{"id":6976,"date":"2023-10-31T14:09:13","date_gmt":"2023-10-31T06:09:13","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=6976"},"modified":"2023-10-31T14:09:13","modified_gmt":"2023-10-31T06:09:13","slug":"%e7%82%ba%e4%bd%95%e4%b8%bb%e5%8b%95%e5%9e%8b%e5%9f%ba%e9%87%91%e9%9b%a3%e4%bb%a5%e4%bf%9d%e6%8c%81%e5%8b%9d%e7%8e%87%ef%bc%9f%e7%94%a8%e3%80%8c%e6%ad%b7%e5%8f%b2%e5%a0%b1%e9%85%ac%e7%8e%87%e3%80%8d","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=6976","title":{"rendered":"\u4e3b\u52d5\u578b\u57fa\u91d1\u96e3\u4ee5\u4fdd\u6301\u52dd\u7387\uff1f\u7528\u300c\u6b77\u53f2\u5831\u916c\u7387\u300d\u53ef\u4ee5\u6311\u51fa\u8cfa\u9322\u7684\u597d\u57fa\u91d1\u55ce\uff1f"},"content":{"rendered":"\n<p><mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u300c\u6b77\u53f2\u5831\u916c\u7387\u300d\u5f80\u5f80\u662f\u6295\u8cc7\u4eba\u6311\u9078\u57fa\u91d1\u6642\uff0c\u6700\u71b1\u9580\u7684\u6307\u6a19\u4e4b\u4e00\u3002<\/mark>\u597d\u6bd4\u7403\u968a\u6559\u7df4\u5728\u6311\u9078\u7403\u54e1\u6642\uff0c\u4e00\u5b9a\u6703\u53c3\u8003\u7403\u54e1\u904e\u5f80\u5f97\u5206\u7387\uff1b\u540c\u6a23\u5730\uff0c\u591a\u6578\u6295\u8cc7\u4eba\u76f8\u4fe1\u904e\u5f80\u7684\u7e3e\u6548\u8207\u672a\u4f86\u7684\u6210\u679c\u5bc6\u4e0d\u53ef\u5206\uff0c\u5982\u679c\u9019\u500b\u57fa\u91d1\u7d93\u7406\u4eba\u80fd\u5920\u5728\u904e\u53bb\u6311\u9078\u51fa\u5c0d\u7684\u6a19\u7684\u3001\u62ff\u5230\u9ad8\u56de\u5831\uff0c\u90a3\u81f3\u5c11\u4ed6\u7684\u9078\u80a1\u80fd\u529b\u61c9\u8a72\u6703\u512a\u65bc\u5e73\u5747\uff0c\u4e26\u4e14\u80fd\u5920\u8b93\u57fa\u91d1\u4fdd\u6709\u9577\u671f\u826f\u597d\u7684\u9ad4\u8cea\u3002<\/p>\n\n\n\n<p>\u6839\u64da\u79d1\u5b78\u5be6\u8b49\uff0c\u751f\u7269\u5b78\u4e0a\u7684\u78ba\u5b58\u5728\u300c\u52dd\u5229\u8005\u6548\u61c9\u300d\uff1a\u5148\u524d\u7684\u52dd\u5229\u7d93\u9a57\uff0c\u6703\u8b93\u4e4b\u5f8c\u7684\u52dd\u5229\u8b8a\u5f97\u66f4\u52a0\u5bb9\u6613\uff1b\u7c43\u7403\u8cfd\u4e2d\u4ea6\u6709\u300c\u71b1\u624b\u6548\u61c9\u300d\uff0c\u6bd4\u8cfd\u6642\u5982\u679c\u67d0\u500b\u7403\u54e1\u9023\u7e8c\u5f97\u5206\uff0c\u5176\u4ed6\u968a\u54e1\u5728\u4e0b\u6b21\u9032\u653b\u6642\u5e38\u6703\u7e7c\u7e8c\u9078\u64c7\u50b3\u7403\u7d66\u4ed6\u3001\u4ea4\u7531\u4ed6\u53bb\u5f97\u5206\u3002<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u300c\u71b1\u624b\u6548\u61c9\u300d\u4e5f\u80fd\u5957\u7528\u5728\u4e3b\u52d5\u578b\u57fa\u91d1\u4e0a\u55ce\uff1f<\/p>\n\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-\">\u300c\u57fa\u91d1\u7684\u6b77\u53f2\u5831\u916c\u300d\u7b49\u540c\u65bc\u300c\u672a\u4f86\u7e3e\u6548\u300d\u55ce\uff1f<\/a><\/li><li><a