{"id":7031,"date":"2023-09-15T10:00:00","date_gmt":"2023-09-15T02:00:00","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=7031"},"modified":"2023-09-15T10:00:00","modified_gmt":"2023-09-15T02:00:00","slug":"%e9%98%bf%e7%88%be%e7%99%bc%e6%8a%95%e8%b3%87%e7%b5%84%e5%90%88%e7%b8%be%e6%95%88%e8%88%87%e5%85%a8%e7%90%83%e9%87%91%e8%9e%8d%e5%b8%82%e5%a0%b4%e5%9b%9e%e9%a1%a7-2023%e5%b9%b48%e6%9c%88","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=7031","title":{"rendered":"\u963f\u723e\u767c\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u8207\u5168\u7403\u91d1\u878d\u5e02\u5834\u56de\u9867 \u2014 2023\u5e748\u6708"},"content":{"rendered":"\n<p>\u672c\u6708\u5168\u7403\u91d1\u878d\u5e02\u5834\u8fce\u4f86\u4eca\u5e74\u9996\u6b21\u8f03\u5927\u56de\u6a94\uff0c\u5404\u570b\u80a1\u50b5\u5e02\u5834\u5e7e\u4e4e\u5168\u9762\u8d70\u8dcc\u4f5c\u6536\uff0c\u8207\u4e0a\u534a\u5e74\u7684\u4eae\u773c\u884c\u60c5\u5f62\u6210\u9bae\u660e\u5c0d\u6bd4\u3002<\/p>\n\n\n\n<p>\u5168\u7403\u5169\u5927\u7d93\u6fdf\u9ad4\uff08G2\uff09\u9678\u7e8c\u5f15\u767c\u6295\u8cc7\u4eba\u7591\u616e\uff0c\u52a0\u4e0a\u6838\u5fc3\u901a\u81a8\u4f9d\u7136\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u5e36\u52d5\u516c\u50b5\u6b96\u5229\u7387\u8d70\u5347\u3001\u80a1\u5e02\u8cc7\u91d1\u6d41\u51fa\u30028\u6708\u521d\uff0c\u57fa\u65bc\u806f\u6e96\u6703\u53bb\u5e74\u81f3\u4eca\u5927\u5e45\u5347\u606f\u7684\u6c7a\u7b56\u5c0e\u81f4\u501f\u8cb8\u6210\u672c\u98c6\u5347\uff0c\u6050\u52a0\u5287\u91d1\u878d\u6a5f\u69cb\u7684\u6d41\u52d5\u6027\u98a8\u96aa\uff0c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=6856\" title=\"\">\u570b\u969b\u4fe1\u7528\u8a55\u7b49\u6a5f\u69cb\u60e0\u8b7d\uff08Fitch\uff09\u5c07\u7f8e\u570b\u50b5\u4fe1\u8a55\u7b49\u7531\u6700\u9ad8\u7d1a\u7684\u300cAAA\u300d\u8abf\u964d\u4e00\u7d1a\u81f3\u300cAA+\u300d<\/a>\u3001\u6a19\u666e\u5168\u7403\uff08S&amp;P Global\uff09\u6708\u4e2d\u8abf\u964d\u591a\u5bb6\u7f8e\u570b\u5730\u5340\u9280\u884c\u7684\u4fe1\u7528\u8a55\u7d1a\uff1b\u4e2d\u570b\u7d93\u6fdf\u6578\u64da\u4f4e\u8ff7\u4e14\u623f\u5e02\u5371\u6a5f\u6500\u5347\uff0c\u523a\u6fc0\u6d77\u5916\u6295\u8cc7\u4eba\u5927\u91cf\u62cb\u552e\u4e2d\u570b\u85cd\u7c4c\u80a1\uff0c\u7d2f\u7a4d\u91d1\u984d\u8fd1\u767e\u5104\u7f8e\u5143\uff0c\u6210\u70ba\u672c\u6708\u8868\u73fe\u6700\u5dee\u7684\u5e02\u5834\u4e4b\u4e00\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-15.png\" alt=\"\" class=\"wp-image-7032\" width=\"625\" height=\"401\" srcset=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-15.png 754w, https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2023\/09\/image-15-300x193.png 300w\" sizes=\"auto, (max-width: 625px) 100vw, 625px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/08\/31\u3002<\/p>\n\n\n\n<h2 class=\"has-palette-color-1-color has-text-color has-large-font-size wp-block-heading\"><strong>2023\u5e748\u6708\u91d1\u878d\u5e02\u5834\u5256\u6790<\/strong><\/h2>\n\n\n\n<h3 class=\"has-medium-font-size