![\"\"](\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/06\/image-2.png\")
<\/figure>\n\n\n\n\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/05\/31\u3002<\/p>\n\n\n\n
\n\n\n\n
2023\u5e745\u6708\u91d1\u878d\u5e02\u5834\u5256\u6790<\/h1>\n\n\n\n\u7f8e\u570b<\/strong><\/h2>\n\n\n\n\u7f8e\u570b5\u6708\u4efd\u79d1\u6280\u80a1\u5e36\u52d5\u6574\u9ad4\u8d70\u52e2\uff0c\u5176\u4ed6\u985e\u80a1\u8868\u73fe\u5e73\u5e73\uff0c\u6a19\u666e500\u6307\u6578\u6536\u6f320.43%\uff0c\u9053\u74ca\u5de5\u696d\u6307\u6578\u6536\u8dcc3.17%\uff0c\u90a3\u65af\u9054\u514b\u6307\u6578\u6536\u6f325.93%\u3002\u6708\u5167\u5e02\u5834\u6ce2\u52d5\u8da8\u7de9\uff0cVIX\u6307\u6578\u6536\u6f322.75%\u3002<\/p>\n\n\n\n
\u7f8e\u80a1\u770b\u4f86\u6b63\u8655\u65bc\u5373\u5c07\u9032\u5165\u725b\u5e02\u968e\u6bb5\uff0c\u4f46\u9019\u53ef\u80fd\u662f\u6709\u53f2\u4ee5\u4f86\u6700\u300c\u7626\u300d\u7684\u725b\u5e02\u4e4b\u4e00\u3002\u4eca\u5e74\u524d 5 \u500b\u6708\uff0c7 \u5bb6\u516c\u53f8 (Alphabet\u3001Amazon\u3001Apple\u3001Meta\u3001Microsoft\u3001Nvidia\u3001Tesla) \u7684\u80a1\u7968\u5831\u916c\u8ca2\u737b\u4e86\u5168\u90e8\u751a\u81f3\u8d85\u904e\u6a19\u666e 500 \u6307\u6578 9.65% \u7684\u5831\u916c\u7387\uff0c\u5982\u679c\u5254\u9664\u9019 7 \u5bb6\u516c\u53f8\uff0c\u4eca\u5e74\u524d 5 \u500b\u6708\u6a19\u666e 500 \u6307\u6578\u53cd\u800c\u5c07\u5c0f\u5e45\u4e0b\u8dcc\uff0c\u5448\u73fe\u8ca0\u5831\u916c\u3002\u53ef\u898b\uff0c\u5373\u4f7f\u4eca\u5e74\u80a1\u5e02\u7684\u5831\u916c\u4eae\u773c\uff0c\u4f46\u900f\u904e\u9078\u80a1\u7372\u5f97alpha\uff08\u8d85\u984d\u5831\u916c\uff09\u4e0a\u6709\u4e00\u5b9a\u7684\u96e3\u5ea6\u5b58\u5728\u3002<\/p>\n\n\n\n
\u7f8e\u570b4\u6708\u4efd\u6d88\u8cbb\u8005\u7269\u50f9\u6307\u6578 (CPI) \u5e74\u589e\u73874.9%\uff0c\u5275\u4e0b2021\u5e744\u6708\u4ee5\u4f86\u6700\u4f4e\u5e74\u589e\u5e45\u5ea6\uff0c\u986f\u793a\u901a\u81a8\u6301\u7e8c\u7de9\u901f\u964d\u6eab\u3002\u6838\u5fc3CPI\u5e74\u589e5.5%\uff0c\u6708\u589e0.4%\uff0c\u81ea\u53bb\u5e749\u6708\u4ee5\u4f86\u9996\u6b21\u56de\u5347\uff0c\u7b26\u5408\u5e02\u5834\u9810\u671f\u3002\u7f8e\u570b4\u6708\u4efdISM\u88fd\u9020\u696dPMI\u4e0b\u6ed1\u81f347.1\uff0c\u9023\u7e8c6\u500b\u6708\u4f4e\u65bc\u69ae\u67af\u7dda\uff0c\u4f46\u662f\u5df2\u8f033\u6708\u6578\u64da\u56de\u5347\u30024\u6708\u975e\u8fb2\u5c31\u696d\u65b0\u589e\u657825.3\u842c\uff0c\u5931\u696d\u7387\u964d\u81f33.4%\uff0c\u56de\u5230\u6578\u5341\u5e74\u4f4e\u9ede\uff1b4\u6708\u5e73\u5747\u6642\u85aa\u8f03\u524d\u6708\u6210\u95770.5%\u3002\u5347\u606f\u653f\u7b56\u6301\u7e8c\uff0c\u7136\u800c\u52de\u52d5\u5e02\u5834\u5f37\u52c1\u7684\u97cc\u6027\u4ecd\u5728\uff0c\u7dca\u7e2e\u653f\u7b56\u4f3c\u4e4e\u5c0d\u65bc\u6253\u58d3\u85aa\u8cc7\u6210\u9577\u8207\u52de\u52d5\u5e02\u5834\u6548\u679c\u6709\u9650\u3002<\/p>\n\n\n\n
5\u6708\u806f\u6e96\u6703\u5ba3\u5e03\u518d\u5347\u606f1\u78bc\uff0c\u5c07\u5229\u7387\u6c34\u6e96\u63d0\u9ad8\u81f35%~5.25%\u3002\u806f\u6e96\u6703\u4e3b\u5e2d\u9b91\u5a01\u723e\u5c0d\u65bc\u672a\u4f86\u5229\u7387\u8a08\u756b\u4ecd\u672a\u9b06\u53e3\uff0c\u800c\u6708\u5167\u6c7a\u7b56\u59d4\u54e1\u7684\u767c\u8a00\u4e5f\u9df9\u9d3f\u4ea4\u932f\uff0c\u672a\u4f86\u5229\u7387\u8d70\u5411\u4ecd\u6709\u8b8a\u6578\u3002\u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u8b70\u984c\u5728\u6708\u5167\u518d\u5ea6\u6210\u70ba\u6295\u8cc7\u5e02\u5834\u7126\u9ede\uff0c\u4f5c\u70ba\u8cc7\u7522\u5b9a\u50f9\u9328\u9ede\u7684\u7f8e\u570b\u570b\u50b5\u5982\u679c\u9055\u7d04\uff0c\u6050\u6015\u6703\u5f15\u8d77\u9032\u4e00\u6b65\u7684\u91d1\u878d\u52d5\u76ea\uff0c\u76f8\u95dc\u8cc7\u8a0a\u4e5f\u591a\u6b21\u5f15\u767c\u5e02\u5834\u6ce2\u52d5\uff0c\u6240\u5e78\u6708\u5e95\u5169\u9ee8\u9054\u6210\u5171\u8b58\uff0c\u66ab\u6642\u7de9\u89e3\u5371\u6a5f\u3002\u7f8e\u5143\u6307\u6578101.28\u7565\u70ba\u4e0a\u6f32\u81f3104.04\uff0c\u5347\u606f\u5468\u671f\u968e\u6bb5\u5f71\u97ff\u6295\u8cc7\u4eba\u5c0d\u65bc\u7f8e\u5143\u7684\u98a8\u96aa\u504f\u597d\u3002<\/p>\n\n\n\n
\u6b50\u5143\u5340\u8207\u82f1\u570b<\/strong><\/h2>\n\n\n\n\u4eca\u5e74\u6b50\u80a1\u524d4\u500b\u6708\u7684\u8868\u73fe\u975e\u5e38\u5f37\u52c1\uff0c\u6cd5\u570b\u8207\u5fb7\u570b\u80a1\u5e02\u5206\u5225\u5728\u4eca\u5e74 4 \u6708\u8207 5 \u6708\u6642\u7a81\u7834\u6b77\u53f2\u65b0\u9ad8\uff0c\u6b50\u6d32\u67d0\u4e9b\u570b\u5bb6\u80a1\u5e02\u5df2\u7d93\u9010\u6f38\u6536\u5fa9\u53bb\u5e74\u718a\u5e02\u7684\u5931\u571f\uff0c\u4f46\u80a1\u5e02\u5728\u5275\u65b0\u9ad8\u5f8c\uff0c\u6295\u8cc7\u4eba\u7372\u5229\u4e86\u7d50\u7684\u8ce3\u58d3\u4e5f\u8b93\u6b50\u6d32\u80a1\u5e025\u6708\u4e0b\u65ec\u7684\u8868\u73fe\u5448\u73fe\u75b2\u618a\uff0cSTOXX\u6b50\u6d32600\u6307\u6578\u6536\u8dcc5.87%\uff0c\u82f1\u570b\u5bcc\u6642100\u6307\u6578\u6536\u8dcc6.25%\uff0c\u6cd5\u570bCAC40\u6307\u6578\u6536\u8dcc7.49%\uff0c\u5fb7\u570bDAX\u6307\u6578\u6536\u8dcc5%\u3002<\/p>\n\n\n\n
\u6b50\u5143\u53404\u6708CPI\u5e74\u589e7%\uff0c\u8f033\u6708\u6578\u64da\u63d0\u9ad8\uff0c\u5176\u4e2d\u98df\u7269\u50f9\u683c\u5e74\u589e13.6%\uff0c\u80fd\u6e90\u50f9\u683c\u4e5f\u5e74\u589e2.5%\uff0c\u53cd\u8f49\u4e0a\u6708\u8da8\u52e2\u3002\u6838\u5fc3CPI\u5e74\u589e5.6%\uff0c\u7565\u4f4e\u65bc\u4e0a\u6708\u6578\u64da\u30025\u6708\u6b50\u6d32\u592e\u884c\u5982\u9810\u671f\u5347\u606f1\u78bc\uff0c\u4e26\u8072\u660e\u5c07\u6703\u6301\u7e8c\u5347\u606f\u4ee5\u56e0\u61c9\u901a\u81a8\u554f\u984c\u3002\u82f1\u570bCPI\u5e74\u589e\u7387\u90548.7%\uff0c\u901a\u81a8\u58d3\u529b\u70baG7\u570b\u5bb6\u4e2d\u6700\u91cd\u3002<\/p>\n\n\n\n
\u65e5\u672c<\/strong><\/h2>\n\n\n\n5\u6708\u4efd\u65e5\u7d93\u6307\u6578\u6536\u6f324.32%\uff0c\u6708\u5167\u89f8\u78b030,000\u5927\u95dc\uff0c\u8ddd2021\u5e74\u7684\u9ad8\u9ede\u50c5\u4e00\u6b65\u4e4b\u9059\uff1b\u6771\u8b49\u6307\u6578\u5247\u5275\u4e0b32\u5e74\u65b0\u9ad8\u3002\u65e5\u672c4\u6708CPI\u5e74\u589e3.2%\uff0c\u8f03\u4e0a\u6708\u56de\u843d\uff1b\u4f46\u662f\u5728\u6392\u9664\u71c3\u6599\u8207\u65b0\u9bae\u98df\u54c1\u5f8c\uff0c\u5e74\u589e\u7387\u9ad8\u90543.9%\uff0c\u5275\u4e0b\u6ce1\u6cab\u7d93\u6fdf\u4ee5\u4f86\u70ba\u5927\u589e\u5e45\u3002\u7136\u800c\u65e5\u672c\u592e\u884c\u4ecd\u672a\u898b\u76f8\u95dc\u52d5\u4f5c\uff0c\u65e5\u5713\u6301\u7e8c\u8d70\u8cb6\uff0c\u5df2\u9054\u5230\u534a\u5e74\u4ee5\u4f86\u6700\u4f4e\u6c34\u6e96\u3002G7\u6703\u8b70\u671f\u9593\uff0c\u65e5\u672c\u592e\u884c\u7e3d\u88c1\u690d\u7530\u548c\u7537\u4e5f\u518d\u6b21\u5f37\u8abf\uff0c\u5728\u9054\u6210\u901a\u81a8\u76ee\u6a19\u4ee5\u524d\u4e0d\u6703\u8abf\u6574\u8d85\u5bec\u9b06\u5229\u7387\u653f\u7b56\u3002<\/p>\n\n\n\n
\u81fa\u7063<\/strong><\/h2>\n\n\n\n\u53f0\u80a15\u6708\u5927\u76e4\u6307\u6578\u6536\u6f326.47%\uff0c\u53d7\u5230\u8f1d\u9054\u5e36\u52d5\u7684AI\u71b1\u6f6e\uff0c\u6708\u5167\u534a\u5c0e\u9ad4\u3001\u96fb\u5b50\u76f8\u95dc\u500b\u80a1\u5927\u6f32\uff0c\u6cd5\u4eba\u8cc7\u91d1\u56de\u88dc\u4e5f\u5e36\u52d5\u6563\u6236\u5165\u5834\uff0c\u6253\u7834\u4e94\u6708\u9b54\u5492\u3002<\/p>\n\n\n\n
\u5168\u7403\u50b5\u5e02<\/strong><\/h2>\n\n\n\n\u7f8e\u570b3\u500b\u6708\u516c\u50b5\u6536\u76ca\u7387\u5f9e5.05%\u6f32\u81f35.42%\uff0c2\u5e74\u671f\u516c\u50b5\u6536\u76ca\u7387\u5f9e4.14%\u4e0a\u6f32\u81f34.39%\uff0c10\u5e74\u671f3.57%\u4e0a\u6f32\u81f33.64%\u3002\u82f1\u570b10\u5e74\u671f\u516c\u50b5\u5f9e3.72%\u4e0a\u6f32\u81f34.18%\u3002\u65e5\u672c10\u5e74\u671f\u516c\u50b5\u5f9e0.396%\u6f32\u52300.42%\u3002<\/p>\n\n\n\n
\u5e02\u5834\u9810\u4f30\u7f8e\u570b\u5229\u7387\u8d8a\u4f86\u8d8a\u63a5\u8fd1\u89f8\u9802\uff0c\u8003\u91cf\u5230\u76ee\u524d\u5229\u7387\u6c34\u6e96\u5df2\u9ad8\uff0c\u4e14\u5347\u606f\u7684\u5f71\u97ff\u4ecd\u5728\u6301\u7e8c\u767c\u9175\uff0c\u672c\u6708\u5229\u7387\u5728\u5340\u9593\u6ce2\u52d5\u3002\u806f\u6e96\u6703\u7684\u8072\u660e\u5df2\u5c07\u63aa\u8fad\u8abf\u6574\u70ba\u8981\u8003\u91cf\u8af8\u591a\u56e0\u7d20\u4f86\u6c7a\u5b9a\u7dca\u7e2e\u689d\u4ef6\uff0c\u4f46\u662f\u76f8\u95dc\u5229\u7387\u6c7a\u7b56\u59d4\u54e1\u7684\u767c\u8a00\u4e0d\u4e00\u81f4\uff0c\u4ecd\u9700\u89c0\u5bdf\u5f8c\u7e8c\u76f8\u95dc\u6c7a\u7b56\u3002<\/p>\n\n\n\n
\n\n\n\n\u963f\u723e\u767c\u6838\u5fc3\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/strong><\/h1>\n\n\n\n <\/td> 5\u6708\u6295\u7d44\u5831\u916c(%)<\/strong><\/td>\u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/strong><\/td>\u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/strong><\/td>\u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/strong><\/td><\/tr>\u963f\u723e\u767c\u6838\u5fc330<\/td> -0.92<\/td> -1.70<\/td> 0.78<\/td> 4.03<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc335<\/td> -0.96<\/td> -1.66<\/td> 0.70<\/td> 4.22<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc340<\/td> -0.98<\/td> -1.62<\/td> 0.64<\/td> 4.44<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc345<\/td> -1.04<\/td> -1.58<\/td> 0.54<\/td> 4.48<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc350<\/td> -1.08<\/td> -1.54<\/td> 0.45<\/td> 4.59<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc355<\/td> -1.19<\/td> -1.50<\/td> 0.30<\/td> 4.70<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc360<\/td> -1.26<\/td> -1.27<\/td> 0.01<\/td> 4.82<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc365<\/td> -1.30<\/td> -1.25<\/td> -0.06<\/td> 4.97<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc370<\/td> -1.37<\/td> -1.37<\/td> 0.01<\/td> 5.15<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc375<\/td> -1.41<\/td> -1.33<\/td> -0.08<\/td> 5.29<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc380<\/td> -1.45<\/td> -1.29<\/td> -0.16<\/td> 5.47<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc385<\/td> -1.53<\/td> -1.25<\/td> -0.28<\/td> 5.51<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc390<\/td> -1.62<\/td> -1.07<\/td> -0.55<\/td> 5.60<\/td><\/tr><\/tbody><\/table>\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/05\/31\u3002\u5e63\u5225 : \u7f8e\u5143
\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n\n- \u6708\u5167\u79d1\u6280\u8cc7\u8a0a\u985e\u80a1\u4e00\u652f\u7368\u79c0\uff0c\u5176\u9918\u985e\u80a1\u3001\u50b5\u5e02\u8868\u73fe\u5747\u4e0d\u4f73\uff0c\u963f\u723e\u767c\u6838\u5fc3\u6295\u7d44\u8868\u73fe\u8207\u57fa\u6e96\u6307\u6578\u5448\u73fe\u4e00\u81f4\uff0c\u5927\u81f4\u4ee5\u4e9b\u5fae\u8dcc\u5e45\u4f5c\u6536\uff0c\u5f9e\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u69754\u6708\u5831\u916c\u7d04-0.92%\u81f3-1.62%\u3002<\/li>\n\n\n\n
- \u6211\u5011\u76846\u5927\u8cc7\u7522\u985e\u578b\u4e2d\uff0c\u7f8e\u570b\u8207\u5168\u7403\u623f\u5730\u7522REITs\u5728\u4e94\u6708\u7684\u8868\u73fe\u6700\u70ba\u5dee\u52c1\uff0c\u4f46\u6839\u64da\u7d71\u8a08REITs\u5728\u806f\u6e96\u6703\uff08Fed\uff09\u505c\u6b62\u5347\u606f\u5f8c\uff0c\u77ed\u3001\u4e2d\u53ca\u9577\u671f\u8868\u73fe\u5747\u76f8\u7576\u51fa\u8272\uff0c\u4e14\u8868\u73fe\u9818\u5148\u4e16\u754c\u80a1\u5e02\u6307\u6578\u3002\u76ee\u524d\u5e02\u5834\u9810\u671f\uff0cFed\u5347\u606f\u6b65\u5411\u7d42\u9ede\uff0c\u6709\u52a9REITs\u672a\u4f86\u8868\u73fe\uff0c\u4ee5\u4f01\u696d\u7372\u5229\u524d\u666f\u800c\u8a00\uff0c\u7f8e\u570bREITs\u4e5f\u512a\u65bc\u5927\u76e4\uff0c\u52a0\u4e0aREITs\u53bb\u5e74\u8dcc\u6df1\uff0c\u6298\u50f9\u5e45\u5ea6\u5927\uff0c\u63d0\u4f9b\u826f\u597d\u6295\u8cc7\u6a5f\u6703\u3002<\/li>\n\n\n\n
