{"id":6929,"date":"2024-09-05T15:28:32","date_gmt":"2024-09-05T07:28:32","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=6929"},"modified":"2026-10-22T16:28:12","modified_gmt":"2026-10-22T08:28:12","slug":"%e3%80%902023%e8%80%81%e5%b8%ab%e9%80%80%e4%bc%91%e5%b9%b4%e9%bd%a1%e6%9c%80%e6%96%b0%e8%a6%8f%e5%ae%9a%e3%80%91%e8%80%81%e5%b8%ab%e9%80%80%e4%bc%91%e9%87%91%e6%9c%89%e5%a4%9a%e5%b0%91%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=6929","title":{"rendered":"\u6559\u5e2b\u9000\u4f11\u91d1\u8a66\u7b97 2026\uff1a\u8001\u5e2b\u5e7e\u6b72\u9000\u4f11\u300158 \u6b72\u6708\u9000\u8207\u6307\u6a19\u6578\u8868"},"content":{"rendered":"<p class=\"wp-block-paragraph\">58 \u6b72\uff0c\u662f\u516c\u7acb\u9ad8\u4e2d\u4ee5\u4e0b\u5b78\u6821\u6821\u9577\u8207\u6559\u5e2b\u9818\u5168\u984d\u6708\u9000\u4f11\u91d1\u7684\u5e74\u9f61\uff0c\u9019\u500b\u5e74\u9f61\u4e0d\u8ddf\u8457\u5176\u4ed6\u6559\u8077\u54e1\u5f80\u4e0a\u8abf\uff0c2026 \u5e74\uff08\u6c11\u570b 115 \u5e74\uff09\u4ee5\u5f8c\u4ecd\u662f 58 \u6b72<sup>[1]<\/sup>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u4e0d\u5230 58 \u6b72\u4e5f\u53ef\u80fd\u9818\u5168\u984d\u6708\u9000\uff0c\u5e74\u8cc7\u52a0\u5e74\u9f61\u9054\u5230\u7576\u5e74\u7684\u300c\u6307\u6a19\u6578\u300d\uff0c\u6c11\u570b 115 \u5e74\u662f 84\uff0c\u800c\u4e14\u8981\u5e74\u6eff 50 \u6b72<sup>[1][2]<\/sup>\uff0c\u4f8b\u5982 54 \u6b72\u3001\u5e74\u8cc7 30 \u5e74\uff0c54\uff0b30\uff1d84\uff0c115 \u5e74\u9000\u4f11\u5c31\u80fd\u76f4\u63a5\u9818\u5168\u984d\u6708\u9000\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6307\u6a19\u6578\u6709\u9ede\u50cf\u8003\u8a66\u7684\u53ca\u683c\u7dda\uff0c\u5e74\u8cc7\u548c\u5e74\u9f61\u662f\u5169\u79d1\u5206\u6578\uff0c\u52a0\u7e3d\u904e\u7dda\u5c31\u80fd\u9818\u5168\u984d\u6708\u9000\uff0c\u9ebb\u7169\u7684\u662f\u9019\u689d\u53ca\u683c\u7dda\u6bcf\u5e74\u5f80\u4e0a\u52a0\u4e00\u5206\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u9019\u4e9b\u898f\u5b9a\u51fa\u81ea\u300a\u516c\u7acb\u5b78\u6821\u6559\u8077\u54e1\u9000\u4f11\u8cc7\u9063\u64ab\u5379\u689d\u4f8b\u300b\uff08\u7c21\u7a31\u6559\u8077\u54e1\u9000\u64ab\u689d\u4f8b\uff09\uff0c\u9069\u7528\u6c11\u570b 112 \u5e74 6 \u6708 30 \u65e5\u4ee5\u524d\u5230\u8077\u7684\u516c\u7acb\u5b78\u6821\u6559\u8077\u54e1\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u8001\u5e2b\u9000\u4f11\u689d\u4ef6\uff1a\u81ea\u9858\u3001\u5c46\u9f61\u3001\u547d\u4ee4\u9000\u4f11<\/h2>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u9000\u4f11\u7a2e\u985e<\/th>\n<th>\u689d\u4ef6<\/th>\n<th>\u4f9d\u64da<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u81ea\u9858\u9000\u4f11<\/td>\n<td>\u4efb\u8077\u6eff 5 \u5e74\u4e14\u5e74\u6eff 60 \u6b72\uff0c\u6216\u4efb\u8077\u6eff 25 \u5e74\uff08\u4e0d\u9650\u5e74\u9f61\uff09<\/td>\n<td>\u7b2c 18 \u689d\u7b2c 1 \u9805<\/td>\n<\/tr>\n<tr>\n<td>\u81ea\u9858\u9000\u4f11\uff08\u8eab\u5fc3\u72c0\u6cc1\uff09<\/td>\n<td>\u4efb\u8077\u6eff 15 \u5e74\uff0c\u4e14\u6709\u534a\u5931\u80fd\u4ee5\u4e0a\u3001\u91cd\u5ea6\u8eab\u5fc3\u969c\u7919\u3001\u672b\u671f\u75c5\u4eba\u7b49\u60c5\u5f62\u4e4b\u4e00<\/td>\n<td>\u7b2c 18 \u689d\u7b2c 2 \u9805<\/td>\n<\/tr>\n<tr>\n<td>\u81ea\u9858\u9000\u4f11\uff08\u539f\u4f4f\u6c11\uff09<\/td>\n<td>\u5e74\u9f61\u689d\u4ef6\u964d\u70ba 55 \u6b72\uff0c\u4e4b\u5f8c\u914d\u5408\u5e73\u5747\u9918\u547d\u5dee\u8ddd\u9010\u6b65\u63d0\u9ad8\u5230 60 \u6b72<\/td>\n<td>\u7b2c 18 \u689d\u7b2c 4 \u9805<\/td>\n<\/tr>\n<tr>\n<td>\u5c46\u9f61\u9000\u4f11<\/td>\n<td>\u4efb\u8077\u6eff 5 \u5e74\u4e14\u5e74\u6eff 65 \u6b72\uff0c\u61c9\u8fa6\u7406\u9000\u4f11<\/td>\n<td>\u7b2c 20 \u689d<\/td>\n<\/tr>\n<tr>\n<td>\u547d\u4ee4\u9000\u4f11<\/td>\n<td>\u4efb\u8077\u6eff 5 \u5e74\uff0c\u53d7\u76e3\u8b77\u6216\u8f14\u52a9\u5ba3\u544a\u3001\u6216\u8eab\u5fc3\u50b7\u75c5\u7121\u6cd5\u4efb\u8077\uff0c\u7531\u5b78\u6821\u4e3b\u52d5\u7533\u8fa6<\/td>\n<td>\u7b2c 22 \u689d<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">\u8cc7\u6599\u4f86\u6e90\uff1a\u5168\u570b\u6cd5\u898f\u8cc7\u6599\u5eab\uff0c\u6559\u8077\u54e1\u9000\u64ab\u689d\u4f8b<sup>[1]<\/sup><\/p>\n\n<p class=\"wp-block-paragraph\">\u81ea\u9858\u9000\u4f11\u7684\u751f\u6548\u65e5\u914d\u5408\u5b78\u671f\uff0c\u6821\u9577\u8207\u6559\u5e2b\u539f\u5247\u4e0a\u662f 2 \u6708 1 \u65e5\u6216 8 \u6708 1 \u65e5<sup>[1]<\/sup>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u53ef\u4ee5\u9000\u4f11\uff0c\u4e0d\u7b49\u65bc\u53ef\u4ee5\u99ac\u4e0a\u9818\u6708\u9000\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6708\u9000\u4f11\u91d1\u53e6\u6709\u5169\u9053\u9580\u6abb\uff0c\u5e74\u8cc7\u6eff 15 \u5e74\uff0c\u4ee5\u53ca\u5230\u300c\u8d77\u652f\u5e74\u9f61\u300d\u6216\u7b26\u5408\u6307\u6a19\u6578\uff08\u9019\u5169\u4ef6\u4e8b\u5f88\u5bb9\u6613\u6df7\u5728\u4e00\u8d77\uff09\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u8001\u5e2b\u5e7e\u6b72\u53ef\u4ee5\u9818\u6708\u9000\u4f11\u91d1\uff1f<\/h2>\n\n<p class=\"wp-block-paragraph\">\u5e74\u8cc7\u6eff 15 \u5e74\u3001\u4f9d\u81ea\u9858\u9000\u4f11\u689d\u4ef6\u9000\u4f11\u7684\u6559\u8077\u54e1\uff0c\u5230\u4e0b\u5217\u5e74\u9f61\u53ef\u4ee5\u9818\u5168\u984d\u6708\u9000\u4f11\u91d1<sup>[1]<\/sup>\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u9ad8\u7d1a\u4e2d\u7b49\u4ee5\u4e0b\u5b78\u6821\u6821\u9577\u8207\u6559\u5e2b\uff1a58 \u6b72<\/li>\n<li>\u5176\u4ed6\u6559\u8077\u54e1\uff08\u5927\u5c08\u6559\u5e2b\u3001\u8077\u54e1\u7b49\uff09\uff1a\u539f\u672c\u4e5f\u662f 58 \u6b72\uff0c\u5f9e\u6c11\u570b 115 \u5e74 1 \u6708 1 \u65e5\u8d77\u6bcf\u5e74\u63d0\u9ad8 1 \u6b72\uff0c\u6700\u9ad8\u5230 65 \u6b72<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">\u4e0d\u5230\u8d77\u652f\u5e74\u9f61\uff0c\u6709\u5169\u689d\u8def\uff1a<\/p>\n\n<ol class=\"wp-block-list\">\n<li>\u6307\u6a19\u6578\uff1a\u5e74\u8cc7\u52a0\u5e74\u9f61\u5927\u65bc\u6216\u7b49\u65bc\u9000\u4f11\u7576\u5e74\u7684\u6307\u6a19\u6578\uff0c\u800c\u4e14\u5e74\u6eff\u6700\u4f4e\u5e74\u9f61\uff08\u6c11\u570b 115 \u5e74\u5e95\u524d\u9000\u4f11\u8981 50 \u6b72\uff0c116 \u5e74\u8d77\u8981 55 \u6b72\uff09\uff0c\u5c31\u80fd\u9818\u5168\u984d\u6708\u9000<sup>[1][2]<\/sup><\/li>\n<li>\u5c55\u671f\u6216\u6e1b\u984d\uff1a\u5148\u9000\u4f11\uff0c\u7b49\u5230\u8d77\u652f\u5e74\u9f61\u518d\u9818\u5168\u984d\uff08\u5c55\u671f\u6708\u9000\uff09\uff0c\u6216\u63d0\u524d\u9818\u4f46\u6bcf\u63d0\u524d 1 \u5e74\u5c11 4%\uff0c\u6700\u591a\u63d0\u524d 5 \u5e74\u3001\u5c11 20%\uff08\u6e1b\u984d\u6708\u9000\uff09<sup>[1]<\/sup><\/li>\n<\/ol>\n\n<p class=\"wp-block-paragraph\">\u5e74\u8cc7\u672a\u6eff 15 \u5e74\u7684\u4eba\u53ea\u80fd\u9818\u4e00\u6b21\u9000\u4f11\u91d1<sup>[1]<\/sup>\uff0c\u6240\u4ee5 15 \u5e74\u662f\u7b2c\u4e00\u9053\u95dc\u5361\uff0c\u904e\u4e86\u624d\u8ac7\u5f97\u4e0a\u6307\u6a19\u6578\u3002<\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/6929_\u6708\u9000\u5224\u65b7\u6d41\u7a0b.png\" alt=\"\u6d41\u7a0b\u5716\uff1a\u5df2\u7b26\u5408\u9000\u4f11\u689d\u4ef6\u5f8c\uff0c\u5148\u770b\u4efb\u8077\u662f\u5426\u6eff 15 \u5e74\uff08\u5426\u5247\u53ea\u80fd\u9818\u4e00\u6b21\u9000\u4f11\u91d1\uff09\uff0c\u518d\u770b\u662f\u5426\u5e74\u6eff 58 \u6b72\uff0c\u6216\u5e74\u9f61\u52a0\u5e74\u8cc7\u9054\u5230 115 \u5e74\u6307\u6a19\u6578 84 \u4e14\u5e74\u6eff 50 \u6b72\uff0c\u7b26\u5408\u5c31\u9818\u5168\u984d\u6708\u9000\uff1b\u90fd\u4e0d\u7b26\u5408\u53ef\u9078\u4e00\u6b21\u9000\u4f11\u91d1\u300158 \u6b72\u8d77\u5c55\u671f\u6708\u9000\u6216\u6e1b\u984d\u6708\u9000\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\">\u8cc7\u6599\u4f86\u6e90\uff1a\u963f\u723e\u767c\u6295\u8cc7\u7814\u7a76\u5718\u968a\u6574\u7406\uff0c\u4f9d\u6559\u8077\u54e1\u9000\u64ab\u689d\u4f8b\u7b2c 31\u300132 \u689d\u53ca\u9644\u8868\u4e8c<sup>[1][2]<\/sup><\/p>\n\n<h3 class=\"wp-block-heading\">\u5404\u5e74\u5ea6\u6307\u6a19\u6578\u8868\uff08\u5e74\u8cc7\uff0b\u5e74\u9f61\uff09<\/h3>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u9000\u4f11\u5e74\u5ea6\uff08\u6c11\u570b\uff09<\/th>\n<th>\u6307\u6a19\u6578<\/th>\n<th>\u6700\u4f4e\u5e74\u9f61<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>107 \u5e74\uff087 \u6708\u8d77\uff09<\/td>\n<td>76<\/td>\n<td>50 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>108 \u5e74<\/td>\n<td>77<\/td>\n<td>50 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>109 \u5e74<\/td>\n<td>78<\/td>\n<td>50 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>110 \u5e74<\/td>\n<td>79<\/td>\n<td>50 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>111 \u5e74<\/td>\n<td>80<\/td>\n<td>50 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>112 \u5e74<\/td>\n<td>81<\/td>\n<td>50 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>113 \u5e74<\/td>\n<td>82<\/td>\n<td>50 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>114 \u5e74<\/td>\n<td>83<\/td>\n<td>50 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>115 \u5e74\uff082026\uff09<\/td>\n<td><strong>84<\/strong><\/td>\n<td>50 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>116 \u5e74<\/td>\n<td>85<\/td>\n<td>55 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>117 \u5e74<\/td>\n<td>86<\/td>\n<td>55 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>118 \u5e74<\/td>\n<td>87<\/td>\n<td>55 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>119 \u5e74<\/td>\n<td>88<\/td>\n<td>55 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>120 \u5e74<\/td>\n<td>89<\/td>\n<td>55 \u6b72<\/td>\n<\/tr>\n<tr>\n<td>121 \u5e74<\/td>\n<td>90<\/td>\n<td>55 \u6b72<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">\u8cc7\u6599\u4f86\u6e90\uff1a\u6559\u8077\u54e1\u9000\u64ab\u689d\u4f8b\u7b2c 32 \u689d\u7b2c 5 \u9805\u7b2c 2 \u6b3e\u9644\u8868\u4e8c<sup>[2]<\/sup>\uff1b\u5e74\u8cc7\u8207\u5e74\u9f61\u90fd\u4ee5\u6574\u6578\u8a08\uff0c\u672a\u6eff 1 \u5e74\u7684\u96f6\u982d\u4e0d\u7b97<\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/6929_\u6307\u6a19\u6578\u9010\u5e74.png\" alt=\"\u6298\u7dda\u5716\uff1a\u6c11\u570b 107 \u5e74\u5230 121 \u5e74\u7684\u6307\u6a19\u6578\u5f9e 76 \u6bcf\u5e74\u52a0 1 \u5230 90\uff0c115 \u5e74\u70ba 84\uff1b\u6700\u4f4e\u5e74\u9f61 115 \u5e74\u4ee5\u524d\u70ba 50 \u6b72\uff0c116 \u5e74\u8d77\u70ba 55 \u6b72\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\">\u8cc7\u6599\u4f86\u6e90\uff1a\u6559\u8077\u54e1\u9000\u64ab\u689d\u4f8b\u7b2c 32 \u689d\u9644\u8868\u4e8c<sup>[2]<\/sup>\uff1b\u963f\u723e\u767c\u6295\u8cc7\u7814\u7a76\u5718\u968a\u6574\u7406<\/p>\n\n<h3 