{"id":6735,"date":"2024-09-05T15:30:59","date_gmt":"2024-09-05T07:30:59","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=6735"},"modified":"2024-09-05T15:30:59","modified_gmt":"2024-09-05T07:30:59","slug":"%e5%85%ac%e5%8b%99%e5%93%a1%e5%b9%be%e6%ad%b2%e5%8f%af%e4%bb%a5%e9%80%80%e4%bc%91%ef%bc%9f%e9%80%80%e4%bc%91%e9%87%91%e6%9c%89%e5%a4%9a%e5%b0%91%ef%bc%9f%e5%85%ac%e5%8b%99%e5%93%a1%e6%9c%88%e9%80%80","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=6735","title":{"rendered":"2025\u5e74\u516c\u52d9\u54e1\u9000\u4f11\u91d1\u6709\u591a\u5c11\uff1f\u516c\u52d9\u54e1\u5e7e\u6b72\u53ef\u4ee5\u9000\u4f11\uff1f\u5982\u4f55\u589e\u52a0\u9000\u4f11\u91d1\uff1f"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>\u6c11\u570b 84 \u5e74 7 \u6708 1 \u65e5\u8d77\uff0c\u6211\u570b\u5be6\u65bd\u516c\u52d9\u4eba\u54e1\u9000\u4f11\u64ab\u5379\u5236\u5ea6\uff0c\u7531\u653f\u5e9c\u8207\u516c\u52d9\u4eba\u54e1\u5171\u540c\u63d0\u64a5\u8cbb\u7528\uff0c\u5efa\u7acb\u516c\u52d9\u4eba\u54e1\u9000\u4f11\u64ab\u5379\u57fa\u91d1\uff08\u9000\u64ab\u57fa\u91d1\uff09\uff0c\u9019\u500b\u5236\u5ea6\u7a31\u70ba\u300c\u5171\u540c\u5132\u91d1\u5236\u300d\u3002<\/p>\n\n\n\n<p>\u56e0\u61c9\u4eba\u53e3\u8001\u5316\uff0c\u653f\u5e9c\u70ba\u4e86\u5065\u5168\u9000\u64ab\u91d1\u91d1\u8ca1\u52d9\uff0c\u5be6\u65bd\u5e74\u91d1\u6539\u9769\uff0c\u9010\u6b65\u5ef6\u9577\u9000\u4f11\u5e74\u9650\u3002\u5f9e\u6c11\u570b 120 \u5e74\u5f8c\uff0c\u516c\u52d9\u54e1\u8981\u5230 65 \u6b72\u4f86\u80fd\u9818\u5168\u984d\u6708\u9000\u3002<\/p>\n\n\n\n<p>\u5728\u5236\u5ea6\u4e0a\u8def\u5f8c\uff0c\u70ba\u4e86\u6e1b\u7de9\u885d\u64ca\uff0c\u8a2d\u8a08\u4e86\u300c\u904e\u6e21\u671f\u300d\u4ee5\u53ca\u300c\u7de9\u885d\u671f\u6307\u6a19\u6578\u300d\uff0c\u53ea\u8981\u7b26\u5408\u689d\u4ef6\uff0c\u5c31\u53ef\u4ee5\u9000\u4f11\u3002<\/p>\n\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-\">\u516c\u52d9\u54e1\u53ef\u4ee5\u600e\u9ebc\u9000\u4f11\uff1f<\/a><\/li><li><a href=\"#aioseo-\">\u516c\u52d9\u54e1\u9000\u4f11\u91d1\u53ef\u4ee5\u600e\u9ebc\u9818\uff1f<\/a><ul><li><a href=\"#aioseo-1\">\u516c\u52d9\u54e1\u9000\u4f11\u65b9\u5f0f 1 \u3001 \u9818\u6708\u9000\u4f11\u91d1<\/a><\/li><li><a href=\"#aioseo-2\">\u516c\u52d9\u54e1\u9000\u4f11\u65b9\u5f0f 2 \u3001 \u517c\u9818\u6708\u9000\u4f11\u91d1<\/a><\/li><li><a href=\"#aioseo-3\">\u516c\u52d9\u54e1\u9000\u4f11\u65b9\u5f0f 3 \u3001 \u4e00\u6b21\u9000\u4f11\u91d1<\/a><\/li><\/ul><\/li><li><a href=\"#aioseo-\">\u516c\u52d9\u54e1\u5e7e\u6b72\u53ef\u4ee5\u9818\u6708\u9000\u4f11\u91d1\uff1f<\/a><\/li><li><a href=\"#aioseo-\">\u516c\u52d9\u54e1\u8d8a\u4f86\u8d8a\u665a\u624d\u80fd\u9818\u6708\u9000\uff01\u904e\u6e21\u671f\u9593\u662f\u4ec0\u9ebc\uff1f\u6307\u6a19\u6578\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li><a href=\"#aioseo-\">\u5371\u52de\u8077\u52d9\u4eba\u54e1\u5e7e\u6b72\u80fd\u9818\u6708\u9000\uff1f<\/a><\/li><li><a href=\"#aioseo-\">\u53ef\u4ee5\u9000\u4f11\uff0c\u4f46\u4e0d\u7b26\u5408\u9818\u6708\u9000\u600e\u9ebc\u8fa6\uff1f<\/a><\/li><li><a