{"id":7098,"date":"2023-10-04T17:22:37","date_gmt":"2023-10-04T09:22:37","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=7098"},"modified":"2023-10-04T17:22:37","modified_gmt":"2023-10-04T09:22:37","slug":"%e7%9f%ad%e6%9c%9f%e9%a0%90%e5%82%99%e9%87%91%e6%98%af%e4%bb%80%e9%ba%bc%ef%bc%9f%e8%a6%81%e5%a4%9a%e5%b0%91%e6%89%8d%e5%a4%a0%ef%bc%9f%e8%a9%b2%e5%a6%82%e4%bd%95%e6%ba%96%e5%82%99%e7%9f%ad%e6%9c%9f","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=7098","title":{"rendered":"\u77ed\u671f\u9810\u5099\u91d1\u8981\u591a\u5c11\u624d\u5920\uff1f\u8a72\u5982\u4f55\u6e96\u5099\u77ed\u671f\u9810\u5099\u91d1\uff1f"},"content":{"rendered":"\n<p>\u300c\u9019\u7a2e\u610f\u5916\u4e0d\u6703\u767c\u751f\u5728\u6211\u8eab\u4e0a\u5566\uff01\u300d<\/p>\n\n\n\n<p>\u7a81\u5982\u5176\u4f86\u7684\u91ab\u85e5\u8cbb\u7528\u3001\u516c\u53f8\u81e8\u6642\u88c1\u54e1\u5012\u9589\u3001\u89aa\u670b\u597d\u53cb\u6025\u9700\u4e00\u7b46\u91d1\u9322\u6551\u52a9&#8230;\u7b49\u7a2e\u7a2e\u7dca\u6025\u4e8b\u4ef6\u63a5\u8e35\u800c\u4f86\u6642\uff0c\u6211\u5011\u80fd\u5920\u5373\u6642\u56e0\u61c9\u4e26\u78ba\u4fdd\u81ea\u5df1\u548c\u5bb6\u4eba\u7dad\u6301\u4e00\u6a23\u7684\u751f\u6d3b\u54c1\u8cea\u55ce\uff1f\u6211\u5011\u7e3d\u662f\u8a18\u5f97\u6295\u8cc7\u80a1\u7968\u3001\u8cb7\u9032\u4fdd\u96aa\uff0c\u537b\u5f80\u5f80\u56e0\u70ba\u5927\u8166\u7684\u6a02\u89c0\u504f\u898b\uff0c\u4f4e\u4f30\u7dca\u6025\u56f0\u5883\u767c\u751f\u7684\u53ef\u80fd\u6027\uff0c\u5fd8\u8a18\u4e86\u4eba\u751f\u8ca1\u52d9\u898f\u5283\u4e2d\u6700\u91cd\u8981\u7684\u4e00\u74b0 \u2013 \u300c\u77ed\u671f\u9810\u5099\u91d1\u300d\uff0c\u53c8\u53ef\u7a31\u70ba\u7dca\u6025\u9810\u5099\u91d1\u3001\u7dca\u6025\u5099\u7528\u91d1\u3001\u77ed\u671f\u5099\u7528\u91d1\u3002 <\/p>\n\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-\">&#x77ED;&#x671F;&#x9810;&#x5099;&#x91D1;&#x662F;&#x4EC0;&#x9EBC;&#xFF1F;<\/a><\/li><li><a href=\"#aioseo-\">&#x77ED;&#x671F;&#x9810;&#x5099;&#x91D1;&#x8A72;&#x6E96;&#x5099;&#x591A;&#x5C11;&#xFF1F;<\/a><\/li><li><a href=\"#aioseo-\">&#x6211;&#x8A72;&#x5982;&#x4F55;&#x5B58;&#x653E;&#x77ED;&#x671F;&#x9810;&#x5099;&#x91D1;&#xFF1F;&#x600E;&#x9EBC;&#x5B58;&#x6700;&#x6709;&#x6548;&#x7387;&#xFF1F;<\/a><\/li><li><a