{"id":6933,"date":"2025-03-05T10:55:19","date_gmt":"2025-03-05T02:55:19","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=6933"},"modified":"2025-03-05T10:55:19","modified_gmt":"2025-03-05T02:55:19","slug":"%e5%82%b5%e5%88%b8%e6%98%af%e4%bb%80%e9%ba%bc%ef%bc%9f%e5%82%b5%e5%88%b8%e6%80%8e%e9%ba%bc%e8%b2%b7%ef%bc%9f%e5%82%b5%e5%88%b8%e6%8a%95%e8%b3%87%e7%9a%84%e6%88%90%e6%9c%ac%e6%80%8e%e9%ba%bc%e7%ae%97","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=6933","title":{"rendered":"\u50b5\u5238\u662f\u4ec0\u9ebc\uff1f\u50b5\u5238\u8a72\u600e\u9ebc\u8cb7\uff1f\u6295\u8cc7\u50b5\u5238\u7684 6 \u5927\u98a8\u96aa\u4e00\u6b21\u770b\uff01"},"content":{"rendered":"\n<p>\u4f60\u6709\u6295\u8cc7\u904e\u50b5\u5238\u55ce\uff1f\u50b5\u5238\u662f\u6a5f\u69cb\uff08\u653f\u5e9c\u6a5f\u95dc\u3001\u79c1\u4eba\u4f01\u696d\uff09\u5411\u5927\u773e\u501f\u9322\uff0c\u4e26\u7d04\u5b9a\u672a\u4f86\u6642\u9593\u511f\u9084\u8cb8\u6b3e\uff0c\u6240\u4ee5\u9019\u6bb5\u6642\u9593\u8cb7\u50b5\u5238\u5c31\u7b49\u65bc\u662f\u9019\u4e9b\u6a5f\u69cb\u7684\u50b5\u4e3b\uff0c\u5c31\u50cf\u53bb\u9280\u884c\u501f\u9322\u4e00\u6a23\uff0c\u5728\u7d04\u5b9a\u9084\u6b3e\u6642\u9593\u524d\u6a5f\u69cb\u90fd\u6703\u4f9d\u7167\u7d04\u5b9a\u689d\u6b3e\uff0c\u5b9a\u671f\u652f\u4ed8\u5229\u606f\u7d66\u50b5\u5238\u6301\u6709\u4eba\u3002<\/p>\n\n\n\n<p>\u60f3\u77e5\u9053\u50b5\u5238\u662f\u4ec0\u9ebc\u3001\u600e\u9ebc\u8cb7\u50b5\u5238\uff0c\u9084\u662f\u64d4\u5fc3\u6295\u8cc7\u50b5\u5238\u7684\u98a8\u96aa\uff1f\u672c\u6587\u5f9e\u96f6\u958b\u59cb\u5e36\u4f60\u4e86\u89e3\u50b5\u5238\u7684\u904b\u4f5c\u65b9\u5f0f\u3001\u7a2e\u985e\u3001\u50f9\u683c\u5f71\u97ff\u56e0\u7d20\uff0c\u4ee5\u53ca6\u5927\u98a8\u96aa\u5168\u89e3\u6790\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u50b5\u5238\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u50b5\u5238\u662f\u4e00\u7a2e\u300c\u501f\u64da\u300d\uff0c\u7531\u653f\u5e9c\u6216\u516c\u53f8\u767c\u884c\uff0c\u5411\u6295\u8cc7\u8005\u501f\u9322\uff0c\u4e26\u627f\u8afe\u5728\u672a\u4f86\u67d0\u500b\u65e5\u671f\uff08\u5230\u671f\u65e5\uff09\u511f\u9084\u672c\u91d1\uff0c\u671f\u9593\u5b9a\u671f\u652f\u4ed8\u5229\u606f\u3002\u7c21\u55ae\u4f86\u8aaa\uff0c\u8cb7\u50b5\u5238\u5c31\u50cf\u4f60\u501f\u9322\u7d66\u767c\u884c\u6a5f\u69cb\uff0c\u6210\u70ba\u4ed6\u5011\u7684\u300c\u50b5\u4e3b\u300d\uff0c\u800c\u5229\u606f\u5c31\u662f\u4f60\u7684\u5831\u916c\uff0c\u4e5f\u7a31\u70ba<strong>\u7968\u9762\u5229\u606f<\/strong>\u6216<strong>\u56fa\u5b9a\u6536\u76ca<\/strong>\u3002<\/p>\n\n\n\n<p>\u4f8b\u5982\uff0c\u4f60\u8cb7\u4e86\u4e00\u5f35\u9762\u503c1000\u7f8e\u5143\u3001\u7968\u9762\u5229\u73875%\u7684\u50b5\u5238\uff0c\u5230\u671f\u65e5\u662f2030\u5e74\u3002\u4f60\u6bcf\u5e74\u80fd\u6536\u523050\u7f8e\u5143\u5229\u606f\uff0c\u5230\u671f\u6642\u518d\u62ff\u56de1000\u7f8e\u5143\u672c\u91d1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-\">\u50b5\u5238\u7684\u904b\u4f5c\u65b9\u5f0f<\/h3>\n\n\n\n<p>\u50b5\u5238\u7684\u904b\u4f5c\u65b9\u5f0f\u5927\u6982\u5206\u70ba\u56db\u500b\u6b65\u9a5f\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u767c\u884c<\/strong>\uff1a\u50b5\u5238\u767c\u884c\u6a5f\u69cb\uff08\u4f8b\u5982\u653f\u5e9c\u6216\u516c\u53f8\uff09\u5411\u6295\u8cc7\u8005\u767c\u884c\u50b5\u5238\u4ee5\u7c4c\u96c6\u8cc7\u91d1\u3002<\/li>\n\n\n\n<li><strong>\u8cfc\u8cb7<\/strong>\uff1a\u6295\u8cc7\u8005\u8cfc\u8cb7\u50b5\u5238\uff0c\u652f\u4ed8\u50b5\u5238\u7684\u9762\u503c\uff08\u6216\u767c\u884c\u50f9\uff09\u3002<\/li>\n\n\n\n<li><strong>\u5229\u606f\u652f\u4ed8<\/strong>\uff1a\u50b5\u5238\u767c\u884c\u6a5f\u69cb\u5728\u7d04\u5b9a\u7684\u6642\u9593\u5167\uff08\u901a\u5e38\u662f\u6bcf\u534a\u5e74\u6216\u6bcf\u5e74\uff09\u5411\u50b5\u5238\u6301\u6709\u8005\u652f\u4ed8\u5229\u606f\u3002<\/li>\n\n\n\n<li><strong>\u5230\u671f\u9084\u672c<\/strong>\uff1a\u5728\u50b5\u5238\u5230\u671f\u6642\uff0c\u767c\u884c\u6a5f\u69cb\u5411\u6295\u8cc7\u8005\u8fd4\u9084\u50b5\u5238\u7684\u9762\u503c\u672c\u91d1\u3002<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-\">\u50b5\u5238\u76f8\u95dc\u5c08\u6709\u540d\u8a5e<\/h3>\n\n\n\n<p>\u800c\u5728\u66f4\u6df1\u5165\u7684\u4e86\u89e3\u50b5\u5238\u4e4b\u524d\uff0c\u6211\u5011\u5fc5\u9808\u5148\u4e86\u89e3\u4e00\u4e9b\u5e38\u898b\u7684\u50b5\u5238\u540d\u8a5e\uff0c\u4ee5\u4e0b\u5c07\u5217\u9ede\u5206\u5225\u4ecb\u7d39\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9762\u503c\uff08Par Value \/ Face Value\uff09<\/strong>\uff1a\u50b5\u5238\u5728\u5230\u671f\u6642\u6703\u8fd4\u9084\u7d66\u6295\u8cc7\u8005\u7684\u91d1\u984d\uff0c\u901a\u5e38\u662f 1000 \u7f8e\u5143\u3002\u3000<\/li>\n\n\n\n<li><strong>\u7968\u9762\u5229\u7387\uff08Coupon Rate\uff09<\/strong>\uff1a\u50b5\u5238\u6bcf\u5e74\u652f\u4ed8\u7d66\u6295\u8cc7\u8005\u7684\u5229\u606f\u7387\uff0c\u901a\u5e38\u4ee5\u767e\u5206\u6bd4\u8868\u793a\uff0c\u4f8b\u59825%\u3002<\/li>\n\n\n\n<li><strong>\u5230\u671f\u65e5\uff08Maturity Date\uff09<\/strong>\uff1a\u50b5\u5238\u5230\u671f\u4e26\u8fd4\u9084\u672c\u91d1\u7684\u65e5\u671f\u3002<\/li>\n\n\n\n<li><strong>\u73fe\u50f9\uff08Market Price\uff09<\/strong>\uff1a\u50b5\u5238\u5728\u5e02\u5834\u4e0a\u7684\u4ea4\u6613\u50f9\u683c\uff0c\u53ef\u4ee5\u9ad8\u65bc\u6216\u4f4e\u65bc\u9762\u503c\u3002<\/li>\n\n\n\n<li><strong>\u6536\u76ca\u7387\uff08Yield\uff09<\/strong>\uff1a\u6295\u8cc7\u8005\u5f9e\u50b5\u5238\u7372\u5f97\u7684\u5be6\u969b\u56de\u5831\u7387\uff0c\u6839\u64da\u8cfc\u8cb7\u50f9\u683c\u548c\u5229\u606f\u8a08\u7b97\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u50b5\u5238\u7684\u7a2e\u985e<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u50b5\u5238\u7684\u7a2e\u985e\u8207\u4fe1\u7528\u8a55\u7d1a<\/h3>\n\n\n\n<p>\u50b5\u5238\u4f9d\u767c\u884c\u6a5f\u69cb\u5206\u70ba\u4ee5\u4e0b\u5e7e\u985e\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u570b\u50b5<\/strong>\uff1a\u4e2d\u592e\u653f\u5e9c\u767c\u884c\uff0c\u4fe1\u7528\u98a8\u96aa\u6700\u4f4e\uff0c\u5982\u7f8e\u570b\u570b\u50b5\uff08AAA\u7d1a\uff09\u3002<\/li>\n\n\n\n<li><strong>\u5730\u65b9\u653f\u5e9c\u50b5<\/strong>\uff1a\u5730\u65b9\u653f\u5e9c\u767c\u884c\uff0c\u98a8\u96aa\u7565\u9ad8\u65bc\u570b\u50b5\u3002<\/li>\n\n\n\n<li><strong>\u516c\u53f8\u50b5<\/strong>\uff1a\u79c1\u4eba\u4f01\u696d\u767c\u884c\uff0c\u6536\u76ca\u8f03\u9ad8\u4f46\u98a8\u96aa\u8f03\u5927\u3002<\/li>\n\n\n\n<li><strong>\u96f6\u606f\u50b5<\/strong>\uff1a\u7121\u5b9a\u671f\u5229\u606f\uff0c\u5230\u671f\u4e00\u6b21\u6027\u9084\u672c\uff0c\u5229\u6f64\u4f86\u81ea\u6298\u50f9\u8cfc\u8cb7\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u4fe1\u7528\u8a55\u7d1a<\/strong>\u7531\u6a5f\u69cb\uff08\u5982S&amp;P\u3001Moody\u2019s\uff09\u8a55\u4f30\u767c\u884c\u4eba\u7684\u9084\u50b5\u80fd\u529b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AAA<\/strong>\uff1a\u6700\u9ad8\u7d1a\uff0c\u5982\u7f8e\u570b\u570b\u50b5\u3002<\/li>\n\n\n\n<li><strong>BBB\u4ee5\u4e0a<\/strong>\uff1a\u6295\u8cc7\u7d1a\uff0c\u98a8\u96aa\u53ef\u63a7\u3002<\/li>\n\n\n\n<li><strong>BB\u4ee5\u4e0b<\/strong>\uff1a\u9ad8\u6536\u76ca\u50b5\uff08\u5783\u573e\u50b5\uff09\uff0c\u98a8\u96aa\u9ad8\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5176\u4e2d\u6700\u9700\u8981\u8a8d\u8b58\u7684\u570b\u50b5\uff0c\u7279\u5225\u662f\u5df2\u958b\u767c\u570b\u5bb6\u767c\u884c\u7684\u50b5\u5238\uff0c\u56e0\u70ba\u5728\u7d93\u6fdf\u5b78\u4e2d\uff0c\u4e3b\u6b0a\u653f\u5e9c\u6709\u5f37\u5236\u5fb5\u7a05\u8207\u767c\u884c\u8ca8\u5e63\u7684\u6b0a\u5229\uff0c\u56e0\u6b64<strong>\u570b\u50b5\u4fe1\u7528\u8a55\u7d1a\u6700\u9ad8<\/strong>\uff0c\u4fe1\u7528\u98a8\u96aa\u6700\u4f4e\uff0c\u4f8b\u5982\u7f8e\u570b\u7684\u570b\u50b5\u88ab\u8a8d\u70ba\u662f\u4fe1\u7528\u8a55\u7d1a\u6700\u9ad8\u7684\u7d1a\u5225\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h3 