href=\"#aioseo-\">\u516c\u52d9\u54e1\u5728\u8a08\u7b97\u9000\u4f11\u91d1\u6642\uff0c\u8981\u6ce8\u610f\u4ec0\u9ebc\uff1f<\/a><\/li><li><a href=\"#aioseo-\">\u516c\u52d9\u54e1\u5982\u4f55\u59a5\u5584\u7406\u8ca1\u589e\u52a0\u9000\u4f11\u91d1\uff1f<\/a><\/li><\/ul><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u516c\u52d9\u54e1\u53ef\u4ee5\u600e\u9ebc\u9000\u4f11\uff1f<\/h2>\n\n\n\n<p>\u6839\u64da<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?pcode=S0080034\" title=\"\">\u300a\u516c\u52d9\u54e1\u9000\u4f11\u8cc7\u9063\u64ab\u5379\u6cd5\u300b<\/a>\u7684\u898f\u5b9a\uff0c\u516c\u52d9\u54e1\u6709 3 \u7a2e\u9000\u4f11\u65b9\u5f0f\uff1a<\/p>\n\n\n\n<p>1\u3001\u547d\u4ee4\u9000\u4f11<\/p>\n\n\n\n<p>\u7b2c 1 \u7a2e\u6bd4\u8f03\u5c11\u898b\uff0c\u56e0\u70ba\u8eab\u5fc3\u969c\u7919\u7121\u6cd5\u5de5\u4f5c\u3001\u534a\u6b98\u5ee2\uff0c\u4efb\u8077\u6eff 5 \u5e74\u4ee5\u4e0a\uff0c\u88ab\u547d\u4ee4\u9000\u4f11\u3002<\/p>\n\n\n\n<p>2\u3001\u5c46\u9f61\u9000\u4f11<\/p>\n\n\n\n<p>\u7b2c 2 \u7a2e\u662f\u505a\u597d\u505a\u6eff\uff1a\u4efb\u8077\u6eff 5 \u5e74\u4ee5\u4e0a\u3001\u5e74\u6eff 65 \u6b72\uff0c\u7533\u8acb\u5c46\u9f61\u9000\u4f11\u3002<\/p>\n\n\n\n<p>3\u3001\u81ea\u9858\u9000\u4f11<\/p>\n\n\n\n<p>\u7b2c 3 \u7a2e\u6700\u5e38\u898b\uff0c<strong>\u4efb\u8077\u6eff 5 \u5e74\u4ee5\u4e0a\uff0c\u5e74\u6eff 60 \u6b72<\/strong>\uff0c\u6216\u662f<strong>\u4efb\u8077\u6eff 25 \u5e74\u4ee5\u4e0a<\/strong>\uff0c\u5c31\u53ef\u4ee5\u7533\u8acb\u81ea\u9858\u9000\u4f11\u3002<\/p>\n\n\n\n<p>\u7e3d\u7d50\u4f86\u8aaa\uff0c\u6709\u5169\u500b\u689d\u4ef6\uff0c\u8981\u7576\u6eff\u4e00\u6bb5\u6642\u9593\u901a\u5e38\u662f 5 \u5e74\uff0c\u52a0\u4e0a\u5e74\u9f61\u5230 50 \u6b72\u4ee5\u4e0a\u624d\u80fd\u9000\u4f11\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\uff0c\u5982\u679c\u4f60\u662f\u5371\u52de\u8077\u52d9\uff0c\u4f8b\u5982\u8b66\u5bdf\uff0c\u4f60\u7684\u81ea\u9858\u9000\u4f11\u5e74\u9f61\u6703\u518d\u66f4\u4f4e\u3002\u5982\u679c\u4f60\u662f\u8b66\u54e1\u3001\u5de1\u4f50\u3001\u5c0f\u968a\u9577\uff0c\u6700\u65e9\u53ef\u4ee5 50 \u6b72\u7533\u8acb\u81ea\u9858\u9000\u4f11\uff1b\u5982\u679c\u4f60\u662f\u5de1\u5b98\u3001\u5075\u67e5\u54e1\u3001\u8b66\u52d9\u54e1\u3001\u5206\u968a\u9577\u3001\u526f\u968a\u9577\u3001\u968a\u9577\uff0c\u6700\u65e9 55 \u6b72\u53ef\u4ee5\u7533\u8acb\u9000\u4f11\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pgfinnote.com\/wp-content\/uploads\/image-941.png\" alt=\"\" class=\"wp-image-31989\" width=\"671\" height=\"377\"\/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u516c\u52d9\u54e1\u9000\u4f11\u91d1\u53ef\u4ee5\u600e\u9ebc\u9818\uff1f<\/h2>\n\n\n\n<p>\u516c\u52d9\u54e1\u9000\u4f11\u91d1\u5206 3 \u7a2e\u8acb\u9818\u65b9\u5f0f\uff1a\u6708\u9000\u4f11\u91d1\u3001\u517c\u9818 1\uff0f2 \u7684\u4e00\u6b21\u9000\u4f11\u91d1\u8207 1\uff0f2 \u7684\u6708\u9000\u4f11\u91d1\u3001\u4e00\u6b21\u9000\u4f11\u91d1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-1\">\u516c\u52d9\u54e1\u9000\u4f11\u65b9\u5f0f 1 \u3001 \u9818\u6708\u9000\u4f11\u91d1<\/h3>\n\n\n\n<p>\u6bcf\u6708\u9818\u6708\u9000\uff0c\u6703\u5305\u542b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6bcf\u6708\u6240\u9818\u6708\u9000\u4f11\u91d1\uff08\u542b\u6708\u88dc\u511f\u91d1\uff09<\/li>\n\n\n\n<li>\u516c\u52d9\u4eba\u54e1\u4fdd\u96aa\uff08\u516c\u4fdd\uff09\u4e00\u6b21\u990a\u8001\u7d66\u4ed8\u512a\u60e0\u5b58\u6b3e\u5229\u606f\uff08\u512a\u5b58\u5229\u606f\uff09<\/li>\n\n\n\n<li>\u65bc\u653f\u5e9c\u6a5f\u95dc\u3001\u516c\u7acb\u5b78\u6821\u3001\u516c\u71df\u4e8b\u696d\u6a5f\u69cb\u53c3\u52a0\u5404\u9805\u793e\u6703\u4fdd\u96aa\u6240\u652f\u9818\u4fdd\u96aa\u5e74\u91d1\uff08\u793e\u6703\u4fdd\u96aa\u5e74\u91d1\uff09<\/li>\n<\/ul>\n\n\n\n<p>\u4ee5\u4e0a\u52a0\u8a08\u8d77\u4f86\uff0c\u4fbf\u662f\u6bcf\u6708\u53ef\u9818\u53d6\u7684\u91d1\u984d\u3002<\/p>\n\n\n\n<p><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">\u516c\u52d9\u54e1\u6708\u9000\uff1d\u9000\u64ab\u6708\u9000\uff0b\uff08\u6708\u88dc\u511f\u91d1\uff09\uff0b\u516c\u4fdd\u512a\u5b58\uff0b\uff08\u793e\u6703\u4fdd\u96aa\u5e74\u91d1\uff09<\/mark><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-2\">\u516c\u52d9\u54e1\u9000\u4f11\u65b9\u5f0f 2 \u3001 \u517c\u9818\u6708\u9000\u4f11\u91d1<\/h3>\n\n\n\n<p>\u517c\u9818\u6708\u9000\u4f11\u91d1\u6307\u6bcf\u6708\u6309\u5be9\u5b9a\u6bd4\u7387\u9818\u53d6\u6708\u9000\u4f11\u91d1\uff08\u542b\u6708\u88dc\u511f\u91d1\uff09\uff0c\u52a0\u8a08\u4e00\u6b21\u9000\u4f11\u91d1\u53ca\u516c\u4fdd\u4e00\u6b21\u990a\u8001\u7d66\u4ed8\u512a\u5b58\u5229\u606f\u6216\u793e\u6703\u4fdd\u96aa\u5e74\u91d1\u4e4b\u5408\u8a08\u91d1\u984d\u3002<\/p>\n\n\n\n<p id=\"block-562378e4-2320-46e0-9bd1-3eff823db504\"><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">\u5148\u9818\u4e00\u6b21\u9000\uff0c\u517c\u9818\u90e8\u5206\u6708\u9000 \uff1d \u9000\u64ab\u6708\u9000 \uff0b \uff08\u6708\u88dc\u511f\u91d1\uff09 \uff0b \u516c\u4fdd\u512a\u5b58 \uff0b \uff08\u793e\u6703\u4fdd\u96aa\u5e74\u91d1\uff09<\/mark><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-3\">\u516c\u52d9\u54e1\u9000\u4f11\u65b9\u5f0f 3 \u3001 \u4e00\u6b21\u9000\u4f11\u91d1<\/h3>\n\n\n\n<p>\u652f\u9818\u4e00\u6b21\u9000\u4f11\u91d1\u4eba\u54e1\u6307\u6bcf\u6708\u6240\u9818\u4e00\u6b21\u9000\u4f11\u91d1\u512a\u5b58\u5229\u606f\uff0c\u52a0\u8a08\u516c\u4fdd\u4e00\u6b21\u990a\u8001\u7d66\u4ed8\u512a\u5b58\u5229\u606f\u6216\u793e\u6703\u4fdd\u96aa\u5e74\u91d1\u3002<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter has-custom-font-size is-style-fill has-medium-font-size\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog\" style=\"border-radius:33px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u6b61\u8fce\u8a62\u554f\u76f8\u95dc\u554f\u984c<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u516c\u52d9\u54e1\u5e7e\u6b72\u53ef\u4ee5\u9818\u6708\u9000\u4f11\u91d1\uff1f<\/h2>\n\n\n\n<p>\u516c\u52d9\u54e1\u53ef\u4ee5\u9000\u4f11 \u2252 \u53ef\u4ee5\u9818\u6708\u9000\uff0c\u672a\u4f86\u662f<strong> 65 \u6b72\u624d\u80fd\u9818\u6708\u9000\uff0c\u4e14\u6708\u9000\u4f11\u91d1\u6709 