{"id":7022,"date":"2023-10-11T17:13:39","date_gmt":"2023-10-11T09:13:39","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=7022"},"modified":"2023-10-11T17:13:39","modified_gmt":"2023-10-11T09:13:39","slug":"%e9%ab%98%e9%80%9a%e8%86%a8%e3%80%81%e9%ab%98%e5%88%a9%e7%8e%87%e6%99%82%e4%bb%a3%ef%bc%8c%e8%b3%87%e7%94%a2%e8%a9%b2%e5%a6%82%e4%bd%95%e9%85%8d%e7%bd%ae%ef%bc%9f%e7%9f%ad%e5%a4%a9%e6%9c%9f%e5%82%b5","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=7022","title":{"rendered":"\u9ad8\u901a\u81a8\u3001\u9ad8\u5229\u7387\u6642\u4ee3\uff0c\u8cc7\u7522\u8a72\u5982\u4f55\u914d\u7f6e\uff1f\u77ed\u5929\u671f\u50b5\u5238\u9069\u5408\u5c0d\u6297\u901a\u81a8\u55ce\uff1f"},"content":{"rendered":"\n<p>2020 \u5e74\u5168\u7403\u65b0\u51a0\u75ab\u60c5\u5f8c\uff0c\u4f9b\u61c9\u93c8\u5371\u6a5f\u5c0e\u81f4\u65e5\u5e38\u751f\u6d3b\u6210\u672c\u6025\u907d\u4e0a\u5347\uff0c\u52a0\u4e0a\u70cf\u4fc4\u6230\u722d\u4f7f\u80fd\u6e90\u8207\u8fb2\u7ce7\u50f9\u683c\u6500\u5347\uff0c\u7f8e\u570b\u6d88\u8cbb\u8005\u7269\u50f9\u6307\u6578\uff08CPI\uff09\u5e74\u589e\u7387\u5728 2022 \u5e74\u4e2d\u4e00\u5ea6\u9054\u5230 40 \u5e74\u4f86\u9ad8\u5cf0 8.9%\u3002\u56e0\u6b64\uff0c2022 \u5e74 3 \u6708\u4ee5\u7f8e\u570b\u70ba\u9996\uff0c\u5404\u570b\u5e7e\u4e4e\u7686\u6b65\u5165\u5347\u606f\u6642\u4ee3\uff0c\u6301\u7e8c\u5f71\u97ff\u8cc7\u672c\u5e02\u5834\u548c\u8cc7\u91d1\u6210\u672c\u767c\u5c55\uff1b\u4e00\u76f4\u4ee5\u4f86\uff0c<mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u7f8e\u570b\u806f\u6e96\u6703\u4e3b\u5e2d\u9b91\u5a01\u723e\u53cd\u8986\u7533\u660e\u6253\u64ca\u901a\u81a8\u5c07\u6703\u662f\u300c\u6f2b\u9577\u7684\u6297\u6230\u300d<\/mark>\u3002<\/p>\n\n\n\n<p>\u7576\u9ad8\u5229\u7387\u8207\u9ad8\u901a\u81a8\u6210\u70ba\u7121\u53ef\u907f\u514d\u7684\u65b0\u65e5\u5e38\uff0c\u6211\u5011\u8a72\u5982\u4f55\u9032\u884c\u8cc7\u7522\u914d\u7f6e\uff1f<\/p>\n\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-\">&#x80A1;&#x7968;&#x662F;&#x64CA;&#x6557;&#x9577;&#x671F;&#x901A;&#x81A8;&#x7684;&#x5229;&#x5668;<\/a><\/li><li><a href=\"#aioseo-\">&#x77ED;&#x5929;&#x671F;&#x50B5;&#x5238;&#x5C07;&#x5E6B;&#x52A9;&#x4F60;&#x5EA6;&#x904E;&#x77ED;&#x671F;&#x901A;&#x81A8;&#x98A8;&#x96AA;<\/a><\/li><li><a href=\"#aioseo-1970\">1970 &#x9AD8;&#x901A;&#x81A8;&#x5E74;&#x4EE3;&#xFF0C;&#x77ED;&#x5929;&#x671F;&#x50B5;&#x5238;&#x7684;&#x52DD;&#x5229;<\/a><\/li><li><a href=\"#aioseo-\">&#x60F3;&#x8981;&#x9577;&#x671F;&#x5EA6;&#x904E;&#x5E02;&#x5834;&#x7684;&#x4E0D;&#x78BA;&#x5B9A;&#x6027;&#xFF0C;&#x5C31;&#x9700;&#x8981;&#x4EF0;&#x8CF4;&#x591A;&#x5143;&#x8CC7;&#x7522;&#x914D;&#x7F6E;<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"aioseo-\"><strong>\u80a1\u7968\u662f\u64ca\u6557\u9577\u671f\u901a\u81a8\u7684\u5229\u5668<\/strong><\/h2>\n\n\n\n<p><mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u80a1\u7968\uff0c\u662f\u4eba\u5011\u5c0d\u6297\u901a\u8ca8\u81a8\u8139\u6700\u5e38\u898b\u7684\u5de5\u5177\u3002<\/mark>\u7531\u4e0b\u8868 