class=\"wp-block-heading\">\u81ea\u5df1\u7b97\u4e00\u6b21\uff1a\u4e09\u500b\u4f8b\u5b50<\/h3>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u60c5\u5883\uff08115 \u5e74\u9000\u4f11\uff09<\/th>\n<th>\u5e74\u9f61\uff0b\u5e74\u8cc7<\/th>\n<th>\u6307\u6a19\u6578 84\uff1f<\/th>\n<th>\u7d50\u679c<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u570b\u5c0f\u6559\u5e2b\uff0c54 \u6b72\u3001\u5e74\u8cc7 30 \u5e74<\/td>\n<td>84<\/td>\n<td>\u9054\u5230<\/td>\n<td>\u9000\u4f11\u5373\u9818\u5168\u984d\u6708\u9000<\/td>\n<\/tr>\n<tr>\n<td>\u570b\u4e2d\u6559\u5e2b\uff0c52 \u6b72\u3001\u5e74\u8cc7 28 \u5e74<\/td>\n<td>80<\/td>\n<td>\u672a\u9054<\/td>\n<td>\u53ef\u9078\u4e00\u6b21\u9000\u300158 \u6b72\u8d77\u5c55\u671f\u5168\u984d\u3001\u6216 53 \u6b72\u8d77\u6e1b\u984d\uff0858 \u6b72\u524d\u6bcf\u65e9 1 \u5e74\u5c11 4%\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u9ad8\u4e2d\u6559\u5e2b\uff0c50 \u6b72\u3001\u5e74\u8cc7 25 \u5e74<\/td>\n<td>75<\/td>\n<td>\u672a\u9054<\/td>\n<td>\u53ef\u81ea\u9858\u9000\u4f11\uff1b\u6708\u9000\u8981\u7b49 58 \u6b72\uff0c\u6216 53 \u6b72\u8d77\u6e1b\u984d 20%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">\u4e09\u500b\u4f8b\u5b50\u5dee\u5728\u54ea\u88e1\uff0c\u4e00\u773c\u5c31\u770b\u5f97\u51fa\u4f86\uff0c54 \u6b72\u90a3\u4f4d\u525b\u597d\u904e\u7dda\uff0c52 \u6b72\u90a3\u4f4d\u5dee 84\uff0d80\uff1d4 \u5206\uff0c50 \u6b72\u90a3\u4f4d\u5dee 84\uff0d75\uff1d9 \u5206\uff0c\u9019\u4e9b\u90fd\u662f\u4f9d\u689d\u6587\u63a8\u7b97\u7684\u60c5\u5883\uff0c\u5be6\u969b\u4ee5\u5b78\u6821\u4eba\u4e8b\u5ba4\u8207\u9293\u6558\u90e8\u5be9\u5b9a\u70ba\u6e96\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6559\u5e2b 50 \u6b72\u53ef\u4ee5\u9000\u4f11\u55ce\uff1f<\/h2>\n\n<p class=\"wp-block-paragraph\">\u53ef\u4ee5\uff0c\u689d\u4ef6\u662f\u4efb\u8077\u6eff 25 \u5e74\uff0c\u4e0d\u904e\u9000\u4f11\u5f8c\u80fd\u4e0d\u80fd\u9818\u6708\u9000\u662f\u53e6\u4e00\u4ef6\u4e8b\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">50 \u6b72\u52a0 25 \u5e74\u662f 50\uff0b25\uff1d75\uff0c\u4f4e\u65bc 115 \u5e74\u7684\u6307\u6a19\u6578 84\uff0c\u6240\u4ee5\u4e0d\u80fd\u99ac\u4e0a\u9818\u5168\u984d\u6708\u9000\uff0c\u9078\u9805\u662f\u4e00\u6b21\u9818\u9000\u4f11\u91d1\u3001\u7b49\u5230 58 \u6b72\u9818\u5168\u984d\u6708\u9000\uff0c\u6216\u6700\u65e9 53 \u6b72\u958b\u59cb\u9818\u6e1b\u984d\u6708\u9000\uff08\u5c11 20%\uff09<sup>[1]<\/sup>\uff0c\u63d0\u524d\u4ea4\u5377\uff0c\u5206\u6578\u5c31\u8981\u6253\u6298\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6559\u5e2b\u9000\u4f11\u91d1\u600e\u9ebc\u7b97\uff1f\u8a66\u7b97\u56db\u6b65\u9a5f<\/h2>\n\n<h3 class=\"wp-block-heading\">\u6b65\u9a5f\u4e00\uff1a\u8a08\u7b97\u57fa\u6e96\uff08\u5e73\u5747\u85aa\u984d\uff09<\/h3>\n\n<p class=\"wp-block-paragraph\">\u9000\u4f11\u91d1\u7684\u8a08\u7b97\u57fa\u6e96\u662f\u300c\u6700\u5f8c\u5728\u8077\u82e5\u5e72\u5e74\u7684\u5e73\u5747\u672c\uff08\u5e74\u529f\uff09\u85aa\u300d\uff0c\u5e74\u6578\u4f9d\u9000\u4f11\u5e74\u5ea6\u9010\u5e74\u62c9\u9577\uff0c\u548c\u6700\u5f8c\u4e00\u500b\u6708\u7684\u85aa\u6c34\u4e0d\u540c<sup>[3]<\/sup>\uff08\u5e73\u5747\u7684\u5e74\u6578\u8d8a\u9577\uff0c\u65e9\u5e74\u8f03\u4f4e\u7684\u85aa\u7d1a\u88ab\u7b97\u9032\u4f86\u7684\u4e5f\u8d8a\u591a\uff09\uff1a<\/p>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u9000\u4f11\u5e74\u5ea6\uff08\u6c11\u570b\uff09<\/th>\n<th>\u8a08\u7b97\u57fa\u6e96<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>107 \u5e74 7 \u6708\uff5e108 \u5e74<\/td>\n<td>\u6700\u5f8c\u5728\u8077 5 \u5e74\u5e73\u5747<\/td>\n<\/tr>\n<tr>\n<td>112 \u5e74<\/td>\n<td>\u6700\u5f8c\u5728\u8077 9 \u5e74\u5e73\u5747<\/td>\n<\/tr>\n<tr>\n<td>114 \u5e74<\/td>\n<td>\u6700\u5f8c\u5728\u8077 11 \u5e74\u5e73\u5747<\/td>\n<\/tr>\n<tr>\n<td>115 \u5e74\uff082026\uff09<\/td>\n<td><strong>\u6700\u5f8c\u5728\u8077 12 \u5e74\u5e73\u5747<\/strong><\/td>\n<\/tr>\n<tr>\n<td>116 \u5e74<\/td>\n<td>\u6700\u5f8c\u5728\u8077 13 \u5e74\u5e73\u5747<\/td>\n<\/tr>\n<tr>\n<td>117 \u5e74<\/td>\n<td>\u6700\u5f8c\u5728\u8077 14 \u5e74\u5e73\u5747<\/td>\n<\/tr>\n<tr>\n<td>118 \u5e74\u4ee5\u5f8c<\/td>\n<td>\u6700\u5f8c\u5728\u8077 15 \u5e74\u5e73\u5747<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">\u8cc7\u6599\u4f86\u6e90\uff1a\u6559\u8077\u54e1\u9000\u64ab\u689d\u4f8b\u9644\u8868\u4e00<sup>[3]<\/sup><\/p>\n\n<h3 class=\"wp-block-heading\">\u6b65\u9a5f\u4e8c\uff1a\u57fa\u6578\u5167\u6db5<\/h3>\n\n<p class=\"wp-block-paragraph\">\u9000\u64ab\u65b0\u5236\uff08\u6c11\u570b 85 \u5e74 2 \u6708 1 \u65e5\u4ee5\u5f8c\uff09\u5e74\u8cc7\u7684\u57fa\u6578\u5167\u6db5\u662f\u300c\u5e73\u5747\u672c\uff08\u5e74\u529f\uff09\u85aa \u00d7 2\u300d<sup>[1]<\/sup>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u516c\u52d9\u54e1\u7684\u9000\u4f11\u91d1\u7528\u7684\u4e5f\u662f\u300c\u672c\u4ff8 \u00d7 2\u300d\u9019\u5957\u57fa\u6578\uff0c\u672c\u4ff8\u53ea\u662f\u6708\u85aa\u7684\u4e00\u90e8\u5206\uff0c\u5c08\u696d\u52a0\u7d66\u4e0d\u7b97\u9032\u53bb\uff0c\u516c\u52d9\u54e1\u6bcf\u500b\u8077\u7b49\u7684\u672c\u4ff8\u548c\u52a0\u7d66\u5404\u591a\u5c11\uff0c\u53ef\u4ee5\u5c0d\u7167<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=6677\">\u516c\u52d9\u54e1\u85aa\u6c34 