href=\"#aioseo-\">\u9577\u671f\u7684\u4e3b\u52d5\u578b\u57fa\u91d1\u8d0f\u5bb6\u4e0d\u5b58\u5728\uff0c\u90a3\u6709\u4e2d\u9577\u671f\u6216\u77ed\u671f\u7684\u8d0f\u5bb6\u55ce\uff1f<\/a><\/li><li><a href=\"#aioseo-\">\u4e8b\u5be6\u662f\uff0c\u57fa\u91d1\u5e02\u5834\u4e0a\u6c92\u6709\u6c38\u9060\u7684\u8d0f\u5bb6<\/a><\/li><\/ul><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\"><strong>\u300c\u57fa\u91d1\u7684\u6b77\u53f2\u5831\u916c\u300d\u7b49\u540c\u65bc\u300c\u672a\u4f86\u7e3e\u6548\u300d\u55ce\uff1f<\/strong><\/h2>\n\n\n\n<p>\u70ba\u4e86\u5c0b\u627e\u9577\u671f\u8868\u73fe\u512a\u7570\u7684\u57fa\u91d1\uff0c\u6211\u5011\u5206\u5225\u8490\u96c6 <mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">2003 \u5e74\u521d\u81f3 2022 \u5e74\u5e95\u53f0\u7063\u6838\u51c6\u4e0a\u5e02\u7684\u300c\u80a1\u7968\u578b\u57fa\u91d1\u300d\u8207\u300c\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1\u300d\u6b77\u53f2\u7e3e\u6548\u8cc7\u6599<\/mark>\uff0c\u4e26\u5c0d\u5176 5 \u5e74\u671f\u7684\u5831\u916c\u7387\u9032\u884c\u6392\u540d\u3002\u8a66\u60f3\uff0c\u82e5\u80fd\u5728\u5e02\u5834 5 \u5e74\u671f\u5831\u916c\u7387\u6392\u540d\u4e2d\u540d\u5217\u524d\u8305\uff0c\u57fa\u91d1\u7d93\u7406\u4eba\u5728\u5efa\u69cb\u6295\u8cc7\u7d44\u5408\u5fc5\u5b9a\u6709\u4e00\u5b9a\u7684\u6c34\u6e96\uff0c\u672a\u4f86\u4e5f\u61c9\u8a72\u6709\u9ad8\u6a5f\u7387\u80fd\u5920\u7e7c\u7e8c\u7e73\u51fa\u597d\u6210\u7e3e\u3002<\/p>\n\n\n\n<p>\u4e0b\u8868\u70ba 5 \u5e74\u671f\u5831\u916c\u7387\u8868\u73fe\u6392\u540d\u4f4d\u65bc\u524d 25% \u7684\u80a1\u7968\u578b\u57fa\u91d1\uff0c\u5728\u63a5\u4e0b\u4f86\u4e94\u5e74\u8868\u73fe\u4f9d\u7136\u70ba\u524d 25% \u7684\u6bd4\u4f8b\uff1b\u8209\u4f8b\u4f86\u8aaa\uff0c2003 \u5e74\u81f3 2007 \u5e74\u5e73\u5747\u5831\u916c\u7387\u6392\u540d\u524d 25% \u7684\u80a1\u7968\u578b\u57fa\u91d1\u4e2d\uff0c\u50c5\u6709\u7d04 16% \u80fd\u5920\u6301\u7e8c\u5728\u5f8c\u4e94\u5e74\uff082008\u5e74\u81f32012\u5e74\uff09\u5e73\u5747\u5831\u916c\u7387\u4fdd\u6709\u524d 25% \u7684\u6392\u540d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image.png\" alt=\"\" class=\"wp-image-6977\" width=\"603\" height=\"290\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image.png 707w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-300x144.png 300w\" sizes=\"auto, (max-width: 603px) 100vw, 603px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u53f0\u7063\u80a1\u7968\u578b\u57fa\u91d15\u5e74\u671f\u5831\u916c\u6392\u540d\u3002\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u5728\u9577\u9054 20 \u5e74\u4e4b\u5f8c\u7684\u6392\u540d\u7d50\u679c\u986f\u793a\uff0c<mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">5 \u5e74\u671f\u7e3e\u6548\u7dad\u6301\u5728\u524d 25% \u7684\u80a1\u7968\u578b\u57fa\u91d1\u5e73\u5747\u50c5\u6709 32.65%<\/mark>\uff0c\u4ee3\u8868<mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u5982\u679c\u4f9d\u7167\u6b77\u53f2\u5831\u916c\u6311\u9078\u80a1\u7968\u578b\u57fa\u91d1\uff0c\u53ea\u6709\u7d04 3 \u6210\u7684\u6a5f\u7387\u80fd\u5920\u5728\u5f8c\u4e94\u5e74\u7e7c\u7e8c\u62ff\u5230\u512a\u826f\u7684\u56de\u5831<\/mark>\u3002<\/p>\n\n\n\n<p>\u65e2\u7136\u80a1\u7968\u578b\u57fa\u91d1\u7121\u6cd5\u9054\u5230\u52dd\u8005\u6046\u52dd\uff0c\u90a3\u9ebc\u76f8\u8f03\u4e4b\u4e0b\u98a8\u96aa\u548c\u5831\u916c\u7686\u8f03\u4f4e\u3001\u9078\u64c7\u6a19\u7684\u7b56\u7565\u8f03\u55ae\u7d14\u7684\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1\uff0c\u662f\u5426\u6703\u6709\u4e0d\u540c\u7684\u7d50\u679c\u5462\uff1f<\/p>\n\n\n\n<p>\u7531\u65bc\u53f0\u7063\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1\u6a23\u672c\u6578\u8f03\u5c11\u4e14\u591a\u8fd1\u5e74\u624d\u6210\u7acb\uff0c\u56e0\u6b64\u6211\u5011\u7e2e\u77ed\u671f\u9593\uff0c\u4ee5 2010 \u5e74\u521d\u81f3 2022 \u5e74\u5e95\u7684\u6b77\u53f2\u7e3e\u6548\u8cc7\u6599\u9032\u884c\u6392\u540d\uff0c\u4e0b\u8868\u70ba 5 \u5e74\u671f\u5831\u916c\u7387\u8868\u73fe\u6392\u540d\u4f4d\u65bc\u524d 25% \u7684\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1\uff0c\u5728\u63a5\u4e0b\u4f86\u4e94\u5e74\u8868\u73fe\u4f9d\u7136\u70ba\u524d 25% \u7684\u6bd4\u4f8b\uff1b\u8209\u4f8b\u800c\u8a00\uff0c2010 \u5e74\u81f3 2014 \u5e74\u5e73\u5747\u5831\u916c\u7387\u6392\u540d\u524d 25% \u7684\u80a1\u7968\u578b\u57fa\u91d1\u4e2d\uff0c\u7d04\u6709 33% \u80fd\u5920\u6301\u7e8c\u5728\u5f8c\u4e94\u5e74\uff082015\u5e74\u81f32019\u5e74\uff09\u5e73\u5747\u5831\u916c\u7387\u4fdd\u6709\u524d 25% \u7684\u6392\u540d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-1.png\" alt=\"\" class=\"wp-image-6978\" width=\"602\" height=\"125\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-1.png 675w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-1-300x63.png 300w\" sizes=\"auto, (max-width: 602px) 100vw, 602px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u53f0\u7063\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1\u6392\u540d\u3002\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/p>\n\n\n\n<p>\u5728\u6b64 13 \u5e74\u671f\u9593\u7684\u7d50\u679c\u986f\u793a\uff0c<mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">5 \u5e74\u671f\u7e3e\u6548\u7dad\u6301\u5728\u524d 25% \u7684\u300c\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1\u300d\u5e73\u5747\u50c5\u6709 