href=\"#aioseo-\">&#x6709;&#x6548;&#x5229;&#x7528;&#x77ED;&#x671F;&#x9810;&#x5099;&#x91D1;&#xFF0C;&#x5E73;&#x6642;&#x96D6;&#x4E0D;&#x52D5;&#x7528;&#x4F46;&#x4E5F;&#x5225;&#x88AB;&#x901A;&#x81A8;&#x4FB5;&#x8755;<\/a><\/li><\/ul><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u77ed\u671f<strong>\u9810\u5099\u91d1\u662f\u4ec0\u9ebc\uff1f<\/strong><\/h2>\n\n\n\n<p>\u9867\u540d\u601d\u7fa9\uff0c\u300c\u77ed\u671f\u9810\u5099\u91d1\u300d\u662f\u5728\u5371\u6025\u6642\u523b\u96a8\u6642\u7686\u80fd\u62ff\u4f86\u61c9\u6025\u3001\u6551\u6025\uff0c\u6216\u8005\u4e0d\u9810\u671f\u7684\u77ed\u671f\u8ca1\u52d9\u652f\u51fa\u7684\u4e00\u7b46\u300c\u6d41\u52d5\u8cc7\u91d1\u300d\u3002<\/p>\n\n\n\n<p>\u4eba\u751f\u8a08\u5283\u5f80\u5f80\u8d95\u4e0d\u4e0a\u8b8a\u5316\uff0c\u75be\u75c5\u3001\u610f\u5916\u3001\u8a34\u8a1f\u3001\u5931\u696d\u7b49\u90fd\u6709\u53ef\u80fd\u767c\u751f\u5728\u6211\u5011\u4efb\u4f55\u4e00\u500b\u4eba\u8eab\u4e0a\uff0c\u5373\u4fbf\u4e45\u4e45\u767c\u751f\u4e00\u6b21\u90fd\u6703\u5c0d\u65bc\u751f\u6d3b\u7522\u751f\u5287\u70c8\u8b8a\u52d5\u3002\u6211\u5011\u552f\u4e00\u80fd\u505a\u7684\uff0c\u4fbf\u662f\u6e96\u5099\u9019\u7b46\u5e73\u6642\u4e0d\u505a\u4efb\u4f55\u7528\u9014\u3001\u4e0d\u8ad6\u4f55\u6642\u7686\u80fd\u53d6\u7528\u7684\u300c\u77ed\u671f\u9810\u5099\u91d1\u300d\u3002<\/p>\n\n\n\n<p>\u6216\u8a31\u4f60\u53ef\u4ee5\u8a66\u60f3\uff0c\u4e0d\u540c\u7dca\u6025\u4e8b\u4ef6\u767c\u751f\u6642\u6703\u5c0d\u76ee\u524d\u751f\u6d3b\u9020\u6210\u4ec0\u9ebc\u6a23\u7684\u5f71\u97ff\uff1f\u82e5\u4e00\u5834\u8eca\u798d\u4f7f\u4f60\u7121\u6cd5\u5de5\u4f5c\u6709\u6536\u5165\uff0c\u9700\u8981\u72a7\u7272\u751f\u6d3b\u54c1\u8cea\u3001\u96e3\u4ee5\u511f\u9084\u5176\u4ed6\u8cb8\u6b3e\uff0c\u4ee3\u8868\u4f60\u5fc5\u9808\u8d95\u5feb\u8457\u624b\u6e96\u5099\u77ed\u671f\u9810\u5099\u91d1\u4ee5\u61c9\u6025\uff1b\u53cd\u4e4b\uff0c\u82e5\u9023\u7e8c\u5931\u696d 6 \u500b\u6708\u4ee5\u4e0a\u4e5f\u4e0d\u6703\u5c0d\u4f60\u9020\u6210\u4efb\u4f55\u6539\u8b8a\uff0c\u5247\u606d\u559c\u4f60\uff0c\u4f60\u7684\u77ed\u671f\u9810\u5099\u91d1\u898f\u5283\u5341\u5206\u59a5\u7576\uff0c\u6216\u8a31\u53ef\u4ee5\u958b\u59cb\u984d\u5916\u7684\u6295\u8cc7\u8a08\u756b\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\"><strong>\u77ed\u671f\u9810\u5099\u91d1\u8a72\u6e96\u5099\u591a\u5c11\uff1f<\/strong><\/h2>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u300c3 \u500b\u6708\u751f\u6d3b\u8cbb\u662f\u6700\u4f4e\u6a19\u6e96\uff0c6 \u500b\u6708\u4ee5\u4e0a\u6703\u66f4\u6709\u4fdd\u969c\u300d\u3002<\/p>\n\n\n\n<p>\u7576\u906d\u9022\u56f0\u96e3\u6642\uff0c\u53ef\u80fd\u6703\u5c0e\u81f4\u81ea\u5df1\u6578\u500b\u6708\u7121\u6cd5\u64c1\u6709\u7a69\u5b9a\u6536\u5165\uff0c\u56e0\u6b64\u9019\u7b46\u300c\u77ed\u671f\u9810\u5099\u91d1\u300d\u6700\u597d\u80fd\u5920\u7dad\u6301\u4f4f<strong>\u534a\u5e74\u5de6\u53f3\u7684\u751f\u6d3b\u8cbb\u7528<\/strong>\uff0c\u5305\u542b\u9019\u534a\u5e74\u4f86\u7684\u9910\u8cbb\u3001\u623f\u79df\u3001\u8cb8\u6b3e\u3001\u5b78\u8cbb\u3001\u4fdd\u8cbb\u7b49\u3002\u9810\u7559\u591a\u4e00\u9ede\u8cc7\u91d1\uff0c\u53ef\u4ee5\u78ba\u4fdd\u81ea\u5df1\u5c46\u6642\u66f4\u6709\u9918\u97fb\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center\">*<sub>\u77ed\u671f\u9810\u5099\u91d1\u516c\u5f0f<\/sub><br \/><strong><mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\">\u77ed\u671f\u9810\u5099\u91d1 = \u6bcf\u6708\u5fc5\u8981\u751f\u6d3b\u652f\u51fa * 3~6\u500b\u6708<\/mark><\/strong><\/p>\n\n\n\n<p>\u5047\u8a2d\u793e\u6703\u65b0\u9bae\u4eba\u5c0f\u660e\u6bcf\u6708\u958b\u92b7\u5305\u542b\u5b78\u8cb8\u3001\u623f\u79df\u3001\u9910\u8cbb\u53ca\u4ea4\u901a\u8cbb\u7d04\u70ba 1.5 \u842c\u5143\uff0c\u5247\u5c0f\u660e\u5fc5\u9808\u81f3\u5c11\u6e96\u5099 9 \u842c\u5143\u7684\u77ed\u671f\u9810\u5099\u91d1\uff1b\u82e5\u5c0f\u660e\u662f\u4e00\u500b 3 \u53e3\u7684\u5bb6\u5ead\uff0c\u8a08\u7b97\u6642\u5247\u5fc5\u9808\u9032\u4e00\u6b65\u63d0\u9ad8\u958b\u92b7\uff0c\u5e73\u5747\u6bcf\u4eba\u7d04 2.5 \u842c\uff0c\u90a3\u9ebc\u5c0f\u660e\u4e00\u5bb6\u4eba\u6700\u597d\u5099\u6709 45 \u842c\u7684\u77ed\u671f\u9810\u5099\u91d1\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\"><strong>\u6211\u8a72\u5982\u4f55\u5b58\u653e\u77ed\u671f\u9810\u5099\u91d1\uff1f<\/strong>\u600e\u9ebc\u5b58\u6700\u6709\u6548\u7387\uff1f<\/h2>\n\n\n\n<p>\u300c\u77ed\u671f\u9810\u5099\u91d1\u300d\u6700\u5f37\u8abf\u7684\u5169\u5927\u7279\u9ede\u4fbf\u662f\u300c<strong>\u5b89\u5168\u6027<\/strong>\u300d\u8207\u300c<strong>\u6d41\u52d5\u6027<\/strong>\u300d\u3002\u56e0\u6b64\uff0c\u57fa\u672c\u7684\u5b58\u653e\u539f\u5247\u70ba\u96a8\u6642\u7686\u53ef\u4ee5\u53d6\u7528\u3001\u8cc7\u7522\u50f9\u503c\u6ce2\u52d5\u5c0f\u7684\u5730\u65b9\u3002<\/p>\n\n\n\n<p><mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\"><strong style=\"font-weight: bold;\">\u65b9\u6cd5\u4e00<\/strong>\uff1a<strong>\u3010\u9280\u884c\u5b58\u6b3e\u3011- \u6700\u7a69\u5b9a\uff0c\u537b\u53ef\u80fd\u4e0d\u77e5\u4e0d\u89ba\u4e2d\u88ab\u901a\u81a8\u4fb5\u8755\u4e86<\/strong><\/mark><\/p>\n\n\n\n<p>2023 \u5e74\u53f0\u5e63\u5b9a\u5b58\u5229\u7387\u7d04\u70ba 1.6%\u3001\u6d3b\u671f\u5b58\u6b3e\u5229\u7387\u7d04\u70ba 