{"id":7575,"date":"2024-01-14T21:19:22","date_gmt":"2024-01-14T13:19:22","guid":{"rendered":"https:\/\/blog.roboadvisor.com.tw\/?p=7575"},"modified":"2026-10-28T16:22:15","modified_gmt":"2026-10-28T08:22:15","slug":"%e6%88%91%e7%9a%84%e6%a9%9f%e5%99%a8%e4%ba%ba%e7%90%86%e8%b2%a1%e6%96%b0%e5%89%b5%e4%b9%8b%e8%b7%af","status":"publish","type":"post","link":"https:\/\/blog.roboadvisor.com.tw\/?p=7575","title":{"rendered":"\u963f\u723e\u767c\u7684AI\u6a5f\u5668\u4eba\u7406\u8ca1\u5275\u65b0\u4e4b\u8def\uff1a\u8207DeepSeek\u8207ChatGPT\u91cd\u5851\u5e02\u5834\uff01"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u4f60\u597d\uff0c\u6211\u662f\u963f\u723e\u767c\u7684\u5275\u8fa6\u4eba<a href=\"https:\/\/james1966.blogspot.com\/\" target=\"_blank\" rel=\"noopener\">\u9673\u5fd7\u5f65 James<\/a>\u300220 \u591a\u5e74\u524d\u6211\u52a0\u5165\u82b1\u65d7\u9280\u884c\u7684\u8ca1\u5bcc\u7ba1\u7406\u90e8\u9580\uff0c\u7576\u6642\u53f0\u7063\u82b1\u65d7\u9280\u884c\u624d\u525b\u958b\u59cb\u505a\u8ca1\u5bcc\u7ba1\u7406\uff0c\u6240\u4ee5\u6211\u4e5f\u7b97\u662f\u53f0\u7063\u7b2c\u4e00\u6279\u505a\u8ca1\u5bcc\u7ba1\u7406\u7684\u4eba\u54e1\u4e4b\u4e00\uff0c\u4e4b\u5f8c\u4e00\u8def\u770b\u8457\u8ca1\u5bcc\u7ba1\u7406\u5728\u53f0\u7063\u84ec\u52c3\u767c\u5c55\u300220 \u591a\u5e74\u4e0b\u4f86\uff0c\u8ca1\u5bcc\u7ba1\u7406\u5e7e\u4e4e\u6210\u4e86\u6240\u6709\u91d1\u878d\u6a5f\u69cb\u7684\u4e3b\u529b\u696d\u52d9\u3002\u4fd7\u8a71\u8aaa\u300c\u4eba\u4e0d\u7406\u8ca1\uff0c\u8ca1\u4e0d\u7406\u4f60\u300d\uff0c\u6295\u8cc7\u7406\u8ca1\u662f\u6bcf\u500b\u4eba\u90fd\u8981\u9762\u5c0d\u7684\u8ab2\u984c\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u9019\u7bc7\u6587\u7ae0\u5beb\u65bc 2020 \u5e74\u963f\u723e\u767c\u6b63\u5f0f\u71df\u696d\u7684\u6642\u5019\uff0c\u8a18\u9304\u6211\u5f9e\u9280\u884c\u51fa\u4f86\u5275\u696d\u9019\u4e09\u5e74\u7684\u5fc3\u8def\u6b77\u7a0b\uff1b\u6700\u5f8c\u4e00\u6bb5\uff0c\u662f\u5beb\u7d66\u4eca\u5929\u9019\u500b AI \u6642\u4ee3\u7684\u8b80\u8005\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u70ba\u4ec0\u9ebc\u6c11\u773e\u5c0d\u8ca1\u5bcc\u7ba1\u7406\u7684\u5370\u8c61\u8d8a\u4f86\u8d8a\u5dee\uff1f<\/h2>\n\n<p class=\"wp-block-paragraph\">\u96d6\u7136\u5404\u5bb6\u91d1\u878d\u6a5f\u69cb\u90fd\u6709\u8ca1\u5bcc\u7ba1\u7406\u696d\u52d9\uff0c\u4f46\u6c11\u773e\u5c0d\u8ca1\u5bcc\u7ba1\u7406\u7684\u5370\u8c61\u537b\u8d8a\u4f86\u8d8a\u5dee\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\u5f88\u7c21\u55ae\uff0c\u6c11\u773e\u7684\u8ca1\u5bcc\u662f\u88ab\u8d8a\u7406\u8d8a\u5c11\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u6a5f\u69cb\u5f37\u529b\u63a8\u85a6\u7d66\u5ba2\u6236\u7684\u7522\u54c1\uff0c\u901a\u5e38\u662f\u5c0d\u91d1\u878d\u6a5f\u69cb\u6709\u5229\uff08\u4f63\u91d1\u9ad8\uff09\u7684\u7522\u54c1\uff0c\u800c\u4e0d\u662f\u6c11\u773e\u771f\u6b63\u9700\u8981\u7684\u7522\u54c1\u3002\u518d\u52a0\u4e0a\u696d\u52d9\u5236\u5ea6\u662f\u8cfa\u53d6\u5ba2\u6236\u8cb7\u8ce3\u7684\u624b\u7e8c\u8cbb\uff0c\u5728\u734e\u52f5\u8207\u8003\u6838\u5236\u5ea6\u7684\u5f71\u97ff\u4e0b\uff0c\u7b2c\u4e00\u7dda\u4eba\u54e1\u5c31\u6703\u52f8\u5ba2\u6236\u4e0d\u65b7\u8f49\u63db\u7522\u54c1\uff0c\u5ba2\u6236\u4e0d\u65b7\u652f\u4ed8\u624b\u7e8c\u8cbb\uff0c\u6700\u5f8c\u91d1\u878d\u6a5f\u69cb\u8cfa\u98fd\u4e86\u624b\u7e8c\u8cbb\uff0c\u6c11\u773e\u537b\u8cfa\u4e0d\u5230\u9322\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u76f8\u4fe1\u5f88\u591a\u4eba\u90fd\u80fd\u611f\u540c\u8eab\u53d7\u3002\u6211\u8eab\u70ba\u8ca1\u5bcc\u7ba1\u7406\u9818\u57df\u7684\u4e00\u54e1\uff0c\u81ea\u7136\u66f4\u7406\u89e3\u9019\u500b\u4e82\u8c61\uff0c\u4e5f\u4e00\u76f4\u5e0c\u671b\u80fd\u6539\u8b8a\uff0c\u4f46\u4e00\u500b\u4eba\u5728\u5927\u6a5f\u69cb\u88e1\u80fd\u505a\u7684\u6539\u8b8a\u5f88\u6709\u9650\uff0c\u5373\u4f7f\u6211\u7576\u6642\u5df2\u7d93\u662f\u9280\u884c\u7684\u526f\u7e3d\u7d93\u7406\uff0c\u80fd\u505a\u7684\u9084\u662f\u5f88\u6709\u9650\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u70ba\u4ec0\u9ebc\u6211\u8a8d\u70ba\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u6bd4\u8f03\u597d\u7684\u6a21\u5f0f\uff1f<\/h2>\n\n<p