- \u5e74\u521d\u81f3\u4eca\u7684\u8868\u73fe\u76f8\u5c0d\u5b89\u7a69\uff0c\u5118\u7ba1\u672c\u6708\u7565\u6709\u4e0b\u8dcc\uff0c\u4eca\u5e74\u4ee5\u4f86\u8868\u73fe\u4f9d\u7136\u7a69\u5065\uff0c\u5f9e\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u6975\u7684\u6295\u8cc7\u7d44\u5408\u5831\u916c\u70ba4.03\u81f35.6%\u3002<\/li>\n<\/ul>\n\n\n\n
\u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/strong><\/h1>\n\n\n\n <\/td> 5\u6708\u6295\u7d44\u5831\u916c(%)<\/td> \u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/td> \u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/td> \u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/td><\/tr> \u53f0\u5927\u6295\u7d4430<\/td> -1.42<\/td> -1.70<\/td> 0.28<\/td> 4.80<\/td><\/tr> \u53f0\u5927\u6295\u7d4440<\/td> -1.33<\/td> -1.62<\/td> 0.29<\/td> 5.17<\/td><\/tr> \u53f0\u5927\u6295\u7d4460<\/td> -1.12<\/td> -1.27<\/td> 0.15<\/td> 5.90<\/td><\/tr> \u53f0\u5927\u6295\u7d4480<\/td> -0.76<\/td> -1.29<\/td> 0.53<\/td> 6.87<\/td><\/tr><\/tbody><\/table>\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/05\/31\u3002\u5e63\u5225 : \u7f8e\u5143
\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n<\/p>\n\n\n\n
\n- \u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u7d44\u4e2d\u7279\u5225\u914d\u7f6e\u8f03\u9ad8\u6bd4\u4f8b\u5728\u53f0\u80a1ETF\u90e8\u4f4d\uff0c\u56e0\u6b64\u53cd\u800c\u7a4d\u6975\u578b\u6295\u7d44\u8868\u73fe\u8f03\u4f73\uff0c\u53f0\u80a15\u6708\u6536\u6f326.47%\uff0c\u7de9\u885d\u5df2\u958b\u767c\u570b\u5bb6\u5e02\u5834\u7684\u8dcc\u5e45\uff0c\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u6975\u7684\u5831\u916c\u70ba-1.42%\u5230-0.76%\u3002<\/li>\n\n\n\n
- \u53d7\u5230\u53f0\u80a1\u7d05\u5229\u5e36\u52d5\uff0c\u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u7d44\u4eca\u5e74\u4ee5\u4f86\u8868\u73fe\u76f8\u5c0d\u8f03\u4f73\uff0c\u5831\u916c\u7387\u70ba4.8%\u52306.87%\uff0c\u76f8\u5c0d\u57fa\u6e96\u6307\u6578\u4e5f\u6709\u4eae\u773c\u8868\u73fe\u3002<\/li>\n<\/ul>\n\n\n\n
\n\n\n\n\u795e\u5947\u7684\u8907\u5229\uff0c\u8acb\u63d0\u65e9\u958b\u59cb\u4e26\u5805\u6301<\/strong><\/h1>\n\n\n\n\u6295\u8cc7\u662f\u4e00\u5834\u99ac\u62c9\u677e\uff0c\u963f\u723e\u767c\u662f\u60a8\u7a4d\u7d2f\u8ca1\u5bcc\u6700\u5f97\u529b\u7684\u52a9\u624b\uff0c\u56e0\u70ba\u9577\u9014\u7684\u99ac\u62c9\u677e\u4e2d\uff0c\u6211\u5011\u6703\u4e0d\u65b7\u5730\u63d0\u9192\u4f60\u8207\u5e6b\u52a9\u4f60\uff0c\u76f4\u5230\u60a8\u9054\u5230\u76ee\u6a19\u70ba\u6b62\u3002<\/p>\n\n\n\n
\u91d1\u9322\u9577\u671f\u8907\u5229\u6efe\u5b58\u7684\u7d50\u679c\uff0c\u662f\u4ee4\u4eba\u656c\u754f\u7684\u3002\u5982\u679c\u7f8e\u570b\u9996\u4f4d\u7e3d\u7d71\u55ac\u6cbb\uff0e\u83ef\u76db\u9813\uff08George Washington\uff091789\u5e74\u7b2c\u4e00\u6b21\u9818\u53d6\u7e3d\u7d71\u85aa\u8cc7\u5f8c\u62ff\u51fa1\u7f8e\u5143\u4f86\u6295\u8cc7\uff0c\u5e74\u5831\u916c\u73878%\uff08\u904e\u53bb200\u5e74\u80a1\u7968\u7684\u5e74\u5747\u5831\u916c\u7387\uff09\uff0c\u4ed6\u7684\u7e7c\u627f\u4eba\u4eca\u5929\u5c07\u53ef\u7372\u5f97\u7d04800\u842c\u7f8e\u5143\u3002<\/p>\n\n\n\n
\u8981\u5f9e\u8907\u5229\u4e2d\u7372\u76ca\uff0c\u8acb\u8a18\u4f4f\u6642\u9593\u662f\u60a8\u6700\u597d\u7684\u670b\u53cb\u3002\u60a8\u8d8a\u65e9\u958b\u59cb\u6295\u8cc7\uff0c\u60a8\u7684\u8cc7\u91d1\u589e\u9577\u6f5b\u529b\u5c31\u8d8a\u5927\u3002<\/p>\n\n\n\n
\u8b93\u6211\u5011\u770b\u770b\u5169\u500b\u670b\u53cb\uff0c\u5c0f\u9ec3\u548c\u5c0f\u7f8e\uff0c\u4ed6\u5011\u90fd\u662f\u9078\u64c7\u963f\u723e\u767c\u6838\u5fc380 \u7684\u6295\u8cc7\u7d44\u5408\u9032\u884c\u6295\u8cc7\uff0c\u5e74\u5316\u5831\u916c\u7387\u7d04 8%\u3002<\/p>\n\n\n\n
\u5c0f\u9ec3\u5f9e 25 \u6b72\u958b\u59cb\u6295\u8cc7\u3002\u4ed6\u6bcf\u6708\u5b9a\u671f\u5b9a\u984d1\u842c5\u5343\u5143\u65b0\u53f0\u5e63(\u4e00\u5e7418\u842c\u5143)\uff0c\u53ea\u5b9a\u671f\u5b9a\u984d 10 \u5e74\u3002\u6b64\u5f8c\uff0c\u4ed6\u505c\u6b62\u7e7c\u7e8c\u5b9a\u671f\u5b9a\u984d\uff0c\u50c5\u5b58\u653e\u5728\u6295\u8cc7\u5e33\u6236\u8b93\u6642\u9593\u5e6b\u52a9\u4ed6\u3002<\/p>\n\n\n\n
\u5c0f\u7f8e\u958b\u59cb\u6295\u8cc7\u7684\u6642\u9593\u6bd4\u5c0f\u9ec3\u665a\uff0c\u5979\u5f9e 35 \u6b72\u958b\u59cb\uff0c\u8207\u5c0f\u9ec3\u4e00\u6a23\uff0c\u6bcf\u6708\u5b9a\u671f\u5b9a\u984d1\u842c5\u5343\u5143\u65b0\u53f0\u5e63(\u4e00\u5e7418\u842c\u5143)\uff0c\u4f46\u5979\u6301\u7e8c\u5b9a\u671f\u5b9a\u984d 30 \u5e74\uff0c\u76f4\u81f3 65 \u6b72\u3002<\/p>\n\n\n\n
\u5982\u4e0b\u5716\u6240\u793a\uff0c\u5c0f\u9ec3\u6700\u7d42\u6bd4\u5c0f\u7f8e\u64c1\u6709\u66f4\u591a\u7684\u9322\uff0c\u8d85\u904e600\u842c\u53f0\u5e63\uff0c\u4f46\u4f60\u6709\u6c92\u6709\u767c\u73fe\uff0c\u5c0f\u9ec3\u7e3d\u6295\u8cc7\u7684\u672c\u91d1\u50c5\u6709 180 \u842c\u65b0\u53f0\u5e63(\u56e0\u70ba10\u5e74)\uff0c\u800c\u5c0f\u7f8e\u7e3d\u6295\u8cc7\u7684\u672c\u91d1\u70ba 540 \u842c\u65b0\u53f0\u5e63(\u56e0\u70ba30\u5e74)\uff0c\u5c0f\u7f8e\u7684\u6295\u8cc7\u672c\u91d1\u6bd4\u5c0f\u9ec3\u6574\u6574\u591a 360 \u842c\u65b0\u53f0\u5e63\uff0c\u4f46\u6700\u5f8c\u7684\u7e3d\u8ca1\u5bcc\u7d2f\u7a4d\u537b\u662f\u8f38\u7d66\u5c0f\u9ec3\u7d04600\u842c\u53f0\u5e63\u3002<\/p>\n\n\n\n![\"\"](\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/06\/\u8907\u5229\u7684\u529b\u91cf-1.png\")
<\/figure>\n\n\n\n\u795e\u5947\u7684\u8907\u5229\u8b93\u5c0f\u9ec3\u5f9e35\u6b72\u5f8c\u7684\u672c\u5229\u548c\u8907\u5229\u7684\u6548\u679c\u9060\u9060\u8d85\u904e\u5c0f\u7f8e\u81ea\u5df1\u7684\u52aa\u529b\uff0c\u8207\u5176\u8aaa\u5c0f\u9ec3\u63d0\u65e910\u5e74\u958b\u59cb\uff0c\u4e0d\u5982\u8aaa\u795e\u5947\u7684\u8907\u5229\u8b93\u5c0f\u9ec3\u5728\u6700\u5f8c10\u5e74\u7684\u8ca1\u5bcc\u7d2f\u7a4d\uff0c\u5982\u540c\u6838\u5f48\u7d1a\u7684\u7206\u767c\u5f0f\u6210\u9577\u3002<\/p>\n\n\n\n
\u6642\u9593\u5c31\u662f\u91d1\u9322\uff0c\u5728\u5de5\u4f5c\u4e0a\u3001\u751f\u6d3b\u4e0a\u751a\u81f3\u91d1\u878d\u5e02\u5834\u4e0a\u90fd\u662f\u5982\u6b64\uff0c\u73fe\u5728\u7684\u4f60\u4e0d\u8a72\u653e\u68c4\u4efb\u4f55\u6a5f\u6703\uff0c\u4e5f\u4e0d\u8a72\u505c\u6b62\u4efb\u4f55\u6301\u7e8c\u6295\u5165\u52d5\u4f5c\uff0c\u6211\u5011\u5df2\u7d93\u70ba\u60a8\u914d\u7f6e\u597d\u9069\u5408\u9577\u671f\u6295\u8cc7\u7684ETF\u7d44\u5408\uff0c\u4e5f\u5e0c\u671b\u4f60\u53ef\u4ee5\u5728\u9019\u5834\u99ac\u62c9\u677e\u4e0a\u6301\u7e8c\u5805\u6301\u3002<\/p>\n\n\n\n
\u5c55\u671b\u4e0b\u534a\u5e74\uff0c\u6211\u5011\u6703\u6301\u7e8c\u95dc\u6ce8\u5404\u9805\u7d93\u6fdf\u6578\u64da\u8207\u7e3d\u9ad4\u74b0\u5883\u7684\u8b8a\u5316\uff0c\u4ee5\u5728\u4e0d\u78ba\u5b9a\u7684\u5e02\u5834\u72c0\u6cc1\u4e2d\u5e6b\u52a9\u60a8\u7372\u5f97\u7a69\u5065\u7684\u98a8\u96aa\u8207\u5831\u916c\uff0c\u4ee5\u5728\u8b8a\u5e7b\u83ab\u6e2c\u7684\u5e02\u5834\u74b0\u5883\u4e2d\u9054\u6210\u9577\u671f\u8ca1\u52d9\u76ee\u6a19\u3002<\/p>\n\n\n\n
<\/p>\n\n\n\n\n\n
\u3010\u91cd\u8981\u8072\u660e\u3011<\/p>\n\n\n\n
\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\uff08\u4ee5\u4e0b\u7c21\u7a31\u300c\u963f\u723e\u767c\u6295\u9867\u300d\uff09\u6240\u63d0\u4f9b\u4e4b\u5efa\u8b70\u5ba2\u6236\u6295\u8cc7\u4e4b\u5883\u5916 ETF\u7b26\u5408\u76f8\u95dc\u898f\u5b9a\u53ca\u51fd\u4ee4\u6240\u5b9a\u4e4b\u7bc4\u570d\u53ca\u689d\u4ef6\uff0c\u60df\u4e0d\u8868\u793a\u7d55\u7121\u98a8\u96aa\u3002\u5883\u5916ETF\u767c\u884c\u6a5f\u69cb\u4ee5\u5f80\u4e4b\u7d93\u7406\u7e3e\u6548\u4e0d\u4fdd\u8b49\u5883\u5916 ETF\u4e4b\u6700\u4f4e\u6295\u8cc7\u6536\u76ca\uff0c\u5883\u5916 ETF \u767c\u884c\u6a5f\u69cb\u9664\u76e1\u5584\u826f\u7ba1\u7406\u4eba\u4e4b\u6ce8\u610f\u7fa9\u52d9\u5916\uff0c\u4e0d\u8ca0\u8cac ETF\u4e4b\u76c8\u8667\uff0c\u4ea6\u4e0d\u4fdd\u8b49\u6700\u4f4e\u4e4b\u6536\u76ca\uff0c\u6295\u8cc7\u4eba\u7533\u8cfc\u524d\u61c9\u8a73\u95b1\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u3002<\/p>\n\n\n\n
\u6709\u95dc\u5883\u5916ETF\u61c9\u8ca0\u64d4\u4e4b\u8cbb\u7528\u5df2\u63ed\u9732\u65bc\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u6216\u6295\u8cc7\u4eba\u9808\u77e5\u4e2d\uff0c\u6295\u8cc7\u4eba\u5982\u9700\u76f8\u95dc\u516c\u958b\u8aaa\u660e\u8cc7\u6599\uff0c\u53ef\u8acb\u6c42\u963f\u723e\u767c\u6295\u9867\u63d0\u4f9b\u4e4b\uff0c\u4e26\u540c\u610f\u53d7\u8a17\u4eba\u63d0\u4f9b\u4e4b\u539f\u6587\u516c\u958b\u8aaa\u660e\u66f8\u5f97\u4e0d\u6458\u8b6f\u70ba\u4e2d\u6587\uff0c\u6216\u81ea\u884c\u81f3\u5916\u570b\u6709\u50f9\u8b49\u5238\u4ea4\u6613\u6240\u6216\u5883\u5916 ETF \u767c\u884c\u6a5f\u69cb\u4e4b\u5b98\u65b9\u7db2\u7ad9\u4e0a\u67e5\u8a62\uff0c\u81ea\u884c\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u3002\u6295\u8cc7\u4eba\u56e0\u4e0d\u540c\u6642\u9593\u9032\u5834\uff0c\u5c07\u6709\u4e0d\u540c\u4e4b\u6295\u8cc7\u7e3e\u6548\uff0c\u904e\u53bb\u4e4b\u7e3e\u6548\u4ea6\u4e0d\u4ee3\u8868\u672a\u4f86\u7e3e\u6548\u4e4b\u4fdd\u8b49\u3002\u4ee5\u904e\u53bb\u7e3e\u6548\u9032\u884c\u6a21\u64ec\u6295\u8cc7\u7d44\u5408\u4e4b\u5831\u916c\u7387\u6642\uff0c\u50c5\u70ba\u6b77\u53f2\u8cc7\u6599\u6a21\u64ec\u6295\u8cc7\u7d44\u5408\u4e4b\u7d50\u679c\uff0c\u4e0d\u4ee3\u8868\u672c\u6295\u8cc7\u7d44\u5408\u4e4b\u5be6\u969b\u5831\u916c\u7387\u53ca\u672a\u4f86\u7e3e\u6548\u4fdd\u8b49\uff0c\u4e0d\u540c\u6642\u9593\u9032\u884c\u6a21\u64ec\u64cd\u4f5c\uff0c\u7d50\u679c\u53ef\u80fd\u4e0d\u540c\u3002<\/p>\n\n\n\n
\u963f\u723e\u767c\u6295\u9867\u81ea\u7576\u76e1\u529b\u63d0\u4f9b\u6b63\u78ba\u8cc7\u8a0a\uff0c\u6240\u8f09\u8cc7\u6599\u5747\u4f86\u81ea\u6216\u672c\u8af8\u6211\u5011\u76f8\u4fe1\u53ef\u9760\u4e4b\u4f86\u6e90\uff0c\u4f46\u5c0d\u5176\u5b8c\u6574\u6027\u3001\u5373\u6642\u6027\u548c\u6b63\u78ba\u6027\u4e0d\u505a\u4efb\u4f55\u64d4\u4fdd\uff0c\u5982\u6709\u932f\u6f0f\u6216\u758f\u5ffd\uff0c\u672c\u516c\u53f8\u6216\u95dc\u4fc2\u4f01\u696d\u8207\u5176\u4efb\u4f55\u8463\u4e8b\u6216\u53d7\u50f1\u4eba\u7b49\uff0c\u5c0d\u6b64\u4e0d\u8ca0\u4efb\u4f55\u6cd5\u5f8b\u8cac\u4efb\u3002<\/p>\n\n\n\n
\u672c\u6587\u8cc7\u6599\u50c5\u4f9b\u53c3\u8003\u4e4b\u7528\uff0c\u6295\u8cc7\u6642\u61c9\u5be9\u614e\u8a55\u4f30\u3002\u672c\u6587\u63d0\u53ca\u963f\u723e\u767c\u6295\u8cc7\u7d44\u5408\u4e4b\u56de\u6e2c\u8cc7\u6599\u8aaa\u660e\u63a1\u7528 Vanguard Total Stock Market ETF\u3001 Vanguard FTSE Developed Market ETF\u3001Vanguard FTSE All-World ex-US Small-Cap\u3001Vanguard Real Estate ETF\u3001Vanguard Global ex-US Real Estate ETF\u3001Vanguard Total World Bond ETF\u8ffd\u8e64\u4e4b\uff0cRussell 1000 TR USD\u3001S&P Global Ex US Large TR USD\u3001S&P Developed Ex US MidSmall TR USD\u3001S&P Global REIT TR USD\u3001S&P Global Ex US Large TR USD\u3001BBgBarc US Agg Bond TR USD\u3001BBgBarc Global Aggregate TR Hdg USD\u3002\u5176\u4ed6\u5168\u7403\u7d93\u6fdf\u6307\u6578\u63a1\u7528 MSCI ACWI All Cap\u3001S&P 500\u3001MSCI EAFE\u3001MSCI EM\u3001TSEC TAIEX\u3001DJ Industrial Index\u3001NASDAQ Composite Index\u3001S&P 500\u3001MSCI China A50 Index\u3001Hanh Seng HIS Index\u3001Nikkei 225\u3001KOSPI Index\u3001FTSE 100\u3001FSE DAX\u3001Paris CAC 40\u3002\u672c\u6587\u63d0\u53ca\u4e4b\u7d93\u6fdf\u8d70\u52e2\u9810\u6e2c\u4e0d\u5fc5\u7136\u4ee3\u8868\u76f8\u95dc\u5883\u5916 ETF \u4e4b\u7e3e\u6548\u7372\u5176\u5be6\u969b\u672a\u4f86\u72c0\u6cc1\uff0c\u5176\u4ed6\u76f8\u95dc\u5883\u5916 ETF \u4e4b\u6295\u8cc7\u98a8\u96aa\u8acb\u8a73\u95b1\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u3002<\/p>\n\n\n\n