class=\"wp-block-heading\">\u4fe1\u7528\u8a55\u7d1a\u662f\u4ec0\u9ebc\uff1f<\/h3>\n\n\n\n<p>\u4fe1\u7528\u8a55\u7d1a\u662f\u8861\u91cf\u4e00\u500b\u570b\u5bb6\u3001\u516c\u53f8\u6216\u500b\u4eba\u511f\u9084\u50b5\u52d9\u80fd\u529b\u7684\u8a55\u5206\u3002\u5b83\u7531\u5c08\u696d\u6a5f\u69cb\u6839\u64da\u8ca1\u52d9\u72c0\u6cc1\u548c\u904e\u53bb\u7684\u4fe1\u7528\u8a18\u9304\u4f86\u8a55\u5b9a\u3002\u9ad8\u8a55\u7d1a\u8868\u793a\u511f\u9084\u50b5\u52d9\u7684\u98a8\u96aa\u8f03\u4f4e\uff0c\u4f4e\u8a55\u7d1a\u5247\u98a8\u96aa\u8f03\u9ad8\u3002\u4e00\u822c\u4f86\u8aaa\uff0cBBB \u7d1a\u4ee5\u4e0a\u7684\u50b5\u5238\u90fd\u662f\u5c6c\u65bc\u6295\u8cc7\u7d1a\u5225\u7684\u50b5\u5238\uff0c\u800c\u570b\u50b5\u5247\u662f\u5176\u4e2d\u6700\u9ad8\u7b49\u7d1a\u7684 AAA \u7d1a\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u4e2d\u592e\u653f\u5e9c\u767c\u884c\u7684\u50b5\u5238\u7d71\u7a31\u570b\u5eab\u5238\uff08Treasury\uff09\uff0c\u4ee5\u7f8e\u570b\u70ba\u4f8b\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u5206\u985e<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1726\" title=\"\u3010\u50b5\u5238\u6295\u8cc7\u5165\u9580\u3011\u50b5\u5238\u5230\u671f\u671f\u9650\uff08Maturity\uff09\u548c\u5b58\u7e8c\u671f\u9593\uff08Duration\uff09\u662f\u4ec0\u9ebc\uff1f\u5229\u7387\u98a8\u96aa\u6703\u5982\u4f55\u5f71\u97ff\u50b5\u5238\u50f9\u683c\uff1f\">\u50b5\u5238\u671f\u9650\uff08Maturity\uff09<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u77ed\u671f\u570b\u5eab\u5238 Treasury-bills<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uff1c1\u5e74<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e2d\u671f\u570b\u5eab\u5238 Treasury-notes<\/td><td class=\"has-text-align-center\" data-align=\"center\">1-10\u5e74<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u9577\u671f\u570b\u5eab\u5238 Treasury-bonds<\/td><td class=\"has-text-align-center\" data-align=\"center\">&gt;10\u5e74<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u7f8e\u570b\u570b\u5eab\u5238\u8aaa\u660e<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u5f71\u97ff\u50b5\u5238\u50f9\u683c\u7684\u56e0\u7d20\u6709\u54ea\u4e9b\uff1f<\/h2>\n\n\n\n<p>\u50b5\u5238\u50f9\u683c\u662f\u7531\u591a\u7a2e\u56e0\u7d20\u5171\u540c\u5f71\u97ff\u7684\uff0c\u800c\u7406\u89e3\u9019\u4e9b\u56e0\u7d20\u53ef\u4ee5\u5e6b\u52a9\u6295\u8cc7\u8005\u66f4\u597d\u5730\u9810\u6e2c\u50b5\u5238\u50f9\u683c\u7684\u6ce2\u52d5\uff0c\u505a\u51fa\u66f4\u660e\u667a\u7684\u6295\u8cc7\u6c7a\u7b56\uff01\u4ee5\u4e0b\u662f\u4e3b\u8981\u5f71\u97ff\u50b5\u5238\u50f9\u683c\u7684\u56e0\u7d20\u53ca\u5176\u89e3\u91cb\uff1a<\/p>\n\n\n\n<p><strong>\u5229\u7387\u8b8a\u52d5\uff08Interest Rate Changes\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u50b5\u5238\u50f9\u683c\u8207\u5e02\u5834\u5229\u7387\u6210\u53cd\u6bd4\u95dc\u4fc2<\/strong>\u3002\u7576\u5e02\u5834\u5229\u7387\u4e0a\u5347\u6642\uff0c\u73fe\u6709\u50b5\u5238\u7684\u50f9\u683c\u901a\u5e38\u6703\u4e0b\u964d\uff0c\u56e0\u70ba\u65b0\u767c\u884c\u7684\u50b5\u5238\u53ef\u80fd\u6703\u63d0\u4f9b\u66f4\u9ad8\u7684\u6536\u76ca\u7387\uff1b\u53cd\u4e4b\u4ea6\u7136\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u4fe1\u7528\u98a8\u96aa\uff08Credit Risk\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u767c\u884c\u6a5f\u69cb\u7684\u4fe1\u7528\u8a55\u7d1a\u5f71\u97ff\u5176\u50b5\u5238\u7684\u50f9\u683c\u3002\u5982\u679c\u767c\u884c\u6a5f\u69cb\u7684<strong>\u4fe1\u7528\u8a55\u7d1a\u4e0b\u964d<\/strong>\uff0c\u5e02\u5834\u5c0d\u8a72\u6a5f\u69cb\u511f\u9084\u50b5\u52d9\u7684\u80fd\u529b\u4fe1\u5fc3\u6e1b\u5f31\uff0c<strong>\u50b5\u5238\u50f9\u683c\u53ef\u80fd\u6703\u4e0b\u8dcc<\/strong>\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u901a\u8139\u7387\uff08Inflation Rate\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u901a\u8139\u6703\u524a\u5f31\u50b5\u5238\u56fa\u5b9a\u5229\u606f\u652f\u4ed8\u7684\u8cfc\u8cb7\u529b\u3002\u5982\u679c<strong>\u901a\u8139\u7387\u9810\u671f\u4e0a\u5347\uff0c\u50b5\u5238\u50f9\u683c\u901a\u5e38\u6703\u4e0b\u964d<\/strong>\uff0c\u56e0\u70ba\u672a\u4f86\u7684\u5229\u606f\u652f\u4ed8\u50f9\u503c\u5c07\u6703\u6e1b\u5c11\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u7d93\u6fdf\u72c0\u6cc1\uff08Economic Conditions\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6574\u9ad4\u7d93\u6fdf\u72c0\u6cc1\u5f71\u97ff\u50b5\u5238\u50f9\u683c\u3002<strong>\u5728\u7d93\u6fdf\u8870\u9000\u6642\uff0c\u6295\u8cc7\u8005\u53ef\u80fd\u6703\u66f4\u50be\u5411\u65bc\u8cfc\u8cb7\u4f4e\u98a8\u96aa\u7684\u50b5\u5238\uff0c\u63a8\u9ad8\u5176\u50f9\u683c<\/strong>\uff1b\u5728\u7d93\u6fdf\u7e41\u69ae\u6642\uff0c\u6295\u8cc7\u8005\u53ef\u80fd\u6703\u5c0b\u6c42\u66f4\u9ad8\u98a8\u96aa\u4f46\u66f4\u9ad8\u56de\u5831\u7684\u6295\u8cc7\uff0c\u58d3\u4f4e\u50b5\u5238\u50f9\u683c\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u5e02\u5834\u60c5\u7dd2\uff08Market Sentiment\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6295\u8cc7\u8005\u7684\u60c5\u7dd2\u548c\u5e02\u5834\u9810\u671f\u4e5f\u6703\u5f71\u97ff\u50b5\u5238\u50f9\u683c\u3002\u5982\u679c<strong>\u5e02\u5834\u60c5\u7dd2\u6a02\u89c0\uff0c\u6295\u8cc7\u8005\u53ef\u80fd\u6703\u66f4\u591a\u5730\u8cfc\u8cb7\u50b5\u5238\uff0c\u63a8\u9ad8\u50f9\u683c<\/strong>\uff1b\u53cd\u4e4b\u4ea6\u7136\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u50b5\u5238\u5230\u671f\u671f\u9650\uff08Bond Maturity\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9577\u671f\u50b5\u5238\u5c0d\u5229\u7387\u8b8a\u52d5\u66f4\u654f\u611f\uff0c\u56e0\u6b64\u5176\u50f9\u683c\u6ce2\u52d5\u901a\u5e38\u6bd4\u77ed\u671f\u50b5\u5238\u66f4\u5927\u3002<strong>\u5230\u671f\u671f\u9650\u8d8a\u9577\uff0c\u50f9\u683c\u6ce2\u52d5\u98a8\u96aa\u8d8a\u9ad8<\/strong>\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u6d41\u52d5\u6027\uff08Liquidity\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u50b5\u5238\u7684\u6d41\u52d5\u6027\uff0c\u5373\u5728\u5e02\u5834\u4e0a\u8cb7\u8ce3\u7684\u96e3\u6613\u7a0b\u5ea6\uff0c\u4e5f\u5f71\u97ff\u5176\u50f9\u683c<strong>\u3002\u6d41\u52d5\u6027\u8f03\u9ad8\u7684\u50b5\u5238\u50f9\u683c\u901a\u5e38\u8f03\u9ad8<\/strong>\uff0c\u56e0\u70ba\u6295\u8cc7\u8005\u9858\u610f\u70ba\u66f4\u6613\u4ea4\u6613\u7684\u8cc7\u7522\u652f\u4ed8\u6ea2\u50f9\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u767c\u884c\u689d\u6b3e\uff08Bond