class=\"wp-block-paragraph\">\u591a\u5e74\u524d\u6211\u770b\u5230\u7f8e\u570b<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\">\u6a5f\u5668\u4eba\u7406\u8ca1\uff08robo-advisor\uff09<\/a>\u5feb\u901f\u8208\u8d77\uff0c\u611f\u5230\u5f88\u597d\u5947\u3002\u4ed4\u7d30\u7814\u7a76\u4e4b\u5f8c\uff0c\u6211\u767c\u73fe\u9019\u7a2e\u8ca1\u5bcc\u7ba1\u7406\u6a21\u5f0f\u5c0d\u6c11\u773e\u6bd4\u8f03\u597d\uff0c\u4e3b\u8981\u7684\u6539\u8b8a\u6709\u4e09\u500b\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">1. \u6536\u7ba1\u7406\u8cbb\uff0c\u4e0d\u6536\u8cb7\u8ce3\u624b\u7e8c\u8cbb<\/h3>\n\n<p class=\"wp-block-paragraph\">\u6a5f\u5668\u4eba\u7406\u8ca1\u4e0d\u6536\u5ba2\u6236\u7684\u8cb7\u8ce3\u624b\u7e8c\u8cbb\uff0c\u800c\u662f\u4f9d\u7167\u5ba2\u6236\u7684\u8cc7\u7522\u898f\u6a21\uff0c\u6536\u53d6\u4e00\u5b9a\u6bd4\u4f8b\u7684\u8cc7\u7522\u7ba1\u7406\u8cbb\u3002\u9019\u7a2e\u6536\u8cbb\u65b9\u5f0f\u80fd\u6709\u6548\u6e1b\u5c11\u77ed\u9032\u77ed\u51fa\uff0c\u8b93\u5ba2\u6236\u9577\u671f\u6295\u8cc7\uff0c\u771f\u6b63\u8cfa\u5230\u8907\u5229\u7684\u6548\u679c\u3002\u7576\u6642\u7f8e\u570b\u8ca1\u5bcc\u7ba1\u7406\u6709\u4e09\u5206\u4e4b\u4e8c\u63a1\u7528\u7ba1\u7406\u8cbb\u6536\u8cbb\uff0c\u800c\u4e14\u6bd4\u4f8b\u9084\u5728\u4e0a\u5347\uff1b\u53f0\u7063\u7d55\u5927\u591a\u6578\u91d1\u878d\u6a5f\u69cb\u537b\u4f9d\u7136\u63a1\u7528\u624b\u7e8c\u8cbb\u6a21\u5f0f\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">2. \u4f7f\u7528\u5167\u542b\u8cbb\u7528\u6975\u4f4e\u7684 ETF<\/h3>\n\n<p class=\"wp-block-paragraph\">\u570b\u969b\u4e0a\u7684\u8ca1\u5bcc\u7ba1\u7406\u8da8\u52e2\uff0c\u662f\u4e3b\u52d5\u5f0f\u57fa\u91d1\u7684\u8cc7\u91d1\u5927\u91cf\u6d41\u51fa\uff0c\u88ab\u52d5\u5f0f\u7684 <a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4881\">ETF<\/a> \u8cc7\u91d1\u5927\u91cf\u6d41\u5165\uff0c\u7279\u5225\u662f\u5167\u542b\u8cbb\u7528\u6975\u4f4e\u7684 ETF\u3002\u539f\u56e0\u5f88\u7c21\u55ae\uff0c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=6976\">\u4e3b\u52d5\u5f0f\u57fa\u91d1\u7684\u8cbb\u7528\u592a\u9ad8\u4e86<\/a>\uff0c\u5c0d\u6c11\u773e\u975e\u5e38\u4e0d\u5229\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u7576\u6642\u4e00\u822c\u6d77\u5916\u57fa\u91d1\u6bcf\u5e74\u7684\u5167\u542b\u8cbb\u7528\u5927\u7d04\u662f 2% \u5230 2.5%\uff0c\u570b\u5916\u5f88\u591a\u540c\u985e\u578b ETF \u6bcf\u5e74\u537b\u53ea\u6709 0.1% \u4ee5\u4e0b\u3002\u7528\u9019\u7a2e ETF \u6295\u8cc7\uff0c\u7b49\u65bc\u6bcf\u5e74\u5e6b\u4f60\u7701\u4e0b\u7d04 2% \u7684\u6210\u672c\uff0c\u9577\u671f\u4e0b\u4f86\u5dee\u8ddd\u975e\u5e38\u53ef\u89c0\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">3. \u79d1\u5b78\u4e14\u6709\u7d00\u5f8b\u7684\u6295\u8cc7<\/h3>\n\n<p class=\"wp-block-paragraph\">\u6211\u5e38\u8aaa\uff0c\u6295\u8cc7\u7372\u5229\u7684\u65b9\u6cd5\u4e26\u4e0d\u96e3\uff0c\u53ea\u8981\u505a\u597d\u9069\u7576\u7684\u8cc7\u7522\u914d\u7f6e\u3001\u9577\u671f\u6301\u6709\u5c31\u53ef\u4ee5\uff0c\u4f46\u505a\u8d77\u4f86\u537b\u5341\u5206\u56f0\u96e3\uff0c\u56e0\u70ba\u4eba\u6027\u6703\u53d7\u5230\u5916\u754c\u8a31\u591a\u5e72\u64fe\u3002\u6a5f\u5668\u6c92\u6709\u9019\u500b\u554f\u984c\uff0c\u5b83\u4e0d\u6703\u8caa\u5a6a\u4e5f\u4e0d\u6703\u6050\u61fc\uff0c\u6703\u7167\u8457\u898f\u5247\u57f7\u884c<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\">\u81ea\u52d5\u518d\u5e73\u8861<\/a>\uff0c\u5e6b\u52a9\u6295\u8cc7\u4eba\u66f4\u7406\u6027\u5730\u6295\u8cc7\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u57fa\u65bc\u9019\u4e09\u500b\u7279\u9ede\uff0c\u6a5f\u5668\u4eba\u7406\u8ca1\u5728\u7f8e\u570b\u5927\u70ba\u98a8\u884c\uff0c\u7576\u6642\u77ed\u77ed 