\u672c\u6587\u50c5\u70ba\u963f\u723e\u767c\u6295\u9867\u63d0\u4f9b\u5ba2\u6236\u4e4b\u4e00\u822c\u53c3\u8003\u8cc7\u6599\uff0c\u4e26\u975e\u91dd\u5c0d\u5ba2\u6236\u4e4b\u7279\u5b9a\u9700\u6c42\u6240\u505a\u4e4b\u6295\u8cc7\u5efa\u8b70\uff0c\u672a\u8003\u91cf\u500b\u5225\u6295\u8cc7\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u8207\u9700\u6c42\uff0c\u6545\u672c\u6587\u6240\u63d0\u4f9b\u7684\u8cc7\u8a0a\u7121\u6cd5\u9069\u7528\u65bc\u6240\u6709\u6295\u8cc7\u4eba\uff0c\u6295\u8cc7\u4eba\u61c9\u81ea\u884c\u5224\u65b7\u6295\u8cc7\u98a8\u96aa\uff0c\u4e0d\u61c9\u5c07\u672c\u8cc7\u6599\u8996\u70ba\u6295\u8cc7\u4e4b\u552f\u4e00\u4f9d\u64da\uff0c\u82e5\u6709\u6295\u8cc7\u640d\u76ca\u6216\u56e0\u4f7f\u7528\u672c\u8cc7\u6599\u6240\u751f\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6295\u8cc7\u7d50\u679c\u61c9\u7531\u6295\u8cc7\u4eba\u81ea\u884c\u8ca0\u8cac\u3002\u672c\u6587\u4ef6\u4e4b\u88fd\u4f5c\uff0c\u4fc2\u4ee5\u672c\u516c\u53f8\u8a8d\u70ba\u53ef\u9760\u4e4b\u8cc7\u8a0a\u70ba\u4f9d\u64da\uff0c\u672c\u516c\u53f8\u96d6\u76e1\u529b\u4f7f\u7528\u53ef\u9760\u4e14\u5ee3\u6cdb\u7684\u8cc7\u8a0a\uff0c\u4f46\u672c\u516c\u53f8\u4e26\u4e0d\u4fdd\u8b49\u5404\u9805\u8cc7\u8a0a\u4e4b\u5b8c\u6574\u6027\u53ca\u6b63\u78ba\u6027\u3002\u672c\u6587\u4ef6\u4e2d\u6240\u63d0\u51fa\u4e4b\u610f\u898b\u4fc2\u70ba\u672c\u6587\u4ef6\u51fa\u7248\u7576\u6642\u7684\u610f\u898b\uff0c\u76f8\u95dc\u8cc7\u8a0a\u6216\u610f\u898b\u82e5\u6709\u8b8a\u66f4\uff0c\u672c\u516c\u53f8\u5c07\u4e0d\u6703\u53e6\u884c\u901a\u77e5\u3002\u672c\u516c\u53f8\u4ea6\u7121\u7fa9\u52d9\u66f4\u65b0\u672c\u6587\u4ef6\u4e4b\u5167\u5bb9\u6216\u8ffd\u8e64\u7814\u7a76\u672c\u6587\u4ef6\u6240\u6db5\u84cb\u4e4b\u4e3b\u984c\u3002\u672c\u6587\u4ef6\u4e0d\u5f97\u8996\u70ba\u8cb7\u8ce3\u6709\u50f9\u8b49\u5238\u6216\u5176\u4ed6\u91d1\u878d\u5546\u54c1\u7684\u8981\u7d04\u6216\u8981\u7d04\u4e4b\u5f15\u8a98\u3002\u672c\u6587\u5167\u5bb9\u975e\u7d93\u963f\u723e\u767c\u6295\u9867\u540c\u610f\uff0c\u8acb\u52ff\u4efb\u610f\u7bc0\u9304\u3001\u4fee\u6539\u6216\u8f49\u8f09\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u672c\u6708\u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u554f\u984c\u6210\u70ba\u7126\u9ede\uff0c\u884c\u653f\u8207\u7acb\u6cd5\u3001\u6c11\u4e3b\u5171\u548c\u5169\u9ee8\u7684\u653b\u9632\u62c9\u92f8\u5f71\u97ff\u80a1\u5e02\u6ce2\u52d5\u3002\u6240\u5e78\u6708\u5e95\u9054\u6210\u5354\u8b70\uff0c\u50b5\u52d9\u4e0a\u9650\u9032\u4e00\u6b65 […]<\/p>\n","protected":false},"author":2,"featured_media":6705,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[190,251,416],"class_list":["post-6691","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-update","tag-190","tag-251","tag-416"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6691"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6691\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/6705"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6691"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\u7f8e\u570b5\u6708\u4efd\u79d1\u6280\u80a1\u5e36\u52d5\u6574\u9ad4\u8d70\u52e2\uff0c\u5176\u4ed6\u985e\u80a1\u8868\u73fe\u5e73\u5e73\uff0c\u6a19\u666e500\u6307\u6578\u6536\u6f320.43%\uff0c\u9053\u74ca\u5de5\u696d\u6307\u6578\u6536\u8dcc3.17%\uff0c\u90a3\u65af\u9054\u514b\u6307\u6578\u6536\u6f325.93%\u3002\u6708\u5167\u5e02\u5834\u6ce2\u52d5\u8da8\u7de9\uff0cVIX\u6307\u6578\u6536\u6f322.75%\u3002<\/p>\n\n\n\n
\u7f8e\u80a1\u770b\u4f86\u6b63\u8655\u65bc\u5373\u5c07\u9032\u5165\u725b\u5e02\u968e\u6bb5\uff0c\u4f46\u9019\u53ef\u80fd\u662f\u6709\u53f2\u4ee5\u4f86\u6700\u300c\u7626\u300d\u7684\u725b\u5e02\u4e4b\u4e00\u3002\u4eca\u5e74\u524d 5 \u500b\u6708\uff0c7 \u5bb6\u516c\u53f8 (Alphabet\u3001Amazon\u3001Apple\u3001Meta\u3001Microsoft\u3001Nvidia\u3001Tesla) \u7684\u80a1\u7968\u5831\u916c\u8ca2\u737b\u4e86\u5168\u90e8\u751a\u81f3\u8d85\u904e\u6a19\u666e 500 \u6307\u6578 9.65% \u7684\u5831\u916c\u7387\uff0c\u5982\u679c\u5254\u9664\u9019 7 \u5bb6\u516c\u53f8\uff0c\u4eca\u5e74\u524d 5 \u500b\u6708\u6a19\u666e 500 \u6307\u6578\u53cd\u800c\u5c07\u5c0f\u5e45\u4e0b\u8dcc\uff0c\u5448\u73fe\u8ca0\u5831\u916c\u3002\u53ef\u898b\uff0c\u5373\u4f7f\u4eca\u5e74\u80a1\u5e02\u7684\u5831\u916c\u4eae\u773c\uff0c\u4f46\u900f\u904e\u9078\u80a1\u7372\u5f97alpha\uff08\u8d85\u984d\u5831\u916c\uff09\u4e0a\u6709\u4e00\u5b9a\u7684\u96e3\u5ea6\u5b58\u5728\u3002<\/p>\n\n\n\n
\u7f8e\u570b4\u6708\u4efd\u6d88\u8cbb\u8005\u7269\u50f9\u6307\u6578 (CPI) \u5e74\u589e\u73874.9%\uff0c\u5275\u4e0b2021\u5e744\u6708\u4ee5\u4f86\u6700\u4f4e\u5e74\u589e\u5e45\u5ea6\uff0c\u986f\u793a\u901a\u81a8\u6301\u7e8c\u7de9\u901f\u964d\u6eab\u3002\u6838\u5fc3CPI\u5e74\u589e5.5%\uff0c\u6708\u589e0.4%\uff0c\u81ea\u53bb\u5e749\u6708\u4ee5\u4f86\u9996\u6b21\u56de\u5347\uff0c\u7b26\u5408\u5e02\u5834\u9810\u671f\u3002\u7f8e\u570b4\u6708\u4efdISM\u88fd\u9020\u696dPMI\u4e0b\u6ed1\u81f347.1\uff0c\u9023\u7e8c6\u500b\u6708\u4f4e\u65bc\u69ae\u67af\u7dda\uff0c\u4f46\u662f\u5df2\u8f033\u6708\u6578\u64da\u56de\u5347\u30024\u6708\u975e\u8fb2\u5c31\u696d\u65b0\u589e\u657825.3\u842c\uff0c\u5931\u696d\u7387\u964d\u81f33.4%\uff0c\u56de\u5230\u6578\u5341\u5e74\u4f4e\u9ede\uff1b4\u6708\u5e73\u5747\u6642\u85aa\u8f03\u524d\u6708\u6210\u95770.5%\u3002\u5347\u606f\u653f\u7b56\u6301\u7e8c\uff0c\u7136\u800c\u52de\u52d5\u5e02\u5834\u5f37\u52c1\u7684\u97cc\u6027\u4ecd\u5728\uff0c\u7dca\u7e2e\u653f\u7b56\u4f3c\u4e4e\u5c0d\u65bc\u6253\u58d3\u85aa\u8cc7\u6210\u9577\u8207\u52de\u52d5\u5e02\u5834\u6548\u679c\u6709\u9650\u3002<\/p>\n\n\n\n
5\u6708\u806f\u6e96\u6703\u5ba3\u5e03\u518d\u5347\u606f1\u78bc\uff0c\u5c07\u5229\u7387\u6c34\u6e96\u63d0\u9ad8\u81f35%~5.25%\u3002\u806f\u6e96\u6703\u4e3b\u5e2d\u9b91\u5a01\u723e\u5c0d\u65bc\u672a\u4f86\u5229\u7387\u8a08\u756b\u4ecd\u672a\u9b06\u53e3\uff0c\u800c\u6708\u5167\u6c7a\u7b56\u59d4\u54e1\u7684\u767c\u8a00\u4e5f\u9df9\u9d3f\u4ea4\u932f\uff0c\u672a\u4f86\u5229\u7387\u8d70\u5411\u4ecd\u6709\u8b8a\u6578\u3002\u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u8b70\u984c\u5728\u6708\u5167\u518d\u5ea6\u6210\u70ba\u6295\u8cc7\u5e02\u5834\u7126\u9ede\uff0c\u4f5c\u70ba\u8cc7\u7522\u5b9a\u50f9\u9328\u9ede\u7684\u7f8e\u570b\u570b\u50b5\u5982\u679c\u9055\u7d04\uff0c\u6050\u6015\u6703\u5f15\u8d77\u9032\u4e00\u6b65\u7684\u91d1\u878d\u52d5\u76ea\uff0c\u76f8\u95dc\u8cc7\u8a0a\u4e5f\u591a\u6b21\u5f15\u767c\u5e02\u5834\u6ce2\u52d5\uff0c\u6240\u5e78\u6708\u5e95\u5169\u9ee8\u9054\u6210\u5171\u8b58\uff0c\u66ab\u6642\u7de9\u89e3\u5371\u6a5f\u3002\u7f8e\u5143\u6307\u6578101.28\u7565\u70ba\u4e0a\u6f32\u81f3104.04\uff0c\u5347\u606f\u5468\u671f\u968e\u6bb5\u5f71\u97ff\u6295\u8cc7\u4eba\u5c0d\u65bc\u7f8e\u5143\u7684\u98a8\u96aa\u504f\u597d\u3002<\/p>\n\n\n\n
\u6b50\u5143\u5340\u8207\u82f1\u570b<\/strong><\/h2>\n\n\n\n\u4eca\u5e74\u6b50\u80a1\u524d4\u500b\u6708\u7684\u8868\u73fe\u975e\u5e38\u5f37\u52c1\uff0c\u6cd5\u570b\u8207\u5fb7\u570b\u80a1\u5e02\u5206\u5225\u5728\u4eca\u5e74 4 \u6708\u8207 5 \u6708\u6642\u7a81\u7834\u6b77\u53f2\u65b0\u9ad8\uff0c\u6b50\u6d32\u67d0\u4e9b\u570b\u5bb6\u80a1\u5e02\u5df2\u7d93\u9010\u6f38\u6536\u5fa9\u53bb\u5e74\u718a\u5e02\u7684\u5931\u571f\uff0c\u4f46\u80a1\u5e02\u5728\u5275\u65b0\u9ad8\u5f8c\uff0c\u6295\u8cc7\u4eba\u7372\u5229\u4e86\u7d50\u7684\u8ce3\u58d3\u4e5f\u8b93\u6b50\u6d32\u80a1\u5e025\u6708\u4e0b\u65ec\u7684\u8868\u73fe\u5448\u73fe\u75b2\u618a\uff0cSTOXX\u6b50\u6d32600\u6307\u6578\u6536\u8dcc5.87%\uff0c\u82f1\u570b\u5bcc\u6642100\u6307\u6578\u6536\u8dcc6.25%\uff0c\u6cd5\u570bCAC40\u6307\u6578\u6536\u8dcc7.49%\uff0c\u5fb7\u570bDAX\u6307\u6578\u6536\u8dcc5%\u3002<\/p>\n\n\n\n
\u6b50\u5143\u53404\u6708CPI\u5e74\u589e7%\uff0c\u8f033\u6708\u6578\u64da\u63d0\u9ad8\uff0c\u5176\u4e2d\u98df\u7269\u50f9\u683c\u5e74\u589e13.6%\uff0c\u80fd\u6e90\u50f9\u683c\u4e5f\u5e74\u589e2.5%\uff0c\u53cd\u8f49\u4e0a\u6708\u8da8\u52e2\u3002\u6838\u5fc3CPI\u5e74\u589e5.6%\uff0c\u7565\u4f4e\u65bc\u4e0a\u6708\u6578\u64da\u30025\u6708\u6b50\u6d32\u592e\u884c\u5982\u9810\u671f\u5347\u606f1\u78bc\uff0c\u4e26\u8072\u660e\u5c07\u6703\u6301\u7e8c\u5347\u606f\u4ee5\u56e0\u61c9\u901a\u81a8\u554f\u984c\u3002\u82f1\u570bCPI\u5e74\u589e\u7387\u90548.7%\uff0c\u901a\u81a8\u58d3\u529b\u70baG7\u570b\u5bb6\u4e2d\u6700\u91cd\u3002<\/p>\n\n\n\n
\u65e5\u672c<\/strong><\/h2>\n\n\n\n5\u6708\u4efd\u65e5\u7d93\u6307\u6578\u6536\u6f324.32%\uff0c\u6708\u5167\u89f8\u78b030,000\u5927\u95dc\uff0c\u8ddd2021\u5e74\u7684\u9ad8\u9ede\u50c5\u4e00\u6b65\u4e4b\u9059\uff1b\u6771\u8b49\u6307\u6578\u5247\u5275\u4e0b32\u5e74\u65b0\u9ad8\u3002\u65e5\u672c4\u6708CPI\u5e74\u589e3.2%\uff0c\u8f03\u4e0a\u6708\u56de\u843d\uff1b\u4f46\u662f\u5728\u6392\u9664\u71c3\u6599\u8207\u65b0\u9bae\u98df\u54c1\u5f8c\uff0c\u5e74\u589e\u7387\u9ad8\u90543.9%\uff0c\u5275\u4e0b\u6ce1\u6cab\u7d93\u6fdf\u4ee5\u4f86\u70ba\u5927\u589e\u5e45\u3002\u7136\u800c\u65e5\u672c\u592e\u884c\u4ecd\u672a\u898b\u76f8\u95dc\u52d5\u4f5c\uff0c\u65e5\u5713\u6301\u7e8c\u8d70\u8cb6\uff0c\u5df2\u9054\u5230\u534a\u5e74\u4ee5\u4f86\u6700\u4f4e\u6c34\u6e96\u3002G7\u6703\u8b70\u671f\u9593\uff0c\u65e5\u672c\u592e\u884c\u7e3d\u88c1\u690d\u7530\u548c\u7537\u4e5f\u518d\u6b21\u5f37\u8abf\uff0c\u5728\u9054\u6210\u901a\u81a8\u76ee\u6a19\u4ee5\u524d\u4e0d\u6703\u8abf\u6574\u8d85\u5bec\u9b06\u5229\u7387\u653f\u7b56\u3002<\/p>\n\n\n\n
\u81fa\u7063<\/strong><\/h2>\n\n\n\n\u53f0\u80a15\u6708\u5927\u76e4\u6307\u6578\u6536\u6f326.47%\uff0c\u53d7\u5230\u8f1d\u9054\u5e36\u52d5\u7684AI\u71b1\u6f6e\uff0c\u6708\u5167\u534a\u5c0e\u9ad4\u3001\u96fb\u5b50\u76f8\u95dc\u500b\u80a1\u5927\u6f32\uff0c\u6cd5\u4eba\u8cc7\u91d1\u56de\u88dc\u4e5f\u5e36\u52d5\u6563\u6236\u5165\u5834\uff0c\u6253\u7834\u4e94\u6708\u9b54\u5492\u3002<\/p>\n\n\n\n
\u5168\u7403\u50b5\u5e02<\/strong><\/h2>\n\n\n\n\u7f8e\u570b3\u500b\u6708\u516c\u50b5\u6536\u76ca\u7387\u5f9e5.05%\u6f32\u81f35.42%\uff0c2\u5e74\u671f\u516c\u50b5\u6536\u76ca\u7387\u5f9e4.14%\u4e0a\u6f32\u81f34.39%\uff0c10\u5e74\u671f3.57%\u4e0a\u6f32\u81f33.64%\u3002\u82f1\u570b10\u5e74\u671f\u516c\u50b5\u5f9e3.72%\u4e0a\u6f32\u81f34.18%\u3002\u65e5\u672c10\u5e74\u671f\u516c\u50b5\u5f9e0.396%\u6f32\u52300.42%\u3002<\/p>\n\n\n\n
\u5e02\u5834\u9810\u4f30\u7f8e\u570b\u5229\u7387\u8d8a\u4f86\u8d8a\u63a5\u8fd1\u89f8\u9802\uff0c\u8003\u91cf\u5230\u76ee\u524d\u5229\u7387\u6c34\u6e96\u5df2\u9ad8\uff0c\u4e14\u5347\u606f\u7684\u5f71\u97ff\u4ecd\u5728\u6301\u7e8c\u767c\u9175\uff0c\u672c\u6708\u5229\u7387\u5728\u5340\u9593\u6ce2\u52d5\u3002\u806f\u6e96\u6703\u7684\u8072\u660e\u5df2\u5c07\u63aa\u8fad\u8abf\u6574\u70ba\u8981\u8003\u91cf\u8af8\u591a\u56e0\u7d20\u4f86\u6c7a\u5b9a\u7dca\u7e2e\u689d\u4ef6\uff0c\u4f46\u662f\u76f8\u95dc\u5229\u7387\u6c7a\u7b56\u59d4\u54e1\u7684\u767c\u8a00\u4e0d\u4e00\u81f4\uff0c\u4ecd\u9700\u89c0\u5bdf\u5f8c\u7e8c\u76f8\u95dc\u6c7a\u7b56\u3002<\/p>\n\n\n\n
