{"id":674,"date":"2017-12-12T10:54:00","date_gmt":"2017-12-12T02:54:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=674"},"modified":"2017-12-12T10:54:00","modified_gmt":"2017-12-12T02:54:00","slug":"%e6%8a%95%e8%b3%87%e5%8f%aa%e7%9c%8b-%e6%8a%95%e8%b3%87%e5%a0%b1%e9%85%ac-%e7%8e%87%ef%bc%9f%e5%b0%8f%e8%b3%87%e5%a5%b3%e6%8a%95%e8%b3%87%e5%89%8d%e5%bf%85%e7%9c%8b%e5%85%ad%e5%a4%a7%e6%8c%87%e6%a8%99","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=674","title":{"rendered":"\u6295\u8cc7\u53ea\u770b \u6295\u8cc7\u5831\u916c \u7387\uff1f\u5c0f\u8cc7\u5973\u6295\u8cc7\u524d\u5fc5\u770b\u516d\u5927\u6307\u6a19\uff01\uff08\u4e0a\uff09"},"content":{"rendered":"\n<p><time datetime=\"2017-12-12T16:48:21+08:00\">2017-12-12<\/time><\/p>\n\n\n\n<p>\u5927\u90e8\u4efd\u5973\u751f\u5728\u6c7a\u5b9a\u5f88\u591a\u7684\u4e8b\u60c5\u6642\uff0c\u90fd\u5f88\u559c\u6b61\u6191\u611f\u89ba\uff0c\u5f88\u5e38\u6703\u8aaa\u51fa\u300c\u6211\u89ba\u5f97\u9019\u9ebc\u505a\u5f88\u597d\u5440\uff01\u300d\u3001\u300c\u6211\u89ba\u5f97\u61c9\u8a72XXX\u9019\u9ebc\u505a\u6bd4\u8f03\u597d\u300d\u3001\u300c\u6211\u89ba\u5f97\u5c31\u9078\u64c7\u9019\u500b\u5427\uff01\u300d\uff0c\u6240\u4ee5\u5f88\u591a\u5973\u6027\u6295\u8cc7\u8005\u5728\u6295\u8cc7\u91d1\u878d\u5546\u54c1\u6642\uff0c\u7531\u65bc\u5fac\u5fa8\u7121\u52a9\u4e0d\u77ad\u89e3\uff0c\u5f80\u5f80\u6700\u95dc\u6ce8\u7684\u5c31\u662f\u5b83\u7684 \u6295\u8cc7\u5831\u916c 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0);color:#ff6800\" class=\"has-inline-color\">\u5b78\u6703\u5982\u4f55\u5206\u6790 \u6295\u8cc7\u5831\u916c \uff0c\u4e26\u4e86\u89e3\u5b83\u7684\u6709\u9650\uff0c\u6703\u66f4\u80fd\u5e6b\u52a9\u4f60\u6295\u8cc7\u3002\u53ea\u8981\u4f60\u8a18\u5f97 \u6295\u8cc7\u5831\u916c \u771f\u6b63\u4ee3\u8868\u7684\u610f\u7fa9\u662f\u4ec0\u9ebc\u3002<\/mark><\/strong><\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#c500ff\" class=\"has-inline-color\">1. \u77ed\u671f\u7684 \u6295\u8cc7\u5831\u916c \u4e26\u4e0d\u80fd\u4ee3\u8868\u672a\u4f86\u8d70\u52e2<\/mark><\/h5>\n\n\n\n<p>\u9019\u652f\u80a1\u7968\u53bb\u5e74\u5230\u73fe\u5728\u4e0a\u6f32\u4e8620%\u8036\u3001\u9019\u6a94\u57fa\u91d1\u4e0a\u500b\u6708\u6f32\u4e8650%\u8036\u2026\u7b49\uff0c\u5728\u770b\u5230\u9019\u4e9b\u73fe\u8c61\u6642\uff0c\u7684\u78ba\u5f88\u597d\uff0c\u4f46\u662f\uff0c\u5b83\u8fd1\u5341\u5e74\u3001\u751a\u81f3\u66f4\u9577\u671f\u7684\u8868\u73fe\u5462\uff1f<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-2-color\">\u53ea\u55ae\u770b\u4e00\u5e74\u5ea6\u7684 \u6295\u8cc7\u5831\u916c \u4e26\u4e0d\u6703\u7279\u5225\u7ba1\u7528\uff0c\u5c31\u50cf\u4efb\u4f55\u7684\u6295\u8cc7\u90fd\u53ef\u80fd\u64c1\u6709\u8868\u73fe\u7279\u5225\u597d\u7684\u6642\u5019<\/mark>\u3002<\/strong>\u7531\u5716\u4e00\u7684\u5c0f\u578b\u80a1\u6307\u6578\u57fa\u91d1\u8d70\u52e2\u53ef\u4ee5\u770b\u5230\uff0c\u50c5\u55ae\u770b\u4e00\u5e74\u5ea6\u7684\u5831\u916c\u4f60\u662f\u4e0d\u6703\u4e86\u89e3\u5b83\u7684\u8da8\u52e2\u7684\uff0c\u56e0\u6b64\uff0c\u8981\u4e86\u89e3\u672a\u4f86\u7684\u8868\u73fe\uff0c\u900f\u904e\u5238\u5546\u3001\u57fa\u91d1\u516c\u53f8\u7db2\u7ad9\u6216\u662f\u4e00\u4e9b\u91d1\u878d\u8cc7\u8a0a\u7db2\u7ad9\u6240\u63ed\u9732\u7684\u6b77\u53f2\u5831\u916c\u8cc7\u8a0a\uff0c\u6aa2\u8996\u5176\u9577\u671f\u7684\u8da8\u52e2\u662f\u6bd4\u8f03\u91cd\u8981\u7684\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\" id=\"attachment_2288\"><img decoding=\"async\" src=\"https:\/\/roboadvisor.com.tw\/Blog\/wp-content\/uploads\/2017\/12\/first-1.gif\" alt=\"\u6295\u8cc7\u5831\u916c\" class=\"wp-image-2288\"\/><figcaption>(\u5716\u4e00) \u5c0f\u578b\u6307\u6578\u57fa\u91d1\u9577\u671f\u8d70\u52e2\u5716<\/figcaption><\/figure>\n\n\n\n<p>\u8cc7\u6599\u4f86\u6e90\uff1a<a href=\"https:\/\/investor.vanguard.com\/home\/\">Vanguard<\/a><\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#c500ff\" class=\"has-inline-color\">2. \u5b83\u4e26\u4e0d\u6703\u63d0\u4f9b\u5176\u4ed6\u8cc7\u8a0a\u8b93\u4f60\u4e86\u89e3\u662f\u5426\u9069\u5408\u4f60<\/mark><\/h5>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-2-color\">\u5728\u4f60\u6295\u8cc7\u91d1\u878d\u5546\u54c1\u524d\uff0c\u61c9\u8a72\u8981\u8003\u616e\uff0c\u9664\u4e86\u4e86\u89e3 \u6295\u8cc7\u5831\u916c \u5916\uff0c\u4f60\u9078\u64c7\u7684\u95dc\u9375\u56e0\u7d20\u662f\u4ec0\u9ebc\u3002<\/mark><\/strong>\u4f8b\u5982\uff0c\u516c\u53f8\u662f\u5c6c\u65bc\u54ea\u500b\u7522\u696d\uff1f\u516c\u53f8\u898f\u6a21\u6709\u591a\u5927\uff1f\u662f\u8de8\u570b\u4f01\u696d\u55ce\uff1f\u5982\u679c\u4f60\u6240\u9078\u64c7\u7684\u662f\u5171\u540c\u57fa\u91d1\uff0c\u90a3\u9ebc\u5b83\u7684\u7d44\u5408\u662f\u4ec0\u9ebc\uff1f\u5982\u5716\u4e8c\uff0cETF\u7684\u6311\u9078\u65b9\u5f0f\u70ba\u4f8b\uff0c\u601d\u8003\u9019\u4e9b\u554f\u984c\u6709\u52a9\u65bc\u4f60\u53bb\u4e86\u89e3\u662f\u5426\u64c1\u6709\u985e\u4f3c\u7684\u6295\u8cc7\uff0c\u4ee5\u53ca\u5c07\u5b83\u5011\u52a0\u9032\u5230\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u4e2d\u662f\u5426\u5408\u7406\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\" id=\"attachment_2307\"><img decoding=\"async\" src=\"https:\/\/roboadvisor.com.tw\/Blog\/wp-content\/uploads\/2017\/12\/1.gif\" alt=\"\u6295\u8cc7\u5831\u916c\" class=\"wp-image-2307\"\/><figcaption>(\u5716\u4e8c) \u6311\u9078ETF\u7684\u65b9\u5f0f<\/figcaption><\/figure>\n\n\n\n<h5 