wp-block-heading\"><strong>\u7f8e\u570b<\/strong><\/h3>\n\n\n\n<p>\u7f8e\u570b8\u6708\u4efd\u53d7\u6295\u8cc7\u4eba\u4fe1\u5fc3\u4e0b\u964d\u8207\u7372\u5229\u4e86\u7d50\u5f71\u97ff\uff0c\u4eca\u5e74\u9996\u6b21\u8d70\u8dcc\uff0c\u6a19\u666e500\u6307\u6578\u6536\u8dcc1.77%\uff0c\u9053\u74ca\u5de5\u696d\u6307\u6578\u6536\u8dcc2.36%\uff0c\u90a3\u65af\u9054\u514b\u6307\u6578\u6536\u8dcc2.17%\u3002\u591a\u9805\u7d93\u6fdf\u6578\u64da\u5c55\u73fe\u901a\u81a8\u964d\u6eab\u8da8\u52e2\u4e4b\u4e0b\uff0c\u806f\u6e96\u6703\u65bc9\u6708\u8209\u884c\u5229\u7387\u6703\u8b70\u5c07\u66ab\u505c\u5347\u606f\u7684\u6c7a\u7b56\u5e7e\u4e4e\u5df2\u6210\u5b9a\u5c40\uff0cVIX\u6307\u6578\u7d42\u6536\u8dcc0.51%\u3002<\/p>\n\n\n\n<p>\u7f8e\u570b8\u6708\u4efd\u6d88\u8cbb\u8005\u7269\u50f9\u6307\u6578 (CPI) 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wp-block-heading\"><strong>\u6b50\u5143\u5340\u8207\u82f1\u570b<\/strong><\/h3>\n\n\n\n<p>\u6b50\u6d32\u65b9\u9762\uff0cSTOXX\u6b50\u6d32600\u6307\u6578\u6536\u8dcc2.71%\uff0c\u82f1\u570b\u5bcc\u6642100\u6307\u6578\u6536\u8dcc3.38%\uff0c\u6cd5\u570bCAC40\u6307\u6578\u6536\u8dcc2.42%\uff0c\u5fb7\u570bDAX\u6307\u6578\u6536\u8dcc3.04%\u3002\u6b50\u5143\u53408\u6708CPI\u5e74\u589e5.3%\uff0c\u82077\u6708\u4efd\u6301\u5e73\uff0c\u6838\u5fc3\u901a\u81a8\u5247\u4e0b\u6ed1\u70ba5.3%\u3002\u7136\u800c\uff0c\u6b50\u5143\u53407\u6708\u5931\u696d\u7387\u964d\u81f3\u6b77\u53f2\u4f4e\u9ede6.4%\uff0c\u52de\u52d5\u5e02\u5834\u672a\u898b\u964d\u6eab\u8de1\u8c61\uff0c\u901a\u81a8\u6210\u9577\u7387\u8981\u6709\u8fd1\u4e00\u6b65\u7684\u4e0b\u964d\u6050\u6709\u96e3\u5ea6\u3002\u82f1\u570b7\u6708\u901a\u81a8\u7387\u5ef6\u7e8c\u4e0b\u884c\u8da8\u52e2\u3001\u56de\u843d\u81f36.8%\uff0c\u70ba2022\u5e74\u521d\u4ee5\u4f86\u65b0\u4f4e\u3002<\/p>\n\n\n\n<p>\u6b50\u5143\u53408\u6708\u7d9c\u5408PMI\u7d42\u503c\u8dcc\u81f346.7\uff0c\u539f\u672c\u64f4\u5f35\u7684\u670d\u52d9\u696dPMI\u4ea6\u9677\u5165\u840e\u7e2e\u3001\u8dcc\u81f347.9\uff0c\u96d9\u96d9\u5beb\u4e0b\u8fd1\u4e09\u5e74\u4f4e\u9ede\uff0c\u4eba\u6c11\u751f\u6d3b\u6210\u672c\u5c45\u9ad8\u4e0d\u4e0b\u3002\u6b50\u6d32\u5169\u5927\u7d93\u6fdf\u9ad4\u5fb7\u570b\u8207\u6cd5\u570b\u5728\u670d\u52d9\u696d\u840e\u7e2e\u72c0\u6cc1\u7686\u8d85\u51fa\u9810\u671f\uff0c\u4f01\u696d\u8058\u96c7\u5e7e\u4e4e\u9677\u5165\u505c\u6eef\uff1b\u6b50\u5143\u5340\u96d6\u7136\u5728\u4e0a\u534a\u5e74\u9003\u904e\u4e86\u7d93\u6fdf\u8870\u9000\uff0c\u63a5\u4e0b\u4f86\u537b\u5c07\u9762\u81e8\u66f4\u56b4\u5cfb\u7684\u6311\u6230\u3002<\/p>\n\n\n\n<h3 class=\"has-medium-font-size wp-block-heading\"><strong>\u65e5\u672c<\/strong><\/h3>\n\n\n\n<p>8\u6708\u4efd\u65e5\u672c\u7d93\u6fdf\u5fa9\u7526\u51fa\u73fe\u96dc\u97f3\uff0c\u65e5\u7d93\u6307\u6578\u6536\u8dcc1.67%\u3002\u65e5\u672c7\u6708\u4efd\u6838\u5fc3CPI\u5e74\u589e3.1%\uff0c\u6392\u9664\u6ce2\u52d5\u8f03\u5927\u7684\u71c3\u6599\u8207\u65b0\u9bae\u98df\u54c1\u5f8c\uff0c\u5e74\u589e\u7387\u90544.3%\uff1b\u901a\u81a8\u5e74\u589e\u7387\u5df2\u7d93\u9023\u7e8c16\u500b\u6708\u5728\u65e5\u672c\u592e\u884c\u76ee\u6a192%\u4ee5\u4e0a\uff0c\u98df\u7269\u53ca\u65e5\u7528\u54c1\u50f9\u683c\u6301\u7e8c\u4e0a\u6f32\u3002\u6708\u5e95\uff0c\u65e5\u672c\u653f\u5e9c\u516c\u5e032023\u5e74\u7d93\u6fdf\u8ca1\u653f\u5831\u544a\u6307\u51fa\u300c\u5728\u7269\u50f9\u548c\u5de5\u8cc7\u6210\u9577\u4e0a\u63da\u4e0d\u6b62\u7684\u60c5