10 \u5e74\u5c31\u6709 550 \u5bb6\u516c\u53f8\u63a8\u51fa\u9019\u7a2e\u670d\u52d9\u3002<\/p>\n\n\n<div class=\"wp-block-group alpha-cta alpha-cta-mid alpha-cta-tool has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-left-color:#006ece;border-left-width:4px;background-color:#f3f7fb;padding:16px 20px\">\n<p class=\"wp-block-paragraph\"><strong>\u60f3\u76f4\u63a5\u770b\u4f9d\u4f60\u7684\u689d\u4ef6\u7d66\u51fa\u7684\u914d\u7f6e\u5efa\u8b70\uff1f<\/strong><\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-7b4500cd wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/jOAm2Tj0\" style=\"border-radius:50px;color:#ffffff;background-color:#006ece;border:2px solid #006ece;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u514d\u8cbb\u8a3b\u518a\uff0c\u770b\u4f60\u7684\u5efa\u8b70\u7d44\u5408<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">2017 \u5e74 4 \u6708 1 \u65e5\uff0c\u6211\u6c7a\u5b9a\u51fa\u4f86\u5275\u696d<\/h2>\n\n<p class=\"wp-block-paragraph\">\u4e86\u89e3\u6a5f\u5668\u4eba\u7406\u8ca1\u7684\u597d\u8655\u4e4b\u5f8c\uff0c\u6211\u4e00\u76f4\u5728\u60f3\uff0c\u5982\u679c\u80fd\u5728\u53f0\u7063\u63d0\u4f9b\u9019\u7a2e\u5e73\u53f0\u7d66\u6c11\u773e\uff0c\u61c9\u8a72\u662f\u5f88\u68d2\u7684\u4e8b\u60c5\u3002\u65bc\u662f 2017 \u5e74 4 \u6708 1 \u65e5\u6211\u6c7a\u5b9a\u51fa\u4f86\u5275\u696d\uff0c\u76ee\u6a19\u662f\u8b93\u53f0\u7063\u6c11\u773e\u4e5f\u80fd\u7528\u5230\u8207\u570b\u969b\u540c\u6b65\u7684\u6a5f\u5668\u4eba\u7406\u8ca1\u670d\u52d9\uff0c\u9019\u500b\u60f3\u6cd5\u958b\u555f\u4e86\u6211\u7684\u91d1\u878d\u79d1\u6280\u65b0\u5275\u4e4b\u8def\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4efb\u4f55\u7406\u60f3\u90fd\u6709\u73fe\u5be6\u7684\u6210\u5206<\/h2>\n\n<p class=\"wp-block-paragraph\">\u60f3\u6cd5\u96d6\u7136\u7c21\u55ae\uff0c\u5be6\u969b\u505a\u4e0b\u53bb\u624d\u77e5\u9053\u5275\u696d\u771f\u7684\u5f88\u56f0\u96e3\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u627e\u4e0d\u5230\u9858\u610f\u914d\u5408\u7684\u5238\u5546<\/h3>\n\n<p class=\"wp-block-paragraph\">\u6211\u4e00\u958b\u59cb\u5c31\u6c7a\u5b9a\u7528 ETF \u7576\u6a5f\u5668\u4eba\u7406\u8ca1\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u56e0\u70ba\u9019\u662f\u7f8e\u570b\u6a5f\u5668\u4eba\u7406\u8ca1\u516c\u53f8\u7684\u6a19\u6e96\u505a\u6cd5\uff0c\u800c\u4e14\u5927\u591a\u6578\u90fd\u63a1\u7528\u5148\u92d2\uff08Vanguard\uff09\u7684\u7522\u54c1\uff0c\u56e0\u70ba Vanguard \u7684 ETF \u8cbb\u7528\u662f\u51fa\u4e86\u540d\u7684\u4f4e\uff0c\u6211\u7576\u7136\u4e5f\u5e0c\u671b\u53f0\u7063\u6c11\u773e\u80fd\u7528\u5230\u9019\u9ebc\u597d\u7684\u7522\u54c1\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u5728\u53f0\u7063\u8981\u6295\u8cc7\u7f8e\u570b\u639b\u724c\u7684 ETF\uff0c\u9700\u8981\u900f\u904e\u5238\u5546\u7684\u8907\u59d4\u8a17\u696d\u52d9\uff0c\u65bc\u662f\u6211\u958b\u59cb\u62dc\u8a2a\u5404\u5bb6\u5238\u5546\u6d3d\u8ac7\u5408\u4f5c\uff0c\u4f46\u56de\u61c9\u90fd\u5f88\u51b7\u6de1\u3002\u53f0\u7063\u5238\u5546\u7684\u4e3b\u529b\u696d\u52d9\u591a\u5728\u53f0\u80a1\uff0c\u8907\u59d4\u8a17\u4e0d\u662f\u4e3b\u6d41\uff0c\u76f8\u95dc\u7cfb\u7d71\u4e5f\u6bd4\u8f03\u4e0d\u5b8c\u5584\uff0c\u8981\u914d\u5408\u6a5f\u5668\u4eba\u7406\u8ca1\uff0c\u5238\u5546\u5c31\u5f97\u82b1\u9322\u5347\u7d1a\u8cc7\u8a0a\u7cfb\u7d71\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6a5f\u5668\u4eba\u7406\u8ca1\u7576\u6642\u9084\u662f\u5f88\u65b0\u7684