11.67%<\/mark>\uff0c\u76f8\u8f03\u65bc\u80a1\u7968\u578b\u57fa\u91d1\u66f4\u96e3\u7dad\u6301\u539f\u5148\u826f\u597d\u7684\u5831\u916c\u7387\uff1b\u5176\u4e2d 2011 \u5e74\u81f3 2015 \u5e74\u30012013 \u5e74\u81f32017 \u5e74\u9019\u5169\u6b21 5 \u5e74\u671f\u5831\u916c\u6392\u540d\u524d 25% \u7684\u57fa\u91d1\uff0c\u66f4\u662f\u5168\u8ecd\u8986\u6c92\uff0c\u5728\u63a5\u7e8c\u7684\u5f8c\u4e94\u5e74\u88e1\u5168\u90e8\u6389\u51fa\u524d 25% \u7684\u7e3e\u6548\u6392\u540d\u3002<\/p>\n\n\n\n<p>\u2705<strong>\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1<\/strong>\u662f\u4e00\u7a2e\u4e3b\u8981\u6295\u8cc7\u65bc\u50b5\u5238\u548c\u5176\u4ed6\u56fa\u5b9a\u6536\u76ca\u8b49\u5238\u7684\u57fa\u91d1\u3002\u9019\u985e\u57fa\u91d1\u7684\u76ee\u7684\u662f\u63d0\u4f9b\u7a69\u5b9a\u7684\u5229\u606f\u6536\u5165\u548c\u672c\u91d1\u4fdd\u8b77\uff0c\u9069\u5408\u5c0b\u6c42\u7a69\u5b9a\u56de\u5831\u548c\u4f4e\u98a8\u96aa\u7684\u6295\u8cc7\u8005\u3002\u7531\u65bc\u5176\u6536\u76ca\u76f8\u5c0d\u56fa\u5b9a\uff0c\u98a8\u96aa\u8f03\u80a1\u7968\u578b\u57fa\u91d1\u4f4e\uff0c\u4f46\u4e5f\u53ef\u80fd\u9762\u81e8\u5229\u7387\u8b8a\u52d5\u5e36\u4f86\u7684\u5f71\u97ff\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\"><strong>\u9577\u671f\u7684\u4e3b\u52d5\u578b\u57fa\u91d1\u8d0f\u5bb6\u4e0d\u5b58\u5728\uff0c\u90a3\u6709\u4e2d\u9577\u671f\u6216\u77ed\u671f\u7684\u8d0f\u5bb6\u55ce\uff1f<\/strong><\/h2>\n\n\n\n<p>\u5c0d\u65bc\u4e2d\u77ed\u671f\u7684\u6295\u8cc7\u4eba\u800c\u8a00\uff0c5 \u5e74\u4ee5\u5167\u7684\u7e3e\u6548\u6216\u8a31\u6703\u66f4\u6709\u53c3\u8003\u50f9\u503c\uff0c\u4e14\u4f9d\u7167\u8a2d\u60f3\uff0c\u77ed\u671f\u7e3e\u6548\u7684\u6301\u7e8c\u6027\u61c9\u8a72\u6703\u76f8\u8f03\u65bc\u7dad\u6301\u9577\u671f\u7e3e\u6548\u66f4\u52a0\u5bb9\u6613\u3002\u56e0\u6b64\uff0c\u6211\u5011\u53c3\u7167\u540c\u6a23\u7684\u6a21\u5f0f\uff0c\u8490\u96c6 3 \u5e74\u671f\u53ca 1 \u5e74\u671f\u7684\u6b77\u53f2\u7e3e\u6548\u8cc7\u6599\u4e26\u9032\u884c\u6392\u540d\u3002\u4e0b\u8868\u5206\u5225\u70ba\u53f0\u7063\u80a1\u7968\u578b\u57fa\u91d1 3 \u5e74\u671f\u5831\u916c\u7387\u53ca\u6bcf\u5e74\u5831\u916c\u7387\u6392\u540d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-2.png\" alt=\"\" class=\"wp-image-6979\" width=\"541\" height=\"267\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-2.png 686w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-2-300x148.png 300w\" sizes=\"auto, (max-width: 541px) 100vw, 541px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u53f0\u7063\u80a1\u7968\u578b\u57fa\u91d13\u5e74\u671f\u5831\u916c\u6392\u540d\u3002\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-3.png\" alt=\"\" class=\"wp-image-6980\" width=\"548\" height=\"269\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-3.png 