0.6%\uff1b\u82e5\u4ee5\u5373\u6642\u53d6\u7528\u89d2\u5ea6\u800c\u8a00\uff0c\u5b9a\u5b58\u89e3\u7d04\u5f8c\u6642\u5e38\u6703\u5c07\u5229\u7387\u6253\u4e0a\u6298\u6263\uff0c\u6700\u5f8c\u50c5\u5269 5 \u81f3 7 \u6298\u3002<\/p>\n\n\n\n<p>\u96d6\u7136\u9280\u884c\u5b58\u6b3e\u5229\u606f\u7a69\u5b9a\u3001\u5e7e\u4e4e\u6c92\u6709\u98a8\u96aa\u4e14\u6d41\u52d5\u6027\u5927\uff0c\u7136\u800c\u8fd1\u5e74\u901a\u81a8\u5347\u6eab\uff0c\u53f0\u7063 2022 \u5e74\u5168\u5e74\u901a\u81a8\u7387\u9ad8\u9054 2.95%\uff0c\u82e5\u6301\u7e8c\u5c07\u77ed\u671f\u9810\u5099\u91d1\u5b58\u653e\u9280\u884c\u6050\u6703\u9762\u81e8\u8cc7\u91d1\u9ed8\u9ed8\u88ab\u4fb5\u8755\u7684\u5371\u6a5f\u3002<\/p>\n\n\n\n<p><mark style=\"background-color:#e1e8ed\" class=\"has-inline-color\"><strong>\u65b9\u6cd5\u4e8c<\/strong>\uff1a<strong>\u3010\u77ed\u671f\u653f\u5e9c\u50b5\u5238\u3011- \u9ad8\u5229\u7387\u5831\u916c\u6297\u901a\u81a8\uff0c\u540c\u6642\u5177\u6709\u5b89\u5168\u6027\u3001\u6d41\u52d5\u6027<\/strong><\/mark><\/p>\n\n\n\n<p>\u9577\u671f\u4ee5\u4f86\uff0c\u5e02\u5834\u5171\u8b58\u8a8d\u70ba\u7f8e\u570b\u653f\u5e9c\u77ed\u671f\u50b5\u5238\u63a5\u8fd1<strong>\u7121\u98a8\u96aa<\/strong>\u4e14<strong>\u5177\u6709\u9ad8\u6d41\u52d5\u6027<\/strong>\uff0c\u9577\u671f\u7684\u5831\u916c\u7387\u7a69\u5b9a\u4e14\u5e73\u5747\u9ad8\u65bc 2%\uff0c<strong>\u56e0\u6b64\u76f8\u8f03\u65bc\u9280\u884c\u5b58\u6b3e\uff0c\u66f4\u52a0\u9069\u5408\u4f5c\u70ba\u77ed\u671f\u9810\u5099\u91d1\u5b58\u653e\u4e4b\u8655<\/strong>\uff1b2023 \u5e74\u53d7\u5230\u7f8e\u570b\u806f\u6e96\u6703\u6301\u7e8c\u5347\u606f\u5f71\u97ff\uff0c<strong>\u7f8e\u570b 1 \u5e74\u5167\u516c\u50b5\u6b96\u5229\u7387\u5e7e\u4e4e\u7686\u70ba 5% \u4ee5\u4e0a<\/strong>\u3002\u77ed\u671f\u653f\u5e9c\u50b5\u5238\u4e0d\u50c5\u63d0\u4f9b\u4f60\u540c\u6a23\u9748\u6d3b\u7684\u9078\u64c7\uff0c\u66f4\u80fd\u6709\u6548\u6253\u64ca\u901a\u81a8\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-\">\u6709\u6548\u5229\u7528\u77ed\u671f\u9810\u5099\u91d1\uff0c\u5e73\u6642\u96d6\u4e0d\u52d5\u7528\u4f46\u4e5f\u5225\u88ab\u901a\u81a8\u4fb5\u8755<\/h2>\n\n\n\n<p>\u4eba\u751f\u6297\u9707\u7684\u57fa\u77f3\u662f\u6e96\u5099\u597d\u4e00\u7b46\u300c\u77ed\u671f\u9810\u5099\u91d1\u300d\u9762\u81e8\u4efb\u4f55\u7dca\u6025\u60c5\u6cc1\u6642\u53ef\u4ee5\u63d0\u5347\u4f60\u7684\u4eba\u751f\u6297\u9707\u4fc2\u6578\uff0c\u78ba\u4fdd\u751f\u6d3b\u66f4\u52a0\u5b89\u7a69\u4e14\u4e0d\u6703\u53d7\u5230\u7dca\u6025\u610f\u5916\u5f71\u97ff\uff1b\u6211\u5011\u6c38\u9060\u7121\u6cd5\u9810\u77e5\u672a\u4f86\uff0c\u537b\u6709\u6a5f\u6703\u53ef\u4ee5\u597d\u597d\u5730\u70ba\u672a\u4f86\u6e96\u5099\u3002\u56e0\u6b64\uff0c\u5373\u523b\u958b\u59cb\u6e96\u5099\u4f60\u7684\u300c\u77ed\u671f\u5099\u7528\u91d1\u300d\u5427\uff01<\/p>\n\n\n\n<p>\u963f\u723e\u767c