\n\n\n\n\u963f\u723e\u767c\u6838\u5fc3\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/strong><\/h1>\n\n\n\n <\/td> 5\u6708\u6295\u7d44\u5831\u916c(%)<\/strong><\/td>\u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/strong><\/td>\u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/strong><\/td>\u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/strong><\/td><\/tr>\u963f\u723e\u767c\u6838\u5fc330<\/td> -0.92<\/td> -1.70<\/td> 0.78<\/td> 4.03<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc335<\/td> -0.96<\/td> -1.66<\/td> 0.70<\/td> 4.22<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc340<\/td> -0.98<\/td> -1.62<\/td> 0.64<\/td> 4.44<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc345<\/td> -1.04<\/td> -1.58<\/td> 0.54<\/td> 4.48<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc350<\/td> -1.08<\/td> -1.54<\/td> 0.45<\/td> 4.59<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc355<\/td> -1.19<\/td> -1.50<\/td> 0.30<\/td> 4.70<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc360<\/td> -1.26<\/td> -1.27<\/td> 0.01<\/td> 4.82<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc365<\/td> -1.30<\/td> -1.25<\/td> -0.06<\/td> 4.97<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc370<\/td> -1.37<\/td> -1.37<\/td> 0.01<\/td> 5.15<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc375<\/td> -1.41<\/td> -1.33<\/td> -0.08<\/td> 5.29<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc380<\/td> -1.45<\/td> -1.29<\/td> -0.16<\/td> 5.47<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc385<\/td> -1.53<\/td> -1.25<\/td> -0.28<\/td> 5.51<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc390<\/td> -1.62<\/td> -1.07<\/td> -0.55<\/td> 5.60<\/td><\/tr><\/tbody><\/table>\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/05\/31\u3002\u5e63\u5225 : \u7f8e\u5143
\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n\n- \u6708\u5167\u79d1\u6280\u8cc7\u8a0a\u985e\u80a1\u4e00\u652f\u7368\u79c0\uff0c\u5176\u9918\u985e\u80a1\u3001\u50b5\u5e02\u8868\u73fe\u5747\u4e0d\u4f73\uff0c\u963f\u723e\u767c\u6838\u5fc3\u6295\u7d44\u8868\u73fe\u8207\u57fa\u6e96\u6307\u6578\u5448\u73fe\u4e00\u81f4\uff0c\u5927\u81f4\u4ee5\u4e9b\u5fae\u8dcc\u5e45\u4f5c\u6536\uff0c\u5f9e\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u69754\u6708\u5831\u916c\u7d04-0.92%\u81f3-1.62%\u3002<\/li>\n\n\n\n
- \u6211\u5011\u76846\u5927\u8cc7\u7522\u985e\u578b\u4e2d\uff0c\u7f8e\u570b\u8207\u5168\u7403\u623f\u5730\u7522REITs\u5728\u4e94\u6708\u7684\u8868\u73fe\u6700\u70ba\u5dee\u52c1\uff0c\u4f46\u6839\u64da\u7d71\u8a08REITs\u5728\u806f\u6e96\u6703\uff08Fed\uff09\u505c\u6b62\u5347\u606f\u5f8c\uff0c\u77ed\u3001\u4e2d\u53ca\u9577\u671f\u8868\u73fe\u5747\u76f8\u7576\u51fa\u8272\uff0c\u4e14\u8868\u73fe\u9818\u5148\u4e16\u754c\u80a1\u5e02\u6307\u6578\u3002\u76ee\u524d\u5e02\u5834\u9810\u671f\uff0cFed\u5347\u606f\u6b65\u5411\u7d42\u9ede\uff0c\u6709\u52a9REITs\u672a\u4f86\u8868\u73fe\uff0c\u4ee5\u4f01\u696d\u7372\u5229\u524d\u666f\u800c\u8a00\uff0c\u7f8e\u570bREITs\u4e5f\u512a\u65bc\u5927\u76e4\uff0c\u52a0\u4e0aREITs\u53bb\u5e74\u8dcc\u6df1\uff0c\u6298\u50f9\u5e45\u5ea6\u5927\uff0c\u63d0\u4f9b\u826f\u597d\u6295\u8cc7\u6a5f\u6703\u3002<\/li>\n\n\n\n
- \u5e74\u521d\u81f3\u4eca\u7684\u8868\u73fe\u76f8\u5c0d\u5b89\u7a69\uff0c\u5118\u7ba1\u672c\u6708\u7565\u6709\u4e0b\u8dcc\uff0c\u4eca\u5e74\u4ee5\u4f86\u8868\u73fe\u4f9d\u7136\u7a69\u5065\uff0c\u5f9e\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u6975\u7684\u6295\u8cc7\u7d44\u5408\u5831\u916c\u70ba4.03\u81f35.6%\u3002<\/li>\n<\/ul>\n\n\n\n
\u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/strong><\/h1>\n\n\n\n <\/td> 5\u6708\u6295\u7d44\u5831\u916c(%)<\/td> \u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/td> \u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/td> \u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/td><\/tr> \u53f0\u5927\u6295\u7d4430<\/td> -1.42<\/td> -1.70<\/td> 0.28<\/td> 4.80<\/td><\/tr> \u53f0\u5927\u6295\u7d4440<\/td> -1.33<\/td> -1.62<\/td> 0.29<\/td> 5.17<\/td><\/tr> \u53f0\u5927\u6295\u7d4460<\/td> -1.12<\/td> -1.27<\/td> 0.15<\/td> 5.90<\/td><\/tr> \u53f0\u5927\u6295\u7d4480<\/td> -0.76<\/td> -1.29<\/td> 0.53<\/td> 6.87<\/td><\/tr><\/tbody><\/table>\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/05\/31\u3002\u5e63\u5225 : \u7f8e\u5143
\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n<\/p>\n\n\n\n
\n- \u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u7d44\u4e2d\u7279\u5225\u914d\u7f6e\u8f03\u9ad8\u6bd4\u4f8b\u5728\u53f0\u80a1ETF\u90e8\u4f4d\uff0c\u56e0\u6b64\u53cd\u800c\u7a4d\u6975\u578b\u6295\u7d44\u8868\u73fe\u8f03\u4f73\uff0c\u53f0\u80a15\u6708\u6536\u6f326.47%\uff0c\u7de9\u885d\u5df2\u958b\u767c\u570b\u5bb6\u5e02\u5834\u7684\u8dcc\u5e45\uff0c\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u6975\u7684\u5831\u916c\u70ba-1.42%\u5230-0.76%\u3002<\/li>\n\n\n\n
- \u53d7\u5230\u53f0\u80a1\u7d05\u5229\u5e36\u52d5\uff0c\u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u7d44\u4eca\u5e74\u4ee5\u4f86\u8868\u73fe\u76f8\u5c0d\u8f03\u4f73\uff0c\u5831\u916c\u7387\u70ba4.8%\u52306.87%\uff0c\u76f8\u5c0d\u57fa\u6e96\u6307\u6578\u4e5f\u6709\u4eae\u773c\u8868\u73fe\u3002<\/li>\n<\/ul>\n\n\n\n
\n\n\n\n\u795e\u5947\u7684\u8907\u5229\uff0c\u8acb\u63d0\u65e9\u958b\u59cb\u4e26\u5805\u6301<\/strong><\/h1>\n\n\n\n\u6295\u8cc7\u662f\u4e00\u5834\u99ac\u62c9\u677e\uff0c\u963f\u723e\u767c\u662f\u60a8\u7a4d\u7d2f\u8ca1\u5bcc\u6700\u5f97\u529b\u7684\u52a9\u624b\uff0c\u56e0\u70ba\u9577\u9014\u7684\u99ac\u62c9\u677e\u4e2d\uff0c\u6211\u5011\u6703\u4e0d\u65b7\u5730\u63d0\u9192\u4f60\u8207\u5e6b\u52a9\u4f60\uff0c\u76f4\u5230\u60a8\u9054\u5230\u76ee\u6a19\u70ba\u6b62\u3002<\/p>\n\n\n\n
\u91d1\u9322\u9577\u671f\u8907\u5229\u6efe\u5b58\u7684\u7d50\u679c\uff0c\u662f\u4ee4\u4eba\u656c\u754f\u7684\u3002\u5982\u679c\u7f8e\u570b\u9996\u4f4d\u7e3d\u7d71\u55ac\u6cbb\uff0e\u83ef\u76db\u9813\uff08George Washington\uff091789\u5e74\u7b2c\u4e00\u6b21\u9818\u53d6\u7e3d\u7d71\u85aa\u8cc7\u5f8c\u62ff\u51fa1\u7f8e\u5143\u4f86\u6295\u8cc7\uff0c\u5e74\u5831\u916c\u73878%\uff08\u904e\u53bb200\u5e74\u80a1\u7968\u7684\u5e74\u5747\u5831\u916c\u7387\uff09\uff0c\u4ed6\u7684\u7e7c\u627f\u4eba\u4eca\u5929\u5c07\u53ef\u7372\u5f97\u7d04800\u842c\u7f8e\u5143\u3002<\/p>\n\n\n\n
\u8981\u5f9e\u8907\u5229\u4e2d\u7372\u76ca\uff0c\u8acb\u8a18\u4f4f\u6642\u9593\u662f\u60a8\u6700\u597d\u7684\u670b\u53cb\u3002\u60a8\u8d8a\u65e9\u958b\u59cb\u6295\u8cc7\uff0c\u60a8\u7684\u8cc7\u91d1\u589e\u9577\u6f5b\u529b\u5c31\u8d8a\u5927\u3002<\/p>\n\n\n\n
\u8b93\u6211\u5011\u770b\u770b\u5169\u500b\u670b\u53cb\uff0c\u5c0f\u9ec3\u548c\u5c0f\u7f8e\uff0c\u4ed6\u5011\u90fd\u662f\u9078\u64c7\u963f\u723e\u767c\u6838\u5fc380 \u7684\u6295\u8cc7\u7d44\u5408\u9032\u884c\u6295\u8cc7\uff0c\u5e74\u5316\u5831\u916c\u7387\u7d04 8%\u3002<\/p>\n\n\n\n
\u5c0f\u9ec3\u5f9e 25 \u6b72\u958b\u59cb\u6295\u8cc7\u3002\u4ed6\u6bcf\u6708\u5b9a\u671f\u5b9a\u984d1\u842c5\u5343\u5143\u65b0\u53f0\u5e63(\u4e00\u5e7418\u842c\u5143)\uff0c\u53ea\u5b9a\u671f\u5b9a\u984d 10 \u5e74\u3002\u6b64\u5f8c\uff0c\u4ed6\u505c\u6b62\u7e7c\u7e8c\u5b9a\u671f\u5b9a\u984d\uff0c\u50c5\u5b58\u653e\u5728\u6295\u8cc7\u5e33\u6236\u8b93\u6642\u9593\u5e6b\u52a9\u4ed6\u3002<\/p>\n\n\n\n
\u5c0f\u7f8e\u958b\u59cb\u6295\u8cc7\u7684\u6642\u9593\u6bd4\u5c0f\u9ec3\u665a\uff0c\u5979\u5f9e 35 \u6b72\u958b\u59cb\uff0c\u8207\u5c0f\u9ec3\u4e00\u6a23\uff0c\u6bcf\u6708\u5b9a\u671f\u5b9a\u984d1\u842c5\u5343\u5143\u65b0\u53f0\u5e63(\u4e00\u5e7418\u842c\u5143)\uff0c\u4f46\u5979\u6301\u7e8c\u5b9a\u671f\u5b9a\u984d 30 \u5e74\uff0c\u76f4\u81f3 65 \u6b72\u3002<\/p>\n\n\n\n
\u5982\u4e0b\u5716\u6240\u793a\uff0c\u5c0f\u9ec3\u6700\u7d42\u6bd4\u5c0f\u7f8e\u64c1\u6709\u66f4\u591a\u7684\u9322\uff0c\u8d85\u904e600\u842c\u53f0\u5e63\uff0c\u4f46\u4f60\u6709\u6c92\u6709\u767c\u73fe\uff0c\u5c0f\u9ec3\u7e3d\u6295\u8cc7\u7684\u672c\u91d1\u50c5\u6709 180 \u842c\u65b0\u53f0\u5e63(\u56e0\u70ba10\u5e74)\uff0c\u800c\u5c0f\u7f8e\u7e3d\u6295\u8cc7\u7684\u672c\u91d1\u70ba 540 \u842c\u65b0\u53f0\u5e63(\u56e0\u70ba30\u5e74)\uff0c\u5c0f\u7f8e\u7684\u6295\u8cc7\u672c\u91d1\u6bd4\u5c0f\u9ec3\u6574\u6574\u591a 360 \u842c\u65b0\u53f0\u5e63\uff0c\u4f46\u6700\u5f8c\u7684\u7e3d\u8ca1\u5bcc\u7d2f\u7a4d\u537b\u662f\u8f38\u7d66\u5c0f\u9ec3\u7d04600\u842c\u53f0\u5e63\u3002<\/p>\n\n\n\n<\/figure>\n\n\n\n\u795e\u5947\u7684\u8907\u5229\u8b93\u5c0f\u9ec3\u5f9e35\u6b72\u5f8c\u7684\u672c\u5229\u548c\u8907\u5229\u7684\u6548\u679c\u9060\u9060\u8d85\u904e\u5c0f\u7f8e\u81ea\u5df1\u7684\u52aa\u529b\uff0c\u8207\u5176\u8aaa\u5c0f\u9ec3\u63d0\u65e910\u5e74\u958b\u59cb\uff0c\u4e0d\u5982\u8aaa\u795e\u5947\u7684\u8907\u5229\u8b93\u5c0f\u9ec3\u5728\u6700\u5f8c10\u5e74\u7684\u8ca1\u5bcc\u7d2f\u7a4d\uff0c\u5982\u540c\u6838\u5f48\u7d1a\u7684\u7206\u767c\u5f0f\u6210\u9577\u3002<\/p>\n\n\n\n
\u6642\u9593\u5c31\u662f\u91d1\u9322\uff0c\u5728\u5de5\u4f5c\u4e0a\u3001\u751f\u6d3b\u4e0a\u751a\u81f3\u91d1\u878d\u5e02\u5834\u4e0a\u90fd\u662f\u5982\u6b64\uff0c\u73fe\u5728\u7684\u4f60\u4e0d\u8a72\u653e\u68c4\u4efb\u4f55\u6a5f\u6703\uff0c\u4e5f\u4e0d\u8a72\u505c\u6b62\u4efb\u4f55\u6301\u7e8c\u6295\u5165\u52d5\u4f5c\uff0c\u6211\u5011\u5df2\u7d93\u70ba\u60a8\u914d\u7f6e\u597d\u9069\u5408\u9577\u671f\u6295\u8cc7\u7684ETF\u7d44\u5408\uff0c\u4e5f\u5e0c\u671b\u4f60\u53ef\u4ee5\u5728\u9019\u5834\u99ac\u62c9\u677e\u4e0a\u6301\u7e8c\u5805\u6301\u3002<\/p>\n\n\n\n
\u5c55\u671b\u4e0b\u534a\u5e74\uff0c\u6211\u5011\u6703\u6301\u7e8c\u95dc\u6ce8\u5404\u9805\u7d93\u6fdf\u6578\u64da\u8207\u7e3d\u9ad4\u74b0\u5883\u7684\u8b8a\u5316\uff0c\u4ee5\u5728\u4e0d\u78ba\u5b9a\u7684\u5e02\u5834\u72c0\u6cc1\u4e2d\u5e6b\u52a9\u60a8\u7372\u5f97\u7a69\u5065\u7684\u98a8\u96aa\u8207\u5831\u916c\uff0c\u4ee5\u5728\u8b8a\u5e7b\u83ab\u6e2c\u7684\u5e02\u5834\u74b0\u5883\u4e2d\u9054\u6210\u9577\u671f\u8ca1\u52d9\u76ee\u6a19\u3002<\/p>\n\n\n\n
<\/p>\n\n\n\n\n\n
\u3010\u91cd\u8981\u8072\u660e\u3011<\/p>\n\n\n\n
\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\uff08\u4ee5\u4e0b\u7c21\u7a31\u300c\u963f\u723e\u767c\u6295\u9867\u300d\uff09\u6240\u63d0\u4f9b\u4e4b\u5efa\u8b70\u5ba2\u6236\u6295\u8cc7\u4e4b\u5883\u5916 ETF\u7b26\u5408\u76f8\u95dc\u898f\u5b9a\u53ca\u51fd\u4ee4\u6240\u5b9a\u4e4b\u7bc4\u570d\u53ca\u689d\u4ef6\uff0c\u60df\u4e0d\u8868\u793a\u7d55\u7121\u98a8\u96aa\u3002\u5883\u5916ETF\u767c\u884c\u6a5f\u69cb\u4ee5\u5f80\u4e4b\u7d93\u7406\u7e3e\u6548\u4e0d\u4fdd\u8b49\u5883\u5916 ETF\u4e4b\u6700\u4f4e\u6295\u8cc7\u6536\u76ca\uff0c\u5883\u5916 ETF \u767c\u884c\u6a5f\u69cb\u9664\u76e1\u5584\u826f\u7ba1\u7406\u4eba\u4e4b\u6ce8\u610f\u7fa9\u52d9\u5916\uff0c\u4e0d\u8ca0\u8cac ETF\u4e4b\u76c8\u8667\uff0c\u4ea6\u4e0d\u4fdd\u8b49\u6700\u4f4e\u4e4b\u6536\u76ca\uff0c\u6295\u8cc7\u4eba\u7533\u8cfc\u524d\u61c9\u8a73\u95b1\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u3002<\/p>\n\n\n\n
\u6709\u95dc\u5883\u5916ETF\u61c9\u8ca0\u64d4\u4e4b\u8cbb\u7528\u5df2\u63ed\u9732\u65bc\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u6216\u6295\u8cc7\u4eba\u9808\u77e5\u4e2d\uff0c\u6295\u8cc7\u4eba\u5982\u9700\u76f8\u95dc\u516c\u958b\u8aaa\u660e\u8cc7\u6599\uff0c\u53ef\u8acb\u6c42\u963f\u723e\u767c\u6295\u9867\u63d0\u4f9b\u4e4b\uff0c\u4e26\u540c\u610f\u53d7\u8a17\u4eba\u63d0\u4f9b\u4e4b\u539f\u6587\u516c\u958b\u8aaa\u660e\u66f8\u5f97\u4e0d\u6458\u8b6f\u70ba\u4e2d\u6587\uff0c\u6216\u81ea\u884c\u81f3\u5916\u570b\u6709\u50f9\u8b49\u5238\u4ea4\u6613\u6240\u6216\u5883\u5916 ETF \u767c\u884c\u6a5f\u69cb\u4e4b\u5b98\u65b9\u7db2\u7ad9\u4e0a\u67e5\u8a62\uff0c\u81ea\u884c\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u3002\u6295\u8cc7\u4eba\u56e0\u4e0d\u540c\u6642\u9593\u9032\u5834\uff0c\u5c07\u6709\u4e0d\u540c\u4e4b\u6295\u8cc7\u7e3e\u6548\uff0c\u904e\u53bb\u4e4b\u7e3e\u6548\u4ea6\u4e0d\u4ee3\u8868\u672a\u4f86\u7e3e\u6548\u4e4b\u4fdd\u8b49\u3002\u4ee5\u904e\u53bb\u7e3e\u6548\u9032\u884c\u6a21\u64ec\u6295\u8cc7\u7d44\u5408\u4e4b\u5831\u916c\u7387\u6642\uff0c\u50c5\u70ba\u6b77\u53f2\u8cc7\u6599\u6a21\u64ec\u6295\u8cc7\u7d44\u5408\u4e4b\u7d50\u679c\uff0c\u4e0d\u4ee3\u8868\u672c\u6295\u8cc7\u7d44\u5408\u4e4b\u5be6\u969b\u5831\u916c\u7387\u53ca\u672a\u4f86\u7e3e\u6548\u4fdd\u8b49\uff0c\u4e0d\u540c\u6642\u9593\u9032\u884c\u6a21\u64ec\u64cd\u4f5c\uff0c\u7d50\u679c\u53ef\u80fd\u4e0d\u540c\u3002<\/p>\n\n\n\n