674w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-3-300x147.png 300w\" sizes=\"auto, (max-width: 548px) 100vw, 548px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u53f0\u7063\u80a1\u7968\u578b\u57fa\u91d1\u6bcf\u5e74\u5831\u916c\u6392\u540d\u3002\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/p>\n\n\n\n<p>\u9664\u4e86\u53f0\u7063\u80a1\u7968\u578b\u57fa\u91d1\uff0c\u6211\u5011\u540c\u6a23\u8490\u96c6\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1\u76843\u5e74\u671f\u5831\u916c\u548c1\u5e74\u671f\u5831\u916c\u9032\u884c\u6392\u540d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-4.png\" alt=\"\" class=\"wp-image-6981\" width=\"536\" height=\"262\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-4.png 624w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-4-300x147.png 300w\" sizes=\"auto, (max-width: 536px) 100vw, 536px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u53f0\u7063\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d13\u5e74\u671f\u5831\u916c\u6392\u540d\u3002\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-5.png\" alt=\"\" class=\"wp-image-6982\" width=\"517\" height=\"248\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-5.png 687w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-5-300x145.png 300w\" sizes=\"auto, (max-width: 517px) 100vw, 517px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u53f0\u7063\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1\u6bcf\u5e74\u5831\u916c\u6392\u540d\u3002\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/p>\n\n\n\n<p>\u6578\u64da\u986f\u793a\uff0c20 \u5e74\u9593\u6392\u540d\u524d 25% \u7684\u80a1\u7968\u578b\u57fa\u91d1\u4e2d\uff0c\u5e73\u5747\u6709 30.92% \u7684\u57fa\u91d1\u7dad\u6301\u4f4f 3 \u5e74\u671f\u7e3e\u6548\u3001\u800c\u80fd\u5920\u7dad\u6301\u6bcf\u5e74\u7e3e\u6548\u7684\u57fa\u91d1\u50c5\u6709 29.46%\uff1b\u76f8\u8f03\u4e4b\u4e0b\uff0c\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1\u7684\u7e3e\u6548\u5ef6\u7e8c\u6027\u751a\u81f3\u8f03\u5dee\uff0c3\u5e74\u671f\u7e3e\u6548\u6392\u540d\u50c5\u6709 23.59% \u7dad\u6301\u5728\u524d 25%\u3001\u6bcf\u5e74\u7e3e\u6548\u5247\u5e73\u5747\u50c5\u5269 21.58%\u3002<\/p>\n\n\n\n<p>\u7121\u8ad6\u662f\u80a1\u7968\u578b\u57fa\u91d1\u6216\u662f\u56fa\u5b9a\u6536\u76ca\u578b\u57fa\u91d1\uff0c\u5be6\u8b49\u7d50\u679c\u5728\u5728\u986f\u793a\u51fa\uff0c<mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u4e0d\u7ba1\u6295\u8cc7\u4eba\u662f\u4ee5\u9577\u671f\u7e3e\u6548\u6216\u662f\u77ed\u671f\u7e3e\u6548\u4f86\u6311\u9078\u57fa\u91d1\uff0c\u5e73\u5747\u90fd\u50c5\u6709\u4e0d\u5230 