2012 \u5e74\u81f3 2022 \u5e74\u5e95\u7684\u6578\u64da\u53ef\u898b\uff0c\u7f8e\u570b 10 \u5e74\u4ee5\u4f86\u5e73\u5747\u6bcf\u5e74\u901a\u81a8\u6210\u9577\u7387\u70ba 2.42%\uff0c\u76f8\u8f03\u4e4b\u4e0b\u7f8e\u570b\u80a1\u5e02\u6bcf\u5e74\u5e73\u5747\u5831\u916c\u7387\u53ef\u9054 12.87%\uff0c\u5728\u9019\u6bb5\u671f\u9593\u4e0d\u50c5\u6210\u529f\u62b5\u6297\u901a\u8ca8\u81a8\u8139\u7684\u4fb5\u8755\uff0c\u4ea6\u984d\u5916\u6536\u7a6b\u7d04 10% \u5de6\u53f3\u7684\u56de\u5831\uff1b\u53cd\u89c0 5 \u5e74\u671f\u50b5\u5238\u53ca 1 \u500b\u6708\u570b\u5eab\u5238\u6536\u76ca\u7387\u50c5 1.5% \u5de6\u53f3\uff0c\u7d04 1% \u7684\u8cc7\u7522\u5c07\u56e0\u6b64\u7e2e\u6c34\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"830\" height=\"85\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-10.png\" alt=\"\" class=\"wp-image-7024\" style=\"width:631px;height:64px\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-10.png 830w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-10-300x31.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-10-768x79.png 768w\" sizes=\"auto, (max-width: 830px) 100vw, 830px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2012\u5e74\u81f32022\u5e74\u3002<\/p>\n\n\n\n<p>\u8fd1\u4e00\u6b65\u6aa2\u9a57\u66f4\u9577\u671f\u7684\u570b\u5167\u6578\u64da\uff0c1992 \u5e74\u81f3 2022 \u5e74\u53f0\u7063\u5e73\u5747\u901a\u81a8\u6210\u9577\u7387\u70ba 1.45%\u3001\u52a0\u6b0a\u6307\u6578\u5e73\u5747\u6f32\u5e45\u70ba 3.69%\uff1b<mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u5373\u4fbf 30 \u5e74\u9593\u7d93\u6b77\u4e86\u7121\u6578\u5e02\u5834\u6ce2\u52d5\u8207\u5371\u6a5f\uff0c\u80a1\u5e02\u4f9d\u7136\u80fd\u70ba\u4f60\u5b88\u4f4f\u8cc7\u7522\u4e26\u5e36\u56de\u7d04 2% \u7684\u5831\u916c\u3002<\/mark><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"aioseo-\"><strong>\u77ed\u5929\u671f\u50b5\u5238\u5c07\u5e6b\u52a9\u4f60\u5ea6\u904e\u77ed\u671f\u901a\u81a8\u98a8\u96aa<\/strong><\/h2>\n\n\n\n<p>\u7576\u4eba\u5011\u805a\u7126\u65bc\u80a1\u5e02\u6642\uff0c\u5f80\u5f80\u5ffd\u7565\u7576\u9762\u81e8\u77ed\u671f\u901a\u81a8\u5287\u70c8\u6500\u5347\uff0c<mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u300c\u77ed\u5929\u671f\u50b5\u5238\u300d\u6240\u5177\u5099\u7684\u300c\u9ad8\u5831\u916c\u300d\u53ca\u300c\u4f4e\u98a8\u96aa\u300d\u5169\u5927\u512a\u52e2<\/mark>\uff0c\u624d\u662f\u5b88\u8b77\u8cc7\u7522\u7684\u6700\u4f73\u9078\u64c7\u3002<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-1-color\">\u5229\u7387\u6301\u7e8c\u63d0\u9ad8\uff0c\u77ed\u5929\u671f\u50b5\u5238\u6b96\u5229\u7387\u96a8\u4e4b\u4e0a\u63da<\/mark><\/strong><\/p>\n\n\n\n<p>\u5404\u570b\u592e\u884c\u5728\u901a\u81a8\u9ad8\u6500\u4e0b\u63a8\u884c\u8ca8\u5e63\u7dca\u7e2e\