\u963f\u723e\u767c\u6295\u9867\u81ea\u7576\u76e1\u529b\u63d0\u4f9b\u6b63\u78ba\u8cc7\u8a0a\uff0c\u6240\u8f09\u8cc7\u6599\u5747\u4f86\u81ea\u6216\u672c\u8af8\u6211\u5011\u76f8\u4fe1\u53ef\u9760\u4e4b\u4f86\u6e90\uff0c\u4f46\u5c0d\u5176\u5b8c\u6574\u6027\u3001\u5373\u6642\u6027\u548c\u6b63\u78ba\u6027\u4e0d\u505a\u4efb\u4f55\u64d4\u4fdd\uff0c\u5982\u6709\u932f\u6f0f\u6216\u758f\u5ffd\uff0c\u672c\u516c\u53f8\u6216\u95dc\u4fc2\u4f01\u696d\u8207\u5176\u4efb\u4f55\u8463\u4e8b\u6216\u53d7\u50f1\u4eba\u7b49\uff0c\u5c0d\u6b64\u4e0d\u8ca0\u4efb\u4f55\u6cd5\u5f8b\u8cac\u4efb\u3002<\/p>\n\n\n\n
\u672c\u6587\u8cc7\u6599\u50c5\u4f9b\u53c3\u8003\u4e4b\u7528\uff0c\u6295\u8cc7\u6642\u61c9\u5be9\u614e\u8a55\u4f30\u3002\u672c\u6587\u63d0\u53ca\u963f\u723e\u767c\u6295\u8cc7\u7d44\u5408\u4e4b\u56de\u6e2c\u8cc7\u6599\u8aaa\u660e\u63a1\u7528 Vanguard Total Stock Market ETF\u3001 Vanguard FTSE Developed Market ETF\u3001Vanguard FTSE All-World ex-US Small-Cap\u3001Vanguard Real Estate ETF\u3001Vanguard Global ex-US Real Estate ETF\u3001Vanguard Total World Bond ETF\u8ffd\u8e64\u4e4b\uff0cRussell 1000 TR USD\u3001S&P Global Ex US Large TR USD\u3001S&P Developed Ex US MidSmall TR USD\u3001S&P Global REIT TR USD\u3001S&P Global Ex US Large TR USD\u3001BBgBarc US Agg Bond TR USD\u3001BBgBarc Global Aggregate TR Hdg USD\u3002\u5176\u4ed6\u5168\u7403\u7d93\u6fdf\u6307\u6578\u63a1\u7528 MSCI ACWI All Cap\u3001S&P 500\u3001MSCI EAFE\u3001MSCI EM\u3001TSEC TAIEX\u3001DJ Industrial Index\u3001NASDAQ Composite Index\u3001S&P 500\u3001MSCI China A50 Index\u3001Hanh Seng HIS Index\u3001Nikkei 225\u3001KOSPI Index\u3001FTSE 100\u3001FSE DAX\u3001Paris CAC 40\u3002\u672c\u6587\u63d0\u53ca\u4e4b\u7d93\u6fdf\u8d70\u52e2\u9810\u6e2c\u4e0d\u5fc5\u7136\u4ee3\u8868\u76f8\u95dc\u5883\u5916 ETF \u4e4b\u7e3e\u6548\u7372\u5176\u5be6\u969b\u672a\u4f86\u72c0\u6cc1\uff0c\u5176\u4ed6\u76f8\u95dc\u5883\u5916 ETF \u4e4b\u6295\u8cc7\u98a8\u96aa\u8acb\u8a73\u95b1\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u3002<\/p>\n\n\n\n
\u672c\u6587\u50c5\u70ba\u963f\u723e\u767c\u6295\u9867\u63d0\u4f9b\u5ba2\u6236\u4e4b\u4e00\u822c\u53c3\u8003\u8cc7\u6599\uff0c\u4e26\u975e\u91dd\u5c0d\u5ba2\u6236\u4e4b\u7279\u5b9a\u9700\u6c42\u6240\u505a\u4e4b\u6295\u8cc7\u5efa\u8b70\uff0c\u672a\u8003\u91cf\u500b\u5225\u6295\u8cc7\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u8207\u9700\u6c42\uff0c\u6545\u672c\u6587\u6240\u63d0\u4f9b\u7684\u8cc7\u8a0a\u7121\u6cd5\u9069\u7528\u65bc\u6240\u6709\u6295\u8cc7\u4eba\uff0c\u6295\u8cc7\u4eba\u61c9\u81ea\u884c\u5224\u65b7\u6295\u8cc7\u98a8\u96aa\uff0c\u4e0d\u61c9\u5c07\u672c\u8cc7\u6599\u8996\u70ba\u6295\u8cc7\u4e4b\u552f\u4e00\u4f9d\u64da\uff0c\u82e5\u6709\u6295\u8cc7\u640d\u76ca\u6216\u56e0\u4f7f\u7528\u672c\u8cc7\u6599\u6240\u751f\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6295\u8cc7\u7d50\u679c\u61c9\u7531\u6295\u8cc7\u4eba\u81ea\u884c\u8ca0\u8cac\u3002\u672c\u6587\u4ef6\u4e4b\u88fd\u4f5c\uff0c\u4fc2\u4ee5\u672c\u516c\u53f8\u8a8d\u70ba\u53ef\u9760\u4e4b\u8cc7\u8a0a\u70ba\u4f9d\u64da\uff0c\u672c\u516c\u53f8\u96d6\u76e1\u529b\u4f7f\u7528\u53ef\u9760\u4e14\u5ee3\u6cdb\u7684\u8cc7\u8a0a\uff0c\u4f46\u672c\u516c\u53f8\u4e26\u4e0d\u4fdd\u8b49\u5404\u9805\u8cc7\u8a0a\u4e4b\u5b8c\u6574\u6027\u53ca\u6b63\u78ba\u6027\u3002\u672c\u6587\u4ef6\u4e2d\u6240\u63d0\u51fa\u4e4b\u610f\u898b\u4fc2\u70ba\u672c\u6587\u4ef6\u51fa\u7248\u7576\u6642\u7684\u610f\u898b\uff0c\u76f8\u95dc\u8cc7\u8a0a\u6216\u610f\u898b\u82e5\u6709\u8b8a\u66f4\uff0c\u672c\u516c\u53f8\u5c07\u4e0d\u6703\u53e6\u884c\u901a\u77e5\u3002\u672c\u516c\u53f8\u4ea6\u7121\u7fa9\u52d9\u66f4\u65b0\u672c\u6587\u4ef6\u4e4b\u5167\u5bb9\u6216\u8ffd\u8e64\u7814\u7a76\u672c\u6587\u4ef6\u6240\u6db5\u84cb\u4e4b\u4e3b\u984c\u3002\u672c\u6587\u4ef6\u4e0d\u5f97\u8996\u70ba\u8cb7\u8ce3\u6709\u50f9\u8b49\u5238\u6216\u5176\u4ed6\u91d1\u878d\u5546\u54c1\u7684\u8981\u7d04\u6216\u8981\u7d04\u4e4b\u5f15\u8a98\u3002\u672c\u6587\u5167\u5bb9\u975e\u7d93\u963f\u723e\u767c\u6295\u9867\u540c\u610f\uff0c\u8acb\u52ff\u4efb\u610f\u7bc0\u9304\u3001\u4fee\u6539\u6216\u8f49\u8f09\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u672c\u6708\u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u554f\u984c\u6210\u70ba\u7126\u9ede\uff0c\u884c\u653f\u8207\u7acb\u6cd5\u3001\u6c11\u4e3b\u5171\u548c\u5169\u9ee8\u7684\u653b\u9632\u62c9\u92f8\u5f71\u97ff\u80a1\u5e02\u6ce2\u52d5\u3002\u6240\u5e78\u6708\u5e95\u9054\u6210\u5354\u8b70\uff0c\u50b5\u52d9\u4e0a\u9650\u9032\u4e00\u6b65 […]<\/p>\n","protected":false},"author":2,"featured_media":6705,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[190,251,416],"class_list":["post-6691","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-update","tag-190","tag-251","tag-416"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6691"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6691\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/6705"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6691"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
5\u6708\u4efd\u65e5\u7d93\u6307\u6578\u6536\u6f324.32%\uff0c\u6708\u5167\u89f8\u78b030,000\u5927\u95dc\uff0c\u8ddd2021\u5e74\u7684\u9ad8\u9ede\u50c5\u4e00\u6b65\u4e4b\u9059\uff1b\u6771\u8b49\u6307\u6578\u5247\u5275\u4e0b32\u5e74\u65b0\u9ad8\u3002\u65e5\u672c4\u6708CPI\u5e74\u589e3.2%\uff0c\u8f03\u4e0a\u6708\u56de\u843d\uff1b\u4f46\u662f\u5728\u6392\u9664\u71c3\u6599\u8207\u65b0\u9bae\u98df\u54c1\u5f8c\uff0c\u5e74\u589e\u7387\u9ad8\u90543.9%\uff0c\u5275\u4e0b\u6ce1\u6cab\u7d93\u6fdf\u4ee5\u4f86\u70ba\u5927\u589e\u5e45\u3002\u7136\u800c\u65e5\u672c\u592e\u884c\u4ecd\u672a\u898b\u76f8\u95dc\u52d5\u4f5c\uff0c\u65e5\u5713\u6301\u7e8c\u8d70\u8cb6\uff0c\u5df2\u9054\u5230\u534a\u5e74\u4ee5\u4f86\u6700\u4f4e\u6c34\u6e96\u3002G7\u6703\u8b70\u671f\u9593\uff0c\u65e5\u672c\u592e\u884c\u7e3d\u88c1\u690d\u7530\u548c\u7537\u4e5f\u518d\u6b21\u5f37\u8abf\uff0c\u5728\u9054\u6210\u901a\u81a8\u76ee\u6a19\u4ee5\u524d\u4e0d\u6703\u8abf\u6574\u8d85\u5bec\u9b06\u5229\u7387\u653f\u7b56\u3002<\/p>\n\n\n\n
\u81fa\u7063<\/strong><\/h2>\n\n\n\n\u53f0\u80a15\u6708\u5927\u76e4\u6307\u6578\u6536\u6f326.47%\uff0c\u53d7\u5230\u8f1d\u9054\u5e36\u52d5\u7684AI\u71b1\u6f6e\uff0c\u6708\u5167\u534a\u5c0e\u9ad4\u3001\u96fb\u5b50\u76f8\u95dc\u500b\u80a1\u5927\u6f32\uff0c\u6cd5\u4eba\u8cc7\u91d1\u56de\u88dc\u4e5f\u5e36\u52d5\u6563\u6236\u5165\u5834\uff0c\u6253\u7834\u4e94\u6708\u9b54\u5492\u3002<\/p>\n\n\n\n
\u5168\u7403\u50b5\u5e02<\/strong><\/h2>\n\n\n\n\u7f8e\u570b3\u500b\u6708\u516c\u50b5\u6536\u76ca\u7387\u5f9e5.05%\u6f32\u81f35.42%\uff0c2\u5e74\u671f\u516c\u50b5\u6536\u76ca\u7387\u5f9e4.14%\u4e0a\u6f32\u81f34.39%\uff0c10\u5e74\u671f3.57%\u4e0a\u6f32\u81f33.64%\u3002\u82f1\u570b10\u5e74\u671f\u516c\u50b5\u5f9e3.72%\u4e0a\u6f32\u81f34.18%\u3002\u65e5\u672c10\u5e74\u671f\u516c\u50b5\u5f9e0.396%\u6f32\u52300.42%\u3002<\/p>\n\n\n\n
\u5e02\u5834\u9810\u4f30\u7f8e\u570b\u5229\u7387\u8d8a\u4f86\u8d8a\u63a5\u8fd1\u89f8\u9802\uff0c\u8003\u91cf\u5230\u76ee\u524d\u5229\u7387\u6c34\u6e96\u5df2\u9ad8\uff0c\u4e14\u5347\u606f\u7684\u5f71\u97ff\u4ecd\u5728\u6301\u7e8c\u767c\u9175\uff0c\u672c\u6708\u5229\u7387\u5728\u5340\u9593\u6ce2\u52d5\u3002\u806f\u6e96\u6703\u7684\u8072\u660e\u5df2\u5c07\u63aa\u8fad\u8abf\u6574\u70ba\u8981\u8003\u91cf\u8af8\u591a\u56e0\u7d20\u4f86\u6c7a\u5b9a\u7dca\u7e2e\u689d\u4ef6\uff0c\u4f46\u662f\u76f8\u95dc\u5229\u7387\u6c7a\u7b56\u59d4\u54e1\u7684\u767c\u8a00\u4e0d\u4e00\u81f4\uff0c\u4ecd\u9700\u89c0\u5bdf\u5f8c\u7e8c\u76f8\u95dc\u6c7a\u7b56\u3002<\/p>\n\n\n\n
\n\n\n\n\u963f\u723e\u767c\u6838\u5fc3\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/strong><\/h1>\n\n\n\n <\/td> 5\u6708\u6295\u7d44\u5831\u916c(%)<\/strong><\/td>\u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/strong><\/td>\u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/strong><\/td>\u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/strong><\/td><\/tr>\u963f\u723e\u767c\u6838\u5fc330<\/td> -0.92<\/td> -1.70<\/td> 0.78<\/td> 4.03<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc335<\/td> -0.96<\/td> -1.66<\/td> 0.70<\/td> 4.22<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc340<\/td> -0.98<\/td> -1.62<\/td> 0.64<\/td> 4.44<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc345<\/td> -1.04<\/td> -1.58<\/td> 0.54<\/td> 4.48<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc350<\/td> -1.08<\/td> -1.54<\/td> 0.45<\/td> 4.59<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc355<\/td> -1.19<\/td> -1.50<\/td> 0.30<\/td> 4.70<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc360<\/td> -1.26<\/td> -1.27<\/td> 0.01<\/td> 4.82<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc365<\/td> -1.30<\/td> -1.25<\/td> -0.06<\/td> 4.97<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc370<\/td> -1.37<\/td> -1.37<\/td> 0.01<\/td> 5.15<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc375<\/td> -1.41<\/td> -1.33<\/td> -0.08<\/td> 5.29<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc380<\/td> -1.45<\/td> -1.29<\/td> -0.16<\/td> 5.47<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc385<\/td> -1.53<\/td> -1.25<\/td> -0.28<\/td> 5.51<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc390<\/td> -1.62<\/td> -1.07<\/td> -0.55<\/td> 5.60<\/td><\/tr><\/tbody><\/table>\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/05\/31\u3002\u5e63\u5225 : \u7f8e\u5143
\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n\n- \u6708\u5167\u79d1\u6280\u8cc7\u8a0a\u985e\u80a1\u4e00\u652f\u7368\u79c0\uff0c\u5176\u9918\u985e\u80a1\u3001\u50b5\u5e02\u8868\u73fe\u5747\u4e0d\u4f73\uff0c\u963f\u723e\u767c\u6838\u5fc3\u6295\u7d44\u8868\u73fe\u8207\u57fa\u6e96\u6307\u6578\u5448\u73fe\u4e00\u81f4\uff0c\u5927\u81f4\u4ee5\u4e9b\u5fae\u8dcc\u5e45\u4f5c\u6536\uff0c\u5f9e\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u69754\u6708\u5831\u916c\u7d04-0.92%\u81f3-1.62%\u3002<\/li>\n\n\n\n
- \u6211\u5011\u76846\u5927\u8cc7\u7522\u985e\u578b\u4e2d\uff0c\u7f8e\u570b\u8207\u5168\u7403\u623f\u5730\u7522REITs\u5728\u4e94\u6708\u7684\u8868\u73fe\u6700\u70ba\u5dee\u52c1\uff0c\u4f46\u6839\u64da\u7d71\u8a08REITs\u5728\u806f\u6e96\u6703\uff08Fed\uff09\u505c\u6b62\u5347\u606f\u5f8c\uff0c\u77ed\u3001\u4e2d\u53ca\u9577\u671f\u8868\u73fe\u5747\u76f8\u7576\u51fa\u8272\uff0c\u4e14\u8868\u73fe\u9818\u5148\u4e16\u754c\u80a1\u5e02\u6307\u6578\u3002\u76ee\u524d\u5e02\u5834\u9810\u671f\uff0cFed\u5347\u606f\u6b65\u5411\u7d42\u9ede\uff0c\u6709\u52a9REITs\u672a\u4f86\u8868\u73fe\uff0c\u4ee5\u4f01\u696d\u7372\u5229\u524d\u666f\u800c\u8a00\uff0c\u7f8e\u570bREITs\u4e5f\u512a\u65bc\u5927\u76e4\uff0c\u52a0\u4e0aREITs\u53bb\u5e74\u8dcc\u6df1\uff0c\u6298\u50f9\u5e45\u5ea6\u5927\uff0c\u63d0\u4f9b\u826f\u597d\u6295\u8cc7\u6a5f\u6703\u3002<\/li>\n\n\n\n
- \u5e74\u521d\u81f3\u4eca\u7684\u8868\u73fe\u76f8\u5c0d\u5b89\u7a69\uff0c\u5118\u7ba1\u672c\u6708\u7565\u6709\u4e0b\u8dcc\uff0c\u4eca\u5e74\u4ee5\u4f86\u8868\u73fe\u4f9d\u7136\u7a69\u5065\uff0c\u5f9e\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u6975\u7684\u6295\u8cc7\u7d44\u5408\u5831\u916c\u70ba4.03\u81f35.6%\u3002<\/li>\n<\/ul>\n\n\n\n