2026\uff1a\u666e\u80034.3\u842c\u3001\u9ad8\u8003\u4e09\u7d1a5.5\u842c\u8077\u7b49\u8868<\/a>\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u6b65\u9a5f\u4e09\uff1a\u4f9d\u5e74\u8cc7\u7b97\u7d66\u4ed8<\/h3>\n\n<p class=\"wp-block-paragraph\">\u4e00\u6b21\u9000\u4f11\u91d1\u6bcf 1 \u5e74\u5e74\u8cc7\u7d66 1.5 \u500b\u57fa\u6578\uff0c35 \u5e74\u7d66 53 \u500b\u57fa\u6578\uff0c\u7b2c 36 \u5e74\u8d77\u6bcf\u5e74\u52a0 1 \u500b\uff0c\u6700\u9ad8 60 \u500b\u57fa\u6578\uff1b\u6708\u9000\u4f11\u91d1\u6bcf 1 \u5e74\u5e74\u8cc7\u7d66\u57fa\u6578\u5167\u6db5\u7684 2%\uff0c35 \u5e74\u7d66 70%\uff0c\u7b2c 36 \u5e74\u8d77\u6bcf\u5e74\u52a0 1%\uff0c\u6700\u9ad8 75%\uff0c\u672a\u6eff 1 \u5e74\u7684\u96f6\u982d\u6309\u6708\u6578\u6bd4\u4f8b\u8a08\u7b97\uff0c\u672a\u6eff 1 \u500b\u6708\u4ee5 1 \u500b\u6708\u8a08<sup>[1]<\/sup>\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u6b65\u9a5f\u56db\uff1a\u5957\u4e0a\u66ff\u4ee3\u7387\u4e0a\u9650<\/h3>\n\n<p class=\"wp-block-paragraph\">\u5e74\u91d1\u6539\u9769\u5f8c\uff0c\u6bcf\u6708\u9000\u4f11\u6240\u5f97\uff08\u6708\u9000\u4f11\u91d1\u52a0\u516c\u4fdd\u5e74\u91d1\u6216\u512a\u5b58\u5229\u606f\uff09\u4e0d\u80fd\u8d85\u904e\u300c\u5e73\u5747\u672c\u85aa \u00d7 2 \u00d7 \u66ff\u4ee3\u7387\u4e0a\u9650\u300d\uff0c\u524d\u9762\u4e09\u6b65\u7b97\u5f97\u518d\u591a\uff0c\u6700\u5f8c\u90fd\u8981\u904e\u9019\u4e00\u95dc\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u9644\u8868\u4e09\u539f\u672c\u8b93\u4e0a\u9650\u6bcf\u5e74\u8abf\u964d 1.5 \u500b\u767e\u5206\u9ede\u3001\u5230\u6c11\u570b 118 \u5e74\u70ba\u6b62\uff0c\u4e0d\u904e\u6c11\u570b 114 \u5e74 12 \u6708\u4fee\u6b63\u5f8c\uff0c\u7b2c 37\u300138 \u689d\u6539\u70ba\u4e0d\u8ad6\u4fee\u6cd5\u524d\u6216\u5f8c\u9000\u4f11\uff0c\u4e00\u5f8b\u9069\u7528\u6c11\u570b 112 \u5e74\u7684\u66ff\u4ee3\u7387\u4e0a\u9650\uff0c113 \u5e74\u4ee5\u5f8c\u9010\u5e74\u4e0b\u964d\u7684\u90e8\u5206\u4e0d\u518d\u9069\u7528<sup>[1][4]<\/sup>\uff0c\u6240\u4ee5 2026 \u5e74\u9000\u4f11\u7684\u4e0a\u9650\u548c 2023 \u5e74\u76f8\u540c\uff1a<\/p>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u5e74\u8cc7<\/th>\n<th>\u66ff\u4ee3\u7387\u4e0a\u9650\uff08\u4f9d 112 \u5e74\u5ea6\uff09<\/th>\n<th>\u4fee\u6cd5\u524d\u539f\u8a02 118 \u5e74\u4ee5\u5f8c<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>15 \u5e74<\/td>\n<td>39.0%<\/td>\n<td>30.0%<\/td>\n<\/tr>\n<tr>\n<td>20 \u5e74<\/td>\n<td>46.5%<\/td>\n<td>37.5%<\/td>\n<\/tr>\n<tr>\n<td>25 \u5e74<\/td>\n<td>54.0%<\/td>\n<td>45.0%<\/td>\n<\/tr>\n<tr>\n<td>30 \u5e74<\/td>\n<td>61.5%<\/td>\n<td>52.5%<\/td>\n<\/tr>\n<tr>\n<td>35 \u5e74<\/td>\n<td>69.0%<\/td>\n<td>60.0%<\/td>\n<\/tr>\n<tr>\n<td>40 \u5e74<\/td>\n<td>71.5%<\/td>\n<td>62.5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">\u8cc7\u6599\u4f86\u6e90\uff1a\u6559\u8077\u54e1\u9000\u64ab\u689d\u4f8b\u7b2c 37\u300138 \u689d\uff082025 \u5e74 12 \u6708 26 \u65e5\u4fee\u6b63\uff09\u53ca\u9644\u8868\u4e09<sup>[1][4]<\/sup>\uff0c\u7bc0\u9304\uff1b\u4f9d 2026 \u5e74 10 \u6708\u5168\u570b\u6cd5\u898f\u8cc7\u6599\u5eab\u6240\u8f09\u73fe\u884c\u689d\u6587\u6574\u7406<\/p>\n\n\n<div class=\"wp-block-group alpha-cta alpha-cta-mid alpha-cta-retire has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-left-color:#006ece;border-left-width:4px;background-color:#f3f7fb;padding:16px 20px\">\n<p class=\"wp-block-paragraph\"><strong>\u770b\u5b8c\u898f\u5b9a\uff0c\u9084\u662f\u4e0d\u78ba\u5b9a\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u5920\u4e0d\u5920\u7528\uff1f<\/strong><\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-7b4500cd wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/XpZpxkKi\" style=\"border-radius:50px;color:#ffffff;background-color:#00b900;border:2px solid #00b900;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u52a0 LINE\uff0c\u9867\u554f\u5e6b\u4f60\u770b\u9000\u4f11\u7f3a\u53e3<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u570b\u5c0f\u8001\u5e2b\u9000\u4f11\u91d1\u591a\u5c11\uff1f\u4ee5 30 \u5e74\u8cc7\u8a66\u7b97<\/h2>\n\n<p class=\"wp-block-paragraph\">\u5047\u8a2d\u4e00\u4f4d\u570b\u5c0f\u6559\u5e2b 115 \u5e74\u9000\u4f11\uff0c\u5e74\u8cc7 30 \u5e74\u3001\u5e74\u9f61 58 \u6b72\uff0c\u6700\u5f8c 12 \u5e74\u5e73\u5747\u672c\u85aa 5 \u842c\u5143\uff08\u5047\u8a2d\u503c\uff0c\u5be6\u969b\u4f9d\u85aa\u7d1a\uff09\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u57fa\u6578\u5167\u6db5\uff1a5 \u842c \u00d7 2 \uff1d 10 \u842c\u5143<\/li>\n<li>\u6708\u9000\u4f11\u91d1\uff08\u672a\u5957\u4e0a\u9650\uff09\uff1a10 \u842c \u00d7 2% \u00d7 30 \u5e74 \uff1d 6 \u842c\u5143<\/li>\n<li>\u66ff\u4ee3\u7387\u4e0a\u9650\uff1a10 \u842c \u00d7 61.5% \uff1d 6.15 \u842c\u5143\uff0c\u6708\u9000\u4f11\u91d1\u52a0\u4e0a\u516c\u4fdd\u76f8\u95dc\u7d66\u4ed8\uff0c\u5408\u8a08\u8d85\u904e 6.15 \u842c\u5143\u7684\u90e8\u5206\u6703\u88ab\u6263\u6e1b<\/li>\n<li>\u82e5\u6539\u9818\u4e00\u6b21\u9000\u4f11\u91d1\uff1a10 \u842c \u00d7 1.5 \u00d7 30 \u5e74 \uff1d 450 \u842c\u5143<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">\u540c\u6a23\u5047\u8a2d\uff0c\u5e74\u8cc7 25 \u5e74\u7684\u6708\u9000\u4f11\u91d1\u662f 5 \u842c\u5143\uff0810 \u842c \u00d7 2% \u00d7 25\uff09\uff0c\u4e0a\u9650 54% \u662f 5.4 \u842c\u5143\uff1b\u5e74\u8cc7 35 \u5e74\u662f 7 \u842c\u5143\uff0c\u4e0a\u9650 69% \u662f 6.9 \u842c\u5143\uff0c\u8d85\u904e\u7684 