u653f\u7b56\uff0c\u81f4\u4f7f\u50b5\u5238\u539f\u5148\u7d66\u4ed8\u7684\u5229\u606f\u76f8\u8f03\u5e02\u5834\u5229\u7387\u4f4e\uff0c\u56e0\u6b64\u50f9\u683c\u76f8\u5c0d\u4e0b\u8dcc\uff0c\u6b96\u5229\u7387\u5168\u9762\u4e0a\u63da\uff1b\u5176\u4e2d\u77ed\u5929\u671f\u50b5\u5238\u66f4\u56e0\u6295\u8cc7\u4eba\u64d4\u6182\u7d93\u6fdf\u8870\u9000\uff0c\u9577\u5929\u671f\u50b5\u5238\u907f\u96aa\u9700\u6c42\u63d0\u5347\uff0c\u4f7f\u6b96\u5229\u7387\u66f2\u7dda\u5448\u73fe\u5012\u639b\u578b\u614b\uff08\u77ed\u5929\u671f\u50b5\u5238\u6b96\u5229\u7387\u9ad8\u65bc\u9577\u5929\u671f\u50b5\u5238\u6b96\u5229\u7387\uff09\u3002\u5982\u4e0b\u5716\u6240\u793a\uff0c2023 \u5e74 8 \u6708\u5e95\u7f8e\u570b 1 \u500b\u6708\u570b\u5eab\u5238\u6b96\u5229\u7387\u9ad8\u9054 5.52%\uff0c10 \u5e74\u671f\u516c\u50b5\u6b96\u5229\u7387\u50c5\u6709 4.09%\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"577\" height=\"390\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-11.png\" alt=\"\" class=\"wp-image-7025\" style=\"width:453px;height:306px\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-11.png 577w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-11-300x203.png 300w\" sizes=\"auto, (max-width: 577px) 100vw, 577px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u8fd13\u5e74\u7f8e\u570b\u653f\u5e9c\u9577\u77ed\u5929\u671f\u50b5\u5238\u6b96\u5229\u7387\u3002\u8cc7\u6599\u4f86\u6e90\uff1aYCHARTS\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u5728<mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u9ad8\u5229\u7387\u74b0\u5883\u4e0b\uff0c\u77ed\u5929\u671f\u50b5\u5238\u80fd\u5920\u8cfa\u53d6\u66f4\u9ad8\u7684\u5831\u916c\u7387\u3002<\/mark><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-palette-color-1-color\">\u77ed\u5929\u671f\u50b5\u5238\u5b58\u7e8c\u671f\u9593\u77ed\u3001\u5229\u7387\u98a8\u96aa\u4f4e<\/mark><\/strong><\/p>\n\n\n\n<p>\u5728\u5168\u7403\u5347\u606f\u74b0\u5883\u4e2d\uff0c\u96d6\u7136\u9577\u77ed\u5929\u671f\u50b5\u5238\u50f9\u683c\u7686\u6703\u4e0b\u8dcc\uff0c\u4f46\u77ed\u5929\u671f\u50b5\u5238\u7531\u65bc\u5230\u671f\u65e5\u77ed\u3001\u56de\u6536\u672c\u606f\u7684\u5e73\u5747\u6642\u9593\u5c0f\uff0c\u56e0\u6b64\u53d7\u5230\u5229\u7387\u5347\u964d\u7684\u5f71\u97ff\u4f4e\u3002\u8209\u4f8b\u4f86\u8aaa\uff0cSPDR 1 \u81f3 3 \u500b\u6708\u516c\u50b5 ETF \u76ee\u524d\u5b58\u7e8c\u671f\u9593\u70ba 0.14 \u5e74\u3001iShares 20 \u5e74\u671f\u4ee5\u4e0a\u516c\u50b5 ETF \u5b58\u7e8c\u671f\u9593\u70ba 16.97 \u5e74\uff0c\u4ee3\u8868\u5229\u7387\u6bcf\u4e0a\u5347 1%\uff0c\u5247 1 \u81f3 3 \u500b\u6708\u516c\u50b5\u50f9\u683c\u5c07\u4e0b\u8dcc 0.14%\u300120 \u5e74\u671f\u4ee5\u4e0a\u516c\u50b5\u5c07\u640d\u5931 16.97%\u3002<\/p>\n\n\n\n<p>\u4e0b\u5716\u70ba\u7f8e\u570b\u4e0d\u540c\u5929\u671f\u516c\u50b5 ETF \u8fd1 5 \u5e74\u4f86\u6700\u5927\u8dcc\u5e45\uff0c\u7121\u8ad6\u662f 1 \u81f3 3 \u5e74\u671f\u6216 20 \u5e74\u671f\u4ee5\u4e0a\u516c\u50b5 ETF \u7686\u6709\u5e45\u5ea6\u4e0d\u4e00\u7684\u8dcc\u5e45\uff0c20 \u5e74\u671f\u4ee5\u4e0a\u516c\u50b5 ETF \u751a\u81f3\u4e00\u5ea6\u8dcc\u9054 45.4%\uff1b\u53cd\u89c0\u77ed\u671f 1 \u81f3 3 \u500b\u6708\u50b5\u5238 ETF \u6700\u591a\u4e5f\u50c5\u6709 0.2% \u7684\u8dcc\u5e45\uff0c\u6ce2\u52d5\u98a8\u96aa\u8f03\u5c0f\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"623\" height=\"359\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-12.png\" alt=\"\" class=\"wp-image-7026\" style=\"width:496px;height:286px\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-12.png 623w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-12-300x173.png 300w\" sizes=\"auto, (max-width: 623px) 100vw, 623px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u8fd1 5 \u5e74\u7f8e\u570b\u653f\u5e9c\u9577\u77ed\u5929\u671f\u50b5\u5238\u6700\u5927\u8dcc\u5e45\u3002\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/p>\n\n\n\n<p>\u7d9c\u5408\u4f4e\u98a8\u96aa\u3001\u6d41\u52d5\u6027\u5927\u4e14\u8fd1\u671f\u9ad8\u914d\u606f\u7684\u7279\u9ede\uff0c\u6295\u8cc7\u4eba\u9069\u5408<mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u5c07\u9592\u7f6e\u8cc7\u91d1\u6216\u7dca\u6025\u5099\u7528\u91d1\u6295\u5165\u65bc\u77ed\u5929\u671f\u50b5\u5238\u4e2d\uff0c\u5c0d\u65bc\u8cc7\u7522\u80fd\u5920\u6709\u4e00\u5b9a\u6297\u9707\u6548\u679c<\/mark>\u3002<\/p>\n\n\n\n<p>\u66f4\u591a\u95b1\u8b80\uff1a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1726\" title=\"\">\u3010\u50b5\u5238\u6295\u8cc7\u5165\u9580\u3011\u50b5\u5238\u5230\u671f\u671f\u9650\u548c\u5b58\u7e8c\u671f\u9593\u662f\u4ec0\u9ebc\uff1f\u50b5\u5238\u548c\u5229\u7387\u7684\u95dc\u4fc2\u662f\uff1f<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"aioseo-1970\"><strong>1970 \u9ad8\u901a\u81a8\u5e74\u4ee3\uff0c\u77ed\u5929\u671f\u50b5\u5238\u7684\u52dd\u5229<\/strong><\/h2>\n\n\n\n<p>1970 \u81f3 1980 \u5e74\u4ee3\uff0c\u7531\u65bc\u7f8e\u570b\u904e\u53bb\u5728\u6230\u722d\u4e0a\u8017\u8cbb\u592a\u591a\u8cc7\u6e90\uff0c\u52a0\u4e0a\u4ee5\u963f\u62c9\u4f2f\u70ba\u9996\u5f15\u767c\u7684\u77f3\u6cb9\u5371\u6a5f\uff0c\u89f8\u767c\u901a\u8ca8\u81a8\u8139\u7387\u4e0a\u5347\u3001\u5931\u696d\u7387\u589e\u52a0\uff0c\u6700\u7d42\u91c0\u6210\u60e1\u6027\u901a\u81a8\u30021968 \u5e74\u81f3 1981 \u5e74\u7f8e\u570b\u5e73\u5747 CPI \u5e74\u589e\u7387\u9ad8\u9054 7.6%\uff0c\u671f\u9593\u5167\u4e00\u5ea6\u7a81\u7834 13.5%\u3001\u53f0\u7063\u570b\u5167 CPI \u5e74\u589e\u7387\u66f4\u6578\u6b21\u8d85\u904e 20% \u4ee5\u4e0a\uff0c\u5c0d\u65bc\u8a31\u591a\u4eba\u800c\u8a00\uff0c\u90a3\u662f\u4e00\u5834\u4e0d\u9858\u56de\u60f3\u7684\u5669\u5922\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"714\" height=\"164\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-13.png\" alt=\"\" class=\"wp-image-7027\" style=\"width:461px;height:105px\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-13.png 