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#c500ff\" class=\"has-inline-color\">3. \u5982\u679c\u6c92\u6709\u6bd4\u8f03\u5b83\u5c31\u662f\u4e00\u500b\u6c92\u6709\u7528\u7684\u8cc7\u8a0a<\/mark><\/h5>\n\n\n\n<p>\u5982\u679c\u4f60\u6709\u4e00\u500b\u5171\u540c\u57fa\u91d1\u53bb\u5e74\u5831\u916c9%\u6642\uff0c\u6216\u8a31\u6703\u89ba\u5f97\u9019\u6a23\u7684\u5831\u916c\u5f88\u4e0d\u932f\u5427\uff1f\u4f46\u662f\uff0c\u7576\u4f60\u770b\u5230S&amp;P 500\u7684\u540c\u671f\u5831\u916c\u662f11.96%\u7684\u6642\u5019\uff0c\u5b83\u4f3c\u4e4e\u5c31\u4e0d\u662f\u9019\u9ebc\u597d\u4e86\u3002\u56e0\u6b64\uff0c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-2-color\">\u5831\u916c\u7684\u8cc7\u8a0a\u53ea\u6709\u5728\u88ab\u5ee3\u6cdb\u7684\u548c\u5176\u4ed6\u6295\u8cc7\u5546\u54c1\u6216\u662f\u7279\u5b9a\u7684\u6307\u6578\u6bd4\u8f03\u6642\uff0c\u5b83\u624d\u662f\u771f\u6b63\u6709\u610f\u7fa9\u7684<\/mark><\/strong>\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u7f8e\u570b\u5927\u578b\u80a1\u7684ETF\uff0c\u7531\u65bc\u5b83\u662f\u6839\u64daS&amp;P500\u6307\u6578\u6240\u5efa\u7acb\u7684\uff0c\u56e0\u6b64\uff0c\u5b83\u61c9\u8a72\u8981\u548cS&amp;P500\u6307\u6578\u6bd4\u8f03\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\" id=\"attachment_2287\"><img decoding=\"async\" src=\"https:\/\/roboadvisor.com.tw\/Blog\/wp-content\/uploads\/2017\/12\/third.gif\" alt=\"\u6295\u8cc7\u5831\u916c\" class=\"wp-image-2287\"\/><figcaption>(\u5716\u4e09) \u7f8e\u570b\u5927\u578b\u80a1\u8207S&amp;P500\u6307\u6578\u6bd4\u8f03\u5716<\/figcaption><\/figure>\n\n\n\n<p>\u8cc7\u6599\u4f86\u6e90\uff1a<a href=\"https:\/\/investor.vanguard.com\/home\/\">Vanguard<\/a><\/p>\n\n\n\n<p><br \/><\/p>\n\n\n\n<p>\u9664\u4e86\u4e0a\u8ff0\u7684\u4e09\u500b\u6307\u6a19\u5916\uff0c\u5269\u4e0b\u7684\u4e09\u500b\u4e5f\u5225\u932f\u904e\u4e86\uff0c<strong>\u8acb\u7e7c\u7e8c\u95b1\u8b80<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=677\">\u3010\u6295\u8cc7\u53ea\u770b \u6295\u8cc7\u5831\u916c \u7387\uff1f\u5c0f\u8cc7\u5973\u6295\u8cc7\u524d\u5fc5\u770b\u516d\u5927\u6307\u6a19\uff01\uff08\u4e0b\uff09\u3011<\/a>\uff0c\u6587\u7ae0\u4e2d\u8ddf\u4f60\u4e00\u4e00\u8aaa\u660e\u5537\uff01<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2017-12-12 \u5927\u90e8\u4efd\u5973\u751f\u5728\u6c7a\u5b9a\u5f88\u591a\u7684\u4e8b\u60c5\u6642\uff0c\u90fd\u5f88\u559c\u6b61\u6191\u611f\u89ba\uff0c\u5f88\u5e38\u6703\u8aaa\u51fa\u300c\u6211\u89ba\u5f97\u9019\u9ebc\u505a\u5f88\u597d\u5440\uff01\u300d\u3001\u300c\u6211\u89ba [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":675,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=674"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/674\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/675"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}