/h4>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/roboadvisor.com.tw\/Blog\/wp-content\/uploads\/2017\/11\/33.gif\" alt=\"\u7406\u8ca1,\u7406\u8ca1\u898f\u5283\" class=\"wp-image-2274\"\/><\/figure>\n\n\n\n<p>\u56e0\u6b64<strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6800\" class=\"has-inline-color\">\u60f3\u8981\u6295\u8cc7\u7406\u8ca1\u4e4b\u524d\u8981\u5148\u898f\u5283\u597d\u59b3\u53ef\u7528\u8cc7\u91d1\u7684\u8cc7\u7522\u914d\u7f6e\u53ca\u6295\u8cc7\u7d44\u5408 (\u5206\u6563\u6295\u8cc7\u7684\u6982\u5ff5)\uff0c\u6700\u5f8c\u624d\u662f\u9078\u64c7\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u7d30\u90e8\u5b89\u6392<\/mark><\/strong>\uff0c\u8ddf\u8457\u9019\u6a23\u7684\u6b65\u9a5f\u53bb\u898f\u5283\u7406\u8ca1\u80fd\u5e6b\u52a9\u59b3\u7701\u4e0b\u8a31\u591a\u6642\u9593\u4e26\u4e14\u907f\u958b\u4e0d\u5fc5\u8981\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u5927\u5e2b\u5df4\u83f2\u7279\u5728 2013 \u5e74\u6642\u5beb\u7d66\u4ed6\u7684\u80a1\u6771\u5011\u4e00\u5c01\u4fe1\u4e2d\u4e5f\u63d0\u5230 \u201c\u5982\u679c\u59b3\u975e\u5c08\u8077\u4ea4\u6613\u4eba\u58eb\uff0c\u90a3\u9ebc\u5728\u6295\u8cc7\u4e2d\u59b3\u4e0d\u61c9\u8a72\u662f\u5728\u90a3\u6311\u9078\u672a\u4f86\u54ea\u5bb6\u516c\u53f8\u6703\u662f\u7372\u52dd\u8005\uff0c\u800c\u662f\u61c9\u8a72\u5206\u6563\u59b3\u7684\u6295\u8cc7\u4e26\u78ba\u8a8d\u59b3\u7684\u6295\u8cc7\u6210\u672c\u662f\u4f4e\u5ec9\u7684\uff0c\u5982\u6b64\u5728\u6295\u8cc7\u4e0a\u59b3\u80af\u5b9a\u53ef\u4ee5\u5f97\u5230\u4ee4\u4eba\u6eff\u610f\u7684\u7d50\u679c\uff01\u201d<\/p>\n\n\n\n<p>\u5728\u6211\u5011\u524d\u5169\u7bc7\u6587\u7ae0\u4e2d\u6709\u5206\u5225\u63d0\u53ca<strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff0000\" class=\"has-inline-color\">\u8cc7\u7522\u914d\u7f6e<\/mark><\/strong>\u3010<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=649\">\u4e0d\u7528\u518d\u770b\u8001\u516c\u81c9\u8272\uff01\u9760\u300c\u5b83\u300d\u5c31\u80fd\u8f15\u9b06\u7406\u8ca1<\/a>\u3011\u8207<strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff0000\" class=\"has-inline-color\">\u6295\u8cc7\u7d44\u5408<\/mark><\/strong>\u3010<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=655\">\u7169\u60f1\u5b69\u5b50\u672a\u4f86\u6559\u80b2\u8cbb? \u7528\u5c0d\u6295\u8cc7\u65b9\u6cd5\u8b93\u59b3\u4e0d\u7528\u6101<\/a>\u3011\u7684\u76f8\u95dc\u6587\u7ae0\u5927\u5bb6\u53ef\u4ee5\u53c3\u8003\u4e00\u4e0b\u5594\uff01<\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-2-color\">\u7528\u5c0d\u6295\u8cc7\u65b9\u6cd5\u5c31\u50cf\u70ba\u59b3\u7684\u8cc7\u91d1\u5efa\u84cb\u4e00\u500b\u9577\u671f\u7a69\u56fa\u7684\u5bb6<\/mark>\uff0c\u5728\u6b64\u63d0\u4f9b\u7d66\u5404\u4f4d\u8a8d\u771f\u53c8\u7f8e\u9e97\u7684\u5973\u6027\u670b\u53cb\u5011\u900f\u904e\u6b63\u78ba\u7684\u6295\u8cc7\u7406\u8ca1\u65b9\u5f0f\u53ef\u4ee5\u4f7f\u59b3\u4e8b\u534a\u529f\u500d\uff0c<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color 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