714w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-13-300x69.png 300w\" sizes=\"auto, (max-width: 714px) 100vw, 714px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">1970\u5e74\u4ee3\u7f8e\u570b\u5404\u9805\u8cc7\u7522\u7e3e\u6548\u3002\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002<\/p>\n\n\n\n<p>\u5728\u5982\u6b64\u56b4\u5cfb\u7684\u7d93\u6fdf\u74b0\u5883\u4e4b\u4e2d\uff0c\u4e00\u822c\u8a8d\u70ba\u6700\u9069\u5408\u62b5\u6297\u901a\u81a8\u7684\u80a1\u7968\u50c5\u6709 5.8% \u5e74\u5747\u5831\u916c\u3001\u6ce2\u52d5\u98a8\u96aa\u9ad8\u9054 15.8%\uff0c\u4f9d\u7136\u88ab\u901a\u81a8\u4fb5\u8755\u7d04 2% \u7684\u8cc7\u7522\uff1b\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u77ed\u5929\u671f\u50b5\u5238\u80fd\u5920\u6709 7.2% \u7684\u6536\u76ca\u7387\uff0c\u7d04\u7565\u62b5\u92b7\u4e86\u901a\u81a8\u7684\u9b54\u722a\uff0c\u4e26\u4e14\u50c5\u9700\u627f\u53d7 0.2% \u7684\u6ce2\u52d5\u3002\u5728 1970 \u9ad8\u901a\u81a8\u7684\u5e74\u4ee3\u88e1\uff0c\u77ed\u5929\u671f\u50b5\u5238\u7121\u7591\u62ff\u4e0b\u4e86\u6297\u901a\u81a8\u8cc7\u7522\u7684\u51a0\u8ecd\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"aioseo-\"><strong>\u60f3\u8981\u9577\u671f\u5ea6\u904e\u5e02\u5834\u7684\u4e0d\u78ba\u5b9a\u6027\uff0c\u5c31\u9700\u8981\u4ef0\u8cf4\u591a\u5143\u8cc7\u7522\u914d\u7f6e<\/strong><\/h2>\n\n\n\n<p>\u5e02\u5834\u9577\u9060\u4ee5\u4f86\u7684\u901a\u8ca8\u81a8\u8139\uff0c\u9700\u8981\u4ef0\u8cf4\u6210\u9577\u6f5b\u529b\u5927\u7684\u80a1\u7968\uff1b\u77ed\u671f\u96e3\u4ee5\u63a7\u5236\u7684\u5287\u70c8\u901a\u81a8\uff0c\u5247\u9700\u8981\u98a8\u96aa\u4f4e\u3001\u77ed\u671f\u6b96\u5229\u7387\u9ad8\u7684\u77ed\u5929\u671f\u50b5\u5238\u4f86\u5e73\u8861\u6295\u8cc7\u7d44\u5408\uff1b\u540c\u6642\uff0c\u9577\u671f\u50b5\u5238\u3001REITS \u6216\u73fe\u91d1\u7b49\u591a\u5143\u8cc7\u7522\u80fd\u5920\u5206\u6563\u6295\u8cc7\u7d44\u5408\u98a8\u96aa\uff0c\u9054\u5230\u9577\u671f\u7a69\u5b9a\u7372\u5229\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"865\" height=\"368\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-14.png\" alt=\"\" class=\"wp-image-7028\" style=\"width:567px;height:241px\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-14.png 865w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-14-300x128.png 300w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-14-768x327.png 768w\" sizes=\"auto, (max-width: 865px) 100vw, 865px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u8cc7\u7522\u5831\u916c\u5206\u4f48\u3002\u53c3\u8003\u8cc7\u6599\uff1aNovel Investor\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2008 \u5e74\u81f3 2023 \u5e74\u3002<\/p>\n\n\n\n<p>\u5982\u4e0a\u5716\u6240\u793a\uff0c2008 \u5e74\u91d1\u878d\u5371\u6a5f\u4ee5\u4f86\uff0c\u6bcf\u4e00\u5e74\u8868\u73fe\u6700\u597d\u7684\u8cc7\u7522\u7686\u4e0d\u76f8\u540c\uff1b2008 \u5e74\u8868\u73fe\u6700\u5dee\u7684\u65b0\u8208\u5e02\u5834\u80a1\u5e02\u3001\u5728 2009 \u5e74\u537b\u62ff\u4e0b\u51a0\u8ecd\u3001\u537b\u53c8\u5728 2011 \u5e74\u518d\u5ea6\u8dcc\u843d\u5bf6\u5ea7\uff0c\u6211\u5011\u6c38\u9060\u7121\u6cd5\u9810\u6e2c\u672a\u4f86\u54ea\u7a2e\u8cc7\u7522\u8868\u73fe\u6700\u597d\u3002\u53cd\u89c0\u5716\u4e2d\u7684 AA\uff08asset allocation\uff0c\u8cc7\u7522\u914d\u7f6e\uff09\uff0c\u5341\u5e7e\u5e74\u4e0b\u4f86\u96d6\u7136\u4e0d\u66fe\u62ff\u4e0b\u6700\u9ad8\u56de\u5831\uff0c\u537b\u80fd\u9577\u671f\u7a69\u5b9a\u8cfa\u53d6\u5831\u916c &#8212; <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1482\" title=\"\">\u300a\u5c0f\u9f8d\u8766\u7684\u6f14\u5316\u555f\u793a\u300b\u591a\u5143\u6295\u8cc7\u57fa\u56e0\uff1a\u8cc7\u7522\u914d\u7f6e\u7684\u91cd\u8981\u6027<\/a>\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u9032\u884c\u9069\u7576\u8cc7\u7522\u914d\u7f6e\u59cb\u80fd\u5e6b\u52a9\u6211\u5011\u5ea6\u904e\u7d93\u6fdf\u8207\u5e02\u5834\u74b0\u5883\u7684\u6ce2\u52d5\uff0c\u5373\u4fbf\u8eab\u8655\u9ad8\u901a\u81a8\u3001\u9ad8\u5229\u7387\u7684\u6642\u4ee3\uff0c\u4e5f\u7121\u9700\u904e\u5ea6\u64d4\u6182\u6216\u81c6\u6e2c\u5e02\u5834\uff0c\u81ea\u7136\u80fd\u6536\u7372\u4e00\u5b9a\u56de\u5831\u3002<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u8eab\u8655\u5f8c\u75ab\u60c5\u6642\u4ee3\uff0c\u901a\u8ca8\u81a8\u8139\u554f\u984c\u96e3\u4ee5\u964d\u6eab\u3001\u5404\u570b\u592e\u884c\u5347\u606f\u8173\u6b65\u672a\u898b\u505c\u6b47\uff0c\u9ad8\u901a\u81a8\u3001\u9ad8\u5229\u7387\u7684\u6642\u4ee3\u6210\u70ba\u7121\u53ef\u907f\u514d\u7684\u65b0\u65e5\u5e38\uff0c\u6211\u5011\u8a72\u5982\u4f55\u8abf\u6574\u8cc7\u7522\u914d\u7f6e\uff1f\u7f8e\u570b\u77ed\u5929\u671f\u653f\u5e9c\u50b5\u5238\u73fe\u5728\u6b63\u71b1\u9580\uff0c\u5229\u7387\u9ad8\u3001\u98a8\u96aa\u53c8\u4f4e\uff0c\u5b83\u9069\u5408\u52a0\u5165\u6211\u7684\u6295\u8cc7\u7d44\u5408\u4e2d\u55ce\uff1f\u8a72\u9078\u64c7\u80a1\u7968\u6216\u50b5\u5238\u624d\u80fd\u6230\u52dd\u901a\u81a8\u7684\u5669\u5922\uff1f<\/p>\n","protected":false},"author":2,"featured_media":7125,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[103,134,472],"class_list":["post-7022","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-insights","tag-103","tag-134","tag-472"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/7022","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7022"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/7022\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/7125"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7022"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7022"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7022"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}