Features\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u50b5\u5238\u662f\u5426\u5177\u6709\u53ef\u8d16\u56de\uff08callable\uff09\u6216\u53ef\u8f49\u63db\uff08convertible\uff09\u7b49\u7279\u6b8a\u689d\u6b3e\u4e5f\u6703\u5f71\u97ff\u5176\u50f9\u683c\u3002\u4f8b\u5982\uff0c<strong>\u53ef\u8d16\u56de\u50b5\u5238\u901a\u5e38\u50f9\u683c\u8f03\u4f4e<\/strong>\uff0c\u56e0\u70ba\u767c\u884c\u6a5f\u69cb\u53ef\u80fd\u5728\u5229\u7387\u4e0b\u964d\u6642\u63d0\u524d\u8d16\u56de\u50b5\u5238\uff0c\u5c0d\u6295\u8cc7\u8005\u4e0d\u5229\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u50b5\u5238\u600e\u9ebc\u8cb7\uff1f\u53f0\u7063\u5be6\u64cd\u6307\u5357<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u9280\u884c vs \u8b49\u5238\u5546\uff1a\u8cbb\u7528\u8207\u9580\u6abb\u5168\u89e3\u6790<\/h3>\n\n\n\n<p>\u5728\u53f0\u7063\uff0c\u6295\u8cc7\u8005\u53ef\u900f\u904e<strong>\u9280\u884c<\/strong>\u6216<strong>\u8b49\u5238\u5546<\/strong>\u8cfc\u8cb7\u50b5\u5238\uff0c\u4f46\u6210\u672c\u548c\u6d41\u7a0b\u5dee\u7570\u660e\u986f\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>\u901a\u8def<\/strong><\/th><th><strong>\u9280\u884c<\/strong><\/th><th><strong>\u8b49\u5238\u5546<\/strong><\/th><th><strong>\u50b5\u5238ETF<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>\u6295\u8cc7\u9580\u6abb<\/strong><\/td><td>5000-10000\u7f8e\u5143<\/td><td>1000\u7f8e\u5143\u8d77<\/td><td>\u6578\u767e\u7f8e\u5143\u5373\u53ef<\/td><\/tr><tr><td><strong>\u7533\u8cfc\u624b\u7e8c\u8cbb<\/strong><\/td><td>0%-3%<\/td><td>0%<\/td><td>0.03%-0.1%<\/td><\/tr><tr><td><strong>\u8d16\u56de\u624b\u7e8c\u8cbb<\/strong><\/td><td>0%-3%<\/td><td>0%<\/td><td>0%<\/td><\/tr><tr><td><strong>\u670d\u52d9\u8cbb<\/strong><\/td><td>0%-5%\uff08\u96b1\u85cf\u6210\u672c\uff09<\/td><td>0%-5%<\/td><td>\u7121<\/td><\/tr><tr><td><strong>\u50f9\u683c\u900f\u660e\u5ea6<\/strong><\/td><td>\u4f4e\uff08\u9280\u884c\u5b9a\u50f9\uff09<\/td><td>\u4e2d\uff08\u5e02\u5834\u4ea4\u6613\uff09<\/td><td>\u9ad8\uff08\u516c\u958b\u5e02\u5834\uff09<\/td><\/tr><tr><td><strong>\u7a2e\u985e\u9078\u64c7<\/strong><\/td><td>\u8f03\u5c11<\/td><td>\u8f03\u591a<\/td><td>\u4e0a\u5343\u6a94\u50b5\u5238\u7d44\u5408<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9280\u884c<\/strong>\uff1a\u9580\u6abb\u9ad8\uff0c\u96b1\u85cf\u8cbb\u7528\uff08\u5982\u901a\u8def\u670d\u52d9\u8cbb\uff09\u5e38\u88ab\u5ffd\u7565\u3002\u4f8b\u5982\uff0c\u8cb7\u4e00\u5f35\u50b5\u5238\u53ef\u80fd\u5831\u50f9 89.55\u7f8e\u5143\uff0c\u8ce3\u51fa\u537b\u53ea\u6709 85.33 \u7f8e\u5143\uff0c\u50f9\u5dee 4.22 \u7f8e\u5143\u76f4\u63a5\u8667\u640d\u3002<\/li>\n\n\n\n<li><strong>\u8b49\u5238\u5546<\/strong>\uff1a\u50f9\u683c\u8f03\u900f\u660e\uff0c\u9069\u5408\u5c0f\u984d\u6295\u8cc7\u8005\uff0c\u4f46\u55ae\u4e00\u50b5\u5238\u98a8\u96aa\u4ecd\u9700\u6ce8\u610f\u3002<\/li>\n\n\n\n<li><strong>\u50b5\u5238 ETF<\/strong>\uff1a\u63a8\u85a6\u65b0\u624b\u9078\u64c7\uff0c\u5982 <strong>BND<\/strong>\uff08Vanguard\u7e3d\u50b5\u5238ETF\uff09\uff0c\u8cbb\u7528\u4f4e\u81f3 0.03%\uff0c\u5206\u6563\u6295\u8cc7\u4e0a\u5343\u6a94\u50b5\u5238\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u70ba\u4ec0\u9ebc\u8a31\u591a\u4eba\u8a8d\u70ba\u73fe\u5728\u662f\u50b5\u5238\u6295\u8cc7\u7684\u6642\u6a5f\uff1f<\/h2>\n\n\n\n<p>\u8fd1\u671f\u6709\u300c\u5168\u7403\u8cc7\u7522\u5b9a\u50f9\u4e4b\u9328\u300d\u4e4b\u7a31\u7684\u7f8e\u570b 10 \u5e74\u671f\u516c\u50b5\u6b96\u5229\u7387\u7a81\u7834 16 \u5e74\u65b0\u9ad8\uff0c\u50b5\u5238\u6b96\u5229\u7387\u4f86\u52304% \u4ee5\u4e0a\uff0c\u50b5\u5238\u50f9\u683c\u5df2\u4f86\u5230 2008 \u5e74\u91d1\u878d\u6d77\u562f\u4ee5\u4f86\u76f8\u5c0d\u4f4e\u6a94\u4f4d\u7f6e\uff0c\u6210\u70ba\u50b5\u5238\u6295\u8cc7\u4eba\u7f55\u898b\u7684\u9577\u7dda\u300c\u9396\u9ad8\u5229\u300d\u8cb7\u9ede\u51fa\u73fe\uff0c\u4e5f\u8b93\u50b5\u5238\u8cc7\u91d1\u6d41\u5165\u5c62\u5275\u65b0\u9ad8\u3002<\/p>\n\n\n\n<p>\u518d\u8005\uff0c\u8ddd\u96e2\u7f8e\u570b\u9810\u8a08\u964d\u606f\u7684\u65e5\u5b50\u8d8a\u4f86\u8d8a\u8fd1\uff0c\u6295\u8cc7\u4eba\u8207\u6a5f\u69cb\u7686\u770b\u6f32\u7f8e\u570b\u570b\u50b5\uff0c\u5c0e\u81f4\u50b5\u5238\u8cb7\u6c23\u8d8a\u4f86\u8d8a\u71b1\u7d61\uff0c\u50f9\u683c\u4e5f\u96a8\u4e4b\u7de9\u7de9\u8d77\u6f32\uff01<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=11089\" target=\"_blank\" rel=\"noopener\" title=\"\">\u7f8e\u50b5\u662f\u4ec0\u9ebc\uff1f\uff19\u6708\u964d\u606f\u524d\u8981\u958b\u59cb\u8cb7\u7f8e\u50b5\u55ce\uff1f\u7f8e\u50b5\u548c\u7f8e\u50b5 ETF \u5dee\u7570\u5927\u63ed\u5bc6\uff01<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">\u52a0\u5165\u963f\u723e\u767c\u5b98\u65b9 Line\uff0c\u514d\u8cbb\u548c\u6211\u5011\u804a\u804a\u8a72\u5982\u4f55\u914d\u7f6e\u50b5\u5238\u6295\u8cc7\u5427\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size aligncenter has-medium-font-size\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog\" style=\"border-radius:33px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u7acb\u5373\u8ddf\u4e0a\u50b5\u5238\u6295\u8cc7\u6642\u6a5f<\/strong>\uff01<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u50b5\u5238\u50f9\u683c\u600e\u9ebc\u7b97\uff1f<\/h2>\n\n\n\n<p>\u6211\u5011\u76f4\u63a5\u9078\u64c7\u4e00\u6a94\u76ee\u524d\u5728\u9280\u884c\u4e0a\u67b6\u7684\u50b5\u5238\u4f86\u4f5c\u6bd4\u8f03\u5206\u6790\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u5546\u54c1\u540d\u7a31<\/strong><strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u5e63\u5225<\/strong><strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u7533\u8cfc\u53c3\u8003\u5831\u50f9<\/strong><strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u8d16\u56de\u53c3\u8003\u5831\u50f9<\/strong><strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u53c3\u8003\u5831\u50f9\u65e5\u671f<\/strong><strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u7968\u9762\u5229\u7387<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u5230\u671f\u65e5<\/strong><strong><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">XX\u7f8e\u5143\u516c\u53f8\u50b5\u5238<\/td><td class=\"has-text-align-center\" data-align=\"center\">USD<\/td><td class=\"has-text-align-center\" data-align=\"center\">89.55<\/td><td class=\"has-text-align-center\" data-align=\"center\">85.33<\/td><td class=\"has-text-align-center\" data-align=\"center\">2023\/<br \/>08\/28<\/td><td class=\"has-text-align-center\" data-align=\"center\">4.5%<\/td><td class=\"has-text-align-center\" data-align=\"center\">2052\/<br \/>05\/20<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u53ef\u4ee5\u770b\u5230\u6709\u300c\u7533\u8cfc\u50f9\u683c\u300d\u3001\u300c\u8d16\u56de\u50f9\u683c\u300d\uff0c\u7533\u8cfc\u5c31\u662f\u8cb7\u50b5\u5238\u7684\u50f9\u683c\uff0c\u8d16\u56de\u5c31\u662f\u8ce3\u50b5\u5238\u7684\u50f9\u683c\u3002<\/p>\n\n\n\n<p>\u56e0\u70ba\u4e2d\u9593\u7684\u50b5\u5238\u50f9\u5dee\uff0c\u5982\u679c\u540c\u4e00\u5929\u8cb7\u8ce3\u50b5\u5238\u7684\u5c31\u6703\u76f4\u63a5\u8667\u640d 4.22 \u5143\uff0889.55-85.33\uff09\uff0c\u96d6\u7136\u5be6\u52d9\u4e0a\u6295\u8cc7\u50b5\u5238\u4e0d\u53ef\u80fd\u540c\u4e00\u5929\u8cb7\u8ce3\u50b5\u5238\uff0c\u4f46\u5f9e\u9019\u4e00\u9ede\u53ef\u4ee5\u770b\u51fa\u50b5\u5238\u6709\u73fe\u8cb7\u73fe\u8667\u7684\u7279\u6027\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u70ba\u4ec0\u9ebc\u50b5\u5238\u5728\u7533\u8cfc\u8207\u8d16\u56de\u6642\u6703\u6709\u50f9\u5dee\uff1f<\/h2>\n\n\n\n<p>\u5982\u679c\u4f60\u8a62\u554f\u696d\u52d9\u54e1\u70ba\u4ec0\u9ebc\u6703\u6709\u50f9\u5dee\uff0c\u4ed6\u5011\u6703\u8aaa\uff1a<\/p>\n\n\n\n<p>\u300c\u9019\u5c31\u8ddf\u8cb7\u8ce3\u5916\u532f\u4e00\u6a23\uff0c\u4f60\u8cb7\u8ce3\u76f8\u540c\u5e63\u5225\u7684\u532f\u7387\u4e00\u6a23\u55ce\uff1f\u8cb7\u8ce3\u672c\u4f86\u5c31\u6709\u532f\u5dee\u561b\uff01\u6240\u6709\u50b5\u5238\u8cb7\u8ce3\u50f9\u683c\u4e0d\u4e00\u6a23\u5f88\u6b63\u5e38\u7684\uff0c\u4e0d\u7528\u64d4\u5fc3\u3002\u4eca\u5929\u7684\u50f9\u683c\u90fd\u662f\u6839\u64da\u6628\u5929\u50b5\u5238\u5e02\u5834\u6413\u5408\u7684\u50f9\u683c\uff0c\u7528\u9019\u500b\u50f9\u683c\u53bb\u639b\u6210\u4ea4\u6a5f\u7387\u6bd4\u8f03\u9ad8\uff01\u300d<\/p>\n\n\n\n<p>\u807d\u5230\u9019\u88e1\u662f\u4e0d\u662f\u89ba\u5f97\u5f88\u5408\u7406\uff1f<br \/><br \/>\u4f46\u5916\u532f\u7684\u532f\u7387\u662f\u5e02\u5834\u8cb7\u8ce3\u639b\u724c\u50f9\u683c\u639b\u51fa\u4f86\u7684\uff0c\u96d6\u7136\u6709\u4e00\u5b9a\u7684\u8b70\u50f9\u7a7a\u9593\uff0c\u4f46\u81f3\u5c11\u6703\u6709\u500b\u5e95\u7dda\u3002<br \/>\u7136\u800c\u4f60\u77e5\u9053\u50b5\u5238\u7684\u50f9\u683c\u662f\u600e\u9ebc\u51fa\u4f86\u7684\u55ce\uff1f<\/p>\n\n\n\n<p>\u80af\u5b9a\u4e0d\u77e5\u9053\uff0c\u9019\u500b\u50f9\u683c\u662f\u9280\u884c\u76f4\u63a5\u544a\u8a34\u4f60\u7684\uff0c\u662f\u9280\u884c\u8ddf\u8b49\u5238\u5546\u6c7a\u5b9a\u8981\u8cfa\u591a\u5c11\u4e4b\u5f8c\u624d\u7d66\u4f60\u7684\u50f9\u683c\uff01\u4ee5\u9019\u6a94\u50b5\u5238\u70ba\u4f8b\u8cb7\u8ce3\u50f9\u5dee\u63a5\u8fd1 4.7%(4.22\/89.55)\uff0c\u9019 4.7% \u90fd\u662f\u53bb\u9280\u884c\u53ca\u8b49\u5238\u5546\u7684\u53e3\u888b\uff01\u5176\u4e2d\u5f88\u5927\u4e00\u90e8\u5206\u5c31\u662f\u524d\u9762\u63d0\u5230\u7684\u300c0%~5% \u7684<strong>\u901a\u8def\u670d\u52d9\u8cbb<\/strong>\u300d\uff0c\u4f46\u9280\u884c\u80af\u5b9a\u4e0d\u6703\u7279\u5225\u8ddf\u4f60\u8aaa\u660e\uff0c\u4ed6\u5011\u662f\u5982\u4f55\u628a\u9019\u4e00\u6bb5\u8cbb\u7528\u85cf\u5728\u5176\u4e2d\u7684\u3002<\/p>\n\n\n\n<p>\u9019\u4e00\u9ede\uff0c\u53f0\u7063\u8ddf\u570b\u5916\u8cfc\u8cb7\u50b5\u5238\u7684\u5dee\u7570\u5c31\u975e\u5e38\u5927\uff0c\u5728\u570b\u5916\u8cb7\u8ce3\u50b5\u5238\u662f\u53ef\u4ee5\u81ea\u884c\u6413\u5408\u4ea4\u6613\uff0c\u89ba\u5f97\u6eff\u610f\u7684\u50f9\u683c\u518d\u6c7a\u5b9a\u8981\u4e0d\u8981\u8cb7\u8ce3\uff0c\u4e0d\u50cf\u5728\u53f0\u7063\uff0c\u8cb7\u8ce3\u50f9\u683c\u53ea\u80fd\u900f\u904e\u91d1\u878d\u6a5f\u69cb\u544a\u8a34\u4f60\uff0c\u8cc7\u8a0a\u5b8c\u5168\u4e0d\u900f\u660e\uff0c\u4f60\u8981\u76f4\u5230\u6210\u4ea4\u5f8c\u624d\u77e5\u9053\u50f9\u683c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u6295\u8cc7\u50b5\u5238\u5b89\u5168\u55ce\uff1f<\/h2>\n\n\n\n<p>\u91d1\u878d\u6a5f\u69cb\u53ea\u6703\u8aaa\uff1a\u6301\u6709\u5230\u671f\u8fd4\u9084\u9762\u984d\u3001\u671f\u9593\u914d\u606f\u56fa\u5b9a\u3001\u9078\u64c7\u5927\u578b\u516c\u53f8\u4e0d\u5012\u5c31\u6c92\u4e8b\uff0c\u4f46\u6c92\u544a\u8a34\u4f60\u8cb7\u7684\u6642\u5019\u5c31\u6703\u56e0\u70ba\u9019\u4e9b\u96b1\u85cf\u7684\u8cbb\u7528\u5148\u8667\u640d\u4e86\uff01\u800c\u4e14\u628a\u6240\u6709\u8cc7\u91d1\u62bc\u6ce8\u55ae\u4e00\u6a19\u7684\u771f\u7684\u5b89\u5168\u55ce\uff1f<\/p>\n\n\n\n<p>\u5176\u5be6\u4e26\u6c92\u6709\u771f\u6b63\u300c\u5927\u5230\u4e0d\u80fd\u5012\u300d\u7684\u516c\u53f8 (\u53ef\u4ee5\u53c3\u8003\u9019\u7bc7\u6587\u7ae0\uff1a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1716\" target=\"_blank\" rel=\"noreferrer noopener\">\u5927\u5230\u4e0d\u80fd\u5012?! \u6295\u8cc7\u55ae\u4e00\u516c\u53f8\u50b5\u5238\u4f60\u6240\u4e0d\u77e5\u9053\u7684\u98a8\u96aa<\/a>)\uff0c\u5982\u679c\u5e0c\u671b\u900f\u904e\u8cfc\u8cb7\u50b5\u5238\u4f86\u6295\u8cc7\uff0c\u8b93\u8cc7\u7522\u7a69\u5b9a\u6210\u9577\u3001\u53c8\u53ef\u4ee5\u964d\u4f4e\u98a8\u96aa\uff0c\u5176\u5be6\u6839\u672c\u4e4b\u9053\u9084\u662f\u8981<strong>\u5206\u6563\u5168\u7403\u6295\u8cc7\u7684\u50b5\u5238\u624d\u662f\u6700\u4f73\u9078\u64c7\uff01<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8cb7\u50b5\u5238\u6703\u8667\u55ce\uff1f<\/h2>\n\n\n\n<p>\u6703\u7684\uff0c\u8cb7\u50b5\u5238\u662f\u6709\u53ef\u80fd\u8667\u640d\u7684\u3002\u96d6\u7136\u50b5\u5238\u901a\u5e38\u88ab\u8a8d\u70ba\u6bd4\u80a1\u7968\u98a8\u96aa\u4f4e\uff0c\u4f46\u4e26\u4e0d\u4ee3\u8868\u5b8c\u5168\u6c92\u6709\u98a8\u96aa\u3002\u53ef\u80fd\u5c0e\u81f4\u8667\u640d\u7684\u60c5\u6cc1\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5229\u7387\u4e0a\u5347<\/strong>\uff1a\u50b5\u5238\u50f9\u683c\u8207\u5e02\u5834\u5229\u7387\u5448\u53cd\u5411\u95dc\u4fc2\u3002\u5982\u679c\u5229\u7387\u4e0a\u5347\uff0c\u50b5\u5238\u50f9\u683c\u6703\u4e0b\u8dcc\uff0c\u82e5\u4f60\u5728\u9019\u6642\u8ce3\u51fa\uff0c\u53ef\u80fd\u6703\u4f4e\u65bc\u8cb7\u5165\u50f9\u3002<\/li>\n\n\n\n<li><strong>\u767c\u884c\u4eba\u9055\u7d04<\/strong>\uff1a\u5982\u679c\u767c\u884c\u50b5\u5238\u7684\u516c\u53f8\u6216\u653f\u5e9c\u7121\u6cd5\u6309\u6642\u652f\u4ed8\u5229\u606f\u6216\u672c\u91d1\uff08\u5373\u9055\u7d04\uff09\uff0c\u4f60\u53ef\u80fd\u62ff\u4e0d\u56de\u5168\u90e8\u6295\u8cc7\u3002<\/li>\n\n\n\n<li><strong>\u63d0\u524d\u8ce3\u51fa<\/strong>\uff1a\u50b5\u5238\u5728\u5230\u671f\u524d\u8ce3\u51fa\u6642\uff0c\u50f9\u683c\u6703\u53d7\u5e02\u5834\u4f9b\u9700\u5f71\u97ff\uff0c\u53ef\u80fd\u4f4e\u65bc\u4f60\u7684\u8cfc\u5165\u50f9\u683c\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u4e0d\u904e\uff0c\u5982\u679c\u6301\u6709\u5230\u671f\u4e14\u767c\u884c\u4eba\u6c92\u6709\u9055\u7d04\uff0c\u901a\u5e38\u80fd\u62ff\u56de\u672c\u91d1\u52a0\u4e0a\u5229\u606f\uff0c\u4e0d\u6703\u8667\u640d\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aioseo-\">\u6295\u8cc7\u50b5\u5238\u6709\u54ea\u4e9b\u98a8\u96aa\uff1f<\/h3>\n\n\n\n<p>\u6295\u8cc7\u50b5\u5238\u96d6\u7136\u901a\u5e38\u88ab\u8a8d\u70ba\u662f\u8f03\u70ba\u4fdd\u5b88\u548c\u7a69\u5b9a\u7684\u6295\u8cc7\u9078\u64c7\uff0c\u4f46\u8207\u5176\u4ed6\u6295\u8cc7\u4e00\u6a23\uff0c\u6295\u8cc7\u50b5\u5238\u4ecd\u7136\u5b58\u5728\u90e8\u5206\u98a8\u96aa\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u5229\u7387\u98a8\u96aa\uff08Interest Rate