\u6cc1\u4e0b\uff0c25\u5e74\u4f86\u5c0d\u6297\u901a\u8ca8\u7dca\u7e2e\u7684\u6230\u5f79\u53ef\u80fd\u5df2\u8d70\u5230\u8f49\u6298\u9ede\u300d\uff0c\u986f\u73fe\u65e5\u672c\u53ef\u80fd\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u6d88\u9664\u4e86\u7d93\u6fdf\u9577\u671f\u505c\u6eef\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\u81fa\u7063<\/strong><\/p>\n\n\n\n<p>\u53f0\u70638\u6708\u5927\u76e4\u6307\u6578\u6536\u8dcc2.98%\uff0c\u53d7\u79d1\u6280\u985e\u80a1\u6f32\u591a\u4fee\u6b63\u3001\u7f8e\u570b\u7d93\u6fdf\u6578\u64da\u53ca\u7f8e\u5143\u907f\u96aa\u9700\u6c42\u7b49\u56e0\u7d20\u727d\u9023\uff0c\u6295\u8cc7\u4eba\u4fdd\u5b88\u4ee5\u5c0d\u3002\u53d7\u60e0\u65bc\u5317\u7f8e\u8fb2\u4f5c\u7269\u8c50\u6536\u3001\u570b\u969b\u7ce7\u98df\u50f9\u683c\u4e0b\u8dcc\uff0c\u570b\u5167\u901a\u8ca8\u81a8\u8139\u6301\u7e8c\u7de9\u89e3\uff1b\u7136\u800c\u7531\u65bc\u4e0a\u534a\u5e74\u5168\u7403\u7d42\u7aef\u9700\u6c42\u4ecd\u75b2\u8edf\uff0c\u5168\u5e74\u6210\u9577\u7387\u4e0b\u4fee\u81f31.61%\uff0c\u52758\u5e74\u4ee5\u4f86\u65b0\u4f4e\u3002<\/p>\n\n\n\n<p>8\u6708\u521d\u4ee5\u4f86\uff0c\u4e2d\u570b\u5e02\u5834\u98a8\u96aa\u6500\u5347\u53ca\u7f8e\u570b\u5347\u606f\u5c1a\u672a\u7d50\u675f\u7b49\u58d3\u529b\u4e0b\uff0c\u5916\u8cc7\u8cc7\u91d1\u5927\u91cf\u6e67\u5165\u76f8\u8f03\u5b89\u5168\u7684\u7f8e\u5143\u8cc7\u7522\uff0c8\u6708\u8ce3\u8d85\u53f0\u80a11,240\u5104\u65b0\u53f0\u5e63\u3001\u6de8\u532f\u51fa58.09\u5104\u7f8e\u5143\u3002\u53f0\u5e63\u514c\u7f8e\u5143\u7dad\u6301\u4e0b\u8dcc\u8da8\u52e2\u4e0d\u8b8a\uff0c\u4ee532.035\u5143\u5831\u6536\u3002<\/p>\n\n\n\n<h3 class=\"has-medium-font-size wp-block-heading\"><strong>\u5168\u7403\u50b5\u5e02<\/strong><\/h3>\n\n\n\n<p>\u7f8e\u570b3\u500b\u6708\u516c\u50b5\u6536\u76ca\u7387\u5f9e5.43%\u6f32\u81f35.48%\uff0c2\u5e74\u671f\u516c\u50b5\u6536\u76ca\u7387\u5f9e4.88%\u8dcc\u81f34.86%\uff0c10\u5e74\u671f\u516c\u50b5\u6536\u76ca\u7387\u5f9e3.97%\u6f32\u81f34.11%\u3002\u82f1\u570b10\u5e74\u671f\u516c\u50b5\u5f9e4.41%\u8dcc\u81f34.36%\u3002\u65e5\u672c10\u5e74\u671f\u516c\u50b5\u5f9e0.6%\u6f32\u81f30.64%\u3002<\/p>\n\n\n\n<p>\u6838\u5fc3\u901a\u81a8\u9ecf\u8457\u5ea6\u9ad8\u53ca\u7d93\u6fdf\u5c55\u73fe\u4e00\u5b9a\u97cc\u6027\u4e0b\uff0c\u9577\u671f\u7dad\u6301\u9ad8\u5229\u7387\u5df2\u7136\u6210\u70ba\u7576\u524d\u5e02\u5834\u5171\u8b58\uff0c\u63a8\u5347\u591a\u570b10\u5e74\u671f\u516c\u50b5\u6b96\u5229\u7387\u8d70\u63da\u3002\u8fd1\u671f\u806f\u6e96\u6703\u516c\u5e03\u7684\u6703\u8b70\u7d00\u9304\u4e2d\u986f\u793a\u6210\u54e1\u300c\u4e0d\u518d\u8a8d\u70ba\u7d93\u6fdf\u6703\u5728\u5e74\u5e95\u524d\u9032\u5165\u8870\u9000\uff0c\u9810\u671f\u7d93\u6fdf\u6210\u9577\u7387\u57282024\u5e74\u81f32025\u5e74\u6703\u653e\u7de9\u3001\u901a\u81a8\u4e0b\u964d\u300d\uff0c\u9032\u4e00\u6b65\u52a0\u6df1\u7d93\u6fdf\u9806\u5229\u8edf\u8457\u9678\u7684\u4fe1\u5fc3\u3002<\/p>\n\n\n\n<h2 class=\"has-palette-color-1-color has-text-color has-large-font-size