\u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/strong><\/h1>\n\n\n\n <\/td> 5\u6708\u6295\u7d44\u5831\u916c(%)<\/td> \u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/td> \u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/td> \u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/td><\/tr> \u53f0\u5927\u6295\u7d4430<\/td> -1.42<\/td> -1.70<\/td> 0.28<\/td> 4.80<\/td><\/tr> \u53f0\u5927\u6295\u7d4440<\/td> -1.33<\/td> -1.62<\/td> 0.29<\/td> 5.17<\/td><\/tr> \u53f0\u5927\u6295\u7d4460<\/td> -1.12<\/td> -1.27<\/td> 0.15<\/td> 5.90<\/td><\/tr> \u53f0\u5927\u6295\u7d4480<\/td> -0.76<\/td> -1.29<\/td> 0.53<\/td> 6.87<\/td><\/tr><\/tbody><\/table>\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/05\/31\u3002\u5e63\u5225 : \u7f8e\u5143
\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n<\/p>\n\n\n\n
\n- \u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u7d44\u4e2d\u7279\u5225\u914d\u7f6e\u8f03\u9ad8\u6bd4\u4f8b\u5728\u53f0\u80a1ETF\u90e8\u4f4d\uff0c\u56e0\u6b64\u53cd\u800c\u7a4d\u6975\u578b\u6295\u7d44\u8868\u73fe\u8f03\u4f73\uff0c\u53f0\u80a15\u6708\u6536\u6f326.47%\uff0c\u7de9\u885d\u5df2\u958b\u767c\u570b\u5bb6\u5e02\u5834\u7684\u8dcc\u5e45\uff0c\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u6975\u7684\u5831\u916c\u70ba-1.42%\u5230-0.76%\u3002<\/li>\n\n\n\n
- \u53d7\u5230\u53f0\u80a1\u7d05\u5229\u5e36\u52d5\uff0c\u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u7d44\u4eca\u5e74\u4ee5\u4f86\u8868\u73fe\u76f8\u5c0d\u8f03\u4f73\uff0c\u5831\u916c\u7387\u70ba4.8%\u52306.87%\uff0c\u76f8\u5c0d\u57fa\u6e96\u6307\u6578\u4e5f\u6709\u4eae\u773c\u8868\u73fe\u3002<\/li>\n<\/ul>\n\n\n\n
\n\n\n\n\u795e\u5947\u7684\u8907\u5229\uff0c\u8acb\u63d0\u65e9\u958b\u59cb\u4e26\u5805\u6301<\/strong><\/h1>\n\n\n\n\u6295\u8cc7\u662f\u4e00\u5834\u99ac\u62c9\u677e\uff0c\u963f\u723e\u767c\u662f\u60a8\u7a4d\u7d2f\u8ca1\u5bcc\u6700\u5f97\u529b\u7684\u52a9\u624b\uff0c\u56e0\u70ba\u9577\u9014\u7684\u99ac\u62c9\u677e\u4e2d\uff0c\u6211\u5011\u6703\u4e0d\u65b7\u5730\u63d0\u9192\u4f60\u8207\u5e6b\u52a9\u4f60\uff0c\u76f4\u5230\u60a8\u9054\u5230\u76ee\u6a19\u70ba\u6b62\u3002<\/p>\n\n\n\n
\u91d1\u9322\u9577\u671f\u8907\u5229\u6efe\u5b58\u7684\u7d50\u679c\uff0c\u662f\u4ee4\u4eba\u656c\u754f\u7684\u3002\u5982\u679c\u7f8e\u570b\u9996\u4f4d\u7e3d\u7d71\u55ac\u6cbb\uff0e\u83ef\u76db\u9813\uff08George Washington\uff091789\u5e74\u7b2c\u4e00\u6b21\u9818\u53d6\u7e3d\u7d71\u85aa\u8cc7\u5f8c\u62ff\u51fa1\u7f8e\u5143\u4f86\u6295\u8cc7\uff0c\u5e74\u5831\u916c\u73878%\uff08\u904e\u53bb200\u5e74\u80a1\u7968\u7684\u5e74\u5747\u5831\u916c\u7387\uff09\uff0c\u4ed6\u7684\u7e7c\u627f\u4eba\u4eca\u5929\u5c07\u53ef\u7372\u5f97\u7d04800\u842c\u7f8e\u5143\u3002<\/p>\n\n\n\n
\u8981\u5f9e\u8907\u5229\u4e2d\u7372\u76ca\uff0c\u8acb\u8a18\u4f4f\u6642\u9593\u662f\u60a8\u6700\u597d\u7684\u670b\u53cb\u3002\u60a8\u8d8a\u65e9\u958b\u59cb\u6295\u8cc7\uff0c\u60a8\u7684\u8cc7\u91d1\u589e\u9577\u6f5b\u529b\u5c31\u8d8a\u5927\u3002<\/p>\n\n\n\n
\u8b93\u6211\u5011\u770b\u770b\u5169\u500b\u670b\u53cb\uff0c\u5c0f\u9ec3\u548c\u5c0f\u7f8e\uff0c\u4ed6\u5011\u90fd\u662f\u9078\u64c7\u963f\u723e\u767c\u6838\u5fc380 \u7684\u6295\u8cc7\u7d44\u5408\u9032\u884c\u6295\u8cc7\uff0c\u5e74\u5316\u5831\u916c\u7387\u7d04 8%\u3002<\/p>\n\n\n\n
\u5c0f\u9ec3\u5f9e 25 \u6b72\u958b\u59cb\u6295\u8cc7\u3002\u4ed6\u6bcf\u6708\u5b9a\u671f\u5b9a\u984d1\u842c5\u5343\u5143\u65b0\u53f0\u5e63(\u4e00\u5e7418\u842c\u5143)\uff0c\u53ea\u5b9a\u671f\u5b9a\u984d 10 \u5e74\u3002\u6b64\u5f8c\uff0c\u4ed6\u505c\u6b62\u7e7c\u7e8c\u5b9a\u671f\u5b9a\u984d\uff0c\u50c5\u5b58\u653e\u5728\u6295\u8cc7\u5e33\u6236\u8b93\u6642\u9593\u5e6b\u52a9\u4ed6\u3002<\/p>\n\n\n\n
\u5c0f\u7f8e\u958b\u59cb\u6295\u8cc7\u7684\u6642\u9593\u6bd4\u5c0f\u9ec3\u665a\uff0c\u5979\u5f9e 35 \u6b72\u958b\u59cb\uff0c\u8207\u5c0f\u9ec3\u4e00\u6a23\uff0c\u6bcf\u6708\u5b9a\u671f\u5b9a\u984d1\u842c5\u5343\u5143\u65b0\u53f0\u5e63(\u4e00\u5e7418\u842c\u5143)\uff0c\u4f46\u5979\u6301\u7e8c\u5b9a\u671f\u5b9a\u984d 30 \u5e74\uff0c\u76f4\u81f3 65 \u6b72\u3002<\/p>\n\n\n\n
\u5982\u4e0b\u5716\u6240\u793a\uff0c\u5c0f\u9ec3\u6700\u7d42\u6bd4\u5c0f\u7f8e\u64c1\u6709\u66f4\u591a\u7684\u9322\uff0c\u8d85\u904e600\u842c\u53f0\u5e63\uff0c\u4f46\u4f60\u6709\u6c92\u6709\u767c\u73fe\uff0c\u5c0f\u9ec3\u7e3d\u6295\u8cc7\u7684\u672c\u91d1\u50c5\u6709 180 \u842c\u65b0\u53f0\u5e63(\u56e0\u70ba10\u5e74)\uff0c\u800c\u5c0f\u7f8e\u7e3d\u6295\u8cc7\u7684\u672c\u91d1\u70ba 540 \u842c\u65b0\u53f0\u5e63(\u56e0\u70ba30\u5e74)\uff0c\u5c0f\u7f8e\u7684\u6295\u8cc7\u672c\u91d1\u6bd4\u5c0f\u9ec3\u6574\u6574\u591a 360 \u842c\u65b0\u53f0\u5e63\uff0c\u4f46\u6700\u5f8c\u7684\u7e3d\u8ca1\u5bcc\u7d2f\u7a4d\u537b\u662f\u8f38\u7d66\u5c0f\u9ec3\u7d04600\u842c\u53f0\u5e63\u3002<\/p>\n\n\n\n<\/figure>\n\n\n\n\u795e\u5947\u7684\u8907\u5229\u8b93\u5c0f\u9ec3\u5f9e35\u6b72\u5f8c\u7684\u672c\u5229\u548c\u8907\u5229\u7684\u6548\u679c\u9060\u9060\u8d85\u904e\u5c0f\u7f8e\u81ea\u5df1\u7684\u52aa\u529b\uff0c\u8207\u5176\u8aaa\u5c0f\u9ec3\u63d0\u65e910\u5e74\u958b\u59cb\uff0c\u4e0d\u5982\u8aaa\u795e\u5947\u7684\u8907\u5229\u8b93\u5c0f\u9ec3\u5728\u6700\u5f8c10\u5e74\u7684\u8ca1\u5bcc\u7d2f\u7a4d\uff0c\u5982\u540c\u6838\u5f48\u7d1a\u7684\u7206\u767c\u5f0f\u6210\u9577\u3002<\/p>\n\n\n\n
\u6642\u9593\u5c31\u662f\u91d1\u9322\uff0c\u5728\u5de5\u4f5c\u4e0a\u3001\u751f\u6d3b\u4e0a\u751a\u81f3\u91d1\u878d\u5e02\u5834\u4e0a\u90fd\u662f\u5982\u6b64\uff0c\u73fe\u5728\u7684\u4f60\u4e0d\u8a72\u653e\u68c4\u4efb\u4f55\u6a5f\u6703\uff0c\u4e5f\u4e0d\u8a72\u505c\u6b62\u4efb\u4f55\u6301\u7e8c\u6295\u5165\u52d5\u4f5c\uff0c\u6211\u5011\u5df2\u7d93\u70ba\u60a8\u914d\u7f6e\u597d\u9069\u5408\u9577\u671f\u6295\u8cc7\u7684ETF\u7d44\u5408\uff0c\u4e5f\u5e0c\u671b\u4f60\u53ef\u4ee5\u5728\u9019\u5834\u99ac\u62c9\u677e\u4e0a\u6301\u7e8c\u5805\u6301\u3002<\/p>\n\n\n\n
\u5c55\u671b\u4e0b\u534a\u5e74\uff0c\u6211\u5011\u6703\u6301\u7e8c\u95dc\u6ce8\u5404\u9805\u7d93\u6fdf\u6578\u64da\u8207\u7e3d\u9ad4\u74b0\u5883\u7684\u8b8a\u5316\uff0c\u4ee5\u5728\u4e0d\u78ba\u5b9a\u7684\u5e02\u5834\u72c0\u6cc1\u4e2d\u5e6b\u52a9\u60a8\u7372\u5f97\u7a69\u5065\u7684\u98a8\u96aa\u8207\u5831\u916c\uff0c\u4ee5\u5728\u8b8a\u5e7b\u83ab\u6e2c\u7684\u5e02\u5834\u74b0\u5883\u4e2d\u9054\u6210\u9577\u671f\u8ca1\u52d9\u76ee\u6a19\u3002<\/p>\n\n\n\n
<\/p>\n\n\n\n\n\n
\u3010\u91cd\u8981\u8072\u660e\u3011<\/p>\n\n\n\n
\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\uff08\u4ee5\u4e0b\u7c21\u7a31\u300c\u963f\u723e\u767c\u6295\u9867\u300d\uff09\u6240\u63d0\u4f9b\u4e4b\u5efa\u8b70\u5ba2\u6236\u6295\u8cc7\u4e4b\u5883\u5916 ETF\u7b26\u5408\u76f8\u95dc\u898f\u5b9a\u53ca\u51fd\u4ee4\u6240\u5b9a\u4e4b\u7bc4\u570d\u53ca\u689d\u4ef6\uff0c\u60df\u4e0d\u8868\u793a\u7d55\u7121\u98a8\u96aa\u3002\u5883\u5916ETF\u767c\u884c\u6a5f\u69cb\u4ee5\u5f80\u4e4b\u7d93\u7406\u7e3e\u6548\u4e0d\u4fdd\u8b49\u5883\u5916 ETF\u4e4b\u6700\u4f4e\u6295\u8cc7\u6536\u76ca\uff0c\u5883\u5916 ETF \u767c\u884c\u6a5f\u69cb\u9664\u76e1\u5584\u826f\u7ba1\u7406\u4eba\u4e4b\u6ce8\u610f\u7fa9\u52d9\u5916\uff0c\u4e0d\u8ca0\u8cac ETF\u4e4b\u76c8\u8667\uff0c\u4ea6\u4e0d\u4fdd\u8b49\u6700\u4f4e\u4e4b\u6536\u76ca\uff0c\u6295\u8cc7\u4eba\u7533\u8cfc\u524d\u61c9\u8a73\u95b1\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u3002<\/p>\n\n\n\n
\u6709\u95dc\u5883\u5916ETF\u61c9\u8ca0\u64d4\u4e4b\u8cbb\u7528\u5df2\u63ed\u9732\u65bc\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u6216\u6295\u8cc7\u4eba\u9808\u77e5\u4e2d\uff0c\u6295\u8cc7\u4eba\u5982\u9700\u76f8\u95dc\u516c\u958b\u8aaa\u660e\u8cc7\u6599\uff0c\u53ef\u8acb\u6c42\u963f\u723e\u767c\u6295\u9867\u63d0\u4f9b\u4e4b\uff0c\u4e26\u540c\u610f\u53d7\u8a17\u4eba\u63d0\u4f9b\u4e4b\u539f\u6587\u516c\u958b\u8aaa\u660e\u66f8\u5f97\u4e0d\u6458\u8b6f\u70ba\u4e2d\u6587\uff0c\u6216\u81ea\u884c\u81f3\u5916\u570b\u6709\u50f9\u8b49\u5238\u4ea4\u6613\u6240\u6216\u5883\u5916 ETF \u767c\u884c\u6a5f\u69cb\u4e4b\u5b98\u65b9\u7db2\u7ad9\u4e0a\u67e5\u8a62\uff0c\u81ea\u884c\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u3002\u6295\u8cc7\u4eba\u56e0\u4e0d\u540c\u6642\u9593\u9032\u5834\uff0c\u5c07\u6709\u4e0d\u540c\u4e4b\u6295\u8cc7\u7e3e\u6548\uff0c\u904e\u53bb\u4e4b\u7e3e\u6548\u4ea6\u4e0d\u4ee3\u8868\u672a\u4f86\u7e3e\u6548\u4e4b\u4fdd\u8b49\u3002\u4ee5\u904e\u53bb\u7e3e\u6548\u9032\u884c\u6a21\u64ec\u6295\u8cc7\u7d44\u5408\u4e4b\u5831\u916c\u7387\u6642\uff0c\u50c5\u70ba\u6b77\u53f2\u8cc7\u6599\u6a21\u64ec\u6295\u8cc7\u7d44\u5408\u4e4b\u7d50\u679c\uff0c\u4e0d\u4ee3\u8868\u672c\u6295\u8cc7\u7d44\u5408\u4e4b\u5be6\u969b\u5831\u916c\u7387\u53ca\u672a\u4f86\u7e3e\u6548\u4fdd\u8b49\uff0c\u4e0d\u540c\u6642\u9593\u9032\u884c\u6a21\u64ec\u64cd\u4f5c\uff0c\u7d50\u679c\u53ef\u80fd\u4e0d\u540c\u3002<\/p>\n\n\n\n
\u963f\u723e\u767c\u6295\u9867\u81ea\u7576\u76e1\u529b\u63d0\u4f9b\u6b63\u78ba\u8cc7\u8a0a\uff0c\u6240\u8f09\u8cc7\u6599\u5747\u4f86\u81ea\u6216\u672c\u8af8\u6211\u5011\u76f8\u4fe1\u53ef\u9760\u4e4b\u4f86\u6e90\uff0c\u4f46\u5c0d\u5176\u5b8c\u6574\u6027\u3001\u5373\u6642\u6027\u548c\u6b63\u78ba\u6027\u4e0d\u505a\u4efb\u4f55\u64d4\u4fdd\uff0c\u5982\u6709\u932f\u6f0f\u6216\u758f\u5ffd\uff0c\u672c\u516c\u53f8\u6216\u95dc\u4fc2\u4f01\u696d\u8207\u5176\u4efb\u4f55\u8463\u4e8b\u6216\u53d7\u50f1\u4eba\u7b49\uff0c\u5c0d\u6b64\u4e0d\u8ca0\u4efb\u4f55\u6cd5\u5f8b\u8cac\u4efb\u3002<\/p>\n\n\n\n
\u672c\u6587\u8cc7\u6599\u50c5\u4f9b\u53c3\u8003\u4e4b\u7528\uff0c\u6295\u8cc7\u6642\u61c9\u5be9\u614e\u8a55\u4f30\u3002\u672c\u6587\u63d0\u53ca\u963f\u723e\u767c\u6295\u8cc7\u7d44\u5408\u4e4b\u56de\u6e2c\u8cc7\u6599\u8aaa\u660e\u63a1\u7528 Vanguard Total Stock Market ETF\u3001 Vanguard FTSE Developed Market ETF\u3001Vanguard FTSE All-World ex-US Small-Cap\u3001Vanguard Real Estate ETF\u3001Vanguard Global ex-US Real Estate ETF\u3001Vanguard Total World Bond ETF\u8ffd\u8e64\u4e4b\uff0cRussell 1000 TR USD\u3001S&P Global Ex US Large TR USD\u3001S&P Developed Ex US MidSmall TR USD\u3001S&P Global REIT TR USD\u3001S&P Global Ex US Large TR USD\u3001BBgBarc US Agg Bond TR USD\u3001BBgBarc Global Aggregate TR Hdg USD\u3002\u5176\u4ed6\u5168\u7403\u7d93\u6fdf\u6307\u6578\u63a1\u7528 MSCI ACWI All Cap\u3001S&P 500\u3001MSCI EAFE\u3001MSCI EM\u3001TSEC TAIEX\u3001DJ Industrial Index\u3001NASDAQ Composite Index\u3001S&P 500\u3001MSCI China A50 Index\u3001Hanh Seng HIS Index\u3001Nikkei 225\u3001KOSPI Index\u3001FTSE 100\u3001FSE DAX\u3001Paris CAC 40\u3002\u672c\u6587\u63d0\u53ca\u4e4b\u7d93\u6fdf\u8d70\u52e2\u9810\u6e2c\u4e0d\u5fc5\u7136\u4ee3\u8868\u76f8\u95dc\u5883\u5916 ETF \u4e4b\u7e3e\u6548\u7372\u5176\u5be6\u969b\u672a\u4f86\u72c0\u6cc1\uff0c\u5176\u4ed6\u76f8\u95dc\u5883\u5916 ETF \u4e4b\u6295\u8cc7\u98a8\u96aa\u8acb\u8a73\u95b1\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u3002<\/p>\n\n\n\n