Risk\uff09<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u7576\u5e02\u5834\u5229\u7387\u4e0a\u5347\u6642\uff0c\u73fe\u6709\u50b5\u5238\u7684\u50f9\u683c\u6703\u4e0b\u964d\uff0c\u56e0\u70ba\u65b0\u767c\u884c\u7684\u50b5\u5238\u53ef\u80fd\u63d0\u4f9b\u66f4\u9ad8\u7684\u5229\u606f\u56de\u5831\u3002\u5982\u679c\u6295\u8cc7\u8005\u5728\u5229\u7387\u4e0a\u5347\u5f8c\u9700\u8981\u8ce3\u51fa\u50b5\u5238\uff0c\u53ef\u80fd\u6703\u9762\u81e8\u8667\u640d\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u4fe1\u7528\u98a8\u96aa\uff08Credit Risk\uff09<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u767c\u884c\u6a5f\u69cb\u7121\u6cd5\u5c65\u884c\u5176\u5229\u606f\u652f\u4ed8\u6216\u672c\u91d1\u511f\u9084\u7fa9\u52d9\u7684\u98a8\u96aa\u3002\u4fe1\u7528\u8a55\u7d1a\u8f03\u4f4e\u7684\u50b5\u5238\u98a8\u96aa\u66f4\u9ad8\uff0c\u53ef\u80fd\u5c0e\u81f4\u6295\u8cc7\u8005\u640d\u5931\u90e8\u5206\u6216\u5168\u90e8\u6295\u8cc7\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u901a\u8139\u98a8\u96aa\uff08Inflation Risk\uff09<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u901a\u8139\u6703\u524a\u5f31\u50b5\u5238\u56fa\u5b9a\u5229\u606f\u652f\u4ed8\u7684\u8cfc\u8cb7\u529b\u3002\u5982\u679c\u901a\u8139\u7387\u4e0a\u5347\uff0c\u50b5\u5238\u7684\u5be6\u969b\u56de\u5831\u7387\u6703\u4e0b\u964d\uff0c\u6295\u8cc7\u8005\u7684\u5be6\u969b\u6536\u76ca\u6703\u6e1b\u5c11\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u518d\u6295\u8cc7\u98a8\u96aa\uff08Reinvestment Risk\uff09<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u7576\u50b5\u5238\u5230\u671f\u6216\u88ab\u8d16\u56de\u6642\uff0c\u6295\u8cc7\u8005\u53ef\u80fd\u7121\u6cd5\u627e\u5230\u76f8\u540c\u6216\u66f4\u9ad8\u6536\u76ca\u7387\u7684\u65b0\u50b5\u5238\u4f86\u518d\u6295\u8cc7\u3002\u5982\u679c\u5e02\u5834\u5229\u7387\u4e0b\u964d\uff0c\u518d\u6295\u8cc7\u7684\u6536\u76ca\u7387\u53ef\u80fd\u4f4e\u65bc\u539f\u5148\u50b5\u5238\u7684\u6536\u76ca\u7387\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u6d41\u52d5\u6027\u98a8\u96aa\uff08Liquidity Risk\uff09<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u67d0\u4e9b\u50b5\u5238\u53ef\u80fd\u5728\u5e02\u5834\u4e0a\u4ea4\u6613\u4e0d\u6d3b\u8e8d\uff0c\u5c0e\u81f4\u6295\u8cc7\u8005\u96e3\u4ee5\u4ee5\u5408\u7406\u50f9\u683c\u8cb7\u5165\u6216\u8ce3\u51fa\u9019\u4e9b\u50b5\u5238\u3002\u6d41\u52d5\u6027\u5dee\u7684\u50b5\u5238\u53ef\u80fd\u9700\u8981\u6298\u50f9\u51fa\u552e\uff0c\u5c0e\u81f4\u640d\u5931\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u5e02\u5834\u98a8\u96aa\uff08Market Risk\uff09<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u50b5\u5238\u5e02\u5834\u53d7\u6574\u9ad4\u7d93\u6fdf\u72c0\u6cc1\u3001\u653f\u7b56\u8b8a\u52d5\u3001\u570b\u969b\u4e8b\u4ef6\u7b49\u56e0\u7d20\u5f71\u97ff\uff0c\u9019\u4e9b\u56e0\u7d20\u53ef\u80fd\u5c0e\u81f4\u50b5\u5238\u50f9\u683c\u6ce2\u52d5\uff0c\u9032\u800c\u5f71\u97ff\u6295\u8cc7\u8005\u7684\u56de\u5831\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p>\ud83d\udca1\u82e5\u4f60\u6295\u8cc7\u7684\u50b5\u6b0a\u70ba<strong>\u53ef\u8d16\u56de\u50b5\u5238<\/strong>\uff0c\u5247\u984d\u5916\u6703\u6709\u63d0\u524d\u8d16\u56de\u98a8\u96aa\u3002\u7576\u767c\u884c\u6a5f\u69cb\u5728\u5229\u7387\u4e0b\u964d\u63d0\u524d\u8d16\u56de\u50b5\u5238\u6642\uff0c\u6703\u4f7f\u6295\u8cc7\u8005\u9762\u81e8\u518d\u6295\u8cc7\u98a8\u96aa\uff0c\u56e0\u70ba\u8d16\u56de\u5f8c\u53ea\u80fd\u4ee5\u8f03\u4f4e\u7684\u5229\u7387\u518d\u6295\u8cc7\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u9ebc\u4eba\u9069\u5408\u8cb7\u50b5\u5238\uff1f<\/h2>\n\n\n\n<p>\u50b5\u5238\u9069\u5408\u4ee5\u4e0b\u985e\u578b\u7684\u4eba\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7a69\u5065\u578b\u6295\u8cc7\u8005<\/strong>\uff1a\u559c\u6b61\u4f4e\u98a8\u96aa\u3001\u7a69\u5b9a\u56de\u5831\u7684\u4eba\uff0c\u4f8b\u5982\u9000\u4f11\u4eba\u58eb\u6216\u4e0d\u9858\u627f\u53d7\u80a1\u5e02\u6ce2\u52d5\u7684\u4eba\u3002<\/li>\n\n\n\n<li><strong>\u9700\u8981\u56fa\u5b9a\u6536\u5165\u7684\u4eba<\/strong>\uff1a\u50b5\u5238\u901a\u5e38\u6703\u5b9a\u671f\u652f\u4ed8\u5229\u606f\uff08\u7a31\u70ba\u914d\u606f\uff09\uff0c\u9069\u5408\u9700\u8981\u7a69\u5b9a\u73fe\u91d1\u6d41\u7684\u4eba\u3002<\/li>\n\n\n\n<li><strong>\u5206\u6563\u6295\u8cc7\u7684\u4eba<\/strong>\uff1a\u60f3\u5e73\u8861\u80a1\u7968\u7b49\u9ad8\u98a8\u96aa\u8cc7\u7522\u7684\u4eba\uff0c\u5e38\u7528\u50b5\u5238\u964d\u4f4e\u6574\u9ad4\u6295\u8cc7\u7d44\u5408\u7684\u98a8\u96aa\u3002<\/li>\n\n\n\n<li><strong>\u77ed\u671f\u8cc7\u91d1\u7ba1\u7406\u8005<\/strong>\uff1a\u6709\u4e9b\u77ed\u671f\u50b5\u5238\uff08\u4f8b\u5982\u570b\u5eab\u5238\uff09\u9069\u5408\u60f3\u5b58\u653e\u9592\u7f6e\u8cc7\u91d1\u53c8\u4e0d\u60f3\u5192\u5927\u98a8\u96aa\u7684\u4eba\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u4f46\u5982\u679c\u4f60\u8ffd\u6c42\u9ad8\u5831\u916c\u4e14\u80fd\u63a5\u53d7\u9ad8\u98a8\u96aa\uff0c\u50b5\u5238\u7684\u6536\u76ca\u53ef\u80fd\u4e0d\u5920\u5438\u5f15\u4f60\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u66f4\u5b89\u5168\u7684\u50b5\u5238\u6295\u8cc7\u7b56\u7565<\/h2>\n\n\n\n<p>\u6295\u8cc7<strong>\u55ae\u4e00\u50b5\u5238<\/strong>\u7684\u6210\u672c\u9060\u6bd4\u4f60\u60f3\u50cf\u7684\u9ad8\uff0c\u5728\u6210\u672c\u4e0d\u900f\u660e\u7684\u60c5\u6cc1\u4e0b\uff0c\u88ab\u6536\u4e86\u591a\u5c11\u8cbb\u7528\u90fd\u4e0d\u77e5\u9053\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u9084\u662f\u8a8d\u70ba\u6295\u8cc7\u55ae\u4e00\u516c\u53f8\u50b5\u5238\u662f\u5b89\u7a69\u7684\u9078\u64c7\uff0c\u5c31\u9700\u8981\u652f\u4ed8\u984d\u5916\u4e14\u9ad8\u6602\u7684\u8cbb\u7528\uff0c\u800c\u4e14\u6c38\u9060\u731c\u4e0d\u5230\u54ea\u5929\u6703\u767c\u751f\u842c\u4e00\uff0c<strong>\u5373\u4f7f\u60f3\u5206\u6563\u6295\u8cc7\u4e0d\u540c\u7684\u50b5\u5238\uff0c\u4f46\u5149\u662f\u8cfc\u8cb7\u55ae\u4e00\u50b5\u5238\u53ef\u80fd\u5c31\u898130\u842c\u53f0\u5e63\u8d77\uff0c\u5982\u6b64\u9ad8\u6602\u7684\u50f9\u683c\u4e00\u822c\u4eba\u7684\u8cc7\u7522\u5176\u5be6\u7121\u6cd5\u771f\u6b63\u7684\u8cb7\u5165\u591a\u6a94\uff0c\u505a\u5230\u5206\u6563\u98a8\u96aa\u7684\u6295\u8cc7<\/strong>\u3002<\/p>\n\n\n\n<p><mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u6240\u4ee5\u5982\u904e\u60f3\u540c\u6642\u6295\u8cc7\u4e0a\u5343\u6a94\u50b5\u5238\uff0c\u4f46\u53c8\u540c\u6642\u8003\u91cf\u5230\u8cc7\u91d1\u91cf\u80fd\u7684\u9650\u5236\uff0c\u5176\u5be6\u73fe\u5728\u9084\u662f\u6709\u66f4\u7c21\u55ae\u7684\u65b9\u5f0f-<\/mark><strong><mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u8cfc\u8cb7\u50b5\u5238 