15 \u5e74\u7684\u5e74\u8cc7\u9650\u5236<\/strong>\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u5e74\u8cc7\u6c92\u6709 15 \u5e74\uff0c\u5c31\u53ea\u80fd\u7528\u65b9\u5f0f 2 \u517c\u9818\u6708\u9000\u4f11\u91d1\u3001\u65b9\u5f0f 3 \u4e00\u6b21\u9000\u4f11\u91d1\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/pgfinnote.com\/wp-content\/uploads\/image-947.png\" alt=\"\" class=\"wp-image-32010\"\/><\/figure>\n\n\n\n<p>\u9818\u6708\u9000\u7684\u9580\u6abb\u5be6\u969b\u4e0a\u6703\u6bd4\u8f03\u9ad8\uff0c\u56e0\u70ba\u96a8\u8457\u4eba\u5011\u8d8a\u4f86\u8d8a\u9577\u58fd\uff0c\u6bcf\u6708\u9818\u9000\u4f11\u5c0d\u65bc\u9000\u64ab\u57fa\u91d1\u7684\u8ca0\u64d4\u662f\u8d8a\u4f86\u8d8a\u5927\uff0c\u6240\u4ee5\u5e74\u91d1\u6539\u9769\u5f8c\uff0c\u76ee\u6a19\u662f\u5c07\u9818\u6708\u9000\u7684\u9580\u6abb\u5ef6\u5230 65 \u6b72\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u516c\u52d9\u54e1\u8d8a\u4f86\u8d8a\u665a\u624d\u80fd\u9818\u6708\u9000\uff01\u904e\u6e21\u671f\u9593\u662f\u4ec0\u9ebc\uff1f\u6307\u6a19\u6578\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u6587\u7ae0\u958b\u982d\u6211\u5011\u63d0\u5230\uff0c\u5728\u6c11\u570b 115 \u5e74\u524d\uff0c\u8655\u65bc\u300c\u904e\u5ea6\u671f\u9593\u300d\uff0c\u6cd5\u5b9a\u7684\u9000\u4f11\u5e74\u9f61\u6703\u5f9e 60 \u6b72\u9010\u5e74\u63d0\u9ad8\u5230 65 \u6b72\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/pgfinnote.com\/wp-content\/uploads\/image-944.png\" alt=\"\" class=\"wp-image-32000\"\/><\/figure>\n\n\n\n<p>\u5728\u5ef6\u9577\u9000\u4f11\u7684\u904e\u6e21\u671f\u9593\uff0c\u63a1\u7528\u300c<strong>\u6307\u6a19\u6578<\/strong>\u300d\u5236\u5ea6\uff0c\u300c<strong>\u6307\u6a19\u6578<\/strong>\u300d\u662f\u6307\u300c\u7576\u516c\u52d9\u54e1\u7684\u5e74\u8cc7\u8207\u7576\u524d\u7684\u5e74\u9f61\u300d\u52a0\u7e3d\u8981\u5927\u65bc\u67d0\u500b\u6578\u5b57\u624d\u80fd\u9818\u6708\u9000\uff0c\u4f8b\u5982\u4fd7\u7a31 85 \u5236\uff0c\u5c31\u662f\u6307\u5e74\u8cc7 + \u5e74\u9f61\u8981 \u2267 85\u3002<\/p>\n\n\n\n<p>\u8209\u500b\u4f8b\u5b50\uff0c\u5047\u8a2d\u6211\u8981\u5728\u6c11\u570b 112 \u5e74\uff08 2023 \u5e74\uff09\u9000\u4f11\uff0c\u6211\u7684\u6cd5\u5b9a\u9000\u4f11\u5e74\u9f61\u662f 62 \u6b72\u3001\u6307\u6a19\u6578\u70ba 87 \u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\u5982\u679c\u6211\u5728\u9000\u4f11\u6642\u5e74\u9f61\u672a\u6eff 62 \u6b72\uff0c\u5247\u5fc5\u9808\u8981\u5e74\u9f61\u548c\u5e74\u8cc7\u76f8\u52a0\u7e3d\u984d\u5927\u65bc 87 \uff0c\u624d\u53ef\u8acb\u9818\u5168\u984d\u6708\u9000\u4f11\u91d1\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/pgfinnote.com\/wp-content\/uploads\/image-945.png\" alt=\"\" class=\"wp-image-32003\"\/><\/figure>\n\n\n\n<p>\u4ee5 10 \u5e74\u904e\u6e21\u671f\u9593\uff0c\u904e\u6e21\u81f3 119 \u5e74\u6307\u6a19\u6578\u70ba 94 \uff0c\u6307\u6a19\u6578\u5236\u5ea6\u5c07\u65bc\u6c11\u570b 120 \u5e74\u4ee5\u5f8c\u5ee2\u9664\uff0c\u6708\u9000\u4f11\u91d1\u8d77\u652f\u5e74\u9f61 65 \u6b72\u3002<\/p>\n\n\n\n<p>\u6c11\u570b 107 ~ 109 \u5e74\u9069\u7528\u6307\u6a19\u6578\u7684\u57fa\u672c\u5e74\u9f61\u70ba 50 \u6b72\uff0c\u6c11\u570b 110 ~ 114 \u5e74\u7684\u57fa\u672c\u5e74\u9f61\u70ba 55 \u6b72\uff0c\u6c11\u570b 115 ~ 119 \u5e74\u5247\u70ba 60 \u6b72\u3002<\/p>\n\n\n\n<p>\u7e3d\u7d50\u4f86\u8aaa\uff0c\u80fd\u5426\u9818\u6708\u9000\uff0c\u9996\u5148\u8981\u770b\u5e74\u8cc7\u662f\u5426\u6eff 15 \u5e74\uff0c\u5982\u679c\u6709\u63a5\u8457\u770b\u662f\u5426\u7b26\u5408\u6307\u6a19\u6578\u6216\u662f\u6cd5\u5b9a\u5e74\u7d00\uff0c\u7b26\u5408\u5c31\u80fd\u9818\u6708\u9000\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4e0d\u7b26\u5408\uff0c\u5c31\u53ea\u80fd\u9078\u65b9\u5f0f 2 \u517c\u9818\u6708\u9000\u4f11\u91d1\u3001\u65b9\u5f0f 3 \u4e00\u6b21\u9000\u4f11\u91d1\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u5371\u52de\u8077\u52d9\u4eba\u54e1\u5e7e\u6b72\u80fd\u9818\u6708\u9000\uff1f<\/h2>\n\n\n\n<p>\u5371\u52de\u8077\u52d9\u662f\u4ec0\u9ebc\uff1f\u5371\u52de\u8077\u52d9\u6709\u54ea\u4e9b\uff1f<\/p>\n\n\n\n<p>\u5371\u52de\u8077\u52d9\uff0c\u662f\u6307<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u64d4\u4efb\u5177\u6709\u5371\u96aa\u53ca\u52de\u529b\u7b49\u7279\u6b8a\u6027\u8cea\u8077\u52d9\u7684\u516c\u52d9\u54e1\uff0c\u5982\uff1a\u8b66\u5bdf\u3001\u6d88\u9632\u3001\u91ab\u8b77\u4eba\u54e1\u3001\u6cd5\u8b66\u3001\u7a7a\u52e4\u7e3d\u968a\u98db\u822a\u4eba\u54e1\u3001\u77ef\u6b63\u6a5f\u95dc\u7ba1\u7406\u54e1\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u5c0d\u65bc\u5371\u52de\u8077\u52d9\u4eba\u54e1\uff0c\u5728\u300a\u516c\u52d9\u4eba\u54e1\u9000\u4f11\u8cc7\u9063\u64ab\u5379\u6cd5\u300b\u7b2c 17 \u689d\u7b2c 3 \u9805\u6709\u898f\u5b9a\uff0c\u53ef\u4ee5\u63d0\u524d\u81ea\u9858\u9000\u4f11\uff0c\u6700\u65e9\u53ef\u4ee5 50 \u6b72\u9000\u3002<\/p>\n\n\n\n<p>\u5371\u52de\u8077\u52d9\u5e7e\u6b72\u80fd\u9818\u6708\u9000\uff1f<\/p>\n\n\n\n<p>\u76ee\u524d\u7dad\u6301 70 \u5236\uff0c\u53ea\u8981\u4efb\u8077 15 \u5e74\u3001\u5e74\u9f61\u6eff 55 \u6b72\uff0c\u5c31\u53ef\u4ee5\u9818\u6708\u9000\u4f11\u91d1\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/pgfinnote.com\/wp-content\/uploads\/image-950.png\" alt=\"\" class=\"wp-image-32045\"\/><\/figure>\n\n\n\n<p>\u5982\u679c\u4f60\u662f\u8b66\u54e1\u3001\u5de1\u4f50\u3001\u5c0f\u968a\u9577\uff0c\u6700\u65e9\u53ef\u4ee5 50 \u6b72\u7533\u8acb\u81ea\u9858\u9000\u4f11\uff1b<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u662f\u5de1\u5b98\u3001\u5075\u67e5\u54e1\u3001\u8b66\u52d9\u54e1\u3001\u5206\u968a\u9577\u3001\u526f\u968a\u9577\u3001\u968a\u9577\uff0c\u6700\u65e9 55 \u6b72\u53ef\u4ee5\u7533\u8acb\u9000\u4f11\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pgfinnote.com\/wp-content\/uploads\/image-948.png\" alt=\"\" class=\"wp-image-32028\" width=\"671\" height=\"378\"\/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u53ef\u4ee5\u9000\u4f11\uff0c\u4f46\u4e0d\u7b26\u5408\u9818\u6708\u9000\u600e\u9ebc\u8fa6\uff1f<\/h2>\n\n\n\n<p>\u5982\u679c\u5df2\u7b26\u5408\u9000\u4f11\u689d\u4ef6\uff0c\u537b\u4e0d\u7b26\u5408\u6708\u9000\u4f11\u91d1\u7684\u8acb\u9818\u8cc7\u683c\uff0c\u6709 