1 \u5343\u5143\u6703\u88ab\u6263\u6e1b\uff0c\u591a\u6559\u7684\u90a3\u5e7e\u5e74\uff0c\u5728\u6708\u9000\u4e0a\u4e0d\u4e00\u5b9a\u770b\u5f97\u5230\u3002<\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/6929_\u6708\u9000\u8207\u66ff\u4ee3\u7387\u4e0a\u9650.png\" alt=\"\u9577\u689d\u5716\uff1a\u5e73\u5747\u672c\u85aa 5 \u842c\u5143\u3001\u57fa\u6578\u5167\u6db5 10 \u842c\u5143\u6642\uff0c\u5e74\u8cc7 25 \u5e74\u6708\u9000\u4f11\u91d1 5 \u842c\u5143\u5c0d\u4e0a\u9650 5.4 \u842c\u5143\uff0c30 \u5e74 6 \u842c\u5143\u5c0d 6.15 \u842c\u5143\uff0c35 \u5e74 7 \u842c\u5143\u8d85\u904e 6.9 \u842c\u5143\u4e0a\u9650\u3001\u8d85\u904e\u90e8\u5206\u6703\u88ab\u6263\u6e1b\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\">\u8cc7\u6599\u4f86\u6e90\uff1a\u6559\u8077\u54e1\u9000\u64ab\u689d\u4f8b\u7b2c 37\u300138 \u689d\u53ca\u9644\u8868\u4e09<sup>[1][4]<\/sup>\uff1b\u963f\u723e\u767c\u6295\u8cc7\u7814\u7a76\u5718\u968a\u8a66\u7b97<\/p>\n\n<p class=\"wp-block-paragraph\">\u9019\u662f\u4f9d\u689d\u6587\u7684\u7c21\u5316\u8a66\u7b97\uff0c\u6c92\u6709\u8a08\u5165\u9000\u64ab\u820a\u5236\u5e74\u8cc7\u3001\u516c\u4fdd\u5e74\u91d1\u8207\u512a\u5b58\u7684\u7d30\u7bc0\uff0c\u4e5f\u6c92\u6709\u8a08\u5165\u6700\u4f4e\u4fdd\u969c\u91d1\u984d\uff0c\u81ea\u5df1\u7684\u5be6\u969b\u6578\u5b57\uff0c\u7528\u5b98\u65b9\u5de5\u5177\u6216\u8acb\u4eba\u4e8b\u5ba4\u7b97\u6700\u6e96\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6708\u9000\u4f11\u91d1\u7b97\u51fa\u4f86\u4e4b\u5f8c\uff0c\u62ff\u53bb\u548c\u9000\u4f11\u5f8c\u6bcf\u6708\u60f3\u82b1\u7684\u9322\u6bd4\u4e00\u6bd4\uff0c\u5dee\u7684\u90a3\u4e00\u6bb5\u8981\u81ea\u5df1\u88dc\uff0c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4614\">\u9000\u4f11\u898f\u5283\u5148\u7b97\u7f3a\u53e3<\/a>\u6709 40\u300150 \u6b72\u9000\u4f11\u7684\u8a66\u7b97\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6559\u5e2b\u9000\u4f11\u91d1\u8a66\u7b97\uff1a\u5b98\u65b9\u5de5\u5177<\/h2>\n\n<ul class=\"wp-block-list\">\n<li>\u9293\u6558\u90e8\u9000\u4f11\u6240\u5f97\u8a66\u7b97\uff08\u516c\u6559\u9069\u7528\uff09\uff1ahttps:\/\/iocs.mocs.gov.tw<\/li>\n<li>\u5b78\u6821\u4eba\u4e8b\u5ba4\uff1a\u80fd\u8abf\u51fa\u4f60\u7684\u5be6\u969b\u5e74\u8cc7\u3001\u85aa\u7d1a\u8207\u820a\u5236\u5e74\u8cc7\uff0c\u6700\u6e96<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">\u7db2\u8def\u4e0a\u6d41\u50b3\u7684\u300c\u6559\u5e2b\u9000\u4f11\u91d1\u8a66\u7b97 Excel\u300d\u591a\u534a\u662f\u500b\u4eba\u88fd\u4f5c\uff0c\u689d\u6587\u66f4\u65b0\u6642\u4e0d\u4e00\u5b9a\u540c\u6b65\uff0c\u8a08\u7b97\u57fa\u6e96\u5e74\u6578\u3001\u6307\u6a19\u6578\u8207\u66ff\u4ee3\u7387\u4e0a\u9650\u662f\u5426\u70ba\u73fe\u884c\u898f\u5b9a\uff0c\u4f7f\u7528\u524d\u6700\u597d\u5148\u6838\u5c0d\u4e00\u6b21\uff082025 \u5e74\u5e95\u624d\u4fee\u904e\u6cd5\uff0c\u820a\u7248\u7684\u8868\u5f88\u53ef\u80fd\u9084\u5728\u7528\u820a\u4e0a\u9650\uff09\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4e00\u6b21\u9000\u3001\u6708\u9000\u3001\u517c\u9818\u600e\u9ebc\u9078\uff1f<\/h2>\n\n<p class=\"wp-block-paragraph\">\u6708\u9000\u4f11\u91d1\u9069\u5408\u60f3\u8981\u7d42\u8eab\u3001\u7a69\u5b9a\u73fe\u91d1\u6d41\u7684\u4eba\uff0c\u4e0d\u904e\u6703\u53d7\u66ff\u4ee3\u7387\u4e0a\u9650\u5f71\u97ff\uff0c\u672a\u4f86\u4e5f\u53ef\u80fd\u96a8\u5236\u5ea6\u8abf\u6574\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u4e00\u6b21\u9000\u4f11\u91d1\u9069\u5408\u6709\u660e\u78ba\u5927\u984d\u7528\u9014\uff0c\u6216\u5e74\u8cc7\u672a\u6eff 15 \u5e74\u7684\u4eba\uff0c\u9019\u7b46\u9322\u8981\u81ea\u5df1\u7ba1\u7406\uff0c\u6d3b\u5f97\u8d8a\u4e45\u8d8a\u8981\u898f\u5283\uff1b\u517c\u9818\u662f\u6708\u9000\u8207\u4e00\u6b21\u9000\u5404\u9818 1\/2\uff0c\u4e00\u90e8\u5206\u4fdd\u7559\u5f48\u6027\u3001\u4e00\u90e8\u5206\u7dad\u6301\u7a69\u5b9a\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">18% \u512a\u60e0\u5b58\u6b3e\u9084\u6709\u55ce\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u6709\uff0c\u4e0d\u904e\u53ea\u5269\u4e00\u90e8\u5206\uff0c\u9000\u4f11\u6559\u8077\u54e1\u9818\u4e00\u6b21\u9000\u4f11\u91d1\u8207\u516c\u4fdd\u4e00\u6b21\u990a\u8001\u7d66\u4ed8\u8005\uff0c\u512a\u60e0\u5b58\u6b3e\u4e2d\u300c\u6700\u4f4e\u4fdd\u969c\u91d1\u984d\u300d\u4ee5\u5167\u7684\u90e8\u5206\u7dad\u6301 18%\uff0c\u8d85\u904e\u7684\u90e8\u5206\u9010\u5e74\u964d\u606f\uff0c\u6c11\u570b 114 \u5e74\u8d77\u70ba 6%\uff1b\u652f\u9818\u6708\u9000\u4f11\u91d1\u8005\u7684\u516c\u4fdd\u990a\u8001\u7d66\u4ed8\u512a\u5b58\uff0c\u6c11\u570b 110 \u5e74\u8d77\u8d85\u904e\u6700\u4f4e\u4fdd\u969c\u7684\u90e8\u5206\u4e0d\u518d\u6709\u512a\u60e0\u5229\u606f<sup>[1]<\/sup>\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6c11\u570b 112 \u5e74 7 \u6708\u4ee5\u5f8c\u5230\u8077\u7684\u8001\u5e2b<\/h2>\n\n<p class=\"wp-block-paragraph\">\u6c11\u570b 112 \u5e74 7 \u6708 1 \u65e5\u4ee5\u5f8c\u521d\u4efb\u7684\u516c\u7acb\u5b78\u6821\u6559\u8077\u54e1\uff0c\u6539\u9069\u7528\u500b\u4eba\u5c08\u6236\u5236\uff0c\u9000\u4f11\u91d1\u4f86\u81ea\u500b\u4eba\u5e33\u6236\u7684\u7d2f\u7a4d\uff0c\u4e0d\u9069\u7528\u9000\u64ab\u689d\u4f8b\u7684\u6307\u6a19\u6578\u8207\u66ff\u4ee3\u7387\u4e0a\u9650<sup>[5]<\/sup>\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u9000\u4f11\u6559\u5e2b\u6709\u5e74\u7d42\u734e\u91d1\u55ce\uff1f<\/h2>\n\n<p