\u6982\u5ff5\uff0c\u696d\u8005\u4e5f\u4e0d\u78ba\u5b9a\u4e0b\u55ae\u91cf\u6703\u6709\u591a\u5c11\uff0c\u5728\u5546\u8a00\u5546\uff0c\u91cf\u4e0d\u5927\u4f55\u5fc5\u82b1\u9322\u5347\u7d1a\uff1f\u591a\u6578\u5238\u5546\u90fd\u62b1\u6301\u89c0\u671b\u614b\u5ea6\uff0c\u6211\u4e5f\u4e00\u76f4\u627e\u4e0d\u5230\u9858\u610f\u914d\u5408\u4e0b\u55ae\u7684\u5238\u5546\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a\u4eba\u52f8\u6211\uff0c\u5148\u7528\u570b\u5167\u7684\u4e3b\u52d5\u5f0f\u57fa\u91d1\u7576\u7522\u54c1\u4e0d\u5c31\u597d\u4e86\uff1f\u6c92\u6709\u9019\u4e9b\u554f\u984c\uff0c\u99ac\u4e0a\u5c31\u80fd\u4e0b\u55ae\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u5766\u767d\u8aaa\uff0c\u5728\u6c92\u6709\u5238\u5546\u9858\u610f\u914d\u5408\u7684\u60c5\u6cc1\u4e0b\uff0c\u6211\u4e5f\u771f\u7684\u60f3\u904e\u4e7e\u8106\u5148\u7528\u4e3b\u52d5\u5f0f\u57fa\u91d1\uff0c\u7b49\u66f4\u591a\u5238\u5546\u9858\u610f\u914d\u5408\u518d\u8abf\u6574\u3002\u4e0d\u7136\u516c\u53f8\u4e00\u76f4\u6c92\u6709\u6536\u5165\uff0c\u54e1\u5de5\u6703\u770b\u4e0d\u5230\u672a\u4f86\uff0c\u5149\u5805\u6301\u7406\u5ff5\u537b\u7121\u6cd5\u57f7\u884c\u4e5f\u6c92\u7528\uff0c\u4e0d\u662f\u55ce\uff1f<\/p>\n\n<p class=\"wp-block-paragraph\">\u4f46\u6bcf\u7576\u78b0\u5230\u9019\u7a2e\u632b\u6298\uff0c\u6211\u5c31\u6703\u56de\u60f3\uff0c\u7576\u521d\u70ba\u4ec0\u9ebc\u8981\u51fa\u4f86\u5275\u696d\uff1f\u5982\u679c\u9084\u662f\u8981\u8ce3\u9ad8\u8cbb\u7528\u7684\u4e3b\u52d5\u5f0f\u57fa\u91d1\uff0c\u90a3\u6211\u7559\u5728\u9280\u884c\u6490\u5230\u9000\u4f11\u5c31\u597d\u4e86\uff0c\u4f55\u82e6\u9019\u9ebc\u8f9b\u82e6\u51fa\u4f86\u5275\u696d\uff1f<\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u5982\u679c\u67d0\u4ef6\u4e8b\u60c5\u7684\u91cd\u8981\u6027\u6bcb\u5eb8\u7f6e\u7591\uff0c\u5373\u4f7f\u5168\u4e16\u754c\u90fd\u4e0d\u7ad9\u5728\u4f60\u9019\u4e00\u65b9\uff0c\u4f9d\u7136\u5f97\u5805\u6301\u4e0b\u53bb\u3002<\/p>\n<\/blockquote>\n\n<p class=\"wp-block-paragraph\">\u65bc\u662f\u6211\u7e7c\u7e8c\u5805\u6301\u4e00\u5b9a\u8981\u7528 ETF\u3002\u7d93\u904e\u4e0d\u65b7\u52aa\u529b\uff0c2019 \u5e74\u958b\u59cb\u6709\u5e7e\u5bb6\u5238\u5546\u4e3b\u52d5\u8868\u793a\u6709\u610f\u9858\u914d\u5408\uff0c\u5927\u6982\u4e5f\u662f\u770b\u5230\u4e86\u88ab\u52d5\u6295\u8cc7\u7684\u8da8\u52e2\uff0c\u60f3\u6bd4\u540c\u696d\u66f4\u65e9\u5e03\u5c40\uff0c\u6211\u5011\u7d42\u65bc\u80fd\u548c\u5238\u5546\u5750\u4e0b\u4f86\u8a8d\u771f\u8ac7\u5408\u4f5c\u7d30\u7bc0\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u77ed\u671f\u5167\u96d6\u7136\u56e0\u70ba\u6cd5\u4ee4\u9650\u5236\uff0c\u96d9\u65b9\u9084\u7121\u6cd5\u505a\u5230\u7406\u60f3\u4e2d\u7684\u5408\u4f5c\u4e0b\u55ae\u6a21\u5f0f\uff0c\u4f46\u81f3\u5c11\u9019\u689d\u8def\u901a\u4e86\uff0c\u570b\u5167\u6c11\u773e\u4e5f\u80fd\u900f\u904e\u6a5f\u5668\u4eba\u7406\u8ca1\u5e73\u53f0\uff0c\u7528\u5408\u7406\u7684\u91d1\u984d\u8cb7\u9032 Vanguard ETF \u7d44\u6210\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u9019\u5df2\u7d93\u662f\u975e\u5e38\u5927\u7684\u7a81\u7834\uff0c\u8b93\u6211\u5f88\u958b\u5fc3\u4e5f\u5f88\u6b23\u6170\uff0c\u52aa\u529b\u7d42\u65bc\u6c92\u6709\u767d\u8cbb\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u5f9e\u96f6\u958b\u59cb\u7533\u8acb\u6295\u9867\u724c\u7167<\/h3>\n\n<p