3 \u6210\u7684\u6a5f\u7387\u80fd\u5920\u5728\u672a\u4f86\u5ef6\u7e8c\u904e\u53bb\u4eae\u773c\u7684\u6210\u7e3e\u55ae<\/mark>\uff0c\u82e5\u9078\u64c7\u77ed\u671f\u6307\u6a19\u4f86\u7be9\u9078\uff0c\u53ef\u80fd\u66f4\u96e3\u4ee5\u7372\u5f97\u671f\u671b\u7684\u597d\u5831\u916c\u3002<\/p>\n\n\n\n<p>\u82e5\u4ee5\u55ae\u4e00\u5e74\u6b77\u53f2\u5831\u916c\u4f5c\u70ba\u9078\u64c7\u57fa\u91d1\u7684\u6307\u6a19\uff0c\u5247\u4f9d\u7167\u4e0b\u8868\u6240\u7d71\u8a08\uff0c\u6295\u8cc7\u4eba\u5206\u5225\u6709 29.46% \u548c 21.58% 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height=\"259\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-6.png 608w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-6-300x182.png 300w\" sizes=\"auto, (max-width: 426px) 100vw, 426px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u53f0\u7063\u6838\u92b7\u57fa\u91d1\u5e74\u5831\u916c\u9023\u7e8c\u7dad\u6301\u65bc\u524d 25%\u3002\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" 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title=\"\">\u301099%\u6295\u8cc7\u4eba\u6311\u57fa\u91d1\u7684\u65b9\u6cd5\u5176\u5be6\u90fd\u932f\u4e86\u3011<\/a>\uff0c\u544a\u8a34\u4f60\u6311\u9078\u57fa\u91d1\u7684\u6b63\u78ba\u65b9\u6cd5\u3002<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u9577\u671f\u4ee5\u4f86\uff0c\u4eba\u5011\u7e3d\u7fd2\u6163\u4ee5\u300c\u6b77\u53f2\u5831\u916c\u7387\u300d\u4f86\u6311\u9078\u57fa\u91d1\uff0c\u76f8\u4fe1\u904e\u53bb\u8868\u73fe\u826f\u597d\u7684\u57fa\u91d1\u7d93\u7406\u4eba\u3001\u672a\u4f86\u4e5f\u53ef\u4ee5\u4fdd\u6301\u4eae\u773c\u7684\u7e3e\u6548\u3002\u4f46\u662f\uff0c\u300c\u52dd\u8005\u6046\u52dd\u300d\u7684\u6982\u5ff5\u771f\u7684\u53ef\u4ee5\u5957\u7528\u5728\u4e3b\u52d5\u578b\u57fa\u91d1\u4e0a\u55ce\uff1f\u5be6\u969b\u4e0a\uff0c\u5176\u5be6\u53ea\u6709\u4e0d\u5230\u4e09\u6210\u7684\u57fa\u91d1\u53ef\u4ee5\u9023\u7e8c\u5169\u5e74\u90fd\u5e6b\u4f60\u8cfa\u5230\u9ad8\u5831\u916c\uff1f\u6b77\u53f2\u5831\u916c\u7387\u80cc\u5f8c\u4ee3\u8868\u7684\u662f\u4ec0\u9ebc\u8a0a\u606f\uff1f<\/p>\n","protected":false},"author":2,"featured_media":7007,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[82,257],"class_list":["post-6976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-11","tag-82","tag-257"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6976","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6976"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/6976\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/7007"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6976"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}