\u672c\u6587\u50c5\u70ba\u963f\u723e\u767c\u6295\u9867\u63d0\u4f9b\u5ba2\u6236\u4e4b\u4e00\u822c\u53c3\u8003\u8cc7\u6599\uff0c\u4e26\u975e\u91dd\u5c0d\u5ba2\u6236\u4e4b\u7279\u5b9a\u9700\u6c42\u6240\u505a\u4e4b\u6295\u8cc7\u5efa\u8b70\uff0c\u672a\u8003\u91cf\u500b\u5225\u6295\u8cc7\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u8207\u9700\u6c42\uff0c\u6545\u672c\u6587\u6240\u63d0\u4f9b\u7684\u8cc7\u8a0a\u7121\u6cd5\u9069\u7528\u65bc\u6240\u6709\u6295\u8cc7\u4eba\uff0c\u6295\u8cc7\u4eba\u61c9\u81ea\u884c\u5224\u65b7\u6295\u8cc7\u98a8\u96aa\uff0c\u4e0d\u61c9\u5c07\u672c\u8cc7\u6599\u8996\u70ba\u6295\u8cc7\u4e4b\u552f\u4e00\u4f9d\u64da\uff0c\u82e5\u6709\u6295\u8cc7\u640d\u76ca\u6216\u56e0\u4f7f\u7528\u672c\u8cc7\u6599\u6240\u751f\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6295\u8cc7\u7d50\u679c\u61c9\u7531\u6295\u8cc7\u4eba\u81ea\u884c\u8ca0\u8cac\u3002\u672c\u6587\u4ef6\u4e4b\u88fd\u4f5c\uff0c\u4fc2\u4ee5\u672c\u516c\u53f8\u8a8d\u70ba\u53ef\u9760\u4e4b\u8cc7\u8a0a\u70ba\u4f9d\u64da\uff0c\u672c\u516c\u53f8\u96d6\u76e1\u529b\u4f7f\u7528\u53ef\u9760\u4e14\u5ee3\u6cdb\u7684\u8cc7\u8a0a\uff0c\u4f46\u672c\u516c\u53f8\u4e26\u4e0d\u4fdd\u8b49\u5404\u9805\u8cc7\u8a0a\u4e4b\u5b8c\u6574\u6027\u53ca\u6b63\u78ba\u6027\u3002\u672c\u6587\u4ef6\u4e2d\u6240\u63d0\u51fa\u4e4b\u610f\u898b\u4fc2\u70ba\u672c\u6587\u4ef6\u51fa\u7248\u7576\u6642\u7684\u610f\u898b\uff0c\u76f8\u95dc\u8cc7\u8a0a\u6216\u610f\u898b\u82e5\u6709\u8b8a\u66f4\uff0c\u672c\u516c\u53f8\u5c07\u4e0d\u6703\u53e6\u884c\u901a\u77e5\u3002\u672c\u516c\u53f8\u4ea6\u7121\u7fa9\u52d9\u66f4\u65b0\u672c\u6587\u4ef6\u4e4b\u5167\u5bb9\u6216\u8ffd\u8e64\u7814\u7a76\u672c\u6587\u4ef6\u6240\u6db5\u84cb\u4e4b\u4e3b\u984c\u3002\u672c\u6587\u4ef6\u4e0d\u5f97\u8996\u70ba\u8cb7\u8ce3\u6709\u50f9\u8b49\u5238\u6216\u5176\u4ed6\u91d1\u878d\u5546\u54c1\u7684\u8981\u7d04\u6216\u8981\u7d04\u4e4b\u5f15\u8a98\u3002\u672c\u6587\u5167\u5bb9\u975e\u7d93\u963f\u723e\u767c\u6295\u9867\u540c\u610f\uff0c\u8acb\u52ff\u4efb\u610f\u7bc0\u9304\u3001\u4fee\u6539\u6216\u8f49\u8f09\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u672c\u6708\u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u554f\u984c\u6210\u70ba\u7126\u9ede\uff0c\u884c\u653f\u8207\u7acb\u6cd5\u3001\u6c11\u4e3b\u5171\u548c\u5169\u9ee8\u7684\u653b\u9632\u62c9\u92f8\u5f71\u97ff\u80a1\u5e02\u6ce2\u52d5\u3002\u6240\u5e78\u6708\u5e95\u9054\u6210\u5354\u8b70\uff0c\u50b5\u52d9\u4e0a\u9650\u9032\u4e00\u6b65 […]<\/p>\n","protected":false},"author":2,"featured_media":6705,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[190,251,416],"class_list":["post-6691","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-update","tag-190","tag-251","tag-416"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6691"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6691\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/6705"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6691"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\u7f8e\u570b3\u500b\u6708\u516c\u50b5\u6536\u76ca\u7387\u5f9e5.05%\u6f32\u81f35.42%\uff0c2\u5e74\u671f\u516c\u50b5\u6536\u76ca\u7387\u5f9e4.14%\u4e0a\u6f32\u81f34.39%\uff0c10\u5e74\u671f3.57%\u4e0a\u6f32\u81f33.64%\u3002\u82f1\u570b10\u5e74\u671f\u516c\u50b5\u5f9e3.72%\u4e0a\u6f32\u81f34.18%\u3002\u65e5\u672c10\u5e74\u671f\u516c\u50b5\u5f9e0.396%\u6f32\u52300.42%\u3002<\/p>\n\n\n\n
\u5e02\u5834\u9810\u4f30\u7f8e\u570b\u5229\u7387\u8d8a\u4f86\u8d8a\u63a5\u8fd1\u89f8\u9802\uff0c\u8003\u91cf\u5230\u76ee\u524d\u5229\u7387\u6c34\u6e96\u5df2\u9ad8\uff0c\u4e14\u5347\u606f\u7684\u5f71\u97ff\u4ecd\u5728\u6301\u7e8c\u767c\u9175\uff0c\u672c\u6708\u5229\u7387\u5728\u5340\u9593\u6ce2\u52d5\u3002\u806f\u6e96\u6703\u7684\u8072\u660e\u5df2\u5c07\u63aa\u8fad\u8abf\u6574\u70ba\u8981\u8003\u91cf\u8af8\u591a\u56e0\u7d20\u4f86\u6c7a\u5b9a\u7dca\u7e2e\u689d\u4ef6\uff0c\u4f46\u662f\u76f8\u95dc\u5229\u7387\u6c7a\u7b56\u59d4\u54e1\u7684\u767c\u8a00\u4e0d\u4e00\u81f4\uff0c\u4ecd\u9700\u89c0\u5bdf\u5f8c\u7e8c\u76f8\u95dc\u6c7a\u7b56\u3002<\/p>\n\n\n\n
\n\n\n\n
\u963f\u723e\u767c\u6838\u5fc3\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/strong><\/h1>\n\n\n\n <\/td> 5\u6708\u6295\u7d44\u5831\u916c(%)<\/strong><\/td>\u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/strong><\/td>\u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/strong><\/td>\u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/strong><\/td><\/tr>\u963f\u723e\u767c\u6838\u5fc330<\/td> -0.92<\/td> -1.70<\/td> 0.78<\/td> 4.03<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc335<\/td> -0.96<\/td> -1.66<\/td> 0.70<\/td> 4.22<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc340<\/td> -0.98<\/td> -1.62<\/td> 0.64<\/td> 4.44<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc345<\/td> -1.04<\/td> -1.58<\/td> 0.54<\/td> 4.48<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc350<\/td> -1.08<\/td> -1.54<\/td> 0.45<\/td> 4.59<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc355<\/td> -1.19<\/td> -1.50<\/td> 0.30<\/td> 4.70<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc360<\/td> -1.26<\/td> -1.27<\/td> 0.01<\/td> 4.82<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc365<\/td> -1.30<\/td> -1.25<\/td> -0.06<\/td> 4.97<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc370<\/td> -1.37<\/td> -1.37<\/td> 0.01<\/td> 5.15<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc375<\/td> -1.41<\/td> -1.33<\/td> -0.08<\/td> 5.29<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc380<\/td> -1.45<\/td> -1.29<\/td> -0.16<\/td> 5.47<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc385<\/td> -1.53<\/td> -1.25<\/td> -0.28<\/td> 5.51<\/td><\/tr> \u963f\u723e\u767c\u6838\u5fc390<\/td> -1.62<\/td> -1.07<\/td> -0.55<\/td> 5.60<\/td><\/tr><\/tbody><\/table>\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/05\/31\u3002\u5e63\u5225 : \u7f8e\u5143
\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n\n- \u6708\u5167\u79d1\u6280\u8cc7\u8a0a\u985e\u80a1\u4e00\u652f\u7368\u79c0\uff0c\u5176\u9918\u985e\u80a1\u3001\u50b5\u5e02\u8868\u73fe\u5747\u4e0d\u4f73\uff0c\u963f\u723e\u767c\u6838\u5fc3\u6295\u7d44\u8868\u73fe\u8207\u57fa\u6e96\u6307\u6578\u5448\u73fe\u4e00\u81f4\uff0c\u5927\u81f4\u4ee5\u4e9b\u5fae\u8dcc\u5e45\u4f5c\u6536\uff0c\u5f9e\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u69754\u6708\u5831\u916c\u7d04-0.92%\u81f3-1.62%\u3002<\/li>\n\n\n\n
- \u6211\u5011\u76846\u5927\u8cc7\u7522\u985e\u578b\u4e2d\uff0c\u7f8e\u570b\u8207\u5168\u7403\u623f\u5730\u7522REITs\u5728\u4e94\u6708\u7684\u8868\u73fe\u6700\u70ba\u5dee\u52c1\uff0c\u4f46\u6839\u64da\u7d71\u8a08REITs\u5728\u806f\u6e96\u6703\uff08Fed\uff09\u505c\u6b62\u5347\u606f\u5f8c\uff0c\u77ed\u3001\u4e2d\u53ca\u9577\u671f\u8868\u73fe\u5747\u76f8\u7576\u51fa\u8272\uff0c\u4e14\u8868\u73fe\u9818\u5148\u4e16\u754c\u80a1\u5e02\u6307\u6578\u3002\u76ee\u524d\u5e02\u5834\u9810\u671f\uff0cFed\u5347\u606f\u6b65\u5411\u7d42\u9ede\uff0c\u6709\u52a9REITs\u672a\u4f86\u8868\u73fe\uff0c\u4ee5\u4f01\u696d\u7372\u5229\u524d\u666f\u800c\u8a00\uff0c\u7f8e\u570bREITs\u4e5f\u512a\u65bc\u5927\u76e4\uff0c\u52a0\u4e0aREITs\u53bb\u5e74\u8dcc\u6df1\uff0c\u6298\u50f9\u5e45\u5ea6\u5927\uff0c\u63d0\u4f9b\u826f\u597d\u6295\u8cc7\u6a5f\u6703\u3002<\/li>\n\n\n\n
- \u5e74\u521d\u81f3\u4eca\u7684\u8868\u73fe\u76f8\u5c0d\u5b89\u7a69\uff0c\u5118\u7ba1\u672c\u6708\u7565\u6709\u4e0b\u8dcc\uff0c\u4eca\u5e74\u4ee5\u4f86\u8868\u73fe\u4f9d\u7136\u7a69\u5065\uff0c\u5f9e\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u6975\u7684\u6295\u8cc7\u7d44\u5408\u5831\u916c\u70ba4.03\u81f35.6%\u3002<\/li>\n<\/ul>\n\n\n\n
\u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/strong><\/h1>\n\n\n\n <\/td> 5\u6708\u6295\u7d44\u5831\u916c(%)<\/td> \u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/td> \u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/td> \u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/td><\/tr> \u53f0\u5927\u6295\u7d4430<\/td> -1.42<\/td> -1.70<\/td> 0.28<\/td> 4.80<\/td><\/tr> \u53f0\u5927\u6295\u7d4440<\/td> -1.33<\/td> -1.62<\/td> 0.29<\/td> 5.17<\/td><\/tr> \u53f0\u5927\u6295\u7d4460<\/td> -1.12<\/td> -1.27<\/td> 0.15<\/td> 5.90<\/td><\/tr> \u53f0\u5927\u6295\u7d4480<\/td> -0.76<\/td> -1.29<\/td> 0.53<\/td> 6.87<\/td><\/tr><\/tbody><\/table>\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/05\/31\u3002\u5e63\u5225 : \u7f8e\u5143
\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n<\/p>\n\n\n\n
\n- \u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u7d44\u4e2d\u7279\u5225\u914d\u7f6e\u8f03\u9ad8\u6bd4\u4f8b\u5728\u53f0\u80a1ETF\u90e8\u4f4d\uff0c\u56e0\u6b64\u53cd\u800c\u7a4d\u6975\u578b\u6295\u7d44\u8868\u73fe\u8f03\u4f73\uff0c\u53f0\u80a15\u6708\u6536\u6f326.47%\uff0c\u7de9\u885d\u5df2\u958b\u767c\u570b\u5bb6\u5e02\u5834\u7684\u8dcc\u5e45\uff0c\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u6975\u7684\u5831\u916c\u70ba-1.42%\u5230-0.76%\u3002<\/li>\n\n\n\n
- \u53d7\u5230\u53f0\u80a1\u7d05\u5229\u5e36\u52d5\uff0c\u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u7d44\u4eca\u5e74\u4ee5\u4f86\u8868\u73fe\u76f8\u5c0d\u8f03\u4f73\uff0c\u5831\u916c\u7387\u70ba4.8%\u52306.87%\uff0c\u76f8\u5c0d\u57fa\u6e96\u6307\u6578\u4e5f\u6709\u4eae\u773c\u8868\u73fe\u3002<\/li>\n<\/ul>\n\n\n\n
\n\n\n\n\u795e\u5947\u7684\u8907\u5229\uff0c\u8acb\u63d0\u65e9\u958b\u59cb\u4e26\u5805\u6301<\/strong><\/h1>\n\n\n\n\u6295\u8cc7\u662f\u4e00\u5834\u99ac\u62c9\u677e\uff0c\u963f\u723e\u767c\u662f\u60a8\u7a4d\u7d2f\u8ca1\u5bcc\u6700\u5f97\u529b\u7684\u52a9\u624b\uff0c\u56e0\u70ba\u9577\u9014\u7684\u99ac\u62c9\u677e\u4e2d\uff0c\u6211\u5011\u6703\u4e0d\u65b7\u5730\u63d0\u9192\u4f60\u8207\u5e6b\u52a9\u4f60\uff0c\u76f4\u5230\u60a8\u9054\u5230\u76ee\u6a19\u70ba\u6b62\u3002<\/p>\n\n\n\n
\u91d1\u9322\u9577\u671f\u8907\u5229\u6efe\u5b58\u7684\u7d50\u679c\uff0c\u662f\u4ee4\u4eba\u656c\u754f\u7684\u3002\u5982\u679c\u7f8e\u570b\u9996\u4f4d\u7e3d\u7d71\u55ac\u6cbb\uff0e\u83ef\u76db\u9813\uff08George Washington\uff091789\u5e74\u7b2c\u4e00\u6b21\u9818\u53d6\u7e3d\u7d71\u85aa\u8cc7\u5f8c\u62ff\u51fa1\u7f8e\u5143\u4f86\u6295\u8cc7\uff0c\u5e74\u5831\u916c\u73878%\uff08\u904e\u53bb200\u5e74\u80a1\u7968\u7684\u5e74\u5747\u5831\u916c\u7387\uff09\uff0c\u4ed6\u7684\u7e7c\u627f\u4eba\u4eca\u5929\u5c07\u53ef\u7372\u5f97\u7d04800\u842c\u7f8e\u5143\u3002<\/p>\n\n\n\n
\u8981\u5f9e\u8907\u5229\u4e2d\u7372\u76ca\uff0c\u8acb\u8a18\u4f4f\u6642\u9593\u662f\u60a8\u6700\u597d\u7684\u670b\u53cb\u3002\u60a8\u8d8a\u65e9\u958b\u59cb\u6295\u8cc7\uff0c\u60a8\u7684\u8cc7\u91d1\u589e\u9577\u6f5b\u529b\u5c31\u8d8a\u5927\u3002<\/p>\n\n\n\n
\u8b93\u6211\u5011\u770b\u770b\u5169\u500b\u670b\u53cb\uff0c\u5c0f\u9ec3\u548c\u5c0f\u7f8e\uff0c\u4ed6\u5011\u90fd\u662f\u9078\u64c7\u963f\u723e\u767c\u6838\u5fc380 \u7684\u6295\u8cc7\u7d44\u5408\u9032\u884c\u6295\u8cc7\uff0c\u5e74\u5316\u5831\u916c\u7387\u7d04 8%\u3002<\/p>\n\n\n\n
\u5c0f\u9ec3\u5f9e 25 \u6b72\u958b\u59cb\u6295\u8cc7\u3002\u4ed6\u6bcf\u6708\u5b9a\u671f\u5b9a\u984d1\u842c5\u5343\u5143\u65b0\u53f0\u5e63(\u4e00\u5e7418\u842c\u5143)\uff0c\u53ea\u5b9a\u671f\u5b9a\u984d 10 \u5e74\u3002\u6b64\u5f8c\uff0c\u4ed6\u505c\u6b62\u7e7c\u7e8c\u5b9a\u671f\u5b9a\u984d\uff0c\u50c5\u5b58\u653e\u5728\u6295\u8cc7\u5e33\u6236\u8b93\u6642\u9593\u5e6b\u52a9\u4ed6\u3002<\/p>\n\n\n\n
\u5c0f\u7f8e\u958b\u59cb\u6295\u8cc7\u7684\u6642\u9593\u6bd4\u5c0f\u9ec3\u665a\uff0c\u5979\u5f9e 35 \u6b72\u958b\u59cb\uff0c\u8207\u5c0f\u9ec3\u4e00\u6a23\uff0c\u6bcf\u6708\u5b9a\u671f\u5b9a\u984d1\u842c5\u5343\u5143\u65b0\u53f0\u5e63(\u4e00\u5e7418\u842c\u5143)\uff0c\u4f46\u5979\u6301\u7e8c\u5b9a\u671f\u5b9a\u984d 30 \u5e74\uff0c\u76f4\u81f3 65 \u6b72\u3002<\/p>\n\n\n\n