class=\"wp-block-paragraph\">\u5275\u696d\u4e4b\u521d\uff0c\u53f0\u7063\u4e3b\u7ba1\u6a5f\u95dc\u5c0d\u6a5f\u5668\u4eba\u7406\u8ca1\u8a72\u9069\u7528\u54ea\u7a2e\u6cd5\u4ee4\u9084\u4e0d\u660e\u6717\uff0c\u65bc\u662f\u6211\u5148\u6210\u7acb\u4e00\u5bb6\u91d1\u878d\u79d1\u6280\u516c\u53f8\u505a\u6e96\u5099\u3002\u5e7e\u500b\u6708\u5f8c\u6cd5\u4ee4\u898f\u7bc4\u51fa\u4f86\u4e86\uff0c\u5f9e\u4e8b\u6a5f\u5668\u4eba\u7406\u8ca1\u9700\u8981\u6295\u9867\u724c\u7167\uff0c\u6211\u53c8\u5f97\u958b\u59cb\u6e96\u5099\u7533\u8acb\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u7533\u8acb\u6295\u9867\u724c\u7167\u9700\u8981\u518d\u52df\u8cc7\uff0c\u4f46\u7576\u6642\u516c\u53f8\u53ea\u6709\u5c11\u6578\u5e7e\u500b\u54e1\u5de5\uff0c\u6c92\u6709\u724c\u7167\u5c31\u4e0d\u80fd\u71df\u904b\uff0c\u5b8c\u5168\u6c92\u6709\u6536\u5165\uff0c\u524d\u666f\u5f88\u4e0d\u660e\u6717\uff0c\u90a3\u6642\u5019\u9858\u610f\u6295\u8cc7\u7684\u4eba\u975e\u5e38\u5c11\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6211\u9084\u8a18\u5f97\u90a3\u5e74\u904e\u5e74\uff0c\u6211\u6b63\u5728\u70ba\u52df\u8cc7\u50b7\u900f\u8166\u7b4b\uff0c\u8ddd\u96e2\u9700\u8981\u7684\u8cc7\u91d1\u9084\u6709\u4e00\u6bb5\u5dee\u8ddd\uff0c\u80fd\u627e\u7684\u4eba\u5e7e\u4e4e\u90fd\u627e\u904e\u4e86\u3002\u6c92\u6709\u8cc7\u91d1\u5c31\u7121\u6cd5\u7533\u8acb\u724c\u7167\uff0c\u6c92\u6709\u724c\u7167\u5c31\u5b8c\u5168\u6c92\u6709\u672a\u4f86\uff0c\u90a3\u5e74\u904e\u5e74\u5b8c\u5168\u6c92\u6709\u904e\u7bc0\u7684\u5fc3\u60c5\u3002\u6700\u5f8c\u7e3d\u7b97\u51fa\u73fe\u4e86\u5e7e\u4f4d\u5929\u4f7f\u6295\u8cc7\u4eba\u9858\u610f\u51fa\u8cc7\uff0c\u6211\u73fe\u5728\u5b8c\u5168\u80fd\u9ad4\u6703\u5929\u4f7f\u6295\u8cc7\u4eba\u7684\u6db5\u7fa9\u4e86\uff0c\u5c0d\u65b0\u5275\u516c\u53f8\u4f86\u8aaa\uff0c\u9019\u500b\u968e\u6bb5\u9858\u610f\u6295\u8cc7\u7684\u4eba\u771f\u7684\u662f\u4e00\u7fa4\u5929\u4f7f\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u8cc7\u91d1\u6709\u4e86\uff0c\u4f46\u5f88\u591a\u4eba\uff08\u5305\u62ec\u6295\u9867\u696d\u8005\uff09\u544a\u8a34\u6211\uff0c\u4e3b\u7ba1\u6a5f\u95dc\u5df2\u7d93\u5f88\u5c11\u6838\u51c6\u65b0\u7684\u8b49\u5238\u6295\u9867\u724c\u7167\uff0c\u5c31\u7b97\u540c\u610f\uff0c\u4e5f\u53ef\u80fd\u8981\u7b49\u4e00\u3001\u5169\u5e74\u751a\u81f3\u66f4\u4e45\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6c92\u6709\u724c\u7167\u5c31\u4e0d\u80fd\u71df\u696d\uff0c\u7b49\u5f85\u7684\u6642\u9593\u4e00\u9577\uff0c\u518d\u591a\u7684\u8cc7\u672c\u4e5f\u6703\u71d2\u5149\u3002\u4e3b\u7ba1\u6a5f\u95dc\u4e0d\u6703\u660e\u78ba\u544a\u77e5\u662f\u5426\u6838\u51c6\u3001\u4f55\u6642\u6838\u51c6\uff0c\u6211\u5011\u80fd\u505a\u7684\u5c31\u662f\u6e96\u5099\u597d\u8cc7\u6599\uff0c\u7136\u5f8c\u7b49\u5f85\u3002\u5766\u767d\u8aaa\uff0c\u7b49\u5f85\u7684\u904e\u7a0b\u6211\u5fc3\u88e1\u5f88\u6c92\u6709\u5e95\uff0c\u5982\u679c\u8cc7\u91d1\u5728\u7b49\u5f85\u4e2d\u71d2\u5149\u4e86\uff0c\u6211\u600e\u9ebc\u5c0d\u80a1\u6771\u4ea4\u4ee3\uff1f<\/p>\n\n<p class=\"wp-block-paragraph\">\u5f88\u5e78\u904b\uff0c\u7533\u8acb\u5927\u7d04\u534a\u5e74\uff0c2019 \u5e74\u7b2c\u56db\u5b63\u6211\u5011\u5c31\u62ff\u5230\u4e86\u6295\u9867\u7c4c\u5099\u7684\u6838\u51c6\u51fd\u3002\u4f46\u9019\u53ea\u662f\u7b2c\u4e00\u95dc\uff0c\u4e4b\u5f8c\u9084\u8981\u7533\u8acb\u6b63\u5f0f\u71df\u696d\u57f7\u7167\uff0c\u9700\u8981\u88dc\u8db3\u66f4\u591a\u8cc7\u6599\u8207\u4eba\u54e1\u8cc7\u683c\u3002\u7d93\u904e\u4e00\u756a\u52aa\u529b\uff0c2020 \u5e74 4 \u6708\u5e95\u6211\u5011\u62ff\u5230\u6b63\u5f0f\u71df\u696d\u57f7\u7167\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u7406\u8ad6\u4e0a\u9019\u6642\u5c31\u53ef\u4ee5\u71df\u696d\u4e86\uff0c\u4f46\u6211\u5011\u9084\u4e0d\u884c\uff0c\u56e0\u70ba\u6211\u5011\u7528\u7684\u662f\u7f8e\u570b\u639b\u724c\u7684 ETF\uff0c\u9700\u8981\u518d\u7533\u8acb\u300c\u6d77\u5916\u6709\u50f9\u8b49\u5238\u7684\u9867\u554f\u8cc7\u683c\u300d\uff0c\u7533\u8acb\u689d\u4ef6\u53c8\u66f4\u56b4\u683c\u3002\u6240\u5e78\u7687\u5929\u4e0d\u8ca0\u82e6\u5fc3\u4eba\uff0c2020 \u5e74 5 \u6708\u5e95\u6211\u5011\u4e5f\u62ff\u5230\u4e86\u9019\u500b\u8cc7\u683c\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u62ff\u5230\u958b\u696d\u524d\u6700\u5f8c\u4e00\u5f35\u9580\u7968\u6642\uff0c\u6211\u5167\u5fc3\u771f\u7684\u4e94\u5473\u96dc\u9673\uff0c\u5f88\u60f3\u5927\u54ed\u4e00\u5834\u3002\u4e00\u65b9\u9762\u662f\u958b\u5fc3\uff0c\u591a\u5e74\u4f86\u7684\u5805\u6301\u7d42\u65bc\u53ef\u4ee5\u771f\u6b63\u843d\u5be6\uff0c\u4e0d\u518d\u53ea\u662f\u7406\u60f3\uff1b\u53e6\u4e00\u65b9\u9762\uff0c\u5275\u696d\u7684\u904e\u7a0b\u5be6\u5728\u975e\u5e38\u714e\u71ac\uff0c\u6709\u6642\u5019\u6211\u6703\u60f3\uff0c\u5982\u679c\u7576\u5e74\u77e5\u9053\u9019\u9ebc\u8271\u96e3\uff0c\u6216\u8a31\u5c31\u4e0d\u6703\u51fa\u4f86\u5275\u696d\u4e86\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u70ba\u4ec0\u9ebc\u53d6\u540d\u53eb\u963f\u723e\u767c\uff08Alpha\uff09\uff1f<\/h2>\n\n<p class=\"wp-block-paragraph\">\u7f8e\u570b\u6700\u5927\u7684\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u4e4b\u4e00\u9818\u822a\u6295\u8cc7\uff08Vanguard\uff0c\u4e5f\u7a31\u5148\u92d2\u96c6\u5718\uff09\u6709\u4e00\u4efd\u7814\u7a76\u3008Putting a value on your value: Quantifying Advisor&#8217;s Alpha\u3009\uff0c\u628a\u9867\u554f\u66ff\u5ba2\u6236\u5275\u9020\u7684\u50f9\u503c\u7a31\u70ba\u300c\u9867\u554f\u7684 Alpha\u300d<sup>[1]<\/sup>\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u5728 Vanguard \u7684\u7814\u7a76\u4e2d\uff0c\u9867\u554f\u5927\u7d04\u80fd\u66ff\u5ba2\u6236\u591a\u5275\u9020\u6bcf\u5e74 3% \u7684\u6de8\u5831\u916c\uff0c\u4f86\u6e90\u662f\u627e\u51fa\u9069\u5408\u7684\u6295\u8cc7\u7d44\u5408\u3001\u5354\u52a9\u7ba1\u7406\u8ca1\u5bcc\uff0c\u4ee5\u53ca\u6700\u91cd\u8981\u7684\u6295\u8cc7\u884c\u70ba\u8f14\u5c0e\u3002<\/p>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>\u9867\u554f\u63d0\u4f9b\u7684\u670d\u52d9<\/th>\n<th>\u6bcf\u5e74\u66ff\u5ba2\u6236\u5275\u9020\u7684\u50f9\u503c\uff08\u4f30\u8a08\uff09<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u627e\u51fa\u9069\u5408\u500b\u4eba\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=840\">\u8cc7\u7522\u914d\u7f6e<\/a><\/td>\n<td>\u5927\u65bc 0%<\/td>\n<\/tr>\n<tr>\n<td>\u9078\u64c7\u4f4e\u6210\u672c\u7684\u57fa\u91d1<\/td>\n<td>0.34%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1703\">\u518d\u5e73\u8861<\/a>\uff0c\u63a7\u5236\u98a8\u96aa<\/td>\n<td>0.26%<\/td>\n<\/tr>\n<tr>\n<td>\u884c\u70ba\u6559\u7df4\uff0c\u5e6b\u5ba2\u6236\u7dad\u6301\u7d00\u5f8b<\/td>\n<td>1.50%<\/td>\n<\/tr>\n<tr>\n<td>\u8cc7\u7522\u653e\u5728\u54ea\u7a2e\u5e33\u6236\uff08\u7bc0\u7a05\uff09<\/td>\n<td>0% \u5230 0.75%<\/td>\n<\/tr>\n<tr>\n<td>\u9000\u4f11\u5f8c\u7684<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=4801\">\u63d0\u9818\u7b56\u7565<\/a><\/td>\n<td>0% \u5230 1.10%<\/td>\n<\/tr>\n<tr>\n<td>\u9078\u64c7\u8ffd\u6c42\u7e3d\u5831\u916c\u800c\u975e\u53ea\u8ffd<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1451\">\u9ad8\u80a1\u606f<\/a><\/td>\n<td>\u5927\u65bc 0%<\/td>\n<\/tr>\n<tr>\n<td>\u5408\u8a08<\/td>\n<td>\u7d04 3%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">\u8cc7\u6599\u4f86\u6e90\uff1aVanguard\uff0c\u3008Putting a value on your value: Quantifying Advisor&#8217;s Alpha\u3009<\/p>\n\n<p class=\"wp-block-paragraph\">\u4e5f\u5c31\u662f\u8aaa\uff0cAlpha \u4e0d\u662f\u9760\u6311\u6a19\u7684\u3001\u6293\u6642\u6a5f\u5275\u9020\u51fa\u4f86\u7684\uff0c\u800c\u662f\u5f9e\u5176\u4ed6\u9762\u5411\u5275\u9020\u7684\uff0c\u5176\u4e2d\u6700\u5927\u7684\u4e00\u584a\u662f\u884c\u70ba\u8f14\u5c0e\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u03b1\uff08Alpha\uff09\u662f\u5e0c\u81d8\u5b57\u6bcd\u7684\u7b2c\u4e00\u500b\u5b57\uff0c\u901a\u5e38\u4ee3\u8868\u67d0\u4ef6\u4e8b\u6700\u91cd\u8981\u6216\u958b\u59cb\u7684\u610f\u601d\uff0c\u4e5f\u662f\u6211\u5011\u5c0d\u81ea\u5df1\u7684\u671f\u8a31\uff0c\u5e0c\u671b\u5728\u9019\u500b\u9818\u57df\u6210\u70ba\u5e36\u982d\u7684\u4eba\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5beb\u7d66 