wp-block-heading\"><strong>\u963f\u723e\u767c\u6838\u5fc3\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-small-font-size\"><table><tbody><tr><td>&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u672c\u6708\u6295\u7d44\u5831\u916c(%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/strong><\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc330<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.07<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.78<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.71<\/td><td class=\"has-text-align-center\" data-align=\"center\">5.46<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc335<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.19<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.86<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.68<\/td><td class=\"has-text-align-center\" data-align=\"center\">5.94<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc340<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.29<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.90<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.61<\/td><td class=\"has-text-align-center\" data-align=\"center\">6.51<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc345<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.40<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.97<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.57<\/td><td class=\"has-text-align-center\" data-align=\"center\">6.89<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc350<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.51<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.48<\/td><td class=\"has-text-align-center\" data-align=\"center\">-0.03<\/td><td class=\"has-text-align-center\" data-align=\"center\">7.29<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc355<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.64<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.12<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.49<\/td><td class=\"has-text-align-center\" data-align=\"center\">7.80<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc360<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.76<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.54<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.78<\/td><td class=\"has-text-align-center\" data-align=\"center\">8.23<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc365<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.86<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.58<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.72<\/td><td class=\"has-text-align-center\" data-align=\"center\">8.73<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc370<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.97<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.35<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.38<\/td><td class=\"has-text-align-center\" data-align=\"center\">9.26<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc375<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.07<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.45<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.38<\/td><td