class=\"wp-block-paragraph\">\u6c92\u6709\uff0c\u5e74\u7d42\u5de5\u4f5c\u734e\u91d1\u767c\u7d66\u5728\u8077\u4eba\u54e1\uff0c\u9000\u4f11\u5f8c\u4e0d\u518d\u767c\u7d66\uff1b\u9000\u4f11\u7576\u5e74\u4f9d\u5728\u8077\u6708\u6578\u6bd4\u4f8b\u767c\u7d66\u7684\u898f\u5b9a\uff0c\u4ee5\u4eba\u4e8b\u884c\u653f\u7e3d\u8655\u7576\u5e74\u5ea6\u7684\u6ce8\u610f\u4e8b\u9805\u70ba\u6e96\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u8001\u5e2b\u5982\u4f55\u589e\u52a0\u9000\u4f11\u91d1\uff1f<\/h2>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-9.png\" alt=\"\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\">\u5e74\u91d1\u6539\u9769\u5f8c\uff0c30 \u5e74\u8cc7\u7684\u6708\u9000\u66ff\u4ee3\u7387\u4e0a\u9650\u5f9e 107 \u5e74\u7684 67.5% \u964d\u5230 61.5%\uff0c2025 \u5e74\u5e95\u4fee\u6cd5\u624d\u505c\u6b62\u7e7c\u7e8c\u4e0b\u964d<sup>[1][4]<\/sup>\uff0c\u5236\u5ea6\u5341\u5e74\u5167\u6539\u4e86\u5169\u6b21\uff0c\u65b9\u5411\u4e0d\u4e00\u5b9a\u53ea\u6709\u4e00\u7a2e\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6708\u9000\u4f11\u91d1\u4ecd\u662f\u5f88\u597d\u7684\u57fa\u672c\u4fdd\u969c\uff0c\u4e0d\u904e\u8981\u7dad\u6301\u9000\u4f11\u524d\u7684\u751f\u6d3b\u6c34\u6e96\uff0c\u591a\u6578\u8001\u5e2b\u9700\u8981\u81ea\u5df1\u88dc\u4e00\u6bb5\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u5148\u7b97\u7f3a\u53e3\uff0c\u9000\u4f11\u5f8c\u6bcf\u6708\u60f3\u82b1\u591a\u5c11\uff0c\u6e1b\u6389\u9810\u4f30\u7684\u6708\u9000\u4f11\u6240\u5f97\uff0c\u4e58\u4ee5\u9810\u8a08\u7684\u9000\u4f11\u5e74\u6578\uff0c\u5c31\u662f\u8981\u81ea\u5df1\u6e96\u5099\u7684\u91d1\u984d\uff0c\u518d\u4f9d\u96e2\u9000\u4f11\u9084\u6709\u5e7e\u5e74\u6c7a\u5b9a\u80a1\u7968\u8207\u50b5\u5238\u7684\u6bd4\u4f8b\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u4e0d\u5c11\u8001\u5e2b\u7528\u5b9a\u5b58\u6216\u5132\u84c4\u96aa\u6e96\u5099\uff0c\u512a\u9ede\u662f\u7a69\u5b9a\u3001\u80fd\u5f37\u8feb\u5132\u84c4\uff0c\u7f3a\u9ede\u662f\u9577\u671f\u5831\u916c\u53ef\u80fd\u8ffd\u4e0d\u4e0a\u901a\u81a8\uff1b\u96e2\u9000\u4f11\u9084\u6709 10 \u5e74\u4ee5\u4e0a\u7684\u4eba\uff0c\u53ef\u4ee5\u8003\u616e\u628a\u4e00\u90e8\u5206\u653e\u9032\u5168\u7403\u5206\u6563\u7684\u80a1\u50b5\u7d44\u5408\uff0c\u7528\u5b9a\u671f\u5b9a\u984d\u6162\u6162\u7d2f\u7a4d\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u4e0d\u540c\u91d1\u984d\u7684\u7d44\u5408\u9577\u4ec0\u9ebc\u6a23\u5b50\uff0c\u53ef\u4ee5\u770b<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14694\">\u6295\u8cc7\u7d44\u5408\u7bc4\u4f8b<\/a>\uff1b\u80a1\u50b5\u6bd4\u4f8b\u600e\u9ebc\u6c7a\u5b9a\uff0c\u53ef\u4ee5\u770b<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\">\u8cc7\u7522\u914d\u7f6e\u662f\u4ec0\u9ebc<\/a>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u4e0d\u78ba\u5b9a\u8a72\u6e96\u5099\u591a\u5c11\u3001\u600e\u9ebc\u914d\u7f6e\uff0c<a href=\"https:\/\/roboadvisor.com.tw\/portfolio-calculator\/?Camp=Blog\">\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u53ef\u4ee5\u4f9d\u4f60\u7684\u76ee\u6a19\u8207\u671f\u9593\u8a66\u7b97\uff0c\u6295\u8cc7\u5f8c\u4e5f\u6703\u81ea\u52d5\u518d\u5e73\u8861\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6211\u7684\u60f3\u6cd5<\/h2>\n\n<p class=\"wp-block-paragraph\">\u6211\u89ba\u5f97\u8001\u5e2b\u9019\u4e00\u4efd\u9000\u4f11\u91d1\uff0c\u6700\u5bb9\u6613\u88ab\u8aa4\u6703\u7684\u662f\u300c\u5e7e\u6b72\u53ef\u4ee5\u9000\u300d\u548c\u300c\u5e7e\u6b72\u53ef\u4ee5\u9818\u300d\uff0c\u524d\u8005\u770b\u9000\u4f11\u689d\u4ef6\uff0c\u5f8c\u8005\u770b 15 \u5e74\u5e74\u8cc7\u8207\u6307\u6a19\u6578\uff0c\u5169\u4ef6\u4e8b\u6df7\u5728\u4e00\u8d77\uff0c\u5c31\u6703\u628a\u9000\u4f11\u65e5\u6392\u932f\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6307\u6a19\u6578\u9019\u689d\u53ca\u683c\u7dda\u6bcf\u5e74\u52a0\u4e00\u5206\uff0c116 \u5e74\u8d77\u6700\u4f4e\u5e74\u9f61\u9084\u5f9e 50 \u6b72\u8df3\u5230 55 \u6b72\uff0c\u6240\u4ee5\u5dee\u4e00\u5169\u5206\u7684\u4eba\uff0c\u65e9\u4e00\u5e74\u6216\u665a\u4e00\u5e74\u8fa6\uff0c\u7d50\u679c\u53ef\u80fd\u5dee\u5f88\u591a\uff0c\u9019\u90e8\u5206\u6211\u89ba\u5f97\u503c\u5f97\u8acb\u4eba\u4e8b\u5ba4\u5be6\u969b\u7b97\u904e\u518d\u6c7a\u5b9a\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6e1b\u984d\u6708\u9000\u6bcf\u65e9 1 \u5e74\u5c11 4%\uff0c\u800c\u4e14\u662f\u7d42\u8eab\u6e1b\u984d\uff0c\u6211\u770b\u9019\u7a2e\u9078\u9805\u6703\u6bd4\u8f03\u4fdd\u5b88\uff0c\u7562\u7adf\u9000\u4f11\u53ef\u80fd\u9577\u9054\u4e8c\u3001\u4e09\u5341\u5e74\uff0c\u6253\u6298\u7684\u662f\u5f80\u5f8c\u6bcf\u4e00\u500b\u6708\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u66ff\u4ee3\u7387\u4e0a\u9650\u5728 2025 \u5e74\u5e95\u505c\u5728 112 \u5e74\u7684\u6c34\u6e96\uff0c\u4e0d\u904e\u5236\u5ea6\u5341\u5e74\u5167\u6539\u4e86\u5169\u6b21\uff0c\u672a\u4f86\u6703\u4e0d\u6703\u518d\u6539\uff0c\u6c92\u6709\u4eba\u8aaa\u5f97\u6e96\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u80fd\u81ea\u5df1\u638c\u63e1\u7684\uff0c\u662f\u6708\u9000\u4e4b\u5916\u90a3\u4e00\u6bb5\u7f3a\u53e3\uff0c\u8d8a\u65e9\u7b97\u51fa\u4f86\uff0c\u6bcf\u500b\u6708\u8981\u88dc\u7684\u5c31\u8d8a\u5c11\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u53ca\u683c\u7dda\u6703\u52d5\uff0c\u6e96\u5099\u4e0d\u8981\u505c\u3002<\/p>\n\n\n<div