ETF<\/mark><\/strong>\u3010<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1093\" target=\"_blank\" rel=\"noopener\" title=\"blog.roboadvisor.com.tw\/?p=1093\">BND<\/a>\u3001<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1174\" target=\"_blank\" rel=\"noopener\" title=\"https:\/\/blog.roboadvisor.com.tw\/?p=1174\">VCLT<\/a>\u3011\uff0c\u5b83\u5011\u4e0d\u540c\u65bc\u53f0\u7063\u9280\u884c\u6216\u8b49\u5238\u5546\u7684\u50b5\u5238\u4e0d\u900f\u660e\u6d88\u552e\uff0c\u9019\u4e9b\u90fd\u662f\u5728\u570b\u5916\u516c\u958b\u5e02\u5834\u4ea4\u6613\uff0c\u6210\u672c\u53ca\u50f9\u683c\u90fd\u5341\u5206\u900f\u660e\uff0c<mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u800c\u4e14\u56e0\u70ba\u540c\u6642\u6295\u8cc7\u591a\u6a94\u50b5\u5238\u66f4\u53ef\u4ee5\u505a\u5230\u3010\u6708\u914d\u606f\u3011\uff0c\u800c\u4e14\u900f\u904e\u5c08\u696d\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\uff0c\u53ef\u4ee5\u5e6b\u4f60\u6311\u9078\u9ad4\u8cea\u826f\u597d\u7684\u516c\u53f8\u50b5<\/mark>\uff0c\u4e0d\u7528\u9760\u81ea\u5df1\u807d\u4fe1\u7406\u5c08\u800c\u6295\u8cc7\u55ae\u4e00\u50b5\u5238\uff0c\u627f\u64d4\u6975\u5927\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u82e5\u6295\u8cc7\u7d44\u5408\u53ea\u6709\u50b5\u5238\uff0c\u7b49\u540c\u72a7\u7272\u9577\u671f\u80a1\u5e02\u5411\u4e0a\u767c\u5c55\u7684\u5831\u916c\u6f5b\u529b\uff0c\u5728\u6295\u8cc7\u6642\u90fd\u4e0d\u8a72\u5c07\u8cc7\u91d1\u58d3\u5728\u55ae\u4e00\u6a19\u7684\uff0c\u7576\u8a72\u5e02\u5834\u8b8a\u52d5\u6642\u98a8\u96aa\u5c31\u904e\u5ea6\u96c6\u4e2d\uff0c\u4f8b\u5982\uff1a2022 \u5e74\u80a1\u50b5\u50f9\u683c\u9f4a\u8dcc\uff0c\u4f46\u5230\u4e86 2023 \u5e74\u4e2d\u80a1\u7968\u50f9\u683c\u537b\u5df2\u6062\u5fa9\u63a5\u8fd1\u5230\u5347\u606f\u524d\u7684\u9ad8\u9ede\uff0c\u7136\u800c\u50b5\u5238\u50f9\u683c\u4ecd\u7dad\u6301 20 \u5e74\u4f86\u7684\u4f4e\u9ede\uff0c\u986f\u793a\u6211\u5011\u9700\u8981\u5206\u6563\u6295\u8cc7\u6a19\u7684\u624d\u80fd\u5e73\u8861\u6295\u8cc7\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n<p><strong>\u60f3\u8981\u8cc7\u7522\u5b89\u7a69\u6210\u9577\uff0c\u5fc5\u9808\u5efa\u69cb\u826f\u597d\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4e0d\u50c5\u53ef\u4ee5\u964d\u4f4e\u6295\u8cc7\u98a8\u96aa\uff0c\u540c\u6642\u53c8\u80fd\u63d0\u5347\u5831\u916c<\/strong>\uff0c\u7528\u5c0d\u7684\u65b9\u5f0f\u6295\u8cc7\uff0c\u624d\u80fd\u5e6b\u52a9\u6211\u5011\u9054\u6210\u8ca1\u52d9\u76ee\u6a19\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center\">\u52a0\u5165\u963f\u723e\u767c\u5b98\u65b9 Line\uff0c\u514d\u8cbb\u70ba\u60a8\u5efa\u69cb\u9069\u5408\u4f60\u7684\u6295\u8cc7\u7d44\u5408\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size aligncenter has-medium-font-size\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog\" style=\"border-radius:33px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u514d\u8cbb\u5efa\u69cb\u9069\u5408\u4f60\u7684\u6295\u8cc7\u7d44\u5408<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-etf\">\u50b5\u5238ETF\u8207\u76f4\u63a5\u6295\u8cc7\u50b5\u5238\u7684\u5dee\u5225\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u81f3\u65bc\u76f4\u63a5\u8cb7\u4e00\u5f35\u50b5\u5238\u3001\u548c\u8cfc\u8cb7\u50b5\u5238ETF\u7684\u5dee\u5225\u662f\u4ec0\u9ebc\u5462\uff1f\u5982\u679c\u8aaa\u7684\u8a87\u5f35\u4e00\u9ede\uff0c\u9019\u662f\u5169\u500b\u5f88\u4e0d\u4e00\u6a23\u7684\u6295\u8cc7\u3002\uff08\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=7211\" title=\"\u50b5\u5238ETF\u662f\u4ec0\u9ebc\uff1f\u55ae\u4e00\u50b5\u5238\u8207\u50b5\u5238ETF\u6709\u4ec0\u9ebc\u4e0d\u4e00\u6a23\uff1f\u5982\u4f55\u5229\u7528\u50b5\u5238ETF\u505a\u6295\u8cc7\u7d44\u5408\u7684\u8cc7\u7522\u914d\u7f6e\uff1f\">\u50b5\u5238ETF\u662f\u4ec0\u9ebc\uff1f\u55ae\u4e00\u50b5\u5238\u8207\u50b5\u5238ETF\u6709\u4ec0\u9ebc\u4e0d\u4e00\u6a23\uff1f\u5982\u4f55\u5229\u7528\u50b5\u5238ETF\u505a\u6295\u8cc7\u7d44\u5408\u7684\u8cc7\u7522\u914d\u7f6e\uff1f<\/a>\uff09<\/p>\n\n\n\n<p>\u5982\u540c\u524d\u6bb5\u6240\u8ff0\uff0c\u50b5\u5238\u5c6c\u65bc\u56fa\u5b9a\u6536\u76ca\u8b49\u5238\uff0c\u5982\u679c\u6301\u6709\u5230\u671f\uff08\u4e0d\u63d0\u524d\u8ce3\u51fa\uff09\u4e5f\u6c92\u6709\u9047\u5230\u9055\u7d04\u554f\u984c\uff0c\u50b5\u5238\u7684\u6536\u76ca\u7387\u662f\u56fa\u5b9a\u7684 \u2014 \u914d\u606f\u6240\u7372\u7684\u91d1\u984d\u3001\u5230\u671f\u62ff\u56de\u7684\u7e3d\u984d\u8207\u6574\u9ad4\u7684\u5167\u542b\u5831\u916c\u7387 \uff08IRR\uff09 \uff0c\u6216\u662f\u8aaa\u5230\u671f\u6b96\u5229\u7387 \uff08YTM\uff09 \u90fd\u5728\u8cb7\u5165\u7684\u7576\u4e0b\u56fa\u5b9a\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u50b5\u5238ETF\u4e0d\u540c\uff0c\u7531\u65bc\u6295\u7d44\u4e2d\u5305\u542b\u975e\u5e38\u591a\u4e0d\u540c\u5230\u671f\u65e5\u8207\u5229\u606f\u7684\u50b5\u5238\uff0c\u914d\u606f\u7387\u6703\u4f9d\u7167\u6295\u7d44\u4e2d\u7684\u6301\u50b5\u548c\u5e02\u5834\u5229\u7387\u6ce2\u52d5\uff1b\u50f9\u683c\u4e5f\u6703\u96a8\u6642\u4f9d\u5e02\u5834\u4e0a\u4ea4\u6613\u7684\u50f9\u683c\u548c\u5229\u7387\u6ce2\u52d5\u3002<\/p>\n\n\n\n<p>\u8cb7\u9032\u540c\u6a23\u91d1\u984d\u7684\u7f8e\u570b 10 \u5e74\u671f\u516c\u50b5 ETF\uff0c\u8ddf\u76f4\u63a5\u8cb7\u4e00\u5f35 10 \u5e74\u5230\u671f\u7684\u7f8e\u570b\u516c\u50b5\u76f8\u6bd4\uff0c\u5c07\u6703\u6709\u8b8a\u52d5\u8f03\u5927\u7684\u5229\u7387\uff0c\u4ee5\u53ca 10 \u5e74\u5f8c\u91d1\u984d\uff08\u6216\u662f\u50f9\u683c\uff09\u6ce2\u52d5\u7684\u53ef\u80fd\u6027\u3002<\/p>\n\n\n\n<p>\u50b5\u5238 ETF \u7684\u5167\u6c70\u63db\u6a5f\u5236\uff0c\u5373\u5b9a\u671f\u8ce3\u51fa\u77ed\u671f\u5167\u5c07\u5230\u671f\u7684\u50b5\u5238\u4e26\u8cfc\u5165\u65b0\u7684\u50b5\u5238\uff0c\u53ef\u5728\u5229\u7387\u4e0a\u6607\u6642\u589e\u52a0\u9577\u671f\u5831\u916c\u3002\u7576\u5229\u7387\u4e0a\u5347\uff0c\u539f\u6301\u6709\u50b5\u5238\u50f9\u683c\u4e0b\u8dcc\uff0c\u5e33\u9762\u51fa\u73fe\u640d\u5931\uff0c\u4f46\u900f\u904e\u6c70\u63db\u6a5f\u5236\u8cb7\u5165\u9ad8\u6b96\u5229\u7387\u50b5\u5238\uff0c\u672a\u4f86\u6536\u76ca\u63d0\u9ad8\u3002<strong>\u9577\u671f\u800c\u8a00\uff0c\u6b64\u6a5f\u5236\u6709\u52a9\u65bc\u8abf\u6574\u7d44\u5408\uff0c\u4ee5\u53cd\u6620\u66f4\u9ad8\u7684\u5e02\u5834\u5229\u7387\uff0c\u5f9e\u800c\u63d0\u5347\u9577\u671f\u6301\u6709\u8005\u7684\u9810\u671f\u5e74\u5316\u5831\u916c\uff0c\u6e1b\u5c11\u56e0\u5229\u7387\u8b8a\u52d5\u5e36\u4f86\u7684\u8ca0\u9762\u5f71\u97ff\uff0c\u907f\u514d\u9020\u6210\u6c38\u4e45\u640d\u5931\u3002<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u76f4\u63a5\u6295\u8cc7\u50b5\u5238\u7684\u597d\u8655\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u5982\u540c\u524d\u6bb5\u6240\u8ff0\uff0c\u5c0d\u65bc\u5927\u591a\u6578\u6295\u8cc7\u4eba\u4f86\u8aaa\uff0c\u6295\u8cc7\u50b5\u5238 ETF \u6703\u662f\u6bd4\u8f03\u9ad8 CP \u503c\u7684\u9078\u64c7\u3002\u4f46\u662f\u9078\u64c7\u76f4\u63a5\u6295\u8cc7\u50b5\u5238\u4e5f\u6709\u597d\u8655\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u53ef\u4ee5\u7528\u65bc\u5339\u914d\u7279\u5b9a\u6295\u8cc7\u76ee\u6a19<\/strong>\uff1a\u76f4\u63a5\u6295\u8cc7\u50b5\u5238\u7684\u7279\u8272\u4e4b\u4e00\u5c31\u662f\u56fa\u5b9a\u5831\u916c\u3001\u56fa\u5b9a\u914d\u606f\u3002\u6240\u4ee5\u5982\u679c\u6709\u56fa\u5b9a\u652f\u51fa\u7684\u8a08\u756b\uff0c\u5c31\u53ef\u4ee5\u5229\u7528\u7a69\u5b9a\u914d\u606f\u4f86\u5354\u52a9\u9054\u6210\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u5c31\u53ef\u4ee5\u7528\u55ae\u4e00\u50b5\u5238\u7684\u914d\u606f\u4f86\u652f\u61c9\u56fa\u5b9a\u7684\u6559\u80b2\u7559\u5b78\u958b\u92b7\u3001\u5b89\u990a\u652f\u51fa\u3001\u4fdd\u55ae\u8cbb\u7528\u7b49\u7b49\uff0c\u53c8\u6216\u662f\u60f3\u5728\u7279\u5b9a\u6642\u9593\u62ff\u56de\u672c\u91d1\u7684\u898f\u5283\u3002<\/li>\n\n\n\n<li><strong>\u9ad8\u7a69\u5b9a\u6027<\/strong>\uff1a\u50b5\u5238ETF\u6703\u53d7\u5230\u5e02\u5834\u60c5\u7dd2\u3001\u5e02\u5834\u5229\u7387\u3001\u653f\u7b56\u5229\u7387\u7b49\u56e0\u7d20\u5f71\u97ff\u50f9\u683c\u8207\u914d\u606f\uff0c\u4f46\u662f\u90e8\u4efd\u5341\u5206\u4fdd\u5b88\u7684\u6295\u8cc7\u4eba\u9084\u662f\u7121\u6cd5\u63a5\u53d7\u9019\u6a23\u7684\u6ce2\u52d5\u3002\u56e0\u6b64\u96d6\u7136\u5f48\u6027\u8f03\u4f4e\u3001\u6210\u672c\u8f03\u9ad8\uff0c\u5c0d\u65bc\u90e8\u5206\u4fdd\u5b88\u6295\u8cc7\u4eba\u800c\u8a00\u9084\u662f\u4e0d\u932f\u7684\u7a69\u5b9a\u9078\u64c7 \u2014 \u524d\u63d0\u662f\u9078\u64c7\u4e86\u9069\u7576\u7684\u6a19\u7684\uff0c\u4e26\u6301\u6709\u5230\u671f\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u50b5\u5238\u4e00\u5b9a\u6703\u914d\u606f\u55ce\uff1f<\/h3>\n\n\n\n<p>\u4e0d\u4e00\u5b9a\u3002\u50b5\u5238\u662f\u5426\u914d\u606f\u53d6\u6c7a\u65bc\u5b83\u7684\u985e\u578b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u56fa\u5b9a\u5229\u7387\u50b5\u5238<\/strong>\uff1a\u9019\u7a2e\u6700\u5e38\u898b\uff0c\u6703\u5b9a\u671f\u652f\u4ed8\u56fa\u5b9a\u5229\u606f\u3002<\/li>\n\n\n\n<li><strong>\u6d6e\u52d5\u5229\u7387\u50b5\u5238<\/strong>\uff1a\u5229\u606f\u96a8\u5e02\u5834\u5229\u7387\u8b8a\u52d5\uff0c\u4f46\u901a\u5e38\u4e5f\u6703\u914d\u606f\u3002<\/li>\n\n\n\n<li><strong>\u96f6\u606f\u50b5\u5238<\/strong>\uff1a\u9019\u7a2e\u50b5\u5238\u4e0d\u914d\u606f\uff0c\u800c\u662f\u4ee5\u6298\u6263\u50f9\u8cb7\u5165\uff0c\u5230\u671f\u6642\u62ff\u56de\u5168\u984d\u9762\u503c\uff0c\u5229\u6f64\u4f86\u81ea\u5dee\u50f9\u3002<\/li>\n\n\n\n<li><strong>\u9055\u7d04\u60c5\u6cc1<\/strong>\uff1a\u5373\u4f7f\u662f\u6703\u914d\u606f\u7684\u50b5\u5238\uff0c\u5982\u679c\u767c\u884c\u4eba\u8ca1\u52d9\u51fa\u554f\u984c\uff0c\u53ef\u80fd\u7121\u6cd5\u652f\u4ed8\u5229\u606f\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u6240\u4ee5\uff0c\u5927\u591a\u6578\u50b5\u5238\u6703\u914d\u606f\uff0c\u4f46\u4e0d\u662f\u7d55\u5c0d\u7684\uff0c\u5f97\u770b\u5177\u9ad4\u50b5\u5238\u689d\u6b3e\u3002<\/p>\n\n\n\n<p>\u50b5\u5238\u591a\u4e45\u914d\u606f\u4e00\u6b21\uff1f<\/p>\n\n\n\n<p>\u50b5\u5238\u914d\u606f\u7684\u983b\u7387\u53d6\u6c7a\u65bc\u50b5\u5238\u7684\u7a2e\u985e\u548c\u767c\u884c\u689d\u6b3e\uff0c\u6c92\u6709\u7d71\u4e00\u6a19\u6e96\uff0c\u5e38\u898b\u7684\u914d\u606f\u9031\u671f\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6bcf\u5e74\u4e00\u6b21<\/strong>\uff1a\u7279\u5225\u662f\u653f\u5e9c\u516c\u50b5\u6216\u9577\u671f\u50b5\u5238\uff0c\u8a31\u591a\u6703\u63a1\u7528\u5e74\u914d\u3002<\/li>\n\n\n\n<li><strong>\u6bcf\u534a\u5e74\u4e00\u6b21<\/strong>\uff1a\u9019\u5728\u570b\u969b\u5e02\u5834\uff08\u4f8b\u5982\u7f8e\u570b\u516c\u50b5\uff09\u6216\u8a31\u591a\u516c\u53f8\u50b5\u4e2d\u5f88\u5e38\u898b\u3002<\/li>\n\n\n\n<li><strong>\u6bcf\u5b63\u4e00\u6b21<\/strong>\uff1a\u67d0\u4e9b\u516c\u53f8\u50b5\u6216\u77ed\u671f\u50b5\u5238\u53ef\u80fd\u6bcf\u4e09\u500b\u6708\u914d\u606f\u3002<\/li>\n\n\n\n<li><strong>\u6bcf\u6708\u4e00\u6b21<\/strong>\uff1a\u5c11\u6578\u50b5\u5238\uff08\u4f8b\u5982\u67d0\u4e9b\u9ad8\u6536\u76ca\u50b5\u6216\u7279\u5b9a\u91d1\u878d\u7522\u54c1\uff09\u53ef\u80fd\u6bcf\u6708\u914d\u606f\u3002<\/li>\n\n\n\n<li><strong>\u4e0d\u914d\u606f<\/strong>\uff1a\u50cf\u96f6\u606f\u50b5\u5238\u5c31\u4e0d\u6703\u5b9a\u671f\u914d\u606f\uff0c\u800c\u662f\u5230\u671f\u4e00\u6b21\u6027\u9084\u672c\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5177\u9ad4\u591a\u4e45\u914d\u4e00\u6b21\uff0c\u5f97\u770b\u4f60\u8cb7\u7684\u90a3\u6a94\u50b5\u5238\u7684\u8aaa\u660e\u66f8\uff08prospectus\uff09\u3002\u4f8b\u5982\uff0c\u53f0\u7063\u7684\u516c\u50b5\u591a\u6578\u662f\u6bcf\u5e74\u914d\u606f\uff0c\u800c\u4e00\u4e9b\u5916\u570b\u516c\u53f8\u50b5\u53ef\u80fd\u662f\u534a\u5e74\u4e00\u6b21\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u53f0\u7063\u6295\u8cc7\u50b5\u5238\u8981\u7e73\u7a05\u55ce\uff1f<\/h2>\n\n\n\n<p>\u5728\u53f0\u7063\uff0c\u6295\u8cc7\u50b5\u5238\u662f\u5426\u9700\u8981\u7e73\u7a05\u53d6\u6c7a\u65bc\u50b5\u5238\u985e\u578b\u548c\u6240\u5f97\u6027\u8cea\uff0c\u4ee5\u4e0b\u662f\u5e38\u898b\u60c5\u6cc1\uff1a<\/p>\n\n\n\n<p>(1) \u5229\u606f\u6240\u5f97\u7a05<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u570b\u5167\u50b5\u5238<\/strong>\uff08\u4f8b\u5982\u53f0\u7063\u653f\u5e9c\u516c\u50b5\u3001\u516c\u53f8\u50b5\uff09\uff1a\n<ul class=\"wp-block-list\">\n<li>\u5229\u606f\u6240\u5f97\u9700\u8981\u7d0d\u5165\u500b\u4eba\u7d9c\u5408\u6240\u5f97\u7a05\u7533\u5831\uff0c\u6309\u4f60\u7684\u7a05\u7387\u8ab2\u7a05\uff08\u6700\u9ad845%\uff09\u3002<\/li>\n\n\n\n<li>\u4f46\u5982\u679c\u662f\u300c\u91d1\u878d\u6a5f\u69cb\u767c\u884c\u7684\u91d1\u878d\u50b5\u5238\u300d\u6216\u300c\u653f\u5e9c\u516c\u50b5\u300d\uff0c\u5229\u606f\u6240\u5f97\u514d\u7a05\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u5916\u570b\u50b5\u5238<\/strong>\uff1a\n<ul class=\"wp-block-list\">\n<li>\u5982\u679c\u4f60\u5728\u53f0\u7063\u900f\u904e\u5238\u5546\u8cb7\u5916\u570b\u50b5\u5238\uff08\u4f8b\u5982\u7f8e\u570b\u516c\u50b5\uff09\uff0c\u5229\u606f\u6240\u5f97\u5c6c\u65bc\u300c\u6d77\u5916\u6240\u5f97\u300d\u3002\u6839\u64da\u53f0\u7063\u7a05\u6cd5\uff0c\u500b\u4eba\u6d77\u5916\u6240\u5f97\u6bcf\u5e74\u4f4e\u65bc100\u842c\u53f0\u5e63\u514d\u7a05\uff0c\u8d85\u904e100\u842c\u9700\u7533\u5831\u4e26\u7d0d\u5165\u7d9c\u5408\u6240\u5f97\u7a05\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>(2) \u8cc7\u672c\u5229\u5f97\u7a05<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e0d\u7ba1\u662f\u570b\u5167\u9084\u662f\u5916\u570b\u50b5\u5238\uff0c\u5982\u679c\u4f60\u63d0\u524d\u8ce3\u51fa\u8cfa\u4e86\u50f9\u5dee\uff08\u8cc7\u672c\u5229\u5f97\uff09\uff0c\u5728\u53f0\u7063\u76ee\u524d\uff08\u622a\u81f32025\u5e742\u6708\uff09\u500b\u4eba\u4ea4\u6613\u50b5\u5238\u7684\u8cc7\u672c\u5229\u5f97\u514d\u7a05\uff0c\u4e0d\u7528\u7e73\u6240\u5f97\u7a05\u3002<\/li>\n\n\n\n<li>\u4f46\u5982\u679c\u662f\u900f\u904e\u57fa\u91d1\u9593\u63a5\u6295\u8cc7\u50b5\u5238\uff08\u4f8b\u5982\u50b5\u5238\u578b\u57fa\u91d1\uff09\uff0c\u57fa\u91d1\u7684\u8cc7\u672c\u5229\u5f97\u53ef\u80fd\u6709\u4e0d\u540c\u7a05\u52d9\u8655\u7406\u3002<\/li>\n<\/ul>\n\n\n\n<p>(3) \u5176\u4ed6\u7a05<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4ea4\u6613\u7a05<\/strong>\uff1a\u53f0\u7063\u76ee\u524d\u8cb7\u8ce3\u50b5\u5238\u514d\u8b49\u5238\u4ea4\u6613\u7a05\uff08\u4e0d\u50cf\u80a1\u7968\u67090.3%\u4ea4\u6613\u7a05\uff09\u3002<\/li>\n\n\n\n<li><strong>\u907a\u7522\u7a05\u6216\u8d08\u8207\u7a05<\/strong>\uff1a\u5982\u679c\u50b5\u5238\u6d89\u53ca\u907a\u56d1\u6216\u8d08\u8207\uff0c\u53ef\u80fd\u9700\u8981\u8003\u616e\u9019\u985e\u7a05\uff0c\u4f46\u8ddf\u6295\u8cc7\u672c\u8eab\u7121\u95dc\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u7c21\u55ae\u4f8b\u5b50<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f60\u8cb7\u53f0\u7063\u653f\u5e9c\u516c\u50b5\uff0c\u5229\u606f\u514d\u7a05\uff0c\u8ce3\u51fa\u8cfa\u50f9\u5dee\u4e5f\u514d\u7a05\uff0c\u5b8c\u5168\u4e0d\u7528\u7e73\u3002<\/li>\n\n\n\n<li>\u4f60\u8cb7\u7f8e\u570b\u516c\u53f8\u50b5\uff0c\u5229\u606f\u8d85\u904e100\u842c\u53f0\u5e63\u8981\u7533\u5831\u6240\u5f97\u7a05\uff0c\u8ce3\u51fa\u8cfa\u7684\u50f9\u5dee\u514d\u7a05\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-etf\">\u8981\u5982\u4f55\u5229\u7528\u50b5\u5238 <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\" title=\"ETF\u662f\u4ec0\u9ebc\uff1fETF\u65b0\u624b\u6295\u8cc7\u6307\u6578\u578bETF\u76846\u5927\u91cd\u9ede\u4e00\u6b21\u770b\uff01\">ETF<\/a> \u5b8c\u6210\u8cc7\u7522\u914d\u7f6e\uff1f<\/h2>\n\n\n\n<p>\u90a3\u5982\u679c\u4f60\u60f3\u8981\u9ad8  CP \u503c\u7684\u50b5\u5238\u9078\u64c7\uff0c\u5c31\u53ef\u4ee5\u8003\u616e\u50b5\u5238 ETF\uff01\u50b5\u5238\u4e00\u76f4\u662f\u975e\u5e38\u91cd\u8981\u4e14\u4e3b\u6d41\u7684\u91d1\u878d\u8cc7\u7522\uff0c\u800c\u4e14\u7531\u65bc\u9577\u671f\u4ee5\u4f86\u50b5\u5e02\u548c\u80a1\u5e02\u7684\u76f8\u95dc\u6027\u8f03\u4f4e\uff0c\u5728\u6295\u8cc7\u7d44\u5408\u88e1\u6dfb\u52a0\u50b5\u5238\u90e8\u4f4d\u5f80\u5f80\u53ef\u4ee5\u964d\u4f4e\u6ce2\u52d5\u5ea6\uff1b\u7121\u8ad6\u5b78\u8853\u6216\u662f\u5be6\u52d9\u4e0a\uff0c\u80a1\u50b5\u914d\u7f6e\uff08\u5982\u7d93\u5178\u7684 60\/40 \u80a1\u50b5\u7d44\u5408\uff09\u4e5f\u90fd\u662f\u6295\u8cc7\u7d44\u5408\u7406\u8ad6\u7684\u91cd\u8981\u61c9\u7528\u4e4b\u4e00\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u9069\u6642\u5728\u6295\u8cc7\u7d44\u5408\u4e2d\u52a0\u5165\u50b5\u5238 ETF\uff0c\u5c24\u5176\u662f\u4e2d\u77ed\u5929\u671f\u6216\u7d9c\u5408\u578b\u7684\u6295\u8cc7\u7d1a\u50b5\u5238 ETF\uff0c\u53ef\u4ee5\u964d\u4f4e\u6574\u9ad4\u6295\u8cc7\u7d44\u5408\u7684\u98a8\u96aa\u548c\u6ce2\u52d5\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"849\" height=\"463\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/11\/image-2.png\" alt=\"\u50b5\u5238\u4e0b\u8dcc\u98a8\u96aa\n\" class=\"wp-image-7214\" style=\"width:591px;height:322px\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/11\/image-2.png 849w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/11\/image-2-300x164.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/11\/image-2-768x419.png 768w\" sizes=\"auto, (max-width: 849px) 100vw, 849px\" \/><figcaption class=\"wp-element-caption\"><strong>\u904e\u53bb 50 \u5e74\u4f86\uff0c\u50b5\u5238\u5e6b\u52a9\u5206\u6563\u80a1\u5e02\u4e0b\u8dcc\u7684\u98a8\u96aa<\/strong>\uff1b\u5728\u80a1\u5e02\u4e0b\u8dcc\u7684\u5e74\u4efd\uff0c\u50b5\u5e02\u5f80\u5f80\u53ef\u4ee5\u8d77\u5230\u7de9\u885d\u4f5c\u7528\u3002\u8cc7\u6599\u4f86\u6e90\uff1aVanguard Group\u3002<\/figcaption><\/figure>\n\n\n\n<p>\u50b5\u5238\u7684\u5831\u916c\u7387\u6709\u5169\u500b\u4f86\u6e90\uff1a\u914d\u606f\u548c\u8cc7\u672c\u5229\u5f97\u3002\u5728\u5982\u4eca\u6b96\u5229\u7387\u98c6\u9ad8\u5c0e\u81f4\u50b5\u5238\u50f9\u683c\u8dcc\u6df1\u7684\u60c5\u6cc1\uff0c\u52a0\u4e0a\u5347\u606f\u5faa\u74b0\u63a5\u8fd1\u7d50\u675f\u7684\u8de1\u8c61\uff0c\u672a\u4f86\u50b5\u5e02\u524d\u666f\u4e0d\u932f\uff1b\u76ee\u524d\u7684\u9ad8\u5229\u74b0\u5883\u66f4\u662f\u5e36\u4f86\u512a\u7570\u7684\u914d\u606f\u5831\u916c\uff0c\u5c24\u5176\u662f\u77ed\u671f\u7f8e\u570b\u653f\u5e9c\u516c\u50b5\u7b49\u8cc7\u7522\uff0c\u98a8\u96aa\u4f4e\u53c8\u53ef\u4ee5\u7372\u53d6\u4e0d\u932f\u7684\u914d\u606f\u6536\u5165\u3002<\/p>\n\n\n\n<p>\u9664\u4e86\u81ea\u884c\u6295\u8cc7\u50b5\u5238 ETF \u548c\u5efa\u69cb\u6295\u8cc7\u7d44\u5408\u4ee5\u5916\uff0c\u4e5f\u53ef\u4ee5\u5229\u7528\u6a5f\u5668\u4eba\u7406\u8ca1\u4f86\u5b8c\u6210\u8cc7\u7522\u914d\u7f6e\u3002<a href=\"https:\/\/roboadvisor.com.tw\/Home.html?Camp=Blog\" target=\"_blank\" rel=\"noopener\" title=\"\">\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a>\u63d0\u4f9b\u591a\u6a23\u5316\u7684\u667a\u80fd\u7406\u8ca1\u670d\u52d9\uff0c\u5e6b\u52a9\u6295\u8cc7\u4eba\u5b8c\u6210\u5ba2\u88fd\u5316\u6295\u8cc7\u898f\u5283\uff0c\u4ee5\u9054\u6210\u9577\u671f\u8ca1\u52d9\u76ee\u6a19\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"aioseo-etf\">\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u900f\u904e\u50b5\u5238 ETF \u5e6b\u52a9\u6295\u8cc7\u4eba\u5b8c\u6210\u8ca1\u52d9\u898f\u5283\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/roboadvisor.com.tw\/Portfolios.html?Camp=blog\" target=\"_blank\" rel=\"noopener\" title=\"\">\u963f\u723e\u767c\u6838\u5fc3\u6295\u8cc7\u7d44\u5408<\/a>\u548c\u5168\u53f0\u7368\u5bb6\u7684<a href=\"https:\/\/roboadvisor.com.tw\/Portfolios.html?Camp=ntu\" title=\"\">\u81fa\u5927\u7814\u767c\u6295\u8cc7\u7d44\u5408<\/a>\u900f\u904e\u5168\u7403\u591a\u5143\u80a1\u50b5\u914d\u7f6e\uff0c\u5229\u7528\u5168\u7403\u7684\u80a1\u7968 ETF \u548c\u50b5\u5238 ETF \u5b8c\u6210\u8cc7\u7522\u914d\u7f6e\u3002<\/li>\n\n\n\n<li><a href=\"https:\/\/roboadvisor.com.tw\/Portfolios.html?Camp=bond\" target=\"_blank\" rel=\"noopener\" title=\"\">\u963f\u723e\u767c\u7a69\u5b9a\u76c8\u6295\u8cc7\u7d44\u5408<\/a>\u900f\u904e\u914d\u7f6e\u5728\u77ed\u671f\u7f8e\u570b\u516c\u50b5 ETF\uff0c\u5e6b\u52a9\u6295\u8cc7\u4eba\u5229\u7528\u98a8\u96aa\u6975\u4f4e\u53c8\u6709\u4e0d\u932f\u914d\u606f\u5831\u916c\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5b8c\u6210<strong><mark style=\"background-color:#e1e8ed\" class=\"has-inline-color has-palette-color-3-color\"><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=7164\" target=\"_blank\" rel=\"noopener\" title=\"\">\u77ed\u671f\u9810\u5099\u91d1<\/a><\/mark><\/strong>\u7684\u898f\u5283\u3002<\/li>\n<\/ul>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u4f60\u6709\u6295\u8cc7\u904e\u50b5\u5238\u55ce\uff1f\u50b5\u5238\u662f\u6a5f\u69cb\uff08\u653f\u5e9c\u6a5f\u95dc\u3001\u79c1\u4eba\u4f01\u696d\uff09\u5411\u5927\u773e\u501f\u9322\uff0c\u4e26\u7d04\u5b9a\u672a\u4f86\u6642\u9593\u511f\u9084\u8cb8\u6b3e\uff0c\u6240\u4ee5\u9019\u6bb5\u6642\u9593\u8cb7\u50b5\u5238\u5c31\u7b49\u65bc [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7117,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[55,103,244],"class_list":["post-6933","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-9","tag-etf","tag-103","tag-244"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6933","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6933"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6933\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/7117"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6933"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6933"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}