class=\"has-text-align-center\" data-align=\"center\">9.72<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc380<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.17<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.49<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.33<\/td><td class=\"has-text-align-center\" data-align=\"center\">10.26<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc385<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.28<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.57<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.29<\/td><td class=\"has-text-align-center\" data-align=\"center\">10.59<\/td><\/tr><tr><td>\u963f\u723e\u767c\u6838\u5fc390<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.40<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.54<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.14<\/td><td class=\"has-text-align-center\" data-align=\"center\">10.98<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/08\/31\u3002\u5e63\u5225 : \u7f8e\u5143<br \/>\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u672c\u6708\u5404\u570b\u80a1\u5e02\u98a8\u96aa\u8da8\u907f\u60c5\u7dd2\u8513\u5ef6\uff0c\u7686\u4ee5\u4e0b\u8dcc\u4f5c\u6536\u3002\u963f\u723e\u767c\u6295\u7d44\u5e74\u521d\u81f3\u4eca\u8868\u73fe\u5f9e\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u6975\u7684\u6295\u8cc7\u7d44\u5408\u5831\u916c\u70ba5.46%\u81f310.98%\u3002<\/li>\n\n\n\n<li>\u6295\u7d44\u5167\u7684\u5168\u7403\u80a1\u5e02\u53ca\u623f\u5730\u7522\u90e8\u4f4d\u8868\u73fe\u76f8\u5c0d\u8f03\u5dee\uff0c\u7565\u70ba\u62d6\u7d2f\u6574\u9ad4\u8868\u73fe\u3002\u7136\u800c\uff0c\u6838\u5fc3\u6295\u7d44\u85c9\u7531\u5206\u6563\u98a8\u96aa\u65bc\u50b5\u5238\u8207\u8dcc\u5e45\u8f03\u5c0f\u7684\u7f8e\u570b\u80a1\u5e02\uff0c\u76f8\u5c0d\u57fa\u6e96\u6307\u6578\u8868\u73fe\u8f03\u597d\uff0c\u5c55\u73fe\u591a\u5143\u914d\u7f6e\u6295\u8cc7\u7684\u512a\u52e2\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"has-palette-color-1-color has-text-color has-large-font-size wp-block-heading\"><strong>\u53f0\u5927\u7522\u5b78\u5408\u4f5c\u6295\u8cc7\u7d44\u5408\u7e3e\u6548\u56de\u9867<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-small-font-size\"><table><tbody><tr><td><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u672c\u6708\u6295\u7d44\u5831\u916c(%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u57fa\u6e96\u6307\u6578\u5831\u916c(%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u76f8\u5c0d\u6307\u6578\u8868\u73fe(%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u5e74\u521d\u81f3\u4eca\u5831\u916c(%)<\/strong><\/td><\/tr><tr><td>\u53f0\u5927\u6295\u7d4430<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.91<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.78<\/td><td class=\"has-text-align-center\" data-align=\"center\">-0.12<\/td><td class=\"has-text-align-center\" data-align=\"center\">5.45<\/td><\/tr><tr><td>\u53f0\u5927\u6295\u7d4440<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.09<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.90<\/td><td class=\"has-text-align-center\" data-align=\"center\">-0.19<\/td><td class=\"has-text-align-center\" data-align=\"center\">6.27<\/td><\/tr><tr><td>\u53f0\u5927\u6295\u7d4460<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.35<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.54<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.19<\/td><td