class=\"wp-block-group alpha-cta alpha-cta-end alpha-cta-retire has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"background-color:#f3f7fb;padding:32px 20px\">\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:clamp(16.834px, 1.052rem + ((1vw - 3.2px) * 0.716), 26px);font-weight:700\">\u9000\u4f11\u91d1\u5920\u4e0d\u5920\uff0c\u5148\u770b\u7f3a\u53e3\u6709\u591a\u5927<\/p>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u52de\u4fdd\u3001\u52de\u9000\u3001\u516c\u6559\u5e74\u91d1\u52a0\u8d77\u4f86\u80fd\u9818\u591a\u5c11\uff0c\u548c\u4f60\u60f3\u904e\u7684\u751f\u6d3b\u9084\u5dee\u591a\u5c11\uff0c\u52a0\u5165\u5b98\u65b9 LINE \u7559\u8a00\uff0c\u963f\u723e\u767c\u9867\u554f\u548c\u4f60\u4e00\u8d77\u770b<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe0a7de2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/XpZpxkKi\" style=\"border-radius:50px;color:#ffffff;background-color:#00b900;border:2px solid #00b900;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u52a0 LINE\uff0c\u9867\u554f\u5e6b\u4f60\u770b\u9000\u4f11\u7f3a\u53e3<\/strong><\/a><\/div>\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/portfolio-calculator\/?Camp=Blog\" style=\"border-radius:50px;color:#006ece;background-color:#ffffff;border:2px solid #006ece;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u514d\u8cbb\u8a66\u7b97\u6295\u8cc7\u7d44\u5408<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u898b\u554f\u984c<\/h2>\n\n<h3 class=\"wp-block-heading\">\u570b\u5c0f\u8001\u5e2b\u5e7e\u6b72\u53ef\u4ee5\u9000\u4f11\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u4efb\u8077\u6eff 25 \u5e74\u5c31\u80fd\u81ea\u9858\u9000\u4f11\uff0c\u4e0d\u9650\u5e74\u9f61\uff1b\u6216\u4efb\u8077\u6eff 5 \u5e74\u4e14\u5e74\u6eff 60 \u6b72\uff1b65 \u6b72\u5c46\u9f61\u9000\u4f11\uff0c\u5168\u984d\u6708\u9000\u4f11\u91d1\u5f9e 58 \u6b72\u8d77\u652f\uff0c\u6216\u5e74\u8cc7\u52a0\u5e74\u9f61\u9054\u5230\u6307\u6a19\u6578\uff08115 \u5e74\u70ba 84\u3001\u9808\u5e74\u6eff 50 \u6b72\uff09<sup>[1][2]<\/sup>\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u6559\u5e2b\u9000\u4f11\u5e74\u9f61\u6700\u65b0\u898f\u5b9a\u662f\u4ec0\u9ebc\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u9ad8\u4e2d\u4ee5\u4e0b\u6821\u9577\u8207\u6559\u5e2b\u7684\u6708\u9000\u4f11\u91d1\u8d77\u652f\u5e74\u9f61\u7dad\u6301 58 \u6b72\uff1b\u5176\u4ed6\u6559\u8077\u54e1\u5f9e 115 \u5e74\u8d77\u6bcf\u5e74\u52a0 1 \u6b72\uff0c\u5230 65 \u6b72\u70ba\u6b62\uff0c\u5c46\u9f61\u9000\u4f11\u5e74\u9f61\u5247\u662f 65 \u6b72<sup>[1]<\/sup>\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u6307\u6a19\u6578\u5236\u5ea6\u4ec0\u9ebc\u6642\u5019\u7d50\u675f\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u9644\u8868\u4e8c\u5217\u5230\u6c11\u570b 121 \u5e74\uff08\u6307\u6a19\u6578 90\uff09\uff0c\u6307\u6a19\u6578\u7684\u6700\u4f4e\u5e74\u9f61\u5728 116 \u5e74\u8d77\u63d0\u9ad8\u5230 55 \u6b72<sup>[2]<\/sup>\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u8001\u5e2b\u9000\u4f11\u91d1 58 \u6b72\u9084\u662f 60 \u6b72\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">\u8d77\u652f\u6708\u9000\u7684\u5e74\u9f61\u662f 58 \u6b72\uff08\u9ad8\u4e2d\u4ee5\u4e0b\u6821\u9577\u8207\u6559\u5e2b\uff09\uff1b60 \u6b72\u662f\u300c\u4efb\u8077\u6eff 5 \u5e74\u5373\u53ef\u81ea\u9858\u9000\u4f11\u300d\u7684\u5e74\u9f61\uff0c\u5169\u8005\u662f\u4e0d\u540c\u7684\u9580\u6abb\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u6e1b\u984d\u6708\u9000\u5c11\u591a\u5c11\uff1f<\/h3>\n\n<p class=\"wp-block-paragraph\">58 \u6b72\u524d\u63d0\u524d\u9818\uff0c\u6bcf\u65e9 1 \u5e74\u5c11 4%\uff0c\u6700\u591a\u63d0\u524d 5 \u5e74\uff0853 \u6b72\uff09\u3001\u5c11 20%\uff0c\u800c\u4e14\u662f\u7d42\u8eab\u6e1b\u984d<sup>[1]<\/sup>\u3002<\/p>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"\u570b\u5c0f\u8001\u5e2b\u5e7e\u6b72\u53ef\u4ee5\u9000\u4f11\uff1f\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"\u4efb\u8077\u6eff 25 \u5e74\u5c31\u80fd\u81ea\u9858\u9000\u4f11\uff0c\u4e0d\u9650\u5e74\u9f61\uff1b\u6216\u4efb\u8077\u6eff 5 \u5e74\u4e14\u5e74\u6eff 60 \u6b72\uff1b65 \u6b72\u5c46\u9f61\u9000\u4f11\uff0c\u5168\u984d\u6708\u9000\u4f11\u91d1\u5f9e 58 \u6b72\u8d77\u652f\uff0c\u6216\u5e74\u8cc7\u52a0\u5e74\u9f61\u9054\u5230\u6307\u6a19\u6578\uff08115 \u5e74\u70ba 84\u3001\u9808\u5e74\u6eff 50 \u6b72\uff09<sup>[1][2]<\/sup>\u3002\"}}, {\"@type\": \"Question\", \"name\": \"\u6559\u5e2b\u9000\u4f11\u5e74\u9f61\u6700\u65b0\u898f\u5b9a\u662f\u4ec0\u9ebc\uff1f\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"\u9ad8\u4e2d\u4ee5\u4e0b\u6821\u9577\u8207\u6559\u5e2b\u7684\u6708\u9000\u4f11\u91d1\u8d77\u652f\u5e74\u9f61\u7dad\u6301 58 \u6b72\uff1b\u5176\u4ed6\u6559\u8077\u54e1\u5f9e 115 \u5e74\u8d77\u6bcf\u5e74\u52a0 1 \u6b72\uff0c\u5230 65 \u6b72\u70ba\u6b62\uff0c\u5c46\u9f61\u9000\u4f11\u5e74\u9f61\u5247\u662f 65 \u6b72<sup>[1]<\/sup>\u3002\"}}, {\"@type\": \"Question\", \"name\": \"\u6307\u6a19\u6578\u5236\u5ea6\u4ec0\u9ebc\u6642\u5019\u7d50\u675f\uff1f\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"\u9644\u8868\u4e8c\u5217\u5230\u6c11\u570b 121 \u5e74\uff08\u6307\u6a19\u6578 