4 \u7a2e\u9078\u9805\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>  \u8acb\u9818\u4e00\u6b21\u9000\u4f11\u91d1<\/li>\n\n\n\n<li>  \u517c\u9818\u9000\u4f11\u91d1<\/li>\n\n\n\n<li>  \u5c55\u671f\u6708\u9000\u4f11\u91d1<\/li>\n\n\n\n<li>  \u6e1b\u984d\u6708\u9000\u4f11\u91d1<\/li>\n<\/ol>\n\n\n\n<p>\u5c55\u671f\u6708\u9000\u4f11\u91d1\uff0c\u662f\u5148\u9000\u4f11\uff0c\u9760\u81ea\u5df1\u751f\u6d3b\uff0c\u7b49\u5230\u5e74\u6eff\u8d77\u652f\u5e74\u9f61\uff0c\u5728\u958b\u59cb\u9818\u5168\u984d\u6708\u9000\uff0c\u5c55\u671f\u7684\u597d\u8655\u662f\u91d1\u984d\u4e0d\u6703\u8b8a\u5c11\uff0c\u4f46\u662f\u6703\u6709\u91d1\u6d41\u7f3a\u53e3\u3002<\/p>\n\n\n\n<p>\u6e1b\u984d\u6708\u9000\u4f11\u91d1\uff0c\u662f\u6263 \uff05 \u5148\u9818\u3002<\/p>\n\n\n\n<p>\u63d0\u524d 1 \u5e74\uff0c\u8981\u6e1b\u5c11 4 % \uff0c\u6700\u65e9\u53ef\u4ee5\u63d0\u524d 5 \u5e74\u9818\uff0c\u4f46\u662f\u8981\u6263 20 % \u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u516c\u52d9\u54e1\u5728\u8a08\u7b97\u9000\u4f11\u91d1\u6642\uff0c\u8981\u6ce8\u610f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u4e00\u822c\u5728\u9000\u4f11\u898f\u5283\u6642\uff0c\u6703\u9700\u8981\u95dc\u6ce8\u7684\u6307\u6a19\u662f\u300c\u6240\u5f97\u66ff\u4ee3\u7387\u300d\u3002<\/p>\n\n\n\n<p>\u6839\u64da OECD \u7684\u8a08\u7b97\u63a8\u4f30\uff0c\u5404\u570b\u8f03\u4f4e\u6240\u5f97\u8005\uff08\u4ee5\u6536\u5165\u70ba\u5168\u570b\u5e73\u5747\u6c34\u6e96\u4e4b\u4e00\u534a\u8005\u70ba\u4f8b\uff09\u7684\u5e74\u91d1\u5e73\u5747\u6bdb\u6240\u5f97\u66ff\u4ee3\u7387\u70ba 71 \uff05\uff0c\u800c\u8f03\u9ad8\u6240\u5f97\u8005\uff08\u4ee5\u6536\u5165\u70ba\u5168\u570b\u5e73\u5747\u6c34\u6e96\u4e4b 1.5 \u500d\u8005\u70ba\u4f8b\uff09\u7684\u5e74\u91d1\u5e73\u5747\u6bdb\u6240\u5f97\u66ff\u4ee3\u7387\u5247\u964d\u70ba 48.4 \uff05\u3002<\/p>\n\n\n\n<p>\u4ee5\u6211\u570b\u516c\u52d9\u54e1\u7684\u5e74\u8cc7 30 \u5e74\u70ba\u4f8b\uff0c\u9000\u4f11\u5f8c\u7684\u6240\u5f97\u66ff\u4ee3\u7387\u4e0a\u9650\u662f 52.5 %\uff0c\u6240\u4ee5\u55ae\u9760\u653f\u5e9c\u7684\u9000\u4f11\u91d1\u904e\u4e0a\u9084 OK \u7684\u751f\u6d3b\u662f\u5920\u7528\u7684\u3002<\/p>\n\n\n\n<p>\u7576\u7136\u6bcf\u500b\u4eba\u5c0d\u65bc\u9000\u4f11\u898f\u5283\u7684\u671f\u5f85\u90fd\u4e0d\u540c\uff0c\u5982\u679c\u5e0c\u671b\u81ea\u5df1\u7684\u9000\u4f11\u80fd\u66f4\u65e9\uff0c\u6216\u662f\u5e0c\u671b\u63d0\u65e9\u9000\u4f11\uff0c\u90fd\u53ef\u4ee5\u518d\u52a0\u4e0a\u9069\u7576\u7684\u7406\u8ca1\u53bb\u5275\u9020\u66f4\u591a\u7684\u6536\u76ca\uff0c\u6216\u662f\u6709\u66f4\u591a\u7684\u73fe\u91d1\u6d41\u3002<\/p>\n\n\n\n<p>\u516c\u52d9\u54e1\u5728\u4e0d\u80fd\u517c\u8077\u64f4\u5927\u6536\u5165\u7684\u72c0\u6cc1\u4e0b\uff0c\u552f\u4e00\u80fd\u505a\u7684\u5c31\u662f\u59a5\u5584\u7406\u8ca1\uff0c\u900f\u904e\u6295\u8cc7\u653e\u5927\u81ea\u5df1\u7684\u8cc7\u7522\u3002<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog\" style=\"border-radius:33px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u958b\u59cb\u898f\u5283\u9000\u4f11\u91d1\u653e\u5927\u8cc7\u7522<\/strong>\uff01<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u516c\u52d9\u54e1\u5982\u4f55\u59a5\u5584\u7406\u8ca1\u589e\u52a0\u9000\u4f11\u91d1\uff1f<\/h2>\n\n\n\n<p>\u770b\u5230\u9019\u908a\uff0c\u4f60\u4e5f\u5225\u904e\u5ea6\u64d4\u6182\u6216\u7070\u5fc3\uff0c\u6211\u81ea\u5df1\u7576\u904e\u516c\u52d9\u54e1\uff0c\u96e2\u8077\u5f8c\u8eab\u5206\u8b8a\u6210\u52de\u5de5\uff0c\u5176\u5be6\u5c31\u9000\u4f11\u4f86\u8b1b\uff0c\u516c\u52d9\u54e1\u662f\u76f8\u5c0d\u597d\u6e96\u5099\u9000\u4f11\u91d1\u7684\u3002<\/p>\n\n\n\n<p>\u516c\u52d9\u54e1\u6703\u6015\u7684\u662f\u5e74\u91d1\u6539\u9769\u5e36\u4f86\u7684\u4e0d\u5b89\u5168\u611f\uff0c\u5bb3\u6015\u672a\u4f86\u9000\u4f11\u5e74\u9f61\u53c8\u88ab\u5ef6\u5f8c\uff0c\u9000\u4f11\u91d1\u53c8\u88ab\u6e1b\u5c11\uff0c\u6211\u81ea\u5df1\u4e5f\u662f\u56e0\u70ba\u9019\u500b\u7de3\u6545\u800c\u958b\u59cb\u5b78\u7fd2\u7406\u8ca1\u3002<\/p>\n\n\n\n<p>\u5b78\u7fd2\u6295\u8cc7\u7406\u8ca1\u5c0d\u65bc\u589e\u52a0\u9000\u4f11\u91d1\u7d55\u5c0d\u662f\u6709\u5e6b\u52a9\u7684\uff01\u5206\u4eab\u5e7e\u500b\u4f8b\u5b50\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li> 40 \u6b72\u7684\u516c\u52d9\u54e1\uff0c\u6bcf\u500b\u6708\u900f\u904e<a href=\"https:\/\/roboadvisor.com.tw\/InvestCalculator.html?Camp=Blog\" target=\"_blank\" rel=\"noreferrer noopener\">\u6a5f\u5668\u4eba\u7406\u8ca1\u5b9a\u671f\u5b9a\u984d<\/a> 1 \u842c\u5143\uff0c 60 \u6b72\u53ef\u4ee5\u7d2f\u7a4d 500 \u842c\uff0c\u6bcf\u5e74\u591a\u9818 20 \u842c\u5143\u7684\u9000\u4f11\u91d1\u3002<\/li>\n\n\n\n<li>\u5728 30 \u6b72\u5b58\u4e86 200 \u842c\u5de6\u53f3\uff0c\u900f\u904e<a href=\"https:\/\/roboadvisor.com.tw\/InvestCalculator.html?Camp=Blog\" target=\"_blank\" rel=\"noreferrer noopener\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\uff0c\u5c31\u7b97\u63a5\u4e0b\u4f86\u6c92\u6709<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4878\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u671f\u5b9a\u984d<\/a>\uff0c\u53ea\u8981\u6301\u7e8c\u6295\u8cc7\uff0c 60 \u6b72\u7684\u6642\u5019\u53ef\u4ee5\u589e\u9577\u5230 1,600 \u842c\uff0c\u6bcf\u5e74\u6709 70 \u842c\u7684\u6536\u5165\uff0c\u9019\u500b\u5c31\u662f\u59a5\u5584\u7406\u8ca1\u7684\u597d\u8655\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u6211\u5f88\u611f\u8b1d\u6211\u5728\u5211\u5927\u7684\u5b78\u9577\u3001\u9577\u5b98\uff0c\u8ddf\u6211\u5206\u4eab\u4ed6\u5011\u5132\u84c4\u3001\u6295\u8cc7\u7684\u6982\u5ff5\uff0c\u50cf\u662f\u5c0f\u968a\u9577\u4e5f\u5e38\u5e38\u8ddf\u6211\u8aaa\u8981\u5b58\u9322\u8cb7\u623f\u5b50\uff0c\u73fe\u5728\u4ed6\u9760\u623f\u79df\u4e5f\u53ef\u4ee5\u8f15\u9b06\u9000\u4f11\u4e26\u751f\u6d3b\uff0c\u4e0d\u7528\u64d4\u5fc3\u8ca1\u52d9\u4e4b\u9918\uff0c\u66f4\u53ef\u4ee5\u5f88\u958b\u5fc3\u7684\u5de5\u4f5c\u3002<\/p>\n\n\n\n<p>\u5728\u6211\u6f14\u8b1b\u4e2d\u6211\u5e38\u9f13\u52f5\u5927\u5bb6\u5728\u751f\u6daf\u524d\u5341\u5e74\u76e1\u65e9\u5b58\u9322\uff0c\u5f9e\u90a3\u6642\u5230\u73fe\u5728\uff0c\u6211\u6703\u628a\u6211 