class=\"has-text-align-center\" data-align=\"center\">8.42<\/td><\/tr><tr><td>\u53f0\u5927\u6295\u7d4480<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.64<\/td><td class=\"has-text-align-center\" data-align=\"center\">-2.49<\/td><td class=\"has-text-align-center\" data-align=\"center\">-0.15<\/td><td class=\"has-text-align-center\" data-align=\"center\">10.68<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u8cc7\u6599\u4f86\u6e90\uff1aMorningstar Direct\uff0c\u963f\u723e\u767c\u6295\u9867\u6574\u7406\u3002\u8cc7\u6599\u671f\u9593\uff1a2023\/01\/01~2023\/08\/31\u3002\u5e63\u5225 : \u7f8e\u5143<br \/>\u57fa\u6e96\u6307\u6578\u63a1\u7528\u76f8\u5c0d\u61c9\u80a1\u50b5\u6bd4\u7684\u5168\u7403\u80a1\u7968\u6307\u6578+\u5168\u7403\u7d9c\u5408\u50b5\u5238\u6307\u6578\u3002<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u672c\u6708\u56e0\u53f0\u80a1\u7d44\u6210\u4ee5\u6ce2\u52d5\u6027\u8f03\u5927\u3001\u4eca\u5e74\u4ee5\u4f86\u6f32\u591a\u7684\u79d1\u6280\u985e\u80a1\u70ba\u4e3b\uff0c\u76f8\u8f03\u65bc\u7f8e\u80a1\u8dcc\u5e45\u8f03\u91cd\uff0c\u800c\u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u7d44\u4e2d\u914d\u7f6e\u8f03\u9ad8\u6bd4\u4f8b\u5728\u53f0\u80a1ETF\u90e8\u4f4d\uff0c\u56e0\u6b64\u8868\u73fe\u7565\u5dee\u65bc\u963f\u723e\u767c\u6838\u5fc3\u6295\u7d44\u3002\u672c\u6708\u6700\u4fdd\u5b88\u5230\u6700\u7a4d\u6975\u7684\u5831\u916c\u70ba-1.91%\u5230-2.64%\u3002<\/li>\n\n\n\n<li>\u53d7\u5230\u4e0a\u534a\u5e74\u53f0\u80a1\u7d05\u5229\u652f\u6490\uff0c\u81fa\u5927\u7522\u5b78\u5408\u4f5c\u6295\u7d44\u4eca\u5e74\u4ecd\u4fdd\u6301\u4e0d\u932f\u7684\u8868\u73fe\uff0c\u5831\u916c\u7387\u70ba5.45%\u523010.68%\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"has-palette-color-1-color has-text-color wp-block-heading\"><strong>\u91d1\u878d\u5e02\u5834\u5c55\u671b<\/strong><\/h2>\n\n\n\n<p>\u9452\u65bc\u4e0a\u534a\u5e74\u7d93\u6fdf\u6d3b\u52d5\u7684\u97cc\u6027\uff0c\u570b\u969b\u8ca8\u5e63\u57fa\u91d1\u7d44\u7e54\u5fae\u5e45\u4e0a\u8abf2023\u5e74\u5168\u7403\u7d93\u6fdf\u6210\u9577\u9810\u6e2c\uff0c\u591a\u6578\u7d93\u6fdf\u5b78\u8005\u4ea6\u4e0d\u518d\u63d0\u51fa\u7d93\u6fdf\u8870\u9000\u7684\u8b66\u544a\u3002\u56de\u9867\u4eca\u5e74\uff0c\u901a\u81a8\u7387\u5728\u5404\u570b\u592e\u884c\u7684\u8ca8\u5e63\u653f\u7b56\u8abf\u6574\u4e4b\u4e0b\uff0c\u6301\u7e8c\u7de9\u6b65\u4e0b\u964d\uff1b\u7136\u800c\uff0c\u7f8e\u570b\u806f\u6e96\u6703\u5728\u6708\u5e95\u7684\u5168\u7403\u592e\u884c\u5e74\u6703\u6307\u51fa\uff0c\u75ab\u60c5\u5f8c\u5168\u7403\u7d93\u6fdf\u58df\u7f69\u5728\u4e09\u5927\u9670\u5f71\u4e4b\u4e0b\uff0c\u5305\u542b\u653f\u5e9c\u50b5\u52d9\u6c34\u6e96\u5275\u9ad8\u3001\u5730\u7de3\u653f\u6cbb\u98a8\u96aa\u6500\u5347\u53ca\u751f\u7522\u6210\u9577\u7387\u75b2\u8edf\uff0c\u9019\u4e9b\u8da8\u52e2\u7686\u6703\u52a0\u6df1\u5168\u7403\u901a\u81a8\u9ecf\u8457\u5ea6\u8207\u58d3\u529b\u3002<\/p>\n\n\n\n<p>\u5c55\u671b9\u6708\uff0c\u9ad8\u5229\u7387\u6642\u4ee3\u5df2\u9010\u6f38\u6210\u70ba\u65b0\u5e38\u614b\uff0c\u4e14\u591a\u570b\u592e\u884c\