AI \u6642\u4ee3\u7684\u8b80\u8005<\/h2>\n\n<p class=\"wp-block-paragraph\">\u9019\u5c31\u662f\u6211\u5275\u696d\u982d\u4e09\u5e74\u7684\u5fc3\u8def\u6b77\u7a0b\u30022020 \u5e74\u6211\u5011\u6b63\u5f0f\u5408\u6cd5\u5c0d\u5916\u71df\u696d\uff0c\u7528\u7684\u662f\u6211\u4e00\u76f4\u5805\u6301\u7684\u6a21\u5f0f\uff1aVanguard \u7684 ETF \u7522\u54c1\uff0c\u52a0\u4e0a\u5b8c\u6574\u7684\u6295\u8cc7\u898f\u5283\u6d41\u7a0b\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u9019\u5e7e\u5e74 ChatGPT\u3001DeepSeek \u9019\u985e\u751f\u6210\u5f0f AI \u51fa\u73fe\uff0c\u53d6\u5f97\u6295\u8cc7\u77e5\u8b58\u8b8a\u5f97\u5f88\u5bb9\u6613\u3002\u4f46\u56de\u982d\u770b\u4e0a\u9762\u90a3\u5f35\u8868\uff0c\u9867\u554f\u50f9\u503c\u88e1\u5360\u6bd4\u6700\u5927\u7684\u4e00\u584a\u662f\u884c\u70ba\u6559\u7df4\uff0c\u9019\u4e5f\u662f\u6211\u7576\u521d\u5805\u6301\u6a5f\u5668\u4eba\u7406\u8ca1\u7684\u539f\u56e0\uff1a\u6295\u8cc7\u7372\u5229\u7684\u65b9\u6cd5\u4e26\u4e0d\u96e3\uff0c\u96e3\u7684\u662f\u505a\u5230\uff0c\u800c\u6a5f\u5668\u7167\u898f\u5247\u57f7\u884c\uff0c\u4e0d\u6703\u6709\u4eba\u6027\u7684\u8caa\u5a6a\u6216\u6050\u61fc\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u6a5f\u5668\u4eba\u7406\u8ca1\u5230\u5e95\u600e\u9ebc\u904b\u4f5c\u3001\u53f0\u7063\u6709\u54ea\u4e9b\u5e73\u53f0\u53ef\u4ee5\u9078\uff0c\u53ef\u4ee5\u5f9e\u3008<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\">\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f<\/a>\u3009\u548c\u3008<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14515\">\u53f0\u7063 5 \u5927\u6a5f\u5668\u4eba\u7406\u8ca1\u5e73\u53f0\u6bd4\u8f03<\/a>\u3009\u958b\u59cb\uff1b\u60f3\u770b\u5be6\u969b\u7684\u898f\u5283\u6848\u4f8b\uff0c\u6211\u4e5f\u5206\u4eab\u904e\u5e6b\u5973\u5152\u505a\u7684\u3008<a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=9368\">Anna \u8f15\u9b06\u5b58\u5230 3,800 \u842c\u7684\u9000\u4f11\u8a08\u756b<\/a>\u3009\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5ef6\u4f38\u95b1\u8b80<\/h2>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=5080\">\u6a5f\u5668\u4eba\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u904b\u4f5c\uff1f\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f<\/a>\uff1a\u9069\u5408\u60f3\u5148\u641e\u61c2\u6a5f\u5668\u4eba\u7406\u8ca1\u600e\u9ebc\u904b\u4f5c\u7684\u4eba<\/li>\n<li><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=14515\">AI\u7406\u8ca1\u662f\u4ec0\u9ebc\uff1f\u53f0\u7063 5 \u5927\u6a5f\u5668\u4eba\u7406\u8ca1\u5e73\u53f0\u6bd4\u8f03<\/a>\uff1a\u9069\u5408\u6b63\u5728\u6bd4\u8f03\u5404\u5bb6\u5e73\u53f0\u8cbb\u7528\u8207\u529f\u80fd\u7684\u4eba<\/li>\n<li><a href=\"https:\/\/blog.roboadvisor.com.tw\/?p=1781\">Vanguard \u662f\u4ec0\u9ebc\uff1f\u5148\u92d2\u9818\u822a\u7531\u65d7\u4e0b\u57fa\u91d1\u7684\u6295\u8cc7\u4eba\u64c1\u6709<\/a>\uff1a\u9069\u5408\u60f3\u77e5\u9053\u70ba\u4ec0\u9ebc\u6211\u5805\u6301\u7528 Vanguard ETF \u7684\u4eba<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-group alpha-cta alpha-cta-end alpha-cta-tool has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"background-color:#f3f7fb;padding:32px 20px\">\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:clamp(16.834px, 1.052rem + ((1vw - 3.2px) * 0.716), 26px);font-weight:700\">\u514d\u8cbb\u8a3b\u518a\uff0c\u770b\u4f60\u7684\u5efa\u8b70\u7d44\u5408<\/p>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u56de\u7b54\u5e7e\u984c\u76ee\u6a19\u8207\u98a8\u96aa\u554f\u5377\uff0c\u5c31\u80fd\u770b\u5230\u5efa\u8b70\u7684 ETF \u7d44\u5408\uff1b\u8981\u4e0d\u8981\u958b\u59cb\u6295\u8cc7\u7531\u4f60\u6c7a\u5b9a<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe0a7de2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/jOAm2Tj0\" style=\"border-radius:50px;color:#ffffff;background-color:#006ece;border:2px solid #006ece;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u514d\u8cbb\u8a3b\u518a\uff0c\u770b\u4f60\u7684\u5efa\u8b70\u7d44\u5408<\/strong><\/a><\/div>\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/urli.ai\/line\/XpZpxkKi\" style=\"border-radius:50px;color:#00b900;background-color:#ffffff;border:2px solid #00b900;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.234), 17px);line-height:1.4;padding:10px 26px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u52a0 LINE \u554f\u9867\u554f<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\">\u53c3\u8003\u6587\u737b<\/h2>\n\n<ul class=\"wp-block-list\">\n<li>[1] Vanguard. Putting a value on your value: Quantifying Advisor&#8217;s Alpha. https:\/\/advisors.vanguard.com\/insights\/article\/IWE_ResPuttingAValueOnValue<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">\u91cd\u8981\u8072\u660e<\/h2>\n\n<p class=\"wp-block-paragraph\">\u672c\u6587\u7531\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\u7de8\u88fd\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u69cb\u6210\u4efb\u4f55\u91d1\u878d\u5546\u54c1\u4e4b\u8981\u7d04\u3001\u62db\u652c\u6216\u63a8\u4ecb\uff0c\u4ea6\u975e\u91dd\u5c0d\u7279\u5b9a\u6295\u8cc7\u4eba\u4e4b\u500b\u5225\u6295\u8cc7\u5efa\u8b70\uff1b\u6295\u8cc7\u4eba\u61c9\u4f9d\u81ea\u8eab\u8ca1\u52d9\u72c0\u6cc1\u3001\u6295\u8cc7\u76ee\u6a19\u8207\u98a8\u96aa\u627f\u53d7\u5ea6\u5be9\u614e\u8a55\u4f30\uff0c\u4e26\u81ea\u884c\u627f\u64d4\u6295\u8cc7\u98a8\u96aa\u3002\u6587\u4e2d Vanguard \u7814\u7a76\u6578\u5b57\u70ba\u8a72\u6a5f\u69cb\u5c0d\u7f8e\u570b\u9867\u554f\u670d\u52d9\u4e4b\u4f30\u8a08\uff0c\u4e0d\u4ee3\u8868\u672c\u516c\u53f8\u670d\u52d9\u4e4b\u5be6\u969b\u7e3e\u6548\u3002\u904e\u53bb\u7e3e\u6548\u4e0d\u4ee3\u8868\u672a\u4f86\u8868\u73fe\u3002\u963f\u723e\u767c\u8b49\u5238\u6295\u8cc7\u9867\u554f\u80a1\u4efd\u6709\u9650\u516c\u53f8\u3000115\u91d1\u7ba1\u6295\u9867\u65b0\u5b57\u7b2c019\u865f<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5275\u8fa6\u4eba\u9673\u5fd7\u5f65\u81ea\u8ff0\uff1a2017 \u5e74\u96e2\u958b\u9280\u884c\u5275\u696d\uff0c\u5805\u6301\u7528 Vanguard ETF\uff0c3 \u5e74\u62ff\u5230\u724c\u7167\u7684\u6a5f\u5668\u4eba\u7406\u8ca1\u4e4b\u8def\u3002<\/p>\n","protected":false},"author":7,"featured_media":7613,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_llm_markdown_disabled":false},"categories":[566],"tags":[1302,1301,1299,1300],"class_list":["post-7575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-566","tag-advisors-alpha","tag-1301","tag-1299","tag-1300"],"jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_featured_media_url":"https:\/\/blog.roboadvisor.com.tw\/wp-content\/uploads\/2024\/01\/\u963f\u723e\u767c\u8b49\u5238\u6295\u9867\u5275\u8fa6\u4eba\u66a8\u8463\u4e8b\u9577\u9673\u5fd7\u5f65-1.webp","_links":{"self":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/7575","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7575"}],"version-history":[{"count":5,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/7575\/revisions"}],"predecessor-version":[{"id":19641,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/7575\/revisions\/19641"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=\/wp\/v2\/media\/7613"}],"wp:attachment":[{"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7575"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7575"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.roboadvisor.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}