\u5982\u4e0b\u5716\u6240\u793a\uff0c\u5c0f\u9ec3\u6700\u7d42\u6bd4\u5c0f\u7f8e\u64c1\u6709\u66f4\u591a\u7684\u9322\uff0c\u8d85\u904e600\u842c\u53f0\u5e63\uff0c\u4f46\u4f60\u6709\u6c92\u6709\u767c\u73fe\uff0c\u5c0f\u9ec3\u7e3d\u6295\u8cc7\u7684\u672c\u91d1\u50c5\u6709 180 \u842c\u65b0\u53f0\u5e63(\u56e0\u70ba10\u5e74)\uff0c\u800c\u5c0f\u7f8e\u7e3d\u6295\u8cc7\u7684\u672c\u91d1\u70ba 540 \u842c\u65b0\u53f0\u5e63(\u56e0\u70ba30\u5e74)\uff0c\u5c0f\u7f8e\u7684\u6295\u8cc7\u672c\u91d1\u6bd4\u5c0f\u9ec3\u6574\u6574\u591a 360 \u842c\u65b0\u53f0\u5e63\uff0c\u4f46\u6700\u5f8c\u7684\u7e3d\u8ca1\u5bcc\u7d2f\u7a4d\u537b\u662f\u8f38\u7d66\u5c0f\u9ec3\u7d04600\u842c\u53f0\u5e63\u3002<\/p>\n\n\n\n<\/figure>\n\n\n\n\u795e\u5947\u7684\u8907\u5229\u8b93\u5c0f\u9ec3\u5f9e35\u6b72\u5f8c\u7684\u672c\u5229\u548c\u8907\u5229\u7684\u6548\u679c\u9060\u9060\u8d85\u904e\u5c0f\u7f8e\u81ea\u5df1\u7684\u52aa\u529b\uff0c\u8207\u5176\u8aaa\u5c0f\u9ec3\u63d0\u65e910\u5e74\u958b\u59cb\uff0c\u4e0d\u5982\u8aaa\u795e\u5947\u7684\u8907\u5229\u8b93\u5c0f\u9ec3\u5728\u6700\u5f8c10\u5e74\u7684\u8ca1\u5bcc\u7d2f\u7a4d\uff0c\u5982\u540c\u6838\u5f48\u7d1a\u7684\u7206\u767c\u5f0f\u6210\u9577\u3002<\/p>\n\n\n\n
\u6642\u9593\u5c31\u662f\u91d1\u9322\uff0c\u5728\u5de5\u4f5c\u4e0a\u3001\u751f\u6d3b\u4e0a\u751a\u81f3\u91d1\u878d\u5e02\u5834\u4e0a\u90fd\u662f\u5982\u6b64\uff0c\u73fe\u5728\u7684\u4f60\u4e0d\u8a72\u653e\u68c4\u4efb\u4f55\u6a5f\u6703\uff0c\u4e5f\u4e0d\u8a72\u505c\u6b62\u4efb\u4f55\u6301\u7e8c\u6295\u5165\u52d5\u4f5c\uff0c\u6211\u5011\u5df2\u7d93\u70ba\u60a8\u914d\u7f6e\u597d\u9069\u5408\u9577\u671f\u6295\u8cc7\u7684ETF\u7d44\u5408\uff0c\u4e5f\u5e0c\u671b\u4f60\u53ef\u4ee5\u5728\u9019\u5834\u99ac\u62c9\u677e\u4e0a\u6301\u7e8c\u5805\u6301\u3002<\/p>\n\n\n\n
\u5c55\u671b\u4e0b\u534a\u5e74\uff0c\u6211\u5011\u6703\u6301\u7e8c\u95dc\u6ce8\u5404\u9805\u7d93\u6fdf\u6578\u64da\u8207\u7e3d\u9ad4\u74b0\u5883\u7684\u8b8a\u5316\uff0c\u4ee5\u5728\u4e0d\u78ba\u5b9a\u7684\u5e02\u5834\u72c0\u6cc1\u4e2d\u5e6b\u52a9\u60a8\u7372\u5f97\u7a69\u5065\u7684\u98a8\u96aa\u8207\u5831\u916c\uff0c\u4ee5\u5728\u8b8a\u5e7b\u83ab\u6e2c\u7684\u5e02\u5834\u74b0\u5883\u4e2d\u9054\u6210\u9577\u671f\u8ca1\u52d9\u76ee\u6a19\u3002<\/p>\n\n\n\n
<\/p>\n\n\n\n\n\n
\u3010\u91cd\u8981\u8072\u660e\u3011<\/p>\n\n\n\n
\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\uff08\u4ee5\u4e0b\u7c21\u7a31\u300c\u963f\u723e\u767c\u6295\u9867\u300d\uff09\u6240\u63d0\u4f9b\u4e4b\u5efa\u8b70\u5ba2\u6236\u6295\u8cc7\u4e4b\u5883\u5916 ETF\u7b26\u5408\u76f8\u95dc\u898f\u5b9a\u53ca\u51fd\u4ee4\u6240\u5b9a\u4e4b\u7bc4\u570d\u53ca\u689d\u4ef6\uff0c\u60df\u4e0d\u8868\u793a\u7d55\u7121\u98a8\u96aa\u3002\u5883\u5916ETF\u767c\u884c\u6a5f\u69cb\u4ee5\u5f80\u4e4b\u7d93\u7406\u7e3e\u6548\u4e0d\u4fdd\u8b49\u5883\u5916 ETF\u4e4b\u6700\u4f4e\u6295\u8cc7\u6536\u76ca\uff0c\u5883\u5916 ETF \u767c\u884c\u6a5f\u69cb\u9664\u76e1\u5584\u826f\u7ba1\u7406\u4eba\u4e4b\u6ce8\u610f\u7fa9\u52d9\u5916\uff0c\u4e0d\u8ca0\u8cac ETF\u4e4b\u76c8\u8667\uff0c\u4ea6\u4e0d\u4fdd\u8b49\u6700\u4f4e\u4e4b\u6536\u76ca\uff0c\u6295\u8cc7\u4eba\u7533\u8cfc\u524d\u61c9\u8a73\u95b1\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u3002<\/p>\n\n\n\n
\u6709\u95dc\u5883\u5916ETF\u61c9\u8ca0\u64d4\u4e4b\u8cbb\u7528\u5df2\u63ed\u9732\u65bc\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u6216\u6295\u8cc7\u4eba\u9808\u77e5\u4e2d\uff0c\u6295\u8cc7\u4eba\u5982\u9700\u76f8\u95dc\u516c\u958b\u8aaa\u660e\u8cc7\u6599\uff0c\u53ef\u8acb\u6c42\u963f\u723e\u767c\u6295\u9867\u63d0\u4f9b\u4e4b\uff0c\u4e26\u540c\u610f\u53d7\u8a17\u4eba\u63d0\u4f9b\u4e4b\u539f\u6587\u516c\u958b\u8aaa\u660e\u66f8\u5f97\u4e0d\u6458\u8b6f\u70ba\u4e2d\u6587\uff0c\u6216\u81ea\u884c\u81f3\u5916\u570b\u6709\u50f9\u8b49\u5238\u4ea4\u6613\u6240\u6216\u5883\u5916 ETF \u767c\u884c\u6a5f\u69cb\u4e4b\u5b98\u65b9\u7db2\u7ad9\u4e0a\u67e5\u8a62\uff0c\u81ea\u884c\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u3002\u6295\u8cc7\u4eba\u56e0\u4e0d\u540c\u6642\u9593\u9032\u5834\uff0c\u5c07\u6709\u4e0d\u540c\u4e4b\u6295\u8cc7\u7e3e\u6548\uff0c\u904e\u53bb\u4e4b\u7e3e\u6548\u4ea6\u4e0d\u4ee3\u8868\u672a\u4f86\u7e3e\u6548\u4e4b\u4fdd\u8b49\u3002\u4ee5\u904e\u53bb\u7e3e\u6548\u9032\u884c\u6a21\u64ec\u6295\u8cc7\u7d44\u5408\u4e4b\u5831\u916c\u7387\u6642\uff0c\u50c5\u70ba\u6b77\u53f2\u8cc7\u6599\u6a21\u64ec\u6295\u8cc7\u7d44\u5408\u4e4b\u7d50\u679c\uff0c\u4e0d\u4ee3\u8868\u672c\u6295\u8cc7\u7d44\u5408\u4e4b\u5be6\u969b\u5831\u916c\u7387\u53ca\u672a\u4f86\u7e3e\u6548\u4fdd\u8b49\uff0c\u4e0d\u540c\u6642\u9593\u9032\u884c\u6a21\u64ec\u64cd\u4f5c\uff0c\u7d50\u679c\u53ef\u80fd\u4e0d\u540c\u3002<\/p>\n\n\n\n
\u963f\u723e\u767c\u6295\u9867\u81ea\u7576\u76e1\u529b\u63d0\u4f9b\u6b63\u78ba\u8cc7\u8a0a\uff0c\u6240\u8f09\u8cc7\u6599\u5747\u4f86\u81ea\u6216\u672c\u8af8\u6211\u5011\u76f8\u4fe1\u53ef\u9760\u4e4b\u4f86\u6e90\uff0c\u4f46\u5c0d\u5176\u5b8c\u6574\u6027\u3001\u5373\u6642\u6027\u548c\u6b63\u78ba\u6027\u4e0d\u505a\u4efb\u4f55\u64d4\u4fdd\uff0c\u5982\u6709\u932f\u6f0f\u6216\u758f\u5ffd\uff0c\u672c\u516c\u53f8\u6216\u95dc\u4fc2\u4f01\u696d\u8207\u5176\u4efb\u4f55\u8463\u4e8b\u6216\u53d7\u50f1\u4eba\u7b49\uff0c\u5c0d\u6b64\u4e0d\u8ca0\u4efb\u4f55\u6cd5\u5f8b\u8cac\u4efb\u3002<\/p>\n\n\n\n
\u672c\u6587\u8cc7\u6599\u50c5\u4f9b\u53c3\u8003\u4e4b\u7528\uff0c\u6295\u8cc7\u6642\u61c9\u5be9\u614e\u8a55\u4f30\u3002\u672c\u6587\u63d0\u53ca\u963f\u723e\u767c\u6295\u8cc7\u7d44\u5408\u4e4b\u56de\u6e2c\u8cc7\u6599\u8aaa\u660e\u63a1\u7528 Vanguard Total Stock Market ETF\u3001 Vanguard FTSE Developed Market ETF\u3001Vanguard FTSE All-World ex-US Small-Cap\u3001Vanguard Real Estate ETF\u3001Vanguard Global ex-US Real Estate ETF\u3001Vanguard Total World Bond ETF\u8ffd\u8e64\u4e4b\uff0cRussell 1000 TR USD\u3001S&P Global Ex US Large TR USD\u3001S&P Developed Ex US MidSmall TR USD\u3001S&P Global REIT TR USD\u3001S&P Global Ex US Large TR USD\u3001BBgBarc US Agg Bond TR USD\u3001BBgBarc Global Aggregate TR Hdg USD\u3002\u5176\u4ed6\u5168\u7403\u7d93\u6fdf\u6307\u6578\u63a1\u7528 MSCI ACWI All Cap\u3001S&P 500\u3001MSCI EAFE\u3001MSCI EM\u3001TSEC TAIEX\u3001DJ Industrial Index\u3001NASDAQ Composite Index\u3001S&P 500\u3001MSCI China A50 Index\u3001Hanh Seng HIS Index\u3001Nikkei 225\u3001KOSPI Index\u3001FTSE 100\u3001FSE DAX\u3001Paris CAC 40\u3002\u672c\u6587\u63d0\u53ca\u4e4b\u7d93\u6fdf\u8d70\u52e2\u9810\u6e2c\u4e0d\u5fc5\u7136\u4ee3\u8868\u76f8\u95dc\u5883\u5916 ETF \u4e4b\u7e3e\u6548\u7372\u5176\u5be6\u969b\u672a\u4f86\u72c0\u6cc1\uff0c\u5176\u4ed6\u76f8\u95dc\u5883\u5916 ETF \u4e4b\u6295\u8cc7\u98a8\u96aa\u8acb\u8a73\u95b1\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u3002<\/p>\n\n\n\n
\u672c\u6587\u50c5\u70ba\u963f\u723e\u767c\u6295\u9867\u63d0\u4f9b\u5ba2\u6236\u4e4b\u4e00\u822c\u53c3\u8003\u8cc7\u6599\uff0c\u4e26\u975e\u91dd\u5c0d\u5ba2\u6236\u4e4b\u7279\u5b9a\u9700\u6c42\u6240\u505a\u4e4b\u6295\u8cc7\u5efa\u8b70\uff0c\u672a\u8003\u91cf\u500b\u5225\u6295\u8cc7\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u8207\u9700\u6c42\uff0c\u6545\u672c\u6587\u6240\u63d0\u4f9b\u7684\u8cc7\u8a0a\u7121\u6cd5\u9069\u7528\u65bc\u6240\u6709\u6295\u8cc7\u4eba\uff0c\u6295\u8cc7\u4eba\u61c9\u81ea\u884c\u5224\u65b7\u6295\u8cc7\u98a8\u96aa\uff0c\u4e0d\u61c9\u5c07\u672c\u8cc7\u6599\u8996\u70ba\u6295\u8cc7\u4e4b\u552f\u4e00\u4f9d\u64da\uff0c\u82e5\u6709\u6295\u8cc7\u640d\u76ca\u6216\u56e0\u4f7f\u7528\u672c\u8cc7\u6599\u6240\u751f\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6295\u8cc7\u7d50\u679c\u61c9\u7531\u6295\u8cc7\u4eba\u81ea\u884c\u8ca0\u8cac\u3002\u672c\u6587\u4ef6\u4e4b\u88fd\u4f5c\uff0c\u4fc2\u4ee5\u672c\u516c\u53f8\u8a8d\u70ba\u53ef\u9760\u4e4b\u8cc7\u8a0a\u70ba\u4f9d\u64da\uff0c\u672c\u516c\u53f8\u96d6\u76e1\u529b\u4f7f\u7528\u53ef\u9760\u4e14\u5ee3\u6cdb\u7684\u8cc7\u8a0a\uff0c\u4f46\u672c\u516c\u53f8\u4e26\u4e0d\u4fdd\u8b49\u5404\u9805\u8cc7\u8a0a\u4e4b\u5b8c\u6574\u6027\u53ca\u6b63\u78ba\u6027\u3002\u672c\u6587\u4ef6\u4e2d\u6240\u63d0\u51fa\u4e4b\u610f\u898b\u4fc2\u70ba\u672c\u6587\u4ef6\u51fa\u7248\u7576\u6642\u7684\u610f\u898b\uff0c\u76f8\u95dc\u8cc7\u8a0a\u6216\u610f\u898b\u82e5\u6709\u8b8a\u66f4\uff0c\u672c\u516c\u53f8\u5c07\u4e0d\u6703\u53e6\u884c\u901a\u77e5\u3002\u672c\u516c\u53f8\u4ea6\u7121\u7fa9\u52d9\u66f4\u65b0\u672c\u6587\u4ef6\u4e4b\u5167\u5bb9\u6216\u8ffd\u8e64\u7814\u7a76\u672c\u6587\u4ef6\u6240\u6db5\u84cb\u4e4b\u4e3b\u984c\u3002\u672c\u6587\u4ef6\u4e0d\u5f97\u8996\u70ba\u8cb7\u8ce3\u6709\u50f9\u8b49\u5238\u6216\u5176\u4ed6\u91d1\u878d\u5546\u54c1\u7684\u8981\u7d04\u6216\u8981\u7d04\u4e4b\u5f15\u8a98\u3002\u672c\u6587\u5167\u5bb9\u975e\u7d93\u963f\u723e\u767c\u6295\u9867\u540c\u610f\uff0c\u8acb\u52ff\u4efb\u610f\u7bc0\u9304\u3001\u4fee\u6539\u6216\u8f49\u8f09\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u672c\u6708\u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u554f\u984c\u6210\u70ba\u7126\u9ede\uff0c\u884c\u653f\u8207\u7acb\u6cd5\u3001\u6c11\u4e3b\u5171\u548c\u5169\u9ee8\u7684\u653b\u9632\u62c9\u92f8\u5f71\u97ff\u80a1\u5e02\u6ce2\u52d5\u3002\u6240\u5e78\u6708\u5e95\u9054\u6210\u5354\u8b70\uff0c\u50b5\u52d9\u4e0a\u9650\u9032\u4e00\u6b65 […]<\/p>\n","protected":false},"author":2,"featured_media":6705,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[190,251,416],"class_list":["post-6691","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-update","tag-190","tag-251","tag-416"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6691"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6691\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/6705"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6691"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
| <\/td> | 5\u6708\u6295\u7d44\u5831\u916c(%)<\/strong><\/td>| \u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/strong><\/td> | \u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/strong><\/td> | \u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/strong><\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc330<\/td> | -0.92<\/td> | -1.70<\/td> | 0.78<\/td> | 4.03<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc335<\/td> | -0.96<\/td> | -1.66<\/td> | 0.70<\/td> | 4.22<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc340<\/td> | -0.98<\/td> | -1.62<\/td> | 0.64<\/td> | 4.44<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc345<\/td> | -1.04<\/td> | -1.58<\/td> | 0.54<\/td> | 4.48<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc350<\/td> | -1.08<\/td> | -1.54<\/td> | 0.45<\/td> | 4.59<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc355<\/td> | -1.19<\/td> | -1.50<\/td> | 0.30<\/td> | 4.70<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc360<\/td> | -1.26<\/td> | -1.27<\/td> | 0.01<\/td> | 4.82<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc365<\/td> | -1.30<\/td> | -1.25<\/td> | -0.06<\/td> | 4.97<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc370<\/td> | -1.37<\/td> | -1.37<\/td> | 0.01<\/td> | 5.15<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc375<\/td> | -1.41<\/td> | -1.33<\/td> | -0.08<\/td> | 5.29<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc380<\/td> | -1.45<\/td> | -1.29<\/td> | -0.16<\/td> | 5.47<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc385<\/td> | -1.53<\/td> | -1.25<\/td> | -0.28<\/td> | 5.51<\/td><\/tr> | \u963f\u723e\u767c\u6838\u5fc390<\/td> | -1.62<\/td> | -1.07<\/td> | -0.55<\/td> | 5.60<\/td><\/tr><\/tbody><\/table> | \u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n
|