u5229\u7387\u6703\u8b70\u5c07\u5728\u6708\u5e95\u8209\u884c\uff0c\u52e2\u5fc5\u5c07\u4e00\u5b9a\u7a0b\u5ea6\u5f71\u97ff\u5e02\u5834\u60c5\u7dd2\u6ce2\u52d5\u3002\u9762\u5c0d\u8fd1\u671f\u80fd\u6e90\u50f9\u683c\u4e0a\u6f32\u3001\u4e2d\u570b\u7d93\u6fdf\u98a8\u96aa\u8207\u901a\u81a8\u6301\u7e8c\u6027\u7b49\u8b70\u984c\uff0c\u6211\u5011\u7121\u9808\u904e\u5ea6\u6050\u614c\uff1b\u6295\u8cc7\u7684\u6f2b\u6f2b\u9577\u8def\u4e0a\u672c\u6703\u6709\u5404\u7a2e\u985b\u7c38\u8207\u96dc\u97f3\uff0c\u53ea\u8981\u6301\u7e8c\u6295\u5165\u4e26\u8eab\u8655\u5e02\u5834\u3001\u6301\u7e8c\u95dc\u6ce8\u5404\u9805\u7d93\u6fdf\u6578\u64da\uff0c\u7686\u80fd\u4eab\u53d7\u9577\u671f\u6295\u8cc7\u8207\u8907\u5229\u5e36\u4f86\u7684\u751c\u7f8e\u679c\u5be6\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6295\u8cc7\u6700\u4f73\u9078\u64c7\uff1a\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/strong><\/h3>\n\n\n\n<p>\u5229\u7528 AI \u6a5f\u5668\u4eba\u76e3\u63a7\u5e02\u5834\uff0c\u4e26\u7528\u5927\u6578\u64da\u6253\u9020\u5ba2\u88fd\u5316\u7684\u6295\u8cc7\u65b9\u6848\u3002\u6295\u8cc7\u4eba\u53ea\u8981\u82b1\u5c11\u5c11\u7684\u6210\u672c\uff0c\u5c31\u80fd\u4eab\u6709 VIP \u7b49\u7d1a\u7684\u5c08\u696d\u7406\u8ca1\u670d\u52d9\uff01<\/p>\n\n\n\n<p><strong>\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/strong>\u70ba\u5168\u53f0\u552f\u4e00\u7372\u734e\u7684\u6a5f\u5668\u4eba\u7406\u8ca1\u6295\u9867\u516c\u53f8\uff0c\u4f7f\u7528\u5927\u6578\u64da\u6253\u9020\u5ba2\u88fd\u5316\u7684\u76ee\u6a19\u5c0e\u5411\u6295\u8cc7\u65b9\u6848\u3002\u4e26\u4e14\u64c1\u6709\u5168\u7403\u591a\u5143\u5316\u6295\u8cc7\u7d44\u5408\uff0c\u6295\u8cc7\u6210\u672c\u4f4e\u4e14\u9054\u6a19\u7387\u9ad8\u5916\uff0c\u9084\u6709\u826f\u597d\u7684\u98a8\u96aa\u7ba1\u63a7\u80fd\u529b\u3001\u6e05\u695a\u7684\u4ecb\u9762\uff0c\u65b0\u624b\u4e5f\u80fd\u8f15\u9b06\u6295\u5165\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2022\/08\/\u963f\u723e\u767c-2.\u5b9a\u671f\u5b9a\u984d-3.png\" alt=\"\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1\u5b9a\u671f\u5b9a\u984d8\u5927\u597d\u8655\" class=\"wp-image-4964\" width=\"313\" height=\"353\"\/><\/figure>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u6295\u8cc7\u52dd\u7387\u9ad8<\/strong>\uff1a\u5b98\u65b9\u90e8\u843d\u683c\u6709\u773e\u591a<a href=\"https:\/\/blog.roboadvisor.com.tw\/?cat=9\" target=\"_blank\" rel=\"noreferrer noopener\">\u6848\u4f8b\u898f\u5283<\/a>\uff0c\u5df2\u5e6b\u52a9\u5404\u7a2e\u985e\u578b\u7684\u6295\u8cc7\u8005\u9054\u6210\u76ee\u6a19\u3002<\/li>\n\n\n\n<li><strong>\u9577\u671f\u5831\u916c\u7387\u7a69\u5b9a<\/strong>\uff1a\u8b93\u6295\u8cc7\u8005\u9577\u671f\u6301\u6709\u3001\u4eab\u53d7\u8907\u5229\u6548\u679c\uff0c\u4f7f\u8cc7\u7522\u53ef\u4ee5\u7a69\u5b9a\u6210\u9577\u3002<\/li>\n\n\n\n<li><strong>\u6295\u8cc7\u6a19\u7684\u8207\u7d44\u5408\u9078\u64c7\u591a\u5143<\/strong>\uff1a\u63d0\u4f9b\u5168\u7403\u5206\u6563\u7684 ETF \u6a19\u7684\uff0c\u6253\u9020\u5ba2\u88fd\u5316\u8cc7\u7522\u914d\u7f6e\u3002<\/li>\n\n\n\n<li><strong>\u61f6\u4eba\u6295\u8cc7\u8d85\u4fbf\u5229<\/strong>\uff1a\u904b\u7528\u6a5f\u5668\u4eba\u7406\u8ca1\u7cfb\u7d71\u642d\u914d\u80a1\u7968\u4ea4\u6613\u7a0b\u5f0f\uff0c\u5b8c\u5168\u4e0d\u7528\u770b\u76e4\uff0c\u6295\u8cc7\u6642\u9593\u6210\u672c\u4f4e\uff0c\u70ba\u61f6\u4eba\u6295\u8cc7\u5fc5\u5099\uff01<\/li>\n\n\n\n<li><strong>\u5165\u9580\u6295\u8cc7\u9580\u6abb\u4f4e<\/strong>\uff1a\u5c0f\u8cc7\u65cf\u4e5f\u80fd\u805a\u6c99\u6210\u5854\uff0c\u6700\u4f4e\u6bcf\u6708\u53ea\u8981 100 \u7f8e\u5143\uff0c\u5c31\u80fd\u8cb7\u9032 4~6 \u6a94\u5168\u7403\u914d\u7f6e\u7684 Vanguard ETF \u6295\u8cc7\u7d44\u5408\uff01<\/li>\n\n\n\n<li><strong>\u81ea\u52d5\u8abf\u6574\u8207\u76e3\u63a7<\/strong>\uff1a24 \u5c0f\u6642\u76e3\u63a7\u6a5f\u5236\u8207\u518d\u5e73\u8861\uff0c\u9069\u61c9\u5e02\u5834\u5287\u70c8\u8b8a\u5316\u3002<\/li>\n\n\n\n<li><strong>\u7121\u754f\u5e02\u5834\u5371\u6a5f<\/strong>\uff1a\u5927\u6578\u64da\u7d44\u5408\u5728 1997 \u5e74\u4e9e\u6d32\u91d1\u878d\u5371\u6a5f\u30012008 \u5e74\u6b21\u8cb8\u5371\u6a5f\u30012020 \u5e74\u65b0\u51a0\u80ba\u708e\u671f\u9593\u4ecd\u7dad\u6301\u6297\u8dcc\u3001\u4f4e\u6ce2\u52d5\u3002<\/li>\n\n\n\n<li><strong>\u5c08\u5c6c\u8ca1\u52d9\u9867\u554f\u8f14\u5c0e<\/strong>\uff1a\u63d0\u4f9b\u6a5f\u5668\u8207\u5c08\u4eba\u96d9\u91cd\u7684\u6295\u8cc7\u8aee\u8a62\u670d\u52d9\u3002<\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/roboadvisor.com.tw\/ChooseLogin.html?Camp=Blog&amp;utm_source=Blog&amp;utm_medium=Article\" target=\"_blank\" rel=\"noreferrer noopener\">\u7acb\u5373\u8a3b\u518a\u963f\u723e\u767c\u6a5f\u5668\u4eba\u7406\u8ca1<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-text-align-center\"><strong>\u3010\u91cd\u8981\u8072\u660e\u3011<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\uff08\u4ee5\u4e0b\u7c21\u7a31\u300c\u963f\u723e\u767c\u6295\u9867\u300d\uff09\u6240\u63d0\u4f9b\u4e4b\u5efa\u8b70\u5ba2\u6236\u6295\u8cc7\u4e4b\u5883\u5916 ETF\u7b26\u5408\u76f8\u95dc\u898f\u5b9a\u53ca\u51fd\u4ee4\u6240\u5b9a\u4e4b\u7bc4\u570d\u53ca\u689d\u4ef6\uff0c\u60df\u4e0d\u8868\u793a\u7d55\u7121\u98a8\u96aa\u3002\u5883\u5916ETF\u767c\u884c\u6a5f\u69cb\u4ee5\u5f80\u4e4b\u7d93\u7406\u7e3e\u6548\u4e0d\u4fdd\u8b49\u5883\u5916 ETF\u4e4b\u6700\u4f4e\u6295\u8cc7\u6536\u76ca\uff0c\u5883\u5916 ETF \u767c\u884c\u6a5f\u69cb\u9664\u76e1\u5584\u826f\u7ba1\u7406\u4eba\u4e4b\u6ce8\u610f\u7fa9\u52d9\u5916\uff0c\u4e0d\u8ca0\u8cac ETF\u4e4b\u76c8\u8667\uff0c\u4ea6\u4e0d\u4fdd\u8b49\u6700\u4f4e\u4e4b\u6536\u76ca\uff0c\u6295\u8cc7\u4eba\u7533\u8cfc\u524d\u61c9\u8a73\u95b1\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u3002<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>\u6709\u95dc\u5883\u5916ETF\u61c9\u8ca0\u64d4\u4e4b\u8cbb\u7528\u5df2\u63ed\u9732\u65bc\u57fa\u91d1\u516c\u958b\u8aaa\u660e\u66f8\u6216\u6295\u8cc7\u4eba\u9808\u77e5\u4e2d\uff0c\u6295\u8cc7\u4eba\u5982\u9700\u76f8\u95dc\u516c\u958b\u8aaa\u660e\u8cc7\u6599\uff0c\u53ef\u8acb\u6c42\u963f\u723e\u767c\u6295\u9867\u63d0\u4f9b\u4e4b\uff0c\u4e26\u540c\u610f\u53d7\u8a17\u4eba\u63d0\u4f9b\u4e4b\u539f\u6587\u516c\u958b\u8aaa\u660e\u66f8\u5f97\u4e0d\u6458\u8b6f\u70ba\u4e2d\u6587\uff0c\u6216\u81ea\u884c\u81f3\u5916\u570b\u6709\u50f9\u8b49\u5238\u4ea4\u6613\u6240\u6216\u5883\u5916 ETF 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