90\uff09\uff0c\u6307\u6a19\u6578\u7684\u6700\u4f4e\u5e74\u9f61\u5728 116 \u5e74\u8d77\u63d0\u9ad8\u5230 55 \u6b72<sup>[2]<\/sup>\u3002\"}}, {\"@type\": \"Question\", \"name\": \"\u8001\u5e2b\u9000\u4f11\u91d1 58 \u6b72\u9084\u662f 60 \u6b72\uff1f\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"\u8d77\u652f\u6708\u9000\u7684\u5e74\u9f61\u662f 58 \u6b72\uff08\u9ad8\u4e2d\u4ee5\u4e0b\u6821\u9577\u8207\u6559\u5e2b\uff09\uff1b60 \u6b72\u662f\u300c\u4efb\u8077\u6eff 5 \u5e74\u5373\u53ef\u81ea\u9858\u9000\u4f11\u300d\u7684\u5e74\u9f61\uff0c\u5169\u8005\u662f\u4e0d\u540c\u7684\u9580\u6abb\u3002\"}}, {\"@type\": \"Question\", \"name\": \"\u6e1b\u984d\u6708\u9000\u5c11\u591a\u5c11\uff1f\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"58 \u6b72\u524d\u63d0\u524d\u9818\uff0c\u6bcf\u65e9 1 \u5e74\u5c11 4%\uff0c\u6700\u591a\u63d0\u524d 5 \u5e74\uff0853 \u6b72\uff09\u3001\u5c11 20%\uff0c\u800c\u4e14\u662f\u7d42\u8eab\u6e1b\u984d<sup>[1]<\/sup>\u3002\"}}]}<\/script>\n\n<h2 class=\"wp-block-heading\">\u53c3\u8003\u6587\u737b<\/h2>\n\n<ul class=\"wp-block-list\">\n<li>[1] \u5168\u570b\u6cd5\u898f\u8cc7\u6599\u5eab\uff082025\u5e7412\u670826\u65e5\u4fee\u6b63\uff09\u3002\u516c\u7acb\u5b78\u6821\u6559\u8077\u54e1\u9000\u4f11\u8cc7\u9063\u64ab\u5379\u689d\u4f8b\uff08\u7b2c 18\u300120\u300122\u300131\u300132\u300136\u300137\u300138 \u689d\uff09\uff0c2026 \u5e74 10 \u6708 19 \u65e5\u64f7\u53d6\u3002https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?pcode=H0150049<\/li>\n<li>[2] \u5168\u570b\u6cd5\u898f\u8cc7\u6599\u5eab\u3002\u516c\u7acb\u5b78\u6821\u6559\u8077\u54e1\u9000\u4f11\u8cc7\u9063\u64ab\u5379\u689d\u4f8b \u9644\u8868\u4e8c\uff1a\u81ea\u9858\u9000\u4f11\u4eba\u54e1\u5e74\u8cc7\u8207\u5e74\u9f61\u5408\u8a08\u6cd5\u5b9a\u6307\u6a19\u6578\u3002https:\/\/law.moj.gov.tw\/LawClass\/LawGetFile.ashx?FileId=0000202502&amp;lan=C<\/li>\n<li>[3] \u5168\u570b\u6cd5\u898f\u8cc7\u6599\u5eab\u3002\u516c\u7acb\u5b78\u6821\u6559\u8077\u54e1\u9000\u4f11\u8cc7\u9063\u64ab\u5379\u689d\u4f8b \u9644\u8868\u4e00\uff1a\u9000\u4f11\u91d1\u7d66\u8207\u4e4b\u8a08\u7b97\u57fa\u6e96\u5f59\u6574\u8868\u3002https:\/\/law.moj.gov.tw\/LawClass\/LawGetFile.ashx?FileId=0000202501&amp;lan=C<\/li>\n<li>[4] \u5168\u570b\u6cd5\u898f\u8cc7\u6599\u5eab\u3002\u516c\u7acb\u5b78\u6821\u6559\u8077\u54e1\u9000\u4f11\u8cc7\u9063\u64ab\u5379\u689d\u4f8b \u9644\u8868\u4e09\uff1a\u9000\u4f11\u6240\u5f97\u66ff\u4ee3\u7387\u5c0d\u7167\u5f59\u6574\u8868\u3002https:\/\/law.moj.gov.tw\/LawClass\/LawGetFile.ashx?FileId=0000409910&amp;lan=C<\/li>\n<li>[5] \u5168\u570b\u6cd5\u898f\u8cc7\u6599\u5eab\u3002\u516c\u7acb\u5b78\u6821\u6559\u8077\u54e1\u500b\u4eba\u5c08\u6236\u5236\u9000\u4f11\u8cc7\u9063\u64ab\u5379\u689d\u4f8b\u3002https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?pcode=H0150085<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">\u91cd\u8981\u8072\u660e<\/h2>\n\n<p class=\"wp-block-paragraph\">\u672c\u6587\u7531\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\u7de8\u88fd\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u69cb\u6210\u4efb\u4f55\u91d1\u878d\u5546\u54c1\u4e4b\u8981\u7d04\u3001\u62db\u652c\u6216\u63a8\u4ecb\uff0c\u4ea6\u975e\u91dd\u5c0d\u7279\u5b9a\u6295\u8cc7\u4eba\u4e4b\u500b\u5225\u6295\u8cc7\u5efa\u8b70\u3002\u9000\u4f11\u91d1\u8a66\u7b97\u70ba\u4f9d\u6cd5\u898f\u689d\u6587\u4e4b\u7c21\u5316\u5047\u8a2d\uff0c\u5be6\u969b\u91d1\u984d\u4ee5\u670d\u52d9\u5b78\u6821\u4eba\u4e8b\u55ae\u4f4d\u53ca\u9293\u6558\u90e8\u5be9\u5b9a\u70ba\u6e96\u3002\u6295\u8cc7\u4eba\u61c9\u4f9d\u81ea\u8eab\u8ca1\u52d9\u72c0\u6cc1\u3001\u6295\u8cc7\u76ee\u6a19\u8207\u98a8\u96aa\u627f\u53d7\u5ea6\u5be9\u614e\u8a55\u4f30\uff0c\u4e26\u81ea\u884c\u627f\u64d4\u6295\u8cc7\u98a8\u96aa\u3002\u904e\u53bb\u7e3e\u6548\u4e0d\u4ee3\u8868\u672a\u4f86\u8868\u73fe\u3002\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\u3000115\u91d1\u7ba1\u6295\u9867\u65b0\u5b57\u7b2c019\u865f<\/p>","protected":false},"excerpt":{"rendered":"<p>\u9ad8\u4e2d\u4ee5\u4e0b\u6559\u5e2b58\u6b72\u8d77\u652f\u6708\u9000\uff0c115\u5e74\u6307\u6a19\u657884\u3001\u6eff50\u6b72\u53ef\u63d0\u524d\u9818\u3002\u9644\u689d\u4ef6\u8868\u3001\u6307\u6a19\u6578\u8868\u8207\u6708\u9000\u8a66\u7b97\u3002<\/p>\n","protected":false},"author":3,"featured_media":17270,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_llm_markdown_disabled":false},"categories":[16],"tags":[808,803,804,805,802,809,806,807],"class_list":["post-6929","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-16","tag-808","tag-803","tag-804","tag-805","tag-802","tag-excel","tag-806","tag-807"],"jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_featured_media_url":"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2026\/10\/00-cover-68.png","_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6929"}],"version-history":[{"count":9,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6929\/revisions"}],"predecessor-version":[{"id":18918,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6929\/revisions\/18918"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/17270"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6929"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6929"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}