AI \u7406\u8ca1\u6a5f\u5668\u4eba\uff0c\u56b4\u9078\u7f8e\u570b\u77ed\u671f\u516c\u50b5 ETF \u4f5c\u70ba\u77ed\u671f\u5099\u7528\u91d1\u7684\u505c\u6cca\uff0c\u4fdd\u6709\u6d41\u52d5\u6027\u53c8\u53ef\u6297\u901a\u81a8\u3002<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u3010\u5168\u65b0\u50b5\u5238\u6295\u8cc7\u7d44\u5408\u3011\u9810\u5099\u6709\u65b9\uff0c\u7a69\u5b9a\u555f\u822a\uff01\" width=\"1290\" height=\"726\" src=\"https:\/\/www.youtube.com\/embed\/zJTCPpqXQ10?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u7576\u610f\u6599\u4e4b\u5916\u7684\u4e8b\u60c5\u767c\u751f\u5728\u6211\u5011\u8eab\u4e0a\u6642\uff0c\u6211\u5011\u6709\u8db3\u5920\u7684\u80fd\u529b\u53bb\u56e0\u61c9\u55ce\uff1f\u75be\u75c5\u3001\u8eca\u798d\u3001\u8a34\u8a1f\u3001\u5931\u696d\uff0c\u7a81\u5982\u5176\u4f86\u7684\u5927\u7b46\u82b1\u8cbb\u53ef\u80fd\u5728\u4e00\u5915\u4e4b\u9593\u5c0d\u6211\u5011\u7684\u751f\u6d3b\u9020\u6210\u5287\u70c8\u8b8a\u52d5\uff0c\u6c92\u6709\u4eba\u80fd\u5920\u9810\u8a00\u660e\u5929\u3001\u4e0b\u5468\u3001\u4e0b\u500b\u6708\u6703\u767c\u751f\u4ec0\u9ebc\u4e8b\u60c5\uff0c\u66f4\u6c92\u6709\u4eba\u5e0c\u671b\u906d\u9047\u5371\u6a5f\uff0c\u6211\u5011\u552f\u4e00\u80fd\u505a\u7684\u5c31\u662f\u5728\u56f0\u5883\u767c\u751f\u4e4b\u524d\uff0c\u505a\u597d\u5145\u8db3\u7684\u6e96\u5099\uff1b\u5373\u4fbf\u9577\u9054\u534a\u5e74\u6c92\u6709\u6536\u5165\uff0c\u6211\u5011\u4e5f\u80fd\u6e38\u5203\u6709\u9918\u3002<\/p>\n","protected":false},"author":2,"featured_media":7099,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28,10,15],"tags":[334],"class_list":["post-7098","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-28","category-10","category-15","tag-334"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/7098","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7098"}],"version-history":[{"count":0,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/7098\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/7099"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7098"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7098"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7098"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}