40 % ~ 50 % \u7684\u6536\u5165\u90fd\u5b58\u4e0b\u4f86\uff0c\u62ff\u4f86\u6295\u8cc7\u7406\u8ca1\uff0c\u4f8b\u5982\u8cb7\u623f\u3001\u6295\u8cc7\u80a1\u7968\u3001 ETF \u3001\u5275\u696d\u8207\u9032\u4fee\u3002<\/p>\n\n\n\n<p>\u8cb7\u623f\uff0c\u6295\u8cc7\u80a1\u7968\u3001 <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\">ETF<\/a> \u90fd\u662f\u53ef\u4ee5\u5617\u8a66\u7684\u65b9\u5f0f\uff0c\u5982\u679c\u4f60\u5c0d\u65bc\u6295\u8cc7\u4e0d\u662f\u5f88\u719f\u6089\uff0c\u53ef\u4ee5\u8003\u616e\u5617\u8a66\u4f7f\u7528\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u63d0\u4f9b\u4e86\u79d1\u5b78\u5316\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\">\u8cc7\u7522\u914d\u7f6e<\/a>\u5de5\u5177\uff0c\u5354\u52a9\u4f60\u627e\u51fa\u9069\u5408\u81ea\u5df1\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=8918\">\u6295\u8cc7\u7d44\u5408<\/a>\u8207\u9810\u7b97\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\" title=\"\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f\u7e3e\u6548\u5982\u4f55\uff1f\u53f0\u7063\u6a5f\u5668\u4eba\u7406\u8ca1\u7279\u8272\u6bd4\u8f03\">\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u80fd\u5920\u5e6b\u60a8\u8ffd\u8e64\u9054\u6210\u8ca1\u52d9\u76ee\u6a19\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1551\" target=\"_blank\" rel=\"noopener\" title=\"\">\u6210\u529f\u6a5f\u7387<\/a>\u4ee5\u53ca\u8abf\u6574\u5efa\u8b70\uff0c\u6295\u8cc7\u5f8c\u4e5f\u63d0\u4f9b 24 \u5c0f\u6642\u7684\u76e3\u63a7\u7ba1\u7406\u3001<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\" title=\"\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u81ea\u52d5\u518d\u5e73\u8861\u4ecb\u7d39-Alpha\u2019s Portfolio Auto-Rebalancing\">\u81ea\u52d5\u518d\u5e73\u8861<\/a>\u670d\u52d9\uff0c\u8b93\u4f60\u64c1\u6709\u9f90\u5927\u7684\u5f8c\u52e4\u5718\u968a\u652f\u63f4\u3002<\/p>\n\n\n\n<p>\u6e96\u5099\u9000\u4f11\u91d1\u4e26\u4e0d\u96e3\uff0c<strong>\u6709\u4e9b\u4e8b\u60c5\u4e0d\u662f\u770b\u5230\u5e0c\u671b\u624d\u5805\u6301\uff0c\u800c\u662f\u5805\u6301\u4e86\uff0c\u624d\u6703\u770b\u5230\u5e0c\u671b\uff0c\u4e00\u9031\u6709\u4e03\u5929\u4f46\u4e0d\u5305\u62ec\u6539\u5929<\/strong>\uff0c\u8d95\u7dca\u52d5\u624b\u958b\u59cb\u6253\u7406\u4f60\u7684\u8ca1\u52d9\u5427\uff01<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u6c11\u570b 84 \u5e74 7 \u6708 1 \u65e5\u8d77\uff0c\u6211\u570b\u5be6\u65bd\u516c\u52d9\u4eba\u54e1\u9000\u4f11\u64ab\u5379\u5236\u5ea6\uff0c\u7531\u653f\u5e9c\u8207\u516c\u52d9\u4eba\u54e1\u5171\u540c\u63d0\u64a5\u8cbb\u7528\uff0c\u5efa\u7acb\u516c\u52d9\u4eba\u54e1\u9000\u4f11 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":6745,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[464],"class_list":["post-6735","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-16","tag-464"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6735"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6735\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/6745"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}